WHY INTEREST (RIBA) IS HARAM - Animated Islamic Video
WHY INTEREST (RIBA) IS HARAM - Yasir Qadhi Animated Islamic Video
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In this video Yasir Qadhi highlights a few of the main reasons why Interest or Riba is Haram.
The key thing to take note from this lesson is that the money lender is making a profit without any form of risk, he always expects a return from the borrower.
Riba is a sure gain without any possibility of loss, hence all the risk is taken by the borrower, rather than sharing the risk and the profits with both parties.
Riba creates a monopoly in society, where the rich are rewarded for being wealthy, while those who are not are forced to pay extra!
Interest Banking is something very dangerous because Allah & his Messenger have declared war on the lender, the borrower & the person signing the contract. They are all equally guilty in Islam.
Muslims should stay away from paying or charging interest. Fear Allah.
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Пікірлер: 200
I thank anyone who came here to reach knowledge about their religion and i encourage you to do so more and more🖤💞
Everything that’s mentioned in the Quran has a reason
@Edward-bm7vw
Жыл бұрын
A reason, maybe - but a GOOD reason? No. Absolutely not.
@monstamoves149
Жыл бұрын
@@Edward-bm7vw SubhanAllah your saying the Quran has no good reasons?!?! The Quran has everything you need
@Edward-bm7vw
Жыл бұрын
@@monstamoves149 Haha! Wrong. The Quran is a ridiculous fairy tale. It is saturated with ignorance it is such a shame you've been utterly brainwashed to believe it. Your critical thinking skills have been taken from you
@fakhriwicaksono7047
Жыл бұрын
@@Edward-bm7vwNo friend, everything in the Qur’an has good reasons. This is the Last Revelation of God, and God is the Most Wise and All-Knowing. You just don’t understand it deep enough.
@Edward-bm7vw
Жыл бұрын
@@fakhriwicaksono7047 There is no evidence for that. And using ad hominem and accusing me of not understanding is a lazy cop out. Nothing in the Quran has good reasons. They are baseless stories
May Allah Allah protect us from riba....it is very difficult nowadays to stay away from riba...
@PinkFlowers365
5 жыл бұрын
There are shariah compliant loans or people can get loans from family with no interest.
@Aaron_TT849
2 жыл бұрын
What is riba pls tell me i cant understand
@blank1861
2 жыл бұрын
@@Aaron_TT849 Riba is interest/usury in Arabic
@habit6381
2 жыл бұрын
@@Aaron_TT849 Interest charged on loans.
@s.hamza1578
2 жыл бұрын
@@habit6381 is cryptocurrency is also in riba?
in this curst modern era its difficult to escape from Riba .. May Allah bless us from this . Ameen
@senanamin6142
4 жыл бұрын
Ameen
@nightsky5037
3 ай бұрын
yes, even if you don't take it you're still somehow effected by it
@unionjoe8245
2 ай бұрын
Allah lied to you
Halal money is amazing 💰
@rickloe2301
3 жыл бұрын
@Loqmane Nasar are some stocks halal to invest ?
@rickloe2301
3 жыл бұрын
@Loqmane Nasar ok, thank you.
