Raymond La

Raymond La

Hey! I'm Raymond and I help you maximize the value from your credit cards!

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  • @faith7428
    @faith74282 сағат бұрын

    I’ve read every comment Now the abbreviations and combinations have confused me a little… I was convinced with Raymonds Portfolio but now I’m not so sure 🙏

  • @faith7428
    @faith74282 сағат бұрын

    Do the top 300 companies change at any time if they were to for example collapse or close down? Thank you

  • @ozmeks86
    @ozmeks863 сағат бұрын

    aust stock exchange worth investing in? or just doing it for diversifications sake?

  • @holycow3355
    @holycow33558 сағат бұрын

    IVV fee 0.04% and better performance than VGS, concern I have is Blackrock as safe as Vanguard, last thing I want is to lose life savings ?!

  • @charan7743
    @charan774315 сағат бұрын

    Etoro, stake, moomo which platform is best to invest in Australia

  • @DanielHickey-r5e
    @DanielHickey-r5e17 сағат бұрын

    how can i set up like small amounts say 20 per day for vas or vgs isnt vanguard minium 200 ,,,,what broker to use would be best

  • @YoureInMySpotFBPAGE
    @YoureInMySpotFBPAGE19 сағат бұрын

    is it true you can sign up to sign-up bonus offer again after closing the CC for 18 months?

  • @Kennas
    @Kennas19 сағат бұрын

    Hey Raymond, just a small correction as I'm an Icy white holder: on the highest tiers (icy white/rose gold/obsidian) there is no 3% foreign transaction fees and because CDC conversions without this are the xe rate it's an awesome card to travel with and use for any international transaction. I haven't found any other cards even remotely close to these rates. Good video as always :)

  • @_Anson_Chan_
    @_Anson_Chan_20 сағат бұрын

    Can you please do a video comparison on the best crypto exchanges in Australia. I know a lot of Australian banks are blocking transfers to crypto exchanges now. Would be useful to have a comparision on the fees, bank friendliness, and spreads of different exchanges.

  • @ChristianDrewStephenson
    @ChristianDrewStephenson20 сағат бұрын

    Watching the crypto market's ups and downs shows how quickly things can change. In crypto, strategic, informed trading isn't a choice; it's a must. Remember, caution is as crucial as ambition here. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 1Biitcoin to a decent 4Biitcoin... I'm especially grateful to Randy Gilbert, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape..

  • @watbest
    @watbest20 сағат бұрын

    This is a useful information. How do I reach your Mentor?

  • @ChristianDrewStephenson
    @ChristianDrewStephenson20 сағат бұрын

    On TE LEG R A M,

  • @ChristianDrewStephenson
    @ChristianDrewStephenson20 сағат бұрын

    @Randy3600

  • @watbest
    @watbest20 сағат бұрын

    Thank you, I will reach him right away.

  • @deanstyles2567
    @deanstyles256720 сағат бұрын

    Don't you mean Telescam?

  • @deanstyles2567
    @deanstyles256721 сағат бұрын

    Because exchange specific tokens worked so well for FTX. I'll pass 🙂

  • @Kennas
    @Kennas19 сағат бұрын

    Totally understand haha - I'm holding the icy white card but I've got a lot of trust in CDC especially after they lowered rates before everyone else > everyone left CDC > everyone who left got scammed from celcius, blockFi, Anker, or FTX and everyone still with CDC are (mostly) happy campers

  • @NathanKlaus38
    @NathanKlaus3821 сағат бұрын

    Great testimony, as always. I appreciate the no-nonsense approach you take to the news and the markets. A lot has changed and that's about it ,but the truth is that I don't even care much about the bull or bear market anymore because Nathalie covered me while I'm living comfortably.20k 30k every week and I'm still counting thanks to her<....

  • @sleepysumm
    @sleepysummКүн бұрын

    Very informative video with lots of useful info Thanks Raymond!

  • @scoz116
    @scoz1162 күн бұрын

    Great video. Was trying to learn more about superannuation and this video is a good wake up call to look into my super. I was told self-managed was very dangerous and that I could lose all my money. I wonder if you can split your portfolio, part of it managed by the fund manager and part managed by yourself (despite statistics showing fund managers can't beat index, I think it's the peace of mind feeling there is an 'expert' managing your fund). Also, I wonder if there is any tax-sheltered option (like the US Roth IRA or Canada TFSA) to invest. Would love to see a video like this. Thanks.

