Tells millions of people on the radio, before she tells her husband...

@Tunechi65

4 ай бұрын

Hilarious😂😂😂

@jenniferpearce1052

4 ай бұрын

It's easier to say things to people who don't know you and don't care. You're not disappointing strangers.

@Moodytvllc

4 ай бұрын

😂😂😂😂😂😂 perfect

She didn't learn a thing from screwing up before, and she's not learning anything again. Hiding stuff from her hubby is ridiculous!!

@GMAMEC

4 ай бұрын

This was my thought. If she gets out of this debt (HELOC, selling home, bankruptcy etc.), she will do it again.

I tell my son to check for financial compatibility when he is considering a wife. He is a saver that doesn't carry debt. He doesn't need to be dragged into bankruptcy by an out of control spender.

She doesn’t want to tell him because she knows she already messed up before. Her marriage will be over after this and it’s her fault totally…

@FTG2Eli

4 ай бұрын

Just might be..................

@lifestream4191

4 ай бұрын

Well, it’s gonna come out one way or the other. Looks like she’s cornered.

@SpoonHurler

4 ай бұрын

As Dr. John would say, the marriage as they both know it IS already over... They gotta build something new... Together or alone but they both are deeply in debt as far as the law sees it. If she does go to the grave with it, he could still be liable for a lot of it.

@Galworld761

4 ай бұрын

He can’t divorce. He will owe half the $85k.

@wxman2003

4 ай бұрын

She would come out better off with a divorce compared to her poor husband. He will assume half that $85 debt. She will assume $43,000, but get half of the equity in the house and whatever else they have in 401's, etc that he put all the money into. The poor sod will lose half of everything, while this gold digger gains half of everything.

Imagine your spouse hides things like this from you. Especially when her husband seems like he is a provider, she only pays her car note and her cell phone. This is definitely betrayal.

@matshepherd118

4 ай бұрын

If you’re a beta enough “man” to have separate accounts then you kinda deserve this. Women are irrational and need to be lead by their husbands.

@bobmcdoggish9659

4 ай бұрын

My brother's wife did the exact same thing. All the debts and the third mortgage were revealed when she passed away.

@christinebutler7630

4 ай бұрын

If he has any sense at all he will divorce her lying azz.

Well that's a WHOLE lot of financial infidelity...and she's done it twice.

@M22Research

4 ай бұрын

That is the painful truth. That he does not yet know, does not make it untrue.

@listerinr

4 ай бұрын

Once a cheater, always a cheater

@TonyCox1351

4 ай бұрын

If my wife spent $800 and hid it from me, I’d be livid. If she spent $8000, I’d be contemplating divorce. We’d need a lot of couples therapy. $80,000? I’d rather she just cheat on me lol

@lukemadasz1186

4 ай бұрын

I didn't know John Deloney got to add to scripture. Must be nice

@Julies-in-a-mood

4 ай бұрын

She’s not going to tell him

She’s done. And single 😂

@bentonja668

4 ай бұрын

Divorced. Not single

@alberttang6955

4 ай бұрын

Divorced. But receiving child support and alimony, plus half of the remaining assets.

@HereKittyKitty92

4 ай бұрын

@@alberttang6955 She said her children are grown so she won't be receiving child support.

@gretalukoseviciute2058

4 ай бұрын

Where are they now

@HereKittyKitty92

4 ай бұрын

@@gretalukoseviciute2058 This aired 8 days ago. I would be suprised if she even told him yet

Who else thought she was going to say she was 85 years old?😂

@BrianErwin

4 ай бұрын

😂 i immediately thought she sounded young for 85

@KH-lk9rn

4 ай бұрын

Pretty sure the stress aged her to that point

@cbbone

4 ай бұрын

Weird part was that she said that she's 50, and she's been married 35 years....Sounds like the marriage started off a bit early...

@breevestal

4 ай бұрын

YES! Her husband has a chance to start over without her at that age.

