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• 
  @midnightbudgets6 сағат бұрын

  Great video.. 👍 Thanks for sharing your budget.

• 
  @ScrubsandSavings215 сағат бұрын

  Thanks for watching!

• 
  @AbhiNagar20002 күн бұрын

  Keep going Girl... You're doing so good❤

• 
  @ScrubsandSavings21Күн бұрын

  Thank you!

• 
  @tashuwamustgray72202 күн бұрын

  I'm super impressed

• 
  @midnightbudgets4 күн бұрын

  Thanks for sharing these tips. I appreciate it. 👍

• 
  @ScrubsandSavings214 күн бұрын

  Thank you for watching😊

• 
  @yzacandava5 күн бұрын

  Thanks for your video! Hoping you could share the Google Sheets templates, especially on the Net Worth dashboard. 🙏

• 
  @ScrubsandSavings215 күн бұрын

  Hi! My net worth dashboard is from a KZreadr “Zillenial Finance”! You can find it in one of her video descriptions. I hope to make nicer Google Sheets before I share them😊

• 
  @yzacandava4 күн бұрын

  @@ScrubsandSavings21thank you so much! Excited for your own version. 🤍

• 
  @myriamgagnon685 күн бұрын

  I love your spreadsheets ! Very cute colors. Always love seeing the whole year vs month to month. If I could just suggest to freeze your first columns so that we can still see the headers when you move to the right (in your goals and spending sections). Keep it up !

• 
  @ScrubsandSavings215 күн бұрын

  Oh great suggestion! Thank you so much☺️

• 
  @kenbostoen25256 күн бұрын

  Love the videos! how did you transfer your spendings from YNAB to a google sheet?

• 
  @ScrubsandSavings216 күн бұрын

  Hi! I just did it manually from my spending report☺️

• 
  @depressoexpresso82486 күн бұрын

  Man I thought I was budgeting by occasionally looking how much money I got and what to cut back but you got this down to the T

• 
  @ScrubsandSavings216 күн бұрын

  You gotta start somewhere! It's pretty easy for me since I've been budgeting for a little bit & I have fun while doing it😊

• 
  @livelife74406 күн бұрын

  Awesome job on your progress so far this year! I just have an amount I invest automatically every month and try not to look at my brokerage or retirement accounts except 2 to 4 times a year. I find it easier to keep my money invested and I love seeing my net worth jump after a couple months versus every paycheck. I wish I could budget as consistently as you!

• 
  @ScrubsandSavings216 күн бұрын

  Hi! I love that you found a strategy to keep you motivated. I just found a way to enjoy budgeting and I am so grateful for learning how to do that early on :)

• 
  @veronicabennett91738 күн бұрын

  Great video direct and to the point 😊

• 
  @ScrubsandSavings218 күн бұрын

  Glad you enjoyed it!

• 
  @Merryyy2039 күн бұрын

  We definitely have enough. We have more than enough. Great video.

• 
  @ScrubsandSavings219 күн бұрын

  Thank you :)

• 
  @TheJonathanRamirez9 күн бұрын

  Good luck Mia! I'm currently switching from accountant to real estate agent soon. I've already reached 6 figure net worth, but now I'm trying to reach 7 figures. I wish you the best in everything!

• 
  @ScrubsandSavings219 күн бұрын

  Best of luck to you!!!

• 
  @moneywithjustliving52589 күн бұрын

  Here watching, great video. You got this.

• 
  @ScrubsandSavings219 күн бұрын

  I appreciate it!

• 
  @kelvin500510 күн бұрын

  How do you deal with other people judging you I struggle alot with this for not wanting to spend my money on unnecessary things? Thank you for the vid

• 
  @ScrubsandSavings219 күн бұрын

  Thank you for your question! I think letting people know that you would rather make progress towards your goals over spending money on things would help lessen judgment :)

• 
  @ashleytchannel54039 күн бұрын

  Yes, some people don’t understand because we are surrounded by consumerism and it seems more “normal” to spend frivolously vs save and spend only on necessities. It’s sort of backwards thinking if you think about it.

• 
  @jianlin915411 күн бұрын

  Great Job!

• 
  @ScrubsandSavings2111 күн бұрын

  Thank you!

• 
  @HotelCharlieYouTube12 күн бұрын

  It's possible, this is what I do. Buy everything you need before the start of the month.

• 
  @ScrubsandSavings2111 күн бұрын

  Great advice!

