Helping you learn excellent money management skills rooted in the Gospel so you can free your money up to pursue your unique calling. Bringing you practical and biblical money tip videos to help you with your finances.
Increasing the search radius, in our situation, helped the insurance company find cheaper cars. Which did us no good because we didn’t want to drive far away to find the cheapest deal. The insurance company doesn’t cover your gas or a babysitter.
@TF-vn7gv7 күн бұрын
Would love a video describing how to manage submissions. Sadly, our family has had a significant amount of submissions lately and unless I'm missing something, it makes things tedious. I can't easily tell which bills I have previously submitted and I also can't tell if they have been approved or not. Any suggestions?
@AgapeInvesting5 күн бұрын
Hey thanks for watching. This is a great idea. I've been managing bills for an ankle injury & surgery my husband had earlier this year as well as my pregnancy & birth of our son a few months ago. I will create a video on how I'm managing all the bills for these things. Thanks! I'll post the link to it here when it's up.
@96jennings11 күн бұрын
I'm late to this update. What happened to our information on Mint? I tried logging in but I'm not able to do so.
@AgapeInvesting10 күн бұрын
From my understanding, they deleted all stored data.
@cbak181925 күн бұрын
Right on Sister!
@AgapeInvesting24 күн бұрын
Thanks for checking out the video
@cbak181927 күн бұрын
Thankful for this video navigating this aspect of CHM. Great reference. I will be using your link to sign up.
@AgapeInvesting24 күн бұрын
I'm glad you found this video helpful! And thank you so much for your support. It means a lot to me and my family =D
@lindae1980Ай бұрын
After 6 years with CHM, we can say they are absolutely the best!! The cost of my heart transplant and follow-up treatment and care have indeed been covered! We are medical-bill debt free! We will always be grateful for their support, both financially and spiritually.
@AgapeInvesting24 күн бұрын
Hey Linda! Thanks for sharing your experience with CHM! I'm so glad to hear you have also had success with CHM sharing your medical expenses. We love CHM as an awesome health insurance alternative and have also loved their support.
@vanrobinson2764Ай бұрын
What happened when the insurance total my car I owes 4000.00,finance to bank??? Help
@vanrobinson2764Ай бұрын
I just was in a accident my car was considered total in was charged fo the accident
@bbaarmaАй бұрын
great video, thanks!!
@AgapeInvestingАй бұрын
You're welcome! Thanks for checking it out.
@OLD4EYES83Ай бұрын
Food services such as Door Dash and Grub Hub was costing my wife and I hundreds. We dont have kids and neither one of us are good cookers. However for one delivery we were paying as much as $50 a night. We cut that quick. Although we still use it once a month on special occasions. We decided to cut it out by having an individual grocery budget. Buying our own individual food to make our own individual meals that way we weren't obligated to eat what we didn't like and cater to our own specific tastes.
@LizetteReyesАй бұрын
Amén 🙌🏼 thank you for these beautiful reminder of our heavenly fathers promises 💗
@AgapeInvestingАй бұрын
Absolutely!! Glad you found them helpful. =]
@lexantiacindy2794Ай бұрын
Hi! Thank you for sharing ❤ I have some questions, hope you could help me to give the answers: 1. If I am not a Christian, but I don't drink nor smoking, can I join this program? 2. Does the premium increase every year?
@AgapeInvestingАй бұрын
Hey! Thanks for watching and for your questions. Here are the requirements that CHM lists in their guidelines as far as being a Christian goes - To be a CHM member and to have medical bills shared with other members, participants must a. live a Christian lifestyle consistent with CHM’s Statements of Beliefs, b. attend worship regularly as health permits [Hebrews 10:25], -and- c. actively follow the teachings of the New Testament in its entirety.* Here is what they mean by follow the teachings: *CHM members must abstain from the following activity: use of any tobacco, nicotine, smoking device, or substitutionary smoking device, including, but not limited to, cigarettes, cigars, pipes, herbal cigarettes, e-cigarettes, and vape pens; illegal use of drugs; and sexual immorality (as defined in the Scriptures and expressed in CHM's Statements of Beliefs). Additionally, members must follow biblical principles with respect to the use of alcohol. The monthly share amount (similar to a premium) has increased slightly the last couple of years. It really depends on inflation and the current cost of medical expenses.
