Absolutely valuable information that is so needed by so many. Thanks

@MedigapSeminars

Жыл бұрын

Thank you very much Bobbie. I appreciate your comment.

I really appreciate the depth that you provide. The world as a whole does not yet recognize people who have been single all their life and have no family to provide valuable insight. I am one of those. I plan to retire next year and I feel like I have a handle on Medicare, thanks to you❤

@MedigapSeminars

Жыл бұрын

I am so glad my videos have helped you.

He provides some of the best insights on Medicare/Gap coverages and risks. Gets right to the point! The “Advantage” insurers are bombarding the media with misinformation. I heard someone define these products as “Medicare Disadvantage”!

@MedigapSeminars

Жыл бұрын

Thank you TJ

@sinebar

Жыл бұрын

And anytime they have to sell something that hard is a bad sign.

Prior to retiring in October 2019 I watched several of your seminars and as a result of information you provided I chose original Medicare part G supplemented and Part D. In December of that year I was diagnosed a blood cancer. Without the coverage that part G supplies I would have been financially wrecked. Companies offering Advantage plans should be barred from using the terms “Medicare” and “Part C” in identifying their products. These terms can be very misleading to a new consumer and carry tragic results if not fully understood. Thank You for the valuable information you provide

@MedigapSeminars

Жыл бұрын

I am so glad you have the Plan G. It's the best

@drantonatos

Жыл бұрын

I have a blood cancer too. Feel I need Part G too. Today I started my research. Will be 65 August. Now I need to research why I might need Part D too. I hope you’re doing well. My medicine has saved my life.

@vikingwind25

Жыл бұрын

@@drantonatos You will need part D. Without a good part D plan I would be responsible for over $100K per year. (Yes.. $100K ). With a part D drug plan I run about $10K out of pocket. Check the formulary. Look for foundations that offer grants to patients and check the drug manufacturer for discount programs. DO NOT go with an Advantage plan. Stick with original Medicare and a Supplement plan. Good Luck

@drantonatos

Жыл бұрын

@@vikingwind25 TYSM for your reply! I’m on Calquence, free, with my individual BCBS coverage I’ve been maintaining. August I turn 65. I’m seeking info now and plan to go to today to my local SAA and a Medicare office that someone local mentioned to me its location. You still pay $10K with Parts D and G? What medication are you taking? I have MCL.

@drantonatos

Жыл бұрын

@@vikingwind25 I’ve learned already to not go with an advantage plan. Ty!

Very good information. You are one of the most knowledgeable people on the internet when it comes to Medicare.

@MedigapSeminars

Жыл бұрын

Thank you

Fantastic information. Wonderful presenter.

@MedigapSeminars

Ай бұрын

Thank you

Thank you so much Mathew! I am going through all of your videos bc I have always been so confused about Medicare. You are really helping me understand. Kudos and tons of appreciation.

@MedigapSeminars

11 ай бұрын

You are welcome Marcia

Thanks! 👏People don't realize the value of your experience and explanations.

@MedigapSeminars

Жыл бұрын

You are welcome. I know some do value my experience and i am grateful for that.

@christineparker3805

Жыл бұрын

​@@MedigapSeminarsI do value everything you do for the seniors. I have become one of your members as well. I will not turn 65 until November & will receive my a&b cards right now it's to early they social security tells me. However I chose D, & G and will keep my original Medicare. I have learned from your video's & I want to thank you from the bottom of my heart ♥️ I do need insurance for dental & eye care. But I'm on a fixed income how do these people expect us to pay all these medical we have bill so sad. But I pray 🙏🏿 that God bless you for your honesty & kindness & compassion for us❤

Great speaker and explanation.I used Medicare for more than 10 years.This is the first time I understand Medicare systems throughly,and I am happy I had been doing right. Using the supplement plan.Thank you ❤

@MedigapSeminars

Жыл бұрын

thank you for your very kind words.

Thank you Mathew 💯

Well done. Thanks very much!

Thanks, Very helpful. Keep up the good work.

Thank you for sharing your knowledge

Very informative. Thank you in giving this video.

Great information! Very helpful!

Thank you. A person can never have to much info.

Just amazing! Easy to understand the subject that is not easy at all :) Thank you!

Thank You.

The presentations you provided, are informational & very helpful. Quite an education gor new enrollees Thank you!

Great job still tricky Thanks

Thank you

very informative thank you.

@MedigapSeminars

Жыл бұрын

Thank you Nemar. I am glad you found it helpful.

Excellent video, helps make it clear!