@alanhumphrey6613

4 ай бұрын

Me 😂😂😂😂

She’s not close to doing anything to stop this cycle. Spending is not an identity or a profession. It’s just a behavior. Going around saying “I’m a spender “ is a way of saying that you don’t have any restraint or judgment. He doesn’t help to define yourself that way, it’s a subtle way of avoiding responsibility for your actions. She definitely describes her reasons for spending in benevolent terms. As if she’s the hero of the story. She mentioned that she had done this once before. Reading between the lines, I think the implication is that she thinks he’s going to end the marriage when he finds out what she’s done. Maybe he even told her that last time. She does not intend to let him know.the point of the call was to ask for a solution that did not involve that.

There's a decent chance he knows something's up. Probably expects her to be mentally ill or cheating, but she shows that she doesn't want him to know so he doesn't ask and it boils in both of them. It's the worst, don't lie to your spouse!

@frankish5314

4 ай бұрын

Exactly he was a fool, or simply didn't care.. Probably both!

"He's a saver and I'm a spender" She wasn't just spending, she was trying to make people happy with money and gifts and whatever else. It sounds like she was trying to be outrageously generous without having the money to back that up.

An overdrawn account from just paying the minimums. ¡Ay carumba! I gained 10 lbs of goosebumps hearing that.

Imagine charging 85k then being like "door dash will solve this."

@eleo_b

4 ай бұрын

Door dashing for the minimum payment on something

@hollyb6885

3 ай бұрын

And not jus Door Dash but Door Dash in a rural area.

Building a relationship on lies always ends greeaaatttttt............

@DudeMuscle

4 ай бұрын

Oh yeah yeah

85 grand and making minimum payments. She won't live long enough to pay it off.

Wow if she tells him she out and i think she knows that

She sounds like a real winner. Her husband is her cash cow.

@raymond_sycamore

4 ай бұрын

Happy wife, destroyed life!

@djpuplex

4 ай бұрын

Human ATM.

@karlabritfeld7104

4 ай бұрын

He's a fool

@michaeltewes7833

4 ай бұрын

She didn't us the word "NO" enough

Only reason I’d say part of the blame is on the husband is for not learning the first time to be fully engaged in the finances. And as for her….She’s done it twice and she still doesn’t want to be honest with her husband which tells me she doesn’t truly want to change. Husband deserves better. He needs to walk away from this marriage and let her figure it out on her own.

@ryanlemmers5300

4 ай бұрын

Too bad divorce courts so heavily favor women. He’ll end up having to write her a check for everything he saved

This hour of the Dave Ramsey show has been sponsored by Knorr's Rice and Beans and Knorr's Beans and Rice. Providing delicious debt free meals since 1838

This is how this will play out: She will try to hide it. He will find out. He will divorce her. She'll take half of *his* assets in the divorce. Instead of paying off her debts with half of his assets, she will spend it all within a year.

@thefirespectrum

4 ай бұрын

Sometimes you have to take a big loss to get away from a liability that will cost you more in the long run. She is one of those liabilities. Sounds like half his money will be a bargain compared to staying with her.

@snowpz

4 ай бұрын

It should really be THEIR assets anyway. I'm not blaming him but they should have shared money from the start and he should have had a say in everything she spent. I feel for him though. I don't blame him if he doesn't help her pay it off and divorces her, that's a big breach of trust. But she likely has underlying issues causing this.

@georgewagner7787

4 ай бұрын

She needs therapy

@blaze-tz7nf

4 ай бұрын

​@snowpz , I'm guessing you missed the part where it was their assets and her habits drove them to bankruptcy. So then they split their money. It really should have been, he manages the money and gives her envelopes of cash for the things she needs by the sound of things.

@snowpz

4 ай бұрын

I'm talking about their finances... They split finances and keep their own money. That shouldn't be a thing. @@blaze-tz7nf

Kinda makes me wonder what else she's been hiding from her husband. I highly doubt that's the only secret.

She flat out committed financial infidelity to the tune of 85k. I love how no one forgives a physical cheater if they only admit to it once they are caught, yet she only came to this conclusion because she had nothing left to pay the minimums with. This is just as harmful and painful to a partner as full on adultery and let’s treat it as serious as it is. She’s a liar. She’s not a victim. She needs to be held accountable and do the work.

@RebeccawalkswithChrist12

4 ай бұрын

Lying is bad. But lying about having a debt is nowhere near as serious as cheating dude.

