YOU DON'T HAVE TO WORK AFTER 40! | Investing and Compounding EXPLAINED! | Ankur Warikoo Hindi Video

If you are in your 20s and want to retire by the time you are 40, this video is exactly for you!
We will walk through a step-by-step excel sheet that you can use, and create a corpus and the time that will work for you the way you’d want it to.
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Here is the Excel, for you to download and do your own math: bit.ly/3OuN7ut
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00:00 Introduction
01:50 What does retiring early really mean
05:40 Lump sum amount and SIP investments
07:35 Annual Returns and Inflation
08:00 Monthly expenses
10:10 Major expenses
11:25 Money at the time of retirement
17:15 Where should you invest?
21:05 Dos and Donts
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Пікірлер: 600

  • @warikoo
    @warikoo2 жыл бұрын

    Check out Ditto insurance here: bit.ly/3LZZzAK Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. Here is the Excel, for you to download and do your own math: bit.ly/3OuN7ut Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit

  • @rajeshroy9352

    @rajeshroy9352

    2 жыл бұрын

    Sir jo 10 -15k hi monthly kamata h uske liye v kuchh banaye sir plz request

  • @fromandromedaa

    @fromandromedaa

    2 жыл бұрын

    Hi warikoo 🙏🙂🌍 this is just a strong sujjestion Millions of humans watch you and get inspired by you so why can't you just do a short 5 mins audio conversation weekly via any app , you can pick any random guy from your subscribers list and that's it that guy or girl will get to know about financial tips and more in those 5 mins Public ne itna kuch diya toh ab app bhi public ko kuch do 🙏🙂

  • @avaneeshkumar1790

    @avaneeshkumar1790

    2 жыл бұрын

    what i like the most in ditto, that it's a spam-free advice😍

  • @navneetkumar3607

    @navneetkumar3607

    2 жыл бұрын

    Thnx for giving us such an amazing content your video always same but i believe this is a reminder of every month that you have to save money and invest and whenever i watch your video it stays in my mind for only 1 week and every week i again watched your videos and i think I'll get a 4-10 cr in my 50's it's my assumption and also a goal and I'll achieve it......and sir can you please make a detailed video on SWP i want to know more about SWP.

  • @sravani9595

    @sravani9595

    2 жыл бұрын

    Hi Ankur ji, pls make a video on how to import bank statement PDFs into Excel and create pivot tables so that by analysing it we can avoid unnecessary spendings.

  • @randomstuffz365
    @randomstuffz365 Жыл бұрын

    THNX A LOT ...I am just 17 and got to know about all this ...Its mind blowing !!! MAYBE I WILL END UP THANKING YOU 20 years down the road (or UP THE HILL) !!!😅

  • @SwingTraderAtul
    @SwingTraderAtul2 жыл бұрын

    The way you explained is very natural sir 🙏💯

  • @prasadtanawade4097
    @prasadtanawade40972 жыл бұрын

    Dear Mr Ankur, I was waiting for this FIRE excel for a long.. What makes this excel sheet a useful tool is its flexibility to modify the values accordingly. Brilliant job! Thank you!

  • @atharvabhagawat
    @atharvabhagawat2 жыл бұрын

    extremely beautiful.. the retirement calculator i was searching from months ..of course this precise calculations can only be expected from you warikoo sir..!

  • @csanvi
    @csanvi Жыл бұрын

    One of the best and meaningful videos in YT for all who are working and especially salaried class. Unfortunately, my starting age is quite high and I need to catch up a lot. But better later than never. Thank you Mr. Ankur. Subscribed!

  • @sumitsanu4561
    @sumitsanu45612 жыл бұрын

    Hi Ankur Sir! You are doing a noble job by imparting financial educational to young fellows; serving the nation by motivating youths.

  • @mr.gentleman3595
    @mr.gentleman35952 жыл бұрын

    Love your video's.. very informative and motivating and also love ur excel sheets✌️

  • @suprotim4622
    @suprotim46222 жыл бұрын

    Bahot bahot clear idea mila Sir...

