Пікірлер

• 
  @Me-wt6nlКүн бұрын

  My contractor keeps asking me to request the supplement. I’m the homeowner.

• 
  @Me-wt6nlКүн бұрын

  My contractor keeps asking me to request the supplement. I’m the homeowner.

• 
  @Me-wt6nlКүн бұрын

  My contractor keeps asking me to request the supplement. I’m the homeowner.

• 
  @martinraye72102 күн бұрын

  Chad michael

• 
  @vincentmarro139622 күн бұрын

  If the client shows you their policy to show you that they have o & c coverage can you than talk policy to the adjuster to get paid for the decking I already installed and they say they are not paying. My client showed me the policy and I see where it says it is covered

• 
  @InsuranceRestorationTraining22 күн бұрын

  You cannot talk about the policy with an adjuster. However, you can absolutely talk about BUILDING CODES. Thanks for watching! 🙏🙌👊😉

• 
  @vincentmarro139622 күн бұрын

  Good morning ,Can I speak to adjuster about policy?

• 
  @InsuranceRestorationTraining22 күн бұрын

  @vincentmarro1396 if you are a contractor, NO

• 
  @vincentmarro139622 күн бұрын

  @@InsuranceRestorationTraining can I tell them the code is that code and the home owner told me the policy has o and L coverage so they have to pay?

• 
  @vincentmarro139622 күн бұрын

  @@InsuranceRestorationTraining how should I go about getting my money for the labor and plywood I already paid for.

• 
  @HoustonBuildingRepair29 күн бұрын

  This week is the first time I’ve ever seen this, We removed a tree off a house it had a metal roof. The adjuster said a lot of things, but in the end, he only approved about a third of the roof. I told the owner this was only the first step but within the first 7 days of the storm his lawyer already claimed bad faith and gave them 60 days to approve the full roof replacement. There was no price attached just approval of scope of work.

• 
  @mr.skeptical3071Ай бұрын

  This all sounds good, but we've been waiting fir 7 months for them to give us all the $ ots going to cost to fix house

• 
  @InsuranceRestorationTraining29 күн бұрын

  Well… tell me… what all have you tried? How was your process? I would need to know details.

• 
  @StevenSutton-lb2bgАй бұрын

  See you in Dallas brother I just bought my ticket for Friday September 6

• 
  @InsuranceRestorationTrainingАй бұрын

  Awesome!!! I see the order. Looking forward to seeing you! That event is going to be a good one 🔥🔥🔥 Thanks for your support. I really appreciate you. 🙏🙌💖👊😉

• 
  @normannewsom721Ай бұрын

  Hey Chad info explained very well. Some ICs are not paying for the drip edge on the eaves since it is not damaged, just paying for the racks. Have you had any luck overcoming this issue.

• 
  @InsuranceRestorationTrainingАй бұрын

  Building codes require the replacement because they are already damaged due to how they were installed. It already has holes in it. The codes says that “all flashings, outlets, EDGING, drains and other similar devices that are a part of the (roof) assembly SHALL be replaced where rusted, damaged or deteriorated.” Don’t expect them to know this or understand it when you show it to them because as a whole adjusters don’t understand building codes and how they should be applied. You just have to keep educating them humbly and respectfully. Thanks for watching and for the awesome question! 🙏🙌💖👊😉

• 
  @VladimirCastillo-uq2jgАй бұрын

  Do you offer Estimate Writing Services For Insurance Paid Roof Replacement Projects?

• 
  @InsuranceRestorationTrainingАй бұрын

  Not anymore unfortunately. I’m out of that side of the business. I appreciate the question though. Thanks for watching! 🙏🙌👊😉

• 
  @InsuranceRestorationTrainingАй бұрын

  For tickets to public training events like this one go here: buytickets.at/insurancerestorationtraining

