MedigapSeminars is one of the premier independent Medicare brokers in the United States. We help people with their Medicare decisions from Hawaii to Virginia and Alaska down to the Florida Keys.
We know Medicare can be confusing. Choosing a Medicare supplement plan and shopping Medicare supplement insurance companies is daunting. We help you through the entire process of selecting the right Medicare supplement plan for your needs and your budget.
Even more, Medicare supplement prices can vary by 100% from one Medicare supplement insurance company to the other. Choosing the wrong Medicare supplement insurance company can mean overpaying for your policy. We work hard to make certain our clients are with the most stable Medicare supplement insurance companies available. We don’t like surprises any more than you.
If you want to learn about Medicare and your Medicare choices, please watch our videos. If you wish for help in shopping for the right Medicare supplement plan, feel free
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Yes I could certainly pass that.
I have MEDICARE & a MEDICARE SUPPLEMENT but the SUPPLEMENT is becoming very expensive & I do not know how much longer I can keep it. also, if MEDICARE DOES NOT PAY A CLAIM, EITHER WILL THE SUPPLEMENT, SO REALLY WHAT GOOD IS THE SUPPLEMENT ????????
If Medicare pays $80,000 toard outpatient care, the supplement pays the remaining $20,000. If you are an inpatient in the hospital without a supplement you pay $1,600 deductible per event and have only 150 consecutive daysof coverage. With the supplement everything is paid for 100%. If your supplement is getting too expensive, then i suggest re-shopping it. There can be a 400% difference in price between the most expenive insurance company and the lowest priced policy. 800-847-9680 or medigapseminars.org/contact-us/
And I am in California
One of the costliest Medicare enrollment mistakes someone can make is signing up for a Medicare supplement with an insurance company that routinely “closes the book” on their customers. Companies like Mutual of Omaha use this deceptive tactic to lock unwitting victims with health conditions into plans with massive annual rate increases. Brokers need to be more vocal in warning their customers about this trickery.
Do you have a video about the supplemental plans
This is my favorite: kzread.info/dash/bejne/o2uTo8arYq-qp6Q.htmlsi=WfpLzq9C8jDDa1ot
Great video! Thanks.
I am a plan G person
Never heard of medicaid divorce. Do you offer long term care policies?
We offer short-term care / Recovery Care and LTC attached to life insurance (most stable LTC policies)
Plan N
Can you sign up for medicare without signing up for social security?
Absolutely !!
I have been considering becoming an expat and am glad to know that Matthew Claussen and Medigap Seminars can perhaps help me with my health insurance needs outside the U.S.
Awesome video - explains why I am getting bombarded with so many post cards, letters and phone calls regarding medicare.
Thank you so much for the Information. Extremely helpful!!!
If Medicare covers a treatment, the supplement will cover it too. www.cnbc.com/2024/03/21/medicare-can-cover-weight-loss-drugs-if-used-for-added-health-benefit.html
As always, your videos are most informative. The information about certain insurance companies offering benefits that include becoming a regular G plan but paying the Plan GHD premiums after a few years or after two years being able to switch, without underwriting, to one of the insurance company's other supplement plans.
No mention of regular medicare premium which I understand is at least $174 monthly but increases based upon income. Many of the med advantage plans advertise no premium and some even put $ back into your social security payments to help with other items purchased (non prescription). Any comments about this?
You MUST have and pay for Medicare Part B in order to get an Advantage Plan. If an Advantage is offering a Part B Premium give back, be very, very careful. Ask yourself, how can they afford this? Where are they cutting expenses to make this possible? In most cases they are very small HMO's with limited network of sub [ar practitioners and no out of network coverage. Advantage Plans are, by law, an actuarial equivalent to Original Medicare Part A & B with no supplement.
Does Medicare and supplemental plan N pay for weight loss shots?
Hi Matthew, I also have never heard of the expression "Medicaid Divorce". Sounds a drastic measure. Also not heard of a recovery care policy. I need something since LTC is a gap in my insurances. Will contact. Thank you for your information as usual!
