Overpriced education should scare you more

@blackworldtraveler3711

Жыл бұрын

Shouldn’t be scared of anything when you have a choice.

@Foograble

Жыл бұрын

No need to fear anything if you simply follow the Lord!

@markhartung

Жыл бұрын

@@blackworldtraveler3711 Every man is scared of something lad. There are times in life you have no choice........

@blackworldtraveler3711

Жыл бұрын

@@markhartung Your choice of marriage will do that. I’m immune to divorce fleece,weaponized child support,and family courts.

@markhartung

Жыл бұрын

@@blackworldtraveler3711 You're not immune to evil son; hopefully it never greets you. You will be scared lad.....

Paying $300k to just have a chance at getting an entry level job that requires 2+ years experience and only pays just shy of $50k/year before taxes and deductions is even scarier.

@brianbenedict2975

Жыл бұрын

Whats scary is that students choose to go to a school where they have to pay 300k. When they have the option to go to a much cheaper school for the same education.

@martinreyna1638

Жыл бұрын

Whats scary is people actually believe these numbers/stories when the fact is over 80% of students graduate with under $20k debt and have starting salaries of $65k/year and double it within 5-10 years. Theres a reason why people still go to college 🤣

@15KHPCLUB

Жыл бұрын

@@martinreyna1638 I've just checked the student loan debt clock and it's at $1.86 Trillion and counting 🤣 So your story is BS

@BBCforyoHoe

Жыл бұрын

If somebody is paying $300k for school then they’re gonna be making a lot more than $50k

@15KHPCLUB

Жыл бұрын

@@BBCforyoHoe That's the lie you and millions of student loan borrowers were sold

Where’s her video about fear of PPP loan forgiveness?

Yet corporations beg to be bailed out and take advantage of ppp loans.

Um, people already think that debt is OK, that's why most Americans have debt.

@selfmade8884

Жыл бұрын

Exactly. I was wondering what she was talking about.

@richconrad4554

Жыл бұрын

Most people are wrong.... LOL

@gabrielbron5918

Жыл бұрын

@@richconrad4554 debt is ok.

@15KHPCLUB

Жыл бұрын

Maybe so many people wouldn't need debt if everything wasn't so overpriced? 🤔

@markhartung

Жыл бұрын

@@gabrielbron5918 Provided it's manageable; if not, it's most certainly not o.k. ........

What about all the big corporations that constantly get bailed out? Is that okay?

@blackworldtraveler3711

Жыл бұрын

Yes it’s ok. I started investing in corporations in high school and the dividends helped to fund my tuition,pay off my first home in nine years,and allowed me to retire early. Now my nieces and nephews are doing the same thing. Stop whining and be more proactive.

@Foograble

Жыл бұрын

I wonder why we haven't had to bail out churches?

@15KHPCLUB

Жыл бұрын

@@blackworldtraveler3711 Your logic: Corporate bailouts: Okay Student Loan Forgiveness: Not Okay Double standard much?

@blackworldtraveler3711

Жыл бұрын

@@15KHPCLUB Didn’t say anything about student loan forgiveness in my post and don’t care. You can whine and complain about things you have no control but I don’t. Like I said I’m debt free and retired in my 40s because of investing. Can’t complain about over $9k/mo. dividends. Heck lululemon stock paid my niece entire nursing college tuition.

@markhartung

Жыл бұрын

@@15KHPCLUB Apples and oranges lad........

So we can bail out big corporations but not help the people...Girl bye!!

let’s talk about the jobs that require higher education that offer less than 50k salaries. even bachelors degrees aren’t cheap

@Foograble

Жыл бұрын

Ok,let's do that.

@michael567jober

Жыл бұрын

@@Foograble i feel with a certain level of experience and education it should be an obligation for companies to pay more instead of paying poverty wages

F your fear. Over priced education and giving crippling loans to young people is much bigger. Now its more widely known about the pifalls of taking on debt - not so much before, you have a whole generation of people struggling. There will always be bad actors - in the end, forgiveness will help way more people than hurt

Noone thinks its “okay” we as a generation are drowning .

Lots of super rich people have benefited from debt forgiveness. Why is it ok for them but not for others?

@insideoutsideupsidedown2218

Жыл бұрын

Maybe because it is their money to begin with? Check what you paid in federal income tax and then realize you don't pay squat. 50% of US citizens pay zero income taxes. The top 10% of the wealthy pay 90%.of all income taxes. So, it's there money anyway.

She is wrong. Predatory lending is wrong. We should teach financial literacy in schools so that children will have the chance to know better. This would solve most of the problem. But they benefit too much from our ignorance.

Education is definitely overpriced

@Foograble

Жыл бұрын

You're right! Should be able to get by with state paid high school education.

Anyone at Ramsey allowed to have an opinion different to Dave's?

