I'm here because I'm curious. I'm Gen Z and just starting to work. I wish I make 6 figures or more just to afford a house or even house insurance. I come from a working class family living paycheck by paycheck pretty much. Currently I am making barely above minimum wage. I hope home prices goes down but I doubt it since it seems like it will be high for a while. The wages definitely hasn't kept up with the inflation. I do live in a high cost of living area (MA) and while I love it here, I've seen high rent and high home prices. If I had the extra income I'd definitely move to Florida. For now I guess I'll be focusing on moving up my career path and see if I can increase my income.

@katrinreal

11 ай бұрын

Hi Paola, I believe it is a great idea to start saving and preparing now for a home purchase in the future. Those people who are just complaining about the prices and wishing for a crash aren't helping themselves because prices may not go down for a while. Instead, it is very likely that the prices will continue to appreciate in the near future. You will definitely be a step ahead if you start planning now. And if there is a market correction, even better for you. You might want to speak to a loan officer or financial advisor to help you determine a good strategy.

@johnnynick6179

10 ай бұрын

Hi Paola - My advice to you is: FIRST - learn a difficult and demanding trade or skill. The more difficult it, is the fewer people you'll be competing with, but it has to be a skill that is in demand in today's market. This is the MOST important thing you can do to prepare to build a good life. Don't expect to make a good living at a normal 9-to-5 job. You NEED a specialized skillset. NEXT - save as much money as possible. Don't buy a new car, or the latest phone. Don't eat out often or buy expensive lunches or coffee. Save and invest your money now. FINALLY - Do NOT bring children into the world until you are financially secure, and you can easily afford to raise them comfortably. So many young people start families too early and learn they can NEVER reach financial security. My two cents - whatever it's worth. Good luck!

@johnnynick6179

10 ай бұрын

I'm going to add to my previous suggestions: Unless you plan on being a medical doctor or an attorney - DO NOT waste your time in college. University degrees are no longer worth what they once were. You will end up many thousands of dollars in debt AND...even worse...at least four years of your life will have been wasted. I was a financial planner for several decades and my clients were ONLY people worth $20 MILLION or more. Yes... some of them were doctors and some were attorneys... but MOST of them started out as plumbers, electricians, mechanics, one was even a butcher. They all had two things in common - incredible ambition and the willingness to take risks in order to start their own business. Learn a trade.... work that trade for several years... then go out on your own and build your own business.

@paolaanimator

10 ай бұрын

@@johnnynick6179 Thank you so much for the suggestions and advice! I'm thinking of learning to code in a bootcamp and get certified, I'm saving up for that. Is that a good career path? I'm picking coding because I enjoy working on my computer and starting off with free resources online like FreeCodeCamp. I am studying for a written exam and then do a driving test to get my license. However I'm not planning on getting a car anytime soon (due to the high prices of cars at the moment). I just want to have my license and wait until car prices (and interest rates) goes down so I can get an affordable used car just to get to point A to B. I'm also building up credit with a credit card (just one card) so then I'll know if I have good credit, it will be easy to choose a decent and reliable, fuel efficient car. For now I'm taking small steps, slowly saving up from my job while I live with my family.

@veev2561

10 ай бұрын

O

Trust me, I’ve lived here in Florida for over 50 years and it’s now a Cesspool for High Crime, and Superficial people

@MuahMan

11 ай бұрын

It's because it full of people from Cali, NY, and NJ now. All the worst people from all the worst states. DeSantis should ban all three states from sending their refugees to to FL.

@mikeb8342

11 ай бұрын

The stats don't paint that picture. There are certainly high crime areas to avoid in FL, but a blanket statement like that serves no one well.

@jimshoe402

11 ай бұрын

Always been that way they call them FBI never will move there.🤑🤑🤑🤑🤑 Very common show up at a Beer party like 6 with NOTHING. Con people so FBI..No Thank You Yanks are the way to Go !! Been there 1975..

@sasharadjenovic4230

10 ай бұрын

I've only been here 2 1/2 years, and cesspool is an understatement, and I live in a really nice section of SWFL. There is a sense of lawlessness, and an anything goes attitude....and don't even get me started on the drivers and mosquitos

@mikeb8342

10 ай бұрын

@sasharadjenovic4230 a "sense of lawlessness"? Bad drivers? Where can you possibly go and NOT have that? I drive truck for a living and see it everyday.... everywhere.

A couple of corrections: Florida actually has 1350 miles of coastline (not 825 miles). Also, residents of NYC pay both NY state tax as well as NYC city tax, which makes the combined tax burden MUCH worse than your example. Someone in NYC making $500K annually will actually pay $56,514 in state/city income tax (not $31,873).

@katrinreal

11 ай бұрын

Yes 825 of beach coastline...I know re: city tax in NYC. I am from NYC but did not want to confuse the matter. The point was: state tax savings.

So if you are coming from NY,NJ area and you think you will save $ on taxes , No state income tax or lower property taxes , Home insurance cost will replace that, and Property taxes are not much cheaper than Northern areas. If buy near water gulf or ocean ,Insurance can be $10,000 - $20,000 easily. Its cheaper inland for sure. If you are wealthy of course not a problem. If you need to work the jobs here pay terrible wages like 1980s. Reason why only wealthier folks moving here, not needing employment

I moved to S. Carolina from Milwaukee, in 2019 and love it.

I Florida is not cheap like it used to be. The dream is gone. Time to look for the new place

@purplesprigs

4 ай бұрын

Keep it to yourself. Florida is an affordable paradise. Lowest auto insurance and homeowners insurance; lowest crime rates; zero hurricanes; the kindest, most caring people you'll ever meet. Sadly, I will be selling home in Florida and getting the F out of here. If you are 55+, buy in LAKE ASHTON! Tell your friends.

