30 ki AGE ke pehle RETIRE karna CHAHTE HAIN? Ye DEKHO!

What is #retirement? How can you successfully retire because of financial freedom?
So many people often ask me how they can retire, specifically before 30. But retirement may not be what you think it is!
Get insurance advice from Ditto: bit.ly/3xFh7OU
00:00 Introduction
01:07 What is financial freedom?
03:27 What is retirement?
05:55 Needs and wants
07:42 Inflation
10:40 Where to invest?
15:30 Planning for the longer run
18:56 Miscellaneous expenses
20:35 Summary
The way I see it, retirement is more about mindset. And I've shared more about that in this video.
However, numbers-wise, what could the answer to retirement at 30 look like?
Let's find out in this video, using an excel sheet! Yayyy!!!
You can check out the excel sheet here: bit.ly/3kadHwa
Get PDF Notes to this video at: bit.ly/3nYKKVe
We'll look at monthly expenses for now and the future, how to account for your needs and your wants, what the inflation-adjusted rate would be, and how you can grow your investments!
When you work on these with discipline, I can’t wait to see what the future holds for you :)
Click here to subscribe to my KZread channel: shorturl.at/bizNX
----------------------------------------------------------------------------------------------------
Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZread, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his KZread channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
-----------------------------------------------------------------------------------------------------------------------------
SIP in Stocks with FREE* Demat A/c on INDmoney: indmoney.onelink.me/RmHC/x3g6...
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋️ Daily Blog: ankurwarikoo.com/blog/

Пікірлер: 5 200

  • @warikoo
    @warikoo2 жыл бұрын

    You can check out the excel sheet here: bit.ly/3kadHwa (This is a view only sheet. You will have to download it and then edit it) Get PDF Notes to this video at: bit.ly/3nYKKVe Get insurance advice from Ditto: bit.ly/3xFh7OU I use Zerodha to invest. You can start your investing journey too, through Zerodha. zerodha.com/open-account?c=ZMPHCY (PS: When you create a Zerodha account through this link, I get an affiliate fee. There is no additional charge to you) smallcase All-Weather-Investing (what I recommend for all of you, if you are just started investing in stocks): link.smallcase.com/eBDwWqpgocb

  • @deepaklakhwan9067

    @deepaklakhwan9067

    2 жыл бұрын

    Sir please tell me should I do MBA after work experience or directly after bba ki chlo ho jayega ab to

  • @anasqureshi4653

    @anasqureshi4653

    2 жыл бұрын

    Aap aur excel sheets.....never ending story

  • @jayasuriya8306

    @jayasuriya8306

    2 жыл бұрын

    Sir I'm 17 and I learned about crypto and invested some money form my father and I also earned some huge amount but I'm currently studying but I'm unable teach my parents about crypto what can i do sir pls help ☹️ and I'm so busy with my studys

  • @deepaklakhwan9067

    @deepaklakhwan9067

    2 жыл бұрын

    @@jayasuriya8306 you can invest with 100 ruppes on coin dcx.

  • @shaswataindra2404

    @shaswataindra2404

    2 жыл бұрын

    Hedge inflation with Bitcoin, hedge Bitcoin with Gold to generate wealth.And earnings from equities use it for daily needs. But first and foremost get an insurance. Getting insurance is like the contents page of a beautiful book called Returns!

  • @dd1278
    @dd12782 жыл бұрын

    I've seen many people explaining this but few can do it with such humor, warmth and in a reassuring manner. It feels like we are watching our cool all knowing (but very grounded) elder brother explaining the math before us..we are allowed to ask the stupidest questions because we genuinely feel nobody is judging...thanks for creating such an awesome channel and such a great virtual environment. It feels nice when that notification comes up. Keep going Ankur bhai.

  • @warikoo

    @warikoo

    2 жыл бұрын

    Thanks so so so much :)))

  • @Sushant12341000

    @Sushant12341000

    2 жыл бұрын

    @@warikoo Please come up with valuable insights through a video on 12% club.

  • @bhanugarg8083

    @bhanugarg8083

    2 жыл бұрын

    @@warikoo I am a big fan of you and your videos. Your content is a big bowl of knowledge.

  • @pratikyadav6097

    @pratikyadav6097

    2 жыл бұрын

    @@warikoo Hi, I might be wrong but starting with 1 lakh and a SIP of 10k with increase of 10% every year at 15% return for 10 years would end up with 44lakhs approx but according to the video it says 88lakhs which is strange.

  • @ishwarxettri3515

    @ishwarxettri3515

    2 жыл бұрын

    @@pratikyadav6097 correct this video is wrong

  • @himanshidixit6406
    @himanshidixit64062 жыл бұрын

    This is what we call real value addition to the society. Financial education at its best. Thank you so much sir for sharing your knowledge..

  • @selenajack2036
    @selenajack2036 Жыл бұрын

    With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio

  • @adenmall7596

    @adenmall7596

    Жыл бұрын

    It really is a delicate season now, so you can do little or nothing on your own. Hence I will suggest you get yourself a professional that can provide you with entry and exit points on the securities you focus on.

  • @cuddyb9631

    @cuddyb9631

    Жыл бұрын

    @@hushbash2989 Please can you leave the info of yo invstment analyst here? I overheard someone talking about how a couple made $200k during this red season. I need such luck lol

  • @bsetdays6784

    @bsetdays6784

    Жыл бұрын

    Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

  • @sworoopmahapatra6921
    @sworoopmahapatra69213 ай бұрын

    Me watching this at 34.

