Its crazy you can’t drink, but you can take out tens of thousands of dollars in debt

@NguyenDuy-jd6sm

4 жыл бұрын

for a lesbian dance theory degree

@Je.rone_

4 жыл бұрын

@@NguyenDuy-jd6sm 😂

@parkerread154

4 жыл бұрын

Jeremy Cole Anyone who has a bank account and wants to make some extra cash text:+ 1 (518)547-4763

@xxxcool2565

4 жыл бұрын

But let's be realistic here. Yes the student loan delinquency ratio is high. But if the government do not guarantee those student loans, no financial institutions are going to lend to these group of people. Not everybody has a rich mom and dad that can pay for their college education. That would deprive a lot of Americans from getting a college degree. Which is worse? I guess we ought to look at the big picture.

@benjamingreen9540

4 жыл бұрын

Don't worry, they'll be drinking once they find out loans don't equal free money 😂

My wife and I are debt free this month! Including the house! Thanks to God for finally sending Mr. Ramsey our way. You all can do it too. It has not sunk in yet.

@bubbles1978

4 жыл бұрын

Jeff Roberts that’s amazing! Congrats!

@itsokaytobeclownpilled5937

4 жыл бұрын

Jeff Roberts Congratulations!!!

@Randy58-zn4ez

4 жыл бұрын

Hey Jeff you must really be special to god for him to take time to send Mr. Ramsey your way. Meanwhile over two million children starve to death every year. How did you become so special to god? Religious beliefs are ignorant primitive superstition and nothing more.

@Yetizod1

4 жыл бұрын

@Randal Bystry wow, what a joy you are.

@Randy58-zn4ez

4 жыл бұрын

Yetizod1 Just telling others like is, no phony religious BS.

The more student loans are offered, the more it empowers schools to charge more!

I noticed 5 years ago before I joined the military how happy everyone I went to school was. Their lives were so great joining a college. Now after they graduated and no job I see who’s happy now.

@DaOriginalMurdah

4 жыл бұрын

At what age did you join? Are you planning on doing the 20 years?

@creedbratton606

4 жыл бұрын

PaintThinnerGang joined at 19 out of boredom to be honest. And so far I will stay in but I’m trying to retrain into a different career

@DaOriginalMurdah

4 жыл бұрын

@@creedbratton606 I've thinking of joining only for school and if I like it then do the 20 years and get another job after the service. Probably hard to do but... it's something that's always in the back of my mind

@DaOriginalMurdah

4 жыл бұрын

@@generalvanman8270 I'm in the same boat when it comes to the trade work. I'm currently a painter and I make around 48k a year but living in California that's living pay check to pay check. I live with my parents and have been saving about 1-3k depending on how much overtime I am allowed to do at my company. If I live by myself well I honestly wouldn't have anything left at the end of the month. I've been thinking military or union ibew. The ibew kind of has me hesitant only because some guys tell me that work can be good for a year then it'll be slow which can mean 3-6 months laid off maybe more

@boxfox1239

4 жыл бұрын

@@DaOriginalMurdah consider linework. Its more dangerous than inside wire work but in high demand abd pays more.

I paid 6k to become a licensed aircraft mechanic. In less than 18 months I was already making six figures and have been ever since.

@fcdl61

4 жыл бұрын

But but that’s a blue collar job.

@extraterrestrial6614

4 жыл бұрын

@@fcdl61 blue collar yes but I also dabbled in the maintenance control side of things and worked in an office. That also paid really well 👍

@thomasorchard

4 жыл бұрын

Can you post some information about that? I'm thinking of making a career change.

@judymckee5992

4 жыл бұрын

@@extraterrestrial6614 , My ex husband was an airplane mechanic, not making much, I can tell you that. A car mechanic is better.

@caroldj.jenkins1843

4 жыл бұрын

@@fcdl61 Whats wrong with blue color careers?

And what are we supposed to do as tax payers? It's forced upon us. You can vote your heart out and it still dosen't do any good.

@greoricm771

4 жыл бұрын

Demographics are destiny.