We are moving out of Sarasota, Florida, next year. Looking at NC, as it's more our lifestyle, with seasons.

@katrinreal

11 ай бұрын

Thank you for commenting. Where in NC are you moving to?

@InimicusSolitus

11 ай бұрын

@@katrinreal We are looking around the Winston-Salem area. Going up there in November to check it out, and will probably move in the spring of '24. We can sell our house here in Sarasota, and buy a house for cash up there, no longer having a mortgage payment.

@dapperdino1996

11 ай бұрын

@@InimicusSolitus I moved from Clermont,Fl to Lake Norman area in NC back in July 2023. Born and raised in FL and felt it was time to leave. So far I’m really enjoying it.

@MuahMan

11 ай бұрын

Sarasota was AMAZING 20 years ago. The North Easterners hadn't discovered and ruined it yet. I rented a studio on the main small strip on Siesta Key for $425/mo

@kriscover1818

11 ай бұрын

@@dapperdino1996I just moved from Winter Garden, FL to SC back in April- too many bad drivers down there causing auto insurance to skyrocket! 🙄

Many people who moved to Florida r poor and want a decent place to live and retire but hov and all the other expenses that most cannot afford

People are moving here ,and I’m trying to get out!… south florida is a circus now!🤡🙈

@MuahMan

11 ай бұрын

Word. Trying to escape Boca Raton. I'm surrounded by liberal NY Jews that love crime and being stupid.

@sasharadjenovic4230

10 ай бұрын

Same here!! It's like living in a freak show and I can't wait to leave!!

No state income tax is a big factor (at least it was for me when deciding to accept a job, years ago). However, if you're a homeowner, property tax, homeowners & flood ins. will set you back WAY more than income tax. Don't get me started onbthe costs of goods & services, here, now.

They'll soon learn and regret it

@lizzie2301

11 ай бұрын

Exactly

@jeffreymassey5541

11 ай бұрын

Right 😐

@Mekkalekka

11 ай бұрын

Or not..

@JustinCase-em6ql

11 ай бұрын

Regret what? Been here for decades. Love it.

@Mekkalekka

11 ай бұрын

@@JustinCase-em6ql brainwashed democrats be hatin.

I would not be able to afford 1000$ per month for taxes and going up also home insurance which is also around 1000 per month which is mostly mandatory . The politicians are driving all the people out of Florida

@southothehighway

8 ай бұрын

It's the climate risk and HOA fees

As a Floridian I'm shocked that people are taking a chance. Our hurricane season is insane and most insurers left the state. Pretty soon the premium will be $20,000.

@danz1182

10 ай бұрын

Hurricane risk is manageable, it was the litigation environment that drove insurers away. That problem should gradually improve with the recent legal reforms. If hurricanes scare you, just dont buy a pre 1995 house or one within 5 miles of the coast or on a river. Post-Andrew houses are pretty resilient when it comes to wind.

@johnnynick6179

10 ай бұрын

@@danz1182 Yes Dan - very few people realize that the problem with homeowners' insurance was caused by rampant FRAUD. Florida courts went CRAZY forcing insurers to pay claims that they should NOT have paid. Large law firms have aligned with statewide roofing contractors to scam insurance companies throughout the state. Hopefully our Governor's new policies will put a stop to this soon and rates will return to normal.

@JustinCase-em6ql

10 ай бұрын

@@danz1182 My house was byilt in '93 with all the updated, post Andrew codes. It looked like a metal and wood fortress going up. 2" x 6" wood wrapped with metal straps from slab to trusses. I like those solid pour cement houses better, but it would take a Cat. 4 direct hit to take out this house.

@Cruxis_Angel

10 ай бұрын

As a Floridian as well this is what most people aren’t really thinking about and why the future of the state looks bleak. Florida was always at risk but didn’t have this massive surge in population that insurers have to pay out post Covid. Add in climate change on top and it doesn’t make sense for the average person. Insurance companies already see it and are bailing.

@GoldenArmory

9 ай бұрын

@@Cruxis_Angel 🎯

As someone who extensively went to GA and SC for many years I can share a couple few things. #1 Job market for career professionals is horrible. #2 There is extreme poverty in both states, certainly GA and while some people appreciate "being in the middle of absolutely nothing"... for most it is just not worth it. For example... living in North GA vs living anywhere else in GA or living in Lake Jocassee area vs everywhere else... is like 2 different universes. There is a channel here on youtube called Nick Johnson and he has series of "What its like to live in...." and he captures it perfectly. #3 Nobody ever says "I want to move to GA or SC"... only people that ever say that are retiring floridians who want to move there "because" just want to hunt in their later years or "they can't take heat no more". And then they move and get hammered by hurricanes and nats and high humidity and all that. People want to live in vicinity of Blue Ridge Parkway and when they figure out a way... they move... but there are no jobs, no stores and so that does not appeal to the "normal folk". Likewise when people say they want to move to FL... nobody in their right mind says... Ohh I want to move to Defuniak Springs, Branford, Williston, Frostproof, Clewiston or something. They want the beach, they want the palm trees, they want the "florida experience". And their giant payouts from selling to investors up north empower them. I drove through Lakeland Ranch last week... because I always hear you talk about it and THOSE kinds of homes can only be afforded by people who move here with money... not your run of the mill floridians.

@katrinreal

11 ай бұрын

Thank you for sharing your thoughts and experiences. Prices in LWK Ranch have sky rocket over the las 10 years as it has become so popular.

@johnphillipsplumbing7148

11 ай бұрын

Hey,there is a 40,000 word comment limit😊

@moretoliving2236

11 ай бұрын

@@johnphillipsplumbing7148 True that. But I would rather people be informed than not. Below in comments there is a democrat lady (presumably) who moved to GA and is raving about how wonderful it is and how cheap it is over there and away from the republicans and stuff. Well there is a reason why things are "cheap"... As popular saying goes in florida... "To go south you go north".