  • @innernp

    @innernp

    3 ай бұрын

    Target 40

  • @prashanttiwari3884

    @prashanttiwari3884

    2 ай бұрын

    Are you already having 2 cr ?

  • @Ari_diwan

    @Ari_diwan

    2 ай бұрын

    At 32 :)

  • @santhoshbellams

    @santhoshbellams

    2 ай бұрын

    At 35

  • @MishtiYadav-ew9ed

    @MishtiYadav-ew9ed

    2 ай бұрын

    At 17.

  • @starflowvlogs
    @starflowvlogs2 жыл бұрын

    To all the people who want to retire before 30! We are all in this together and we will get our freedom 💙

  • @theartisticarchitect1856
    @theartisticarchitect18562 жыл бұрын

    I'm an architect in my field we start working individually in our 30s. This is quite frustrating because we don't get paid enough at our jobs. And also while working individually won't give much money to us....but nowadays after watching all your videos I feel really happy and I have some hopes now that I can also have financial stability in early age.

  • @Varunsindhe3

    @Varunsindhe3

    2 жыл бұрын

    Architecture aspirant here, how can I contact you ?

  • @dubeyakash8904

    @dubeyakash8904

    2 жыл бұрын

    I'm in currently in last semester of Architecture. After doing internship and hearing experience of all seniors, got disappointed. But, currently thinking of learning new skills from Udemy, (UI/UX, Web designing,etc) to create an extra source of income from freelance. Let's hope, Architecture community gets more stronger.

  • @K8LOYT

    @K8LOYT

    2 жыл бұрын

    What a bs : IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15 ₹ 52,768.14 ₹ 60,683.37 ₹ 69,785.87 ₹ 80,253.75 ₹ 92,291.81 ₹ 1,06,135.59 this much respectively what a lame clickbait, have some shame though u were good

  • @ziasmailbox

    @ziasmailbox

    2 жыл бұрын

    Architect here too... It's frustrating to be poor in 30s...

  • @blastard5539

    @blastard5539

    2 жыл бұрын

    @@K8LOYT Has he implemented this?

  • @alanpinto4214
    @alanpinto4214 Жыл бұрын

    Thank you Warikoo for this lovely excel sheet and simple advice. Appreciate it!

  • @RohitKumar-fh7vy
    @RohitKumar-fh7vy2 жыл бұрын

    Ankur sir, your content and thought process, and viewpoint towards financials are just so aspiring. Thank you for such real quality financial education for free. Much appreciated.

  • @NamanSaxenaa
    @NamanSaxenaa2 жыл бұрын

    Banks be like who’s this Warikoo ruining our FD relations 😂😂

  • @parameswar4475

    @parameswar4475

    2 ай бұрын

    😂😂😂

  • @nishthaarora1753
    @nishthaarora17532 жыл бұрын

    Your simplicity in teaching is your biggest blessing. Thank you so much for creating this level of awareness and farsightedness. Being an educator I suggest you to take such workshops right from the school time in senior classes or in colleges . This should be covered in our curriculum, sooner the college students start saving and investing better the results they will get.

  • @pradeepsingh1244
    @pradeepsingh12444 ай бұрын

    What a Great Overview you provided with facts and numbers. Really liked it and will for sure be using this excel sheet for retirement planning 😊

  • @JUNGLESAFARI-INDIA
    @JUNGLESAFARI-INDIA Жыл бұрын

    Thanks Ankur, you are a man with genuine intent to help people!

  • @KVGurujiofficial
    @KVGurujiofficial2 жыл бұрын

    Waiting sir for this kind of video Thanks for this video sir

  • @K8LOYT

    @K8LOYT

    2 жыл бұрын

    What a bs : IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15 ₹ 52,768.14 ₹ 60,683.37 ₹ 69,785.87 ₹ 80,253.75 ₹ 92,291.81 ₹ 1,06,135.59 this much respectively what a lame clickbait, have some shame though u were good

  • @Dream195_tilakpatra13

    @Dream195_tilakpatra13

    2 жыл бұрын

    @@K8LOYT tu single source of income ke mind set se yehi soch sakta hai.

  • @lucifyer4486
    @lucifyer44862 жыл бұрын

    This is one of the best videos on financial freedom I have seen. Making it so simple that literally anyone could understand it. I've always known the meaning of financial freedom but they way you put it in words makes it so simple. And I love the fact that this is not some overblown tactic you are trying to sell which will get us freedom by 30. But spitting facts on how something is possible, something is not and what one can do make it possible with math. Great video! Thank you!

  • @thesandeepmittal1898
    @thesandeepmittal1898 Жыл бұрын

    thanks dear Ankur for your nice gesture of sharing this sheet. Love You.

  • @vamsikrishna.c6277
    @vamsikrishna.c6277 Жыл бұрын

    Hi, I actually like this video as you practically put numbers in and explained it in almost layman terms. As a guy who's been observing the trend of spending bigger as you get paid big, I never had an idea of how much return a person should generate to sustain a middle class lifestyle until i watched this. I looked into the amount we need to spend for child's education which is 25 lakhs for a masters this year and a proper suburban house costing around 2 crores.... i just calculated that we really have to put all in until we retire which is the reality my parents tried to teach me from my childhood. I guess i am late to comment here but I'm glad i watched the video in time at the age of 26 to plan ahead! Thank you

  • @arijitguha6794
    @arijitguha67942 жыл бұрын

    Investing 10k-15k at the age of 20 seems hypothetical. At 20-21 age, most people are just freshers out of college, doing internships or working at MNCs at fixed 3.6 ~ 4 LPA salary which translates to 22-25k in hand. Now after paying rent and other utilities, it's pretty difficult to invest 10k every month.

