IUL Insurance Indexing Strategies Deep Dive (How It Works)

Discover the secrets of Index Universal Life (IUL) insurance returns! In this video, we'll dive into various indexing strategies, explore different index features, and analyze historical performance to show you how IUL can maximize your financial growth. Whether you're new to IUL or looking to deepen your understanding, this comprehensive guide will provide valuable insights. Stay tuned to learn more about the S&P 500, volatility control accounts, and the impact of options and hedging on your returns.
Timestamps:
0:00 - Introduction
1:05 - Understanding S&P 500 Index Strategy
2:21 - Participation Rates and Caps Explained
3:38 - Real-World S&P 500 Performance
4:42 - Monthly Average and Multi-Index Accounts
5:19 - High Cap Accounts and Fee Implications
6:08 - Uncapped S&P 500 Strategy
7:08 - Volatility Control Accounts
9:21 - Historical Performance and Market Impact
12:27 - Two-Year S&P Accounts
13:53 - Latest Volatility Control Accounts
15:29 - Diversification Strategies
16:04 - Want to learn more? Then get a free copy of my books!
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What To Watch Next
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Пікірлер: 8

  • @Grow.YT.Views.537
    @Grow.YT.Views.537Ай бұрын

    The way you explain everything is so fine, there’s no need to watch another video.

  • @missedfortune

    @missedfortune

    23 күн бұрын

    Thank you! Our channel if full of great information! Make sure to check out more!

  • @JoeC5050
    @JoeC5050Ай бұрын

    you are occupying 50% of the screen. Rest 50% is detailed screen which is not visible. I think you can show screen bigger in size.

  • @frankrothiz4u
    @frankrothiz4uАй бұрын

    Sounds good except IUL company has all the power to change the cap & change the spread & change the participation rate and likely more. This leaves the policy holder disadvantaged and without the returns advertised, am I wrong ?

  • @HeartForChrist777

    @HeartForChrist777

    Ай бұрын

    He mentioned they can change and he wants them to change ..they change due to interest rate changes.

  • @christiantiessen

    @christiantiessen

    Ай бұрын

    And the policy holder has the power to change indexes.

  • @teamrecon2685

    @teamrecon2685

    Ай бұрын

    No dividends either.

  • @missedfortune

    @missedfortune

    22 күн бұрын

    I recommend referring to the "Does IUL work" series (link is attached) on our channel. It has a bunch of videos of IUL working over large timelines. kzread.info/head/PLF8af6gsBLfnuEQPmmm-YUM2fsk1wp4Nj&si=cMurGotq2Md5axOW