@toddwerther188

11 ай бұрын

I'm in a Tampa suburb, things may change but the plan is N Valdosta/Bemiss, GA. Has everything you need, all the 'normal' shopping/hardware/grocery/restaurants. Don't tell anyone but NICE homes can be had for $250K and some that just need paint for $150K. Get me some downsize and travel the world.

@neox9369

10 ай бұрын

The job market is horrible where in GA, you need to be very specific. That’s far from true in the metro Atlanta region lol. It’s way more diverse than Floridas will ever be. Your only argument that is valid is in certain areas of GA that you are nit picking to substantiate your alleged facts. I see tags from California, Jersey, Florida, Illinois, Texas, New York, Alabama every single day and multiples of them at that. If Florida is as great as this women claims then why are many fleeing to GA😂. Artificial Palm trees and beaches….and then what? It I want I beach or islands I can drive 3 hours, but others prefer a diverse geographical landscape including waterfalls, beaches, barrier untouched islands, Mountains, hills, Lakes, Rapids, swamps and different seasons. Hollywood southeast is GA, CNN, Busiest airport in the nation, Home Depot headquarter. In fact the top 3 GDP producing states on the east coast go as followed; New York, Pennsylvania then Georgia lol

You can't keep printing money and extending credit cards for everyone, what happens when this crashes and all these people lose it all in FL? I give this scenario about 95% chance occuring fairly soon-

@katrinreal

11 ай бұрын

not predicted to happen any time soon.

@goldenparachute392

11 ай бұрын

Do you think they only printed money for people in Florida? Or that all credit cards are issued to Florida residents? 😂

@mikeb8342

11 ай бұрын

​@goldenparachute392 my thoughts exactly. If the whole system crashes, we're all Fd. My aunt is concerned for me..... she's been convinced the next decade or two FL will be under water 😂.

@goldenparachute392

11 ай бұрын

@@mikeb8342 🤭

@ajusa2024

10 ай бұрын

​@@katrinrealSays who??? Anyone without their head up their backside knows EXACTLY what is coming.

Florida has one thing going for it for about 4 months. Warm winter climate in the lower half of the state. Every other aspect of Florida life is smoke and mirrors. I know over 2 dozen people who have relocated to Florida in the last 25 years. The overwhelming majority regretted that move.

@mikeb8342

11 ай бұрын

😀 some people just attract people that are just always miserable wherever they live/work/etc. Maybe you need to spend time with people who aren't "Debbie Downers"? I know several that have made the move..... and none of them regret it.

@FaithwalkerTodd

11 ай бұрын

After I retired my wife and I bought an RV and traveled across the country. We have been Florida natives and we were interested in seeing the rest of the country. We quickly realized that for everything you say yes to, you must say no to everything else. When we returned home we realized there is no place like home. We have the most beautiful water view and access to the Gulf of Mexico. The weather is constantly lovely even when it’s warm. We realized other places don’t have the blessings Florida has. Texas was very windy, California was ridiculously expensive and the air was not clean. We traveled up the east coast and it was interesting and there were some pretty things but it’s nothing like Florida. Now if we travel, we typically stay in the state because there’s so many things to do here. We might go down to the Keys or maybe to Orlando, sometimes we might choose to spend a week in Saint Augustine. if anyone moved to Florida and then later regretted it, it was probably because they didn’t explore, they sat in an air-conditioned house.

@mikeb8342

11 ай бұрын

@FaithwalkerTodd , until I can retire, I'll probably spend a lot of time in the summer in AC.... but it'll be far less than the time I spend in a heated home up here in MN during our 4+ months of cold..... and I won't have to shovel or scrape ice from my windshield. Looking forward to our move next year. 10 years from now I'll be free to spend my summers in MN and the rest in FL. Being within 1-1.5 hrs drive of Mickey/Universal (and closer yet to the beaches) will be the magnet for my kids/grandkids to visit when their snow flies.

@taffyalusa4642

10 ай бұрын

​@@mikeb8342not true, I lived in LWR for over 20 yrs, we saw many many move to Florida from out of state, after 3 yrs a lot of them moved back, didn't like it.

@mikeb8342

10 ай бұрын

@taffyalusa4642 what's "not true"?..... that I know several people that moved to Florida and don't regret it? Or that some people attract miserable people. I'm quite certain both of these are "true"..... I have observed it. Perhaps what you mean is some people regret moving to ? I think you're right on that.

You didn't mention the unbearable heat and humidity for half the year. Or the constant fear of your property being destroyed by hurricanes. I live in Minnesota and I love the 4 seasons.Florida is great however for a one or two week winter get away!

@johnboy6594

11 ай бұрын

Agreed. Floridas Heat and Humidity will suck the very life from your core. My friend retired to Naples 2 years ago and complains that he just doesnt have the same energy. No Sh-- Sherlock. That weather is like trying to function in a Gyms Steamroom. I love the 4 seasons. Cool air in Spring with the smells and colors, Cool air in Autumn the beautiful changing colors, Cold air in Winter with beautiful snow falls and frost. The older i get the more i need cool air to stay alert and awake.

@bilahn1198

11 ай бұрын

@@johnboy6594 I concur with everything you said!

@johnnynick6179

10 ай бұрын

If it'll keep you from moving here, I'll agree with you. Florida is bad. Alligators will eat your dog. Mosquitos will carry off small children. Stay away from Florida at all costs.

@Cruxis_Angel

10 ай бұрын

The heat is unbearable more than that. Only October-February feels nice. Feels like hell the rest of the year

@johnnynick9115

10 ай бұрын

Those of you who dislike Florida should tell all your friends up north how horrible it is here and suggest they stay away. Keep the snowflakes up north. We moved here to get away from snowflakes.

