I lived in Thailand in the 80's and early 90's and had little money working as an English teacher. I just loved everything about Asia. In the 30 years that I have been back in Tampa. I have never forgotten my love for Asia. I am now going all in on moving to the Phillipines in 2 months.

@marcpereira3765

2 ай бұрын

Thailand in the 80ths? Hey fella have a lot to tell about this experience

@chamorro81

Ай бұрын

Good luck to you. Go and live the dream.

@KP99

16 күн бұрын

What did you specifically like so much about Asia?

I retired at age 52, after 34 years of work. That was almost 20 years ago. My goal is to enjoy a year of retirement for each year that I worked. I am 71 now and will have to live just 14 more short years to age 85 to accomplish that, really my hope is to far exceed that now that the date becomes closer.

@GiointhePhilippines

3 ай бұрын

Great job!

@damianstepien8055

3 ай бұрын

Lucky you, im 26 working since 15(part time for 3 years) tue to EU policy i would retire at 67 😅 Thanks God ill be semi retiring next year:)

@gemmaleandado6942

3 ай бұрын

Welcome to the Philippines 🇵🇭

@user-bh1se9hn9j

3 ай бұрын

Glad to hear your story.

@jamestopeka2236

3 ай бұрын

Congratulations and I hope you reach that goal . I'm 63 and served 5 years military and 31 years coal mining , I retired a few years ago and got early social security after I retired . Now on my 10 year with my Philipina .

Retire in the Philippines. Live like a king on $2,000/mo budget. Seriously. I have a real estate portfolio (3 paid off houses in FL and 1 in NV) that provides me $3,000/mo NET PASSIVE income, a high-yield ETF ( QYLD) that gives me $1,000/mo income. This allowed me to retire in the Philippines 2 yrs ago. I retired at 57 in Makati and Las Vegas (50/50), I am divorced, single, i am now 58 going to be 59 soon, and I now own 2 bars in the Philippines providing extra net income. I have many young beautiful Filipinas working for me ... At 62, I will get $2,300/mo from Soc Sec. Life is good. Cheers!

@phil1014

Ай бұрын

Well done bro. Passive income generated by solid assets like real estate is the way to go.

@nicolasreyes4480

23 күн бұрын

Are you a filipino citizen sir.?

So true about life. My Dad was healthy in every respect, his heart,lungs, everything fine. Even a full head of hair! Then, all of a sudden he developed an unusual strain of dementia with Parkinson's and it was like a wirlwind, within a couple of months he was gone. He loved maths and played Sudoku and gave his brain a good workout. no history in the family. You just don't know what's in store for you and what finally kills yout is always something that seems wrong, unfair, unexpected. My Grandad lived a long life and I put it down to being an optimist, never thinking about his age or being old. He ws 94 and out shopping on his own! Being happy and content with his lot in life. Never worrying and staying away from hospitals! Oh, and having a lifelong companion is important or being with someone caring and compatible. Anyway, enjoy life and stop working whenever you can because it's killing you!

i retired at 55, in 2017, pulled my 401k with no penalty, took 50,000 in savings and moved here to a house i built in 2015, just started getting SS this sept. as my savings ran dry. perfect timing. so glad i am not in a trump free america anymore, what a mess. have wife here of 12 years and we have 3 kids. so glad i'm here.

@justaguy-69

3 ай бұрын

a lot of people dont know you can get your 401k at 55 if you are no longer employed at the company holding your 401k. no fine of 20% for early pulling of 401k !!

@GiointhePhilippines

3 ай бұрын

Ahh, I did not know that, thank you for the info.

@justaguy-69

3 ай бұрын

ps, i was flat broke when i got back to the USA in 2010 after my first visit here ! NO MONEY,NO 401K NO SAVINGS, NOTHING. I went back and worked 7 days a week and lived in my truck saving every penny. only break i took or money i spent was 6 months here to build my house(with my own two hands) then back to work!

@GiointhePhilippines

3 ай бұрын

Wow!

