Hi Kevin. Just joined your channel. As i was listening to you, it was hard not to hear the waves in the background. The sunset and the waves, you cant beat it! I grew up in Lufkin, Tx. Used to go to Houston on the weekend. I was stationed at Clark AB 1986 to 1991. Married a Filipina and still married. 33 years and counting. Will join you in about 2 years there in the Philippines. Take care!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for supporting the little show! Let me know if you make it to Dumaguete

@ethiehetherington5086

Жыл бұрын

Same here, just joined his channel, and also been married for 36 years.

@TooMuchTimeonmyHands65

Жыл бұрын

@@ethiehetherington5086 thanks for watching! Here’s to starting over and beginning a new life!!

@ethiehetherington5086

Жыл бұрын

@@TooMuchTimeonmyHands65 You're welcome. Find yourself a good woman to take care of you when you get old. Take care of her financially and in return, she will take care of you when you get old. I don't think you want to come back here in the U.S. to go to a nursing home. Horrible.

@RetireandGo

Жыл бұрын

The waves did sound wonderful. Good for you preparing to move to the Philippines as well !

Congratulations on the success of your channel. I am enjoying your content. Have a great day!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks Kevin!

Interesting story and background on your journey. Thanks for sharing!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Joe!

Hi Kevin - Love the sunrise! The sound of the waves is so soothing. I could see the fisherman way out there in the background. Have a great day!

@TooMuchTimeonmyHands65

8 ай бұрын

Thanks! That was a nice sunrise 😉

Another great video. Thank you, Kevin.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks Mike!

First of a couple I’ve watched, good info!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Mexico! I appreciate it

I just realized 30 yrs ago today was my first trip to the Philippines and traveled to Baguio. My first wife was Japanese no kids at 31 divorced, my second Filipino 3 kids later after adults just Divorced, and now with the love of my life and 4 step daughters and our Babylove Chanel is 2.7 in Las Piñas. My Chai is 46 and i am 63. So never say never is my new moto. Just be safe and stay awesome. Power-on !

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching and sharing Neal!

Hey Kevin, really enjoyed your video pretty cool story...I know Mark and his channel and it's cool to know and see a new face in the Philippine Expat KZreadr circle... Looking forward to your next video.... 🙏🏻

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Zayne! Yeah, Mark’s and Jen are great neighbors

Dude that place you lived in and your way of telling your story....I subscribed...so keep up the good work.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for subscribing! I appreciate it

This was very useful. Thank you for your openess and for the inspriration. You are doing well.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Dave! Glad you liked it!

Nice dog. Dogs are more faithful than a spouse. They love you more, and they'll always be by your side. I enjoyed hearing about you. Your living the life.

@TooMuchTimeonmyHands65

Жыл бұрын

I love them already, and they love me!

Hey Kevin, long time listener first time commenter, 😊, love the videos Beautiful sunrise

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Troy!

Hello Kevin I am your new and silent subscriber! I love the way you present your self and the way you talk is very clear and honest! I was watching you in Mark’s channel when he interviewed you and right away I searched your channel and watched your vlog for the first time! Keep up the great work you’ve done so far and God bless you🇺🇸❤🇵🇭❤️🇺🇸❤️🇵🇭❤️🇵🇭❤️🇺🇸

@TooMuchTimeonmyHands65

Жыл бұрын

Thank you for subscribing and supporting the channel! I appreciate it

I am impressed! You are exactly where i would like to be . Good for You ! way to go!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Rory! Hang in there, you’ll get here too😉

New subscriber and enjoyed your video and hearing your story.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for subscribing! I appreciate it. Glad you enjoyed it

You’re completely nuts! I love it!!!! Mabuhay! ❤

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching JG! I appreciate it😉

Beautiful daily view! Enjoy!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Joe! Yes, it’s a beautiful place

First off - Congratulations on what you've accomplished so far with your KZread channel, sounds like you only recently started but have come pretty far already. Thanks for sharing a bit about your background with us, You're somewhat of a rolling stone I see and nothing wrong with that :) You were born in the US but clearly destined to be in the far East ! This is only the 3rd video of yours that I've watched so far and really like your presentation and style so I just subscribed.. You just come across as a very decent person, Best of luck with your channel and continue to enjoy your life, take care !!!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for subscribing Robert! I appreciate it. I’m glad you are enjoying the ride😉

@roberthertel5565

Жыл бұрын

@@TooMuchTimeonmyHands65 you're welcome buddy, we are all looking forward to watching more of your videos

Love the video, I think its great that you point out the passive income.