Exceptional research. Thank you for this intel.

@katrinreal

11 ай бұрын

Glad you enjoyed it!

Lived there 30 years--got smart and moved to e. Tn. 20 years ago--Good luck in Fla.- You will need it !

South Carolina sucks I've lived in both places. There is a dark underbelly to SC that you don't even want to find out about there. And that is the whole state no matter who it is, they are filthy. In Florida stay out of Miami and Jacksonville and you'll be safe no matter who you are.

@katrinreal

11 ай бұрын

Thanks for your input.

@LatoyaDeSoleil

11 ай бұрын

I moved to Jacksonville Florida from Maine in june (originally from Louisiana. I love living here on the north side

@lyceum4177

10 ай бұрын

Oh? I live in SC. Hmm

@willp.8120

9 ай бұрын

Total nonsense. The Upstate is very safe.

@user-pv8ij6id5n

9 ай бұрын

Dark underbelly lol WTH

Great info. Most of the points you mentioned were the reason my husband and moved here. Plus only. Have to buy clothes/shoes for 1- 1 1/2 seasons which saves me a lot . I do find the long summers too hot for me but rationalize that at least I’m not shoveling it or scraping it off our windshields. 😂 . I have mentioned schools before, but it would be good to see how Florida schools compare to other states K thru 12. This would be very helpful to parents. I’ve heard from newcomers (and Floridians) they are disappointed. Thanks as always.

@katrinreal

11 ай бұрын

Thank you for your feedback Bernadine.

@planetmartay

11 ай бұрын

Yes, I've heard that from colleagues who moved back north so they could have access to better education for their children. Education has only gotten worse over the last decade. I also know teachers who have gotten out of education because the school system is soooo bad.

@MuahMan

11 ай бұрын

Use private schools, ALL public schools are trash indoctrination centers.

@mikeb8342

11 ай бұрын

My saying is.... "Yeah, summer is hot.... but I don't have to shovel humidity..... AND I can ride my motorcycle in it." Planned to retire in Florida in 10 years.... but couldn't face that many more Minnesota winters. Also, the political/tax climate here is getting horrible. Wife and I are looking at late winter into mid spring '24 for our move. Probably Palm Coast area.

@lyceum4177

10 ай бұрын

Homeschooling

It's a bunch of BS the age of the home every home eventually gets older it's how it's built and maintained some of the older homes are better than new homes being

@johnnynick6179

10 ай бұрын

Actually, when it comes to hurricane protection, age has everything to do with the home's safety. Newer homes must comply with the new hurricane resistant building codes. Homes built before 2002 did NOT comply with hurricane building codes, which require contractors to install metal hurricane straps that tie the roof to the walls of the building. They used to simply nail the roof down. Not today. Roofing contractors must also use tin tabs when nailing asphalt shingles down in most of the state. In addition, almost every jurisdiction now requires hurricane resistant windows and doors along with wind resistant garage doors. These new building guidelines have drastically improved a home's ability to withstand hurricane force winds. Older homes must comply with the new building code ONLY when they are replacing a roof or the windows or doors. Buying a home built AFTER 2002 is a much safer bet for hurricane safety.

@taffyalusa4642

10 ай бұрын

​@@johnnynick6179just paid to have the straps put on our 50s house. The owner of the company who did it said it's be, makes no difference. Our house is like a bomb shelter when you knock exterior walls they are pure concrete, solid.

@johnnynick9115

10 ай бұрын

@@taffyalusa4642 Many concrete and concrete block homes were built in Florida over the years and there's no question that those exterior walls can withstand severe wind stress. The problem is the roof. No matter how strong the walls are, the roof is still subject to updraft pressure which occurs when strong winds speed up as they move over a structure. That updraft can literally suck the roof off the building, which is something that occurred in every previous hurricane. Imagine a hammer claw pulling a nail up from a 2x4 that's holding your roof to the walls. It takes lots of pressure but it will pull up. With metal straps that can't happen. The metal is attached to the sides of the joist and then secured to the side of the wall. No matter how hard you pull, that joist will not pull up. The wood would break before the metal would give way. I'm glad you had it done but I can't imagine any responsible roofing contractor telling you it wasn't necessary.

@marknewton6984

7 ай бұрын

So true.

Thank you for this information but as a long time Floridian and military veteran the influx of folks that have moved here, insurance companies that have jacked up costs that I am tapping out….im looking at South Carolina and Texas now….i can take a vacation when I need it…..not worth the heart ache anymore

@georgedreher2322

9 ай бұрын

Correct you are! Have a 4/3 pool home in a nice suburb near Tampa. I've had this house for 25 years. Other family members from here relocating (bailing-out) to the mountain areas in Northern SC. Wife & I are planning to do the same. It's just not the same Florida anymore.

Well, my inlaws managed to move from New Jersey to Florida by paying 3 times more for a smaller house. Go figure. I think they have miscalculated that everybody would come down and visit... None of us are beachers. My parents on the other hand live in Switzerland. Guess where we are traveling to every year?

@katrinreal

11 ай бұрын

I'd go to Switzerland and FL yearly :)

@byronkerby6897

11 ай бұрын

@liebling6708 Why not visit your in-laws in Florida just to spend a little time with them as well, even if you aren't there for the beach? If my son and his wife only visited her parents and didn't visit us just because they aren't beach people, it would cause my husband and me a lot of grief. An idea might be to invite your in-laws to join you and their son in Switzerland. Just a thought. No judgement.