  • @arunavv

    @arunavv

    2 жыл бұрын

    The concept remains the same. No one can make a video that goes for everyone, right?

  • @arijitguha6794

    @arijitguha6794

    2 жыл бұрын

    @@arunavv yes I understand there's no one-size-fits-all investment strategy that suits everyone. But since we're talking here about starting SIP from a age where most people have just began earning and at very early stage of their career, this doesn't make much sense. Only a very small % earns like 8-10LPA fresh out of college who can manage a 10k SIP every month

  • @amritpalsingh8394

    @amritpalsingh8394

    2 жыл бұрын

    Arijit - saving pet kaat ke(avoiding unnecessary expenses)hi hoti hai yaar. Sooner you learn this, faster you get financial freedom.

  • @noobrider4352

    @noobrider4352

    2 жыл бұрын

    This absolutely makes sense

  • @dhanushp1680

    @dhanushp1680

    2 жыл бұрын

    only in some cases where you can cost cut some things like when you have a parents house u can still live there right and you can travel in public transport and eat food which is less at cost, if you cut out everything like that its easy

  • @pratikmoitra7627
    @pratikmoitra7627 Жыл бұрын

    Loved it !! Awesome -

  • @kira-dp3fy
    @kira-dp3fy2 жыл бұрын

    IN FOREX/CRYPTOCURRENCY INVESTMENT YOUR FAILURE CANT BE INSURED, AND YOUR SUCCESS ALSO CAN'T BE GUARANTEED UNTILL YOU GOT AN EXPERT TRADER WHO'S A PROFESSIONAL IN THAT VERY FIELD

  • @philiphoffman5777

    @philiphoffman5777

    2 жыл бұрын

    Success is always a secret, we are hearing people talking greatly about it but they are not willing to expose it to us how they make all these huge profits from trading everytime.

  • @jacobinsstephen8217

    @jacobinsstephen8217

    2 жыл бұрын

    I still believe there are forex trading professionals in some part of world we haven't gotten access to reach yet.

  • @judemichael8370

    @judemichael8370

    2 жыл бұрын

    Understanding the various phases is critical because it can assist you in preparing and forecasting future price movements

  • @jerrymichael4707

    @jerrymichael4707

    2 жыл бұрын

    T heard there are Expert who knows how to forecast the very well.

  • @donnacarol7483

    @donnacarol7483

    2 жыл бұрын

    A lot of investors got confused about how the traders use their money, wanna know how the money is being used

  • @joydas4290
    @joydas42902 жыл бұрын

    Wish ur videos were available when I was 25…never the less I’ve started now. Thank u so much for these amazing and enlightening videos that Im sure are helping numerous people. 🙏

  • @harmankaur493
    @harmankaur4932 жыл бұрын

    HELLO, I'M NEW TO CRPT0 AND FOREX TRADING AND I HAVE BEEN MAKING HUGE LOSES TRADING ON MY OWN BUT RECENTLY I SEE A LOT OF PEOPLE EARNING FROM IT. CAN SOMEONE PLEASE GIVE ME A NEW STRATEGY OR AT LEAST TELL ME WHAT I'M DOING WRONG?

  • @tebogo3739

    @tebogo3739

    2 жыл бұрын

    That's true most people today have been having a lot of failure in Forex and crypto sector because of poor orientation and bad experts

  • @tebogo3739

    @tebogo3739

    2 жыл бұрын

    Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade, I will advice you should stop trading on your own if you keep losing and start trading with Mrs Selena Lucas trading services

  • @tebogo3739

    @tebogo3739

    2 жыл бұрын

    I lost £1200 carelessly trading on a platform before I was referred to Mrs Selena lucas, she recovered the loss and made an extra profit of £4600.. I will advice you should stop trading on your own if you keep losing and start trading with Selena Lucas trading services.. Consistency is key✌🏻

  • @jerrymax5189

    @jerrymax5189

    2 жыл бұрын

    You don't need to be shock because I'm also a huge beneficiary of expert Mrs Selena.. Earning from Germany🇩🇪🖐️...

  • @jerrymax5189

    @jerrymax5189

    2 жыл бұрын

    it's not about watching videos about trading and wasting your time on strategies like i was ignorantly doing earlier I was still making losses until Mrs Selena started managing my investments now I make approximately $7000 weekly. God bless her , she's been a blessing to my family......

  • @technikalproblem6780
    @technikalproblem6780 Жыл бұрын

    Thank you sir for creating this video!

  • @ranjankumarchaki5473
    @ranjankumarchaki5473 Жыл бұрын

    Excellent your calculation and also your way of speaking.

  • @harshitakalsi899
    @harshitakalsi8992 жыл бұрын

    Honestly, When I saw this link I thought of those 3 fastest ways to get rich that you discuss. But I am amazed how financial independence and "rich" are two really different yet similar concepts. Also great work as usual. Kudos!!!

  • @warikoo

    @warikoo

    2 жыл бұрын

    Thank you Harshita :))

  • @SauravPandya1999

    @SauravPandya1999

    2 жыл бұрын

    Exactly

  • @rishavsaxena3136

    @rishavsaxena3136

    2 жыл бұрын

    That’s correct

  • @muscleengineer836
    @muscleengineer8362 жыл бұрын

    Thanks a lot sir … apki video Dekh k Mujhe Phli baar ye realise hua k …kam se kam hume excel chalana to jarur aana chaiye …Baaki chize to insaan kr hi lega …agr use life m kuch pana hh to 😁

  • @DKKUMARR

    @DKKUMARR

    2 жыл бұрын

    Same here man.

