ரொம்ப தெளிவா வகுப்பரையில படித்ததுபோல் இருந்தது சகோதரா நன்றி! வாழ்த்துக்கள்!!

ரொம்ப தெளிவான வீடியோ இஎம்ஐ கால்குலேட்டர் எப்படி போடுவது என்று கொஞ்சம் சொல்லிக் கொடுத்தீங்கன்னா அதுவும் எங்களுக்கு பயனுள்ளதாக இருக்கும்

Very good things in this video: 1. In Tamil. Useful to our people. 2. The pie diagram at the right side gives the demo nicely. 3. Link to download work sheet 4. Locking the formulae to avoid mistakes by viewers. Well thought out video. Congratulations. Keep your financial education to common people.👏👏

மிகவும் எளிமையான விளக்கவுரையில் இருந்தது நன்றி 👏👏👏

மிக அருமையாக ,தெளிவாக சொன்னீங்க அண்ணா சூப்பர்.நன்றி அண்ணா

அருமையான பதிவு, தெளிவான விளக்கம் நன்றி சகோ 🙏

மிக தெளிவான விளக்கம் அளித்துள்ளீர்கள் நன்றி வணக்கம்

Very useful information sir. Thank you so much. 🙏🙏🙏🙏🙏👍👍👍👍👍💐💐💐💐💐

Super explanation..Thank you very much..

Very very useful information.Thanks

Bro koottravu bank loans pathi details podunga

Bro semaiya solli kuduthinga tq bro

SUPERB SIR. THANKS FOR THE CLEAR EXPLANATIONS

Really informative video... 👏 👌 👍

Thank you sir. Nice video and nice excel sheet

Really helpful video..thank you..

Bro super 🎉. 👌. Thanks for the valuable information.

Very good information, thank you.

Superb video. Good explanation

Super 👌clear explanation.

Very informative brother 🙂👍

Nalla thagaval anna

Thank you thalaivaa👍

அருமை

ரொம்பவும் தெளிவான பதிவு. நன்றி.கிரெடிட் கார்டு பற்றி அறிய ஒரு வீடியோ தேவை.

@thinkingtamizha007

Жыл бұрын

Credit Card video - kzread.info/dash/bejne/gmh1mcdxgrK3Z6g.html

Super video thinks you soooooooo much like s.raja Chennai tn India 👌👌👌🙏🙏🙏👍👍👍

Superb explanation abt emi

Thanku so much for the excel.

Good information tnq....

Fruitful information sir❤

Thanks for your info.

Nice sir very useful

Very nice teaching

Really Very nice

Usefull thank you

Nice explanation

Very useful sir

PPF ku sonnapla idhu maasam ethanaam thedhikkul seluthinaal namakku aadhaayam sollunga boss. Andha ppf video semma 👌

@sribalaji85

2 жыл бұрын

Eno innum thagaval varla... Please

@selwyngnanaraj7804

Жыл бұрын

PPF if paid before 5th of every month, it is taken for interest calculation for that month

Thank you sir ☺️

Hi , what is the difference between compound interest vs simple interest,, for 10L loan 7 yrs ,, how about HL 19 L for 20 yrs

Very nice speech

Excellent

sir,if we consider increasing inflation (rate of increase),the long tenure of EMI will be a profitable ie.comparing the rate of increase in the inflation with the rate of interest of the loan. if the increase in rate of inflation is higher than the rate of interest for the loan ,then comparatively profitable. and Vice versa.

நன்றி

Thanks bro....

Sir, Your video was very easy to understand. Thanks for that., But anyhow we need to know the concept of how to calculate EMI, total interest paid, the total amount paid, etc. Now you have provided your excel sheet for easy calculation. But to improve our EMI concept still more practically, please share the formula used in excel for calculating the values. It will be more helpful if you add this as one short video.

@thinkingtamizha007

2 жыл бұрын

It is already there in video bro. watch carefully. I have explained the formula

Thanks Sir.

thank you for your explained.

Thanks bro.

nice video with good explanation.

Thanks

Thank you

Thankyou sir

Thanks 😊

Thankes

Thank you sago

There is tax levied on EMI by the government. This is ignored in the discussion. This tax component is not negligible. It is significantly high. This burden will be more if you go for short period EMI, especially very high for no cost EMI.

Thanks bro

Sir Inda formula Android calculator la podunge

Usefull

Good Explanation Bro.. Thank you 😍

Super

Good

If possible, Please post videos regarding Loans etc. Do's and Don'ts which will educate many and play a big role in personal finance and restructuring their current loans etc. Just like you provide knowledge of taxation..

@thinkingtamizha007

4 ай бұрын

Already posted about personal loans, emi calculation and credit cards

Bro I have loan no in icici how to check the status of it...loan was in my brother's account rbl bank 🏦 how to check the emi status and clear View of How much loan amount and Due date and Pending amount!! Please reply

This method for all loan or few category

GOOD

Hi shall I preclose 10 yr old HL loan taken 19L loan

I taught who will teach how to calculate EMI by manually. But you have done all process in computerised , it can even done EMI calculater app and websites.

@thinkingtamizha007

2 жыл бұрын

The main idea is to show a break up of interest and principal in EMI. How it varies based on loan period. NO point in calculating manually right. And the online calculators doesnt show the breakup with in the EMI amount and its accrual

Bro. Very nice video. Suppose if I am getting a substantial amount and wish to reduce the loan amount after a period of some EMI payment,what are the best points I have to discuss with the financier.

