You literally just read the website for each service... I was hopping for a little bit more opinion on them.

@samaraiza

3 ай бұрын

Agreed. Creating a free account for each and showing how each approach finances: querying transactions, categorizing, budgeting, organize tax exemptions, etc. He just navigated their home marketing pages...

After using mint for 10 years and I get into it, I wouldn’t recommend the transfer to credit karma. A fraction of the functionality.

@TheSavvyCouple

7 ай бұрын

Wow that's horrible to hear. Thanks for sharing. I'm glad we moved to Empower.

@emanuelolguin733

7 ай бұрын

You are correct.

@elliothuang9069

7 ай бұрын

Agreed, Credit Karma not really a viable replacement for Mint.

@geneplugovoy

7 ай бұрын

I just did the transfer and regret it. 😬 you cant view transactions for each card separately, categories are very broad and cannot create subcategories to be more specific, plus no setting up budget option. Once you convert there is no way to access mint account anymore even thought I think it is still available until march 2024

@TheSavvyCouple

6 ай бұрын

@@geneplugovoy Thanks for sharing so it sounds like Credit Karama is not a good option. This is why I didn't even mention it in our video.

I have used Mint for well over a decade. It did everything I needed. Sad to see it go.

@TheSavvyCouple

7 ай бұрын

Yea really sucks. But at least we have a lot of options to choose from.

I went the monarch route and have been on it since the beginning of the year. Took me a couple months to get used to the way their budget works but now I really like it. The forecasting for your budget is really useful and I like the way the goals work actually. I at first didn’t like the concept of assigning every dollar you make a job but now I love it. I know it costs per month but a lot of that cost is giving way better connectivity to your accounts.

😅 I love your videos as I am still searching for my Mint replacement. I am not looking for a plethora of features I won’t need or use. I want to budget my money seeing where it’s going and reports of how I spend so I can make wise decisions. What is your honest assessment of Pocket Guard?

thanks for the demo and info, have a great day

@TheSavvyCouple

7 ай бұрын

Appreciate you stopping by and leaving a comment!

Trying Monarch on a trial now. Loving it so far. Definitely better than Mint. YNAB looks good too, but I like the clean look of Monarch and the focus on investments. My only issue is assigning transactions to goals; however, I saw the CEO state they are working on improving it and seems like they are constantly making things better.

@TheSavvyCouple

7 ай бұрын

Yea they are a great company. I’m sure they are excited Mint is closing so they can serve some of that customer base.

Empower looks great but, agreeing to receive "marketing" calls, even automated robo calls to the phone number used to sign up? Who in the heck wants to do that? I sure don't. I get too many dang marketing calls already!

@TheSavvyCouple

7 ай бұрын

I never got called. You can simply cancel the call.

@cramersbackyard9634

7 ай бұрын

@@TheSavvyCouple good to know, thanks!! I figure they monetize by selling your number to a third party though. THEY don't call but whomever they sell your number to might.

@AdAstraCompany

7 ай бұрын

​@cramersbackyard9634 It's still not worth giving your phone number out, better for privacy.

@dustingabijohnson

6 ай бұрын

With empower, they can connect to my bank and show me balances, but not transactions. I've contacted them a few times over the last month or so and *if* I get a response, it's "we'll look into that.". Challenging. 😕

Im looking for a free tool that specifically can show net income over a 3, 6, and 12 month period. Mint did this amazingly 😢

Does Empower track all transactions (credit cards included) and categorize them like Mint did?

@TheSavvyCouple

5 ай бұрын

Yes!

Intuit (mint owner) is still allowing you to sign up, even though they're shutting it down? That makes no sense, even if they're just gonna push you over to some inferior credit karma substitute replacement

@TheSavvyCouple

6 ай бұрын

Yea totally agree.

but who net net has the most similar user experience to Mint?

@TheSavvyCouple

6 ай бұрын

I believe empower does

Every Dollar premium is $17.99 a month or $79.99 a year. 6:10

@TheSavvyCouple

7 ай бұрын

Thanks for the correction.

Does Empower allow you to make specific custom categories for transactions?

@TheSavvyCouple

4 ай бұрын

Yes you can create custom categories.

@MichaelWilliams-zs3ml

4 ай бұрын

@TheSavvyCouple Thank you. Does it also shoe you and give you an average of how much money you have let over after bills and expenses each month and gives a monthly average?

@robgarcia6770

2 ай бұрын

​@@TheSavvyCouple what about custom budgets?

Quicken was not easy to set up and a headache. I am trying YNAB now

@TheSavvyCouple

25 күн бұрын

Let us know how you like it.

WHY DO THEY ALL COST MONEY! Better off doing it in a note pad

@TheSavvyCouple

7 ай бұрын

There are some free options I mentioned. Empower is totally free for their budgeting and net worth dashboard. You can also use printables.

@geneplugovoy

6 ай бұрын

Because all these apps are in for business and to make money by providing us with a solution making it easier for us and saves us time. Sure pen and paper works but more time consuming

@CrystalNicole13

6 ай бұрын

Right!

@josephbaumann292

6 ай бұрын

If you don’t want to pay create a budget in Excel or Google Sheets.

@TheSavvyCouple

6 ай бұрын

That's great option but it also takes up far more time. @@josephbaumann292

Are you sponsored by Empower? Did you try YNAB? What do you mean is more hands on?

@TheSavvyCouple

2 ай бұрын

No not sponsored but we are affiliated with most budgeting apps.

Why the hell did they shut down Mint?? The best widgets

@TheSavvyCouple

5 ай бұрын

Yea super bummed like the rest of us.

I'll probably *have* to give them my phone number. Again...NOT happy. I'll have to figure out how to contact empower to let them know that's not right.

9:25 If I shared a bank account with my husband, I'd be homeless.

@TheSavvyCouple

Ай бұрын

So sorry to hear that

monarch wants 10$ a month. idk about that

@TheSavvyCouple

6 ай бұрын

$120/year to manage your money and help you save. It’s all how you use these budgeting apps. But yes Iv never been a fan of paying for a budgeting app.

Credit karma making me sign in to my banks constantly, annoying

En spanish please

@TheSavvyCouple

6 ай бұрын

Not sure how. Sorry