❗️❗️-Take advantage of people -Non ending worry, stress and anxiety, that can quite literally be passed on to generations (the ribaa). A family member couldn’t pay it, so the loan has to be paid by another family member etc It’s exhausting, in humane and merciless. Please don’t deal with ribaa. ❗️
@germanshepherd6638
7 ай бұрын
lol, how do pagans even buy a home when no one will lend to you 😂
My father told me right now like if you commit zina 70 times with your own mother 😮 such a big sin
Brother, you saved somebody today, most muslims can't explain the reason why, you shouldn't take interest, maybe It's Haram god said so, doesn't help, what helps is logic and rational like just how you described, the rich taking advantage of their position to do indirect harm to the poor, than simply giving and sharing the wealth
May Allah SWT protect the Muslim Ummah
Hats off to you man very nicely explained👏👏
Amin. Ya Rab lift off of me all debt AMIN
Iam the first one to watch this video
@missgrumpy9562
5 жыл бұрын
Mohammed Aleem Mabroook 😂
@thehabiba2697
5 жыл бұрын
@@missgrumpy9562 hahaha
Salam. I have a very important question regarding this topic. Is it possible to up a children’s saving account which only work by interested being added in. Therefore would it be possible for me to get rid of that interest money. There is no other bank near me which accepts children’s savings account without adding interest JazakAllahuKhairan
I think more should be explained the danger of riba. I believe the current economy and financial system are build on riba. All the nations on this planet heavily depending on it. This system can easily be manipulated by certain group of people that has the power to do so.
Best video on riba
He is defining Riba in very narrow sense... Guys our Islam is flawless but our most of ulama are unable to understand the present day economy... Mortgage, car loan are way high halal... Consumable things doesn't count in Riba rather usable does... So we must understand Riba definition... I feel Dr javaid Ahmad ghamdi has defined and taught it very nice way
The only money that has real value in it is gold and silver.
@mohammedzaid9274
4 жыл бұрын
not necessarily some currencies still have gold seals
@roberthannah7983
3 жыл бұрын
It has no value in use to me, I have to exchange it for what I need.
May Allah bless you my sisters and brothers
I have faced too much hardship but never take it from any banks or anywhere. at this point I've no money and no One is helping me. what should i do. i have a little shoe store.. i have to do business. i have a family to take care and i don't have any money to do business also im in debt like 1000$. at this point my cousin's are suggesting me for taking loan from bank. i know its Haram but i dont have any other ways. please pray for me to guide me in correct path. show me a way which is Halal
Allah himself has no problem with Riba, *provided he is the one receiving the loan*: Quran 2:245: Who will lend to Allah a good loan which Allah will multiply many times over? It is Allah ˹alone˺ who decreases and increases ˹wealth˺. And to Him you will ˹all˺ be returned.
• اللهم صل و سلم و بارك على سيدنا محمد و على آله و صحبه و سلم تسليما، صلاةً تصلُ قلبنا بِقَلْبِه و جسدنا بجسده و روحنا بروحه، صلاةً تصلنا بربنا.
Very clear explanations about Riba
I just want to know if there are Muslims who dislike the video because it is very sad
@emirhansimsek9455
5 жыл бұрын
Me. In Turkey usury is bad, not banks. Money should flow instead of staying with you. Why wouldn't you put your money to a bank so someone can take credit from that bank and honestly earn more money by working/running that money? There were no banks back then. Nor Euler's number(limit). Economy is a science, I hope most of the "ilim"s(Turkish word coming from Arabic عِلْم )will be restored and called as one of "social sciences". There is a word bilim(looks same but interestingly the root is totally different: from Old Turkic 𐰋𐰃𐰠 bil-, “to know”). I encourage everybody for further research about the topic. I wish everybody to get the same sense of economy here because I wish the best for my other Muslim brothers, too. In addition, I'm 16 I can't earn money yet but I'm planning to invest companies who are building clean jobs, industries, clean energy etc. So more people can work on more jobs and earn helal money. Wish you all have a good day, take care :)
Every Muslim should avoid /not accept interest, and We should follow Allah. Lets destroy the Interest in the Muslim World.
Was it just limited to $ against more $ or it was leading to salve in case of delayed payment? who used to decide $ 1000 borrowed and return $ 1100 after two months etc. as in example? please answer honestly.
wt about paying interest monthly on car insurance . what is the kaffarah if someone has payed 2 instalment with interest cuz they didnt aware of .