@penguin12902

4 ай бұрын

@@RebeccawalkswithChrist12 Lying about the debt is way worse than cheating. At least if she cheated he can leave her and they just split assets and move on with their lives. With this he's going to get stuck paying half her debt and it's going to erase decades of his hard work, busting his butt to pay off that mortgage. He's basically wasted his entire life "providing" for this person who was stabbing him in the back the entire time.

@RebeccawalkswithChrist12

4 ай бұрын

@@penguin12902 Wedding vows are for richer or for poorer. Not through infidelity. And I'm pretty sure she said they keep the finances separate anyway. So no he wouldn't get stuck with the debt?? Cheating a huge betrayal not to mention risky with STDs etc. This debt can be solved just with behaviour changes and doing the Dave ramsay program. If she's willing to change her spending habits, which it sounds like she is and is pretty adamant she wants to get out of this mess herself. It's not unfixable at all. The problem lies when she isn't willing to change.

@susanedghill609

4 ай бұрын

@@penguin12902 I believe it is not a case of which is worse .... but the fact that the trust has gone (this is twice now) and he will always wonder whether she is spending again once this is cleared up...

@RebeccawalkswithChrist12

4 ай бұрын

​@@penguin12902 Wedding vows are for richer or for poorer. Not through infidelity. And I'm pretty sure she said they keep the finances separate anyway. So no he wouldn't get stuck with the debt?? Cheating a huge betrayal not to mention risky with STDs etc. This debt can be solved just with behaviour changes and doing the Dave ramsay program. If she's willing to change her spending habits, which it sounds like she is and is pretty adamant she wants to get out of this mess herself. It's not unfixable at all. The problem lies in if she wasn't willing to change.

Curious George still finds a way to blame the husband.

@KH9th

4 ай бұрын

That was crazy and one hell of a reach.

@frankish5314

4 ай бұрын

Well he was naive in the extreme.. He KNEW FULL WELL what she was all about but he chose to just let her do it.. Yeah I think he owns a piece of this! I made a note above, but when my Wife had an overdraft fee for the third time.. That was it, no more separate checking accounts, how did I know?.. Because I checked HER account regularly knowing that this was not a priority for her and she wouldn't do it.

@jimmymcgill6778

4 ай бұрын

@@frankish5314 She hid it from him. How would he know then?

@roman2237

4 ай бұрын

Curious George 😂 SWANG

@maryt7468

4 ай бұрын

Eh, I monitor both of our credit reports. and my husband has never done anything behind my back financially like this. You better believe that if he had gotten into a position of bankruptcy at any point in our relationship, I would be watching that shit like a hawk.

She can't help it--she's "Buy-Polar".

@bestbudsourchannel4807

4 ай бұрын

That's great!😂

@patriciaalbertson5183

4 ай бұрын

Oh No, maybe I shouldn't laugh, but I did.... 😅😅😅

@tryingtowalkthepath683

3 ай бұрын

......uuuuuuuuuuuuuuuuugh!

@MsSowhat44

2 ай бұрын

Actually, the compulsive spending IS a mental disorder. My sister and I were raised in the same household; I have an 836 credit score and sister has declared bankruptcy twice. I've never paid a penny in CC interest and buy cars for cash. If you could wave a magic wand and have that debt disappear, it would be right back again in a few years. She needs intensive therapy, but like all addictions, the prognosis is poor.

@adammarkowitz7944

2 ай бұрын

@@MsSowhat44 or, you could just take responsibility for your behavior, rather than saying "I have mental disorder".

I knew a woman who kept 125 thousand dollars of debt from her fiancé. He married her thinking that all she had was about 5 thousand dollars in debt. she got pregnant right a way to trap him and then she started having anxiety attacks because she was keeping that debt away from him. She finally told him and then he divorced her. He paid child support and the judge gave her nothing

@ykook7000

4 ай бұрын

They married but she trapped him by getting pregnant?? Do better they both chose to get pregnant Stop blaming the woman for getting pregnant when it takes two!!

@peteranon8455

4 ай бұрын

@@ykook7000 It's a pretty large exception when someone hides 6 figures of debt.

@diegolara4202

4 ай бұрын

@@ykook7000 When I read that I thought the same thing. How does someone trap someone they are married to by having a baby? lol

@jorrincruz8923

4 ай бұрын

@@diegolara4202because she hid the debt. Maybe he would have not married who or went so deep into the relationship if there was more transparency. That’s how she trapped him.