  • @aashukataria4829

    @aashukataria4829

    2 жыл бұрын

    😂😂😂😂

  • @PrashantKumar-tc9fs

    @PrashantKumar-tc9fs

    2 жыл бұрын

    😀😀 मैं तो 24 में रिटायर हो गया। इंजीनियरिंग करी 2019 में 1 प्लेसमेंट छोड़ दिया 2 प्राइवेट जॉब ऑफर लेटर लिया ज्वाइन नहीं करा 3 UP GOVT की GOVT JOB से रिजाइन दे दिया कल कुछ नही होता यार सिक्योरिटी , सब बकवास है जिंदगी खराब मत करो GOVT या PVT JOB में। कुछ खड़ा करो बड़ा करो टैक्स दो करोड़ो कमाओ देश बढ़ाओ। इंजीनियर हो तो सभी बाते समझ आएंगी। तुम 20 000 RS में अपना सब कुछ बेच रहे हो😀 CHUTIYE हो तुम। 5 साल में MILLIONARE बन जाओगे अगर ढंग का काम छोड़ो दुकान भी खोल लोगे😀😀

  • @gokulpradhan7794

    @gokulpradhan7794

    2 жыл бұрын

    Hahahahahaha

  • @student6555

    @student6555

    2 жыл бұрын

    @@PrashantKumar-tc9fs bhai dukaan hi kholni thi to engineering kyu kare Bhai 😂

  • @prashantgaur1900
    @prashantgaur1900 Жыл бұрын

    It was such a good video, thank you for making it☺️, words come straight from the heart

  • @meenakshim4437
    @meenakshim4437 Жыл бұрын

    You are truly a genius...thank you very much for a simple explanation. Please make a video of financial planning for short term goals.

  • @theindianinvestor3240
    @theindianinvestor32402 жыл бұрын

    Hey Ankur, this video topic completely summaries what I am already trying to achieve. And when like minded people meet. They achieve. Thanks for this video !

  • @harshalpanchal63
    @harshalpanchal632 жыл бұрын

    I never comment on any videos but thank you so much sir, I'm 21 rn learning personal finance from you for free is a privilege. Thank you sir 🙏🙏

  • @nikhilvagadiya9675
    @nikhilvagadiya9675 Жыл бұрын

    Thank you very much for such a valuable information.

  • @francisemmanuel8755
    @francisemmanuel87552 жыл бұрын

    ACCURATELY SPOKEN to INVESTMENT EXPECIALLY IS REALLY PROFITABLE NOWADAYS

  • @anthonycollins5505

    @anthonycollins5505

    2 жыл бұрын

    Bitcoin is the most profitable investment online if only you trade with a professional broker

  • @MaryJames-hq8lt

    @MaryJames-hq8lt

    2 жыл бұрын

    Share your personal success stories

  • @filee9125

    @filee9125

    2 жыл бұрын

    How do I get a professional broker I have been wasting my time trading on my own and blowing up my account

  • @graceayuba4078

    @graceayuba4078

    2 жыл бұрын

    No doubt but there are still good and trustworthy broker out there waiting for investors

  • @donnacarol7483

    @donnacarol7483

    2 жыл бұрын

    he made forex easier than we thought

  • @mohammadsabri4771
    @mohammadsabri47712 жыл бұрын

    Hello Warikoo, as always I love your work and the way you taught us which is easy to understand.

  • @jamesdanny3137
    @jamesdanny31372 жыл бұрын

    Trading with an expert in the field is the best, have been making a huge returns from my investment since I met Mr Jeff O'Reilly Cooper one of the best in crypto currency investment.

  • @bennettmichael3470

    @bennettmichael3470

    2 жыл бұрын

    Wow I just made my first withdrawal today, trading with Mr Jeff O'Reilly fx.

  • @bennettmichael3470

    @bennettmichael3470

    2 жыл бұрын

    Indeed he is an expert

  • @bennettmichael3470

    @bennettmichael3470

    2 жыл бұрын

    All thanks to my aunty who introduced him to me.

  • @rickieleigh5694

    @rickieleigh5694

    2 жыл бұрын

    Who's this professional everyone is talking about, I always see his name at top comments on every KZread video I watched.

  • @pauljamescarr5113

    @pauljamescarr5113

    2 жыл бұрын

    I think for people to talk this good about him, he must be a pro, please how Can I get in touch with him.

  • @sugam102
    @sugam102 Жыл бұрын

    you are awesome as always with your content.Thank you very much.

  • @HonestLucifer
    @HonestLucifer5 ай бұрын

    Thank you for a beautiful calculator!

  • @adityathakuri
    @adityathakuri2 жыл бұрын

    How lucky are we to get people like warikoo sir teach us how to plan our finances at 20s.. a true gem 💎 .. much love from Nepal 🇳🇵 sir

  • @myonlineca
    @myonlineca2 жыл бұрын

    This is Gold

  • @sarveshtigadi2393
    @sarveshtigadi2393 Жыл бұрын

    Very useful, thankyou so much

  • @girish-kr
    @girish-kr Жыл бұрын

    This video is really awesome. And the excel sheet attached to this video is very helping and practical. Thanks to @Warikoo sir.

  • @surajsubramanian2114
    @surajsubramanian21142 жыл бұрын

    Lovely Ankur, keep inspiring and motivating us like this!

  • @K8LOYT

    @K8LOYT

    2 жыл бұрын

    What a bs : IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15 ₹ 52,768.14 ₹ 60,683.37 ₹ 69,785.87 ₹ 80,253.75 ₹ 92,291.81 ₹ 1,06,135.59 this much respectively what a lame clickbait, have some shame though u were good

  • @ByteGeniusHub
    @ByteGeniusHub2 жыл бұрын

    Love the way you explain things❤️

  • @majorcrisis5370
    @majorcrisis5370 Жыл бұрын

    Loving ur content and presentation skills.... keep it going sir..

