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You could just also stay active with a hobby or hobbies. It’s the lack of activity that kills not lack of job

@user-pq6nk1kx8l

Ай бұрын

You ought to really listen to this guy. Key words "having a purpose". The other is having enough money to retire.

@freedomring3022

Ай бұрын

It’s lack of purpose.

@CalicoCooperFan

Ай бұрын

You can stay active, but not have a sense of purpose in your day. Its the lack of a reason or purpose in your day that is the issue.

@keiwinnmitchell3212

Ай бұрын

Retirement is not that you’re not working…retirement is working on your own terms.

@lovepeacebliss

Ай бұрын

I dont even like the term "hobby". It implies something trivial to pass the time. In reality its probably your true purpose that you pushed aside to focus on slave labor.

I retired at 62, and am now 73. It's not about working, but eating healthy, having good health habits and good dna, and doing something you like on a daily basis.

@charlesjohnson2475

Ай бұрын

Facts 💯

@glennet9613

Ай бұрын

I retired at 60 now 79. I would add learning or doing something new every day.

@jm9980

Күн бұрын

Yeah but one thing, Getting wheeled into a retirement home under the care of 'God knows who'???.... Plus your crazy roomates that are probably 20 years younger and will punk you around.... Changing the T.V. channel to what they want to watch and punching you out for snoring too loud.... Better think twice about hanging out in planet earth for too many years....Lol...

@jm9980

Күн бұрын

Oh yeah of course, unless you have the dough to go to the 'Best of the Best' Convo homes... Then you might, 'Might' be in the CLEAR

My father worked hard in the US and didn't get to enjoy life and passed early. I'm retiring at 62. What I got is what I got. I'm going to enjoy life.

@money0436

Ай бұрын

true

@edhcb9359

Ай бұрын

Or you can work a career that you enjoy? Just saying? 🤷🏻‍♂️

@txcavi

Ай бұрын

I'm planning to retire at 50. Life is so much more than working

@jeffaragon

Ай бұрын

Retire earlier if you can.

@channelofstuff6662

Ай бұрын

​@@edhcb9359 Good luck with that. Most people will never get to do that.

Jaspreet- I'm 75- retired at 58 and DO NOT regret it at all!! Life is whar you make it. My father retired at around 70 and drove us crazy because he didnt have any hobbies but couldn't sit still. He was a workaholic and enjoy retirement. With proper planning I was able to retire early and be happy. It's a " mind set" that you need to work on . My " work" now is yard work- I have sectioned my yard into 30 to 45 minute work areas ,jf I don't work I go for walks . I meet up with my buddies on a weekly basis to talk about how retirement works for us and against others. Proper planning and mindset is important. Proper planning is to let your money work for you! Proper mindset is enjoying life for what it is -SHORT!.

@charlesjohnson2475

Ай бұрын

Well said

@johnfortes2171

Ай бұрын

@@charlesjohnson2475 Thank you. Life is what YOU make it.

@VexedGenX

Ай бұрын

I love this for you and hope to be in that position one day.

For most people work isn't a purpose, its a means to pay bills.

@RealBullbear

Ай бұрын

Yeah working a 9-5 in finance is not purposeful. It just pays decently to cover my expenses and support my family, thats it. My purpose is running/swimming/biking, not sitting in front of a computer.

@SevenEllen

24 күн бұрын

Not half!!

Retired at 54 and have never looked back. I'm Lovin' It.

@jimsteinway695

Ай бұрын

Same here 51. Stupid to work till you drop, I knew a guy another engineer worked weekends went in early went home late. Finally retired at 65. On his first day of retirement he went hiking and had a heart attack. Died one day into retirement

@djeechizzy9818

Ай бұрын

Retired at 35 and am loving it I can afford anything I want ✌🏻

@lindapoplin7150

Ай бұрын

That's great! I'm motivated too! How can we achieve this challenge?

@leahmolly9150

Ай бұрын

No specific one really, because there are lots of investment plans and strategies littered all over the internet today, for instance, investments like real estates,gold, drop shipping crypto currency and lots more

@MarkDaniel-yl6on

Ай бұрын

I've heard alot about crypto currency investments and how effective it can grow your income! Any recommendations on a guide?