@hondah35

4 жыл бұрын

Believe me, if even 2% of the people out there complained to Congress about subsidizing student loans it would end tomorrow. The people are much more powerful than we realize. But the truth is 99.5% of the people out there could care less. They actually think it is a good thing that the Congress is backstopping loans.

@chrisludwig9783

4 жыл бұрын

@@hondah35 yes we can't complain to each other. We need to correct them directly

@mikederucki

4 жыл бұрын

Joshua Tate is doubly tough because we now have a tuition problem as well. Easy student loan borrowing has inflated tuition. If we get rid of the loan problem, tuitions collapse and thousands of universities will be bankrupt. Problem on problems now

@silky2204

4 жыл бұрын

Joshua, the reason is cause the politicians are related. They are puppets for the Cabal. Please see the video on quantitative easing.

I love a good Dave rant so close to Christmas!

Dave you should run for Congress! I’m serious. We need a voice like this up there in DC.

@goalie2998

4 жыл бұрын

He makes way too much sense. They would shred him and destroy his personal life. To be a politician you need to make promises with other people's money.

@maryfields1382

4 жыл бұрын

@@goalie2998 He also makes more money - and honestly, to boot.

@givememymoney3002

3 жыл бұрын

They would shut him down real fast

@anavol

3 жыл бұрын

Problem is...we need 536 Dave's...not just 1

@rafaelcosta3238

3 жыл бұрын

He does a more important and meaningful work on his show than in congress.

25% of student loans end in default. NUTS.

@Ryan_DeWitt

4 жыл бұрын

I think at the worst of the housing crisis default rate was still less than 12% and here we are at 25%.

@JK20239

4 жыл бұрын

So? Govt can garnish wages and social security.

@texasdude1

4 жыл бұрын

JJaguars84 so far ....

@SteelRhinoXpress

4 жыл бұрын

Joshua, they can and do. Some people have wracked up soo much student loan debt that they ended up just leaving the country altogether.

@grendelprime166

4 жыл бұрын

@@JK20239 Built in slavery!

There's 2 problems. 1. We were sold a lie about college. 2. For some parents they just want their kids out of the house

@jonyoung6405

4 жыл бұрын

For # 2, the military might be a better option.

@dand33911

4 жыл бұрын

@PoopCoin Patrick It's indoctrination daycare, for adults.

@dominick951

4 жыл бұрын

@PoopCoin Patrick what?

@anamecalledname

4 жыл бұрын

I've never understood the odd fascination around college when I was in school. I remember going to the counselor in 12th grade and her asking which schools I wanted to applied to. I didn't want to apply to any. College was not in my future. I had no idea what I wanted to do other than be a writer. So I felt pressured to choose these schools and then finally at the end of it all just told her I really didn't want to do it and would figure it out later. I felt judged. Just crazy! I will never make my children feel like they have to go to college, and if they do, they must know what they want to do and be able to pay for their own loans.

@dominick951

4 жыл бұрын

@@anamecalledname The college system is cruel. A 17-19 year old kid is someone suppose to know what they want to do for the rest of their life and agree to an insane amount of loans/cost.

"Shut up, go to work, and go to school!" ... The wisdom of Dave Ramsey. ❤❤❤

Have the Universities cosign the loans.

@adobotravels

4 жыл бұрын

haha too late for that, the banks and the university already work together for PROFIT so that they can have as many slaves as they can

@vivisimonvi

4 жыл бұрын

Putting elimination of student loans aside, I've heard Bernie on the campaign trail talking about making colleges tuition free (and public) as we already have for K - 12. Why we don't already have this kind of system is beyond me.

@FaceInstitute

4 жыл бұрын

@@vivisimonvi Is he going to make the professors take a pay cut? Just get rid of the federal student loan program. Stop writing the loans.

Glad I never fell for the college lie. Debt free. Doing fine. No degree.