@knitix

11 ай бұрын

@@byronkerby6897 Sure, my husband and the kids are always welcome to visit them. However, we are on a tight budget time and money wise and I have many more places to visit in this world besides Florida. It was my inlaws joice to move there and they in return choose not to visit claiming health reasons. Right, that's why they should not have moved away from three sons, three daughter in-laws, 6 grandkids and 5 great grandkids.

@byronkerby6897

11 ай бұрын

When I was in my 20s, I moved to another city. My family's response was that I should not expect them to visit me because I am the one who moved away and those are the consequences. It took me quite a few years to realize that my family's indifference exposed how they had truly felt about me all along. I hope that your in-laws will find a wonderful family in their new Florida. Peace.

@knitix

11 ай бұрын

@@byronkerby6897 No, I 'm spending north of $5000 per year to visit my own family in Switzerland, the additional Florida expense is just not in the budget. I rather visit my own family than my in-laws.

The big issue with SC and GA is both states lack a big city on the ocean shore. There are Charleston and Sahannah only, and nothing even close to it. Although both cities are comparatively small. If these states had a couple of big ports, they would be more desirable destinations for migration. Climate-wise, these states are decent options compared to Florida.

@katrinreal

11 ай бұрын

Thank you for adding your perspective

@knitix

11 ай бұрын

@@katrinreal Nah, we aren't Disney Fans either. We prefer the Europapark; it's cheaper, cleaner, better vibe and the food is much better too. If I want to do beach, I can stay in New Jersey or fly to Costa Rica. But no worries, I get you, to each their own. ;)

@katrinreal

11 ай бұрын

@@knitix Cannot go wrong with Europe. :)

@dannywalker1635

11 ай бұрын

Very true. It is also pretty much the reason The South lost the war. No large deep industrial type ports.

@rickgentile4956

11 ай бұрын

Incomes in Coastal GA versus inflation are third world-like... Check out median household incomes in Brunswick GA ...

I moved to st. Pete in july 2023 and i love it. Moved into a singlewide in a 55+ community.

@katrinreal

10 ай бұрын

🙂

Hi Katrin, did you say your homeowner's insurance premium went from $2,500 to $5,500 in the past 3 years? Yikes! Inland Central Florida is still on my radar when I retire in 19 months, but I am watching the homeowner's insurance situation. I have heard people post on social media in Central Florida that they have had anywhere from slight increases to large increases in their homeowner's insurance. Sounds like shopping for homeowner's insurance may need to happen annually, at least for awhile.

@katrinreal

11 ай бұрын

Shopping around is always a good idea. If the home is further away from the coast, not in an A zone, newer with newer roof, maybe impact-resistent windows, the insurance should be lower.

@andyrichardson7558

11 ай бұрын

I'm between Orlando and Lakeland which is about as far inland as you can get in most of the state. My homeowner's insurance doubled in a single year and that was after shopping around. I'll be changing insurers every year until I am able to leave the state.

@rosemariepollock9050

11 ай бұрын

I live in a suburb of Orlando and my home owners insurance is $4200. Also need to take into acct high car insurance and the increasing property taxes

@lauralampe1664

11 ай бұрын

I don't think only Florida is facing high homeowners & auto insurance increases. I live in suburban Chicago. I just got my auto & condo insurance premiums effective in October. Car insurance went up 39%. Condo insurance went up 49%, which covers interior contents, personal property & personal liability. So now I'm shopping for new insurance. Called State Farm. Auto insurance definitely cheaper, $212 per yr, than what my current insurance company is raising my auto insurance rate to. State Farm condo insurance quote is slightly higher than what my current insurance company will raise my condo insurance rate to next month. My current agent said she will check around for lower auto insurance rate, but she said my condo insurance rate is probably as low as I can get, even if I shop around. I think I will keep shopping.

@Jack-russell103

11 ай бұрын

Property taxes are capped under the homestead exemption @@rosemariepollock9050

Florida is great November thru may....enjoy

Florida has always been popular. Any gulf coast beach I've ever been to is better than any Atlantic beach I've been to. People love the beach where they can let it all hang out and it's accepted.

@Jack-russell103

11 ай бұрын

The gulf coast is filthy don’t ever swim or eat anything from the gulf

@neox9369

10 ай бұрын

All worried about beaches yet 90% in Florida are bums in poverty. Beaches, I’ll go to Puerto Rico or drive🤷🏾

@Jack-russell103

10 ай бұрын

What?@@neox9369

@sasharadjenovic4230

10 ай бұрын

Yeah, let it all hang out for the creepy perverts

No place are perfect but Florida have the amazing landscape for someone that love tropical weather and beach mode, also the No income tax state is a plus, the freedom of the state is something that attracted lot people and affordable prices of the homes just if you compare with California, NY or expensives states the Cons; home insurances cost, car insurances cost, Hurricanes seasons, overall Florida is the best state for my taste

@katrinreal

11 ай бұрын

Thanks for chiming in. Where did you move from?

@dreyes8948

11 ай бұрын

​@katrinp. Now in Georgia but want build in Florida

@katrinreal

11 ай бұрын

@@dreyes8948 where in Georgia?

@dreyes8948

11 ай бұрын

@@katrinreal Savannah

@katrinreal

11 ай бұрын

It's nice there :) @@dreyes8948

$400K in Tampa buys you an old home in a ghetto

@symo9097

11 ай бұрын

But you can get a smaller new home in suburbs for abt 400 k

@marknewton6984

7 ай бұрын

Look around...

Wait till the new condo rules are fully in effect - any condo over 30 years required to have engineering studies done, all condos have to increase reserves for repairs, and all of them getting hit with increased insurance, just like sfh’s. There are a large number of fixed income retirees populating these condo’s, many won’t be able to afford the increases and will be forced out.

@katrinreal

10 ай бұрын

Yes, many condo owners of older bldgs will likely deal with higher assessments.