Hell! I retired at 45, and I am now 78. I have enjoyed every minute of it!

i retired at 42... I am currently sailing the world on my catamaran. No regrets...

@JohnCash001

24 күн бұрын

Hey, I'm 42 and retired also..

@dougscott188

24 күн бұрын

Lot of work involved in that. You found a purpose and a passion. That is what he is saying. I know all sorts of people who retired at various ages and they just walked in circles. The mental decline was real. Enjoy the seas!

I'm 67, been going to work over 40 years, but haven't worked a day in my life! Attitude is what keeps you young and strong.

My grandmothers never worked a day in their life and lived to 90. They were active.

@N_Denny101

Ай бұрын

I'm willing to bet your grandmother's worked almost everyday. But not a "job" per say. But they had a purpose for sure! Raising family

@extremecarpetcleaning-wvwi86

Ай бұрын

I knew a woman who lived to 98 she never worked and never had kids. She said that was the key. Her husband supported her.

@michaelrobinson300

Ай бұрын

​@@extremecarpetcleaning-wvwi86just never experienced life that'll get you to 98

@extremecarpetcleaning-wvwi86

Ай бұрын

@@michaelrobinson300 no stress from kids or work. As men we would probably live as long as women. Kids alone will stress you into a heart attack.

Most men die in their mid 70's. Retire early.

@papasquat355

Ай бұрын

Absolutely. I retired at 56 because I understand that I may only have around 700 weeks left. I still have a job, but under the FIRE principal. Financial Independence Recreational Employment.

@USMC6976

Ай бұрын

Yes, I was going to point this out. This is one of those cases where he's not thinking straight about his advice.

@thekid1597

18 күн бұрын

😳

@tonyqwabe5873

7 күн бұрын

True

Buffet still works because he doesn’t have any interests outside of his profession. As a person who retired very early my advice to anyone is to get up in the morning most days of the week and meditate, then exercise, then clean / tend to some part of your home, then shower, then read something and then enjoy your family and freedom. You don’t have to be chained to a profession to enjoy your life.

@user-eu3qy8uf7f

22 күн бұрын

Exactly. That's how I do it. Travel also. Both nearby and far away. Try new recipes and read and write. Take a class here and there. Meditate daily. Light exercise. I don't join groups or clubs though, no senior centers either as socialization with others can be annoying for this introvert.

@robertlewis2404

19 күн бұрын

I agree with having a purpose in retirement but let's not forget buffet works for himself so it's easy to go into the office everyday.

@ganimisa

18 күн бұрын

Buffet enjoys his work, studying and investing in stocks, that's why he will only retire when he retires (die) like his friend Charlie Munger. The rest who do not enjoy their job wants to retire as soon as possible.

@QUEENSBRIDGE_10TH_ST231

17 күн бұрын

@@ganimisa As the saying goes if you love your job and would do it for free then you’ll never work a day of your life. I didn’t love my profession or hate it but I retired as soon as I could and it was the best decision I’ve ever made.

Jas the difference between you and most people is you are working in your passion, most of us have a job. We want to retire so we can finally live doing the things in our passion.

Don’t retire at 67, you are too old to enjoy an active life. I retired when I was 54 and my biggest regret was not doing it earlier. The key is to have a hobby and be active. I decided to move to a different country to retire where the cost of living is cheap and the weather is warm. Every day is a new adventure exploring, learning a new language, eating new foods, meeting people.. I exercise and take care of myself and can enjoy an active life. Do not retire and sit on the couch watching TV, you will soon die…

@kevinsnipes9572

Ай бұрын

What country did you move to ?

@jamesrecknor6752

12 күн бұрын

Philippines? Thailand?

@robshell5367

12 күн бұрын

67 is nowhere near too old, if you took care of yourself. If you had an active life up to being 67, why does it suddenly change? And by active I mean physically active and fit. And not eating the American garbage diet.

@alfx5432

6 күн бұрын

I'm collecting SS and a small pension, it just happen im just going to make the best of it.

I retired at 56, now 58. Best decision ever. I have the ENERGY to do anything. You don’t need as much money after 70+ as you have less energy every year. He’s spot on- talking about the mental side of it. Stay active in life after retirement.