@mohnishsial8142

4 ай бұрын

@@ykook7000 You're assuming a lot when you say "they both chose to get pregnant". I'm not saying this happened, but the wife can go off contraception without the husband's knowledge. That's where the wife is making the choice without the husband's knowledge. Maybe the person telling this story knows more about it that you and I do.

"I can't breathe." -- John Deloney "I can go ahead and buy you an oxygen tank." -- Caller

My guess is that since the kids are grown she is afraid if she tells her husband about this debt it will end her marriage. That's what I am reading between the lines.

@patriciaalbertson5183

4 ай бұрын

Maybe he is controlling... And She acted out, trying to subconsciously. drive him to divorce..... I've heard crazy stories

@neisci

4 ай бұрын

I would end the marriage if I were him and I won't tell either. She's working on it so there's that.

@XFizzlepop-Berrytwist

4 ай бұрын

@@patriciaalbertson5183 Why doesnt she just file for the divorce then?

@whosaidthat9265

4 ай бұрын

⁠@@patriciaalbertson5183oh please. What if he…what if he 🙄 Absurd how eager some are to contrive a story that absolves her of her 100% responsibility for her behavior.

"Holy crap...Holy crap moment" 😂

I am the spender as well, but I had to learn to be disciplined because hubby asks about my cards at least once a month. My accountability partner and it keeps me in line.

@anyamuenchgrieser8686

4 ай бұрын

Same

@neisci

4 ай бұрын

Doesn't that weights on him? To have to, kinda babysit someone for the rest of their life? Hopefully he will learn to trust and you'll work on your own control your spending habits.

imagine after decades of marriage your wife hands you a $100,000 bill you get to pay off because she was irresponsible and hid it all from you. That'd drive me insane.

@penguin12902

4 ай бұрын

Having to start your entire life over at the age of 50...after busting butt for 3 decades to pay off a house and provide your wife a great life, only to find out that it was never enough. I think I would just draw as much cash out of the bank as I had access to, and buy a 1 way ticket to an island in the Philippines or the Caribbean and no one would ever see me again.

@tracyaf6084

4 ай бұрын

Well, I don’t see why he needs to pay it. Sounds like they have separate finances for a reason.

@blackheartsmarine0351

4 ай бұрын

New wife new life

@penguin12902

4 ай бұрын

​@@tracyaf6084 If you were a man you would understand...women don't worry about divorce because it usually benefits them. Sadly, it doesn't matter who spent the money, the debt is "theirs". It also doesn't matter the he paid off the house, that's a marital asset, which is also "theirs." So she gets half the money out of the sale of the house he paid for, and he gets half of her debt. She destroyed everything he worked his entire life to build....all because she was selfish.

@SteveC484

4 ай бұрын

Must be love.

Thank you for showing compassion in your response to this person. I hope it all works out for her.

@michelejohnson6459

4 ай бұрын

It won't she can't be trusted. 😮

If I were the husband, I would be thinking, what else is she hiding?

@daleweiss9507

4 ай бұрын

May want to DNA test the "kids".

Imagine getting financially ruined by your wife not once, but twice. That poor husband. He's gonna regret not leaving after she drove them into bankruptcy the first time.

@titolovely8237

4 ай бұрын

it's a good life lesson. dont try to change people. if the person you're with isnt already 90% the person you want, dont marry them.

@mvubu6823

4 ай бұрын

Hes not ruined, judt slightly fked over

50 years old, husband of 35 years? Got married at 15? Man..

@RandyBakkelund

4 ай бұрын

That's exactly my thoughts!

@alisons9740

4 ай бұрын

Best comment! Good lord… she not so good with numbers and honesty. Definitely some vanity rounding going on 😂

Her husband should run now! She is destroying or has destroyed their retirement!

This won't eat Becky alive. This call was mainly to get a fix without ever telling him. I hope he finds out and leaves her. This is an addiction. Gave a credit card to mom like a big shot. He might be liable for half, but atleast that'll be it. Rachel feels sorry for the person committing financial infidelity. 😂😂 No surprise there. He'll find out when the OD/NSF bank notices, collection letters and calls start to begin. It's a matter of time before this is exposed.