@sasharadjenovic4230

10 ай бұрын

My brother's, brother in law has condos down in Florida. Between 2 that he owns, he was slapped with an assessment fee of $500,000.00, after Hurricane Ian!!! .....and I'm sure the monthly maintenance fee will increase as well.

I really enjoy your videos. You are very professional and the information is amazing!

@katrinreal

10 ай бұрын

Thank you so much Abigail!

That crime map has got to be wrong at least the Illinois area which is colored lightly. I live in Shitcago Illinois and I can assure you that it should be dark blood Red on that map for the daily bloodshed 👈🤠👉

@jimshoe402

11 ай бұрын

Just ordered a new one ? to be on the safe side. MDW at 0530 to fly out 🙄🙄🙄🙄🙄

@topherg1935

11 ай бұрын

It's all about what metric you use. Comparing states isn't helpful. Cities are where all the violent crime is originating from.

People are still moving to fla. Because they don't mind hot humid weather, high taxes, huge insurance premiums, high traffic areas, working hard just to pay huge increases. That's why.

I’m in longport nj & a lot of my neighbors live in Florida during the winter & come back up in summer !

@katrinreal

11 ай бұрын

Best of both worlds for those people who can afford it :)

I live in SC. Great!

Please stop moving here, you will regret it. We get major storms almoat every year now. Desantis has made this place unaffordable. Power, taxes, auto, and homeowner's ins. Have gone up so muc that somw retirees cannot afford to live here anymore. Do your research before you oack and move.

@bobarganbright180

11 ай бұрын

That is why I sold out. Renting is less risky

@MuahMan

11 ай бұрын

DeSantis is AWESOME. He's the only thing saving FL from the destruction from all the liberal assholes from NY, NJ, and CALI. I always key cars from those three states and try to discourage them from ever returning.

@Jack-russell103

11 ай бұрын

Explain to me how desantis made Florida unaffordable……you can’t because youre talking crap!!!

@dubonett8239

11 ай бұрын

@@Jack-russell103 let me start by explaining to yo how we are the state with the highest inflation in the country. It is common knowledge that he received campaign money from FPNL, so they can hike their rates. You should look it up, even Trump said it. Hope this helps.

@Jack-russell103

11 ай бұрын

Lol you have no idea what youre talking about and you quote donald trump lol Tjat says it all Jesus you people @@dubonett8239

We live in NJ--for us, it's cheaper to stay put! Why? Well, NJ is really two States, North and South Jersey. I live in South Jersey, 30 minutes from Philadelphia. My homeowner's insurance is about $850/year. I priced small single homes in Broward County, within 3 miles inland from the beaches and homes start at $400.000 + insurance at around $12,000/year. Until the FL Insurance Crisis is resolved, I'm staying put. We're in our early 60's and vacation every December at our Fort Lauderdale timeshare (or nearby in Pompano Beach). Furthermore, the "Don't Say Gay" attitude in FL was the final straw as to why we told our realtor that we aren't moving so fast! GA and SC may be cheaper than FL, but those states are more homophobic and antisemitic so two strikes for those states.

@johnnynick6179

10 ай бұрын

Florida is NOT a homophobic state, but you still shouldn't move here. Floridians are becoming more and more intolerant of irrational people who want to push an agenda that we vehemently disagree with. Most of us do NOT want our children and grandchildren taught that girls can choose to be boys and vice versa. If our children come to the conclusion on their own that they have a gender issue, we will love and care for them, but we will NOT allow YOU to come into their classroom and SELL them on the idea. So, for both of our sakes, I think you made a wise choice to remain in Jersey. Best wishes. Come visit us anytime you feel like it, just leave your gender agenda at home.

@neox9369

10 ай бұрын

GA is the G** Mecca especially the ATLANTA region where Hollywood is based. It’s very very liberal, more so than any place in Florida, Miami might be the exception. I’m not sure where alot of you commenters are getting your erroneous information 🤔

Real estate is not cheaper in florida. Check out real estate in Indiana, Illinois, Kentucky. Cost of living, a $40,000 truck in florida cost the same as a $40,000 truck in New York. A 5 lb. of flour in florida cost the same 5 lb. of flour in New York. The cost of living is just about the same across the u.s.a.

@CroisMoi

4 ай бұрын

It used to be a lot cheaper. My dad got a deal on a modular home in a nice neighborhood 8 years ago for $70k or around that. They now sell for $150k minimum.

#1 reason: No State Income Tax.

@katrinreal

11 ай бұрын

👍One of them for sure

@neox9369

10 ай бұрын

That’s about it, a quick get away vacation and then leave.

@marknewton6984

7 ай бұрын

And No Snow

Another Great Video. Plan on moving to South East Florida-

@katrinreal

11 ай бұрын

Thank you very much Dave! Where in SW FL?

How is the job market and salaries in Tampa bay? How is the crime rate? Any safe areas there? And how can I find affordable rentals there?

@katrinreal

9 ай бұрын

Hi, tap into a local realtor in Tampa...crime rate: Call the police station to get their direct feedback.

@tjl5419

9 ай бұрын

@@katrinreal thank you I will 😉

Houses in Florida cost about the same as they do in Maryland.

@katrinreal

11 ай бұрын

Thank you for sharing.

@bigtime911

11 ай бұрын

Houses in the 80/90s were half the price in Florida than maryland. It was a value then not now. Hi home prices, insurance, house, and car crime no value no more

The move from south dakota to Florida is like double everything but pay seems to be similar how does one make that adjustment i want to move but can't make numbers work

@katrinreal

11 ай бұрын

There are more affordable pockets in FL.

@ponygirl1624

11 ай бұрын

don't come here

"Beaches made out of dreams!" I'm borrowing that!