@KazBurnzАй бұрын
Personal Responsibility" is cover only PER_INCIDENT, not annual responsibility.
@AgapeInvestingАй бұрын
Hey Kaz, the personal responsibility that you pay is annual. It is basically the same thing as a deductible. However, the minimum amount for an illness or incident to qualify for sharing is per incident. You can download the CHM Guidelines here if you want a further explanation of the difference of each item. chministries.org/chm-guidelines/
@moz520hkАй бұрын
What kind of plan other than chm if you also need preventive cares
@AgapeInvestingАй бұрын
Hi there, thanks for watching. If I understand your question - you are asking what I would recommend for preventative care. We use a direct primary care provider for our kiddo since he has lots of doctor's appointments. This means we pay a low monthly cost, only $55, to his PCP and we can bring him in as often as we want and can text/call in at any time with questions. I highly recommend a direct primary care provider if you are someone who frequents the doctor.
@tomlessl528Ай бұрын
My son's wife just got her truck totalled. It's ashame the victim has to take all the extra costs and inconvenience. To cut down on accidents and have more responsible drivers, insurance companies and police in case of uninsured (against the law) should hold the one at fault pay more. My daughter-in-law got 22000 for her truck which was bought 4 years ago for over 30000. Just got tires and rustproofing with the intent to keep. What should be done is the insurance company gives you the depreciated value. Make the one at fault pay the difference for a new one. So if paid 30000 and insurance gives you 22000 the the one at fault pays 8000. Have the law take a percentage out like child support. It will be like the faulty one paying child support and if missing a payment goes on their credit record
@richardterroni9433Ай бұрын
Exactly car insurance is the worst
@AgapeInvestingАй бұрын
That is very frustrating!
@baseerxicor14172 ай бұрын
Hello, in which website did u research for your car that claim adjuster increase your car value
@AgapeInvestingАй бұрын
I used Carfax, and other websites where similar cars were being sold, such as Carmax
@harleyd98572 ай бұрын
Yea, the tow driver forgot to tell you he got to charge the insurance a ton for “ storing “ your car in his yard, and that’s why he persuaded you to tow it there.
@QrooSpanish2 ай бұрын
Great video. Thank you.
@AgapeInvesting2 ай бұрын
Thanks for checking it out. Glad you found it helpful. Let me know if you have any questions about Christian Healthcare Ministries
@richardterroni94332 ай бұрын
Car insurance is the worst, they total cars that can easily be fixed
@AgapeInvesting2 ай бұрын
Insurance companies “total” a car when the cost to repair the damage exceeds the vehicle’s book value at the time of the crash and each state sets its own amount for declaring vehicles a total loss.
@richardterroni94332 ай бұрын
@AgapeInvesting Exactly but in most cases the car can be repaired, insurance companies are just lazy
@DustinMurr2 ай бұрын
Is vanguard s&p 500 etf a Christian etf should I choose it for an investment being a Christian
@AgapeInvesting2 ай бұрын
Hi Dustin, I think to classify something as a "Christian ETF" it would need to abide by biblical values. Check out the two links that were mentioned from the video to start your search for ETFs that would closely align with biblical values. Timothy Fund ► timothyplan.com/our-etfs/prospectus.php Inspire ETFs ► www.inspireetf.com/
@jamescunningham64272 ай бұрын
Hello there. I've attempted to get your tracker template twice but have yet to see it show up. Do yo u have an alternative way of receiving it ? Thanks.
@AgapeInvesting2 ай бұрын
Awh man, I'm so sorry that you haven't received the email. Did you fill out the contact form to receive it already? Let me see if I can find you in my email system and manually get it sent to you! I assume James is your name. =] Thank you for bringing this to my attention!!
@AgapeInvesting2 ай бұрын
Hi James, I was able to track down your email address in my system and I just sent you a personal email with the link to the spreadsheets. Let me know if you still don't receive them. There was actually an issue with my auto responder for those spreadsheets so I appreciate you bringing it to my attention to get fixed!! =D
@supercax132 ай бұрын
How does this compare to Monarch Money? What are your thoughts on Monarch Money vs WizeFi Budgeting?
@bidmcms32 ай бұрын
Same questions. Would love a comparison
@AgapeInvesting2 ай бұрын
Hey guys, thanks for watching and for your question. I have not used Monarch Money at this point, but would love to do the comparison for you. I did see on their website that they are offering 50% off for former Mint users which is pretty cool. I'll give it a try and let you know my thoughts in a comparison video soon! Thanks for the idea.