@patriciaalbertson5183

4 ай бұрын

What kind of fix... Attention?

After the previous time, it was very unwise to separate finances - he will still be held jointly liable, yet he made it harder to keep an eye on her altering her ways in an area she clearly lacks self discipline 🤦‍♀️

@XFizzlepop-Berrytwist

4 ай бұрын

⁠ I’m a bit confused, because I dont understand how a court can force someone to take on half the debt of someone else, assuming that debt is in their name only? I mean I could be wrong, but googling it, I think it says a spouse cant be held liable in a divorce if the debt is only in their name? Married or not, that seems incredibly wrong? Its like if my spouse murdered someone, they decide to charge me as well? How is that fair?

@kathyharmon2093

4 ай бұрын

Not in my state, you are assuming that all states have the same laws, they do NOT

She doesn't feel shame or regret for lying to her husband. The only problem she has with what she's done is the fact that her account was overdrawn. If her debt could magically be wiped away tomorrow, she'd never give it a second thought about keeping this whole situation a secret, because she has zero problem continuing to lie to her family. True scumbag of a spouse.

@GDuncan8002

4 ай бұрын

Well said. No regret except hitting the end of her credit line.

If he has any sense at all he will say "fool me once, shame on you, fool me twice, shame on me", and ditch this crazy woman.

I have a sister in the same boat & she refuses to tell her husband.

@mike112079

4 ай бұрын

Keep us updated on this please lol

@ga6257

4 ай бұрын

Tell the husband yourself. Debt is not something to keep from a significant other and doing that to that man is just evil

@catherinewilke5583

4 ай бұрын

Because if he’s smart he will kick her out and get divorced. These leeches love living for free.

@mike112079

4 ай бұрын

When the time comes, he is going to wonder why they/she can’t retire lol smh

@Afrinaturality

4 ай бұрын

​@@ga6257She shouldn't interfere in her sister's marriage. The wife should tell her own husband.

Sounds (smells) a lot like my Dad's second wife. She was the lesson that taught me to never trust anyone who cannot control their spending.

When the man controls a womans spending its "controlling" no context asked for.. but when the when the woman's spending is out of control, "you need to get your man to control your finances.."

She's 50 and has been married 35years??? I think I may have figured out part of their problem.

@neisci

4 ай бұрын

The Devil is in the details.

@yostevedotcom

4 ай бұрын

Lol didn't raise her to be financially responsible

“Two people can keep a secret if one of them is dead.”

@shannongreen1520

4 ай бұрын

LMAOOOOO SAVAGE sooo wrong but true 😂😂😂

@AnthonyMcNeil

4 ай бұрын

She definitely is taking this to the grave. She is not going to tell him. That's the sad part.

@neisci

4 ай бұрын

I don't think I would either. I mean she's working to pay it off she's not asking him for money. He will never look at her the same. I would be so ashamed, she needs professional help to address her spending 80,000 in consumer debt is wild.

And I thought my wife not paying off the last CC in her name for $422 that she said she had paid off was bad...

@MrJimmy3459

4 ай бұрын

It's equally as bad, lying is lying

@hasani9110

4 ай бұрын

It’s the lying

The 85 grand in debt is just a symptom. Ya it's a symptom that she's a serial liar.

She’s the type to get mad at her husband for being mad at her for being in debt..

If this were a guy...theyd blasted him. Not one word mentioned about the husband, it was all sympathy that she was going through this. She should get 0 sympathy...and go work 120 hours a week. Shes completely wrong. But of course we could never blame a girl for anything.

@darrengeorgetown6758

4 ай бұрын

That's how this show goes. Guys are getting blasted for everything, and women are coddled like children.

@pkmcnett5649

4 ай бұрын

​@@darrengeorgetown6758 I do not get that. We women need to be responsible for our messes, too.

She would do just about anything to stop except for stop spending money.

How the Hell does her husband doesn't know about this??? This guy definitely has his head stuck in the ground.

@pkmcnett5649

4 ай бұрын

Separate bank accounts, separate credit cards. He trusted that she learned a lesson after bankruptcy before.Ths kids are grown and probably out of the house, so he sees nothing there. Same with her mom. She should NEVER had anything in her name alone after the bankruptcy. I am feeling the stress just thinking about the secrecy and debt.

