📲 MAXREWARDS - Use promo code “markr” markscreditcards.com/maxrewards 💳👇 CREDIT CARD OFFERS (Learn More!) markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video!)

Amex needs to ship their Platinum Card with a spreadsheet tracker 😄

@MarkReese

4 ай бұрын

They sure do 😆

@Ultramonk27

4 ай бұрын

Please no. They'll add $15 extra to the fee for a spreadsheet tracker. lmao

Love the “coupon” aspect of the card. The Digital Credit, Uber Credit, and Walmart+ cover the fee by themselves, then all the travel perks make it even better.

@MarkReese

4 ай бұрын

💯👍

@ProStunna

Ай бұрын

This has to be put in context as it only covers those if you already had those expenses. But if you take on those expenses because you have the card then you can't minus this value from the annual fee

I downgraded my card long time ago. Platinum>Gold>Green... next step is cancellation. They have ramped up the AF and watered down the benefits. I'll keep my Blue Cash Everyday because I like the card + AMEX has the best Purchase & warranty protection of any other card that I have used.

@MarkReese

4 ай бұрын

Amex BCE = great choice of card 💯

Awesome video! Highlights my key interests!

@MarkReese

4 ай бұрын

Thanks, glad your interests got in the spotlight!

I haven’t kept up with my family shared Amex offers. I was transferred points & haven’t even used them yet. Awesome input as always

@MarkReese

4 ай бұрын

👍👍

I got my platinum through Resy a few years ago. The SUB was 125k points +6mo of 10x MR points on dining! It really worked out for me as my gf and I did a lot of traveling and tried new restaurants everywhere. When the 6mo ended I had racked up 200k points! Its still my first and only AMEX card though - real shame the new rules mean I can't get a SUB for gold or green anymore 😥

@MarkReese

4 ай бұрын

Well done on earning 200K on that offer! 💯

Very cool video idea! Really shows you how many "coupons" this card has.

@MarkReese

4 ай бұрын

There are a lot!

This could be a very interesting series! Some credit cards have way too many benefits and it can be hard to know which ones are actually good! Would love to see you do this with more cards!

@MarkReese

3 ай бұрын

Glad you enjoyed it!

The card needs a 1.5-2 MR category to compete with other travel cards it’s and enough to depend on the gold card to cover your bases with the most important thing about trips dining

Their Trip Cancellation/Interruption insurance SCREWED ME!!! I charged a $14,000 Alaska cruise from Vancouver to Anchorage. We got covid halfway through. They denied our claim because the it was not a ROUND TRIP CRUISE. We made the mistake of not booking our airfare back to Vancouver on the same card.

@MarkReese

Ай бұрын

Wow that's really frustrating. Sorry to hear that.

Great summary! As annoying as the coupon book approach is, in this case I've been able to get enough positive value over the fee even before lounge/status benefits to make it worth the keeping around, at least for now. One thing I'm not sure I follow: Why is the $200 credit for FHR/THC bookings only a C because of its "limited use," but the FHR/THC portal itself is ranked way higher at an A, despite being no less limited? Especially because the $200 credit is sometimes the only thing that has many people even considering the more expensive FHR/THC cash prices.

@MarkReese

4 ай бұрын

The THC + FHR programs have been around a lot longer than the $200 Hotel Credit. The programs themselves offer benefits that would normally require mid to high tier elite status in other programs (levels that often require spending thousands per year). On their own, the benefits are useful. Furthermore, these programs are not central to offsetting the annual fee for most people as no direct statement credit is issued. On the other hand, whenever I see things like "hotel credit" or "airline fee credit" that cannot be used for any hotel or airline I prefer to fly, then that's a major restriction on the value I place on it. In addition, the $200 "Hotel Credit" is a direct statement credit that can help reimburse the card's annual fee. But, requiring me to book hotels that are often $300 - $600+ per night to do that also decreases the value heavily.

Not a walmart plus user. Hope they change these. Loved audible. Love Saks. Love WSJ. I don’t do meal delivery and Uber is only for emergencies.

Always enjoy watching your videos. The analysis is thorough straightforward and professional with no-nonsense content. Honest work equates to honest results and reviews without jokes or sarcasm! I really think you’re one of the top performers in this space! Kudos for your dedication and hard work!

@MarkReese

3 ай бұрын

I appreciate you saying that!