@JimPaar2 ай бұрын
Thank you, I signed up with your link. I appreciate the transparency about the program. What a great alternative to healthcare.
@AgapeInvesting2 ай бұрын
Hi Jim, I'm glad to hear that you found the video helpful and I appreciate you supporting me and my family by using our referral link! I hope you enjoy CHM as much as we have over the years.
@PatrickJonas-fb2rw2 ай бұрын
Hello. Thank you for sharing. I am examining the possibility of signing up for CHM, but I have 4 pre-existing conditions, one of which is sleep apnea. I'm also taking 7 different medications to treat those conditions. Do you cover claims for medical equipment related to sleep apnea? Do you cover any medications related to pre-existing conditions? Mine can be expensive. If CHM does not, are there other health share organizations that will? It seems like there are at least 10 different ones when I search on the Internet, and they all go about sharing in a different way. Any advice you can give me would be helpful.
@AgapeInvesting2 ай бұрын
Hi Patrick, I'm not sure on the specifics of that pre existing condition. I would recommend giving CHM a call directly. I do not work for CHM, I'm just a passionate member who enjoys sharing about them =D Here is their contact information chministries.org/contact/
@heliman292 ай бұрын
I'd say that's a well deserved "kickback" as you call it... ha! Thanks for the info...!
@AgapeInvesting2 ай бұрын
Thanks for your support! I'm glad this video was helpful for you!
@JanineMullen-pj4qe2 ай бұрын
What about a pre-existing condition, especially diabetes?
@AgapeInvesting2 ай бұрын
CHM considers a condition no longer pre-existing if you have experienced one year without signs, symptoms, or treatment (including no maintenance medication) for that condition and your official medical records document it. In contrast, cancer is no longer pre-existing if, after your doctor has pronounced you cancer-free, you have gone five years without any signs, symptoms, testing, or treatment (other than routine, follow-up appointments) When a member joins CHM with a maintained pre-existing condition*, medical bills for that condition exceeding $125,000 per illness can be shared through the Prayer Page. Diabetes specifically is on a non-exhaustive list of pre-existing conditions that may be eligible for sharing.
@MattPerk72 ай бұрын
The frustrating thing about a program like chm is that we are having to figure out how to make some kind of payment to all of the providers involved in my wife's surgery for several months before we will get a check from chm
@AgapeInvesting2 ай бұрын
Hey Matt, you are right. That can be very stressful and frustrating at times. One of the things I typically recommend for families looking into CHM is to make sure to have a well stocked emergency fund for instances like that. Thankfully too, if you contact your medical providers financial offices, you should be able to set up interest free payments as you are waiting on the CHM check.
@yohanesliong48182 ай бұрын
Very insightful interview. Thank you.
@AgapeInvesting2 ай бұрын
Thanks for listening, glad you enjoyed it!
@savvygirl21883 ай бұрын
@AgapeInvesting I have been with CHM for over a year. I have submitted a bill and no response. Also for gold currently I was told $1000 or over and as covered. So $700 on lab bills would not be covered.
@AgapeInvesting3 ай бұрын
Hey! Many of the specifics on this video are outdated as far as how much things cost. I do have some updated CHM videos that you can check out with more current numbers for 2024 - kzread.info/dash/bejne/hWattbmrgdjUipc.html If you log into your CHM portal you can check the status of your bills by going to the sharing tab and going to "recent medical bills" or you can give CHM a call to check on the status.
@savvygirl21883 ай бұрын
Thanks so much.
@ruthvedatherapy3 ай бұрын
Can you link with web3 / crypto?
@AgapeInvesting2 ай бұрын
It looks like WizeFi can link to BitGo and Binanace Crypto Exchange
@prosodymoore3 ай бұрын
Thank you for sharing! I will definitely be sure to not replace glorifying myself with the POINT which is to glorify God with all I do! I’m going through this course right now (so I don’t have a fully formed opinion on it) but I appreciate that you’re sharing this and your with concerns about spiritual health instead of worldly prosperity. I will be on guard. I think knowing for ourself the full context of what the Word says is of utmost importance whenever we are interacting with anybody who is using the word (in any way). Definitely, valid criticism. I appreciate you my Christian sister! ❤
@AgapeInvesting2 ай бұрын
Hey thanks so much for taking the time to watch this video. I'd be curious to know your thoughts on the course now that you have gone through it a little bit more. Again, it has helped tons of people in all walks of life, but as believers we need to be guarded against focusing on worldly wealth and riches over spiritual. Just from your comment, you seem grounded in that truth so I'm sure you have been doing that =D Blessings, Katie.