@MedigapSeminars

Жыл бұрын

Glad it helped!

Always informative. Thanks

@MedigapSeminars

Жыл бұрын

Thanks for watching!

Thank you for this great video and insights

Another excellent, informative video.

@MedigapSeminars

8 ай бұрын

thank you

Excellent information.

👍🏼👍🏼👍🏼Thank you, great video!! Especially in the supplemental Medicare coverage!! Helped me lots!!! I appreciate your time and information to us!! Blessings! 🙏🏼🥰

Thank you! This has been so helpful!!!!!!

As a Insurance Representative im just getting into this service to my Community- i learned many things / in Particular Advantages of Advantage Plans & Supplement plans. Didn’t know know that Supplement may be a best choice to add to the Original M.Plan

Excellent, thank you!

Thank God I got away from my Medicare advantage plan just recently and my new insurance will be starting November 1st 2022. A special enrollment with no questions asked for advantage people leaving to a supplemental g plan. However my monthly plan will be doubled near $400 a month until my birthday when I use the California Rule to once again enroll in a lower cost supplemental plan. Have used the California birthday rule once before.

Smartest Medicare commentary on KZread, outstanding job!

Love your videos

Great info. Thank you!

@MedigapSeminars

8 ай бұрын

Glad it was helpful!

Thanks God, I found your channel eventually. You explain everything in so easy way to understand all choices. It helps me and my husband to select the best one for us. Thank you. Take care.

Very helpful, especially your views on the 5 year outlook for Plan D.

@MedigapSeminars

Жыл бұрын

Glad you enjoyed it! I hope to make a separate video on my thoughts on Part D

Another awesome video. This is my fourth video of his and all have been very helpful. Plus their customer service is quick and helpful.

Thank you for taking your time to educate us. Study then apply-Study and Apply.

Thank you for the video. I am ready to apply for a supplement. I knew nothing about this but your information made understanding the process and choice easy.

Excellent video!! Found your section on Medicare's Future particularly interesting with all the talk these days about reducing the benefit.

@MedigapSeminars

Жыл бұрын

Awesome! Thank you!

I am 63 and I am listening.

I am learning so much about Medicare supplements, and the advantage plans. I am upset that I didn’t do my homework before I switched to this advantage plan. It sounded so good the way that introduced it.

Thank you for posting this video, Mr. Claassen. As a result, I subscribed to your channel and liked this video.

@MedigapSeminars

Жыл бұрын

Thank you

I currently have tricare overseas as my main insurer, when i turn 65 i believe i will take original medicare parts A and B mainly because i can keep tricare overseas while overseas and tricare says so. I have enough VA to use them for my drug care and keep those cost down, besides you said before that no supplemental plan will beat tricare

Great Job! You have studies Medicare well and in depth. You provide unbiased facts with understandable and impressive communication skills. Being a retired physician with MBA, MHA, MS in healthcare informatics I am planning on getting AHIP certification soon, in preparation to be medicare sales agent. I will like to see the gallery of your wonderful videos for prep to take AHIP certification examination. Will love your response! I will like to see all videos the will help me prepare for the AHIP test. Avi Deshmukh, MD, FACS, MBA, MHA, MHSM, MS

Thank you very much. I get mail and calls to switch to Medicare Advantage plan. I'm not going on the Advantage plan. I do have supplemental insurance. Before I got on Medicare, I watched your videos. I have helped many people not to fall in for the Advantage plan. Nothing is for free.

I'm a client. They just helped me solve a problem today! I fully recommend this excellent company.

@MedigapSeminars

Жыл бұрын

Thanks for sharing

Thanks for the information you give us. I will be going on Medicare next year. You have taught me a lot. I am working with one of your agents and she has been great. looking forward to working with your team.

@MedigapSeminars

Жыл бұрын

That's great Stanley. I have an awesome team. They make me proud!

Thank you for your very clear and honest explanation of this complicated topic. I want to ask this “ Is the medigap covers also plan A?

Your knowledge is outstanding. My wife and i have a very difficult situation that so far we are unable to get the proper answers to with certainty. How does someone get to talk to Matthew directly?? I have talked to your staff but did not get a reassuring feeling with the answers i was provided. The one thing we cannot do is make a mistake.