Ameen
Salam aleykum wa ramatulah wa barakatu amazing content keep going brothers and sisters InchAllah 🙌 I have a question ! Is currency Trading forbidden ? It’s not about interest it’s about the incertain futur of the investissement. If i do a trade, i expect one currency go up ( with my analysis techniques) and if it does i won an amount of money depending on what i plan and where the chart goes. So it’s more like bet and i know betting is fordidden ! But forbidden for games not for work no ? Please help me, not a lot of people can respond to this and i want my income to be halal if it’s haram i will stop InchAllah ! I will find another work InchAllah another way to have money to live
@ahmadakmal7351
5 жыл бұрын
Quentin AUDIFAX well brother it's up to your heart, if you work as a bank broker for example, u need to do stock for a living, as a worker. And stock are dynamic, because when the price go high our money also change value. Its change value brother, that why it's not riba, riba is completely another topic. I hope this answers your question.
@quentinaudifax9258
5 жыл бұрын
Ahmad Akmal barakatu feek for your answer brother :) Jazak Allahu Kayran for your help 🙏 Hope you will continue to do good In sha Allah Salam Aleykum
@ahmadakmal7351
5 жыл бұрын
Quentin AUDIFAX Amin you too brother
@abdixsimplix2582
5 жыл бұрын
Maybe it's haram because it's based on chance and Allahu a'lam. Ask your local sheikh (if he is trustworthy) for this issue and not here on KZread!
@ahmadakmal7351
5 жыл бұрын
Abdou Abdou I already ask brother. That is Ulama's answer for stock marketing. :)
Som ppl says it is to complicated to explain/narrow No it is simple unfortunate some try to complicate it to find an excuse of ekhtilaf
So is taking on loans with interest forbidden as well? Or is it only if you are inflicting it onto someone else that it is then forbidden?
@rembulansenja5937
Жыл бұрын
If you want to borrow money, It's better to stay away from loans with a usury/riba system
Riba have direct connection to yajuj wa Ma'juj weaponry
In today's society when the rich person gives the loan he is also taking a risk that he might louse it.
@naima8392
4 жыл бұрын
Exactly! The person may not pay it back.
@zaky267
3 жыл бұрын
then the rich person would not be at fault but it would be the poor person instead, because that would be stealing money
@nope5380
2 жыл бұрын
It'd be the stealer's fault. You don't have to do sins and transgress against the limits of Allah and risk your hereafter to secure yourself from the risks of this world. Peace.
@TheTocas97
7 ай бұрын
The video explains the basic definition of riba simply, and in islamic law (chariaa) there is a whole detailed rules and laws for each case and subcase that the scholats extracted from Quran and Hadith and sira. Islamic economy is the most and only system purely just and fair, if a state apply it fully via scholars and trustful judges.
@germanshepherd6638
7 ай бұрын
So we should give money away like candy, 😂
Subhana Allah
SubhanAllah
Riba was forbidden because it makes the rich richer and the poor poorer. However, by buying a house through a mortgage the poor are finally able to become rich. Homeowners generally have a net worth 100x that of a renter. Renters will remain slaves to the rich people. In that essence, I believe the benefit from buying the house greatly offsets the little interest you pay for the service (especially when considering inflation, and that a house's value increases by average 3% a year) I believe Muslims not buying houses in the western world will only serve to make us second class, citizens under the control of the landlord, and not under our lord. God bless, and guide us to the truth.
@roberthannah7983
5 жыл бұрын
"it makes the rich richer and the poor poorer" - the rich never got that way by letting their money sit in a bank! The rich got that way through business and entrepreneurship. Interest in modern financial markets is not the same as riba from the time of the prophet, when debtors were sold into slavery - which is obviously why he condemned it. I agree with your reasoning in the modern context - Muslims should use the modern financial system with prudence and care to purchase a house if they want to.