The other offer if have scwab platinum transfer points to your broker account , think its 10% bonus, Just on 5x flights alone 13,900 of normal flight spend only is break even for just that benefit ignoring clear in case your flying out of small airport like tucson etc.

@MarkReese

Ай бұрын

Correct, the Schwab Platinum allows you to cash out at 1.1¢ per point.

Honest rates very well done

@MarkReese

3 ай бұрын

Thank you! 💯

Good video. However I think with the Equinox credit, you have to keep in mind the kind of customers they are catering to. Amex is a NY/SF/LA card... Big, sort of dense cities, people who use Uber often, etc. Last time I checked Lifetime had 1 location in NYC, 0 in San Francisco, 1 in the city of Chicago... They require huge footprints vs Equinox that builds in the urban core. Lifetime is a Sapphire Reserve match for sure, but Equinox is a better fit with the other benefits of the Amex platinum.

@MarkReese

3 ай бұрын

Yep I totally see that perspective, too 👍 There are several in the NY area with more in development: www.lifetime.life/locations-map.html?query=New+York%2C+Nueva+York%2C+EE.+UU. Also several in the Chicago area: www.lifetime.life/locations-map.html?query=Chicago%2C+Illinois%2C+EE.+UU.

Hey, Mark! First and foremost, love your content. Quick question, how do you locate the sign-up bonus progress tracker on Amex's website, again?

@MarkReese

3 ай бұрын

Thanks Eddy! I'm not aware of a way to force trackers to show up if they're not. Even my spend tracker for the Hilton Honors Business Card has been missing for months. Perhaps Amex is making updates / changes.

@creepii91

2 ай бұрын

All I’ve read is to talk with Amex through the chat and they’ll update you on it.

I received an offer to upgrade from Gold card to Platinum card for 50k MR points for 2k spend 6 months it's a good offer

By end of the year near my renewal i might cancel gold forsure platinum.

@MarkReese

4 ай бұрын

😬

I actually find the $200 airline credit super valuable. I choose delta as my airline and then use the card to buy guest passes at the sky club when I travel with my girlfriend. So it’s effectively an extra 4 guest passes for free per year

@MarkReese

15 күн бұрын

Not sure what you mean? "As of November 15, 2018, the sale of the $59/5,000 Single Visit Passes has been discontinued." Source: www.delta.com/us/en/delta-sky-club/house-rules

@theeyeplaylists

15 күн бұрын

@@MarkReese yeah single visit passes are discontinued but guest entry for $50 isn’t, but maybe that’s just because I also have the skymiles reserve card

@MarkReese

15 күн бұрын

@@theeyeplaylists - Ah got it, yes! That's a great use of the credit.

if you are new to AMEX, best to get the BBP first then wait for targeted offers... 200k or 250k offers

@MarkReese

4 ай бұрын

For those who can qualify, that's a great route to take 👍

@romaromes

Ай бұрын

Where can I find those high offers!?

*Can the $200 yearly Airline credit apply to paying $50 for a partner pass into a lounge?* (assuming I lock the credit to Delta or AA?)

@MarkReese

18 күн бұрын

1. For Delta Sky Clubs ... As of November 15, 2018, the sale of the $59/5,000 Single Visit Passes has been discontinued. 2. For AA Admirals Clubs ... Yes, provided the agent is trained to know that. The last time I tried to buy a day pass with my Amex Platinum Card the agent was adamant that "Amex is not accepted."

Forgot the phone insurance , rental car insurance as well, increased purchase protection .

@MarkReese

Ай бұрын

I included all of them together under "Travel & Retail Protections."

I used have that same mindset re: the Saks credit, until I checked sale items. My hack will be to get two free Saks neckties a year.

@MarkReese

4 ай бұрын

Great that you made it work!

The Saks benefit isn't the best but they do have stuff for $50 or less. For example, I recently got a set of two Thule packing cubes. Or if you can't find anything you like, you can always use for birthday or Christmas gifts. Also, you get $150 statement credit per year if you have a corporate AMEX too. Not the greatest, but if you fit into that demographic, it at least reduces the annual fee.

@MarkReese

4 ай бұрын

For sure 👍

@CagedJock

Ай бұрын

I buy skin care. It’s great. I purchase skincare anyway.