  • @poorvisaxena7055
    @poorvisaxena70552 жыл бұрын

    Holy Moly, this is reassuring. Thank you so much for explaining this so well!

  • @warikoo.952

    @warikoo.952

    2 жыл бұрын

    Thank you, for your comment▪︎Be sure to contact the what'sap line above for more information and consultation on investment. I have a new investment I am sure you will like to be part of,,

  • @christinasawyerr1284
    @christinasawyerr12842 жыл бұрын

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.

  • @creghamilton433

    @creghamilton433

    2 жыл бұрын

    Thanks, I will love to be your friend dear, as well as sharing some lessons and ideas about your earning

  • @christinasawyerr1284

    @christinasawyerr1284

    2 жыл бұрын

    @@creghamilton433 can share some business tips like.......... 1.Crypto 2. Stocks 3.Shores

  • @anisadavilas5781

    @anisadavilas5781

    2 жыл бұрын

    @@christinasawyerr1284 please share more, don't want to remain out of ignorance

  • @BarbaraSaH

    @BarbaraSaH

    2 жыл бұрын

    @@christinasawyerr1284 It's not ignorance but unprofessional broker in the market....

  • @BarbaraSaH

    @BarbaraSaH

    2 жыл бұрын

    Investing in cryptocurrency now will be the best thing to do especially with the current rise in the market....

  • @VaibhavBisht28
    @VaibhavBisht282 жыл бұрын

    THAT LIGHT GONE SYCN WITH THE TRADITIONAL FD ROAST WAS EPIC. 😂😂 "LOVE YOU SENIOR"

  • @genuinelearner4227
    @genuinelearner4227 Жыл бұрын

    Sir, You are doing a great work!❤️

  • @kalyanideshmukh2529
    @kalyanideshmukh2529 Жыл бұрын

    Good teacher.... Thank you sir.... Worth knowledge

  • @sachinalobo
    @sachinalobo2 жыл бұрын

    Hey Ankur, Thanks for your consistent sessions. A couple of edits to the excel can be to take into consideration any liabilities the person may currently have which gets removed from lumpsum investment. Another point is, any amount beyond lets say 90 Years or 100 years can be shown as Wealth.

  • @prashantgautam8983
    @prashantgautam89832 жыл бұрын

    The Last Line "Value your time instead of money" was EPIC.

  • @nitinjain3980
    @nitinjain3980 Жыл бұрын

    Too good, best i hv seen on this topic, great ji

  • @deepaknariani1240
    @deepaknariani1240 Жыл бұрын

    Nice and informative video. Many thanks.

  • @elishavirani9736
    @elishavirani97362 жыл бұрын

    Your expression while you spoke about FD, it hit next level and the last concluding statement.❤️Thank you so much Ankur warikoo for Being you🙏💞

  • @riteshkumarsah7828

    @riteshkumarsah7828

    2 жыл бұрын

    Ummm

  • @pranavtulshyan2230
    @pranavtulshyan22302 жыл бұрын

    this is exactly what i explained my father a few months ago and literally forced him to forget about his ppf pension plan and start an sep in index funds. he just had his 50th birthday in sept. Well, i just hope we will together succeed in achieving our goals in the next 10-12 years. Thank you Ankur bhaiya for such great informative and value educational videos. pls dont stop and keep these coming. you are unknowingly changing a million lives :)

  • @justice-us2ir

    @justice-us2ir

    2 жыл бұрын

    👆Invest now and settle for the future, Whats'app me now!! 🚀

  • @warikoo

    @warikoo

    2 жыл бұрын

    Awesome awesome

  • @arjunsinghrawat6116

    @arjunsinghrawat6116

    2 жыл бұрын

    Scammers at their best 😂😂😂😂

  • @aayush5208

    @aayush5208

    2 жыл бұрын

    Here is my father with sarkari job getting 60 lac at age of 45 and also monthly pension of 60k 😅... And we have 2 houses without loan , 1 car , 3 two-wheeler and all other materialistic things like we'll furnished kitchen etc.. not I am the only one who needs to earn money *I want to ask is that good retirement?*

  • @pranavtulshyan2230

    @pranavtulshyan2230

    2 жыл бұрын

    @@aayush5208 see, retirement is subjective. It depends on what is the cost of the lifestyle YOU want to be living for the rest of your life. If you feel 50k/month lifestyle is good enough for you then yes 60k/ month passive income should be a good retirement. But if you feel like no I want 1 lac/month lifestyle then you need to increase your passive income to 1lac/month before you think of retirement. Hope this helps :)

  • @tinkalnayka6606
    @tinkalnayka6606 Жыл бұрын

    Thank you so much sir for your advice

  • @AllTypeShorts..
    @AllTypeShorts.. Жыл бұрын

    Wow ur explanation is too good and in a very jolly way....

  • @souravkpofficial
    @souravkpofficial2 жыл бұрын

    Things we generally ignore out of fear or some other reason, are the most important lessons for life.....sir thanks a lot.

  • @rajeshrane5880
    @rajeshrane58802 жыл бұрын

    Hi Ankur, Thanks for sharing the idea of financial freedom. The thing you can measure you can control. So true in this case also.

  • @AS_SHORT
    @AS_SHORT Жыл бұрын

    Awesome sir thanks for that amazing knowledge

  • @sanjaysaha1120
    @sanjaysaha11202 жыл бұрын

    Thanks for making this video...