@TooMuchTimeonmyHands65

Жыл бұрын

Yes, I definitely think it’s best to have money coming in

Hi Kevin from Australia enjoying your vids you are certainly living the dream ! Handsome dude as well 😊

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Peter! I’ve got an amazing life now!

Hi Kevin nice introduction enjoy your staying in dumaguete very nice place ❤

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Marie! I’m loving it here already 😊

@Marie-sg5kr

Жыл бұрын

Yes i love it there too

I wanna come home !😑 Im stuck here in the US ,trap in a middle class trend. Can't wait to build my passive rental income and go back in the Philippines. Too much negativity here now.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching family!!! Get your finances in order…and come back home!

@RetireandGo

Жыл бұрын

Good plan Rental and dividend stocks is how I made it happen. It took three decades of work and investing. The Philippines is perfect for chill and affordable retirement

@ChristinaBastilla-yx3hj

6 ай бұрын

Agreed. I’m a 49 year old, natural born American, and more times than not, can barely stomach how disrespectful, lazy, entitled, negative and aggressive a huge percentage of our younger generations have become.

Great vid

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching FMM! I appreciate it

thats great, ive started putting away more money to my 401k, im 35, i visited the philippines last year because japan was closed and i believe i met my ever lasting honey, its funny how that works but it was at last minute since the next day, i came back to usa, ill be back this year, in cebu city again, cheers

@TooMuchTimeonmyHands65

Жыл бұрын

I’m glad you found your girl. I’m sure you can’t wait to get back!

Enjoy your stay in Philippines sir , and stay safe always .

@TooMuchTimeonmyHands65

Жыл бұрын

Thank you for watching darlin’. The Philippines are my new home 😉

@Leyzell93

Жыл бұрын

@TooMuchTimeonmyHands65 I'm glad you like it here sir, my country have so much to offer so enjoy and have fun 😊

Thanks for sharing your story !! I am moving over in June Finally !! Been waiting since January 2020 .. God bless you brother 🙏

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Michael! Congrats on coming over

Congrats on such a quick monetization!!

@TooMuchTimeonmyHands65

Жыл бұрын

Thank you Curley! I couldn’t have done it without people like you. I’m humbled!

Nice story.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks Billy

So funny I have almost the same story. Divorce two times, rented my house and moved into my RV, worked for a small company where I was the only employee, getting ready to retire at the end of May, headed to Philippines in June.

@TooMuchTimeonmyHands65

Жыл бұрын

WOW! That’s crazy! Thanks for watching

@BarnabyBarry

Жыл бұрын

2 ex Flipinas-now in 🇹🇭-notice Thai’s are more chill-less jealous-talk less!

@TooMuchTimeonmyHands65

Жыл бұрын

@@BarnabyBarry thanks for watching Barnaby! I’ll keep that in mind. I’m still having good luck with my first Filipina over here

love the sunsets in the Phl

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching CyndiG! Sunsets and sunrises are both Amazing

Excellent ! Retirement early and living the beautiful Philippines Bravo sir

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks RAG! I’m living the dream, hopefully you can get here soon!

@RetireandGo

Жыл бұрын

@@TooMuchTimeonmyHands65 I hope to be back in the Philippines again soon I’m in Indonesia now then on to Malaysia I want to see several more islands in the Philippines I loved Dumaguete

INTERESTING VIDEO ABOUT YOUR LIFE WITH A NICE VIEW AND SOUND BACKGROUND..👍🏼

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching John! I appreciate it

@johncano3972

Жыл бұрын

Keep up the good work 👍🏼

@johncano3972

Жыл бұрын

@TooMuchTimeonmyHands65 by the way Kevin. I bought an rv trailer not to long ago. I am planning to live in it for a while. And if I get used to it, I will do some traveling..

@TooMuchTimeonmyHands65

Жыл бұрын

@@johncano3972 nice!

LOL, @2:54 really did make me laugh. I grew up in a small oilfield town in the Permian Basin back in the 70's. Jesus, we were all raging drunks 18. Can't believe we lived through it. Some didn't. I worked for Chevron in Houston after college, fun city when you are young but would hate to live there now. New sub here, I like your sense of humor. And yes, the stock market is unfortunately not played by enough people in our age group, especially after the dot com meltdown of 2000. But it made me financially secure by age 60. Interesting story, thanks for sharing.