@84koolkid3 ай бұрын
What about prescriptions
@AgapeInvesting2 ай бұрын
For CHM Gold members, incident-related prescriptions are eligible for sharing. However, on-going medications are not shareable. There are a ton of discount programs out there thought to help with the cost of prescriptions. GoodRX is one of them to check out.
@jonathangray57333 ай бұрын
Hello and thank you so much for being a resource! My wife and I have an 8 month old and she needed the ICU. We are overwhelmed by the submission process and are hoping to find a service to pay to file everything properly on our behalf. Do you know of an individual or company who offers this kind of service for a fee? Thank you for any help you might provide! Blessings to you and your family 🙏
@AgapeInvesting3 ай бұрын
Hi Jonathan, I'm glad you found the video helpful. I am sorry to hear about your daughter being in the ICU. I hope and pray she is doing alright now. I am not aware of any services that take care of the filing for you. Did you already get the process started while your wife was pregnant? It likely started when you received a global fee from the hospital, birth center, or midwife when you first started receiving services. I would probably recommend calling the CHM maternity line to see how they might be able to help you. If you don't have anything yet to track all of your medical bills, check out my free bill tracker that we use. You can get it here - agapeinvests.com/christian-healthcare-ministries-review/ Lastly, if you're not already a part of the Facebook group, there is one dedicated to CHM Maternity needs. I have found it to be pretty helpful! facebook.com/groups/1018493588734250/
@shagufy3 ай бұрын
Great testimony. Love your videos. May the Lord bless you guys like Abraham and Sarah. Amen. ❤
@AgapeInvesting3 ай бұрын
Thank you so much for your encouragement. It is my pleasure to get to share what God has been working on in my heart through this journey.
@nealfromm55203 ай бұрын
i am a sesoned broker that have found these sharing plans are less than able to pay any large claim. You are led to believe any hospital bill with be paid. Not the case. As a matter of fact, members within your shared community have been turned away from being admitted to a well-known hospital because they were not a part of the PPO. Most positive comments are those that have nor experienced a hospital say rathe a much less expensive cost fron a Dr visit. I STRESS TO ALL IS TO CHECK WITH YOUR LOCAL DEPARTMENT OF INSURANCE. Check BBB Through out the years I have recieved many inquiries to swith from their current xhare to PPO
@renee.roberts3 ай бұрын
CHM does have healthiestyou app as a bonus for CHM participants where you can get free doctor checkups online. They just told me about it today. Maybe it is new? I Ihought it was just new to me, but maybe it's new to everyone since you didn't mention that as an option for free doctor visits? They told me if I needed an antibiotic, I could get the free checkup and get my antibiotic prescription that way without having to go to an in-person doctor visit.
@raoulfonseca20293 ай бұрын
I felt this pull in my spirit to research (more) godly ways to invest the finances God blesses me with. I feel relieved through this channel.
@AgapeInvesting3 ай бұрын
That is definitely the Holy Spirit guiding you! Lean into that =D I am glad you stumbled upon this video to help you with the journey!
@johnpatrickwoolbright42323 ай бұрын
"promo sm"
@melbymallqui3144 ай бұрын
How do you do preventive care? I know CHM doesn't cover it. I was wondering how you handle those annual checkups.
