YOU DON'T HAVE TO WORK AFTER 40! | Investing and Compounding EXPLAINED! | Ankur Warikoo Hindi Video
If you are in your 20s and want to retire by the time you are 40, this video is exactly for you!
We will walk through a step-by-step excel sheet that you can use, and create a corpus and the time that will work for you the way you’d want it to.
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Here is the Excel, for you to download and do your own math: bit.ly/3OuN7ut
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00:00 Introduction
01:50 What does retiring early really mean
05:40 Lump sum amount and SIP investments
07:35 Annual Returns and Inflation
08:00 Monthly expenses
10:10 Major expenses
11:25 Money at the time of retirement
17:15 Where should you invest?
21:05 Dos and Donts
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Пікірлер: 600
Check out Ditto insurance here: bit.ly/3LZZzAK Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. Here is the Excel, for you to download and do your own math: bit.ly/3OuN7ut Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit
@rajeshroy9352
2 жыл бұрын
Sir jo 10 -15k hi monthly kamata h uske liye v kuchh banaye sir plz request
@fromandromedaa
2 жыл бұрын
Hi warikoo 🙏🙂🌍 this is just a strong sujjestion Millions of humans watch you and get inspired by you so why can't you just do a short 5 mins audio conversation weekly via any app , you can pick any random guy from your subscribers list and that's it that guy or girl will get to know about financial tips and more in those 5 mins Public ne itna kuch diya toh ab app bhi public ko kuch do 🙏🙂
@avaneeshkumar1790
2 жыл бұрын
what i like the most in ditto, that it's a spam-free advice😍
@navneetkumar3607
2 жыл бұрын
Thnx for giving us such an amazing content your video always same but i believe this is a reminder of every month that you have to save money and invest and whenever i watch your video it stays in my mind for only 1 week and every week i again watched your videos and i think I'll get a 4-10 cr in my 50's it's my assumption and also a goal and I'll achieve it......and sir can you please make a detailed video on SWP i want to know more about SWP.
@sravani9595
2 жыл бұрын
Hi Ankur ji, pls make a video on how to import bank statement PDFs into Excel and create pivot tables so that by analysing it we can avoid unnecessary spendings.
THNX A LOT ...I am just 17 and got to know about all this ...Its mind blowing !!! MAYBE I WILL END UP THANKING YOU 20 years down the road (or UP THE HILL) !!!😅
The way you explained is very natural sir 🙏💯
Dear Mr Ankur, I was waiting for this FIRE excel for a long.. What makes this excel sheet a useful tool is its flexibility to modify the values accordingly. Brilliant job! Thank you!
extremely beautiful.. the retirement calculator i was searching from months ..of course this precise calculations can only be expected from you warikoo sir..!
One of the best and meaningful videos in YT for all who are working and especially salaried class. Unfortunately, my starting age is quite high and I need to catch up a lot. But better later than never. Thank you Mr. Ankur. Subscribed!
Hi Ankur Sir! You are doing a noble job by imparting financial educational to young fellows; serving the nation by motivating youths.
Love your video's.. very informative and motivating and also love ur excel sheets✌️
Bahot bahot clear idea mila Sir...
so beautifully explained...i must say i am highly impressed by your way of thinking and way of presentation :)
Really sir i love it because that's unbelievable the power of compounding in that balance sheet i learnt lots of thing in this video you always inspire me Thank you Ankur sir ♥️💙
This is not only useful, this is life-changing sir. Thank you very much for Excel sheet and wonderful information. Thank you 🙏🙏🙏
Truly Amazing content provided by you Ankur Sir. Experience speaks louder than words ! And you give us, the younger generation HOPE for a better Future. Lots of Love ❤️. Hoping to meet you someday. It's NEVER Too Late to Start.
As you had studied abroad, you can relate the fact of savings and investment in foreign countries. I am in canada, please make a video on investment and savings for students in canada. It would be a great help..
Thank you so much Sir for gifting the excel sheet for us
Amazing video.Thank you so much
Ankur, Love your videos! Very informative. Thanks!
Ankur sir, Please think create a video on an excel sheet which can help us to keep a track of all the investments like mutual fund, small case and stock - all together. Thank you for gifting us the university of free learning! Regards!
Man you are awesome … thanks alot for that excel 🙏🏻
@NamanChitkara
2 жыл бұрын
bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.