@roberthannah7983
4 жыл бұрын
@A Hasnath As you may know Caliph Umar regretted that the prophet did not clarify what he meant by riba before his death. This has led to a lively debate on the meaning of riba - is it all interest, or just exploitive and unjust financial practices? The majority of classical and revivalist scholars (including Taqi Usmani) believe the former, while modernists like Fazlur Rahman Malik and Abdullah Saeed believe the latter. Does the majority qualify as a concensus of scholars (ijma)? I do not think so.
@aaanawaleh
4 жыл бұрын
Just save up money to buy a house. It will take longer but that's what you need to do if you want to buy a house.
If I take a loan but someone else is making mee pay back more than what they gave, is that still a sin for me?
@ahmadakmal7351
5 жыл бұрын
Interplanetarypurplythorny Dragon that is riba brother.
@aaanawaleh
4 жыл бұрын
@A B C D E F G H I J K M N O P Q R S T U V W X Y Z Everyone will benefit. The borrower will benefit from the use of that money in the Dunya (the current life). While the lender will profit in the akhirah with a reward from Allah InshAllah.
@ilovechocolate1705
3 жыл бұрын
it yours, you have no sin for that and the person who pay back more, they get a reward from god in fact, paying back more than you have loaned is a sunnah.
thank you for guiding pathway to the god
Please stay away from it Inshallah
Gangsters love the loan shark game
If a person's money is engaged in someone else's business for a certain time then he should have guarantees.
damn how am I ever supposed to find new passion or hobby for myself then 😂
Can I use this video in my channel in translated form
So loan are riba? Morgage are riba so how does it goes from there?
@Irshad1999
5 жыл бұрын
Will for it to be just, the businessmen must lend money without the criteria of getting back an interest, rather they must choose some other criteria. For Eg a borrower cannot borrow from him 2nd time if he didn't return the amount on time.
@beingindian4821
5 жыл бұрын
And also he can ask for a profit n loss sharing
@ahmadakmal7351
5 жыл бұрын
Mohamed Irshad that will be riba then. The interest still exist
@ahmadakmal7351
5 жыл бұрын
Being Indian that still call interest buddy.
@Irshad1999
5 жыл бұрын
How , the businessman didn't ask for any interest, he just asks the amount back.
so interest is haram as it puch downs poor person... what about lending mnc ( which just need money to evade tax) ... is that also haram.. as its not punch downs a poor person but both parties involve are profiting from deal..
So Riba is where your extremely rich and wealthy. But you refuse to share it with the poor right?
Riba needs to be explained face to face so that you can ask him
They said if not take riba can't purchasing car, bike and property's we can't live. Woman not looking us because we don't have anything. Same like my life
@Nobody-yq9fk
2 ай бұрын
It’s fine. Allah will give you wives in paradise and all of those who enslaved others to interest and debt who lived lavish on the earth will stand on the day of judgement like a person beaten into insanity by Shaytan. It’s not worth it.
So are islamic mortgages halaal?
MY Big interesting Is forgive myself..
@awakenthegreatnesswithin
4 жыл бұрын
👍
@ashari218
2 жыл бұрын
WT
WHY INTEREST (RIBA) IS HARAM? BECAUSE ALLAH SAID SO.
Very straight point, but Yasir Qadhi has disappointed me as a scholar...
🙏🏻
To be honest I'm really confuse about riba, let say to maintain a state of economy of a country, we need a donors or business ventures. So simply put without what so call interest? There we'll be no big cities like we living today. It's called economy collapse. I'm so confuse with it. So if anyone here have the answer please share it to me. :)
@beingindian4821
5 жыл бұрын
Economy can exist without interest
@beingindian4821
5 жыл бұрын
But in that case we need to live a simple life.... Production and consumption will b less....
@ahmadakmal7351
5 жыл бұрын
Yes the economy will still exist but on the lower terms.
@ahmadakmal7351
5 жыл бұрын
Being Indian being less is dangerous remember what happen to the red Indian?
@ahmadakmal7351
5 жыл бұрын
The mighty Zulu? Rajahs of India? Malaya Sultan? All perish.