@TooMuchTimeonmyHands65

9 ай бұрын

Thanks for subscribing Bo! I appreciate it😉

Nice story with lapping waves, sunrise with the clouds..about 12 yrs old watching a b&w WWII movie and saw this Chinese girl in it and from then on it was Chinese girls, maybe see you there one of these years 🙏🏻🇹🇭✈️🇵🇭

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Norris! Look me up when you get here!😉

Wow Kevin, I can't believe you tell your life story in less than 30 minutes! I really appreciate learning from other people's life experiences. I'm from the Philippines but have been living in Florida for quite some time. I always advise foreigners not to go into business in the Philippines especially ( Farming, sari-sari stores, piggery, aqua farming ) you will surely lose your life savings and it's hard to recover when you are in your old age. But snorky business may not be bad. I also play the stock market modestly but now I prefer to leave it on Vanguard index fund. I just subscribed to your channel and hope to learn more about your rental properties. Do you have a real estate agent collecting your rent?

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks again for watching Jimbo! After finding out about baranguay politics, I decided not to do the business. I’m a passive owner in an apartment complex. We have a primary investor who runs business. I get a check every 3 months. I don’t have to worry about it…that’s the way I like it😉

@jimbo3609

Жыл бұрын

@@TooMuchTimeonmyHands65, Well, first you need to make friends with the Barangay and they can really help you. It might take 6 months to get to know them better. To see If they are good or bad. Lol. I hope you can make a video about your business in the apartment complex. It pique my interest. Thank you.

Hello Kevin, Magandang gabi po

@TooMuchTimeonmyHands65

Жыл бұрын

Hi nealfwilliam Magandang Gabi rin sayo. Maraming salamat sa panonood

Kevin, you will find yourself a 20 something years old model looking wife in the Philippines 🇵🇭 easily. Your a lucky guy

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Sting! I’m pacing myself. I’ve met a TON of new friends, and some of them are incredibly beautiful ladies!

Hello Kevin...You've done well...I'm an old retired military guy (25 years active, 25+ retired)...You've made the move earlier than I, although I've been an expat for most of my life...There is more than the USA life in this world...Never regretted my leaving the USA at 17...Good on you too... BTW I grew up in International Falls, Minnesota...I left at 17...it's f'g cold! That's why I have never lived there again...The Falls is even smaller than Thief River Falls haha! 😂 Anyway...Sounds like you've been around...Me the same...👍 🙏🙏🙏 👍😎👍

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching smart biz! Yeah, you can keep MN. I have not worn pants since November 😉

@RetireandGo

Жыл бұрын

Philippines could be a good choice. Warmer and many veteran expats. I really liked the Dumaguete town area. Very affordable too

@antoniosicurezza2384

10 ай бұрын

​@TooMuchTimeonmyHands65 hello, how can I reach out to you ? Can I wrote you an email? Thanks a lot

Hi Kevin just joined your channel retirement here in cebu and building a home in Mindanao

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Mark! I appreciate it. I’m looking forward to visiting Mindanao soon 😉

Beautiful scenery. Thank you for sharing your knowledge. Public schools don’t teach us this stuff and neither does life unless we realize that we need to educate ourselves or we know the right people, who can help educate us, on these very important financial / retirement issues.

@TooMuchTimeonmyHands65

6 ай бұрын

Thank you for watching Christina…I hope this will help make your life a little better 😉

@ChristinaBastilla-yx3hj

6 ай бұрын

@@TooMuchTimeonmyHands65 you’re extremely welcome. Me too. Thank you. Thank you. Thank you again. Because I understood you, with ease, you’re a wonderful teacher, in my humble opinion, even though you’re not a teacher by trade. I’m totally invested since watching your first video and I completely understood all of the math you explained and watched it multiple times. I’m 49, a single mom / grandma, full time worker, still paying off post divorce (from an abusive police officer) and post bankruptcy bills and plan on beginning this method asap / as soon as I’m finished digging my way out of debt. I used my 401K to pay for my (unprepared for) divorce expenses. It’s about time some of us learn some awesomeness, seeing how our financial lives have been stacked against us, for so long, to purposefully keep us in the worker’s perpetual cycle. Public school & college, purposefully directs our steps to become workers, in the “by design” system. Catherine Austin Fitts @ Solari.com

Hilarious about NOLA drinking, you ain’t kidding! Dumaguete could use a stand up comic night somewhere would be cool, maybe you could get that going there. Best of luck to you. You had a good video on Mark’s channel if I recall correctly… puts n calls option trading so gotta been you on that interview. Good luck with the ladies there.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Mike. Yes, Mark interviewed me. I’ll do a video on the stock options this weekend

Congrats on the Sub count. Sounds like we have similar paths. I just finished working last week. And getting the RV ready to sell now. Then will head to peens. I do a lot of option trading as well. One thing you said wasnt true. You are able to trade options in a Roth. cheers from Las Vegas

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Zshark! I did not realize i said that. You are correct. I do trade options in my ROTH. I meant to say, you don’t have to trade options, you can play it more conservatively and buy some dividend yielding stocks. Trust me, I love having those weekly options premiums grow tax free in my ROTH!

