Why In-Hand Salary is less than CTC? CTC vs Gross Salary vs Net Salary | explained in Tamil

In this video, we have explained the concept of CTC, Gross Salary and Net Salary(in-hand Salary)
Section 80 C full details
A) Guaranteed Return - Low Risk Investments
1. Employee Provident Fund (EPF) - • Employee Provident Fun...
2. Public Provident Fund (PPF) - • Public Provident Fund ...
3. Sukanya Samriddhi Yojana - • Sukanya Samriddhi Yoja...
4. National Savings Certificate
5. Senior Citizen's Savings Scheme
6. Tax saving Deposits
B) Market linked - Moderate Risk Investments
7. National Pension System (NPS) - • NPS is Tamil | Nationa...
8. Equity Linked Savings Scheme (ELSS) - • ELSS - Equity Linked S...
9. Infrastructure Investments
C) Insurance linked Products
10. Term Life Insurance
11. Life Insurance Endowment Plans - • What is ULIP and Guara...
12. Unit Linked Insurance Schemes (ULIP) - • What is ULIP and Guara...
D) Others
13. Housing Loan Principal Repayment
14. Children's Tuition Fee
Complete details on 80C: • Section-80Cஇல் 14 வழிக...
EPF in Tamil: • Employee Provident Fun...
PPF in Tamil: • Public Provident Fund ...
NPS in Tamil: • NPS is Tamil | Nationa...
ULIP/LIC & money back plans: • What is ULIP and Guara...
ELSS: • ELSS - Equity Linked S...
Sukanya Samriddhi Yogana: • Sukanya Samriddhi Yoja...
Comparison of 80C: • Section 80C Comparis...
Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: • HOW TO CALCULATE INCOM...
Watch Sharemarket for beginners series: • Basics of Share Market...
Subscribe to our channel: / @thinkingtamizha007

Пікірлер: 45

  • @thinkingtamizha007
    @thinkingtamizha0072 жыл бұрын

    Understanding your payslip - kzread.info/dash/bejne/YmuEj62BepecYpc.html HRA exemption - kzread.info/dash/bejne/lK57y9mRkbazg84.html How calculate income tax - kzread.info/dash/bejne/qaimy8OgldaTe7Q.html Watch our income tax series - Calculation, old vs new tax regime, HRA, Income tax savings, Section 80C and more: kzread.info/dash/bejne/qaimy8OgldaTe7Q.html Section 80 C full details A) Guaranteed Return - Low Risk Investments 1. Employee Provident Fund (EPF) - kzread.info/dash/bejne/hKegupNsZJeolsY.html 2. Public Provident Fund (PPF) - kzread.info/dash/bejne/e22JtrRsm6WWYbw.html 3. Sukanya Samriddhi Yojana - kzread.info/dash/bejne/kaeIyquJpMLJn8Y.html 4. National Savings Certificate 5. Senior Citizen's Savings Scheme 6. Tax saving Deposits B) Market linked - Moderate Risk Investments 7. National Pension System (NPS) - kzread.info/dash/bejne/hIp3lMyTiNrZlLQ.html 8. Equity Linked Savings Scheme (ELSS) - kzread.info/dash/bejne/a6mkvLWygM-WptY.html 9. Infrastructure Investments C) Insurance linked Products 10. Term Life Insurance 11. Life Insurance Endowment Plans - kzread.info/dash/bejne/ZoJ12MuLgrLNd6g.html 12. Unit Linked Insurance Schemes (ULIP) - kzread.info/dash/bejne/ZoJ12MuLgrLNd6g.html

  • @servetogether8439
    @servetogether84392 жыл бұрын

    Thanks a lot for this video 👍

  • @KaviHari13
    @KaviHari132 жыл бұрын

    Great video, thanks for making🤝

  • @v2josh446
    @v2josh4462 жыл бұрын

    Good one Bro.. Also understood tax deductions and saving option better way

  • @arulselvandharmalingam1971
    @arulselvandharmalingam1971 Жыл бұрын

    Great explanation brother.thank you

  • @sandeepj4692
    @sandeepj46924 ай бұрын

    Thanks for detailed explanation

  • @aravindhram308
    @aravindhram3082 жыл бұрын

    Very useful information bro 👍❤️

  • @sardhalakshmi7807
    @sardhalakshmi78072 жыл бұрын

    Informative video...🙂🙂

  • @vijayakumar3819
    @vijayakumar3819 Жыл бұрын

    Your videos are must watchable

  • @mohanraosapbi
    @mohanraosapbi Жыл бұрын

    Well explained

  • @Gokul.Mahalingam
    @Gokul.Mahalingam2 жыл бұрын

    Nice👍

  • @ramyas8543
    @ramyas8543 Жыл бұрын

    Super bro

  • @maxsathish7849
    @maxsathish78492 жыл бұрын

    Good explanation. Can you please make video about housing loan?

  • @venkadeshrajan
    @venkadeshrajan2 жыл бұрын

    Salary arrear for 4 years to be included in current year ?

  • @HackeyTube
    @HackeyTube2 жыл бұрын

    Is talking home loan is really a good option?... please compare with savings and building house or take home loan and opt income tax exemption

  • @naveenavnp383
    @naveenavnp3832 жыл бұрын

    Bro, I missed to do E-nomination in EPFO portal. What are the drawbacks(I am already not able to see passbook balance) and how to rectify them. Pls help me. No body know the details. But I believe you can help me.