Great calculation... Thank you dear....
thakn you sir ji bahut kuch shikne ko mila hai aap se
Hi sir I am Dr.Krupasanthosh your videos about financial management are wonderful I am from Karnataka I keep listening to your videos The problem i am facing is you tell the numbers in Hindi .I can understand Hindi language but not the numbers as some times i won't be seeing numbers on the screen( as i will be just listening). I request you to tell the numbers in English and it will be very helpful to those who have problem with Hindi
Great video, as always. One question: If I am living abroad and investing here in USD , what cells of the excel need to change in order to make it relevant?
Extraordinary video Thx
Once again thank you very much for the content and valuable excelsheet🎾.
@NamanChitkara
2 жыл бұрын
bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.
Thanks brother for financial knowledge
Love your way sir. You are my mentor
Great Learning❤
Lots of scammers and spammers commenting. Ankur Bhai your team should take care of these activities and should block or delete those comments as it's very irritating.
Thank you very much Ankur Warikoo sir ❣️
I love your excel skill sir Trust me, I feel very lucky to learn it from you
@whatapp673
2 жыл бұрын
Thanks for watching. Send a direct message right away for more info and guidance✉️👆🏻
Just amazing!
Super man ....man insaan kabhi bhi retaire nahi hota ....till death....
Good way of working, i liked it.
Thank you soo much for this❤️
Excellent Analysis sir
Hi Ankur, thanks for one hell of an excel sheet. Small request, could you please include room for some lumpsum expenses during the period of investment and how that will change the final figure and years after retirement my corpus will support me. For instance in your example if the guy wanted to buy a house at the age of 35 instead of 50, how would that change the calculation. Thanks in advance :)
Every person need to learn this..
Learnt a lot in this short video about investing, Wish you great success sir in your life.
@NamanChitkara
2 жыл бұрын
bullshit. An avg Indian earns 2 LPA how tf can they invest 1.6L per month, the avg inflation rate is 6% and no index has given 15% return over the last 25Y.
Wow what a to plan for retirement at an young age, thanks Ankur fir sharing this with all 🙏
@wariko1
Жыл бұрын
🔝Thanks for your feedback, don't forget to hit the subscription button, message the number above for enlightenment tips and guide, I have a new plan for you ✉!!
Great Video Sir but I'm facing one problem, The Excel sheet is not working even after using XLSX extension. Please provide solution.
Hi Ankur Thanks for the wonderful video. Tulasi
Ankur please make a video on the same were if one prefers investing the same pattern what you told gold over equity for some reasons , I know changing the percentage will get the result , but would love if u make one video
Thanku Sir I was thinking ki kese me 40 yrs ki age me retire ho sku you help me alot ab me Ispe research krunga thanku so much Sir
Is it just me or others are also not getting exact calculations similar to show in the video??
Nice video thanks sir
Great 👍 Content Sir...🙏
Hi Warikoo Sir ... I watch almost all your videos and love all the content that you make but I have one request. I am in 30's and wanted to know how do we people at 30's can plan for our finances as we have lost many years of our life by not planing properly and investing correctly. Can share a plan for us too wherein we can also retire at 50's without any worries.
Hello sir! Is guarantee returns worth investing?? Different banks are offering different amounts but approx. Same return. If you find it interesting, I love to see a video from you ! Explain me and others if it's worth it. Is that going to beat inflation..
So if i consider lifestyle upgrade and inflation in account, Present day's 4cr is 40CR after 20 years ... so i need to invest 10x of what you are suggesting for security worth 4Cr .... :)
@warikoo I guess the question asked ""Monthly Expenses at retirement age" in the excel means that what money you need at the age of retirement and not as of today because when I checked Yearly view the calculation starts from the amount I entered in "Monthly Expenses at retirement age", So now I need to do the compound interest calculation to calculate how much will I require per month during the retirement, please correct because this may miss lead beginners. Thank you..
This is absolutely masterclass. Sir, the excel sheet link seems to be not working. How to download that? Thanks
Sir please create videos on stock market and your portfolio.
HI ANKUR JI , HOW LEARN THIS EXCEL SHEET CALCULATIONS. I WANT LEARN AND WORK ON IT .
How to get fund advisor.. Can you please make a video on that... TIA
Pls make videos for class 12 students wishing to make career in aviation industry what couses what jobs what institute what sal etc
Hi sir just need an update about small case ,which portfolios to invest at this point of time.
