Doug Andrew - 3 Dimensional Wealth
Doug Andrew - 3 Dimensional Wealth
This channel highlights the 3 Dimensional strategies, as taught by New York Times best-selling author Douglas R. Andrew.
You can learn more by visiting us at www.3dimensionalwealth.com
Feel free to contact us at 385.257.2577
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Can you put all you savings and 401K in a living trust to keep the beneficiary(s) from having to draw it down in I believe 10 years now and pay taxes to the IRS?
How do I get a copy of “ the laser fund” plssss sir!
Get Your FREE Copy of The LASER Fund Today by visiting our website! laserfund.com/free
I applaud Doug Andrews, we speaks the same language as I do. His Laser Fund or W.H. STEINER #702splan, both are stategies that help build wealth with no down side of the market and allowing you to take loans (tax-free income). Distribution of your wealth for a lifetime is not possible with the old retirement plans. The key is a properly structured Indexed Universal Life contract. Hands down!
Scaring tactics to middle income folks saying tax will increase!! and lure them to buy costly insurance products?. Tax wont increase much if taken out properly from 401k, Roth and brokerage accounts.
Which company can I get a great annuity
I`m 59 with a 401k. I thought I read that at 59 in a half you could roll it over tax free? What could I do at 59?
So, we can use universal life insurance for living income? We can take from it?
Great question! If you have a properly structured maximum funded IUL, ie. a Laser Fund, then you can really control whenever you want to start accessing the living benefits. Ideally you want to maximum fund the policy first, but once that is achieved, you can start anytime. For more information check out the rest of the channel or head over to our website to consult with an IUL Professional. 3dimensionalwealth.com/getstarted
@missedfortune Thank you! Also, when we put money into it does it have to be alot? Because I'm not rich and if I put 1,000 or 3,000 in is that good to start? Kinda what I can afford right now?
they key word is max fund
When one is no longer able to make payments towards a life insurance, is there anyway to get back a portion of that money? I have lost so much due to life circumstances of not being able to continue funding my accounts in the past, including those opened thru former employers. If this is non existent, I hope it is considered in the future 'cause we don't know what actually happen to the funds left with an insurance company on a policy no longer funded over time!
They explanation was very clear and the IUL seems like a no brainer… for the ALREADY wealthy. While I make a decent living at $130,000. I still can’t afford the monthly commitment.
U.S.A. is going gaga on the financial industry. Everybody wants to enjoy life thru financial leverage. And the financial people think up of not anymore sustainable schemes to lure people to keep themselves in debt.
When someone takes a loan out of an IUL on the DB side now that is put in a bank account will it have to be recorded to a persons taxes at that time?
Please don’t stop educating, I am shooting to open a financial literacy program in Hilo, Hawaii one day. This information is pivotal
So a single person with no children or family cant qualify for a LASER Fund. No one is effected by their death.
Wasted 12 minutes of my life. Click bait stuff
How are you getting an average of 11.7% interest on your IULs? All the companies I have contracts with, their illustrations have a 5-8% charts and then also have caps of about 9%. What companies or types of plans have more? Thank you! Love all your content!
Companies that have multipliers in their policies.
You are a perfect fit for IUL Insiders! Join our group and we get into comparing companies, index accounts, historical returns etc. We have an entire Matrix that compares all the features of different carriers and products. iulinsiders.com/getstarted/
@@missedfortune Says you don't have an option to schedule anything until 2026 in that link... You're a busy man. Anything we can do to get something scheduled faster?
What an informative video, even for someone here in the UK concerned about the soundness of our banks. I have subscribed to your channel. Thank you very much
Glad you are here!
@@missedfortune Thank you, sir.
Excellent information.
Glad it was helpful! Make sure to check out the rest of the channel for more great information.
Any insurer you recommend?
I recommend meeting with one of our IUL Professionals! Explore how the LASER Fund strategies can work for you by visiting our website (3dimensionalwealth.com/getstarted) and setting up a FREE meeting with a financial professional. You can then begin to determine for yourself how the LASER Fund strategies will work for you and your particular set of circumstances.
Unless it's final expense
Thanks IUL Master
Thank you Sir!
You bet! Make sure to check out the rest of the channel for more helpful information.
You’re the GOAT bro!💪🏽
Thank you! Make sure to watch more on the channel!
Thank you!
You bet! For more helpful information visit the rest of our channel!
Brokerage account. Who doesn't know that?
Is planned premium same as capped amount you are not to exeed annualy. For a policy of 500k. How much death benefit can be done in order to maximize the cash value that the policy holder can use while alive
For a new policy holder of 500k. What death benefit would you suggest to make the most of the earning because my intention is to use it as a retirement account and enjoy it while alive. Pls respond to me. Am yet to sign off the policy
Very broad explanation. Do I need to tell the insurance company to link the percentage earnings or they do it automatically?. I just got to know about IUL.