@justaguy-69

3 ай бұрын

@@GiointhePhilippinesif you set your mind to something and are determined nothing can stop you. 😎

I retired at 55 in 2011. I have a generous pension from the University of California. The money aspect of retirement is, of course, essential particularly if you are retiring early but don’t forget the non-financial aspect of early retirement. What are you going to do with all that freedom and time? I am a self starter and kept active with social activities, book clubs, classes, dancing, travel until I discovered Thailand in 2015. I moved to Thailand in 2017. I started collecting Social Security at 62. Married again in 2019. I love this new phase of my life. You can assess your own health status and estimate how long you think you have left. Consider your family history as well. Social Security has already determined how long you will live. Along with the financial considerations, think about the value of retiring when you are still healthy and active. I’m 68 now and doing OK and I really cherish these past 13 years of freedom from work. I’m looking forward to more years of fun and contentment.

You are spot on Gio, I am 75 and been living in the Phils for 2 years and I just dont have the energy to take advantage of all the wonderful things to do here...

My colleague's 65th birthday was October 30, 2023 and was set to retire on January 1, 2024. He died from heart attack on 7th October. That's life.

@GiointhePhilippines

3 ай бұрын

Yea, it happens

@methemonkeyking

2 ай бұрын

The worst part of waking up is were one day closer to our grave.

@Mmikeyyyy

28 күн бұрын

My dad started working at 14 and died from cancer at 44. He never got to collect SS. Mom died from cancer at 64 and collected for a few years. I retired at 58 - and started collecting my SS at 62.

I put my two houses on the market for rent and will live from it and go to the Philippines. That's the goal....here in Europe it is so much change in so many ways its not good to live anymore.

@grigorirasputin425

3 ай бұрын

Everything woke turns to shit. Same happens to USA

@agungtrijoko5352

Ай бұрын

You may check out batukaras pangandaran Indonesia as an alternative place for your retirement.

My girlfriend and I always thought that we’d spend some time in the Philippines once we retired, but we really didn’t push for retiring early in the Philippines until the pandemic. She purchased land years ago (she’s dual) and we were planning to build a house on the one lot at our leisure. Now we’re ramping up our schedule. She already has a farm and is currently re-doing the house there (her dad lives there). We now have a place to stay when we’re on vacation, rather than staying in hotels. We also won’t have any rent expense when we do retire. As far as Social Security goes….the government tries to play on our greed. Yes you will get 30% more if you wait until 67, but your break even point is like 10 years if you wait. That doesn’t take into consideration that the money is worth more now than it will be 5 years from now, plus you get and extra 5 years of retirement while you’re still in relatively decent health. Also, the average male lifespan in the U.S. is 77 so I say why wait? I’m a year younger than you and my girlfriend is mid 40s. I guess if we planned better we could be retired right now too.

@stevesilver7437

3 ай бұрын

1 out of 4 men are dead by 70 years old!😢 that makes it only 3 out of 4 still alive!😮

Hi Gio, Another interesting topic which I'm sure will create lots of discussion. The retirement age, well everyone has their magic number.but without planning comes many disaster stories which you have mentioned on your channel. After 22 years of visiting the beautiful Philippines I knew it would be my retirement paradise. So I put in place a retirement plan which is now in its 15th year. As a guy in my late 50s I wanted to make sure where I wanted to live, what lifestyle I wanted. I started this plan in my 40s, I know my plan is not for everyone, but retirement is forever and the next phase of my life. Have a great day. Jeff Australia 🇦🇺

Your right on gio.If your going to do the philippines go as soon as you can because old age sets in too fast and you will miss out on alot of fun with your new girl. I married a beauty , im 63 now and have 2 kids but brought them back to the states to educate them and set them up financially for the day im gone because im much older than my wife. We still have a home there but only for vacation .

Spot on man. Job stress and financial stress are the number one killers in the States as far as I am concerned. Not to mention the political atmosphere these days adding to the angst. I honestly believe I have added years to my life by coming here and shedding that stress and getting rid of the stuff back home that ends up becoming our own self-imposed prison. You don't need a lot to live comfortably but you do need to use common sense and be smart with your money. For the first time in a long time, I wake up looking forward to the day, except for leg day at the gym..... I don't look forward to that lol.