@MedigapSeminars

Жыл бұрын

Hi Wayne. All my staff is personal trained by me and I am 100% confident in them. I am also in the office with them. If there is a question they cannot answer, they bring it to me. I searched for "Wayne Bondy" and we have no record of you. Use this form to describe your situation and I will see it. medigapseminars.org/contact-us/

@MedigapSeminars

Жыл бұрын

@@Wayneman50 please use the contact us form I linked

@MedigapSeminars

Жыл бұрын

@@Wayneman50 Nope. All incoming and outgoing contact in any form is recorded. Nothing by those names, and Marcene is my most senior team member. She has been with me for many years. She is like family and comes to me whenever she doesn't know something, which is not often.

@MedigapSeminars

Жыл бұрын

@@Wayneman50 Got it - the name was not spelled correctly on our end. It made my searching futile. When a person has Medicare under age 65 they get a new enrollment period exactly the same as everyone else turning 65: medigapseminars.org/how-to-sign-up-for-medicare-and-when/

@kimdiedrich9712

8 ай бұрын

For sure, same here. Was told that not many people take Plan N, I want info not that.

For me, the most valuable piece of information in this particular video is that you don't have to enroll in Part B if you are still working and have credible health insurance coverage through your employer. Thank you for stressing that and what that means re. Medigap eligibility

Something that's really needed is more data about medicare advantage and supplemental plans. 1. Agents 1.a. How are they paid? 1.b. How much are they paid? 1.c. Who pays them? 2. Doctors, Hospitals and other providers 2.a. How are they paid? 2.b. How much are they paid? 2.c. Who pays them? 3. Supplement Plans 3.a. How are they paid? 3.b. How much are they paid? 3.c. Who pays them? 3.d. How are rate increases determined? 3.e. What regulates rate increases? 4. Advantage Plans 4.a. How are they paid? 4.b. How much are they paid? 4.c. Who pays them? 4.d. What are they negotiating when they create networks? Agreement to abide to pre-authorization? Lower fees? 4.e. How much control do they actually have i.e. could they not authorize a life saving procedure? If not, what regulates them. 4.f. How often do pre-authorization denials actually occur? Are there any regulations? This would be a good start to lifting the veil. All the complications seem to be present to give insurance providers the means to charge more.

Matthew, Thanks for a very succinct and honest video. I appreciate your slow reassuring tone and delivery, and might I add that I like your wit and asides in the YT shorts. Keep up the good work.

@MedigapSeminars

Жыл бұрын

Thank you Mark. I really appreciate your voicing support.

Thank you very much 😊 But I'm still a little confused, I will lesson again..!!

@MedigapSeminars

Жыл бұрын

It might help to watch the sister video to this that compliments the current video: medigapseminars.org/medicare-explained/

Great information! My husband and I just turned 60. And like many people, assumed Medicare was “Free”! Boy was I surprised to find out what it actually covers. $1600 deductible before it even starts to pay for in patient care. And no AOOP maximum!!! Very discouraging information. I have friends and family who worked in the Public Sector and they have these incredible health insurance plans the Private Sector would die for 🤦🏻‍♀️ Who knew Medical Insurance would sky rocket like it did in the past 15 years. I am confused regarding Medicare Part B. I read that you will be penalized if you sign up for Part B after you turn 65. I believe I read there is a 10% increase paid for every year past turning 65. Fortunately, I have a good 4 years to prepare for the best insurance plan for our needs. Thanks again for sharing!

@MedigapSeminars

Жыл бұрын

When you turn 65 you will need to either enroll in Medicare or have creditable group coverage through your or your spouses employment. Creditable coverage is health insurance with employers who have at least 20 employees. That coverage is seldom better than or lower cost than Medicare and a supplement. I think you might like this video: medigapseminars.org/medicare-maximum-out-of-pocket/

Awesome content. One important suggestion. I've looked a quite a few group Medicare Advantage plan benefit summaries. A large number of these plans include no or low prescription deductible and coverage through the gap. People leave these plans thinking that the individual "street" plans are the same. This can result in several thousand dollars more out of pocket. Also, the amount you pay for Part D drugs does not count towards your Maximum Out of Pocket.

@MedigapSeminars

Жыл бұрын

You are correct about the max out of pocket. Part D is separate and has no maximum at this time. But the Part D experience varies greatly depending on the plan and geographic region. A Medicare Advantage Prescription Drug Plan (MAPD) is simply a Medicare Advantage Plan a with a bundled but separate Part D. I have the ability to pull up Stand Alone Part D plans and compare them to drug plans bundled with Part D - everywhere in the US. I find on average they are the same. There are specific situations that can impact the prices one way or another, but on average the same. They are required to be, by law.

@tedroybal5231

Жыл бұрын

I am focusing on group Medicare Advantage plans with drug coverage. Part D is not separate, hence the MAPD designation.