You are welcome Jane. Recovery Care is surprisingly inexpensive. 800-847-9680
You did a wonderful job~! You always do. Thank you for this information. (Just a comment, the swooshing noise was distracting for me.)
Hi Dave, thank you for the comment. I agree about the swooshing sound. I will have a new editor going forward.
No. We need those no-goods in U.S. Federal Congress to end Part B Penalty ripoff.
Never heard Medicaid Divorce. Could you do a post about it? Thanks.
I’m a plan N person
Hi
Thank you for all that you do for the Medicare community. You are an expert in making this important and sometimes confusing information easy to understand. I had never heard about a Recovery Care policy, will check it out.
You are welcome
Wow, all of your videos are incredible! The best, easiest to understand explanations that have swayed me to plan N. I will be calling you tomorrow!
Thank you. We look forward to talking with you.
Plan g
Here is another question: as a 79 year old woman, healthy, not needing any kind of drugs/ medications, having been on an advantage plan for years, and wanting to get out of the Medicare advantage plan, to switch over to the original Medicare plus a supplement plan. Is there even any chance of acceptance at this age???
No I had never heard of the medicaid divorce. Also the recovery ins policy
My wife and I have been on traditional Medicare with a supplement for several years. This is the first time I've heard about a "Recovery Care policy." Sounds like an interesting option if it is available in NH to provide limited long term benefits. Thanks for the video I will follow up.
What about if they have LIS? If they have it, do they pay their LIS level or do they pay the drug tier level?
Matthew, thank you for all your in depth information. You explain Medicare and Medicare Advantage in easy to understand terms.
How can they automatically sign you up for Medicaid if you been drawing SS for at least four months?
They automatically enroll you in Medicare, not Medicaid. They do this because they can automatically deduct the premium from your SS income. You then have an option to opt out.
Thank you for this video, as im just at the age where im needing this information made easy . 😅
Great! Feel free to reach out to us for personalized guidance. Our services are free to the consumer. medigapseminars.org/contact-us/
Great job explaining Medicare options!
filling form B part is cut and not sufficient. Company shut down our division and laid off. But there is still helath coverage upt the end of the month. It is not clear when and how to fill in this case. And what is necessary for proof and where to give ? But your staements are generally clean and very useful. Thanks.
Hi - contact us and we can walk you through what you need to do. medigapseminars.org/contact-us/
Very informative! Does your company offer the different types of long term care plans you spoke of in this video?
We offer Recovery Care and Living Benefit Life Insurance. We do not work directly with LTC (asset based and premium based).
@@MedigapSeminars Thank you for the prompt response! I'll be calling you in a few days because I will be 65 later this year. Thank you!!!
Thank you for sharing your wealth of information. It is always so helpful!
you are welcome
Matthew, you make everything easier to understand, and it's appreciated ... thank you!
You're welcome. Glad to help/
Thank you Matthew for this update, very helpful. I have my Medicare and Supplement Plan with your company. It must be new offering of Long Term coverage and some alternative solutions to it. This wasn't available a year ago, but I will be sure to ask the office. Also I hadn't realised my United American Insurance supplement covered my International travel insurance as well. Thank you for this advice .
We offer Recovery Care and Living Benefit life insurance. It's not new, just becomming more and more important.
Never heard of Medicare Divorce
"Medicaid" It'sad
thanks for the update on medicare plans! i might look into a long term care plan and will call for a quote from your great organization!!
We offer Recovery Care and Living Benefit life insurance. It's not new, just becomming more and more important.
I did a lot of research when it came time to sign up for Medicare, and I found Matthew's videos far more helpful than any other source I investigated, both online as well as conversations directly with agents.
Thank you
Matthew is the Best!
Same here.
Thanks
Thankyou
Thank you for this class, very helpful.
😄 I appreciate your comment.
So how much more costly are the supplemental plans compared to going on medicare advantage? Why would one pick the HMO plan (advantage) without medical freedom?
thanks
Man!!!! You are awsome!!! 6:04
Thank you!
Fantastic information and very helpful. Thanks for sharing.
You are welcome
Thank you ❤
Very informative! Thank you so much! Very helpful! 😊