For more information, make sure to check out our playlists where we have many videos just for learning more about IULs! kzread.info/head/PLF8af6gsBLfnuEQPmmm-YUM2fsk1wp4Nj&si=8aB8ZsQNQxN6NuPy I also recommend going to our website where you can meet with an IUL professional, get a copy of the LASER Fund, and do it all for FREE! 3dimensionalwealth.com/
Coming from a family that has never even thought about becoming prosperous, it is a pain in the @$$ to break free from that cycle, but still working towards that for my good and the good of my children. Lots of books, auto educating and learning not to wait on thing to happen on their own yet still allways end up stuck somehow. Life is short and i know im going to make it, i am going to work to be that perfect client till i make it.
I've been watching your videos for a long time now and I am always in awe at how much know and I can learn. I am now looking at going through your IUL Master Class to I can improve my income and become a better Financial Coach. Thank you for spreading your knowledge. I have read your book The LASER Fund, and I am now reading it again. So much good information. Saying thank doesn't seem like enough for all you do. But I have to see it, Thank You again Mr. Andrew for helping the regular Life Insurance Agents become IUL Masters.
This is an awesome lesson!
Glad to hear it!
Wow how can I join your class to attract an ideal client
Paying off your mortgage early and reinvesting that mortgage $ (including the little extra) is the only way to go. He's got you going so many different directions you don't know which way is up. He is using bankers' math (sounds really good), but designed to make the bank rich, not the customer.
this sounds more like investing money vs debt consolidation...
I’m in this exact position. I sold my rental condo and bought a bigger property with two houses on it. The plan was for me to live in one and rent the other one out, but because it was a 1031 exchange I couldn’t move in right away. now, I’m tired, I don’t want it anymore. It’s just too much for me and I want to sell it to the renters. they are interested on the property, they want to buy it. I don’t know how much I have to pay for capital gains. I bought it 22 months ago. I’m thinking on moving in for now
I like the fact of the rebalancing every year so you don't lose any money how much fees I wonder does Doug Andrews team of insurance broker? Do they charge?
Great question! You can get a FREE Copy of The LASER Fund Today by visiting our website. While you are there, you can talk to an IUL professional and set up a FREE consultation to talk about your specific situation. 3dimensionalwealth.com/getstarted
I would love to get one of those books
Great news! You can get a FREE Copy of The LASER Fund Today by visiting our website! laserfund.com/free
I have been looking for someone to come on my feed and say this!!! Thank You Sir!! Life Insurance
Glad I could help! Check out the rest of our channel for more great information.
Kids: No we don't want your house mom and dad please give it to Doug instead.
Disadvantage advantages, lol 😂. Smoke and mirrors
Tax deduction? Most people don’t quality for schedule A when they get their taxes prepared.
I connect from one dot to another dot in your teachings/videos to educate myself so I can know what to ask agent(s). If some of your videos are targeting specific things, that will be very helpful for me/us if you direct us which chapter to go. Thank you!
Wonderful! We have hundreds of videos that are packed full of information. If you head to our channel we have a variety of playlists that cover specific subjects. www.youtube.com/@missedfortune/playlists
if you accidntally die how do you get the cash value and the death benefit???
If you want to think like a millionaire, like I teach, then you want to primarily structure your IUL so that you own the death benefit (your cash value is the death benefit) rather than paying for it (get the death benefit plus the cash value)! If you accidentally die, you still get the death benefit, your cash value was simply part of the death benefit.
First
Thank you! Ive been looking for this video! This makes perfect sense. And the IUL haters club will just say “well not all agents will do this” that doesn’t mean it’s a bad investment as Dave Ramsey might say. If you use a hammer for a screw driver you’ll have a hard time getting the job accomplished.
How soon is."soon as possible" for selling after you inherit the property?
Doug I have been watching you for 3 weeks now. I am an old Buy Term invest the difference proponent from the late 70’s to the mid late 80’s. I Left the personal sales to become a Manager in the Health Insurance Arena eventually Corporate Officer for WellPoint Health Networks. I am 70 now and want to get back to this. Index U L is the bomb.. YOU ARE ALL IN WITH IUL.. the performance factor multiplier if structure properly will KICK EVERY OTHER FINANCIAL VEHICLES ASS. I have looked at your system and cannot afford to buy in and it is killing me. Wish you luck. Keep your educational videos coming.
When do the living benefit pay out? For retirement like they talk about.
If you have a properly structured maximum funded IUL, ie. a Laser Fund, then you can really control whenever you want to start accessing the living benefits. Ideally you want to maximum fund the policy first, but once that is achieved, you can start anytime.
Noone will actually set up an IUL this way. Total scam.......
Very good informational video. Explained neatly.
Glad it was helpful! Check out the rest of the channel for more great information!
If you put 500k. Who will put 500k for a million policy. If you put 200k in 5 years for 400k death benefit it will double by 11th year. How many are willing to put that much money in 5 years?