How do you buy a house in the west without using riba
@Mukeet-Khan
5 жыл бұрын
There are Islamic organizations (like "Guidance" for example) which make a PROFIT over the commodity like a house or car, directly. NOT on the money lent. Banks lend out money (of which they charge interest), they don't buy the house/car. So 4 example, the Islamic Organization may buy a house for $250,000 but sell it to you for $300,000. You don't have to pay it all at once obviously. You can just make monthly payments over a few years until you've paid $300,000 over time. Understand? Riba is making a profit from lending/receiving MONEY. Not a profit over a physical commodity like a house/car/boat. If a reseller buys many cars at a wholesale price and sells one to you DIRECTLY, for a profit (monthly payments over time), then there is no Riba as no money was lent and no profit made from MONEY. Same concept. Hope that helps. Salaam
@nashmo5962
5 жыл бұрын
LoveToKiller do you would rather want to go war with Allah
@Youman-tu8wr
5 жыл бұрын
Mukeet Khan Well said👏
@Tahirakaballer
5 жыл бұрын
Mukeet Khan if the islamic org buys it for 250K and SELLS it to you for 300K that is riba of 50K ! I love how these so called “islamic organizations” try to slime there way past these tricks by trying to TRICK ALLAH ! Atleast the other banks call it how they see it!
@aaanawaleh
4 жыл бұрын
@@Tahirakaballer The Islamic org is acting like the real estate agent. Your paying for the house they own like a car. With monthly payments.
How about people who are in the same situation where the bank loan them money to buy houses. How will the bank give out loans without interest when the majority of borrowers default on their loans
@ahmadakmal7351
5 жыл бұрын
That not us to answer. But I did ask alot of elder, they say 'that how the world work, if we don't do it, we wouldn't have everything right now" and what do u mean default on their loans?
@Mukeet-Khan
5 жыл бұрын
Islamic Banking Organizations also run credit/background checks.
@abdallababikir4473
5 жыл бұрын
@@ahmadakmal7351 Defaulting on a loan means not paying it back. Can happen for several reasons. Making a credit check helps, but there will always be a few who can't pay back (maybe due to death or unnatural circumstances). If the bank isn't able to offset that cost, they will go bankrupt, like what happened in the US recession ten years ago.
@roberthannah7983
5 жыл бұрын
@@abdallababikir4473 His point is that (in finance jargon) there is a risk premium which needs to be earned on bank loans, in addition to the cost of funds, the banks profit, and the time value of money, whether its an Islamic bank or a conventional bank.
@roberthannah7983
2 жыл бұрын
The majority of borrowers do not default. Why do you say that? The loan loss rate is only a couple of percent, the bank has its costs, so yes, the bank needs to charge some interest.
Is receiving $0.01 interest in my savings account consider riba?
@jdinry93763
2 жыл бұрын
yes no matter how low it is
@jdinry93763
Жыл бұрын
@The channel with no name how much money is irrelevant, 0.001$ in riba (usury) is haram (prohibited) and 10000000$ in riba(usury) is also haram, the difference is 10000000$ is much more haram
so lenders are sinning not the borrower??
@akhlaqali1139
8 ай бұрын
Both are sinners the lender, the one who witnesses the contract and the one who consumes it
How the heck I am gonna live my life without interest?
@S_kw1
7 ай бұрын
Well in west county is hard But muslim country the banks there Give you money without Usury
2
I understand usury is haram but let's be honest. With inflation running around 3% on average every year. If persons A lends $1000 to persons B to be giving back in 10 years. Person A would end up losing 30% of that $1000. In other words no one would be lending anyone any money anymore. We need to find a balance that makes sense while respecting our religion.