@rehrbar

4 жыл бұрын

Matthew Edwards Grew up in Canada, sometimes I wish I had gone to college but didn’t...you can always find excuses. Money, support... I decided to go back to my birth country Switzerland at the age of 22 after completing a scam of an apprenticeship in Canada as a Baker. Worked in factories all my life with not that bad of pay but it was and still is hard work. My 4 children are all educated here and are finished or are in rolled in the apprenticeship program here. My son is in his 3 rd year training as IT specialist. One daughter is a hairdresser. In August my other daughter starts her training as a nurse. My youngest son will probably get into mechanical training. This all costs me practically nothing and the trainees even get paid a small salary. All will have jobs when finished.... I personally think it’s a fantastic system and never regret leaving Canada for the sake of my children having it better than what I had to go through.

How can you start FORGIVING them when you keep MAKING them!! Love ya Dave!!

@hbarudi

4 жыл бұрын

This is one of the reasons why I am making the switch from democrats to republicans...

@Riggy931

Жыл бұрын

Yea the schools should be cheap or free tor everyone, no one advocating for forgiveness supports the current university system. Be honest with your arguments please.

@weaponx100

Жыл бұрын

@@Riggy931 and be constructive with your replies please.

@Riggy931

Жыл бұрын

@@weaponx100 so which evil politicians want to forgive loans and keep the system as is so people continue to fall into debt? It’s a real question. I might be direct with my questions but I’m not sure what’s not constructive about them. Idk what’s constructive about creating a strawman and then fighting that strawman, which is what Dave is doing and you’re supporting. So many people acknowledge the issue with expensive education and predatory lending but refuse to advocate for what will solve the issue. Other then hating on education, of course.

Unless you have good influences, 18 years old is too young to understand the long term ramifications of your financial decisions. Won’t be any of mine.

@chrisludwig9783

4 жыл бұрын

Very good comment Casey

@anthonyp2003

4 жыл бұрын

Old enough to join the military and die for your country. Old enough to vote in elections. Old enough to know better than going into massive debt for no return. This is the result of poor parenting and a failed public education system which only serves to indoctrinate children on obedience to the state and that "going to college" is the only answer.

@CaseyBurnsInvesting

4 жыл бұрын

Napoleon Blownapart agreed

@owlblocksdavid4955

4 жыл бұрын

@Anthony LaMarche but government subsidies have raised the cost of education.

@illegalalien6542

4 жыл бұрын

@@chrisludwig9783 How?

Im only financing this stupidity is bc id get arrested if i didnt pay taxes. So not really my choice.

*when i was in College (not long ago at all, i left 2018 ) i saw college kids use their student loans(rebates) to essentially pay for fun, clothes, ubers and Lyft to parties, etc* for Broke people college kids have a lot of disposable income 💪🌚

Planet Congress 😂😂

I graduated from my community college RN program with zero student loans...I thank God everyday that I went that route

having a huge government is and has always been a costly costly creation

@joshuatate5671

4 жыл бұрын

Yep

@codys7928

4 жыл бұрын

too many chiefs not enough indians

Graduated with a monthly payment of $750. And I had a hard time finding a job (always “no experience” and a very competitive market). Finally down to a $350 monthly payment, only 24k left! Throwing everything I can at it. And my income is way up ⬆️⬆️⬆️

@smartcookie3500

4 жыл бұрын

If it's "way up" you should still pay that 750 at least or way more. The interest is outrageous on that 24k! WWDD ( what would Dave do?)

@notclaire612

4 жыл бұрын

Smart cookie working on it. Recently got married and my husband has credit card debt 😌 so we are working to pay that off first, then my loans. The interest rate on his credit card debt is way higher than my student loan debt.

@notclaire612

4 жыл бұрын

Excel Detail thanks, that’s very sweet!

@nealkelly9757

4 жыл бұрын

What's your household income?

@notclaire612

4 жыл бұрын

Neil Kelley around 150 - 160k My husband just accepted a new job yesterday and I’m interviewing for a promotion so it’s kind of in flux, but increasing. Plus my side hustle is about a grand a month.

"Planet Congress" 😂💯

RAMSEY 2024!?! Who’d support? 🙋🏻‍♂️

@notclaire612

4 жыл бұрын

RAM Real Estate Investing can Graham be VP?