  • @madhur089
    @madhur089 Жыл бұрын

    so beautifully explained...i must say i am highly impressed by your way of thinking and way of presentation :)

  • @maneeshsaklani677
    @maneeshsaklani6772 жыл бұрын

    Really sir i love it because that's unbelievable the power of compounding in that balance sheet i learnt lots of thing in this video you always inspire me Thank you Ankur sir ♥️💙

  • @AMITKUMAR-qp5rt
    @AMITKUMAR-qp5rt Жыл бұрын

    This is not only useful, this is life-changing sir. Thank you very much for Excel sheet and wonderful information. Thank you 🙏🙏🙏

  • @MrRon2990
    @MrRon29902 жыл бұрын

    Truly Amazing content provided by you Ankur Sir. Experience speaks louder than words ! And you give us, the younger generation HOPE for a better Future. Lots of Love ❤️. Hoping to meet you someday. It's NEVER Too Late to Start.

  • @vibhusikka8715
    @vibhusikka87152 жыл бұрын

    As you had studied abroad, you can relate the fact of savings and investment in foreign countries. I am in canada, please make a video on investment and savings for students in canada. It would be a great help..

  • @iamintekhab
    @iamintekhab2 жыл бұрын

    Thank you so much Sir for gifting the excel sheet for us

  • @thomashwin
    @thomashwin4 ай бұрын

    Amazing video.Thank you so much

  • @nsnsns8853
    @nsnsns88532 жыл бұрын

    Ankur, Love your videos! Very informative. Thanks!

  • @soumyagoswami1502
    @soumyagoswami15022 жыл бұрын

    Ankur sir, Please think create a video on an excel sheet which can help us to keep a track of all the investments like mutual fund, small case and stock - all together. Thank you for gifting us the university of free learning! Regards!

  • @rohitsapra1172
    @rohitsapra11722 жыл бұрын

    Man you are awesome … thanks alot for that excel 🙏🏻

  • @NamanChitkara

    @NamanChitkara

    2 жыл бұрын

    bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.

  • @CookWithSupratim
    @CookWithSupratim2 жыл бұрын

    Great calculation... Thank you dear....

  • @manishkapoor8376
    @manishkapoor83762 жыл бұрын

    thakn you sir ji bahut kuch shikne ko mila hai aap se

  • @krupasanthosh4738
    @krupasanthosh47382 жыл бұрын

    Hi sir I am Dr.Krupasanthosh your videos about financial management are wonderful I am from Karnataka I keep listening to your videos The problem i am facing is you tell the numbers in Hindi .I can understand Hindi language but not the numbers as some times i won't be seeing numbers on the screen( as i will be just listening). I request you to tell the numbers in English and it will be very helpful to those who have problem with Hindi

  • @prateekmaggo9278
    @prateekmaggo92782 жыл бұрын

    Great video, as always. One question: If I am living abroad and investing here in USD , what cells of the excel need to change in order to make it relevant?

  • @AnshuSingh-wk7pf
    @AnshuSingh-wk7pf2 жыл бұрын

    Extraordinary video Thx

  • @surajsuvare7589
    @surajsuvare75892 жыл бұрын

    Once again thank you very much for the content and valuable excelsheet🎾.

  • @NamanChitkara

    @NamanChitkara

    2 жыл бұрын

    bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.

  • @hackthebrain7773
    @hackthebrain77732 жыл бұрын

    Thanks brother for financial knowledge

  • @kushalkohli367
    @kushalkohli3672 жыл бұрын

    Love your way sir. You are my mentor

  • @swapnilagrawal4420
    @swapnilagrawal44202 жыл бұрын

    Great Learning❤

  • @abhilawvlogs
    @abhilawvlogs2 жыл бұрын

    Lots of scammers and spammers commenting. Ankur Bhai your team should take care of these activities and should block or delete those comments as it's very irritating.

  • @EngineerArifVlogs
    @EngineerArifVlogs2 жыл бұрын

    Thank you very much Ankur Warikoo sir ❣️

  • @NeerajSingh-ws9ex
    @NeerajSingh-ws9ex2 жыл бұрын

    I love your excel skill sir Trust me, I feel very lucky to learn it from you

  • @whatapp673

    @whatapp673

    2 жыл бұрын

    Thanks for watching. Send a direct message right away for more info and guidance✉️👆🏻

  • @siddarthrock
    @siddarthrock Жыл бұрын

    Just amazing!

  • @mysterytuter1914
    @mysterytuter19142 жыл бұрын

    Super man ....man insaan kabhi bhi retaire nahi hota ....till death....

  • @satyaswaroopc5865
    @satyaswaroopc58652 жыл бұрын

    Good way of working, i liked it.

