What are some ways in which you are able to save more money each month? Share below! Thanks for tuning in!

@timogach

2 жыл бұрын

Carrying packed lunch somedays have really helped Big tym

@veretobeyaweni2125

2 жыл бұрын

Save first before spending...automatic bank transfer to savings account ❤

@chielokailoputaife9422

2 жыл бұрын

Buy in bulk.. and take food from home to offices or business.

@nonophat

2 жыл бұрын

@@timogach this makes a huge difference.

@nonophat

2 жыл бұрын

On top of using cash, my hubby and I use cash envelopes for various things in out budget. For example, groceries and fuel money will fo in different envelopes.

Definitely worth watching if you want to save money. #1. Get organized #2. Switch insurance companies #3. Cancel unnecessarily subscriptions #4. Pay more into your debts #5. Pay in cash #6. Skip the Soda #7. Work out at home #8. Save money on prescriptions #9. Use a shopping lost #10. Buy in bulk #11. Meal prep #12. Declutter #13. Automate your finances #14. Start couponing #15. Downsize your living space #16. Reduce mortgage payments #17. Shop pre-owned or second hand. These were some really awesome and very practical tips. Thank you🌻

I was able to save $200 a month by simply making my coffee at home☕️ I was buying 2 to 3 cup a day😋

@Belanta2

2 жыл бұрын

Congratulations 🥳

Literally stopped the video at 2mins, logged onto my PayPal and cancelled all my monthly subscriptions - I was spending $75 a month on services I either never realised I used or used once in a while. Great tip 👍

@arleyshamorris8912

2 жыл бұрын

I stopped bc I remembered I had a free trial that was going to end in a few days (and start charging $8.99) and needed to cancel it!

@nursemaggie2321

2 жыл бұрын

This is a strong testimony of the video

@dadeliejeanbaptiste3468

2 жыл бұрын

I did the exact same thing lol

@nedimirma1848

2 жыл бұрын

@Susel wow! So true.

@fiercefemininerise

2 жыл бұрын

haha! Same! I also paused to put 10% of my last paycheck into savings

Excellent presentation. I've been doing All for over 6yrs now. I have a 850 credit score, debt free ( exception for Mortgage, the good debt) and on my to early retirement in my 50's. 🙏🏾👍🏾✅✨🤗🖇

@ajwriter5699

2 жыл бұрын

Congrats!

@keziahofeiankra-badu5634

2 жыл бұрын

Wow... Great. How did you do that?

@wandahails2010

2 жыл бұрын

That's awesome!

@melliciaphillip4161

2 жыл бұрын

@@keziahofeiankra-badu5634 4rt trtr

One way that has really helped me save is doing grocery pickup. It makes meal prep easier and I avoid going in to the store and grabbing unnecessary items 😊

@Clevergirlfinance

2 жыл бұрын

That’s definitely a great way to stick to your list!!

@tripudium17

2 жыл бұрын

I agree! Even though I need to pay for the service, overall I am saving money because I know how much my total is beforehand and reduce impulse purchases. Also less waste.

@lizwairish4597

2 жыл бұрын

@@Clevergirlfinance 😘

Instead of wasting money on ordering coffee out and eating out a lot, and buying stuff we don’t really need when our grandchildren were born we opened a 529 plan and put that extra money we had in there for their college someday. They are now in college and are so thankful we can help pay for it. It brings us more joy knowing they will be debt free when they graduate instead of them getting the money when we pass away in the future.

@Clevergirlfinance

Жыл бұрын

Love this! Thanks for sharing!

@emilywilson7308

Жыл бұрын

So smart!

I enjoyed your talk about saving money. Some of the ways that I save money is that I cook most of my meals,color my hair instead of going to a salon, I stopped getting my nails done professionally and do them at home. These are just a few of the many ways that I have been able to save money.

@Clevergirlfinance

2 жыл бұрын

Love this! Thanks for sharing!!

I paid off my debt by depositing more than the minimum as you have said. It really helps.

Very helpful hints, and when you buy groceries in bulk, check the expiry date. This is very important.

2 years old and still timely advice for me ❤

@Clevergirlfinance

4 ай бұрын

Thanks for being here!

I’m old school-every time I get paid, I drive straight to the bank, I take out my savings money in cash and place it in an envelope. I noticed if I tried to save electronically, I’d transfer the money from savings almost every time. This way, if I’m going through my busy work day, I can’t spend it because I can’t leave work to drive all the way home to get the cash.

@olusolafalore

2 жыл бұрын

Wow

@lindass5966

Жыл бұрын

I need to do this

@emilywilson7308

Жыл бұрын

You can also put your savings into a bank or credit union that is not convenient. Like on the other side of town, so it's not easily accessible.