I retired in my mid 40s a few years ago. I'm not rich, but I have enough to live a typical life. I now work out like crazy and no longer stress about BS at work. It's terrific. Using a "job" as a "purpose" is ... really dumb. Even if you love it, even if it happens to be a "Good" job where you have a direct impact on the world. Your purpose needs to be detached from things you may no longer have at some point.

My dad retired at 59 years old. He’s now 82. God bless that I could be so lucky to enjoy life for nearly 30 years without having to be a slave to another human being.

@horizonized

Ай бұрын

We’re all wage slaves on a tax farm, including me and I’ve been self employed for 25 years. None of my employees are slaves. Some of my top guys gross more than my monthly draw.

My friend dad retired at 65 two years later he passed away...i will do my best to retired at 62 if i get there😬

My father retired at 58, he lived until 96, never regreted retiring, it depends on the job you did, some people hate their jobs , and cannot wait to retire

We work with every breath we take. Stress from jobs can kill us. Finding joy in work is what God asks of us. Working as a servant (service worker), parent, creative, financial steward because you want to and not have to, makes the difference. I’m thankful to be transitioning from the workforce to being a manager of my home. Definitely full time 365 work. The joy of serving my family pays dividends everyday.

I put in 52 years working. Finally, retired at 68.5 and could have gone further since I love my career. Will collect SS at 70. Spending my free time with multiple hobbies and travel that I've put away for decades. Never a dull day.

@TheCelmap

Ай бұрын

So literally you've worked for more than half-century that's so impressive kudos to you.

@philc.9280

Ай бұрын

@@TheCelmap Well thank you. I was in the medical field and loved working with patients. I had to force myself to stop. Hard to believe in this day and age.

@commonsense5555

Ай бұрын

@@philc.9280 What did you do?

My pop retired at 60 died at 87

I'm retired at 42 .. I travel perpetually.. but too much time on my hands

@cryptoslacker-464

Күн бұрын

People that can't afford to travel might get alot of pleasure from experiencing your journeys . Maybe you might enjoy Starting a you tube channel , you would have a lot less time on your hands LOL

Don’t be the richest one in the cemetery.

@MBT372

27 күн бұрын

Lol

@sstjacques

16 күн бұрын

😂

@BenTrue75

12 күн бұрын

You never see a u-haul follow a hearst!

I've had over 45-doctor/hospital visits since November 2023; age, 65. Second treatment (this time salvage radiation) for prostate cancer. Plus I'm facing laser eye surgery and skin cancer surgery. Plus I have a degenerated back disc, bone spurs in my spinal canal, so have chronic (but not severe) back pain. My wife had a stroke, July 2023, so I had to assist her as well and had many visits to hospital and therapy. I'm overwhelmed with deferred maintenance at our house too. I do what I can when I can, health and finances as limiters. I know multiple people who can't work, even if they wanted to. Several died in their late 50's-mid-60's. Must me nice to carry-on as if you're still 25. I remain upbeat nonetheless, as things could be a lot worse. We have managed to land with no debt...that's one of the reasons for my contentment. I have a lot of interests and when I have a good day I'm overjoyed. Peace and tranquility to everyone, however you find it...

We are here for one purpose only! To be useful and productive. When you retire just be useful and productive in ways that fulfill you! There is an immense joy in that!

I'm 42 Jaspreet, I just started an Airbnb business and God willing, plan to retire in three years to Go into the Full Time Ministry to teach people about God and His purposes for all of us to live Forever! I only can do it part time now but look forward to June 20, 2027!

@obn1459

8 күн бұрын

Pls tell me, like how much do u make a month from airbnb? I plan starting it too but not sure if it's worth the stress

@evedigga

8 күн бұрын

@@obn1459 I'm really just starting out and trying to work with homeowners to manage the property on their behalf...so the answer is zero profits so far 😅. As far as the stress is concerned, all I can say is that, you have to know yourself and what you are able to handle. You have to spend money to make money (within reason). Do your research and that may limit the amount of stress. Most things worth doing are not easy. Take Good Care. ❤️✌🏽

I’m 45 and could retire tomorrow and be absolutely happy about it. This is because I play guitar and record music, which is simply a job that has never paid me much money. But I don’t care. I’d be perfectly content to do nothing with my life but go for a long walks, travel occasionally, and spend the rest of the time working on my completely unprofitable music career

Right, it should be waayyy b4 67...like 47!

retire early and leave the country

@rajanmathai

5 күн бұрын

Why do you want to leave the country ?