• 
  @chadmichael8265Ай бұрын

  🔥🔥🔥

• 
  @InsuranceRestorationTrainingАй бұрын

  @@chadmichael8265 💪💪💪

• 
  @joshkolnitys5454Ай бұрын

  Hey @chadmichael8265 great content. Quick question, if I as the homeowner am asked by the adjuster to provide the .esx file for the Supplemental Estimate (they paid their first claim aka "undisputed payment", then I actually got bids from subs for the work, then gave those bids to someone who has Xactimate to make me a Supplemental Estimate, and I gave that to the claim adjuster) what would they want the file for? I know it's so they don't have to start from scratch, but I've got a house fire and I'm looking to reach my coverage limits (their undisputed payment was $230,000 and my limit is $300,000) which we're not far from. So are they likely just looking to put their letterhead on it, or are they looking to really chop a bunch off this Supplemental Estimate? (If I hit my limits for Dwelling, O&L, Debris Removal, etc then I'm up around $380,000 which I'll need every penny of to rebuild the new house). My Supplemental Estimate came in at $480,000. I know that's a lot but I'm really trying to figure out what they're doing by asking for this.

• 
  @lucaslee7773Ай бұрын

  I've heard an insurance claim that claimed to not pay for any storm damages since they were excluded in the policy. Once this was communicated from the Contractor the insurance quickly approved the additional storm damages.

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  @InsuranceRestorationTrainingАй бұрын

  Awesome man. Thanks for adding that to the conversation. It’s always great to learn from other experiences that contractors are having. Much appreciate and thanks for watching! 🙏🙌💪👊😉

• 
  @lucaslee7773Ай бұрын

  Is there an inspection and documentation training?

• 
  @InsuranceRestorationTrainingАй бұрын

  Yes sir! IESCertified.com

• 
  @earlyprepfinancialservices1478Ай бұрын

  where are the photos so that we can follow alone with what you are teaching?

• 
  @InsuranceRestorationTrainingАй бұрын

  I did start to include those in the later episodes. There are 10 total episodes on that series. This was the very first. Thanks for watching! 🙏👊😉

• 
  @joshkolnitys54542 ай бұрын

  Chad this was great. I’m a homeowner in Colorado who had a house fire and the insurance company’s initial estimate wanted me to just replace everything but with the code requirements and everything I’m going to have to end up replacing the foundation and starting everything from scratch. So I got bids, built a xactimate estimate and now submitted that to max out my coverage limits and get this done properly. This episode and a few others from you have taught me a ton! I’d love to be a case study of you ever wanted one from a homeowner who did this on their own

• 
  @InsuranceRestorationTraining2 ай бұрын

  Thanks so much for watching and for that awesome comment. So sorry to hear about the fire. Keep your head up and continue working hard. Much love! 💖🙌🙏👊😉

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  @joshkolnitys54542 ай бұрын

  Chad, or anyone who is a claims expert, what’s the situation when the building codes require you to demo the house and replace the foundation. Does that foundation fall under the Law and Ordinance but then the rebuild falls under Dwelling coverage? Homeowner with house fire that consumed 80% of 2nd story and 45% of main floor. I can add more context if needed.

• 
  @joemikhaylov2 ай бұрын

  Hey Chad, great videos man! I have a question. How do you handle a situation where a client wants to make upgrades or changes to the scope? For example, adjuster approved the replacement of all the continuous flooring throughout the main floor and the client decided to put a transition strip and just do one room. She then wants to use the money that would’ve gone to replacing all of the floors to doing something else like adding cabinets and extending her countertop space. Is this type of activity allowed? Every insurance claim job I’ve had the client requests improvements and changes to the scope. I’m in the Portland OR metro area and most of our insurance claims we get are due to pipes freezing and busting causing interior damage to kitchens and bathroom.

• 
  @StevenSutton-lb2bg2 ай бұрын

  “Wind driven rain “ “ we don’t cover that sorry”

• 
  @InsuranceRestorationTraining2 ай бұрын

  🤣🤣🤣

• 
  @jameshenderson76072 ай бұрын

  Adjuster here: You are the contractor I always want to work with. Sure, you're trying to maximize as much profit and benefit to your company as possible, but who wouldn't. I always try to give contractors as much as I can. But he's right on the small stuff - waste factor, ridge and starter, etc.. - there has to be a give and take. Usually, if I have to deny the smaller stuff because of the carrier I work for, I go back to the original inspection conducted by the carrier and find items that were missed to hopefully make up for the item(s) I had to deny due to carrier guidelines.

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  @InsuranceRestorationTrainingАй бұрын

  Thanks a million for the awesome comment brother. You are also the kind of adjuster I would prefer to work with every time. The property owner needs you my friends. It’s all worth it. Keep going. Thanks again! 🙏🙌💖👊😉

• 
  @jameshenderson76072 ай бұрын

  Insurance adjuster here: I saw another video or two of yours. I respect your approach and the quality of your content. You definitely have integrity. I appreciate your work!