Great advice!!! New sub here! Oftentimes, I try to buy a large pack of meat and use it for multiple meals. So instead of buying one lb of ground beef at $4.99, I will buy 5 lbs of ground beef on sale for $13. Five one lb packs of ground beef will cost me ~$25, so I save $12. I also substitute higher cuts of meats for cheaper cuts. So for fajitas I may use boneless, skinless thighs vs chicken breasts, unless it's on sale. Legs and thighs are often on sale for $.99/lb in my area. I only but meats that are on sale for the week.

I love thrift shopping and I shop online on SHEIN which is cheaper than regular stores. But I need to stop buying clothes every month. Also I would love to start couponing.

I do a biweekly mortgage. This helps with adding an extra payment at the end of year since there are two months that we get paid three times.

@Clevergirlfinance

2 жыл бұрын

Super smart! Love this!

@avahawkins6916

2 жыл бұрын

We do a bimonthly car payment. It is easier then making a lump sum every month.

@kristenalmonte1110

2 жыл бұрын

You pay your mortgage biweekly? 2x monthly??

@tarynstewart8279

2 жыл бұрын

@@kristenalmonte1110 yes; you can reach out to your mortgage lender to find out how to do this. Sometimes you have to make an extra payment upfront in order to get started (depends on the lender) but otherwise it should be a painless process. Paying biweekly breaks your payments up. For example, I pay on the 15th and the 30th which coincides with when I get paid at work.

@kristenalmonte1110

2 жыл бұрын

@@tarynstewart8279 I think you just can without setting anything up. Just wondering where the extra money is coming from to do this.

I’ve started doing pick up services at stores, that way I’m not distracted. I stay focused and not doing any Impulse buying. It helps.

@jordantiffany4955

2 жыл бұрын

⁷

i save money by bringing snacks with me when i leave my house

@Clevergirlfinance

2 жыл бұрын

I love it! Thanks for tuning in!!

@ldwoods3237

2 жыл бұрын

Yes I do the same. Dollar tree snacks before road trips 👍🏽

@m.cdeborde8483

2 жыл бұрын

So true!

@emilywilson7308

Жыл бұрын

My friend always brings her own snacks to the movie theatre.

I've cancelled a number of subscriptions and I feel like a burden has been lifted. Cash makes you think twice about spending and is the way to go. Great tips!

@Clevergirlfinance

2 жыл бұрын

I totally agree!

@missbell1634

2 жыл бұрын

💯💯💯

@eileenwatt8283

2 жыл бұрын

Open a maintenance account for yourself and automatically put the money you were using for subscription in it. At the end of the year if you want to treat yourself to anything you'll take it from that account. It's also a good idea to have between 5 and 10% of your pay transfered there . The money adds up and it's very freeing to know if you want to go on vacation or buy something expensive for yourself you already have an account for those purchases.

We also revamp our vacation options regularly. Last year we decided that instead of mad rushing trying to do a major end of year vacay back home to NY/Niagra Falls (it's mid November in the south.but blizzard temps there) and dealing w definite possibility of cancelled flights (if there was even a reasonably priced one 🙄), car rental, hotel rental, meal places, & getting stuck that we would take a nice day trip to Ruby Falls 1.5 hour drive from home (& can do less than a tank of gas 👊🏾), caught a bite and do a little picture taking up on Lookout Mtn, then we came back that evening of December 30th. Then we got up early New Year's Eve & headed to Savannah next morning. Got down there mid afternoon, checked into a wonderful classic hotel/bead & breakfast to enjoy the ambiance, took a trolley tour, strolled the shops and historic landmarks, found a nice little restaurant & grabbed a bite & relaxed before heading to set up our chairs & fuzzy blankets on the waterfront. We watched the fireworks and welcomed in the new year. Both trips came to less than half (including aggravation tax of the Niagra trip)😂. We were less than a day either way from home, didn''t have to deal w TSA, ice on the wings, possibly getting stranded on runways, possibly no snacks, cranky everybody, etc and STILL came wayyyy within our "getaway" budget.😊 We're also big on brown bagging our lunch (& breakfast for me) but I don't prefer nuking my food so I invested in something called a Hot logic. I saw some vids by flight attendants who don't like nuking their food when they get to their hotels. It looks like a small lunch box, folds flat, & has a heating element inside (about the size of a tablet). But it's not quite a hot plate. It can fit a micro/frozen meal, but I use the little mini loaf pans that come 3 in a pack from the dollar store. In one, I heat up my waffles & sausage, in another, I heat up my lunch (usually a potato wedge and chicken or cut up pork chop or spaghetti, & in another I might have a piece of banana bread or not. Sometimes I mix my oatmeal w fruit & milk & put the little 4oz ceramic bowl in it for my breakfast. Hubs makes great seafood soups and I LOVE taking lobster and shrimp bisque during these chilly days😊. It zips shut, doesn't burn, and once my food is heated, it maintains the temp until I'm ready for it. Best $20 I've spent. My coworkers are absolutely jealous because my little office smells better than the nuked whatever they've just rubberized😂. ~Great ideas, Bola!! Keep it up!

