Stop saving in banks Not attaching goals saving Save for un necessary things Know the purpose of saving Not working with specific time line with your goals Stop saving randomly. Indicate how much you need for a specific time and goal. Stop saving in merry-go-round groups/charmers.❤ Not improving your income when the income increase. Saving takes consistency and Persistence. Stop really on motivation. Have discipline in saving. ❤❤❤❤❤ This has helped me alot and am going to change i got alot thank you so much

@devillagefarm

4 ай бұрын

You must have been a very good student

@mercyshish3773

4 ай бұрын

Am into creating wealth,not getting rich..what's the difference??Well..I have a home,so am not paying rent, education is free in Luxembourg, so no fees.I. have a daughter whose education is free apart from trips here and there..very minimal. What we have done with my partner, is investing on shares..check out AI stocks.

@johnkaranja5858

4 ай бұрын

am new to money market ...kindly tell me where to start

@macduffogwido3956

4 ай бұрын

Well presented with timely advice. Persistence, determination and focus on the goal is prerequisite for saving culture. I use money market as my emergency fund and if none I draw a fixed amount in mid-December for Christmas expenses. My question is how do I invest in bonds eg infrastructure bonds. Keep up❤

@benjaminmbatha9057

4 ай бұрын

Wow! Thank you Susan, it's like you ware directly addressing me, for sure I am a direct beneficiary of this 👌

There's is a French saying that goes "Úkúrú úríaga wíthí". It's wise to know when and where to save your money inorder to secure your future.

@erastus136

4 ай бұрын

@@CarolineWamucii-gr3ym Hahaa! Am glad we are many French guyz😂😂

@kelvinace254

4 ай бұрын

Thank you fellow Frenchmen 😂😂

@gracekamau6529

2 ай бұрын

😅😅 I totally agree with my fellow Frenchman

Wow, this one is amazing. Unfolding the savings barriers realities. The chama thing is now very clear

"Delayed gratification always noted." Thank you so very much coach may God continue to advantage you for us.

I have learned something about chama savings. Knowledge is power..Thanks.

"chamas" are for social purposes, especially kule ushago to keep people together. There comes a time when you need people more than money. I agree with you on money market funds. keep going this is good content.

The concept of working backwards when trying to reach a savings goals is unique. I think there should be a separate video about that.

I've learnt alot today I saw this in Lyns then just searched for you from that, becoz I am that person who has been saving without a plan but I have a good discipline in saving

I have a chama thats 10,000 every month. it has helped me so much. we are 12, but this time im going to drop but put a standing order to go to my money market fund.

@SPONSOREDByGRACE

3 ай бұрын

It's time to go to another level ❤ even me I'm quitting by September

@Jane-ie9ul

3 ай бұрын

It's better to quit because it has disadvantage of someone in the group taking off with the money after she receives her share. The world is full of wicked people. A friend can turn to be a beast. Be careful.

@damariskerubo1856

2 ай бұрын

Unless you are number one or two the better I have one but always am no two I got the money and put it to money market funds

@paulkaranja6870

29 күн бұрын

good

I joined Chama for social support. These women have been there for me after the birth of my children. I sickness and have supported me even after losing a loved one. We also introduced table banking where I've been able to grow my business. So for me, chama is working for me.

@kibaliolive7325

2 ай бұрын

Hi. I think she meant the merry go rounds where you just contribute money that doesn't earn interest and give to different people for whatever time. Chamas, on the other hand, those that you contribute and can take a loan of money higher than you've contributed is ok.

I am so jazzed by these practical steps

I love this have learned a lot on saving I was saving wrongly....i need to change thank you

Thanks a hundredfold for this inspiring piece. Just what I've been look for 🙏

Thanks for Sharing. Your timely advice was what I needed to break free from my financial worries. Jolly

Weuh, on the chama mistake, I have learned quite a bit. Making different decisions moving forward..

Woah...I thought I knew a lot about money but every time I listen to you I learn something new. I need to be more goal oriented in my saving!

Thanks a good refresher. Shall implement and give a success story by December 2024. God bless you

Thanks alot. Have gathered alot

Thank you so much for this video. There is always something to learn from you. Today my biggest takeaway is to stop relying on motivation to get things done and I intend to apply that even to other aspects of my life. Please talk to us about bills and bonds. Thank you.

Thanks.this was an eye opener.

Thank you for the tips. i have realized reasons why i am not achieving my saving goals

Super..! Thank you. Just realised that motivation is a feeling😢

New subscriber here from Uganda. I reasonate with you in all these points. Thank you for sharing 😊

Intrinsic motivation is great. Since it is internally generated it works. I hope the motivation you are referring to is extrinsic.

Great stuff here!Thanks Suzie!you such a smart girl!thanks God you gave us this one🙏🤲

Gathered a lot! You are a gem when it comes to financial coaching👏

Very informative piece, kudos

How i wish i knew about your channel early.. you have really changed my way of doing things more so when it comes to finances. Thank you

Learnt something new on the chamas part

In Jamaica, we call it "partner"

Very insightful. Thank you coach ❤

Really insightful, thanks. Any views on pension savings?

Watching from Nigeria, thanks for the financial advise i have learnt something today

Very powerful and informative !

Thank you so much for the wonderful coach, 🙏🙏

Thank you 😊

You do a great work opening the eyes of many. God bless you

This was a well thought out video. Thank you.