Great Video, I turn 65 next September, I will call your company after I get my Medicare card.

@MedigapSeminars

Жыл бұрын

My son is Navy Corpsman hoping to see combat. I guess many do, until they do. I look forward to hearing from you next year.

@MedigapSeminars

Жыл бұрын

@@butalina Thank you. I know and as a Dad, I don't want him in harms way. The navy corpsman is the medic for Marines and, if qualified, the SEALS. But it really doesn't matter what service. When you call in - remind the team member of this conversation and ask to speak with me for a moment. I would like that.

Would you please do a video comparing plan N and high deductible plan G. I'm having a hard time deciding between them. Plan G premiums are out of my price range.

@MedigapSeminars

Жыл бұрын

I have: medigapseminars.org/medicare-high-deductible-plan-g-and-plan-f-updates/ It shows how you use the Part A deductible to evaluate the HD vs Plan N (full coverage). By the way, the HD plan is very vulnerable to inflation Call us, we can walk you through the analysis. 800-847-9680

Sir, you are great. While your competitors mostly ONLY mention "threats" but DOES NOT discuss unless we register with them to losten to the full discussion. You on one hand, RIGHT OFF explain the basic medicare facts clearly, simply, and with realistic examples and helpful visual aids. Very organized! I hope to get in touch! 😊

@mariabien-flowers8752

9 ай бұрын

Thank you for generously sharing your valuable acumen and orecious experiences. Much appreciated

@MedigapSeminars

9 ай бұрын

@@mariabien-flowers8752 You are welcome. I have several recent and upcoming videos I am sure you will enjoy. And I look forward to hearing from you. Have you seen this one? kzread.info/dash/bejne/l5yTtKijd9O8n5c.htmlsi=_J5CuGx-yu57oX21

Thank you for the valuable information! I turned 65 on March 3, 2023. I did not enroll in Medicare because my wife (64) still works for a large company and we have insurance through her employer. If we enroll in Medicare during her Initial Enrollment Period, am I subject to health underwriting for a supplement plan since I missed my IEP? If we wait until she retires to enroll in Medicare (during the Special Enrollment Period), will we be subject to health underwriting for a supplement plan?

@MedigapSeminars

8 ай бұрын

You are very welcome. Medical underwriting for a supplement is based on when you started part B. Your Medicare supplement initial enrollment. Period is the first 180 days of Medicare part B coverage. Your age doesn’t matter.

I have watched your show for years and have gathered great information from it. ONE important question/comment: My plan N is priced by where I live. Do I have to re-qualify if I move and want to stay with the same insurance company? If so, how does this help me 25 years from now?

@MedigapSeminars

Жыл бұрын

Your Medicare supplement is your as long as you pay the premium. No one can take it away from you or change the benefits. It’s good everywhere in the US

HI MATT really enjoy watching you. What insurance company is BETTER and doesn't gouge you after a year in Premiums FOR NEVADA?? AETNA OR UNITED HEALTH INSURANCE

My older brother has one and he’s paying out almost 500 bucks a month for this plan I have A an B and that’s fine for me right now

@MedigapSeminars

Жыл бұрын

The choice of insurance company is the most important determinant of price. Perhaps he should shop - we can likely help lower his cost. 800-847-9680

For some people budget has to be the primary consideration because they can’t come up with the monthly payment. If they do have medical expenses they can often pay them off slowly with payment plans. I know quite a few people in this category. I also know a number of people who didn’t know about supplement plans before signing up for a MA plan. I know one person who is planning on signing up for employee retirement insurance because the the prescription drug plan is much much better.

@MedigapSeminars

Жыл бұрын

I understand and have seen that all myself

I have Medicare advantage plan for three years now and I haven’t had any problems at all! I have no copay with my MD visits and most of my prescribed prescriptions are covered without copay! The only prescription drug I need copay is Farxiga! My question is I have Tricare for life and where does it fit in when I need it? Thanks!

@MedigapSeminars

Жыл бұрын

You should NOT have a Medicare Advantage Plan with Tricare For Life. PLEASE watch this video - someone did you wrong. kzread.info/dash/bejne/c4uKptJ-ZKbXfqw.html

By the time you are taking ten medications like I am, you better hope you picked the right supplemental plan because switching is hardly an option.