@GiointhePhilippines

3 ай бұрын

For sure buddy!

I got you sir. I retired at 63 and it was too late right now I am in Ecuador but the Philippines are very tempting

@FilipinaAndTheForeigner

3 ай бұрын

Yield to temptation 🙂 it's really nice here 🌟

@russmilosavich2465

3 ай бұрын

Seems like Ecuador would be nice? I'm attracted to Latino women.

Good stuff there Gio !! I agree , Thanks

Spent the last couple months trying to get a hold of the concepts of minimalist living. Been dumping crap outta my house at a crazy rate. Got 4 55 gallon trash bags worth of clothes to take to Goodwill or St. Vincent's tomorrow.. Probably will move to a smaller place within a year for less money. Will have to work a couple more years before making the jump to the Philippines.

Good for you! Keep it up!

Apart from doing vlog what do you do there? We cannot just sit watching 😅. I am in the Philippines 🇵🇭 but the weather is so hot that I cannot function during the day that make it difficult to enjoy living

Soon I'll be going home and enjoy life to the fullest 💟 💟💟💟💟 40 yrs abroad

Awesome, straightforward ADVICE 🔥🔥🔥

The problem with retiring too early is youre not building your fortune/nestegg during your big money earning years. I retired at 56, but now, 10+ years later, I wish I had built up my portfolio a bit more. So unless you've really invested alot early on you night say its wasted years retiring too soon.

I'm in my 60s and have been living in SE Asia for 7 years. But I kept my business in my home country. Though I pay tax there I still make a great income, have 2 (now 4) contractors who help me out and manage everything remotely. When my buddies tell me about $10 beers and $50 meals out I laugh and chug on my 50c beer and enjoy $4 seafood noodles. I still go back sometimes for a holiday but want to visit the Philippines soon as the beaches look amazing. Went there in the 80s but that was my only visit.

Thanks for sharing Gio, something for me to think about. Great video, Gio....Jim

I don't do things over the fear of dying. I can't look back after I'm dead and have regrets. BUT, I do have a fear of living too long! 55 days until I'm on a plane. 61 and freshly retired.

@FilipinaAndTheForeigner

3 ай бұрын

👍

Good information like you said get All things done in advance. Don't wait till the last minute.

Nice video. I live in Cebu on half the money I get monthly and the other half builds up. 😊

@Mmikeyyyy

28 күн бұрын

That’s the way to go! Build up your savings to have as you get older and might need healthcare. I hear so many asking “ I have 10K in bank and I get xxxx from ss is that enough”?

AMEN! Great Video!

Nice! The main thing I would add is just what you said about finances and debt, especially for us younger people make sure you have cash flowing assets to fund your lifestyle. Real estate back home in Canada or USA is great, stocks or monthly paying funds rather than a pile of cash that you might be tempted to spend. Its becoming a very popular destination for westerners looking to escape the matrix/rat race so make sure you top up your financial literacy so your in it for the long run!

Congratulations Gio 🎉. Well deserved.

Funny thing is I've traveled quite a bit and been to a couple of Asian countries but when I got to the Philippines I wasn't in as impressed as you seem to be. It's okay. Impoverished even though it's beautiful. I married a filipina, and I'm very happy, but I wouldn't retire in the Philippines if you paid me to. But I'm glad you did well I'm sure your KZread channel is monetized now so that's good. It pays your bills

@djh2633

2 ай бұрын

Where did you retire?

@des632

2 ай бұрын

I think impoverished is the exact word , it's not a bad thing or good thing , but compared to Vietnam and Cambodia is much better , but Thailand has set a high bar in a e.asia, ... But more costly and paperwork

I stopped working at 57. I had rentals in place that covered all my costs and more. I sold that house and moved into a smaller place that I own outright. That pulled enough equity to purchase a few more rentals. I took Soc Sec at 62. I also have VA disability coming in. Now at age 63 I have 3 streams of income and only use half if it. Due to my health issues my Filipina is coming here to me. Still a good life !!