Is it worth it for a one and done if I can get 175k sign up even through the multipliers don’t work for me?

@MarkReese

3 ай бұрын

If you use the bonus for flights, then yes it can be. 175K points = $1,750+ towards flights. That more than justifies a $695 annual fee.

Well I feel ripped off I only got offered the 80K bonus offer but Walmart plus along with the digital credit and a couple other things will pretty much pay most of the yearly fee along with a few other things so it's all good I guess

Question, does the Charles Schwab card have ALL of these as well? Ressy included?

@MarkReese

4 ай бұрын

It sure does!

@YumDex

4 ай бұрын

@@MarkReese you’re the best, thanks!

Another good vid. But you forgot the wheels up benefit. I know that one is Really not for everyone one but it would be nice for a review on it as most reviewers leave it out.

@MarkReese

3 ай бұрын

I don't see it mentioned in the terms any longer. Is it still an active benefit?

@byronjeffery2576

3 ай бұрын

@@MarkReese Wow I have not checked in a while. That is a nice benefit if one can afford and not as expensive as people think and one of the few benefits that make the AF worth it. Will have to check.

Good job

@MarkReese

3 ай бұрын

Thanks!

I'm so done with couponing😒no thanks with coupon system 👎

@MarkReese

4 ай бұрын

I'm exhausted, too.

@newagain9964

3 ай бұрын

Nah. Done with coupons that don’t do me any good. Walmart? Saks. Equinox? NYT? What a joke.

Hello, I am Cuban and I am starting to create my credit and I want to know what would be the best credit cards for beginners I don't have a credit card yet. Thanks and blessings

@MarkReese

3 ай бұрын

Cuban & living in the U.S. or living in Cuba?

@JoshWReX

3 ай бұрын

I would suggest Chase Unlimited Freedom to help build credit history. If you have previously applied to other banks I would suggest to wait 6 months before trying to apply anywhere else. Capital one has a secured credit card/build credit card. Best of luck!

@newagain9964

3 ай бұрын

If you’re in US/have access to US cards start with $0 annual fee card or two that offer cash back on things u spend on. After 2 yrs revisit you tube for recommendations

Add Boujie status and along with lounges it’s probably why people keep this card after the first year😂

@MarkReese

3 ай бұрын

🥂✈

Good video

@MarkReese

4 ай бұрын

Thanks Gabriel!

I just got offered for 175k points to open the card, and took it right away

@MarkReese

Ай бұрын

Phenomenal offer, congrats!

Max rewards needs to fix a lot of their stuff like the phone is. Tracker hasn't shown and they say they know there's an issue but they haven't fixed it in weeks. Also ask rewards or even American Express needs to have a category filter because it's a pain in the butt to shift through all the offers most time I don't even do it because it's such a pain

@MarkReese

4 ай бұрын

Regarding the category filter, are you referring to Amex Offers? If so, you can search by keyword in the MaxRewards app (that's one of my biggest uses of the app, searching for "Fed...to find FedEx offers, etc.), or by Category in the Amex app / online Amex account.

@Brianpeckin

4 ай бұрын

@@MarkReese I was thinking more along the side of kind of like a chase offers. Or you can click grocery, gas, restaurants, etc etc

@MarkReese

4 ай бұрын

@@Brianpeckin - Yep you can sort by similar categories on your Amex dashboard. The app shows a few, but the desktop version shows a lot more.

@Brianpeckin

4 ай бұрын

@@MarkReese pl oh thanks, I'll check that out. I always use the app

This is good thanks for the video. Can you do same breakdown with VentureX card?

@MarkReese

4 ай бұрын

Glad you liked it! Not sure if I'll do this format for other cards.

@MarkReese

4 ай бұрын

Here's a link to another video about the C1VX benefits: kzread.info/dash/bejne/m3ybxLWLlNvWcsY.htmlsi=v53lL0ojkcWL15pT Since it was published, the way the $300 Travel Credit works has changed. I wrote about it in the pinned comment (expand it to read further).

@tinnakornsai4404

4 ай бұрын

@@MarkReese Thanks for sharing mate. You are awesome!

Good customer service (honorable mention)

@MarkReese

3 ай бұрын

🏆

Been back and forth on this card for a bit now. Last night I stumbled upon a 175K SUB. Jumped on that immediately 😎

@MarkReese

2 ай бұрын

Phenomenal offer! Did you receive an approval?