@johnmoore1973

3 ай бұрын

He knows. Not all the details, but he knows who she is and what she's doing. For the sake of the marriage and his love for her, he's choosing to let her pretend that he doesn't know.

This why why the answer is NOT to separate finances BUT instead at the beginning of the month, all the paychecks, direct deposits, other income and all the bills go on the table and you go over everything together...then the most you can hide is ONE month.

@lajhoncampbell8051

4 ай бұрын

The answer is to not get married.

@neisci

4 ай бұрын

​@@lajhoncampbell8051 This advise is for those who want to get married. Emphasis on WANT.

@woodside4life

4 ай бұрын

Honestly, this makes me not want to combine finances with anybody.

She needs adult supervision at all times

He should divorce her when she tells him. That’s why she won’t, she’s living for free on his back. She likes being a freeloader.

Doing Doordash doesn't make you money... it costs you money. But, thank you for doing it.

@emilymccranie7073

4 ай бұрын

Me and my husband door dash. It does make you money. There are alot of tax write offs with it.

@speakersteve9586

4 ай бұрын

@@emilymccranie7073 Does you car insurance company know you are using your personal vehicle for work purposes?

Rachel is 100% right that it will come out sooner or later. I ran up $600 in credit card debt (after paying off $80k) and recently came clean to my wife. I was terrified but it was the right thing to do. I admitted it, we talked it out, she forgave me, and we will pay it off. My advice to Becky is to just be honest.

I feel sorry for this man if he carries life insurance on himself. When a woman would rather tell the rest of the planet than let her husband find out about what she's been up to .....AGAIN, it doesn't bode well for him. I've seen well too many episodes of "Snapped" and other crime investigation shows where these women will plot to harm the man w/o giving it a 2nd thought before she will ever consider coming clean...Scary!

Just imagine - you heard she is $100,000 in debt before her own husband did

@XFizzlepop-Berrytwist

4 ай бұрын

Not to mention the interest rates on those debts will be insane. Even if the husband paid off the car outright… her credit card interest on 85k will be pretty much her entire salary.

This is deceitful, and truly unfair on the husband, full stop. Unbelievable! Poor guy (pun intended) 😊

2:02 "i pay my own car payment anf cell phone bill " Oh, so like every adult on the planet, then? Also, the husband should divorce her, and not let her drag him down with her.

my ex wife hid debt among other things to me and when I found out myself, without her saying anything to me about it, it was a cog in the machine pushing towards divorce. I cant fathom hiding information like that that could impact peoples lives so harshly.

Financial infidelity at its peak. Marriage is also void to trust and respect keeping an 85k secret. He probably threatened to divorce her in the past due to this behavior

This is exactly why I won’t get married without a prenup. You just don’t know what people are going to do and the thought of marrying somebody and they do something stupid like this behind my back is just not OK.

Fool me once shame on you, fool me twice shame on me smh😒

I usually agree with the advice on the Ramsey show, but will you share a joint account with this caller, based on her spending habits? That is financial suicide.

@Galworld761

4 ай бұрын

He now owes half the $85k debt. That is how the law works in marriage. If this was a man with gambling debt, dear wife is on hook for half.

@XFizzlepop-Berrytwist

4 ай бұрын

@@Galworld761 I’m a bit confused, because I dont understand how a court can force someone to take on half the debt of someone else, assuming that debt is in their name only? Married or not, that seems incredibly wrong? Its like if my spouse murdered someone, they decide to charge me as well? How is that fair?

@nicoles-m9500

4 ай бұрын

​@Galworld761 it depends on who se name the credit cards were in. If all the cards were in her name, then she owes all the debt unless she can prove some of the purchases were made for the husband and that is hard to do.

$85k this woman is crazy and needs help. The interest would eat a good sized salary! Her husband should have run years ago from this toxic spender.

@kennedynguyen2036

4 ай бұрын

My goodness. Interest alone is an extra $1700 a month, and counting. I can't fathom

@mathematician1234

4 ай бұрын

@@kennedynguyen2036 Yes, that sounds about right. So, you'd need to earn maybe $2,000 per month (gross) just to pay for that interest. And that's without even reducing the principal owing.