Three questions: (1) If original Medicare is not for profit then why doesn't the government just make A and B free with 100% coverage at least for low income seniors? (2) Or why doesn't the government make part A and B free with the option of buying a supplement plan? (3) What could a medical provider do if a low income senior just doesn't pay their out of pocket for medical services anyway? I think I can answer the last one. Not much. Creditors can't touch retirement income so seniors are pretty much judgement proof. Also, maybe you could make a video on the importance of seeking a medical provider who not only accepts Medicare but also Medicare assignment. Its my understanding that if a provider only accepts Medicare but not Medicare assignment, they can charge their normal pricing and if you don't have a gap plan, your 20% of that higher pricing will be significantly higher than would be with a doctor who accepts assignment.

@fixitright9709

Жыл бұрын

You got some good points there I'm turning 65 July and this whole thing is just got me pulling my hair out, but to answer your question the out-of-pocket cost are all designed to keep you from going to the doctor, that's all it is, in another word if you got a good income you can afford a way around it, low income seniors are being trampled under foot.

Hi Matthew. Another great video. I plan to contact your company in a few months. A suggestion on your video presentation. Skip the 2nd camera view. It adds nothing. I personally find it distracting. Too much switching back and forth. Using one camera will also make your editing process easier. Look me in the eye when you're talking to me. :)

@MedigapSeminars

Жыл бұрын

Noted! Unfortunately, it increases the time people watch the video. Most people get bored easily when the are just looking at a talking head that doesn't move.

Also, PERS, the agency managing CA State retirees benefits, tries to default you into their own Advantage Plan, not only private agents.

@MedigapSeminars

Жыл бұрын

There is $ in Advantage Plans. Too much money. Too much money results in corruption.

What is my monthly payment if I add Part G + dentist and drugs?

I'm 63 and starting my Medicare research now. Would you be able to provide guidance at my age? I have less than two years before I make a decision. I am concerned I won't pick the right plan for myself

Is it allowed to change from medigap supplement to another medigap supplement insurance during the open enrollment period or it needs medical underwriting in California

@MedigapSeminars

9 ай бұрын

Everywhere in the US you can change Medicare supplement Plans any day of the year, 365-days a year as long as you qualify medically. In California you have a Birthday Rule that allows you to change to a like plan or lesser coverage without underwriting in the 90-days around your birthday. medigapseminars.org/contact-us/

I really appreciate your videos. Question -you mention “While an inpatient in a hospital, Medicare Part A covers your semi-private room, medications, nursing care, durable equipment and most physician services.” We are considering Medigap Plan N-concerned about excess charges from physician services while an inpatient. Can any physician visits/services be coded under Medicare Part B while I am an inpatient?

@MedigapSeminars

8 ай бұрын

Physician services of resident doctors and other medical employees of the hospital can be covered by Part A. Other doctor services can be billed as Part B. If you are concerned about Excess Charges you need to my recent video "Excess Charges R Dead!" kzread.info/dash/bejne/l5yTtKijd9O8n5c.html

With part G would I also need part D for prescriptions?

@MedigapSeminars

11 ай бұрын

yes, absolutely. partdshopper.com/

Are you hiring new agents in PA?😊Thank you.

@MedigapSeminars

Жыл бұрын

All my agents are employees and work in my office in South Florida. That way I am always available for help / questions and maintain quality control.

do you do in person seminars in VA??

@MedigapSeminars

Жыл бұрын

No, too long a trip from S FL. I used to. i lived in N VA for most of my adult life. Now our work is across the US by phone and computer.

I am confused on the Supplement Plan deductible , is that the same as Medicare Part B deductible?

@MedigapSeminars

Жыл бұрын

Hi Roger. Think of it this way; supplement Plan G and Plan N do not have a deductible. They simply do not insure you against the Medicare Part B deductible. So with those supplements ( and all but the Medigap Plan F and Plan C) you will be obligated to pay the Part B deductible. I hope that helps. :-) If so, please like this comment. You can also call my office. We will help - at no cost. 800-847-9680

@gloriataruc8371

Жыл бұрын

Also if you have advantage plans does it mean you still have to get supplemental plan like ke F or G or N? And if you have Tricare for life do you still have to get those supplemental plans? It’s never addressed to all those KZread seminars as you guys call it!

@MaryBethMcCoy

Жыл бұрын

@@gloriataruc8371 You cannot have both a supplemental plan (F, G or N) and an Advantage plan at the same time. You have to pick either one or the other. If you have Tricare for Life you do not need to have any supplement plan.

Your information seems , objective, honest and to the point, thanks 🙏. My question is that although my husband had traditionalMedicare and supplementary from my job (from NY), many doctors here claimed that they didn’t get paid by the supplemental insurance. So we ended up paying the 20% anyway. My beloved passed away recently, but I am almost 65, and feel tempted to join a Medicare Advantage.