• 
  @InsuranceRestorationTrainingАй бұрын

  Thank you again, brother! I really appreciate that big time. Sorry I was so late on the replies. Got myself behind. Please do stay tuned. 🙏🙌💖👊😉

• 
  @bradeggerton2 ай бұрын

  New Chad videos, yessss

• 
  @InsuranceRestorationTraining2 ай бұрын

  Thanks for watching, brother! 🙏🙌💖👊😉

• 
  @user-wc6dz8ii6q2 ай бұрын

  where can i find the code for decking needing to be upgrade to code from 1/2 to 5/8?

• 
  @InsuranceRestorationTraining2 ай бұрын

  It depends on where the job is located (city and state) and whether or not it is residential or commercial. If you comment back that information I will tell you exactly where you can find it. It isn’t the same for all locations. Thanks for watching. 🙏🙌👊😉

• 
  @josemzds2 ай бұрын

  @@InsuranceRestorationTraining what would the code be for Thomasville North Carolina?

• 
  @InsuranceRestorationTraining2 ай бұрын

  @josemzds 2018 International Residential Code IRC (for residential jobs), the 2018 International Building Code IBC (for commercial jobs) and the 2018 International Energy Conservation Code IECC (for both residential and commercial). For roofing you will want to look in Chapter 9 (Roof Assemblies) in the IRC for residential jobs and Chapter 15 for commercial jobs in the IBC. I hope this helps. Thanks for watching and for the question. 🙏🙌👊😉

• 
  @chadmichael82652 ай бұрын

  I can’t wait to see you guys out there!!! 🙏👊😉

• 
  @InsuranceRestorationTraining2 ай бұрын

  💪💪💪💪👊😉

• 
  @samtraviusedwards99622 ай бұрын

  I love your content I just think you’re a bit wordy.

• 
  @InsuranceRestorationTraining2 ай бұрын

  @samtraviusedwards9962 thanks for watching. I get that a lot. 🤪🤣👊😉

• 
  @InsuranceRestorationTraining2 ай бұрын

  To get tickets to events like this one go to: buytickets.at/insurancerestorationtraining

• 
  @chadmichael82652 ай бұрын

  🔥🔥🔥

• 
  @rockbailey85162 ай бұрын

  As a relatively recent staff adjuster for a major carrier I always try to meet the contractor when possible . The idea is to write it correctly , fast and get it paid. I tell the insured they are the contractor and they get to pick who to use. It’s their money their home their responsibility . Supplements and depreciation explained. Where I work I handle the claim incl supplements . So it’s a bit of better experience for the customer herder for me. Point being if we have coverage try to get it all in the first pass. If the loss exceeds 25-30 k it needs more intensive handling and a large loss adjuster whose claim volume is lower .

• 
  @InsuranceRestorationTraining2 ай бұрын

  This is awesome insight and I’m so grateful to you for writing it. You sound like a great adjuster. I appreciate you taking care of your policyholders and trying to get it right the first time. Keep working hard. It’s all worth it. 🙏🙌💖👊😉

• 
  @jennyparker67172 ай бұрын

  I’m an adjuster for a large carrier who has watched your videos the last year. I have zero problem calling the code office in the local area and just saying I’m working on an estimate, the contractor says XYZ is required, can you confirm? If they confirm, I approve (if they have code coverage). I don’t know why so many adjusters seem to be so unreasonable and combative. That’s weird to me. I don’t want to fight with y’all either 😅.

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  @InsuranceRestorationTraining2 ай бұрын

  I appreciate the comment, Jenny! I believe it will be extremely helpful for contractors to see it. Also, thank you for watching my content and for taking great care of your policyholders! Keep winning, my friend. 🙏🙌💖👊😉

• 
  @chadmichael82652 ай бұрын

  💪💪💪👊👊👊

• 
  @InsuranceRestorationTraining2 ай бұрын

  🔥🔥🔥

• 
  @InsuranceRestorationTraining2 ай бұрын

  Get your tickets today. Google Insurance Restoration Masterclass 🔥👊😉

• 
  @chaneymcdonnell55672 ай бұрын

  Your speaking truth as always. I’m A previous 20 yr contractor then inspector and been a public insurance adjuster for the last 4 years to use my knowledge of building codes, actual building process and insurance softwares like xactimate and symbility to help home owners and contractors get what they need to get the job done right.