@thinkingtamizha007

2 жыл бұрын

Negotiate for part closure and reducing the emi.. they may put charges for part closure.. ask how much and negotiate to reduce it..

Today we have Excel program. Once you master this everything is under your control. Set up formula and drag down as per months, all set up. It is easy to know where your loan EMI stands. Many years back, I happen to visit a Hire purchase Auto loan agency who put flat rate % low interest. Naturally it looks sweet but no fool will agree it is under low interest. When I asked him what is the real interest he it depends but just multiply it by 1.80 to 1.95 you get the real RBM reducing balance method which is the real interest in their books. In Excel you easily float the rate of interest to check it, a small correction will get +/- in the final EMI. Those time we issue post dated cheques. If you go to windup in the middle of term by repaying in one lumpsum then immediately their flat rate will become float rate and demand more principal.

I borrow 220000 monthly emi 5200/month for5years is it right.interest 12percent.

Principal Paid and interest paid calculate pannuvathu yepadi

Do the best for less emi and identify the hidden charges

What is the no cast EMI SIR pls explain

நன்றி அண்ணா...

EMI shoping panna Eligible age evlo bro

EXCEL SHEET IL MORTGAUGE TEMPLATE ULLATHU ATHI PAYANPADUTHI KOLLALAAM

Loan amount -400000 Time period 5years interest rate 10%but my emi - 10376. Na ippo pay pannitu iruka sir. But neega sonna mathiri emi calculate panna 8900 tha varuthu. Ethuku ivalo difference nu solla mudiyuma sir. Pls

First view bro

bro ippa namma emi ya ,10,month la close pannita intrst kuraiya vaipu irukungila

sir please do video on how to finish EMI so quick to save money

@swaduocutetwins1827

2 жыл бұрын

pl consider the trend of inflation,longer tenure may be profitable,I think.

👏👏👏👏👏

Time period 20years ல இருந்து 10years ஆ change panna ena panna vendum... இல்லையென்றால் time period change pannama EMI அதிகமாக கட்டினால் ENA இலாபம்

Bro, can you please say how did you find the proprtion of amount spent on interest and principal paid i e in video EMI amt 13,215 how did you segregate 4882 towards principal and remaining towards interest? I like all your videos and thank you for sharing your knowledge in finance, and I had a learnt a lot from this channel

@thinkingtamizha007

2 жыл бұрын

Interest= outstanding principal x interest rate/12 Remaining amount in emi will be principal component

👍

Bankers are too wise than us. They wont allow us to go by less tenure. Even if they accept, the loan amount is reduced drastically. You need money, you have to pay them the price. No other safer way out 😢

10.5 did not show . it turned into 11. why?

Sir my credit card loan interest pathi konjam telivillamal iruku Ada konjam solla mudiyuma

@thinkingtamizha007

Жыл бұрын

Credit cards - Things to know kzread.info/dash/bejne/gmh1mcdxgrK3Z6g.html

❤

BRO THNX BRO NAN BAJAJ FINANCE THAN WORK PANREN IPPA THAN JOIN PANNEN ENAKU ITHAPATHI PURIYALA ANGA EXPLAIN PANNUM POTHU NENNGA SEMMAYA PURIYA VACHITINGA ANA ONNU BAJAJ LA MATTUM YARUM PERSONAL LOAN EDUKATHINGA OMMALA VATTI POTTE SAVADICHIDUVANGA PLS NAN INTHA MONTH ODA JOB RESIGN PANNA POREN

Caculatina sollunga

முதல் 3:40 நிமிடம் 😢😢😢 வேஸ்ட், 10, 20 வினாடிகளில் கண்டென்ட் க்கு வாங்க ப்ரோ..

Sir excel sheet edit option illa sir, please able to edit option

@thinkingtamizha007

Жыл бұрын

You need to download in your pc and use it., edit option is browser is not available.

Sir House Loan epdi edukkanum.. Epdi effective ah loan adaikkanum nu oru video podunga 🙏

Hi you are doing demo for fixed rate. But home loans ROI will change every quarter as per RBI. How to calculate that sir. Pls explain demo for varying ROI calculations for especially for home loans

@thinkingtamizha007

2 жыл бұрын

Yes. Interest change aagum podhu, emi will be calculated based on outstanding principal

Yannaku sollungaa bro 860000 loan amount

Sir, ஒவ்வொரு மாதமும், எவ்வளவு அசல், எவ்வளவு வட்டி என்பது எப்படி கழிக்கிறார்கள்? எத்தனை சதவீதம் அசல், எத்தனை சதவீதம் வட்டி, ஒவ்வொரு மாதமும் எந்த அடிப்படை யில் பிரிக்க படுகிறது என்பதை கூறுங்கள்.

@vimalrajvasu3706

Жыл бұрын

Atha sollavae illa...

PMTdetails

நண்பா bike loan 130000 amount monthly emi 4796*36 நீங்க சொல்வது போல ஒரே emi தான் எல்லா மாசம் வருது ஆனா principal amount குறையாமல் இருக்கு

@TN-fc5hd

2 жыл бұрын

Next month வர வர யேன் loan amount குறையாது

@thinkingtamizha007

2 жыл бұрын

You need to check with bank on breakup of principal and interest part of emi. Appo than evlo masa masam korayudhunu therium