Jaspreet, this video made me cry. I will retire from my job in few years and realized I don't know what my purpose will be when I retire. This is a wakeup call to focus on the mental side of retirement no one speaks about this side they only tell how much money you should have not how much mental. Thank you

Thank you so much for this video. It resonated with me. I retired late at 68. Loved what I was doing so first year was hard. Finally got myself together but this video helped clarify for me

You’re hitting the nail on the head. I work with retirees and have family that saved enough to stop working and “retire”. If you don’t retire to something you will decline quickly. If you don’t use it you’ll lost it.

In Blackrock's case, work late die late. As in work till your 70 and die at 76. The average life expectancy for Americans is 76. So let that sink in for a minute.

@junitolopez3762

29 күн бұрын

I keep telling people the same thing. Here’s another footnote to your comment; if you are age 50th and above, you already have fulfilled 65% of your life- let that sink in. I retired at age 54 loving it every day. However, he’s 💯 correct, you have to remain engaged, physically, and mentally. You need hobbies and a routine. Pray you don’t develop an illness like cancer. Walmart always needs greeders 😊

@robshell5367

12 күн бұрын

We have an obesity problem in this country, and it keeps getting worse. That is why the average life expectancy is getting lower. Take care of yourself, and that number goes way up.

Thank you for telling it 'LIKE IT IS'!!! Truth will set you free

Retiring at 67 seems late. 57 seems early. Id happily work a hobby farm in early retirement or something similar. But I can’t see having a corporate overlord at 67.

I’m not retiring probably just cut back on hours go part time

You need money to retire.

@papasquat355

Ай бұрын

Jaspreet teaches you how to save and invest for retirement.

67? I retired at 53. Earlier the better.

Great Topic!

Thank you, I needed just this type of advice!

Great video Jaspreet! I think the key is to have hobbies and interests or causes outside of work. Then retirement can still have purpose. Too many people dedicate their whole lives to work and nothing else when they don't have to. I find people whose lives revolve around work tend to be more boring people too. 😄

This is what I call knowledge! Thanks for sharing

Ha! I retired at 49. Now 58 and more active than ever. You, my man are right on this. All we need is a life. A "purpose" might had never been there when I worked to begin with so working without a retirement vision AKA "When I retire, I want to do..." is already enough.

Good luck to you. Good advice. Thanks.

IMO it is one of the best videos on this topic. Key takeaway 'You might be able to retire financially, but you don't want to retire mentally if you really want to live a good life.' Golden words !

@jimsteinway695

Ай бұрын

That’s up to the individual. I’m an engineer and I still use my mind every day to solve problems. I retired at 51. I have so much fun since then . Trying to be a scratch golfer. Most challenging thing I’ve ever done

Well said!

I really like your content. Thanks. I'm one of those people who has the money sorted but haven't retired yet because I haven't found meaning post work figured out yet and my job is just fine.

This topic is so important, but not talked about nearly as much as the financial side of retirement. Thanks Jaspreet!

You are amazing! Thank you so much for your incredibly informative videos.

This video really hits home for me right now as I’m regularly pondering what my hobby will be that I can then monetize. I know several who fill their retired days with random misc tasks but that doesn’t sound fulfilling to me. I’ve focused on work/family for so many years I really don’t have any hobbies…great, topical video Jaspreet, I need to show this to many people! 👍

This video is so on point!

it should be noted. DO NOT ARMCHAIR RETIRE thats the if you retire you expire program, I feel if you stay active, hobbies, fitness plan, active social life you should be fine, its all about motion and activity trouble is most of that requires money so if you can enjoy but stay active

@dougscott188

24 күн бұрын

That is what he is really saying. People that retire and walk in circles have rapid mental decline. I have seen it a number of times.

Thank you for all the knowledge you share with us commoners . You are a great motivator. Thanks

Sorry Gurpreet I'd never get bored of traveling. I'm retiring at the latest 62. Saving for retirement like crazy

@alphaomega1351

Ай бұрын

Bingo 👍! I have no idea why some think there's so much enjoyment with modern-day work. I'm usually bored as heck. 😳

The first year (not week) was bliss. But you are right. Having a purpose is critical to a successful retirement.