@Nobody-yq9fk
2 ай бұрын
Inflation only happens because of quantitative easing and money printing. Now they just add 1s and 0s in computers, give you a plastic card, and tell you it’s “money”. There is no alternative. Allah determined that money is a tangible asset. Rice, Salt, Gold, Silver. The idiots at the top don’t want anybody to be in agriculture and have natural resources because they want you to invest your life into a system that enslaves you to debt so you are incentivized to get up for work everyday, work 90 hours a week, go into debt, and keep working until your 75 years old and by that time you will have enriched the few while the many are drowning in debt. Living in the west is haram. And if you made Hijra here, prepare for judgement day.
M4 sherman lol
So having a credit card is haram?
@Nobody-yq9fk
2 ай бұрын
Yes
Well not all of us are poor... and a lot of us can pay interest back... so 🤷🏻♂️
@abdallababikir4473
5 жыл бұрын
Interest is like a parasite. You can live while paying it, but blood is slowly but surely sucked from your bank account, later to your demise.
Turkey has never been a part of Arabia. Neither Iran.
Yasir Quadhi doesn’t adress the fact that money is used as a reference instead of gold which we have no control over. During the time of the prophet PBUH gold was used as currency. Money is being printed & inflated, with the supply being manipulated by the Federal Reserve through quantitative easing. Therefore islamicaly we need to use Gold as a reference, a stable currency, to avoid dealing with interest. We should follow whatever Allah has commanded us to do without question, but we also need to understand how to do that properly. The Islamic scholars may have a good understanding of the religion but unfortunately lack understanding of Finance. The fact they don’t adress this issue i.e. use of an interest-based currency defeats the purpose of avoiding interest. The manipulation of the money supply through quantitative easing also causes inflation. In summary we should use Gold as a reference or currency & do not charge interest. If another currency is used instead of Gold then a fee has to be charged to stay in line with Gold. I wish Muslim scholars deal with this issue properly.
@roberthannah7983
3 жыл бұрын
Gold is not stable, the price moves up and down like a yo-yo. The Federal Reserve manages the money to stabilize the economy. Riba is not the same as interest.
@naima8392
Жыл бұрын
@@roberthannah7983 Just saw your comment now (a year later). I agree with that Gold is not stable either. I should have worded my comment to indicate that “If Gold is Stable like it was few decades before the US went off the Gold Standard to defend the dollar.
@roberthannah7983
Жыл бұрын
@@naima8392 I dont think there is any Islamic mandate to use gold. It just happened that it was used at the time of the prophet.
So is having credit cards riba? I don't want to sin. 😕
One day a cashier took extra 10 tk from me😔. Does it count as a Riba???
@abdallababikir4473
5 жыл бұрын
No.. that's theft. Riba is loan interest.
Is bank job haram
@beingindian4821
5 жыл бұрын
Yes....if bank is not an interest taking institution
@beingindian4821
5 жыл бұрын
Then no
@beingindian4821
5 жыл бұрын
But mostly their main income is interest only
@syedumer3619
5 жыл бұрын
Yeh all banks take interest and we have account there so we all take interest we are all involved in this activity
u didnt actually explain "why". if u have a bank account u are part of the interest system . in 21.century there is no way to not work with banks . and u are not getting richer by bank interests ,(u covering the value of it from inflation ). i have my quenstions stilll didnt find in the video if i found i will update this comment
@Cod2Shots
4 жыл бұрын
ikr thats for why im confused in too? interest does not interfer with riba, how do they conclude it as interest?
ngeRIBAnget !! #noRIBA #RIBAISHARAM
Riba is useless the sense behind it dosent exist
@roberthannah7983
Жыл бұрын
Gold is no use to me either, I have to sell it for money.
@l2t865
Жыл бұрын
@@roberthannah7983nah bro gold is the real money, you may not realise now but soon you will, money is only a piece of paper and can easily created from thin air, but gold is not you need to dig deep to get gold, just wait until economic collapse and then see the price of gold, keep saving it bro
Tu Kuja Man Kuja (english subtitles) kzread.info/dash/bejne/m2SardGLhtCTaMY.html