@romaromes

Ай бұрын

Wow! Where can I find a deal like this? I'm actively looking into getting this card!

@MarkReese

Ай бұрын

@@romaromes - Same techniques as mentioned in this video 🎬 kzread.info/dash/bejne/YnZluM2He9erhrA.htmlsi=FSsSM7uPOmyccGIw

In the heart of the emerald isle, a debate was heard, neath the rainbow's end, spoke a Leprechaun's word. "Which Amex to choose, on this fine Patrick's Day? Gold or Platinum, which leads to fortune's way?" "The Gold," he declared, "is where true value lies, with dining rewards that could reach the skies. More points on groceries, a feast to behold, a pot o' rewards more precious than gold." The Platinum's grand, with travel perks wide, but for a wee Leprechaun, it's not the right ride. No need for lounges or elite status so bold, when the heart yearns for warmth, not the allure of cold. On St. Patrick's Day, let's all be merry and bold, for the Amex of choice is the one made of Gold.

@MarkReese

3 ай бұрын

☘🇮🇪☘🇮🇪☘🇮🇪

These benefits don’t appear on the website when I log in.

@MarkReese

2 ай бұрын

1. Log in 2. Select Platinum Card in top right 3. Click on Rewards & Benefits 4. Scroll down to Card Benefits section 5. Click on View All Card Benefits link in the bottom right of that section

Hi Mark, I have a few Amex cards. If I decide to close only one of them, do I lose all the points generated with that card, or do they remain with the membership rewards of my other cards?

@MarkReese

4 ай бұрын

As long as you have 1 Amex card open that earns Membership Rewards points, all points will be preserved.

@jorgeruiz6573

4 ай бұрын

Thank you so much 💪🏻

Sorry Professor Reese, still not getting Amex plat and gold but maybe green if they give me 80k sub. Not into all the couponing, AF keep increasing, AU fee, etc... oh well, I have to give up ANA transfer partner... Come on Amex target me your 80k green.

@Brianpeckin

4 ай бұрын

It all honesty. I suggest getting the green first just for the point value because if you get the other ones you won't be able to get the green points bonus. So it's better to go from green gold platinum if you're trying to get the points. Maxed

@MarkReese

4 ай бұрын

Understandable!

@Dopadroid

4 ай бұрын

The highest SUB for green was 60k + $200 statement credit which was last year. Doubt it'll ever hit 80k

So it looks like I’m gonna cancel Sirius XM, sucks because I’m only paying $10 month for their top package

@MarkReese

3 ай бұрын

👍

You forgot a concierge service that comes with the card

@MarkReese

4 ай бұрын

Good catch 👍

@romaromes

Ай бұрын

What does the concierge service cover?

@MarkReese

Ай бұрын

@@romaromes - More info here: global.americanexpress.com/card-benefits/detail/concierge/platinum

Can you make a video about freedom flex q2 2024 categories. I think they announced today.

@MarkReese

4 ай бұрын

No, I've decided to cut back on videos about news / updates.

@Gurwinderparmar

4 ай бұрын

@@MarkReese OK but I have one question it’s a quarter 2 freedom flex get 5% on restaurant and hotels and Amazon. so when it comes to restaurant, we already getting 3% so bonus 5% and 3% are we getting 8% back on restaurant or I’m wrong only 5%

@MarkReese

4 ай бұрын

@@Gurwinderparmar - They stack, but it's 7% at Restaurants. That's because Chase issues rewards like this... 5% = 1% Base + 4% Bonus Since the CFF normally earns 3% at Restaurants, that would be 1% Base + 2% Bonus. The Base 1% earn is shared. So... 3% Restaurant as standard + 5% Restaurant for Q2 ...but with the same 1% Base shared between both ... yields 7%. Here's the official Press Release: media.chase.com/news/chase-freedom-2024-q2-categories

@Gurwinderparmar

4 ай бұрын

@@MarkReese thanks

@Gurwinderparmar

4 ай бұрын

Good card for hotels this quarter 2 That would be 9% back on hotels

I wonder how you guys in the "CC Game" get around getting rejected due to high number of inquiries in your credit report. Have a >750 score, zero negatives, own home, no debt, very high income, no balances, about $250K in current CC credit lines, and yet got rejected by Wells Fargo for the free autograph due to "high number of inquiries". Seriously??