@abcdefghijklmno66109

Жыл бұрын

For a show that loves to quote the bible maybe someone should point out the debt jubilee? When debts are forgiven by religious decree.

@AG-kb7yb

Жыл бұрын

@@abcdefghijklmno66109 Woah, ring in with that, lock your doors in case Dave pays you a personal visit

@15KHPCLUB

Жыл бұрын

Absolutely! Just don't expect to have a job at Ramsey Solutions after voicing your opinions They have a narrative to maintain

@insideoutsideupsidedown2218

Жыл бұрын

​@@abcdefghijklmno66109 need to look up just what Jubilee was.

Take several seats lady 😒

In all seriousness, I don’t see what she’s saying here as a true threat. We took out these loan when we were CHILDREN. We didn’t know what we were doing, we just knew that if we wanted to get a higher education for a “higher paying job” we’d need a degree. I feel as though going into loans and contacts now as adults we are aware of what we’re signing up for and have actually done some analysis before signing on the dotted line. If anything, student loans are in their own lane because we feel as though we got bamboozled. For many, it didn’t provide them the high paying job they were bated with. Yet, we’re on the hook for full payments and interest. And on top of alllll that, where was all this backlash to PPP loans which were just rushed through. So much so it’s littered with fraud. Like, come on. You hate poor people and are scared to lose power, just be real. Too much upward mobility is bad for the current ruling class. They like thing JUST THE WAY THEY ARE. And you should too, peasant.

@alisarice95

Жыл бұрын

Yes!! Thank you…this reminds me of the talk surrounding extending unemployment benefits during the middle of the pandemic. There were comments, primarily from the wealthy, that felt continuing to provide people with unemployment compensation would encourage them not to work. Absolutely ridiculous. It always amazes me that the wealthy find a way to insert themselves into anything that involves giving financial support to those most in need. Meanwhile, you have countless big corporations receiving tax cuts and bailouts.

According to Dave Ramsey we should buy everything cash and if we can’t yet just go out there and get a 6 figure job even thou it requires a degree but make sure you pay for that degree out of pocket because student loans are stupid and if you can’t do all the above then your just a lazy spoiled millennial. Got it! I also love how his family or someone connected to his family are the ones running this show that are employed by him but hey if they can make it so can you!!

Give me a break. She's becoming more of a yes woman everyday.

There's an even bigger fear: CBDC But hey, Dave Ramsey thinks it's a conspiracy theory so I guess it must be...

@thaimuayshoo1171

Жыл бұрын

Good point. I wonder how Dave will rationalize central bank digital currencies when whichever Federal Reserve chairman starts pumping up the idea. War on cash and financial autonomy.

I think if you are not able to get a job based on your degree, student loans should be cancelled. Schools "sell" you a degree. If it turns out to be useless, then they sold you a bad product. Should return it for a refund.

It's obviously not okay to go into debt. But corporations should give thousands to kids for anything, much less a degree they don't even need. Schools shouldn't be charging this much money. I blame collegiate sports.

I do agree, people's behavior won't change and they will just change that $10k to consumer debt. However, with all due respect, she never had to personally deal with the anxiety and weight of student loans. She went to school fully funded by scholarships. Although that's commendable, Anthony was such a better expert because he knew that debt and could relate to everyone so much better.

I forgave myself for taking out loans by working hard to pay them off.

What if someone's perception of debt is that it's not okay and their just leveraging this forgiveness plan to save thousands of dollars. That's a win in my eyes.

So that they think it's okay.. "Muted"

My fear is that it doesn't go through and i won't get my $10,000 back

Which is why someone that benefited from declaring bankruptcy after making irrational decisions… shouldn’t be denying to others and running this company?

Lol 😂😂

Why would she be scared of OTHER people accumulating debt? Pretty sure she’s one of those people who know how to turn others debt into her profit.

Can’t wait to get my 5,000 student loan cancelation

No one forced you to go to college and not work while in college. You knew what a loan was.

Public colleges and universities should be free. Same with healthcare

Get outta here, lady! People can now breathe and not be bogged down by endless loan debt for a degree that most of us didn’t make much money from!

It's kind of my fear that predatory loan people become the victim.... This lady's opinion is less important than grass clippings.

It will infate the currency and contribute to inflation

Forgive a loan 😂

Student loan forgiveness. Oh wait-my mortgage identifies as a student loan. No one forced me to take out my mortgage, I signed for it, said I’d pay it back and did it of my own accord. Same thing right?

@chazhawthorne102

Жыл бұрын

No u can sell the house to get out of debt

Oh, dear-you do realize that a) education is good/desirable for ALL people and b) a bachelor degree is the equivalent of a high school diploma 20 years ago? How about we make US culture value education for the good of all, not just those who ARE ALREADY PRIVILEGED?

How? It's a onetime event

Did she feel that way about PPP loans?

Sounds like she didn’t receive a college education

She has a very similar voice to Gwen Stefani!