• 
  @InsuranceRestorationTraining2 ай бұрын

  You are an elite professional brother. Always learning and applying what you discover. Executing for your clients. Keep winning brother! 💪👊😉

• 
  @chaneymcdonnell55672 ай бұрын

  @@InsuranceRestorationTraining well thank you mister. I do what I can and look forward to hanging with you. Out in SC/GA now but looking to get back to TX before the catastrophic hurricane hits FL. If you ever know anyone who could use a hand feel free to reach out.

• 
  @InsuranceRestorationTraining2 ай бұрын

  Will do man. Keep working hard. It’s all worth it. 💪💪💪

• 
  @InsuranceRestorationTraining2 ай бұрын

  For tickets to my live events like this one, go to buytickets.at/insurancerestorationtraining 👊😉

• 
  @chadmichael82652 ай бұрын

  🔥🔥🔥

• 
  @InsuranceRestorationTraining2 ай бұрын

  💪💪💪

• 
  @TimatHRM3 ай бұрын

  Is the form for emergency service authorization not in Xactimate, i have not been able to find it anywhere

• 
  @chadmichael82653 ай бұрын

  🔥🔥🔥

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  @InsuranceRestorationTraining3 ай бұрын

  💪💪💪

• 
  @InsuranceRestorationTraining3 ай бұрын

  Get your tickets here: buytickets.at/insurancerestorationtraining

• 
  @keithgreene81363 ай бұрын

  This Guy is Amazing.

• 
  @InsuranceRestorationTraining3 ай бұрын

  Thank you brother! I really appreciate you! 🙏🙌💖👊😉

• 
  @dustyrichardson73253 ай бұрын

  Always badass info! Thank you, Chad! Regarding water soaked layers and decking, does it apply to layers and decking that HAD BEEN soaked at one point, and now dried, based on interior water damage?

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  @InsuranceRestorationTraining2 ай бұрын

  Yes sir it absolutely DOES apply. Thanks for watching and for the comment! 🙏💪👊😉

• 
  @dustyrichardson73253 ай бұрын

  Amazing video! Have you ever heard of Travelers Major Case Unit?

• 
  @InsuranceRestorationTraining3 ай бұрын

  I THINK so… but not positive if it is the same thing as what I am remembering. Are you referring to their investigative unit? Investigating fraud, etc?

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  @dustyrichardson73253 ай бұрын

  @InsuranceRestorationTraining I'm not exactly sure. A claim went from a Tech Specialist up to Major Case Unit AFTER it was found to be within the valid policy period.

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  @InsuranceRestorationTraining3 ай бұрын

  @dustyrichardson7325 not sure brother. Might just be a fancy name for an escalation team. Please keep me updated. Now you have me curious. 🤨🤔

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  @brendamahoney-harris75723 ай бұрын

  OK so you do this with house claims right repairs??how about if someone hitting you in ,our car

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  @dustyrichardson73253 ай бұрын

  Great video! If an underlayment IS NOT water-saoked: Isn't a coating not considered a "covering" so a city inspector will allow a 1, 2 or 3 additional coatings?

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  @glennhopkins26434 ай бұрын

  Worthless company

• 
  @dylanhorner5634 ай бұрын

  Best advice for state farm don't waste your time working with State Farm

• 
  @aliveandwell20784 ай бұрын

  The supplement game will cost you .50 on the $1.00

• 
  @lucasansone47464 ай бұрын

  Speaking on the size of the estimate, most of the time they won’t even accept files over a certain size on their system. From my experience it’s usually around 75 pages lol

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  @InsuranceRestorationTraining4 ай бұрын

  Thanks for watching and for sharing that comment. Please do stay tuned. I appreciate you. 🙏🙌👊😉

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  @JoseRocha-wc2ck4 ай бұрын

  Love the content 👌 keep it up

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  @InsuranceRestorationTraining4 ай бұрын

  Thank you brother! I really appreciate you! 🙏🙌👊😉

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  @iinkpayments4 ай бұрын

  Wowza! Good knowledge!