@MarkReese

2 ай бұрын

We often don't get around it. However, some banks aren't as sensitive to higher inquiry counts (Amex is one of them). Wells Fargo denying for high inquiries doesn't surprise me (same for U.S. Bank, Barclays, and Capital One).

💯💯💯

@MarkReese

4 ай бұрын

🏅🏅🏅

Features is how you refer to a “benefit” for which you realize no “benefit”.

@MarkReese

4 ай бұрын

😬

I don’t understand why people like this card… It feels so meh for that hefty annual fee. The only amazing thing is that lounge access.

@MarkReese

2 ай бұрын

Depends on the lens through which you view the card. Some people's lifestyles naturally align with what it offers.

You forgot the annual fee but good value card still !!!

@MarkReese

3 ай бұрын

The annual fee is not a benefit 😁 This video was not meant to be a comprehensive review, rather, just a focus on the benefits.

@juancarlosalvarez4871

3 ай бұрын

@@MarkReese yes you right!!!

I got a 175k offer

@MarkReese

3 күн бұрын

🏆🏆🏆

I got 250k points

@MarkReese

13 күн бұрын

🏆🏆🏆

👍🏻

@MarkReese

4 ай бұрын

👍

The cruise benefit is nothing special. By using this program, you're forgoing normal travel agent incentives, such as 8%+ back from Costco Travel. You're also better off paying with Chase for superior travel protections, with the CSR, CSP, IP, or IHG. You might get a bottle of champaign or wine tasting on an expensive luxury line, but typically it is just a plate of hors d'oeuvres, or chocolate covered strawberries. Carnival, Norwegian, Royal Caribbean, MSC, not even in the program. The only example I can think of where it come out ahead: 5 nights exactly in a suite, heading to or from Alaska at the beginning or end of the season, which is heavily discounted, so Amex's 5 night suite offer pushes ahead of travel agent incentives. 4 nights is too short, and 6 nights is too expensive yet again...

@MarkReese

4 ай бұрын

Appreciate the added insight!

Wait, no ranking of the private jet benefit ( Wheels Up ) 😂 if it still has it, definitely trash level for the extremely limited use

@MarkReese

4 ай бұрын

I remember that benefit, I don't see it mentioned in the terms any longer. Do you know if it was discontinued?

😊

@MarkReese

4 ай бұрын

😃

Amex platinum has turned into a meh, mid at best card. Lounge access is not great at all. Plus the clear is trash too. Card is really becoming useless to use. Not work the af. The card us just not worth it with all the restrictions and hoops one has to jump through. Travel and retail benefit is the only good perk

@MarkReese

4 ай бұрын

Fair enough. Though if lounge access is "not great at all" on this card, then it's even worse on other cards.

@drkobe79

4 ай бұрын

@MarkReese the travel cc's have all been over saturated and diluted the value. Most lounges are really not worth the wait in line or the overcrowding that still happens. Also, the perks like clear are not a perk when i get itbfor free through my airline. CC companies have gotten too greedy and now charge so much in af that it isn't worth it. Also wanted to say great post, very informative and to the point. This is great information to many that are learning the CC game and benefits.

It seems like this high-cost "premium" credit cards continually take away great benefits and then replace them with largely useless ones.

@MarkReese

2 ай бұрын

😬

This was nothing more than an AD for Max Rewards.

@MarkReese

4 ай бұрын

This was nothing more than a comment from someone who focuses on a 1 min. 41 sec. ad and calls it "the whole video."

@kxngdavid

4 ай бұрын

@@MarkReese I actually watched the entire video then called you out.

@lienecarter6411

4 ай бұрын

I don’t understand why all you guys rag on the Saks credit. Use it on cosmetics and skincare. I would love to get that credit.

The benefits suk

@MarkReese

3 ай бұрын

😬

Dude u gotta relax

@MarkReese

2 ай бұрын

🤙

American express sucks! Coupon junk.

@MarkReese

4 ай бұрын

😬

I can’t wait to cancel mine 🎉

@MarkReese

4 ай бұрын

😬

I signed up for equinox and used it for a few days and stopped. The instructors look weird :-) the guys, the chic's ...😵.ick. I cancelled, so it wont charge next year.

@MarkReese

4 ай бұрын

😂