@XFizzlepop-Berrytwist

4 ай бұрын

@@kennedynguyen2036 I didnt catch the interest rate, did she say what it was? Some credit cards can have interest rates as high as 30% which would be 25.5k a year, on interest alone on 85k! Not counting her car. Which would be 2,125 a month for that alone.

I am using the baby steps and am paying off 3 things by june

this is the type of person Ramsey Show is 100% geared towards and why they essentially say CCs are terrible to have.

@cljerjr31

4 ай бұрын

they screen calls that reinforce their message.

@tracy5721

4 ай бұрын

@@cljerjr31Doesn’t make their message any less true.

@MrJimmy3459

4 ай бұрын

​@cljerjr31 they're never going to run out of callers like this, that's the problem

@Ryan_DeWitt

4 ай бұрын

You can't simply blame the CC for that kind of insane, complete brainless spending and irresponsibility. Especially since she has done it twice.

@zerafians8145

4 ай бұрын

@@Ryan_DeWitt I dont blame the CCs directly. I blame the mentality, lack of discipline, and lack of being taught how to use them. However, when a person like her and CCs meet...its a recipe for disaster. Im talking about Ramsey perspective and how they view CCs as terrible. I personally have 6 and pay them every week and never had interest. Im the kind of person that can handle that responsibility and love them. I ALWAYS want to spend other peoples money, get cash back, and have protection from theft 100% of the time. I never use my own money for a purchase unless its a car or home.

If her name is on the house then it will be used to pay off all this debt, hopefully it's only in his name seeing as she caused the first bankruptcy.

How do credit card companies even let you get 85,000 in debt. Is she a doctor or a lawyer? How much money do you have to earn a year in order to get 85k worth of credit? I think at some point credit card companies need to be held liable for approving people for these lines of credit… dumb on both parties…

Honesty is the best policy. For better or worst. This is hopefully your worst and if he loves you he will help you and if you love him you will get help for your crazy overspending

If she doesn't tell the husband, the creditors will. They will send letters and start calling. I got a call about my brother's ex girlfriend's debt once!

She is toast

She's going to have to tell him.

It’s something on them credit card statements she don’t want him to see lol 😂

Bye Felicia

@k-mart7475

4 ай бұрын

Oop

Wow, I am impressed with this host's sweetness. Kindness....wonder if she in some level trys to conpesate for the old man's rudeness. Sweet human being .

1) *CUT UP THE CREDiT CARD NOW* 2) *FiND ANOTHER SOURCE OF iNCOME ASAP*

50yrs old with 85k in credit card debt that she's been hiding. Sorry, I don't see the light at the end of the tunnel w this one.

@DoctorSmartyPants

4 ай бұрын

It's gonna be another bankruptcy

@AnthonyMcNeil

4 ай бұрын

Married for 35 years. They've been together since they were 15. To have a lie this huge after that many years of marriage is truly sad. This is the second time. Unfortunately her kids and parents took advantage of her as well.

6:23 geroge there is no marriage here 🤦🏾‍♂️ this woman it’s not the first time she have done that to her husband if I was the husband I will divorce her and I pay half of that debt than I stay with her then In a couple of year she enters in debt again only for me to bail her out 🚮

I want to know what the total household income is. How could she even acquire an $85k credit line in the first place?

Its time for y'all to go through FPU together. I suggest you stay for all 9 sessions, but sessions 1-5 are MANDATORY especially lesson 5 cuz it talks about smart spending. Bankruptcy taught you NOTHING, It only added to the problem.

@xsgtxbigboy1655

4 ай бұрын

Together? No her yes , bankruptcy helped him not her idk why ppl love to always hate on the husband not the women she’s the problem get that right

@katyedwards3935

4 ай бұрын

@@xsgtxbigboy1655 Whoever has the debt has to take it. That's why I said they do it together. If it's his debt, she needs to know about it and this fantastic series will help them get it together again.

@Chet_24

4 ай бұрын

The wife needs to go for sure. The husband didn't cause any of this. She did it to herself.

You can separate bank account but at the end of the day your partners debt is your debt and same with assets. He will find out eventually.

Filing for bankruptcy and then stealing money again just irritates me! Ive never had a credit card because you shouldnt spend money if you havent earned the money yet

And of course the guy indirectly blames the husband even though the finances where separated because of her in the first place!