@NotQuiteEpic

4 жыл бұрын

Because having a millionaire businessman as the president works out so well...

@SteveRam

4 жыл бұрын

Claire Lubrano 😂👍🏻👍🏻

@ronwhiteleo3352

4 жыл бұрын

sorry too right-wing for me..

@scarpfish

4 жыл бұрын

Not Dave. He'd be taking a serious pay cut, and would have to deal with idiots in Congress firsthand.

I hear you Dave but why are schools so expensive in the first place that people have to take out loans to go. There are multiple issues at play here!

@owlblocksdavid4955

4 жыл бұрын

Government subsidization of education IS a big issue. That's part of the reason costs are so high; if people were willing to pay 20k for Harvard, and government offered to pay half tuition, Harvard would just charge 40k because students were willing to pay 20k anyway.

@boxfox1239

4 жыл бұрын

@@owlblocksdavid4955 exactly. Government backing anything is a disaster since the institutions just see govt as a endless wallet. Now we are here where community college is 30k. All be it not so bad but not like it use to be.

The reason the US has such expensive universities because the government allows students to borrow so much. Remove the loans and the universities would have to start offering value for money.

@cjjohnson353

4 жыл бұрын

Very true. It's all just people in positions of power stamping on everyone else. Dave is good but needs to develop more compassion for the average person.

@jonyoung6405

4 жыл бұрын

Start with degree programs that are not worthless investments.

@oldtwinsna8347

4 жыл бұрын

Lower administrative salaries by setting a cap on earnings to any university that accepts federal funding. No reason at all why any of these university presidents should be earning millions of dollars.

It is just matter of time before this situation blows up, and screws taxpayers!!

@blackworldtraveler3711

4 жыл бұрын

Jose Echavarria Not concerned. I'm good.

@dexterm1285

4 жыл бұрын

Yea this isnt sustainable

@jack0451

4 жыл бұрын

Already screwing the taxpayers. 25% of student loans default and we’re on the hook for those 25%.

@mikederucki

4 жыл бұрын

jack0451 student loans are non bankruptable so default or not - they aren’t going away for the borrower. Defaulting just adds more to the principal in fees and interest

@jack0451

4 жыл бұрын

minischnauze13 Nooooooo...... I never would have guessed any of that. I’m shocked. 😲 Tell me something I don’t know. I knew all that already.

I've had this conversation with my wife. We're saving for our child's college, and my wife wants her to go to whichever college she chooses, wherever it's at. I told her if she wants to go to an out of state college, fine, but they'd better have in-state tuition or she can pay for it herself.

@ss5899

4 жыл бұрын

I agree, I would simply pay up to the in-state tuition, housing and the out of state premium the kid has to come up with. I don't think that is unreasonable.

@BlackMenAreDope

4 жыл бұрын

S S it is unreasonable. You are essentially telling your child you’re ok with them taking out loans by funding part of it for them. It’s not unreasonable to you because it seems normal. But remember normal in America is usually stupid. Don’t be ok with your kids taking out loans for ANYTHING other than a house.

@elmagnificodep

4 жыл бұрын

I told my wife I’d agree to pay for the local community college or the local university for our son. I told her he can live with us to save cost and that is what I’m willing to do. We have a rental property that we’ll sell to pay for his tuition and reinvest the difference.

@SensSword

4 жыл бұрын

Is it worth risking your financial security to spoil a child rotten at an indoctrination camp out of state? I'd wager "no"

@dmilove2000

4 жыл бұрын

It's unfortunate that you do not see the value of Education and programs that are not available to you that's why most of the population is so dumb. Education is an afterthought rather than the means to an end. If you have a dumb child it's probably not worth it to send them anywhere

We?? Like I have a choice what my stolen money get spent on

@joshuatate5671

4 жыл бұрын

EXACTLY!

@joshuatate5671

4 жыл бұрын

It is literally forced upon us at the point of a gun

@angelaonthego

4 жыл бұрын

We are being lazy. The French burned the capital and rioted in the streets when their govt raised the gas tax.