Great video and topic

Have fun working. My purpose is helping other people for FREE. Greatest gift is giving

Hunting, fishing, hiking. Once I'm financially free I plan to get my triple crown (about a year per trail) Then I hope to train others in wilderness survival.. which I guess would fill my lack of a job. Currently I'm 3 years into my "decade of sacrifice" about to get my first rental (all cash of course).

@zone4garlicfarm

Ай бұрын

Go for Maine's hunting "grand slam". Deer, moose, black bear and turkey in one year. You'll need a big freezer.

Eat, Drink, and be Merry is what I've always been told... I quite agree...F the rest

Good freaking video man!

What horsecrap! NO ONE on their deathbed ever said I wished I worked a little longer. Stay fit, eat right, keep busy doing things you enjoy, be around good people and live a long life.

Dear Jaspreet,im from England,so stock market etc slightly different. I will never meet you,which is such a shame as you have a pure soul. But Thank you Denise xxx Im probably same age us your mum,and she should be proud. Jaspreet come to England,Britain please xxxx

The "average" life expectancy of a retired person is 27 months. The point is keep busy, and "not necessarily" keep working. Keep moving, get good sleep. Diet is important, and everyone agrees that excess sugar is unhealthy.......so start there.

@andromeda6985

Ай бұрын

27 months may be in united states, but other countries they live well into their 80s after retirement at 58 or 60.

@robshell5367

12 күн бұрын

How many of those people were obese and had bad gut health? Which is the root of most health problems.

I retired at 63 , I died at 64

As a Psychiatrist, I agree 100 percent with you. The mental aspect of retirement is something rarely discussed. Many however are not financially educated enough or have the resources to get to their retirement goals. I really liked how you tied both, and also gave the best financial advice you can give: make money while doing what you enjoy to do.

@andromeda6985

Ай бұрын

Many people are able to retire early and do well healthwise if they move out of the US and start living in countries like Thailand, indonesia, costa rica etc. otherwise they start getting fat and bored post retirement inside US

He can spend a million dollars a day. that's crazy to think about.

In the movie “Office Space” the neighbor asked the main character “what would you do if you have a million dollars?”. The MC didn’t know how to answer that question just saying “probably nothing”. The neighbor response was “ Nothing? You don’t need a million dollars for that?”

@gregholman2930

21 күн бұрын

Cute!

@dickieblench5001

19 күн бұрын

Fukin A😂

In my 20's, I quit from a job I hate and worked part-time for a year. I had enough money saved up where I could work part-time. However, just like Jaspreet mentioned I was miserable and depressed. After a month or two, I started looking for another job to fill my time. After having a baby, I do wish I can stay home more, but I would go crazy if I did not work. For some people, work is more than an avenue for income. It provides sanity.

Forget not that many of us won’t live to be even 50. Investing is a must indeed but also enjoying what you’re doing in the everyday is even more important. Life doesn’t have to be a drag.

Excelente tenemos que mantenernos activos always,

The mental aspect is so true. Most people don't realize that until they experience it first hand. Their sole focus is on money.

The best way to know you are ready to retire comfortably is having at least one rental property. Not just having money saved. Saved money runs out

Ikegai, your reason for being. I really dislike the whole keep rising the age for Retirement, so many people who feel for believing that Social Security was for retirement and not planning anything else to supplement and add to it. While the deck seem impossibly stacked against many, I do like that there are more people like Jaspreet getting out there on "hey, you need to do this!" don't be relying on SS and that it can be done. The sooner started, the better and better started then never at all.

Preach the truth! Look for a way to do what you love!

I've been down the path of losing your purpose and I don't ever want to go down that road again. It's a road that ends with suicidal thoughts. I'm 34 btw.

u are so right about the mental part of retirement, i see guys i worked with, they got fed up and retired, they see me still working and it bugs them , money isn’t everything,,even if u have enough money to retire, if u don’t get the mental part figured out u will be miserable! love your b videos! new here!

Everyone has it wrong. Retirement is not an act, it’s the monetary number required to allow you the freedom to do what you want.