  • @ishitav95
    @ishitav95 Жыл бұрын

    Thank you soo much for this❤️

  • @vishnukant7893
    @vishnukant78932 жыл бұрын

    Excellent Analysis sir

  • @anshulmittal4071
    @anshulmittal40712 жыл бұрын

    Hi Ankur, thanks for one hell of an excel sheet. Small request, could you please include room for some lumpsum expenses during the period of investment and how that will change the final figure and years after retirement my corpus will support me. For instance in your example if the guy wanted to buy a house at the age of 35 instead of 50, how would that change the calculation. Thanks in advance :)

  • @amitbora1073
    @amitbora10732 жыл бұрын

    Every person need to learn this..

  • @amanmavai99
    @amanmavai992 жыл бұрын

    Learnt a lot in this short video about investing, Wish you great success sir in your life.

  • @NamanChitkara

    @NamanChitkara

    2 жыл бұрын

    bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.

  • @gururajan5798
    @gururajan5798 Жыл бұрын

    Wow what a to plan for retirement at an young age, thanks Ankur fir sharing this with all 🙏

  • @wariko1

    @wariko1

    Жыл бұрын

    🔝Thanks for your feedback, don't forget to hit the subscription button, message the number above for enlightenment tips and guide, I have a new plan for you ✉!!

  • @mansur_mansuri
    @mansur_mansuri2 жыл бұрын

    Great Video Sir but I'm facing one problem, The Excel sheet is not working even after using XLSX extension. Please provide solution.

  • @MrTulasi17
    @MrTulasi172 жыл бұрын

    Hi Ankur Thanks for the wonderful video. Tulasi

  • @devr3860
    @devr38602 жыл бұрын

    Ankur please make a video on the same were if one prefers investing the same pattern what you told gold over equity for some reasons , I know changing the percentage will get the result , but would love if u make one video

  • @mukujas
    @mukujas2 жыл бұрын

    Thanku Sir I was thinking ki kese me 40 yrs ki age me retire ho sku you help me alot ab me Ispe research krunga thanku so much Sir

  • @arinmandre5092
    @arinmandre50924 ай бұрын

    Is it just me or others are also not getting exact calculations similar to show in the video??

  • @deepakthorat9262
    @deepakthorat92622 жыл бұрын

    Nice video thanks sir

  • @hyderabadi4051
    @hyderabadi40512 жыл бұрын

    Great 👍 Content Sir...🙏

  • @KushnMumma
    @KushnMumma2 жыл бұрын

    Hi Warikoo Sir ... I watch almost all your videos and love all the content that you make but I have one request. I am in 30's and wanted to know how do we people at 30's can plan for our finances as we have lost many years of our life by not planing properly and investing correctly. Can share a plan for us too wherein we can also retire at 50's without any worries.

  • @guruprograming
    @guruprograming2 жыл бұрын

    Hello sir! Is guarantee returns worth investing?? Different banks are offering different amounts but approx. Same return. If you find it interesting, I love to see a video from you ! Explain me and others if it's worth it. Is that going to beat inflation..

  • @ankithmistry
    @ankithmistry2 жыл бұрын

    So if i consider lifestyle upgrade and inflation in account, Present day's 4cr is 40CR after 20 years ... so i need to invest 10x of what you are suggesting for security worth 4Cr .... :)

  • @shreym.
    @shreym.2 ай бұрын

    @warikoo I guess the question asked ""Monthly Expenses at retirement age" in the excel means that what money you need at the age of retirement and not as of today because when I checked Yearly view the calculation starts from the amount I entered in "Monthly Expenses at retirement age", So now I need to do the compound interest calculation to calculate how much will I require per month during the retirement, please correct because this may miss lead beginners. Thank you..

  • @siamkhan3800
    @siamkhan3800 Жыл бұрын

    This is absolutely masterclass. Sir, the excel sheet link seems to be not working. How to download that? Thanks

  • @jenilpatel3065
    @jenilpatel30652 жыл бұрын

    Sir please create videos on stock market and your portfolio.

  • @mohanpotdar6882
    @mohanpotdar6882 Жыл бұрын

    HI ANKUR JI , HOW LEARN THIS EXCEL SHEET CALCULATIONS. I WANT LEARN AND WORK ON IT .