  • @djand007
    @djand0072 күн бұрын

    Upper middle class & Upperclass is also the brackets where the employment situations can be blurry & you’ll find unregistered & unlicensed local pharmaceutical & medicinal suppliers, white collar law evaders, life long trickers of tax &or individuals & people gifted loopholes from family & associates

  • @djand007
    @djand0072 күн бұрын

    Then there’s a whole unclassified class above the upperclass which is where you basically find all the individuals who live outside the laws & otherwise go through life basically able to do as they please, or what people call the elites. These are the pedos, bankers (as in owners of), former government pets of mentioned, & extremely successful white collar criminals for all prior mentioned 👹

  • @victoriacullen6997
    @victoriacullen69972 күн бұрын

    That spreadsheet is amazing, thank you Raymond!!

  • @gregbaxter2066
    @gregbaxter20662 күн бұрын

    Hi, I just tried to use Method 3. Found flights on the BA site. Rang Qantas and quoted those flights but was told categorically that they couldn't book flights for another carrier and I would have to ring BA instead. The problem is if I try to book them with BA there is no option to enter my Qantas points, I just get an error saying I have no BA points. Has anyone else hit this same issue recently?

  • @johnwu3593
    @johnwu35933 күн бұрын

    Why is bro silent on crypto

  • @MuzzaC
    @MuzzaC3 күн бұрын

    I've watched so many of your videos now and subscribed to your blog, reading all the posts about cards, and have totally overwhelmed myself hahaha. Great content though, I'm just finding it so hard to choose where to start

  • @AbhiIndia-il4np
    @AbhiIndia-il4np3 күн бұрын

    My Super fund is taking out more fees than returns! Could you please make a detailed video on best super funds in Australia? Much Love!

  • @sunken1916
    @sunken19164 күн бұрын

    Singapore airline no longer the most valuable ones anymore, they increased the rate from 2-1 to 3-1 from last year

  • @michalsukovsky9670
    @michalsukovsky96705 күн бұрын

    what is the best travel card with a high bonus at the moment? or where to research? Thanks Raymond

  • @scottchow6772
    @scottchow67726 күн бұрын

    What is the best way to find rewards seats? I try a few dates range but it doesn’t show any rewards seats. I went to Singapore Airline website and simply look for a dates with “Saver”, but it doesn’t show as rewards in Virgin Air. Am I missing something here?

  • @sanjogbaniya2020
    @sanjogbaniya20206 күн бұрын

    Which platform charge less while investing

  • @raymondla
    @raymondla5 күн бұрын

    Hey mate I personally use Moomoo now but there are plenty of other low cost brokers that you can choose which include Stake or CMC. Perhaps check out a video I did recently regarding my broker of choice - kzread.info/dash/bejne/pIygy7yMgsjRj7A.html

  • @yitfoong126
    @yitfoong1266 күн бұрын

    Tax. Thanks for the simple and clear explanation.

  • @eric-u
    @eric-u6 күн бұрын

    Why the screengrab shows stake when you're with aus super? I thought this is a video on stake smsf!! Click bait!

  • @eric-u
    @eric-u6 күн бұрын

    Moving it to international shares! Much better return than high growth.

  • @owenhines2736
    @owenhines27366 күн бұрын

    Apples

  • @hotrandacduy3340
    @hotrandacduy33407 күн бұрын

    bro is this app legit, i deposited 500 and get 40$ cashback sth as they say not received the money just yet

  • @ozisharks2443
    @ozisharks24437 күн бұрын

    Thanks Raymond - Im keen to setup a VAS/VGS portfolio - what is the best tool to do this with?

  • @raymondla
    @raymondla5 күн бұрын

    Hey mate - you'd need a brokerage platform to get started with this. You can check out a video I did recently about this - kzread.info/dash/bejne/pIygy7yMgsjRj7A.html

  • @AbhiIndia-il4np
    @AbhiIndia-il4np7 күн бұрын

    Could you please make video on paying rent with credit card?

  • @karlmacapagal8655
    @karlmacapagal86557 күн бұрын

    Can i buy ETFs from Stake or should I buy directly from Vanguard website?

  • @raymondla
    @raymondla5 күн бұрын

    You can definitely use Stake, not sure what you mean by Vanguard's website as you can't purchase it through that unless you're talking about Vanguard Personal Investor.

  • @_n_d_
    @_n_d_7 күн бұрын

    Greta video Raymond. I've just switched banks and opened a HISA which earns me 5.5%pa after only recently realising my old bank was only paying 2.35%pa. I'm also looking into ETFs but still trying to learn more about them and which ones to buy etc.