Great Vidoe......Its a difficult subject, but what about the kids back in the USA? A lot of men need advice on how to handle that - leaving them, continuing a good relationship online, supporting them (if they need it), that type of thing.

@stevesilver7437

3 ай бұрын

They never want to talk about the elephant in the room!😅

Good for you Gio. Lucky man. I’ll be heading that way as I plan to retire this year on Dec 31st. I’ll be 65 on Jan 17, 2025 so it’s time. I’ll spend the next 10 months selling everything that’s not tied down. I’ll get down to 2 suitcases and a backpack. My Filipina currently lives in Manila so we will be packing her and her two kids up and moving to a smaller area such as Dumaguete/Valencia. I’m counting the days. If all my stuff sells or moves on early I’ll excellerate the plan.

@GiointhePhilippines

3 ай бұрын

Best of luck

I’m 59 & am considering retiring early at age 62. My mother is 83 so am sticking around to ensure she’s okay until that inevitable day. So my retirement & recent work plans revolve around her care for the time being. Not even remotely ready for what would be next nor sure what I would do yet. At least at this point, I’m beginning to think about it.

Good stuff. Would you agree that many items in the PI cost almost as much there as the USA? Only major savings is where u live. Street food is not for everyone

Many of us have children. We divorced their mother but not them. So we work to pay child support and maintain a home. Got done with paying for their college in my 50s. Everyone is living longer and my parents are alive in their 90s. All their friends have died, many from lack of money, so I maxed out my contribution to retirement. Then COVID hit and I had an opportunity to retire. Found the best girl for me online and had a long LDR with her. Now we're living happily ever after in the Philippines. Enough saved to delay social security to my FRA. Hopefully have a baby and max that out too. Planning on living to 100 and my costs doubling every 10 to 20 years. Good luck 🎉

@rustynail3630

3 ай бұрын

Oh no. Not another guy getting his Filipina wife pregnant for extra SS benefits. So disgusting

@FilipinaAndTheForeigner

3 ай бұрын

👍

Hey brother, thanks for the video. I’m making a trip out there this coming April next month. I will scout the area out. I will also go to Thailand or go back to Thailand . This will be my first time in the Philippines. I do have a home here but after I scout out the areas. If I choose Phillipines as my home or at least for a year plus to see how I really like it I’ll just rent my home I live in desirable area where I should be able to rent it to cover the monthly not and I do have a pension, so I’m looking forward to your brother Maybe our path will cross 🐸✌🏽

Im 32, and im putting about 20% my check in retirement. (Usps) Im marrying my beautiful Fhilipna this November and be my third time to the Philippines. I would love to retire early, but i dont see it possible until my 50s.

Nice to hear from a septic that doesn't hurt.

Thanks good video

@GiointhePhilippines

3 ай бұрын

Glad you liked it

GIO! My good sir!! Interesting video and nice of you to share your personal story. Can you make a video explaining OTHER types of work expats do in Phils while ‘semi’ retired? Not everyone can be a successful KZreadr.

@GiointhePhilippines

3 ай бұрын

I have that on my Patreon account.

Thanks Guo, another great video.

@GiointhePhilippines

3 ай бұрын

My pleasure!

Love it ! Going out early as well. This is my last year of my career. Then we are going to be away from home for 4 to 5 months a year.

@GiointhePhilippines

3 ай бұрын

Good luck

Congratulations on the 3000subs 👏 👍 we got 3 over the past few weeks 😁😁😁 .. loved this video. I agree 👍 Appreciate your demeanour Gio 🌟

@GiointhePhilippines

3 ай бұрын

Nice work! :-)

Great advice! Like and subscribed. 100% agree on debt free and down sizing. Which San Jose is that?

Exactly what IM doing. Now. Im turning 49, bought couple of real estate here in the US and in the Philippines . Goal is 591/2 to retire.

lol. At about 3:00 you talked about not being able to focus on work and only thought about your next trip. Only laughing because I get it. Completely. Good for you man, glad you escaped the matrix.

do more lives i went back to watch your old lives

I retired early age 37. Best decision i've ever made

@MyLifeThai371

3 ай бұрын

My classmates brother retired at age 38 from the USA air force. He paid off his condo in Denver first and has loved his retirement for the last 5 years!