@gstar876

4 ай бұрын

There is blame to go around for him too. If he obviously knew she has a problem, leaving her to figure it out on her own is also not a solution as her husband. Maybe he tried and maybe she just refused to change, but if she doesn't seem to have a high paying job and buying all sorts of stuff from the kids, you'd have to ask yourself where is she getting this money from. So he may have been a bit complicit in the situation as well.

@theworkingmanpodcast

4 ай бұрын

@@gstar876 well she did say she was doing Uber and other things for money. He maybe could have helped her get some therapy but at the end of the day she knew she had a problem. She didn’t want to fix it, just like a drug addict. She was being selfish knowing her spending would paint her into a corner eventually and her husband would have to bail her out like he did before which is probably why she failed to fix herself. Most of the blame goes to her IMO.

@jimmymcgill6778

4 ай бұрын

@@gstar876 How does he get any blame? She never told him anything.

@gstar876

4 ай бұрын

@jimmymcgill6778 i was saying he may have some blame if what says was true in terms of spending on the kids over the years to not at least wonder how she was paying for stuff. No doubt, the more than lion's share of the blame is at her feet, but if he had his head in the sand while she was buying stuff because he was saving then some blame would fall on him as well. IMO.

@gstar876

4 ай бұрын

@@theworkingmanpodcast I agree that most of the blame is on her (more than at least 90%), I was just saying if her bad spending was on the family and he had his head in the sand, then there is culpability there as well.

They should make it mandatory that married people need two signatures to get any loan out.

If i was her husband after the bankruptcy she would not be allowed to have her own account no idea why in the world you would let an addict go un supervised to a crack house

Her husband might be listening to this so will now know about this debt.

I always ask my husband if I can spend money. I ask if it’s ok to buy this, he’ll tell me what’s what. Plus I don’t go shopping all the time either.

its the same as cheating. that's grounds to divorce her. she's an anchor on him not a partner, and even better she's also a chronic liar with addiction issues, who even now doesnt feel regret for the lies, but rather that she cant hide her misbehavior anymore. she's an utterly immoral human being and has 0 respect for her spouse. run dude. RUUUUN

Cut up all the credit cards and close all the accounts, right now. So, says, Dr.J.

5:10 rachel is so knowledgeable and insightful! Fantastic explanation from her. Rather than shame the caller or call her stupid, she explained the deeper meaning to the problem and recommended help

@GwenMotoGirl

4 ай бұрын

Yes! Also, at least Becky didn’t lay blame on her husband for her own behavior.

Something tells me…he already knows.

When bills come in the mail, I can’t imagine how I, or my husband could hide this kind of debt. It’s not functional at this point.

I’ll bet she told her kids and mom not to say anything….. every time she bought them something they all colluded together against this man. She will be working and he will be home alone enjoying retirement. Perhaps he will not miss her.

Wow 😮 very sad. She sounds very bad. I hope she’s okay.

Absolutely unbelievable….

She doesn't want to tell him but now everyone in Bristol, Tennessee knows. How many Becky's are there?

@noway0100

4 ай бұрын

Bristol, Virginia

DO NOT go to a friend Becky. That WILL make it worse‼️

@XFizzlepop-Berrytwist

4 ай бұрын

I mean… depends on the friend?

The fact you can even go 85k into credit card debt on a 38k salary is insane and the fact there’s no body saying no you don’t make enough to borrow x amount of money is crazy but that’s the AMERICAN WAY!!!!!!!!!!

@megalodon1726

4 ай бұрын

She probably used household income to get approved for the cards. Or lied about her income.

@neisci

4 ай бұрын

In my country you can only request a credit card from a bank you either receive your salary on or based on your account history. The amount of credit is based on your earnings. The fact that someone can account such debt earning so little is astonishing.

@megalodon1726

4 ай бұрын

@@neisciin the USA, whenever you get a credit card or loan, the debt and the payments you make (or miss) are reported to the credit bureaus. Other banks have access to that information, so you can easily get a new credit card from a bank you've never used before, based on what is in your credit history.

That’s a lot of credit card debt, because she could not control her own spending. I’m guessing that her husband will be less than unhappy when he finds out.