@AgapeInvesting4 ай бұрын
I plan for preventative care in my budget. So my dental appointments, vision exams, and annual doctor's checkups we just budget for each year. It ends up being much cheaper this way instead of paying for them through insurance. Alternatively, we have a baby on the way, and kids go into the doctor much more often. What we are doing for him is getting him signed up for a Direct Primary Care provider. DPCs act like a doctor membership. You pay a monthly fee and all their services are included and unlimited. If you go to the doctor often for wellness checks and sick visits, a DPC option might be good for you because then the monthly cost is predictable. Check out this website to learn more mapper.dpcfrontier.com/
@AgapeInvesting4 ай бұрын
Sign up and get a 30 Day FREE Trial - agapeinvests.com/wizefi
@AgapeInvesting4 ай бұрын
✅ Our CHM Referral Link ► www.agapeinvests.com/chm
@AgapeInvesting4 ай бұрын
✅ Our CHM Referral Link ► www.agapeinvests.com/chm
@AgapeInvesting4 ай бұрын
✅ Our CHM Referral Link ► www.agapeinvests.com/chm
@AgapeInvesting4 ай бұрын
✅ Our CHM Referral Link ► www.agapeinvests.com/chm
@AgapeInvesting4 ай бұрын
Sign up and get a 30 Day FREE Trial - agapeinvests.com/wizefi
@AustinPace4 ай бұрын
amazing video! You are a great speaker - thanks for posting!
@AgapeInvesting4 ай бұрын
Hi thanks for your encouraging words! I'm glad that this video could be a blessing to you =D
@BuckNaked2k4 ай бұрын
Medi-Share claims to have a network of doctors, but I found their list was very outdated and most of the docs near me had retired or joined a non-participating PPO.
@AgapeInvesting4 ай бұрын
Interesting! Christian healthcare ministries has no network. You get to choose who you go to. Which is something we absolutely love! We can pick our preferred providers based on our own criteria. It's great 😃
@PFHStrojans4 ай бұрын
I would love to see a case study! Lets see the numbers
@AgapeInvesting4 ай бұрын
Thanks for checking out this video. And thank you for expressing interest in the case study.
@AgapeInvesting4 ай бұрын
Hey! I did finish the video up. Here you go! kzread.info/dash/bejne/iJ-j0cSrpcnPnbw.htmlsi=dQ15xzM9hj_Zvc_t
@BuckNaked2k4 ай бұрын
Quest sends a bill? Every time I go, they make me pay before they even draw the blood.
@AgapeInvesting4 ай бұрын
If you have blood drawn at another office and they send the bloodwork to Quest to process Quest will send you a bill directly. For example, the birth center I am going to for my pregnancy draws my blood and they send it over to Quest to do the processing. I receive the bill for it later. But yes, if you go directly to a Quest office then they would have you pay right then =]
Пікірлер
Increasing the search radius, in our situation, helped the insurance company find cheaper cars. Which did us no good because we didn’t want to drive far away to find the cheapest deal. The insurance company doesn’t cover your gas or a babysitter.
Would love a video describing how to manage submissions. Sadly, our family has had a significant amount of submissions lately and unless I'm missing something, it makes things tedious. I can't easily tell which bills I have previously submitted and I also can't tell if they have been approved or not. Any suggestions?
Hey thanks for watching. This is a great idea. I've been managing bills for an ankle injury & surgery my husband had earlier this year as well as my pregnancy & birth of our son a few months ago. I will create a video on how I'm managing all the bills for these things. Thanks! I'll post the link to it here when it's up.
I'm late to this update. What happened to our information on Mint? I tried logging in but I'm not able to do so.
From my understanding, they deleted all stored data.
Right on Sister!
Thanks for checking out the video
Thankful for this video navigating this aspect of CHM. Great reference. I will be using your link to sign up.
I'm glad you found this video helpful! And thank you so much for your support. It means a lot to me and my family =D
After 6 years with CHM, we can say they are absolutely the best!! The cost of my heart transplant and follow-up treatment and care have indeed been covered! We are medical-bill debt free! We will always be grateful for their support, both financially and spiritually.
Hey Linda! Thanks for sharing your experience with CHM! I'm so glad to hear you have also had success with CHM sharing your medical expenses. We love CHM as an awesome health insurance alternative and have also loved their support.
What happened when the insurance total my car I owes 4000.00,finance to bank??? Help
I just was in a accident my car was considered total in was charged fo the accident
great video, thanks!!
You're welcome! Thanks for checking it out.
Food services such as Door Dash and Grub Hub was costing my wife and I hundreds. We dont have kids and neither one of us are good cookers. However for one delivery we were paying as much as $50 a night. We cut that quick. Although we still use it once a month on special occasions. We decided to cut it out by having an individual grocery budget. Buying our own individual food to make our own individual meals that way we weren't obligated to eat what we didn't like and cater to our own specific tastes.