• 
  @Merryyy2039 күн бұрын

  I think that a no spend challenge is about not buying unnecessary stuff. If you need something, like food, shampoo if you (are about to) run out, petrol, etc., you can buy it during the month you are trying to save up. I need to do this again but when travelling I spend way too much. Wanna cook more "at home", take my water bottle with me, if possible not go into shops, I always end up getting something.

• 
  @jeantesc81213 күн бұрын

  You're doing great!! I see a bright future for you filled with lots of that sweet compound interest!

• 
  @ScrubsandSavings2112 күн бұрын

  Thank you!

• 
  @Niensbudget13 күн бұрын

  Great amount saved for your travel fund. As a travel addict 😂 I love that. ❤ Thank you for sharing!

• 
  @ScrubsandSavings2113 күн бұрын

  I love being a self-proclaimed travel addict!!

• 
  @HotelCharlieYouTube14 күн бұрын

  Yup, yup. There's always evaluation during end of month so you can see where you can improve on your next budget. Keep going, it's a good motivation to see someone else's journey towards financial independence.

• 
  @ScrubsandSavings2113 күн бұрын

  Thank you!! I’m glad my videos can serve as motivation☺️

• 
  @ashleynorthover508414 күн бұрын

  i love the name of your budget categories 😊

• 
  @ScrubsandSavings2114 күн бұрын

  Thank you! It makes budgeting so much more fun :)

• 
  @TheBlissfulHarmony14 күн бұрын

  I’m so impressed with your commitment. Keep going Sweetheart. You’re doing amazing.

• 
  @ScrubsandSavings2114 күн бұрын

  Thank you so much!!

• 
  @thienthan32414 күн бұрын

  With YNAB, do you link all your banking accounts to it? If so, how safe do you feel about it?

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  @ScrubsandSavings2114 күн бұрын

  Hi! I don’t link any of my bank accounts currently, however, I do think that it’s pretty safe to link your banks with them :)

• 
  @midnightbudgets14 күн бұрын

  I’m Team Apple Music lol, but I hear Spotify is pretty great, too. Cool that you’re saving for a microphone! 😊 Thanks for sharing your budget!

• 
  @ScrubsandSavings2114 күн бұрын

  Thank you for watching!

• 
  @growwithcharity14 күн бұрын

  Another great video, I see our favorite KZreadr loading…

• 
  @ScrubsandSavings2114 күн бұрын

  ☺️☺️☺️

• 
  @growwithcharity13 күн бұрын

  @@ScrubsandSavings21 keep going dear very soon you will be talking with people you admire as colleagues

• 
  @lesleybirch141415 күн бұрын

  Love your videos and your category names. YNAB is awesome!

• 
  @ScrubsandSavings2115 күн бұрын

  Glad you like them! I love YNAB :))

• 
  @Dividend-Shark9016 күн бұрын

  On step 5, just for thought. You could purchase a duplex, or even a triplex and you could probably end up living for free by renting the other unit out which is what I decided to do for first house and it worked out really well!

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  @ScrubsandSavings2116 күн бұрын

  I’ve thought of doing that for a first home! Unfortunately, though, there aren’t many duplexes or triplexes in my area :/

• 
  @livelife744016 күн бұрын

  I plan on reaching coast fire within the next 11 years. I basically restarted my financial journey and left my 20s with a negative net worth due to a failed relationship. Within the last 26 months I have hit a six figure net worth and will hopefully be able to aggressively save and reach seven figures before I leave my 30s. Once I hit my number I plan on switching to a less stressful job, maybe teaching overseas for a work visa to travel, while living on a pension and allowing my investments to compound. I have a hairbrain idea of buying a sailboat one days and traveling around the world but I'm probably to frugal for it. Goodluck on your journey!

• 
  @ScrubsandSavings2116 күн бұрын

  Good luck on yours as well☺️

• 
  @thienthan32417 күн бұрын

  I have no knowledge of savings or investing in my 20’s. Great job! I will make sure my kids learn this early.

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  @ScrubsandSavings2117 күн бұрын

  Good luck with your kids!! They’re gonna be so appreciative of that you taught them :)

• 
  @Jayr143317 күн бұрын

  Amen 💯

• 
  @Niensbudget18 күн бұрын

  Great budget video! ❤

• 
  @ScrubsandSavings2118 күн бұрын

  Thank you!!

• 
  @nataliajasinska200018 күн бұрын

  Great video! 😀

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  @ScrubsandSavings2118 күн бұрын

  Thank you!

• 
  @growwithcharity18 күн бұрын

  This is a beautiful video subscribed

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  @ScrubsandSavings2117 күн бұрын

  Thanks for subbing!