  • @parikshitbiswas02
    @parikshitbiswas022 жыл бұрын

    How to get fund advisor.. Can you please make a video on that... TIA

  • @anshupathak7910
    @anshupathak79102 жыл бұрын

    Pls make videos for class 12 students wishing to make career in aviation industry what couses what jobs what institute what sal etc

  • @ruksarshaikh7965
    @ruksarshaikh79652 жыл бұрын

    Hi sir just need an update about small case ,which portfolios to invest at this point of time.

  • @NeekunjSharma
    @NeekunjSharma2 жыл бұрын

    Sir investing aur compounding ke alawa bhi kuch aur dikha diya karo

  • @archnabhati3368
    @archnabhati33682 жыл бұрын

    The rupee is closing at around 78 against usd and will go 80 real soon. please make a video on the aftermath of this and what one should do in a runaway inflation like this

  • @anjanpal1742
    @anjanpal17422 жыл бұрын

    Sir please discuss regarding NPS investment and all about it with excel sheet

  • @LifeExploraRaj
    @LifeExploraRaj2 жыл бұрын

    Hy ankur sir this excel sheet you used in two videos

  • @MerajKhan-dn8xo
    @MerajKhan-dn8xo2 жыл бұрын

    please give link to download this excel file . please thank you

  • @qwertyqwerty9349
    @qwertyqwerty93492 жыл бұрын

    Ditto ya Navi me se konsa accha rahega 🤷🏼‍♂️

  • @Tusharsinghuk
    @Tusharsinghuk2 жыл бұрын

    Can you explain the concept of returns in a short video? How exactly do i get the returns? Maybe a dumb question but i just want better clearity

  • @ayanghosh6596
    @ayanghosh65962 жыл бұрын

    Sir, One experience want to share. For last 3/4 years we cannot confirm that we will get 15%, so it will be good if we musk last 3/4 years investment.

  • @luvgupta7151
    @luvgupta71516 ай бұрын

    hey warikoo, amazing video, very informative, This can still work in 2024 ?

  • @worldwide9070
    @worldwide90702 жыл бұрын

    informative video sir

  • @adarshkori9570
    @adarshkori95702 жыл бұрын

    I CAN WORK TILL MY LAST BREATH(WITH REGULAR BREAKS AND ENJOYMENT) AND THINKING WHAT THE BULK I AM GOING TO CREATE WITH YOUR INFORMATION THANKS SIR. AND LUCKILY I AM 22.

  • @vivektab25
    @vivektab252 жыл бұрын

    Thank You

  • @sudiptachandra007
    @sudiptachandra0072 жыл бұрын

    Sir, please make a video on corporate & government bond investing

  • @suryatej7865
    @suryatej78652 жыл бұрын

    Hi Ankur and Team, it seems there is some calculation mistake in the 50000 salary excel sheet, with the column " I ", I believe interest rates are not getting added properly, I set the retirement age to 27 and calculated but seems inaccurate whereas result is accurate for PPA i.e., column " H ". ( Formula format is also different from each other column, format should be same, since procedure is same for the aim of PPA and equity). Could you please update a new sheet if it is inaccurate.

  • @kasper9359
    @kasper93592 жыл бұрын

    Hi ankur little query here - I have Gmat - 760 ,Undergrad GPA 3.5 (Computer Science) , ECA - I am into boxing and have participated in lots of Hackathons and conferences. Had 2 internship as software engineer , worked at MC Kinsey as consultant since 4 years - Can I get into HBS, Standford GSB & Wharton ? Do i stand a chance?

  • @Rahulinroaming
    @Rahulinroaming2 жыл бұрын

    Thankyou Ankur

  • @nggurugaming5160
    @nggurugaming51602 жыл бұрын

    Can you please make a video on how the company RSUs work? I have no idea about stock market, Could you please please make a video explaining basics and advance knowledge of it?

  • @abhishekkr9712
    @abhishekkr9712 Жыл бұрын

    Stocks for long term can be considered as Vedanta, Reliance industries, Tata motors , Mahindra & Manindra, some good Electric power shares , IT shares like HCL, Wipro , MindTree, etc with proper research and Always keep 10-20 shares in portfolio for diversification.

  • @riyabansal4401
    @riyabansal44012 жыл бұрын

    Hello sir, this time best for invest in share market in India yes or no Please kuch share kay bare mai batayie jisme hum invest kar sake

  • @preritmehta11
    @preritmehta11 Жыл бұрын

    In the Yearly Review sheet the Monthly expense for the first year of retirement is not inflation adjusted. This changes the entire calculation.