@LOGOS_Official

4 жыл бұрын

HelloGorgeous1 - exactly. Americans don’t have the guts to fight back

@grawr3534

4 жыл бұрын

@@bodhi2932 Stop paying and go to jail. Wow this is straight up "legal" extortion.

Well I truly believe one reason the Federal Student Loan Program provides the young people this extremely expensive opportunity is a way they can basically have a solid control over them much of their lives like the credit card companies control so many others year after year of their lives.

You’re the best Dave! Love your rants. Accurate and realistic. Happy holidays sir

I just sent an email to my congressman.

@jamielotz

4 жыл бұрын

Well that was a complete waste of time!

@joshpintar5586

4 жыл бұрын

@@jamielotz If enough people complained, things could change. Every flood is made up of single drops of water. So be the drip we know you can be. 😂

When you’re 18 you don’t know what you want to do with your life. You just want the “college experience.” I was no different. I’m thankful for the friends I made at college, for the culture, the study abroad opportunity, the discovery of a specific passion, the faith growth-but I do wish I had the brains to consider a gap year or something. I went into debt to get a job I hated so that I could pay off....the debt. Kudos to women (and men) who are smart and go to college with a career goal in mind. But that’s not my style-I’m artsy and I’ve had a lot of tension with my dad about this. Sooo yeah.

@themusicman669

Жыл бұрын

I don’t think it’s fair to say that about ANYONE who’s 18. I keep circling back to this, but if our society stopped babying teenagers, we’d be so much more adjusted. Infantilization is associated with higher rates or psychopathology, such as mental illnesses.

While I totally agree that my college education was a total financial waste, the two friends I made in college 20 years ago was worth every penny. It wasn’t until I started my own business (completely unrelated to my degree) that I began to have financial success.

Merry Christmas Ramsey"s. Thank you Dave for your assistance. Great listening to your channel. Avid listener.

That 5 second pause at 4:13 was epic.

I grew up poor and said I do not want to follow my parents footsteps. I researched degrees and job placement before attending college. I when to the cheapest college in my area (120 miles away from my family). Now I am making close 6 figures and my wife and I are enjoying being debt free. 18 year olds can do it, they just need to plan ahead

@Ghost-jy9hk

4 жыл бұрын

What did you go to school for?

@jvansickle6094

4 жыл бұрын

@@Ghost-jy9hk computer science at NDSU

Debt is a promise to someone else. Loan forgiveness. Loan default. That's a really bad character flaw. Not keeping your promises and sticking to your word? Bad form.

I moved out of state, gained resident status through working, then went to Uni. No reason to pay extra. Also, two Democratic Presidential candidates are discussing tax payer funded tuition after debt cancellation. Its dishonest not to bring that up, since that is a solution, whether you prefer it or not.

Yea thats crazy. I just got into the electricians union & Only thing ill be paying for is tools.

Dave Ramsey for President

@NotQuiteEpic

4 жыл бұрын

Yeah, because having a multimillionaire businessman for a president has workout out so well...

@spiritsofthesky

4 жыл бұрын

@@NotQuiteEpic at least this one has half a brain and wasn't born a multi-millionaire.

@jeanlenor1858

4 жыл бұрын

@@NotQuiteEpic Totally two different people.

I feel this was set up this way but we have to take control

Because we really can’t decide where this money goes to & will be used for.

@southerncoyote

4 жыл бұрын

I’ve heard they are funneling student loan payment money to make social security solvent, but this is just a wild conspiracy and I have no evidence. But then when you think about it the pieces of why really do fit...

Attend community college and earn your associates degree. Then if you are a North Carolina resident, attend an NC Promise university (e.g., UNC Pembroke, Western Carolina, or Elizabeth City State) where the tuition is $500/year.

That’s because our system runs on debt. It needs to stop. We need a new and better system.

@blackworldtraveler3711

4 жыл бұрын

Anette I'm not running on debt. That's all that matters to me.

@TJ-oo5mx

4 жыл бұрын

@@blackworldtraveler3711 You might not have debt but soon you'll have other peoples!

@RusskiCommieBot

4 жыл бұрын

About time we return to the Gold standard.