Great tips. I am in the process of selling my house and moving to a cheaper area. I use to pay by cash but when the pandemic hit, I went contactless. Maybe I will think about going back to cash as it definitely saved me money. I also need to make more effort to meal plan. Love your videos they are really inspirational and helpful.

@Clevergirlfinance

2 жыл бұрын

Thanks so much for being here!!

One thing i do is to save before spending,you talked about a budget,saving are also on my budget list.

@Clevergirlfinance

10 ай бұрын

Love it!

Such a well made video! Wonderful content! Very well presented. Thank you.

I have been reorganizing my budget in preparation for 2022 so these are some great, doable tips!

Autopay my utilities whenever I can. For the rest, I use a monthly calendar with due dates. On the calendar, I put down pay dates before due dates.

One of my new year resolutions is to save more.Thank you.This vid came in handy

Grocery shopping on line helps me to stay within the the budget because I can see what I am spending as I go along. Also I can stall and compare prices on items. Delivery offers help as midweek is cheaper and as stores are several miles away it is cost effective for me. I buy clothes off season and save that way too. After the winter holiday is a good time for this.

These are absolutely amazing tips. Thank you so much.

@Clevergirlfinance

2 жыл бұрын

Thanks for tuning in!!

Just found your channel and love what I’ve heard here. Will be binge watching the rest.

@Clevergirlfinance

2 жыл бұрын

Thanks for tuning in! Appreciate you!!

@katekaniclementia5545

2 жыл бұрын

I've been binge watching too🤗 I found this channel a few days ago. Awesome tips

Wow I really need this just renovated my house and I've used up most of my savings 😞

New subscriber and all do most of these but the soda one has been a struggle 😫 Keep the great content coming 😊

Love ur tips. I already do some but u have put the ideas v well.Thanks🌹

I just found this chanell on my feed looking for ways to save more money. This video was great for this. Keep up the great work!

New subscriber. Great tips! Hope you have a video on saving money as a mother of teens too as well as one we can share with them!

Having a realistic budget, Tracking my expenses, setting a strict spending ceiling monthly. But this works for me because I already have a short term emergency fund and a long term (ie 6 months of expense) emergency fund. This are key principles I believe in sharing at Good Eve Financial Literacy. I am just starting out, and hope my videos can look as beautiful as Bola's one day soon!

@Clevergirlfinance

2 жыл бұрын

I love this! Thanks so much for tuning in - will check out your channel!

just what l needed l thank you Dear. what an informative video..

Thanks so much for these info.

Thank you so much this is gonna help me alot into start saving alot I really appreciate this im gonna start now and see the results 😘

Thanks.

Thanks!

You just got a new subscriber from🇯🇲.Your contents are so precise and not too long and drawn out.

@Clevergirlfinance

2 жыл бұрын

Yay! Thanks for being here!!

That is very helpful tips , keep it up good work sis.

Great channel! Not sure how I found myself here but well presented! Downloading the other videos and will share with my nieces and nephews who just started working!

@Clevergirlfinance

2 жыл бұрын

Awesome! Thank you!

Great tips, thank you!

@Clevergirlfinance

2 жыл бұрын

Thanks for tuning in!

Excellent content!

Great Tips Bola! Thanks...cancelling yeye online subscriptions as you speak...

@Clevergirlfinance

2 жыл бұрын

do it!!

Great tips 🌟

Thank you!

Really great tips ! Love idea of using cash 💥💞

Thank you so imformative

great info. thanks.

Small info: If one uses earphones, the sound is just on the left side. PS: If you hate meal planning your whole week, try 2 or 3 days at a time.

New subscriber and happy to be in.

Thank you I enjoy the video

Very good big thanks 😊

Contents are well organized and straight to the point, keep this up!

Thanks for these great tips 👍

Thanks for the handy tips CGF 😊 Love it from Malaysia💞💞

All of thesr tips are usefull.

Great tips especially not buying so much in bulk of perishable items.

@Clevergirlfinance

2 жыл бұрын

Thanks for tuning in!!

When I get a raise make sure to get it into savings. So I don't have payroll creap.

New subscriber and in love with channel

Great tips

Don't worry about what others are doing. They are responsible for their life and choices and you're responsible for your life and choices. Be a thrifty trend setter.

@twinboys6401

2 жыл бұрын

Totally agree, I’m amazed how many people buy expensive cars they can’t afford to keep up with the Joneses.

Just wanted to say thank you for the great content

Your content and delivery was so simple and straightforward. New Subbie here all the way from Trinidad and Tobago!