Amén 🙌🏼 thank you for these beautiful reminder of our heavenly fathers promises 💗
Absolutely!! Glad you found them helpful. =]
Hi! Thank you for sharing ❤ I have some questions, hope you could help me to give the answers: 1. If I am not a Christian, but I don't drink nor smoking, can I join this program? 2. Does the premium increase every year?
Hey! Thanks for watching and for your questions. Here are the requirements that CHM lists in their guidelines as far as being a Christian goes - To be a CHM member and to have medical bills shared with other members, participants must a. live a Christian lifestyle consistent with CHM’s Statements of Beliefs, b. attend worship regularly as health permits [Hebrews 10:25], -and- c. actively follow the teachings of the New Testament in its entirety.* Here is what they mean by follow the teachings: *CHM members must abstain from the following activity: use of any tobacco, nicotine, smoking device, or substitutionary smoking device, including, but not limited to, cigarettes, cigars, pipes, herbal cigarettes, e-cigarettes, and vape pens; illegal use of drugs; and sexual immorality (as defined in the Scriptures and expressed in CHM's Statements of Beliefs). Additionally, members must follow biblical principles with respect to the use of alcohol. The monthly share amount (similar to a premium) has increased slightly the last couple of years. It really depends on inflation and the current cost of medical expenses.
Personal Responsibility" is cover only PER_INCIDENT, not annual responsibility.
Hey Kaz, the personal responsibility that you pay is annual. It is basically the same thing as a deductible. However, the minimum amount for an illness or incident to qualify for sharing is per incident. You can download the CHM Guidelines here if you want a further explanation of the difference of each item. chministries.org/chm-guidelines/
What kind of plan other than chm if you also need preventive cares
Hi there, thanks for watching. If I understand your question - you are asking what I would recommend for preventative care. We use a direct primary care provider for our kiddo since he has lots of doctor's appointments. This means we pay a low monthly cost, only $55, to his PCP and we can bring him in as often as we want and can text/call in at any time with questions. I highly recommend a direct primary care provider if you are someone who frequents the doctor.
My son's wife just got her truck totalled. It's ashame the victim has to take all the extra costs and inconvenience. To cut down on accidents and have more responsible drivers, insurance companies and police in case of uninsured (against the law) should hold the one at fault pay more. My daughter-in-law got 22000 for her truck which was bought 4 years ago for over 30000. Just got tires and rustproofing with the intent to keep. What should be done is the insurance company gives you the depreciated value. Make the one at fault pay the difference for a new one. So if paid 30000 and insurance gives you 22000 the the one at fault pays 8000. Have the law take a percentage out like child support. It will be like the faulty one paying child support and if missing a payment goes on their credit record
Exactly car insurance is the worst
That is very frustrating!
Hello, in which website did u research for your car that claim adjuster increase your car value
I used Carfax, and other websites where similar cars were being sold, such as Carmax
Yea, the tow driver forgot to tell you he got to charge the insurance a ton for “ storing “ your car in his yard, and that’s why he persuaded you to tow it there.
Great video. Thank you.
Thanks for checking it out. Glad you found it helpful. Let me know if you have any questions about Christian Healthcare Ministries
Car insurance is the worst, they total cars that can easily be fixed
Insurance companies “total” a car when the cost to repair the damage exceeds the vehicle’s book value at the time of the crash and each state sets its own amount for declaring vehicles a total loss.
@AgapeInvesting Exactly but in most cases the car can be repaired, insurance companies are just lazy
Is vanguard s&p 500 etf a Christian etf should I choose it for an investment being a Christian
Hi Dustin, I think to classify something as a "Christian ETF" it would need to abide by biblical values. Check out the two links that were mentioned from the video to start your search for ETFs that would closely align with biblical values. Timothy Fund ► timothyplan.com/our-etfs/prospectus.php Inspire ETFs ► www.inspireetf.com/
Hello there. I've attempted to get your tracker template twice but have yet to see it show up. Do yo u have an alternative way of receiving it ? Thanks.
Awh man, I'm so sorry that you haven't received the email. Did you fill out the contact form to receive it already? Let me see if I can find you in my email system and manually get it sent to you! I assume James is your name. =] Thank you for bringing this to my attention!!