@katrinreal

11 ай бұрын

It's true, isn't it 😉

@johnhall2719

11 ай бұрын

Absolutely!

@katrinreal

11 ай бұрын

@@johnhall2719 🙌

@bobarganbright180

11 ай бұрын

Risky beaches near ft myers Beach and outer islands due to debris from Ian. I read where crash will be around December

@marknewton6984

7 ай бұрын

The Beachcomber agrees.

Isn’t about money, but mostly to south Florida for its warm winters with great beaches.

@marknewton6984

8 ай бұрын

And the glorious Gulf!

Is there a boardwalk on the beach like you see in NJ?

@katrinreal

11 ай бұрын

plenty of boardwalks on the Atlantic side beaches

It is really affordable to move to South Dakota, but who wants to live there? That's the problem with SC, who wants to live there?

@shadbonen

11 ай бұрын

I'm in south dakota moving to Florida 😅

@maxpayne044

11 ай бұрын

@@shadbonen oh that’s funny.

@MuahMan

11 ай бұрын

@@shadbonen South Dakota has awesome Pike and Musky fishing, love it. I heard the windows blows 60 MPH in SD from November until July. I can imagine that would drive a person insane, especially in the winter.

@shadbonen

11 ай бұрын

@MuahMan ya its so flat you can see for miles fishing and hunting is great but 30 below isn't fun

@neox9369

10 ай бұрын

@@shadbonenFlorida is flat.

Florida is far from paradise! Thats a fact

@katrinreal

11 ай бұрын

Many people enjoy it there. But naturally, not everyone will.

@marknewton6984

7 ай бұрын

But close...The Beachcomber

Concerning safety and firearms deaths, everyone knows that you stay away from areas with the 13%. So you could use black circles on your map instead of the red and yellows but that would not be PC.

I moved full-time to Florida in 1969 and left Florida in 2020. Lots of changes over the years. Florida once had many lovely sleepy towns, low population and open spaces. Florida, believe it or not, was once a truly friendly place to live, no one ever discussed politics, and everyone got along. Then the Republicans took complete control of the state in 2000 and the slide downward began. In 2020 I moved to GA. Yes, we do have a state income tax but for retirees it is minimal. My property taxes, again as a senior, are a whopping $394 a year. Property insurance because of the coverage I want runs about $1,000 a year, it could be less if I wanted less coverage. Plus, I enjoy my mountain and lake view, I enjoy my peace and quiet, I enjoy the wildlife, I especially enjoy the 4-seasons. My highest electric bill was in February @ $151.00 and my lowest was in July @ $101.00. I've been up here 3 years now and we had a snow accumulation once of about 4 inches, and it was melted by the next day. Am praying for a real snow storm this year!

@katrinreal

11 ай бұрын

Thank you for sharing

@savfab5689

11 ай бұрын

What part of GA dobyou have mountains and lake views

@jamesb.armstrong5433

11 ай бұрын

Glad you moved out of Florida. Should have taken more like you when you left.

@johnnynick6179

10 ай бұрын

I think you were wise to move out of Florida if your political leanings were that far left. I like the idea that people are now using their political affiliations to help them decide where to live. If more people did that, we would have less friction between those who lean more toward collectivism vs those who lean towards individualism. When like-minded people live together it allows them to express themselves more freely. They don't need to worry about who they are offending. Good luck in Georgia.

The beaches in Florida are far more beautiful than in SC or GA. Beyond that Florida has far more cultural amenities than SC and GA - I'm talking about music venues, symphony, opera, ballet, art galleries, museums, etc.

@neox9369

10 ай бұрын

Yeah right, GA is an entertainment , pop cultural hub. No other beach in the US has wild horses and is left in its natural ecological state like Jekyll or Cumberland Island.

@neox9369

10 ай бұрын

States like Ga and SC have way more vast history, GA alone is a museum by itself.

@mrbutch308

10 ай бұрын

Really? You mean the oldest city in the US is in GA or SC? The oldest fort? The opulent Gilded Age mansions in Palm Beach, Miami, Sarasota? The unparalleled land boom of the early 20th Century? The only major big city in America founded by a woman? Oh! You mean Civil War battlefields. When talking about "history" remember that is all relative. @@neox9369

Georgia has low taxes for those over 65.

@katrinreal

11 ай бұрын

👍

@georgedreher2322

9 ай бұрын

SC also has lower property taxes for those over 65. The amount actually varies depending on what county you live in. Same for GA.

Leaving Florida me and my Family don’t move to FL is full of crazy people, rude people, high prices, you will regret it.

$5500 for Insurance? That’s outrageous!

@katrinreal

11 ай бұрын

That's mine but many people I know pay far less...

@iamGrowing

11 ай бұрын

You save 50k in taxes but your insurance goes up 4k. It’s a good trade

@katrinreal

11 ай бұрын

@@iamGrowing For a high-salary earner, definitely.

@steveb8503

11 ай бұрын

My insurance is $3,300 in LWR about 10 miles from the coast. $800k coverage A

@katrinreal

11 ай бұрын

Not too bad considering how much I am paying :) @@steveb8503

Florida is full! Go to Georgia or South Carolina

@willp.8120

9 ай бұрын

They already are. Between 2021-2022 51,380 Floridians moved to Georgia. 39,990 Georgians moved to Florida

Florida real estate is always boom or bust.

@katrinreal

11 ай бұрын

still booming

@sasharadjenovic4230

10 ай бұрын

@@katrinreal until it isnt

@katrinreal

10 ай бұрын

and when it isn't, how much did it appreciate until then and how much will it be down? Hard to time market. @@sasharadjenovic4230

@marknewton6984

7 ай бұрын

It always comes back. Just wait!

Better deals in aruba, caymen, costa rica and Dominican Republic

@katrinreal

11 ай бұрын

All relative to where people also want to live.

