The Mortgage Nerd Denise Donoghue

The Mortgage Nerd Denise Donoghue

May Mortgage Rate Update

May Mortgage Rate Update

Ask The Appraiser

Ask The Appraiser

Family Love Letter

Family Love Letter

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  • @shawnnataneti879
    @shawnnataneti8794 күн бұрын

    Always great information thanks!

  • @killersentra
    @killersentra14 күн бұрын

  • @TienTran-bi1jv
    @TienTran-bi1jv14 күн бұрын

    And get a prenup?

  • @qbackus
    @qbackus22 күн бұрын

    Hello how do I resch you?

  • @nomadvehr827
    @nomadvehr827Ай бұрын

    OK. How about Insurance, Property Tax and HOA? To name a few

  • @themortgagenerd
    @themortgagenerdАй бұрын

    All included

  • @jasonboley2184
    @jasonboley2184Ай бұрын

    You make the rest of us look bad! 😅 Well done!

  • @Logan-rj4he
    @Logan-rj4heАй бұрын

    Promo_SM 😍

  • @jmatt4life
    @jmatt4life2 ай бұрын

    What the hell kind of chicken scratch is this? She writes like a guy. 😵‍💫😵‍💫😵‍💫

  • @ReedandFam
    @ReedandFam2 ай бұрын

    What happens if it depreciates🤔

  • @themortgagenerd
    @themortgagenerd2 ай бұрын

    It won’t - not with the shortage of inventory we’ve been in since 2017. Rates hit a 27 year high in Oct 2023 and homes still went up 7% nationwide.

  • @AaronDeHart
    @AaronDeHart2 ай бұрын

    Great Video Nerd :)

  • @avinash6854
    @avinash68543 ай бұрын

    Is escrow demand cot charge to realese payment?😊

  • @themortgagenerd
    @themortgagenerd3 ай бұрын

    Register for my Realtor Zoom Mastermind: us06web.zoom.us/webinar/register/WN_Pv3eTZjARBK3uDp19zrZ2g

  • @candaceboyd6798
    @candaceboyd67984 ай бұрын

    It's hard to see your HUD but thanks for the video

  • @michaelmcwhirter
    @michaelmcwhirter5 ай бұрын

    That's pretty great 💪 Hopefully the market keeps opening up more opportunities to buy.

  • @teddyruxpin7876
    @teddyruxpin78765 ай бұрын

    is that Mr. Clean?

  • @Streaming_Music
    @Streaming_Music6 ай бұрын

    Hardwork for yourself is winning... hard work for someone else's business isn't rewarding.

  • @mell1650
    @mell16506 ай бұрын

    Hi, would be curious if you are fiduciary advisor(s), and what you thoughts are on that? thx!

  • @dcv5000
    @dcv50006 ай бұрын

    this hits me in the feels.

  • @killersentra
    @killersentra6 ай бұрын

    Hardwork means nothing. Little bit of work is winning. Depends on the individuals and what social club their in.

  • @MM_LoanOfficer
    @MM_LoanOfficer7 ай бұрын

    had an aha moment-thank you for this!

  • @neoufa7929
    @neoufa79299 ай бұрын

    How dad won custody is the miracle, he raised you excellent

  • @beckymetz
    @beckymetz10 ай бұрын

    Promo*SM

  • @humbertofabiancorrea2151
    @humbertofabiancorrea215110 ай бұрын

    Thanks for your help. This was just what I was looking for.

  • @Clyde669
    @Clyde66911 ай бұрын

    awesome thanks 🎉❤

  • @justnalyn.._
    @justnalyn.._ Жыл бұрын

    Very helpful thank you so much!!!

  • @fieselproductions
    @fieselproductions Жыл бұрын

    This is super useful information. Great video, Denise and Chris!

  • @trevishornsby7385
    @trevishornsby7385 Жыл бұрын

    So do think buying mortgage backed securities would be a nice purchase.

  • @Stephenjacksonmortgageteam
    @Stephenjacksonmortgageteam Жыл бұрын

    Is this just a bridge loan?

  • @themortgagenerd
    @themortgagenerd Жыл бұрын

    It honestly depends on what you call a Bridge loan... I've seen so many types of "bridge" loans that I don't want to assume :)

  • @Stephenjacksonmortgageteam
    @Stephenjacksonmortgageteam Жыл бұрын

    I may have a client to refer how can we chat

  • @mcgeheewoolf2937
    @mcgeheewoolf2937 Жыл бұрын

    Is this the same as recasting? Is the interest rate on the new 2nd closing the same?

  • @themortgagenerd
    @themortgagenerd Жыл бұрын

    No... Not a recast

  • @Clyde669
    @Clyde66911 ай бұрын

    Yes please elaborate

  • @drewbaney2288
    @drewbaney2288 Жыл бұрын

    Hey! What tools are you using for this and other analysis videos? This information is great and I would love to do something like it in my market.

  • @LuisGarcia-oh6tx
    @LuisGarcia-oh6tx Жыл бұрын

    I wish i would've known this before. My mortgage originally was 2723. Then 6 months later they said they over charged my escrow account and dropped my payment to 2180 and gave me a 5k check. And said that was my new mortgage payment. I just found out yesterday that there is an escrow shortage on my account, and my new payment for the next 12 months is 3450 now. I can't afford my house anymore. Is this legal? Is there anything I can do about this? I need help.

  • @marveyvettejohnson7916
    @marveyvettejohnson7916 Жыл бұрын

    Do you have the name of company that can assist with property tax in Kaufman county

  • @themortgagenerd
    @themortgagenerd Жыл бұрын

    Ask your realtor for a CMA to fight the taxes... that is all you really need! And make sure you have your homestead filed!

  • @nayitorres5782
    @nayitorres5782 Жыл бұрын

    It makes sense now! My mortgage payment was 1,586 to 1,734 now🥴

  • @themortgagenerd
    @themortgagenerd Жыл бұрын

    Check the taxes and insurance!!

  • @danielyoung8047
    @danielyoung8047 Жыл бұрын

    Good information! Thanks for sharing with us!

  • @loansbymaui227
    @loansbymaui227 Жыл бұрын

    I cant hear anything

  • @nscottreed
    @nscottreed Жыл бұрын

    No sound

  • @MexicanWorkEthic
    @MexicanWorkEthic Жыл бұрын

    Hello Denise. Big fan of your videos and insights. IMO the reason for the added tiers and why a 760 and 740 are penalized is because of how student loan debt defaults were reset to current due to the pandemic. Also, certain types of consumer debt were also updated to current using these measures. Fannie and Freddie are actually quite aware of this. As stated this is just my opinion.

  • @themortgagenerd
    @themortgagenerd Жыл бұрын

    Great insight! Thank you for sharing!

  • @geoffalpert3678
    @geoffalpert3678 Жыл бұрын

    MILF

  • @qbackus
    @qbackus Жыл бұрын

    My rate is 2.25 conventional I just had my house appraised again. I paid 145k now it's 205k & no more PMI! This is a great idea

  • @richardjohnson4696
    @richardjohnson4696 Жыл бұрын

    Around me. It is all about selling to Chinese nationals, Indian nationals and people moving out of California. Young people around here are screwed and they know it. They have been sold out. And yeah.. I do blame the Realtors. They are opportunistic fucks.

  • @anniegreen8674
    @anniegreen8674 Жыл бұрын

    Best customer service ever!