• 
  @luapnomis2118 күн бұрын

  Once Upon A ⌚ Time ⌚

• 
  @spydereman3519 күн бұрын

  Hi Mia, like you, my parents are also from PI. I finally reached financial freedom this year at 49 and I'm trying my hardest to be the best example for my teenage boy. You are someone who I can point to my son as an example. Best of luck in your financial journey. You will do great things!

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  @ScrubsandSavings2119 күн бұрын

  Thanks for sharing!! Good luck to you & your son :)

• 
  @yunuskasim624419 күн бұрын

  well done. You got this mate!

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  @ScrubsandSavings2119 күн бұрын

  Thanks, you too!

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  @wildfoodietours19 күн бұрын

  You have time on your side, big congrats!

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  @ScrubsandSavings2119 күн бұрын

  Yes! Thank you!

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  @wildfoodietours19 күн бұрын

  @@ScrubsandSavings21 Make it rain lol.

• 
  @nataliajasinska200020 күн бұрын

  I hope you can achieve your goal of financial independence! I am focusing on investing for retirement and saving for my true expenses.

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  @ScrubsandSavings2120 күн бұрын

  Good luck on your journey!

• 
  @connorrosberg65120 күн бұрын

  Great vid!

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  @ScrubsandSavings2120 күн бұрын

  Thank you!!

• 
  @jackstar25420 күн бұрын

  I'm retiring from the traditional 40-hour work week for sure when I turn 40. 30-35 hours to maintain benefits and enjoying my 3-4 day week to my 70's.

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  @ScrubsandSavings2120 күн бұрын

  I’m glad that you have a plan!

• 
  @irisymontalvo20 күн бұрын

  Go for it girl! Great job so far. Keep going. Your goals are waiting for you.

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  @ScrubsandSavings2120 күн бұрын

  Thank you so much!!

• 
  @compoundingloonies20 күн бұрын

  subscribed! i like organic small channels like this!

• 
  @ScrubsandSavings2120 күн бұрын

  Thank you💖☺️

• 
  @thebookishbard105120 күн бұрын

  If you do a 15 year mortgage and don’t refi your house would be paid off.

• 
  @ScrubsandSavings2120 күн бұрын

  I’m planning on doing a 30 year mortgage :)

• 
  @Nonya96920 күн бұрын

  Best of luck on this! I think it’s a tall order, but depending on your field in nursing it could happen. I just wouldn’t beat yourself up if it doesn’t happen as quickly as you’d like it too

• 
  @ScrubsandSavings2120 күн бұрын

  I know! I’m actually in no rush. I plan on working part time even after I achieve financial independence :)

• 
  @zo_47120 күн бұрын

  Good for you! I hope you achieve your dreams

• 
  @ScrubsandSavings2120 күн бұрын

  Thank you☺️☺️☺️

• 
  @BaltzerBoy20 күн бұрын

  Just subscribed! Good luck Mia 🫡

• 
  @ScrubsandSavings2120 күн бұрын

  Thanks for subbing!

• 
  @HotelCharlieYouTube20 күн бұрын

  You have a great head start. I'm turning 35 this year before I knew about financial independence. I should've started investing a lot earlier. Now I have a lot of catching up to do. You have a lot of potential, good career choice too. Good luck on your journey. I wish you the best.

• 
  @ScrubsandSavings2120 күн бұрын

  Best of luck to you!

• 
  @kylecorreajr.979120 күн бұрын

  Cool

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  @ScrubsandSavings2120 күн бұрын

  Cool😎

• 
  @ElliottPiano20 күн бұрын

  So your plan is not to create any wealth for the world or your community from 35 to lets say 80 ? 😂😂 Wow damn what a wonderful plan 🎉

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  @ScrubsandSavings2120 күн бұрын

  Nope! I hope to contribute my income & time to my community now and for the rest of my life. I appreciate your concern for the well-being society though😊

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  @ElliottPiano20 күн бұрын

  @@ScrubsandSavings21 By retiring at 35 ? ahahahhaa

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  @ScrubsandSavings2120 күн бұрын

  I’m in no rush to retire actually! It was just for the thumbnail. I plan on working part time as a nurse after I become financially independent.

• 
  @themichaelw21 күн бұрын

  You do a good job at this already, but don't be afraid to jump on spontaneous travel while you're young. I saw cheap flights to Paris for $260 round trip in March and snatched them up. It was such a wonderful experience that was worth 10x what I spent on the trip. You're only young once.

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  @ScrubsandSavings2121 күн бұрын

  Don’t worry about that! I’m planning on traveling as much as I can when I’m young & don’t have kids :)