  • @kaushikkaushikg1354
    @kaushikkaushikg13542 жыл бұрын

    ஐயா எனது நிருவனம் 2020 to 2021 நிதியாண்டில் 20 லட்சம் எனக்கு வழங்கியதாக FORM26AS ல் பதிவுசெய்து இருக்கிறது. இப்படி ஒரு பொய்யான கணக்கை காட்டி ரூபாய் இரண்டு லட்சம் வரி செலுத்தியதாக பதிவு இருக்கிறது. நிருவனம் FORM16 தரமருக்கிறது. இந்த மோசடிக்கு ,எனக்கு நஷ்ட ஈடு CTC அடிப்படையில் கேட்க முடியுமா ஐயா..

  • @ragavi5403
    @ragavi54033 ай бұрын

    Bro, simple ah sollunga basic + DA cash in hand ah...illa atha Vida kammiya varuma

  • @naveennaveen-tr2kh
    @naveennaveen-tr2kh Жыл бұрын

    What about tax?

  • @kannanv7260
    @kannanv72602 жыл бұрын

    Employee contribution in EPFO is taxable or we have exemption in 80c...

  • @sreedheepak
    @sreedheepak2 жыл бұрын

    Good info. Is transport/conveyance allowance taxable or exempt?

  • @Jvasanthshree

    @Jvasanthshree

    2 жыл бұрын

    Exempt

  • @bala-ik3jm
    @bala-ik3jm2 жыл бұрын

    Hi Brother, I joined on 24Jan2022, I am around 12L, Professional tax for Feb was 208.00, however for March professional tax is 1042.00, Please clarify me why 1042.00 is charged, should i do something? Pls help

  • @thinkingtamizha007

    @thinkingtamizha007

    2 жыл бұрын

    Dont know. Pl ask ur payroll

  • @hariprasad15
    @hariprasad152 жыл бұрын

    Itha than romba nala theditu irunthan intha HR team ta ketta ref payslip nu solli solli confuse panniduranunga, romba thanks bro semma clarity.

  • @thinkingtamizha007

    @thinkingtamizha007

    2 жыл бұрын

    Ask your company on what is included in payslip and what is not

  • @vinothkumarmurugan8997
    @vinothkumarmurugan89972 жыл бұрын

    Bro performance pay @100%= - (dash) nu mention paniruku offer letter la which means no performance bonus uh?

  • @thinkingtamizha007

    @thinkingtamizha007

    2 жыл бұрын

    Unga company la daan bro kekanum

  • @lifeofdiya9499
    @lifeofdiya9499 Жыл бұрын

    Employer contribution ? Employee contribution? Why double detection?

  • @dhinakarank7488

    @dhinakarank7488

    Жыл бұрын

    Well! Irony is, it's both Deducted from our salary the companies will deduct 12% as Employer contribution from our CTC.. then our contribution will be done deducting from our net salary.. But we can claim EPF deduction under 80C through TDS filing but not the full amount.. If you haven't created EPF account yet you can opt out for EPF but once you are a member you cant opt out!! Only through ITR you can get some of your deduction amount back.. But 12% of employer contribution of our salary will not fall under either exemption or deductions thus you can't claim it

  • @dinesha5539
    @dinesha55392 ай бұрын

    What if i have variable pay of 3 lakhs and will it be coming under gross income?

  • @thinkingtamizha007

    @thinkingtamizha007

    2 ай бұрын

    Yes

  • @dinesha5539

    @dinesha5539

    2 ай бұрын

    @@thinkingtamizha007 then i ll pay tax for that 3 lakhs and at the end of the year due to company perfomance i am getting 1 lakh as variable pay. But i have paid taxes for the remaining 2 lakhs as well. Is my understanding correct?

  • @thinkingtamizha007

    @thinkingtamizha007

    2 ай бұрын

    @@dinesha5539 You need to pay tax only for what you actually get.. What is written in offer letter doesnt matter. If you get only 1 Lakh, you need to pay only for 1 Lakh

  • @dinesha5539

    @dinesha5539

    2 ай бұрын

    @@thinkingtamizha007but when we calculate the tax from my gross salary we will include fixed + variable pay (3 lakh). I may be wrong as well, but if you have any videos posted for the same it would be great. “Calculating income tax that include fixed pay + variable bonus”

  • @dharunloganathan
    @dharunloganathan Жыл бұрын

    How can I contact ? Any mail id!

  • @sajinmssajin
    @sajinmssajin Жыл бұрын

    PF amount maximum 1800 thane poda mudium

  • @thinkingtamizha007

    @thinkingtamizha007

    Жыл бұрын

    No.. 12% of basic

  • @Naveenkumar-qd5tg
    @Naveenkumar-qd5tg2 жыл бұрын

    Bro please give a valid example for pay structure No company give CEA as 100rs!!

  • @thinkingtamizha007

    @thinkingtamizha007

    2 жыл бұрын

    The maximum amount exempt from tax under CEA is Rs 100 per month. Even if higher amount is provided, it doesnt matter. You can check with your company payroll or HR.

  • @Naveenkumar-qd5tg

    @Naveenkumar-qd5tg

    2 жыл бұрын

    @@thinkingtamizha007 Ok bro Anyway but example sollumpodhu originality ah irundha innum nalla irukum adhuku sonnen

  • @thinkingtamizha007

    @thinkingtamizha007

    2 жыл бұрын

    Most companies Rs 100 per month daan kudupaanga brother. Hence it is more practical. Dont compare actual fees charged by schools and this amount. Both are not related.

  • @Naveenkumar-qd5tg

    @Naveenkumar-qd5tg

    2 жыл бұрын

    @@thinkingtamizha007 ok bro

  • @saranyasudha-rl8uo
    @saranyasudha-rl8uo3 ай бұрын

    Well explained

  • @sindhiyak2266
    @sindhiyak2266 Жыл бұрын

    Well explained

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