That’s how I am now. I’m 41 want to get into finance so I can work remotely. Trouble is no one will entertain me. I figure if I can get $2000 a month that’s only like $15 an hour with the exception of Singapore I can live well in South East Asia on that. Plus a little passive income from property.

@MyLifeThai371

3 ай бұрын

My buddies have the realtor rent out their house for them. Pretty nice when houses are renting for $1500-$6000/month. She only charges 6%-10% of the rent check. Other guys work for 8-12 months doing mega overtime and come to Asia and coast until their savings gets down to a certain point and then they return home and rinse and repeat. I love living here in Asia in my 40's, but the ESL jobs have dried up, so I might have to do what my buddies do, but that's a fun life too.

@nomadinthemaking

3 ай бұрын

@@MyLifeThai371 thats what I did in 2022 worked and came out for 3 months. But when you are used to working 50 hours a week and your girlfriend has a job there boredom sets in. Especially when there isn’t a lot of expats around and in Manila! I figured I can get £1000 a month $1300 passive income at todays prices. from rental income in 10 years and do Teaching English online not so much for the money but to stop boredom even if it only pays $8 an hour. Not an issue for now as my wife is in UK and wanna stay here for 5 years minimum so she gets citizenship.

Everyone bagging condos! My fillipina Mrs has one in cebu and it's going unreal, airbnb aboda

What is your medical coverage plan? Do you pay local health insurance there? How about medical check-ups?

You have to have a monthly income of some sort, and your savings are for emergencies only.

@GiointhePhilippines

3 ай бұрын

Absolutely!

@MyLifeThai371

3 ай бұрын

100%

Hi Gio and Maya love your channel. I have followed your advice and scheduled to meet my Pinay in Davao in April for whole month. Planning to relocate permanently to Davao before end of year. Could you do an episode on cost of educating a child in Philippines. My girlfriend is over 30 and a government professional in Davao. She has two boys, age 9 and 15 years living with grandparents in a small town in nearby province. My girlfriend owns the home which parents and her children live. I would wish for her to retire and be accessible with me to travel. So I will take on the obligations of raising these kids in Province. I need to know what is a reasonable allowance for the kids.

Great video! at what age you moved to phill?

@GiointhePhilippines

3 ай бұрын

Moved here at age 46

@sangamverma6303

3 ай бұрын

Wow congrats!!!@@GiointhePhilippines more happy and content people in SE Asia!

Hi Gio, great videos, always informative. I'm wondering when renting an apartment in the Philippines, or Manila, do you tend to pay the rent in cash, or pay with Western Union transfer? I will be moving there and wonder what works with most landlords and I won't have a Philippine bank account. thank you!

@GiointhePhilippines

2 ай бұрын

I pay with Wise. Direct deposit into my landlords bank account.

@GiointhePhilippines

2 ай бұрын

wise.com/invite/ahpc/giovannis229

how safe is it in the Philippines, I live in Siem Reap Cambodia now. I can go out for a walk at night with no worries. I know not every part of the Philippines is the same. But can you be close to services and be somewhere safe ?

@zettielanphier7069

3 ай бұрын

My same question. I hear all different explanations.

looks like Taygaytay I was just there

I'll be heading over after my fury best friend passes, I've had him since he was 10 weeks old so I owe him the same loyalty he's given me over the years. I'm 100% disabled Vet so income isn't a big problem and in 7 more years I'll get an added bonus when I claim social security.

@GiointhePhilippines

2 ай бұрын

I can totally understand that.

😊 Great video! I think "normal" people are getting very tired of western "values". Have a good life 😊

I work a full time job and I work a part time job I enjoy working as a deputy constable. Hoping to wipe out my debt and my Filipina step daughter's braces.