@bigtime911

11 ай бұрын

But wallet is so stretched in Florida for what you get, the dream sold is almost dead

@katrinreal

11 ай бұрын

it is for some, but for many it is still a great proposition....all relative to where you are moving from and your income@@bigtime911

@MuahMan

11 ай бұрын

You have to have a combined income of $250k/year minimum in FL now. Just 5 years ago that number was around $80K/year.

@bigtime911

11 ай бұрын

@@MuahMan Florida is not cheap no more. Palm trees, beaches, coconut drinks and housing come at a big cost

FYI. Could not watch this video due to the loud popping sound effects. Why do people keep doing this? It does not help you understand the information.

@katrinreal

4 ай бұрын

Thanks for feedback!

The number one reason is the weather Georgia and South Carolina are both very cold states.

@bilahn1198

10 ай бұрын

Writing here from Minnesota, that really had to make me laugh.

@willp.8120

9 ай бұрын

@@bilahn1198 Well, for perspective, here on November 1, early morning, it is: 32-38 degrees North Georgia mountains Low 40s Atlanta metro area Mid 40s Macon area Low 50s Southwest Georgia and far east Georgia Low 60s Georgia coast and coastal southeast Georgia By contrast, in Florida, it is: Upper 70s Keys and Miami area Low 70s coastal southwest Florida Mid to Upper 60s interior south Florida Mid to Upper 60s Central Florida Low 60s northeast Florida Upper 50s eastern panhandle Upper 40s western panhandle (quite unusual Overall, you can see the difference. It is not uncommon for temperatures to be in the 30s for highs in the Atlanta area, meanwhile Miami is 70-80 degrees in January.

@bilahn1198

9 ай бұрын

@willp.8120 Sounds pretty pleasant where you are! Fall colors, too!

@marknewton6984

8 ай бұрын

Florida has better weather.

@Heccordero2

8 ай бұрын

@@marknewton6984 Yes true Florida does have better weather Georgia and south Carolina get to cold.

They won't be here long......I been here 5 yrs and regret it...Your job is to make a sale but tell the people the truth..

Depends where you move to. Centrel Florida cheap.

@katrinreal

11 ай бұрын

Absolutely true

@Patrick-yh5yd

11 ай бұрын

We sold our house on Kennelworth W.P.B. 22 years ago for $200.000. Now just sold for $700.000. we could never afford that.@@katrinreal

@bryansipes3601

11 ай бұрын

My parents and grandparents had places in Sebring FL, which in Central Florida, about an hour south of Orlando. Reasonable price and more quiet and laid back.

@MuahMan

11 ай бұрын

Used to be. Not anymore.

@rosemariepollock9050

11 ай бұрын

I live in Central Fl and no it is not cheap

Great pool homes from 350k to 600 k....u dig...in florida...go get one ...rent a summer home in country up north for summertime ..u dig...im 10 miles from beach...florida will hold its value

Florida for the win! 😍

@willp.8120

9 ай бұрын

I didn't know it was a contest.

Do not compare Manhattan (a city) to a State. I worked on wall st for 30 years. Would have never made the amount of money i made in NYC in Florida. Poor comparison!!

L lived in Florida and S C, South Carolina is much better

Prices are deceptive. What are the average/median sale prices per livable square-foot in those states?

No place is perfect. I'll stay in Florida...

@katrinreal

7 ай бұрын

🙌

😁😁😁 My new Laptop UTUBE doesn't Pop Up on a live screen when a new one posts. 😝😝😝😝

@katrinreal

11 ай бұрын

Hi Jim, which laptop did you get? :)

@jimshoe402

11 ай бұрын

ACER don't worry about it..😁😁😁@@katrinreal

NC and SC are better states!!

Even wealthy Latin American friends who would come to Miami for vacation or long term stays are now going to Argentina etc.. than come here now. Just too expensive AND there's no value anymore. Too much for too little.😊

Florida=immigrant refugee camp for Cubans, Haitians, criminals, and other weirdos. Most are not enjoying those expensive yacht clubs or condos on the Keys,Miami or Ft Lauderdale as most are in poverty. Just like you spent 15 minutes smearing two original actual colony states, great states mind you; their are also videos flaming Florida as well 😉. Besides some 24/7 illusion of all play on a beach with artificial palm trees what industries outside of tourism is Florida dominating? The landscape doesn’t even touch the diverse terrains of Georgia or the Carolina’s. These states have every landscape you can think of minus the amount of coast line and the ATL region itself decimates Florida, if it was on a body of water it’d be game over.

Rum, key lime pie and empanadas...

@marknewton6984

8 ай бұрын

Sunshine, palm trees, lifestyle...

I wish everyone down here would leave!

@feleciawallace8420

11 ай бұрын

over-crowded is a major problem... these types of videos don't help, but hurt... more people will come...

@jimshoe402

11 ай бұрын

@@feleciawallace8420 No Thank you Hawaii better and Cheaper too. STORMS,Ins,Taxes,FBI people there too. !!!😁😁

@bobarganbright180

11 ай бұрын

I did!

@AmericanConstellation

11 ай бұрын

Thank you!@@bobarganbright180

@goldenparachute392

11 ай бұрын

@@feleciawallace8420 true. Of course the only reason she does these videos is to sell real estate in Florida 😅

last local. Florida sucks. your state is great. please stay there.

It would be a miracle if you could find a house here in California for under 800k. Good luck with that one

@katrinreal

11 ай бұрын

There are pockets in CA that are just a bit more affordable, hence the median price.

❤

How about creating communitys I want to become a Super Developer with ❤😂🎉you

Weather, beaches, republican, no income tax and I'm from the islands so it makes sense ✌️

Nope, not true … no 👎 fair insurance available

It's the politics.