  • @simranmakhija4335

    @simranmakhija4335

    Жыл бұрын

    yeah isn't it all wrong?

  • @bhartidhuri8084
    @bhartidhuri80842 жыл бұрын

    Hello sir. Not able to download to editable version of the excel sheet. Can you enlighten me?

  • @kiranupadhyay6505
    @kiranupadhyay65052 жыл бұрын

    Good Explanation

  • @user-bq3jy6gp1o

    @user-bq3jy6gp1o

    2 жыл бұрын

    FEEDBACK APPRECIATED👆 kindly reach out to the what’sapp line above for consultation and investment purposes♥️

  • @born2enjoy
    @born2enjoy Жыл бұрын

    very nice video sir but unable to use excel sheet plz provide solution

  • @abhijitbhujel1418
    @abhijitbhujel14182 жыл бұрын

    Sir, Great knowledgeable video 👍❤️🌏🌎🔥🔥🔥🙏

  • @shaheen6914
    @shaheen69142 жыл бұрын

    sir can you add one feature that if we want to made big expanse before retirement then how much amount will be left and further invest

  • @airbiker59
    @airbiker592 жыл бұрын

    Which index mutual fund is good to invest..sirr!??

  • @vikasagrawal4282
    @vikasagrawal4282 Жыл бұрын

    Sir please make a video on network marketing

  • @dineshpawar2524
    @dineshpawar25242 жыл бұрын

    Sir, excel sheet downloaded from the link is non editable, pls suggest how to enable it for editing

  • @KushalMestri
    @KushalMestri Жыл бұрын

    There is a big missing in this calculation. The "estimated monthly expense" is not inflation adjusted at the time of retirement in the "Yearly view" sheet. Without that, this whole calculation is flawed and misleading. i.e., monthly expense of 2L today would be equivalent to 4.79L 15 years down the lane at 6% inflation. Where is this calculation done?

  • @rohitkhanna5703
    @rohitkhanna5703 Жыл бұрын

    Hi Ankur, I am unable to download the retirement excel. It doesn’t give a file option. Can you please help?

  • @nsnsns8853
    @nsnsns88532 жыл бұрын

    Ankur, have you made any videos on Peer to Peer lending, or on companies like Grow.. Grip etc?

  • @lifejourney716
    @lifejourney7162 жыл бұрын

    I'm doing my sip in Aditya Birla Sun Life flexi cap can I change it to index

  • @gonkar4267
    @gonkar4267 Жыл бұрын

    Sir, monthly expenses at age of retirement are not inflation adjusted!!!!

  • @amjadpathan8452
    @amjadpathan84522 жыл бұрын

    Sir research & ranking as financial advisory service need your opinion on it.

  • @arunranga3646
    @arunranga36462 жыл бұрын

    Sir mutual fund calculation and share equity in excel sheet how short term long term capital gain how

  • @nikunjvaland7796
    @nikunjvaland77962 жыл бұрын

    Sir I am investing in Axis Bluechip fund and Mirae Asset Emerging Bluechip fund...that is okay for long term?

  • @ashutoshgupta90
    @ashutoshgupta904 ай бұрын

    You are so much like me sir😊.. No no no I'm not trying to make myself great sir🙏 I just wanna say I can relate to your thoughts very well 🙏🙏. Regards Dr Ashutosh Gupta 🙏

  • @terribelyextremist
    @terribelyextremist2 жыл бұрын

    how we'll use the lumpsum amount in this calculation?

  • @rishabhrajchaubey
    @rishabhrajchaubey2 жыл бұрын

    Love you warrikoo sir

  • @bhashkarankumar8641
    @bhashkarankumar86412 жыл бұрын

    Magic voice

  • @treeoflove
    @treeoflove2 жыл бұрын

    super brother

  • @santoshkonappanavar1580
    @santoshkonappanavar15808 ай бұрын

    Monthly expense is not inflated in 'Yearly view' Sheet. Right after retirement age, it shows same amount as present year (start year). Shouldn't be the monthly expense should be corrected to inflation at retirement age?

  • @Politics.volitics
    @Politics.volitics2 жыл бұрын

    Please make a video on career or advice for a 20 year old🙏

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