2023 PROPERTY TAXES 101 | HOMESTEAD EXEMPTION

Let’s talk property taxes and homestead exemptions! Homeowners, it is critical to understand your property taxes, especially for new construction. Check out the @merit products Lisa is wearing in this video: muse.meritbeauty.com/lisa36 #meritbeauty #gifted
MERIT BEAUTY:
* Free shipping on all orders over $40
* Each first order comes with MERIT’s signature bag
* Lisa is wearing: Signature Lip (Baby) and The Minimalist (Camel)
Disclosure: We will earn a small commission from MERIT purchases made via the link above.
------------------------
Please keep in mind that these are our opinions based on our personal experiences with new construction and with property taxes in our local area. This still is just the beginning of our new home story, and we’re excited to share it with you.
Thanks for watching!
CHECK OUT OUR EMPTY HOUSE TOUR:
Empty House Tour 2021 | New Construction | DR Horton | Closing Day | Modern Craftsman House
• EMPTY HOUSE TOUR 2021 ...
WHO WE ARE:
We’re the Irvs! Thank you for subscribing to our KZread channel and following our Instagram @the.irvs as we share our journey with you.
If you’re totally new here, we are Vincent and Lisa. Great to meet you! We’ve been together since our teen years and married for five years.
We started The Irvs KZread channel in 2020 to share our debt-free journey and offer tips to others on the same path.
Then, we took a little (long) break LOL.
So. Many. Things. Happened.
We are ready to jump back in, and we’re so happy you’re here!
God is good. Dreams do come true.
Stay tuned!

Пікірлер: 51

  • @prettydisguised5487
    @prettydisguised54872 ай бұрын

    I absolutely love your content! Anymore videos coming soon! They’re so helpful! In the process of purchasing in the last phase there!

  • @seewardone
    @seewardone Жыл бұрын

    Happy 1yr home ownership anniversary to all of us 🤗

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Congratulations!

  • @meshisha77
    @meshisha77 Жыл бұрын

    You guys are the cutest... so glad ur still making videos because it really does help us newbies. Im still building but will soon join ya 🎉🎉🎉

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Thanks for the compliment! Enjoy the journey.

  • @marieriou2030
    @marieriou2030 Жыл бұрын

    So Happy to see the Irvs back! Love the makeup on beautiful Lisa, and plan to try the brand!

  • @marieriou2030
    @marieriou2030 Жыл бұрын

    Another Amazing and Beneficial Video! I love theirvs!💜💙

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Thank you!

  • @amandaleeann22
    @amandaleeann22 Жыл бұрын

    Simple, real content. Thanks y’all! ❤

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Thanks for watching!

  • @crystalcrystal9050
    @crystalcrystal9050 Жыл бұрын

    So nice to see you guys!!! I love learning from you guys when buying a home ✨

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Thanks for watching! We appreciate the support.

  • @Shawps
    @Shawps11 ай бұрын

    You guys rock. Thank you for that clear simple video.

  • @theirvs793

    @theirvs793

    11 ай бұрын

    Our pleasure!

  • @michelleswanston5882
    @michelleswanston5882 Жыл бұрын

    i closed November 21, the deadline was in March for the new tax year, so I put it off while I moved and got settled, and then I happened to get a new job starting in March and had to focus on that transition, so unfortunately my procrastination caused me to miss out. i was shocked when my tax bill came out! and even more shocked when I saw my new mortgage payment, but fortunately i had also saved that escrow check and was able to apply it towards my escrow account to keep my payment low/manageable. And yes, the application took less than 5 minutes to complete, I still kick myself for not doing it right after closing. it was easier than turning on utilities for my new construction home.

  • @idgutz4910
    @idgutz4910 Жыл бұрын

    Thanks! Will look into my county's specifics

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Enjoy the process!

  • @bonniej0
    @bonniej0 Жыл бұрын

    A homestead also protect your house from people putting liens that are taking your house

  • @gregm7976
    @gregm7976 Жыл бұрын

    Texas is a very friendly state for Disabled Veterans and property tax exemptions. I'm a Veteran with a 100% disability rating and pay $0.00 in property taxes. Also, don't be afraid to appeal your tax bill! In the past I went before the appraisal board and disputed by property taxes and got thousands of dollars knocked off the overall appraised value. It's a very easy process!

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Thanks for sharing, Greg and thank you for your service!

  • @bonniej0
    @bonniej0 Жыл бұрын

    Can't you apply for that anytime not just the first year or would you buy a house but I have a house for 20 years I've been on disability and I've never got up homestead exemption or a break on my property tax so I downloaded the form with to reply or to submit it's only 35 bucks for the homestead and I should always have that and when they switch mortgage companies they didn't transfer or anything they didn't tell me I had to get another one and I told him I wanted one to make sure that was still active and they didn't lose the refinance.