Still don’t understand Medicare and all the Medical Insurances! This is the situations ! I thought I don’t pay Medicare premiums, since became 65 because I’m insured under Federal Government paying premiums and I’m insured partially under spouse Tricare for Life for retired Army n partially insured under myself VA! What is the correct coverage! We inquired both sides, Medicare, Tricare VA n HMSA…No One really able to explained clearly. Which is correct insurance n premiums I should be paying! Instead of paying double … Thank you

@MedigapSeminars

Жыл бұрын

medigapseminars.org/how-medicare-works-with-tricare-for-life/ this video will answer all those questions.

When I retired, I chose a supplement plan but just last year I switch to the advantage plan, and I truly hate it. Can I go back to the supplement plan or choose a new supplement plan?

@jdenino6022

9 ай бұрын

I think that you have 12 months to decide to go back to your supplement plan. You need to hurry and reapply back to your supplemental plan if it’s been under 12 months. That’s what I read, you should verify this by calling your supplemental plan that you had before. Or call a trusted broker.

I was told either Medicare or employer coverage not both.

Are you able to cancel an advantage plan and go back to original medicare?

I would never give up I would add a supplement

The 2022 IG Report link links to the same 2018 IG Report as the 2018 IG Report link, not the 2022 IG Report..

@MedigapSeminars

Жыл бұрын

Thanks. I can fix that tomorrow. In the meantime you can find both here: medigapseminars.org/resources/

Walt! If Advantage plans are not part of original Medicare, then why would you still pay Medicare Part B premium? Please check your recording.

@MedigapSeminars

Жыл бұрын

Because that's the rule. Your Part B is no longer active, but the premium is paid so that if you quit the Advantage Plan, your Part B starts immediately and seamlessly.

What 2 states are excluded from this?

@MedigapSeminars

Жыл бұрын

Can you be more specific. MA, WI and Mn opted out of standardized Medicare supplement plans. Not sure exactly what you are referring to.

I want to cancel my Medicare Advantage plan and use my Original Medicare. How to do it.

@MedigapSeminars

8 ай бұрын

If you do not want a supplement, simply apply for a stand alone Part D plan partdshopper.com/ and Medicare will notify your Advantage plan not to renew. If you want a supplement, medigapseminars.org/contact-us/ let us help you apply and make certain you are approved first, before canceling your Advantage plan

so you can see a doctor in a foreign country if they accept the original medicare?

Do you handle New Jersey applicants

@MedigapSeminars

3 ай бұрын

yes, of course 800-847-9680

I hat medigap plan f hd, is it still available?

@MedigapSeminars

Жыл бұрын

It is available if you were eligible for Medicare prior to 2020. But is is not a good value. Plan G voers everything except the Part B deductible ($233) but is $300 to $600 less per year.

BUT,i thought part A sign up was almost ?? required,turning 65

@MedigapSeminars

11 ай бұрын

If your Part A is already paid for through previous payroll taxes, there is no late enrollment penalty. you own it. If you end up in a hospital after your initial enrollment period , you can enroll in Part A and it will start 6-months retroactive in order to cover all your inpatient bills.

@thankswillie

11 ай бұрын

@@MedigapSeminars thank you,i was misinformed,but no harm,no foul?...i think,whater that means

I made the mistake you spoke of at the 21 minute mark 😔😔

Yes I’m happier😂

No matter who explains this it becomes more and more complicated.

@MedigapSeminars

8 ай бұрын

Sad to hear that.

G,n,f

This is all silly because neither the healthcare provider, the insurance provider, or these training videos will give you a real number to base your decision on. i.e.: BCBS typically send me a statement saying they paid the doctor $170 for a visit, and my copay is $30. Why can't anyone on thois planet tell me how this compares to what Medicare will pay?

Why does Nikki Haley push Advantage?

@MedigapSeminars

9 ай бұрын

Every person and entity I know that pushes Advantage plans does so for $. There is a lot of money in Advantage plans. Government pays the Advantage more than they they need ---> Advantage Plans use the excess to bonus agents, doctors, and lobby government officials ---> who then promote Advantage Plans

Still working and not ready to retire completely..., but I am appreciative of all this information!!! I am definitely wiser on my choice's and understanding of it! Thank you!!

This is an excellent video and very informative!

@MedigapSeminars

Жыл бұрын

Glad it was helpful! Thank you