One thing. Bernie is suggesting debt forgiveness and free public college tuition, so saying that those calling for debt forgiveness arent calling for the termination of more loans being given is misleading.

High school juniors and seniors need to have this is a required course...the parents too. Alot of parents have no idea what to tell their kids regarding college and student loans. Nobody shops around for the cheapest school they just go and take loans.

Thank you for this rant

WOOOOOOOO, DAVE RAMSEY, HAPPY HOLIDAYS TO YOU, MY MAN!!!😂😂😂😂😂

Love this man!

Just go to school and get a tuba degree, paid off for me!

@owlblocksdavid4955

4 жыл бұрын

Man, I've been trying to get into the tuba program, but it's so competitive. So many people are realizing what a solid investment it is.

@RP-mz6sq

4 жыл бұрын

But first you NEED to buy a $45,000 truck to haul that tuba around.

@racpatrice

4 жыл бұрын

🤣🤣

Fifteen hundred delivering pizzas????? WHERE???NEW YOUR MAYBE DETROIT MAYBE.... LA MAYBE..... BIG CITY LOCATIONS... I asked my three friends who DO or have done it. They ALL LAUGHED AT ME!!!!!!

My parents sold me the lie that if I didn’t go to college I would be flipping burgers my entire life, I make $70k a year no debt no degree life is good.

Preach Dave Preach.

Student loans should have the same underwriting and credit requirements as mortgages. If you can't quality for a 100k mortgage then you shouldn't quality for a 100k student loan

@stephaniemiddleton3740

4 жыл бұрын

Only mature students with paid off mortgages would qualify 😂

The fasa should only be available for In state to help solve it

@mikederucki

4 жыл бұрын

Toxic air that’s actually a really good idea 💡

@whyneed1215

4 жыл бұрын

Those poor southern states will wither away.

Preach it!

I graduated in 2013 with $15k in loans, still owe $5k (paid up approximately 11 months ahead of schedule). I earned a tuition waiver in high school which helped a lot.

THIS IS EPIC!

You can take out 150 grand in student loans to get an MBA, but not 20 grand to start a business.

Dave Ramsey for President! Run as a Republican dave we need you man.

I worked 40+ hours a week in a factory the whole time I went to college. Got my BS in 5 years.

The funniest thing about all of this is that Colleges/Universities don't teach you financial literacy. Basically going into debt without learning how to earn money, mind-blowing!

"How can you talk about forgiving them when you're still making them?"

As an add on to my comment - 4 sons - #1 - high school math teacher. #2 - Head of the computer programming department for his company. #3 - Computer programmer - excellent position. #4 - metal technician. All of this for my successful sons was made possible by student and parent plus loans.

I must say this real stuff. I admire this good stuff. People need to know that he's right .

Dave, you are so on the point! I knew someone that lived in two places RENTING because they had the money available. They ended up claiming bankruptcy. But they blamed it on their dad for not teaching them on budging skills which is hogwash!!!!

Can we at least get a receipt?

Always respect Dave, and don't necessarily always agree with him...but he's spot on here. Only thing he didn't address was the cost side problem...tuition & fees are just skyrocketing! Though if the loans go away, that would likely apply downward pressure on college prices.

I haven't watched every video on Dave's channel. I have watched a lot, I would say maybe 100 so far, and pretty much every caller has student loan as part of their debt.

@Ghost-jy9hk

4 жыл бұрын

I noticed that too and it really shows that it’s a cultural issue. People think student loans are so normal they don’t even consider just working and paying off school themselves.

When I went to Cal Poly, Pomona the cost of tuition and fees in the early 1980s was approximately $400 a year. You had to pay market rates for your own room and board, and your books. The fee charged by the university was subsidized by the State of Californa's taxpayers.

@TooHonest4_You

4 жыл бұрын

Well think about it this way. Colleges keep adding bs additions to campuses to justify raising cost sadly.

That’s why education should be free and merit based. It’ll be a lot cheaper.

Awesome rant! I couldn't do it without a bunch of F-Bombs.

planet congress😂😂😂

Preach@@@@!!!

