I live in Mass and I like visiting NH for the natural beauty. But yeah, too cold for me to live there permanently. Enjoyed your video. Good luck in Tennessee. Will be interesting to hear about your journey there.

@OurRetireEarlyJourney

23 сағат бұрын

Thank you for watching and commenting. It sure is beautiful, it's cold for too many months. It is great for those that love winter sports though, that's just not us.

I love NH. Ski the east! Lack of diversity is a good reason to stay here too. It's been a great place for our family with a fun neighborhood for our kids, they have lots of good friends, awsome school, business environment has been good for me, but I'm not going to retire for at least 20 years so things will surely change. I enjoy hearing your experience and interested to learn of the other options people go for. Thank you for the research and data you put together for this!

@OurRetireEarlyJourney

2 ай бұрын

We do love NH as well. It’s been amazing for our children. It’s simply too expensive to retire early.

That snow is enough to say goodbye too! I'm in Eastern Washington and I'm still expecting there will be one more snowfall. Hope I'm wrong. I did it. I left Seattle at 55 years of age and moved to small town. Best decision ever. My electricity is $26 plus .06 per kwh.

@OurRetireEarlyJourney

3 ай бұрын

We are so glad we are not alone in this. Thank you for sharing, it makes us happy to see others succeeding in such a life changing moment! We are jealous of your electricity bill... last September our bill was $609. It has dropped some but for the past 2 years we average $406/month.

@99boiledeggs57

3 ай бұрын

@@OurRetireEarlyJourneyI do happen to live next door to the largest hydroelectric dam in the Western Hemisphere. That helps.

Really enjoyed this video and it gives a lot of good info that applies to us as we explore early retirement. Odd question: Where did you get that plaid red/black jacket? It is super cool.

@OurRetireEarlyJourney

3 күн бұрын

Thanks for watching and for the feedback. Believe it or not but it was from Old Navy many years ago. We don't buy much from them, but we do live some of their winter gear.

Excellent video! I'm very impressed. You two do a great job. Those costs are amazingly high. Where are you moving to? Somehow I missed that. Buzz

@OurRetireEarlyJourney

3 ай бұрын

Thanks Buzz! That was a little Easter egg that we left it out for someone to ask. You won that race! We are moving to Eastern Tennessee on the Cumberland Plateau. It reminds us of NH, without the high expenses. They have no income tax, but have a sales tax… but hey you aren’t buying much in retirement!

@libbysworld7649

3 ай бұрын

@@OurRetireEarlyJourney I LOVE EAST TENNESSEE! My mom is from that area and I have family and friends there. I live in Michigan and spent many a summer in my childhood down there! You will LOVE the area. It's gorgeous weather all year round. Cost of living is amazing. So excited to watch you guys make your way down there.

@OurRetireEarlyJourney

3 ай бұрын

@@libbysworld7649 We are heading down in 10 days to visit our build in progress and look at colleges with our youngest. We feel so lucky to have found an amazing community in TN.

New subscriber here. My hubby and I are hoping to retire early as well. I was so happy to find your channel. Can't wait to see your channel grow! I am going to refer you all over the place. I've been part of the budgeting community here on KZread for a while. Not really a channel yet, but definitely interacting with a lot of the budgeting channels. Can't wait to get caught up on your content!

@OurRetireEarlyJourney

3 ай бұрын

Thank you so much! We love budgeting as well. We have been budgeting for years, but have taken it to an entirely different level the past few years by switching our mindset from everything were taught in 50-20-30. (Essential Spending-Saving-Wants spending). Pre-retirement it should be Saving-Essential Spending-Wants Spending. Since we’ve made that shift, we’ve eliminated all debt and are saving like crazy and the compounding interest is doing its thing. We just wrapped up our March budget and are going to drop a video this week with the update. Really great to meet you!

congrats on sticking it out that long? It's 84 degrees today in Texas. my electric bill last year was $2800 for the year, and that includes our 100 degree summer months. It's hot in the summer, that's why we have lakes everywhere and just about everyone has a pool in the backyard. Its mild in the winter, we can play golf year round 🙂

@OurRetireEarlyJourney

3 ай бұрын

We would take the $2800 for AC. We don’t even have electric heat and it’s that high. The part of TN we are moving too is mild all year round and we are looking forward to it. We are on a plateau so we can avoid the natural disaster risks as well.

I live in a neighboring town to Concord. There is no way I could shovel my own very long driveway. The additional expense many have is snow removal. I pay about $1200 a year for that.

@OurRetireEarlyJourney

Күн бұрын

Thank you for watching and your feedback. We were quoted $4,000 to have our driveway cleared this coming season and declined as its far to expensive! We are going to do one last season here and clear it ourselves. Hoping for an easy season!

I went to grad school in NH in early 2000s. I've been following from a distance how high living costs have gotten. It's always been pretty expensive but I believe you could still find affordable 'pockets'/towns on the coast. I doubt I could afford to go to school there now. All new construction on the seacoast appears to be in the >800k range. I considered a move to Southern ME a while ago but the cost of winter heating was a deal breaker. Thanks for the reality check.

@OurRetireEarlyJourney

3 ай бұрын

It’s really out of control. I don’t know how young people are going to be able to live on their own in the northeast. It’s really hard to build anything under $600k nowadays here.

Smart of you to be mindful of your property taxes and overall tax burden. I see people all of the time upgrading their homes with no thought of what that will cost in their golden years. I’m not sure if I could move at this point but I’m at least ten years older than you guys. As our kids were going off on their own I thought that if they both went to the same area that we should go as well. Now they are older, I think it’s highly unlikely that both would move far away. I place a high priority on being near at least one of them and we have other things that would make it hard to leave as well.

@OurRetireEarlyJourney

3 ай бұрын

Completely agree with you Failure. All 3 of our kids are moving with us. 2 will be out of college and 1 starting college down there. The older two will live with us for a little before we make it very uncomfortable for them to stay longer. 😂 We are grateful they are coming and they are looking for a fresh start as well!

@FailureatRetirement

3 ай бұрын

@@OurRetireEarlyJourney it seems to me like that’s about the perfect situation. That’s also about the age my kids were when I was ready to go with them if necessary.

So what town do you live in and where are you moving to? I'm considering NH for an upcoming move, but after your video I'm doing more research and rethinking NH.

@OurRetireEarlyJourney

2 күн бұрын

We currently reside in Concord, the capital. The property taxes here resemble the same across the state. You can find estimated taxes for NH via SmartAsset here: smartasset.com/taxes/new-hampshire-property-tax-calculator . This will give you a sense of how much you will be likely to pay in taxes.