Hi James, I was able to track down your email address in my system and I just sent you a personal email with the link to the spreadsheets. Let me know if you still don't receive them. There was actually an issue with my auto responder for those spreadsheets so I appreciate you bringing it to my attention to get fixed!! =D
How does this compare to Monarch Money? What are your thoughts on Monarch Money vs WizeFi Budgeting?
Same questions. Would love a comparison
Hey guys, thanks for watching and for your question. I have not used Monarch Money at this point, but would love to do the comparison for you. I did see on their website that they are offering 50% off for former Mint users which is pretty cool. I'll give it a try and let you know my thoughts in a comparison video soon! Thanks for the idea.
Thank you, I signed up with your link. I appreciate the transparency about the program. What a great alternative to healthcare.
Hi Jim, I'm glad to hear that you found the video helpful and I appreciate you supporting me and my family by using our referral link! I hope you enjoy CHM as much as we have over the years.
Hello. Thank you for sharing. I am examining the possibility of signing up for CHM, but I have 4 pre-existing conditions, one of which is sleep apnea. I'm also taking 7 different medications to treat those conditions. Do you cover claims for medical equipment related to sleep apnea? Do you cover any medications related to pre-existing conditions? Mine can be expensive. If CHM does not, are there other health share organizations that will? It seems like there are at least 10 different ones when I search on the Internet, and they all go about sharing in a different way. Any advice you can give me would be helpful.
Hi Patrick, I'm not sure on the specifics of that pre existing condition. I would recommend giving CHM a call directly. I do not work for CHM, I'm just a passionate member who enjoys sharing about them =D Here is their contact information chministries.org/contact/
I'd say that's a well deserved "kickback" as you call it... ha! Thanks for the info...!
Thanks for your support! I'm glad this video was helpful for you!
What about a pre-existing condition, especially diabetes?
CHM considers a condition no longer pre-existing if you have experienced one year without signs, symptoms, or treatment (including no maintenance medication) for that condition and your official medical records document it. In contrast, cancer is no longer pre-existing if, after your doctor has pronounced you cancer-free, you have gone five years without any signs, symptoms, testing, or treatment (other than routine, follow-up appointments) When a member joins CHM with a maintained pre-existing condition*, medical bills for that condition exceeding $125,000 per illness can be shared through the Prayer Page. Diabetes specifically is on a non-exhaustive list of pre-existing conditions that may be eligible for sharing.
The frustrating thing about a program like chm is that we are having to figure out how to make some kind of payment to all of the providers involved in my wife's surgery for several months before we will get a check from chm
Hey Matt, you are right. That can be very stressful and frustrating at times. One of the things I typically recommend for families looking into CHM is to make sure to have a well stocked emergency fund for instances like that. Thankfully too, if you contact your medical providers financial offices, you should be able to set up interest free payments as you are waiting on the CHM check.
Very insightful interview. Thank you.
Thanks for listening, glad you enjoyed it!
@AgapeInvesting I have been with CHM for over a year. I have submitted a bill and no response. Also for gold currently I was told $1000 or over and as covered. So $700 on lab bills would not be covered.
Hey! Many of the specifics on this video are outdated as far as how much things cost. I do have some updated CHM videos that you can check out with more current numbers for 2024 - kzread.info/dash/bejne/hWattbmrgdjUipc.html If you log into your CHM portal you can check the status of your bills by going to the sharing tab and going to "recent medical bills" or you can give CHM a call to check on the status.
Thanks so much.
Can you link with web3 / crypto?
It looks like WizeFi can link to BitGo and Binanace Crypto Exchange
Thank you for sharing! I will definitely be sure to not replace glorifying myself with the POINT which is to glorify God with all I do! I’m going through this course right now (so I don’t have a fully formed opinion on it) but I appreciate that you’re sharing this and your with concerns about spiritual health instead of worldly prosperity. I will be on guard. I think knowing for ourself the full context of what the Word says is of utmost importance whenever we are interacting with anybody who is using the word (in any way). Definitely, valid criticism. I appreciate you my Christian sister! ❤
Hey thanks so much for taking the time to watch this video. I'd be curious to know your thoughts on the course now that you have gone through it a little bit more. Again, it has helped tons of people in all walks of life, but as believers we need to be guarded against focusing on worldly wealth and riches over spiritual. Just from your comment, you seem grounded in that truth so I'm sure you have been doing that =D Blessings, Katie.