It was time for me to retire at 62 because my job was horrible. We were micromanaged on the job (they timed us in the bathroom with a stopwatch due to Six Sigma). For my mental health, I had to get out. And I have plenty of money, so that’s not a problem.

Just because you retire early it doesn’t mean you have to sit around and do nothing, I find that I work more when I’m at home than at my job. I think everyone is different.

I agree with you and retired people without purpose do not live very long. I knew an engineer who took a bonus to retire early and was so depressed that he ended his life. I spoke with him just after he retired and he was so upset about having no purpose in life. I also retired very early and started to restore classic cars, but decided to go back to work ten years later. I enjoy watching your videos.

I have seen that people who have side business, hobbies, a real face to face social networking do great post retirement.

I am planning to retire at 65. I am very active workout and love the outdoors. I will work a non-stressful part time job, volunteer and travel. I will have a purpose as long as I’m able to. Working a high pressure 40+ hours a week after 65 it’s not for me.

What's wrong with dying early? Who wants to get old and grey and arthritic? Better to have lots of money when you're young and have fun then die young, unless you're the type of person who wants to have kids and grand kids.

I retired at 58 from Nursing, which had my blood pressure & stress so high from the intensity of the job! If I would have stayed, it would have killed me/ knowing when to leave a situation is key - retire young & find a purpose in life that you love, even if it’s just growing a garden or painting!

So from my point of view, I retired at 45, tried to do some hobbies. Decided I always wanted to be a teacher. So I went back to school and became a teacher. I’ve been doing that for three years now and it. I’m working the job I want now, and it gives me purpose. I do adult education so I only really work about 30 hours a week.

Retiring can mean a loss of meaning and connection. If you keep strong friendships and have family nearby, maybe grandkids, you can have lots of meaning in retirement and thrive.

I keep telling my patients retire to what you love retire to what you love keep busy or you will die very quickly. I just had a patient who retired within four months. You can hardly recognize her. And she was so amazing and youthful . Now her whole body is just falling apart.

I retired at 58. I am 60 now and I really enjoy my life. I travel a lot. I take the time to take care of my kids. My main job is to manage my investments. I may take a part time job eventually at some point but for the fun of it.

Jaspreet I just wanna say that you are not lucky. Working hard and putting the time in is what makes or breaks a person and that's why you have wealth not because you're lucky. We appreciate you brother.

I’m with you, Jaspreet, cash flow is king, at least for you and me. Cheers.

I intend to retire early financially and then just work part time at my current job instead of full time , which basically means a 30 hours work week instead of the current 60 hours work week. I dont love my job ... but i also dont hate it. Ill keep one foot in this job til i find something more fulfilling.

Totally agree. Are there exceptions? Sure! I’m 71 and retired but working part time at something I like … as much as I want … from home. Fifty percent goes to my 401K. Could I live comfortably without the income? Handily. But I look at my SS being cut in what? 10 years? and I think, the extra $30K to $60K invested tax free is totally worth the sense of security it’s giving me. People do look down on me at times, which is weirdly kind of fun!

I think it's important to be a well rounded person with hobbies, social connections and a sense of purpose during your work life. Our society has to define "Success" beyond career and money. I belong to a swim club for decades where I swim with people 20 years ago rushing off to work. I've seen them retired and now they're busier than when they were working. They had a life outside of work when they were working. Jaspreet is right about folks getting retirement wrong.

Really ?! Dont people think that 67 in the workforce in NOT long enough ? The values of this country are so screwed up , a person should be able to retire at 60 . Thats more than enough time out of your life to feed the system .

@MinorityMindset

Ай бұрын

You can quit your job 25 if you have the money. But have something that fulfills you spiritually and mentally.

Love your channel. I concur. Retire early is not a great concept. Instead of retiring early, perhaps work less hours, but do what “work” energizes you.

Totally agree.

I joined the Canadian army at 17 with the aim of retiring early. I’ll be released medically shortly with close to 18 years in and now I want to work for myself by moving to Chile and starting a business. The military pension will allow for me to take more risk with entrepreneurial endeavours. Staying in Canada is not an option for long term happiness IMO. Retiring early is fine, just have a plan for what you want to do after.

I learned at a young age not to work for money but to let my money work for me, I am financially set. My only problem is my hobby of risking my life, I doubt I’ll never make it to my 60’s.