  • @Doggoos
    @Doggoos2 жыл бұрын

    I really planned my whole life with this man's excel sheets!... Why I didn't find him at my 20's 🙏❤️😭

  • @adwaitvedant3297

    @adwaitvedant3297

    2 жыл бұрын

    I found him when i was late 25 ...and started investing at 26th year of my life😓 ...lost 6-7 years..because i belong to the batch where having high speed internet on phone was a dream...now i understand..why every year in life matters...

  • @siddharthgaikwad5517

    @siddharthgaikwad5517

    2 жыл бұрын

    @@adwaitvedant3297 Sir mai toh 15 saal ka hun aur investing ke duniya mein Aa chuka hun

  • @Ali_650

    @Ali_650

    2 жыл бұрын

    @@siddharthgaikwad5517 best of luck Bhaijaan ❤️✨

  • @cobragaming3154

    @cobragaming3154

    2 жыл бұрын

    Be happy that you found him now not after next 10 years 😂 It's never too late for investing.. Even if you are 35nad have not started you can get financial freedom at 50. All the best.

  • @K8LOYT

    @K8LOYT

    2 жыл бұрын

    What a bs : IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15 ₹ 52,768.14 ₹ 60,683.37 ₹ 69,785.87 ₹ 80,253.75 ₹ 92,291.81 ₹ 1,06,135.59 this much respectively what a lame clickbait, have some shame though u were good

  • @iShubhamPrakash
    @iShubhamPrakash2 жыл бұрын

    Great video Ankur. I loved it :) People, pay attention to 15% per yr increment in investment amount, your early SIP is Rs. 15k which doesn't look so much but at age 40 your SIP needs to be Rs. 1,22,056 per month for this math to work. Keep working hard to be able to invest this SIP amount per month.

  • @stranger2978

    @stranger2978

    2 жыл бұрын

    Not possible. Even if u invest 1 lakh every month for 15 years total amount will be around 5 crore. In this video calculations went off.

  • @aayush4420

    @aayush4420

    2 жыл бұрын

    @@stranger2978 exactly ,then there is no meaning of this video

  • @kadiveti892

    @kadiveti892

    2 жыл бұрын

    sure if you want decrease the increment in sip, u need to work on your expenses per month too.This is for 2lk/m expence. if you wanna spend that much sure you'd have to increase sip by 15%. you just need to tweak the parameters acc to see what's the correct measure for you!

  • @rahul4024

    @rahul4024

    2 жыл бұрын

    Bhai in 21 years 15k per month plus 15% every YEAR becomes 60k per month. What calculator you used?

  • @iShubhamPrakash

    @iShubhamPrakash

    2 жыл бұрын

    @@rahul4024 You have used simple interest formula to calculate and come up with the amount 60k which is wrong. You should use compound interest formula and you’ll find that what I suggested above is correct. I also have an excel sheet but I can’t share the link in comments as it will get deleted.

  • @provashmallick2191
    @provashmallick2191 Жыл бұрын

    Wow, what a video. Thank you so much sir🙂

  • @jaimesmith1086
    @jaimesmith1086 Жыл бұрын

    I am 33 and already have INR 2 crore corpus (was able to work in the west, live frugally and save in my 20s, though my salary in western income standards was quite average). Looks like I am gearing up for retirement soon in India. Thanks Ankur for this insightful video.

  • @minakshichabra

    @minakshichabra

    7 ай бұрын

    In India, you will get relatives to invest in so think before you come 😂😂😂

  • @geethascharlu5622

    @geethascharlu5622

    2 ай бұрын

    Very good yaar. I'm proud of you.

  • @mustanggt5713
    @mustanggt57132 жыл бұрын

    Great content. This should be included in school+ college syllabus to make young people more educated and aware.

  • @sudarshanmandal6198

    @sudarshanmandal6198

    Жыл бұрын

    Hmm of course even many literate people are unaware of many financial elements.

  • @sumitmangar8563
    @sumitmangar85632 жыл бұрын

    Really liking the vibes, his talks are real life experiences not just lines or theories from some business books. I always have 4 calculators open bcoz lack excel. Now hopefully will be learning.

  • @59595955

    @59595955

    2 жыл бұрын

    Well he is jobless , that's why he is doing it. It's really easy to say, but in practical world u have to work unless u are really good at fooling people like he does by making useless youtube videos.

  • @sksingh3339

    @sksingh3339

    2 жыл бұрын

    lol never ever follow anyone blindly . He is doing good making good videos but mistake can be done by anyone. This video is based on totally wrong calculation. It seems very funny that no-one checked it and everyone is just praising.

  • @K8LOYT

    @K8LOYT

    2 жыл бұрын

    What a bs : IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15 ₹ 52,768.14 ₹ 60,683.37 ₹ 69,785.87 ₹ 80,253.75 ₹ 92,291.81 ₹ 1,06,135.59 this much respectively what a lame clickbait, have some shame though u were good

  • @chakachakchirag3082

    @chakachakchirag3082

    2 жыл бұрын

    @@59595955 dost..i am not agree with you at all..you are talking only with one side.. At one stage i was also blaming this type of youtubers..but after proper understanding and realisation its actually important for all of us..whether we are middle class or whether we are lower middle class... Plz change your mindset brother..bcoz this comments which you have given its actually reminding my past miss perception about youtubers.. Think from both side brother... Regards from SOLUTION WITH CHIRAG

  • @wisdom_seekeer

    @wisdom_seekeer

    2 жыл бұрын

    @@chakachakchirag3082 I totally agree with you bro and i also thought same but when i saw his videos then i realized the thing how it's important to work on mindset

  • @harry322007
    @harry322007 Жыл бұрын

    @warikoo Great and enlightening video. The monthly expenses in the retirement age sheet and accordingly used in the yearly view (and hence the money exhaustion age) are as of the time of retirement, not today. The subsequent ones are accounting for the inflation in the formula, but the 20 to 35 or 20 to 40 age inflation is not accounted for in the initial monthly expenses at retirement. Thought it was worth pointing as that changes all the calculations leading up to the age when the funds will last until. The formula for the first cell B4 should be 'Retirement Age'!$B$10 *(1+'Retirement Age'!$B$9)^ ('Retirement Age'!B2 - 'Retirement Age'!B1) to ensure Monthly expenses are as of today's money and account for inflation until retirement age in the calculations.