Old wise Yoda has spoken!! Makes sense to me... if they forgive all the bad debt than there is an incentive to increase tuition costs and give out more loans because if they forgive once they'll do it again!

Believe that unless it's a STEM degree or training in a field that's currently lacking workers my 💸 should be off limits. Want my tax money to go towards degrees that pushes our economy forward. If you want personal growth PAY FOR IT YOURSELF !!!

We have got to stop this madness, America. This is going to be a much bigger problem than it already is if we don't all do something.

Student loan debt 100% fault of the student. No one forces you to go to Yale, Northwestern, Stanford, etc. It’s called personal responsibility.

Two types of loans. Subsized loans and unsubsidized loans. Subsized loans are government loans. You can't get rid of it by filing bankruptcy. If you don't pay it'll show up on your background check when you try to apply for jobs.

Anyone know how Dave feels about the Public Service Loan Forgiveness program. This whete teachers and those in government service for 10 years have their loans forgiven. I know he says the forgiveness rate is extremely low.

Just say NO to Federally-guaranteed loans. I say this as a guy with a VA-backed mortgage, but I've learned a lot since then and would not make that mistake again. If you want to find financial peace, you need financial discipline.

Great video Dave..Theirs a lot of stupid out there. Been there. done that. I'm debt free and lovin' it.

Wow, mind opening!

Keep working hard everyone! Little Sally needs to take out 50k in loans for that lesbian gender studies bachelor’s degree 👍 🌈

@gerardlead9321

4 жыл бұрын

Yayy Areaa exactly the liberals and feminist have failed women!

In July of 2019 I was not able to pay my mortgage, so finally, the mortgage company worked out a low payment w/me until I could get another job. Today I received a W-9 from them stating that I needed to fill it out immediately and send it back; do you know why?

Its doing what it is designed to do.... creating debt slaves.

well said

My children have decided that they don't want that debt hanging over them. They've opted for trades where their courses are cheaper and paid up front from their holiday earnings.

The lenders do it because they get a return without exposure. The feds pay when loans go into default, but the banks get all the profits

I managed to make it through college the right way, but not because I really thought it out. I made all the right decisions by accident or by the grace of God.

Boss:" who are you talking to?" Me: "I'm listening to church." Boss: "oh yea what preacher?" Me: Dave Ramsey. Boss: 😏 *pats on the back*

Dave, the banks had no problem loaning money to people who either filed chapter 7 or had no credit at all, back during the Bush years, and you're shocked by the incompetence of Congress and the corruption of bankers?

The real problem is that most students are majoring in stupid areas of study with no job. Then we allowed the loans to be forgiven. Smh

What if the jobs trained the people for what they want done instead of the college racket that is required for anything that pays anything worthwhile.

The "houses are pretty" means what Dave constantly says in that a student loan doesn't feel like cash at all. If that young woman had to grab another $9K cash she'd find a nice community college by her parent's house. haha

Do we have any figures on how much of our federal income tax goes to payouts from insuring defaulted loans?

@KC-dr3cg

2 жыл бұрын

And I'd like to know how many people do repay their student loan as agreed upon like I did. I made the most of my education and changed the trajectory of my children's lives. I took decent jobs at at more than minimum wage. I am not wealthy but my kids are 1%ers.

Truth!

Make a finance class which explains loans, payment, etc before college loans are approved and make them based on in demand fields that will make the income to payback the loans.

Work and then do school. Graduated in 2007 and trust me Engineering is so difficult that it is impractical and impossible to work and do good. I had a student debt, paid it off but when u go to school to learn technical trades it is difficult to work as you have to give 100% and have to be above and beyond devoted to the course work.

Most fail to understand that the US Economy is based on Debt consumption. If people don't take out these loans such as; auto, home student, and personal loans the economy starts to dry up. Meaning the Federal Reserve always has to keep printing money and making insane loans, that's why its "GUARANTEED" Wake up America, learn about the Federal Reserve, Monatery Policy, Fractional Reserve Banking, 1913 Federal Act, Brentwoods Agreement etc. Before this whole Debt based economy BLOWS UP.