  • @foochtube
    @foochtube7 күн бұрын

    Hey, where's the spready at?

  • @raymondla
    @raymondla7 күн бұрын

    I've updated the description with the link apologies!

  • @hungryb4dinner
    @hungryb4dinner7 күн бұрын

    LOL money in red pocket

  • @raymondla
    @raymondla7 күн бұрын

    😂😂

  • @user-es1qd5rd6o
    @user-es1qd5rd6o7 күн бұрын

    Hi Raymond, which one is the link for the excel spreadsheet?

  • @raymondla
    @raymondla7 күн бұрын

    I've updated the description with the link apologies!

  • @bkram1
    @bkram17 күн бұрын

    Thanks Raymond - quality content!

  • @raymondla
    @raymondla7 күн бұрын

    Glad you enjoyed it

  • @albysschoolofmusic2885
    @albysschoolofmusic28857 күн бұрын

    Glad you acknowledge Dave Ramsey snowball method in this video. Also glad that you encourage people to pay off debt, especially their credit card, and build better habits. Nice work.

  • @raymondla
    @raymondla5 күн бұрын

    I appreciate that! There's no point investing if you're paying $100s worth of interest

  • @twoworldsapart
    @twoworldsapart7 күн бұрын

    Great content! Absolutely love it. ❤ I've been listening to Dave Ramsey for a while now and wished someone made similar content for Australians. Could you make some content comparing the 401k option he constantly talks about to any similar options available for Australians.

  • @albysschoolofmusic2885
    @albysschoolofmusic28857 күн бұрын

    Love Dave Ramsey also. When he talks about 401k options, it refers to their superannuation as they don't have it automatically paid in the states like we do. For example when he speaks about the 'match', it's because when they put in their 401k option, their employer also adds to it as a contribution. A bit like 'salary sacrificing' for us here where we can add additional payments to our super up to $30,000 this financial year (including our employers contributions) for a tax benefit.

  • @raymondla
    @raymondla5 күн бұрын

    Hey mate appreciate that feedback, I have a playlist on superannuation (which is our equivalent of a 401k) which you can check out here - kzread.info/head/PLEOAm-2VrjywLF37LJOqkRQXHR-wFhSiQ

  • @williamwhite5867
    @williamwhite58677 күн бұрын

    Thanks for the helpful content! Where can I find the spreadsheet download link?

  • @raymondla
    @raymondla7 күн бұрын

    I've updated the description with the link apologies!

  • @speakupmate8409
    @speakupmate84097 күн бұрын

    Love the content mate. Keep it up!

  • @raymondla
    @raymondla7 күн бұрын

    Glad you enjoy it!

  • @kimsouryoeun3702
    @kimsouryoeun37028 күн бұрын

    Hey,Raymond. I’m currently using Western union to pay suppliers from overseas. Looking for a good credit card for cash back. Any recommendations? Thanks

  • @danielazurduy2005
    @danielazurduy20058 күн бұрын

    Can I transfer 2000 each month and then get ir back into my account to do the same every month? for HomeME

  • @06501026fewa
    @06501026fewa8 күн бұрын

    Powerful❤ listening from Brisbane .. waiting for the release ❤️👊🏽🔥🔥🔥💯

  • @cashmerecaveman
    @cashmerecaveman8 күн бұрын

    Say credit card again.

  • @TheGur00
    @TheGur009 күн бұрын

    Gold

  • @gulbakht8732
    @gulbakht87329 күн бұрын

    Next month I'm going back to austrailia and came to my religion country and going back, before going to singapore on three ways to get there we were sent in economy but confirmed business we discussed this with qantas by calling them on the phone so this might work thank you

  • @cynicallyyours61
    @cynicallyyours619 күн бұрын

    I wish people would stop with the class classification when it comes to how much someone earns and what their net worth is. We now use low income, middle income, and high income. Its less derogatory towards the people who aren't the Joneses. Even working class, Blue Collar, and White Collar are far less degrading. Net Worth means squat if you are in debt up to your eyeballs. You could be earning $250K and have a $1mil debt which means you are broke, just as broke as any low income person. Only we don't have debt because we aren't that stupid

  • @snowwolf4148
    @snowwolf41489 күн бұрын

    Isn’t the welcome bonus for new members only?

  • @hairypawter8475
    @hairypawter847510 күн бұрын

    The British airways method is down, not sure if its permanent but doesnt work for me :(