  • @unityinfotech
    @unityinfotech3 ай бұрын

    Really nice Dear Sir, very realistic and helpful to us to get financial knowledge. Thanks

  • @ankitkumar7959
    @ankitkumar79592 жыл бұрын

    This video is the best video I have ever seen on KZread ❤️❤️❤️❤️❤️❤️❤️ This channel really deserves to be 10 million subs Love it Bro

  • @AdarshSinghadninjazz
    @AdarshSinghadninjazz2 жыл бұрын

    The best part was you love ur work, you can say no to brands brcause u don't wanna work with them, u can say no to people because u wanna spend ur time with ur family. Sir many points u highlight in ur videos, I noticed my DAD is already doing that since many years. I learn things from him, and find some practical things in ur videos. Appriciated 👍👍👍

  • @saikumarpeddireddy7079
    @saikumarpeddireddy70792 жыл бұрын

    very nice. thanks I liked the FD part when power went off

  • @djhnbmdjhnb3581
    @djhnbmdjhnb3581 Жыл бұрын

    Big Salute to you, Thanks for nice data

  • @whatapp673

    @whatapp673

    Жыл бұрын

    👆👆👆📩📩📩

  • @abhishekroy4227
    @abhishekroy42272 жыл бұрын

    Sir, your lessons generate so much hope for youths like us. Ppl often keep on bragging of insufficient income, but your analysis actually shows how is it possible to be rich even out of a small income only with dedication and financial discipline. You are an inspiration sir. Keep on creating these wonderful content.

  • @sattapatta7373

    @sattapatta7373

    Жыл бұрын

    its only hope practicle is different

  • @abhishekroy4227

    @abhishekroy4227

    Жыл бұрын

    If someone fails to materialise this practically even after such spoonfeeding, then its his/her failure. Nothing else

  • @sattapatta7373

    @sattapatta7373

    Жыл бұрын

    @@abhishekroy4227 but our spoonfeeder is absolute failed and selling only course ? , telling someone to do something is easy but doing something is hard so lets sell course and earn money for retirement thats the only way left

  • @sattapatta7373

    @sattapatta7373

    Жыл бұрын

    its true, may be feels bad

  • @abhishekroy4227

    @abhishekroy4227

    Жыл бұрын

    @@sattapatta7373 what is bothering you so much? Is it that you are unable to do anything as such and the person in your hate list has made it big and earned millions of subscribers?

  • @daps70
    @daps702 жыл бұрын

    IT REALLY FEELS GREAT TO WATCH YOUR VIDEO FEELS REFRESHING!!!

  • @sankalpmohanty2528
    @sankalpmohanty25282 жыл бұрын

    Very much insightful sir:)

  • @vaibhavchavhan3668
    @vaibhavchavhan36682 жыл бұрын

    Sir, you explain everything properly and deeply.

  • @akshaycrasta2620
    @akshaycrasta26202 жыл бұрын

    This is one of the rarest and best calculated plan explained i have ever through. Can't wait to come back here after 15 years and comment back that this worked for me :) Thank you so much!

  • @84dhanreddy
    @84dhanreddy2 жыл бұрын

    Thanks Ankur, for such an informative video and a very important life lesson. Where were you when I was 22 and just started earning? This should be taught in our colleges to kids in the final year as a mandatory class. Great work.

  • @shanthsp2002

    @shanthsp2002

    2 жыл бұрын

    Not in college, this has to be taught since childhood by parents , by the time people reach college its hard for them to learn to be disciplined. some people stick to the point but most don't.

  • @adwaitvedant3297

    @adwaitvedant3297

    Жыл бұрын

    It should be taught since childhood...Not in college..

  • @Ashoksinghstudyvlogs
    @Ashoksinghstudyvlogs3 ай бұрын

    Excellent ideas sir.

  • @bhavyasharma7599
    @bhavyasharma7599 Жыл бұрын

    The best financial vedio ever ..thankyou

  • @rabinlamsal9443
    @rabinlamsal94432 жыл бұрын

    Watching your videos is like listening to a parent give his son financial advice. love from nepal

  • @sirnaveerendrakanth9708
    @sirnaveerendrakanth97082 жыл бұрын

    Hi Ankur, As you clearly explained on SIP and increment percent etc please continue the video by adding in which all those SIP amount needs to be invested so that there is a fixed 15% return on it without any high volatility and safe manner.