Question: who’s going to pay for all that debt forgiveness?!

@insideoutsideupsidedown2218

Жыл бұрын

You.

@murraysaucedo897

Жыл бұрын

Someone will pay for it that’s for sure. Remember how Obamacare was free? Then the same people fawning over it where all like “this isn’t free!” Well expect something similar when they get their student loans forgiven. I take comfort in knowing I’m not them and I did the right thing by paying off the money I borrowed.

Debt IS okay. Talk to a millionaire or billionaire. They LIVE off debt in a way that an average person doesn’t understand. Debt is great if you know how to use it. How much debt someone has doesn’t change YOUR life. Learn how to be smart about the debt you take out. Invest with someone else’s money. Not your own.

college should be free, going into lifetime debt to get a high-level education is what is scary...

IDK what I would do if there was no debt..It's the way I do business.

Student loan forgiveness will not happen.

Well, lady, that’s their goal is to make you irresponsible with your money so then they can take control of everything you have.

Watch suicides increase this year and for the elderly. They don't care as long as it has a stock buybacks. Hold your loved ones close.

I agree. Don't sweat it bc it's not gonna happen. Or at least anywhere near the level critics might be worried about.

For a show that likes to quote the bible. Look up the verse on the debt jubilee. It is where all debts are forgiven. Not sins but debts are forgiven by religious decree. It isn't anything new to show compassion by lifting some of the burdens off the shoulders of people that are struggling. A meme that put this perfectly showed a kid coming home from college carrying $100k of student loan debt on their back. His parents bragged about starting their lives with nothing. He replied with i wish i was that lucky.

PPP loan forgiveness for most of these politicians should scare you because they think it's okay not to pay it back

Sadly the average American loves debt. Buying things they cannot afford to attain a lifestyle they cannot afford. Loan forgiveness changes nothing.

@15KHPCLUB

Жыл бұрын

Sadly the system is set up where most people need debt to get an education, to get a decent career, to purchase a car and a home But yeah, let's just ignore the big picture and blame the consumers instead

@moonshine4049

Жыл бұрын

@Tyler Lowe I get it, but here is the thing. Alot of people live wayyy above their salary. The nicest cars, the biggest homes, massive weddings/honeymoons, dining out constantly and all the stuff they do not need. Some debt may be needed but the big big debt I see in my own extended family, friends and acquaintances is absolutely NOT required to have a content and fruitful life.

@15KHPCLUB

Жыл бұрын

@@moonshine4049 I'm talking about necessities, not luxuries. Nice straw man argument tho Thanks for playing! 😉

@15KHPCLUB

Жыл бұрын

@@moonshine4049 You're definitely the type of person to like your own comments lol

I understand this fear. Not saying it's correct, though.

It won't. People already think it's okay.

Too late for that

I've had the same thought. That forgiveness will encourage people to run up huge debt with the expectation that it will be paid off for them.

@abcdefghijklmno66109

Жыл бұрын

The bill they are trying to pass will forgive $10k-$20k for people making $125k or less. Someone paying $50k a year or more in taxes then gets $10k back. That's a tax refund in my book.

@pgetmoney1

Жыл бұрын

Can I politely ask? Why do you even care abt other ppls debt?

Your fear is silly and your selfishness deserves no comfort

Am I the only one who just wants to reach thru my phone and just .. well u know..

What about all those PPP loans that were forgiven and business didn't do right with them?

GOP provides nothing of value! Zero

That's not even remotely what's happening...

I’m sorry; I can’t really take her serious…. She’s literally been rich her entire life. What does she understand about the struggle and “reality”

This narrative is so frustrating

The fact that higher education should be a choice of financial debt isn’t ok. You’re priorities are insane

Thank you! Yes, people have been holding off paying down student loans, because of a rumor about getting them forgiven. So they are gambling with this rumor. Then, when the debt is not forgiven, they will still hold out, just in case.... Or... In the small chance some is "forgiven", more people will take out debt with the intention to not pay it back.... And it will spiral downhill from there. Unfortunately, it will cause people who struggle with finances, to continue to be enslaved... :-(

@Foograble

Жыл бұрын

Oh no! That sounds really super bad. Oh well.

@richconrad4554

Жыл бұрын

@@Foograble that really is super bad! I live my life more to leave a legacy to generations of my family. Why would we want to let something this bad, happen to hurt later generations?

I hope I get help

Oh please

Lol

No they think it’s ok to get an education Society puts a huge price tag on that endeavor The benefits of an educated population far out ways the cost therefore all education should be payed through tax dollars Putting the burden on society which has the most to gain is the proper public policy Thereby promoting the general welfare and domestic tranquility

@Foograble

Жыл бұрын

Good luck convincing nationalists education benefits them.

$10k or 20k is a drop in the bucket 🪣 for students loans. Ask anyone who has them