What about prescriptions
For CHM Gold members, incident-related prescriptions are eligible for sharing. However, on-going medications are not shareable. There are a ton of discount programs out there thought to help with the cost of prescriptions. GoodRX is one of them to check out.
Hello and thank you so much for being a resource! My wife and I have an 8 month old and she needed the ICU. We are overwhelmed by the submission process and are hoping to find a service to pay to file everything properly on our behalf. Do you know of an individual or company who offers this kind of service for a fee? Thank you for any help you might provide! Blessings to you and your family 🙏
Hi Jonathan, I'm glad you found the video helpful. I am sorry to hear about your daughter being in the ICU. I hope and pray she is doing alright now. I am not aware of any services that take care of the filing for you. Did you already get the process started while your wife was pregnant? It likely started when you received a global fee from the hospital, birth center, or midwife when you first started receiving services. I would probably recommend calling the CHM maternity line to see how they might be able to help you. If you don't have anything yet to track all of your medical bills, check out my free bill tracker that we use. You can get it here - agapeinvests.com/christian-healthcare-ministries-review/ Lastly, if you're not already a part of the Facebook group, there is one dedicated to CHM Maternity needs. I have found it to be pretty helpful! facebook.com/groups/1018493588734250/
Great testimony. Love your videos. May the Lord bless you guys like Abraham and Sarah. Amen. ❤
Thank you so much for your encouragement. It is my pleasure to get to share what God has been working on in my heart through this journey.
i am a sesoned broker that have found these sharing plans are less than able to pay any large claim. You are led to believe any hospital bill with be paid. Not the case. As a matter of fact, members within your shared community have been turned away from being admitted to a well-known hospital because they were not a part of the PPO. Most positive comments are those that have nor experienced a hospital say rathe a much less expensive cost fron a Dr visit. I STRESS TO ALL IS TO CHECK WITH YOUR LOCAL DEPARTMENT OF INSURANCE. Check BBB Through out the years I have recieved many inquiries to swith from their current xhare to PPO
CHM does have healthiestyou app as a bonus for CHM participants where you can get free doctor checkups online. They just told me about it today. Maybe it is new? I Ihought it was just new to me, but maybe it's new to everyone since you didn't mention that as an option for free doctor visits? They told me if I needed an antibiotic, I could get the free checkup and get my antibiotic prescription that way without having to go to an in-person doctor visit.
I felt this pull in my spirit to research (more) godly ways to invest the finances God blesses me with. I feel relieved through this channel.
That is definitely the Holy Spirit guiding you! Lean into that =D I am glad you stumbled upon this video to help you with the journey!
"promo sm"
How do you do preventive care? I know CHM doesn't cover it. I was wondering how you handle those annual checkups.
I plan for preventative care in my budget. So my dental appointments, vision exams, and annual doctor's checkups we just budget for each year. It ends up being much cheaper this way instead of paying for them through insurance. Alternatively, we have a baby on the way, and kids go into the doctor much more often. What we are doing for him is getting him signed up for a Direct Primary Care provider. DPCs act like a doctor membership. You pay a monthly fee and all their services are included and unlimited. If you go to the doctor often for wellness checks and sick visits, a DPC option might be good for you because then the monthly cost is predictable. Check out this website to learn more mapper.dpcfrontier.com/
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amazing video! You are a great speaker - thanks for posting!
Hi thanks for your encouraging words! I'm glad that this video could be a blessing to you =D
Medi-Share claims to have a network of doctors, but I found their list was very outdated and most of the docs near me had retired or joined a non-participating PPO.
Interesting! Christian healthcare ministries has no network. You get to choose who you go to. Which is something we absolutely love! We can pick our preferred providers based on our own criteria. It's great 😃
I would love to see a case study! Lets see the numbers
Thanks for checking out this video. And thank you for expressing interest in the case study.
Hey! I did finish the video up. Here you go! kzread.info/dash/bejne/iJ-j0cSrpcnPnbw.htmlsi=dQ15xzM9hj_Zvc_t
Quest sends a bill? Every time I go, they make me pay before they even draw the blood.
If you have blood drawn at another office and they send the bloodwork to Quest to process Quest will send you a bill directly. For example, the birth center I am going to for my pregnancy draws my blood and they send it over to Quest to do the processing. I receive the bill for it later. But yes, if you go directly to a Quest office then they would have you pay right then =]