  • @souravadak935
    @souravadak935 Жыл бұрын

    Very useful content

  • @amitkjain8
    @amitkjain82 жыл бұрын

    thank you sir for analysis

  • @preetspage2089
    @preetspage20892 жыл бұрын

    Great video, Thank you for your content that inspires many people to make a change in their lives. I have a question for you, why don't you consider taxes? taking that into account the numbers would change quite a bit I think

  • @anushrisk4944
    @anushrisk49442 жыл бұрын

    Just amazing 💙

  • @siddharthajain1267
    @siddharthajain1267 Жыл бұрын

    Really very helpful

  • @krishi-vasant
    @krishi-vasant11 ай бұрын

    Salute for ur information sir .,... really Great ❤

  • @SwastikLIA
    @SwastikLIA2 жыл бұрын

    Sir, now we must say : "Excel pe khelenge, retire ho jayenge"😂

  • @manojkumarshinde3510

    @manojkumarshinde3510

    2 жыл бұрын

    Sir, excel sheet link not opening

  • @auxiliasequeira8648

    @auxiliasequeira8648

    2 жыл бұрын

    Hahahha

  • @cyrusmaddy1
    @cyrusmaddy12 жыл бұрын

    Thank you for creating such awesome content. You are truly a guide/mentor to millions of us Question: What is a systematically accurate way to calculate monthly expenses at my desired age of retirement? I can have a ballpark number, but it would be nothing more than a guesstimate. Appreciate your feedback.

  • @sumitsrivastava2142
    @sumitsrivastava21422 ай бұрын

    Bas Excel sheet me hi retire ho sakte hai😂😂😂

  • @ruma7567
    @ruma75672 жыл бұрын

    I was just watching ur ads but now I love this finance trick .. Thanks

  • @iyernil1
    @iyernil12 жыл бұрын

    Great excel calculator- one of the best I have seen - retirement is a state of mind - an active body and an active mind with meaningful work does not fuel the need for the feeling of retirement - just one point Ankur which was missing is add emergency expenses and medical expenses in potentially Item 1 etc - these are unpredictable and needs to be accounted for - as you age medical insurance and premiums are a challenge

  • @snehadebnath7432

    @snehadebnath7432

    2 жыл бұрын

    Please tell me.. how to download it?

  • @poonamgoyal6581

    @poonamgoyal6581

    2 жыл бұрын

    Yes please..

  • @ketanpunmiya6844
    @ketanpunmiya68442 жыл бұрын

    Loved the way explained by Ankur.. Amazing! Being a qualified CA I vouch for everything said in video.. Hardy 2 out of 100 people have such financial discipline

  • @laughingmedicine1663

    @laughingmedicine1663

    2 жыл бұрын

    Bhaut bekar CA h fir to

  • @siddharthparmar660

    @siddharthparmar660

    2 жыл бұрын

    where is taxation on investment ? who will consider it ? CA ?

  • @udaykumarvaUmi

    @udaykumarvaUmi

    2 жыл бұрын

    That's true sir, it's very difficult to maintain such discipline for 10 year without deviating the funds.

  • @TechTransformOfficial

    @TechTransformOfficial

    2 жыл бұрын

    You are CA, but you can't see that calculations are wrong in the video.

  • @TechTransformOfficial

    @TechTransformOfficial

    2 жыл бұрын

    @Barkha Gehlot open any sip calculator (according to the video) and put those numbers and you will find out the correct answers.

  • @bkpvlogs6153
    @bkpvlogs6153 Жыл бұрын

    Sir you open my eyes thanks 🙏💯💕

  • @aakash950

    @aakash950

    Жыл бұрын

    Fake hei

  • @venkateshvenkatesh-ch8ju
    @venkateshvenkatesh-ch8juАй бұрын

    Good information ...sir ..

  • @vinayak9944
    @vinayak99442 жыл бұрын

    Hey Ankur, it was a great video, but it would be great if tax would have also been considered which over a period of time plays a significant role🙂

  • @AkshayNaik404

    @AkshayNaik404

    2 жыл бұрын

    +1

  • @souryasnatabiswas2309

    @souryasnatabiswas2309

    2 жыл бұрын

    Following*

  • @arnabsinha8527

    @arnabsinha8527

    2 жыл бұрын

    *Following

  • @sandysarker

    @sandysarker

    2 жыл бұрын

    Just add 10% with your annual withdrawal as LTCG. You won't be paying any income tax this time.

  • @danieljamal3709
    @danieljamal37092 жыл бұрын

    Having a dynamic strategy cannot be overemphasized when trading forex. The best advice I could give to any forex trader is don’t trade if you don’t have a working strategy.

  • @samuelreyes7156

    @samuelreyes7156

    2 жыл бұрын

    I’ve only been trading a couple weeks and I’m still yet to make my first $100, I’m still trying improve on my trading techniques and strategies and I would really like to make profits from the forex market too

  • @helenoliver4838

    @helenoliver4838

    2 жыл бұрын

    Trading using the strategies of an expert would be the best way to achieve the best from the forex market. Trading through an expert would also reduce your losses help you earn consistently from the market.

  • @henrygarcia1792

    @henrygarcia1792

    2 жыл бұрын

    I’ve made a loss of over $2500 trading in my own where can I find an expert to help me recover my losses and also help me earn consistently from the forex market.

  • @danieljamal3709

    @danieljamal3709

    2 жыл бұрын

    I suggest my expert CHRISTINE LYNN SAITTA I trust she could put you on the part to financial freedom with her ever winning strategies. You’re always guaranteed 90% profits trading through her

  • @henrygarcia1792

    @henrygarcia1792

    2 жыл бұрын

    How do I reach her ,you got any possible means of getting more info on her services?

  • @MOHAMMED-gi2uh
    @MOHAMMED-gi2uh Жыл бұрын

    The best practical calculation I have ever seen, this video was genuinely fabulous

  • @CruisingCrafter
    @CruisingCrafter2 жыл бұрын

    Good topic, that really help and aware youngsters for stress free life

Келесі