@crystalskeete976

2 жыл бұрын

Me too.

@sadecarvel598

2 жыл бұрын

Same

Thank you so much for this.i just subscribe

I need to explore these coupon sites!

Good tips. Msg from India

Great money saving video here, thank you! But I will prefer paying through credit card to paying in cash!

In my area are some acticities for free e.g. classical Orgel conserts, City walks about different topics or free museums tours. They are all so interesting and I needn't to spend my Money🤑. Also, I don't just sit in my Appartement to watch Netflix 😚.

Ha! "Proud owner of isle 16." A little too relatable. Thanks for another motivating, valuable video.

@Clevergirlfinance

2 жыл бұрын

😂😂😭😭 thanks for tuning in!!

I love you dear, you made real sense

Great video. Just subscribed

I am a couponer. About two years ago I was I started trying to figure out how to cut cost on my husbands glucerna (he is a diabetic) and these nutritional supplements can be a quite costly. I discovered that Publix supermarkets was practically giving these nutritional items away if you used a Publix coupon plus a manufacturer coupon. I was sold since then there are certain things that I don’t pay full price for if I pay anything besides tax. I don’t pay for shampoo, toothpaste, toothbrushes, brand name laundry items and the list goes on. In fact, many of my gifts (birthday, baby showers etc) come from my stockpile. I can truly go the next 9 months or more without having to buy paper Towels, bath tissue, tissue, cold medicine etc.

Brilliant ideas

I save a lot by looking for good second hand product and cut down on buying unnecessary stuffs

Our nearby Civic center takes Senior insurance for use of their facilities. Otherwise it’s not terribly expensive- depending on what you do

I intend to start using cash more 😊

@Clevergirlfinance

2 жыл бұрын

Do it!!

I really needed this video.. The rent thing has worked for us. My goal is to get better at saving. ❤️🇿🇲

I do weekly payments on my car loans. This way I pay them off easily.

@eileenwatt8283

2 жыл бұрын

I thought I was the only person who did that. Lol. Yes that's the best way. I usually take the 5 year loans because the payments are smaller but I pay it weekly and finish it in 2 to 3 years. The smaller payments give me a sense of security incase my hours are reduced. It's easier to find $200 than $ 500 incase my hours tried up.

You have good ideas

Some water cost more than soda😬 yes working out at home is a money saver if your motivated have equipment and space.

@eileenwatt8283

2 жыл бұрын

It doesn't need alot of space. You tube has tons of exercise

Hi, I love your video

I love your video

Great 👍

In addition to the tips ....I 💛 your mug

Many thanks for writing these points your a pro😂

For travel, if I don't have cash to pay for my package I don't go. And when travelling, I look for sales and read reviews on TripAdvisor to make sure I am going to a decent place and also for tour advice. I always get good deals for 4 star resorts. I buy my groceries when they are on sale. Buy your milk in the 3 bags package and freeze. Use one at a time. I also shop in stores when things are on sale. For seniors shop on seniors discount day. I shop for some things at large discount stores. They have high quality things for the kitchen for half the price. You can also get good quality clothes if you have time to search through the racks. Call your utility providers to get them to lower your monthly rates. They do this on a yearly basis. Check out places that sell goods from bankrupt stores. I got my last wide screen new TV for $120 Can. We all know that large families should buy at the big box stores to buy in bulk. I hope this helped.

Love these 🙂.

I am already doing most of these. I just can't get with 2nd hand clothes or things you eat with...unless it's from immediate family. Furniture is alright though. I just wish I could figure out the couponing app!

@Clevergirlfinance

2 жыл бұрын

You are doing great! And its all about doing what works for you!

@eileenwatt8283

2 жыл бұрын

Second hand clothes carry the previous wearer energy .it's best to purchase new clothes that's markdown.

How do I get a soft copy of your book side hustle .Am in Cameroon

Practical advice maam

Nice video

Wow! Great lessons. I've been doing most of these things all my life...now i have the tips to save more...grateful for this presentation.

love everything you're talking about today I said no soda

Shop around for good quality used cars!

My way of saving for ,I have an investment not that high but affordable and also I have to buy the imperishable items that will be on sale , e.g Cosmetic . So if roll-on are on sale I will buy more than one and next month something else with be on sale . Therefore I won't be buying roll -ons for months unless I gave them away.

I like the idea of paying more than minimum loan instalment

Hi! Pay phone, insurance, etc in cash ? How?

I am already cut down on all the things I used to waste money on. I asked my auto insurance company how can they lower my car insurance to 70 dollars a month or lower. I am paying 134 dollars a month on car insurance. I looked at the one dollar a day car insurance. Looking to know how I can get the one dollar a day car insurance. I live rent free but I am living a cheap lifestyle.