  • @stellaharris1367
    @stellaharris1367 Жыл бұрын

    Question: what state do you live in, if you don’t mind telling me? If so, I totally understand. My husband and I are planning on relocating to FL. When you mentioned homestead, I thought about FL. Not sure which other states offer the homestead.

  • @theirvs793

    @theirvs793

    Жыл бұрын

    We are in Georgia. Pretty much every state has something. The rules may be different for the county you will be living in, but there is usually some type of homestead exemption.

  • @PrayWithPurpose2023
    @PrayWithPurpose2023 Жыл бұрын

    Where can I find out how much exemption will I receive?

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Reach out to your local property tax office.

  • @bonniej0
    @bonniej0 Жыл бұрын

    I think you have to get homeowners insurance to make up the difference for your house. Which I have.

  • @kellyschlumberger1030
    @kellyschlumberger103011 ай бұрын

    I qualified for the HOMESTEAD ACT due to being a 100% disabled service-connected veteran. After my house burned, I bought a camper to live in while I rebuilt. Morrow County Ohio kicked me out of the HOMESTEAD ACT. I asked why. "Because your house burned. You don't have a house." Why did you DOUBLE propery value then? "Because you made improvements to your house." They blamed everything on the State of Ohio. USC Title-18 defines HOMESTEAD as any piece of land you use as your permanent address. Many weird things happening. I feel helpless, and my PTSD is aggravated by stress of ANY KIND. How does State law supercede federal law? Apparently, when the lower jurisdictions want more money. Your take on this? Thanks for any advice or encouragement.

  • @theirvs793

    @theirvs793

    2 ай бұрын

    Sorry to hear that. Hope things have gotten better for you.

  • @EricV485
    @EricV485 Жыл бұрын

    My county exemption requirements are ridiculous...have to be at least 65 years old or permanently disabled and making less than $33K per year...I want to know who owns a home at that salary...welp guess that disqualifies millennial first time home buyers like me...smh.

  • @theirvs793

    @theirvs793

    Жыл бұрын

    That’s unfortunate. Your county doesn’t offer a regular homestead exemption for everyone?

  • @EricV485

    @EricV485

    Жыл бұрын

    @@theirvs793 that’s the only one I see…Thanks for the reply! Keep up the great work y’all. I see mighty blessing and favor on you two and seeing you guys makes me hopeful for the future wife and kids I hope to fill my new home with.

  • @Gigicason
    @Gigicason Жыл бұрын

    Do you have to pay back the money that the homestead exemption helps with the property taxes?

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Great question. No, as long as you qualify for the exemption you don’t have to pay back the savings. If you decide to break the rules and continue getting the exemption after you no longer qualify (ex: the home becomes an investment property), then they could certainly ask for you to pay them back for the time you did not qualify.

  • @Gigicason

    @Gigicason

    Жыл бұрын

    Thank you!!

  • @Y_Alexandra
    @Y_Alexandra Жыл бұрын

    Hi, What if my home is payed off? I’m in Cypress,Texas my property taxes are $6,000 due now 😅.

  • @zeroninja400

    @zeroninja400

    Жыл бұрын

    Our home is also paid off too and we were told to apply for it and it was approved

  • @theirvs793

    @theirvs793

    Жыл бұрын

    As long as it’s your primary residence you should still benefit. But always check your local rules.

  • @bonniej0
    @bonniej0 Жыл бұрын

    Okay I'm on disability and I filed bankruptcy about 7 years ago and my homestead expired in 2010 with a different mortgage company mortgage bros they sold my mortgage to Wells Fargo and I don't even have a homestead I just looked it up and I can't believe it's expired so how do I go about this cuz I did call my lawyer they're like oh we never heard of an exempt homestead

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Call your county property tax office.

  • @bonniej0
    @bonniej0 Жыл бұрын

    You need to file a lawsuit to get all your tax money back

  • @Crews1
    @Crews17 ай бұрын

    Skip to 2:30

  • @jaredsmith1214
    @jaredsmith1214 Жыл бұрын

    How is DR Horton home apply to homestead. Sounds like tax fraud.

  • @theirvs793

    @theirvs793

    Жыл бұрын

    It’s not tax fraud and it has nothing to do with DR Horton. As a home owner, you can apply for homestead exemption if it is your primary home.

  • @DebbieLomeli
    @DebbieLomeli Жыл бұрын

    Are we talking about Make Up ? or Homestead Exemption

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Homestead exemption

  • @RozyRoPink150
    @RozyRoPink150 Жыл бұрын

    I got turned off by the whole 15 minute make up commercial. I’m moving on to the next KZread video about tax exemptions 🤷🏻‍♀️

  • @theirvs793

    @theirvs793

    Жыл бұрын

    Enjoy!