Sir investing aur compounding ke alawa bhi kuch aur dikha diya karo
The rupee is closing at around 78 against usd and will go 80 real soon. please make a video on the aftermath of this and what one should do in a runaway inflation like this
Sir please discuss regarding NPS investment and all about it with excel sheet
Hy ankur sir this excel sheet you used in two videos
please give link to download this excel file . please thank you
Ditto ya Navi me se konsa accha rahega 🤷🏼♂️
Can you explain the concept of returns in a short video? How exactly do i get the returns? Maybe a dumb question but i just want better clearity
Sir, One experience want to share. For last 3/4 years we cannot confirm that we will get 15%, so it will be good if we musk last 3/4 years investment.
hey warikoo, amazing video, very informative, This can still work in 2024 ?
informative video sir
I CAN WORK TILL MY LAST BREATH(WITH REGULAR BREAKS AND ENJOYMENT) AND THINKING WHAT THE BULK I AM GOING TO CREATE WITH YOUR INFORMATION THANKS SIR. AND LUCKILY I AM 22.
Thank You
Sir, please make a video on corporate & government bond investing
Hi Ankur and Team, it seems there is some calculation mistake in the 50000 salary excel sheet, with the column " I ", I believe interest rates are not getting added properly, I set the retirement age to 27 and calculated but seems inaccurate whereas result is accurate for PPA i.e., column " H ". ( Formula format is also different from each other column, format should be same, since procedure is same for the aim of PPA and equity). Could you please update a new sheet if it is inaccurate.
Hi ankur little query here - I have Gmat - 760 ,Undergrad GPA 3.5 (Computer Science) , ECA - I am into boxing and have participated in lots of Hackathons and conferences. Had 2 internship as software engineer , worked at MC Kinsey as consultant since 4 years - Can I get into HBS, Standford GSB & Wharton ? Do i stand a chance?
Thankyou Ankur
Can you please make a video on how the company RSUs work? I have no idea about stock market, Could you please please make a video explaining basics and advance knowledge of it?
Stocks for long term can be considered as Vedanta, Reliance industries, Tata motors , Mahindra & Manindra, some good Electric power shares , IT shares like HCL, Wipro , MindTree, etc with proper research and Always keep 10-20 shares in portfolio for diversification.
Hello sir, this time best for invest in share market in India yes or no Please kuch share kay bare mai batayie jisme hum invest kar sake
In the Yearly Review sheet the Monthly expense for the first year of retirement is not inflation adjusted. This changes the entire calculation.
@simranmakhija4335
Жыл бұрын
yeah isn't it all wrong?
Hello sir. Not able to download to editable version of the excel sheet. Can you enlighten me?
Good Explanation
@user-bq3jy6gp1o
2 жыл бұрын
FEEDBACK APPRECIATED👆 kindly reach out to the what’sapp line above for consultation and investment purposes♥️
very nice video sir but unable to use excel sheet plz provide solution
Sir, Great knowledgeable video 👍❤️🌏🌎🔥🔥🔥🙏
sir can you add one feature that if we want to made big expanse before retirement then how much amount will be left and further invest
Which index mutual fund is good to invest..sirr!??
Sir please make a video on network marketing
Sir, excel sheet downloaded from the link is non editable, pls suggest how to enable it for editing
There is a big missing in this calculation. The "estimated monthly expense" is not inflation adjusted at the time of retirement in the "Yearly view" sheet. Without that, this whole calculation is flawed and misleading. i.e., monthly expense of 2L today would be equivalent to 4.79L 15 years down the lane at 6% inflation. Where is this calculation done?
Hi Ankur, I am unable to download the retirement excel. It doesn’t give a file option. Can you please help?
Ankur, have you made any videos on Peer to Peer lending, or on companies like Grow.. Grip etc?
I'm doing my sip in Aditya Birla Sun Life flexi cap can I change it to index
Sir, monthly expenses at age of retirement are not inflation adjusted!!!!
Sir research & ranking as financial advisory service need your opinion on it.
Sir mutual fund calculation and share equity in excel sheet how short term long term capital gain how
Sir I am investing in Axis Bluechip fund and Mirae Asset Emerging Bluechip fund...that is okay for long term?
You are so much like me sir😊.. No no no I'm not trying to make myself great sir🙏 I just wanna say I can relate to your thoughts very well 🙏🙏. Regards Dr Ashutosh Gupta 🙏
how we'll use the lumpsum amount in this calculation?
Love you warrikoo sir
Magic voice
super brother
Monthly expense is not inflated in 'Yearly view' Sheet. Right after retirement age, it shows same amount as present year (start year). Shouldn't be the monthly expense should be corrected to inflation at retirement age?
Please make a video on career or advice for a 20 year old🙏