Very informative,thank you very much 😄

Good insight. Thank you

Why am i knowing this channel Now😌😌have been missing alot but it never too late🤗thanks dr, ready to learn

Wow! You are fantastic! Thank you so much, l learnt a lot 🙏

A great incite and information. Chamas are ideal for "The Social aspect" and investment but not saving. Keep it up. ❤

Thank you... Very well said. Another learning moment.

Great insights, Thank you.

Thank you coach Susan for always enlightening us.❤

Thanks for the motivating info

Question: What is "Money Market Funds"?

Susan I got to know about you through Lynn Ngugi and I have learnt so much from you even as a Kenyan living abroad. Keep doing what you are doing!

@paulinewanja1650

2 ай бұрын

Me too and I'm learning.. Thank you Lynn for introducing Susan to us

Insightful message. Please enlighten me more on money market funds. Have searched and there is a lot in it.

Great presentation, I've been learning a lot. For your points, kindly do give us numbers e.g 2nd reason, 3rd etc. one tends to get lost everytime you say another reason

Very helpful tips. Thank you

Which mmf can you recomend?

I need to hear more about money market fund those are the investment areas I need to switch to that will help me big time

Hello Coach, I want to inquire about something, where do we categorize sacco savings, savings or expenses. Will the 20% of savings and investments be included if it is classified as savings? Kindly guide me. Best Regards

Thank you very informative.

Thanks for pointing out these mistakes. Your video quality is great, which camera are you using?

Thank you for the insight I really enjoyed

Thanks for advices, I had chamas about 5 of them, thank God I have drop 2, with the remaining I think I should quit as soon as possible

Hello advice me the mmf you are using please

Thanks Alot I've learnt Alot from this

Amazing as always...you actually inspired me to starting a savings account and girl..we are growing😊

Thank you so much coach. Is it advisable to keep all my investment basket in one financial institution. (Money market account, bonds, short term investment and stock market Thanks in advance

❤this about chamas I have been enlightened thank for this standing order right away to MMF

Youve made my fridays to be a financial literacy day. Thanks coach

@susan.wanjiku_

4 ай бұрын

Yaaaiy! Thanks for taking the time to watch and to keep coming back. 🙏🏽

@hellenjohn6113

3 ай бұрын

Thanks a lot, Susan. I'm happy to learn more about savings

Good evening madam, may the Lord our God bless you for ever . You have always enlightened us. Thank you.

@susan.wanjiku_

4 ай бұрын

Amen and Amen!

Thank you for helping us ❤ I'm really learning.

Is it good ideal t save with insurance companies for 5yrs wn u have a goal t achieve after dat period?? Thank you

thank you for advise am more informed

Is my first time here & have learned a lot,damu yangu ilikaa chama kitambo,when I realized that "the same money i invested is the same given to me & nothing more 😂 and i asked myself,🤔y not keep it myself 😂 😂you hv agined a new follower,I want to know more abt MMF🙏

Awesome - keep up the good work girl

Any suggestions for money market funds one can invest with?

Thank you for your content, I believe I won't remain the same from what I'm learning.❤ From🇺🇬

@susan.wanjiku_

4 ай бұрын

Very glad to have you here ❤️

What is the difference between mmf and portfolio?

thanks dear

Is it fine for me to open 2 money market fund accounts in different insurance companies for different kind of emergencies?

Thanks so much Susan 🎉

how safe is money market funds

Talk about business that moves with the situation in Kenya that makes profits faster though we expect losses also as wee risk to get something better am from ug especially to we starters from being employed to self employed thanks

Thank you Susan..kindly suggest for me examples of money markets I can invest in...or rather what about saccos

@onpurpose292

3 ай бұрын

Yes please help us

@leahwandia

3 ай бұрын

Sanlam has been working for me. You can research others i.e Etica, Zimele,Jubilee

Thank you for your good lessons you helped how i can saved my money

You earned a new subscriber, this is wisdom

For the merry go, you have talked late😂😂😂but probably this round will be the last one. Thank you.

Thank you well explained

I love love you dear you always inspire me

Wow thank you, learnt a lot

Which is the best way to save and earn interest?

Great I have been learning a lot from your content. Keep it up

Can I invest education asset for my kid in mmf rather than taking a insurance policy ???and if yes how can I protect my money in mmf for about 15yrs

There are banks that have MM accounts like KCB

I love your articulation and hopefully ple pick a leaf..people tend to forget that u pay banks to keep yo money and they in return use it by loaning it out at a higher interest rate..in other words they use yo money

This was very informative

I'm the 100th like! Really appreciate your content. Thank you for being transparent about how you've begun saving and the best ways to do so.

@susan.wanjiku_

4 ай бұрын

Thank you for being here, I really appreciate you.

I must say thst i love this gal for opening our minds financially and at the same time i hate when she directly speaks about "myself" 🤦. Saving randomly thats exactly me though no steady income. I have learned something to push me in future. May God bless you coach susan🙏🙏

@susan.wanjiku_

4 ай бұрын

Happy to have you as part of my community. Thank you for your feedback.

@annnduku2978

4 ай бұрын

@@susan.wanjiku_ welcome

What about saving in a USD account ? Considering that the USD increases in value by the day, save for the past one month or so

Thanks madam suzie

Hey dear and what about savings in a saccos

@lizndungu6769

3 ай бұрын

Save in a Sacco if you want a loan but if u won't loan just do it in a United trust i.e MMF, Equity fund, bond fund etc......

This directly hit on me... I need a change

Very informative

Waoh... this is amazing...