@JohnSmith-dm1wo

3 ай бұрын

Are you allowed to kick out squatters or have to buy them dinner.lol

Im thinking of retiring between 50 - 54.

I am in my 30s but love my job and work. Many great people to work with and work remotely making good income as software developer.

I agree with retirement at age 62. You really come out better that way. Plus, the Social Security retirement is sufficient to live in the Philippines 🇵🇭 😄. Eventually next year at age 62. My goal is to apply for the American Military 🪖 Philippines sponsored SRRV program. Which is great for us Military 🪖 Veterans like you and me. Finally, plans is by end of next year to return and retire in the Philippines 🇵🇭. I was stationed at Clark Air Base back in the day in 1991, thank you for this video.

Im retired Navy and will retire from the USPS in less than 2yrs. I'll be 56yrs old when Im eligible to retire.

Gio I’m 49… money isn’t the issue. I’d like to fly out in May and I’d love to meet an amazing woman to spend the rest of my life with. Is there someone who can mentor me in the process?

@jacked6

3 ай бұрын

You're almost 50. You shouldn't need mentoring this age range. Have to get boots on the ground and come see for yourself. Dating pool here is like many other places around world. Similar approach

@hobo1704

2 ай бұрын

Sounds like you spent all your time getting that money and not actually enjoying it by travelling.. Why would you need mentoring at 49..

Wife and I love that coffee shop

@GiointhePhilippines

3 ай бұрын

Us too, really peaceful and relaxing up there.

im 41 and want to retire as early as possible. but I wouldnt be able to move to philippines for a while. because my kids are still very young. they are 8 and 12 years old. after they graduate from school and move out of the house then I will look at trying to retire early. hopefully by 55.

@GiointhePhilippines

2 ай бұрын

55 is still young.

Im a new suncriber here,Are you living in dumaguete ?

@GiointhePhilippines

3 ай бұрын

Yes, I am

God bless your early retirement bring you good life here. Avoid toxic people.

Another great video 👍

@GiointhePhilippines

3 ай бұрын

Thanks again!

I work in software and can do it at night from here in the Philippines, I’m on my 3rd trip and they just keep getting longer and longer, pretty soon I guess I’ll just be here 😂

@georgegirl74

28 күн бұрын

Hello. What internet company did you use in the Philippines while working? How is the speed?

@georgegirl74

28 күн бұрын

@scottlang7025

Thank you for everything you do and all the content you put out. What a beautiful place, I just hope its not ruined by the time I can get there. God bless

I couldn't do it. Im 45 but i think retirement is not for me. Nothing whatsoever to do with the financial side........ i just enjoy getting up in the morning and going to work

@GiointhePhilippines

3 ай бұрын

If you enjoy your job then it makes sense to keep working

That coffee shop really has an amazing view indeed. You could see the nearby islands across Negros. I hope you and Maya are doing well. 😊

@GiointhePhilippines

3 ай бұрын

Thank you!

@user-bh1se9hn9j

3 ай бұрын

Where in negros. Plan to go there

Canada you must work to 70 to get our top pension and yes I’ve known people younger than that have passed away already and my age now is 66 years of age and will be 67 before I will be able to retire with my Filipino wife in the Philippines!

Someday.

No early retirement for me. I am 60 and paying child/spousal support for at least another 5 years.

@Philippinesbound42

3 ай бұрын

Why?

@thinkforyourself9334

3 ай бұрын

​​@@Philippinesbound42 "young children"

@cozmicsoull

3 ай бұрын

Hang in there. The time will pass and you will get a nice raise. Bright days ahead...

Gio , where are you living now ? ….im thinking of possibly living Cebu IT …in a few years possibly

@GiointhePhilippines

3 ай бұрын

Dumaguete

👍

Surprised you picked the Philippines over Thailand. Good video

@GiointhePhilippines

3 ай бұрын

Well, I landed the job in Cebu otherwise it might have been "Gio in Thailand" :-)

@alanaldpal950

3 ай бұрын

I believe he and others have said that widespread English language use by the locals is a big factor @@GiointhePhilippines

@BC19572

3 ай бұрын

@@GiointhePhilippines 😊

@jacked6

3 ай бұрын

​@@alanaldpal950man up and learn the local language no matter where you are. If you're retired you have plenty of time to learn too.

I’m currently going through the process of getting rid of stuff, after which I will sell my home. The goal is to retire at the end of this year at 56 and travel beginning next year. Save me a seat!

@GiointhePhilippines

2 ай бұрын

Good job that is the hardest part, letting go of all the stuff.

I love your channel. Where are you living now? I am 57 years old and getting divorced after 28 years of marriage and raising 3 kids that are now young adults and college graduates. I want to retire early and have saved more than enough to get to my retirement benefit age of 62.5 Can you recommend a location for someone my age looking to retire to the Phillines for a better quality of life and perhaps find love again. I would like somewhere with most of the modern conveniences I have grown accustomed and can comfortably afford a budget of $2500 a month for 10 years. Any suggestion would be appreciated.

Recently, you're commendably prolific.

Are non Filipinos on visitor visas allowed to work in the Philippines?

@GiointhePhilippines

2 ай бұрын

Not on a tourist visa.

I have around 300k in cash saved and 4500 a month tax free income. Would I be OK coming there?

@JohnSmith-dm1wo

3 ай бұрын

lol. Do you realize how much money that is. Are you delusional.

@JohnSmith-dm1wo

3 ай бұрын

You would live like a king anywhere with that much money. Why you would pick a dump like southeast Asia is beyond me.

@MrTHL1

3 ай бұрын

@@JohnSmith-dm1wo that money wouldn’t last long in the west. And why you’re on a channel about southeast Asia is beyond me.

How old were u when u retired?

I was 62 when I arrived, wish I could have afforded to be here sooner. True that I can't enjoy the hikes or waterfalls, but the travel and companionship is great. But be warned guys that are young.. Your feet, joints and body hurt when you are old. Take care of yourself before you retire. Good video 👍

@GiointhePhilippines

3 ай бұрын

Thank you jim

Great content

Hey Gio, do they accept bankruptcy there? If you declare bankruptcy, does your debts go away like in the US?

@tonyp2601

3 ай бұрын

There are bankruptcy laws here. And yes, all debt will be wiped out.

@stevesilver7437

3 ай бұрын

They cut your right hand off 😢

Old age happens the earlier the better

Gio, you have a youthful look. Just found the channel. Do you say how old you are?

@GiointhePhilippines

2 ай бұрын

I'm 52

@JoeShabatoni

2 ай бұрын

@@GiointhePhilippines If you told me early 40's Id believe it. You are doing it right! Inspiration!

@GiointhePhilippines

2 ай бұрын

I appreciate it

is not speaking the local language a big issue?

Sooner or later we would like to retire in philippines...500dollars a month is enough for us two....good idea guys...

Gio, you're smart - way to go and enjoy your life that God has given you.

Can you meet a Filipina online and if you hit it off and want to date and maybe get married someday can she fly to the United States to be with you? Or do you need to marry her and bring her back? Any other details will help.

If you die while delaying social security, I doubt you regret it.

If you could retire smacking your hands together that would be great Gio.......LOL!!!

@GiointhePhilippines

3 ай бұрын

Whoops 😬

Why did you choose the philippines over Thailand? Why not Thailand? thanks for the video :)

@GiointhePhilippines

3 ай бұрын

Only because of the job offer in Cebu.

@etienne59118

3 ай бұрын

did you like thailand?

@GiointhePhilippines

3 ай бұрын

Very much!

@etienne59118

3 ай бұрын

thanks for your feedback. I am hesitating between Thailand and the Philippines. are you concerned about China provocation with the Philippes?

@GiointhePhilippines

3 ай бұрын

No, I'm not. You need to spend time in both places and decide which you like better.

Millions of American workers would follow your example. Trade in a marginal existence in the USA for a better life in the Philippines. The downside is when you do reach age 62 your Social Security benefit will be very low.

@jacked6

3 ай бұрын

It's funny because many other countries dump all over the Philippines calling it third world, low quality