@ZSharkPH

Жыл бұрын

@@TooMuchTimeonmyHands65 Ohh i must have heard you wrong about the Roth. Rock on Man. Maybe ill run into you one of these days.

You got me at options. I'm an expat as well. Retired from the USN back in 2010 and settled in the Phils ever since.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Arnold! Yes, I’m very fortunate that I figured out how to do options. Otherwise I’d still be stuck in the US

@fastdeliveryl708

9 ай бұрын

@@TooMuchTimeonmyHands65how can i teach my self?.

Enjoyed hearing your story about your life.. lots of bloggers do not do this and I always wonder where they are from and where they grew up.. 👍 I grew up fifty miles north of New Orleans on the bayou.. I would never tell my lifetime story because nobody would believe it.. I just tell the believable parts of my life.. I did have an import-export company the late 60s and early 70s.. I was lucky and got to travel the world at an early age.. I will be in the Philippines in a few months to live out my retirement.. after I get settled I will contact you through KZread or your email if you have one.. I would love to buy you a cup of coffee or a couple of beers and even supper if we have a few drinks in afternoon.. coffee is fine with me if you do not drink.. I only drink once or maybe twice a month..see you one day soon I hope.. I will be there in a few months but things keep happening and keeping me here.. thanks for all the great videos 👍👍👌👌🤗😎🐊🐊🐊🐊🍺🍻🐊🐊

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Richard! My sister lives in Des Allemands right on Hwy 90. She’s got a bayou in her backyard. Sure, let me know when you get here. We can have a few drinks 😉

@richardhowe5583

Жыл бұрын

@@TooMuchTimeonmyHands65 👍👌🤗😎🍺🍻🐊🫕🦞🥂

Watching from somewhere in Africa. Very interesting life story Kevin. Well done. I find that folks who truly know hard work, especially folks not picky about job such as yourself are the ones to have a leg up on being successful in life. Albeit my name (why is for another conversation), I'm a highly successful, single mother of 36 years to 2 awesome grown and highly educated kids. I need to declare this now to avoid getting comments advising me to marry a young pinay to be my caregiver 🤣. I was born in the Philippines and grew up in the US. Hence, a great comparative advantage indeed should I retire in the Philippines. Through hard work and years of studies, I landed a career in foreign affairs/diplomacy. Although I'm not quite 60, I'm eligible to retire any day now by virtue of lenght of years in service and would like to check out my options in the Philippines. I do have a very attractive federal pension along with savings/TSP/passive income investments. I don't think I need SS, it can wait. I can't wait to talk to my family and friends with the sound of waves in the background while enjoying French pressed coffee barako watching the sunrise. I plan to be in the Philippines around the first week of December this year and will visit Dumaguete for sure. I hope to make it to Dauin (spelling?) one Thursday at least. Thanks for being our eyes and ears on the ground so to speak for some of us who are thinking of retiring in the Philippines. Best regards.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching OP! Sounds like you have everything figured out 😉. Definitely let me know when you get in. I’m sure you’ll love the snorkeling at Uzi’s on Thursday

@optimusprime3413

Жыл бұрын

@@TooMuchTimeonmyHands65 Most welcome and for sure I'll make an in-person "courtesy call" 😂one Thursday at least with a few days heads up of course. I'm sure I'll enjoy UZI. I love underwater photography and can stay for almost 2 hours in one tank. I have great underwater pics worthy of National Geographic's attention per my colleagues 🤣. I'll bring some for show and tell especially a close up of the very angry and highly poisonous fish with chicken feets when I make it to Dauin.

Oh Kevin! Forgot to add, its amazing what you accomplished! 2 divorces in just a short term and you still maintained enough savings to retire at 57. Ive known guys that only divorced once and got wiped out. Mainly because they had kids. Take care!

@TooMuchTimeonmyHands65

Жыл бұрын

Yes, no kids was definitely part of the retirement plan!

@hillbillyintheasia6122

Жыл бұрын

@@TooMuchTimeonmyHands65 i,m 57 same as you retired sine 50 , fiancee in ph .

@BarnabyBarry

Жыл бұрын

cool video-was lucky too-paid off my ex’s to get my full pension!

SKOL!!! I live near Alexandria, MN. TRF seems desolate. I totally get what you said about driving in Manila. Good lord! I ended up spending a few thousand Pesos to 2 traffic cops (bribes) because I'm a foreigner with $$$$$ on my forehead apparently. I ended up using Grab-and I very much like that service. Just hold on during the ride. ha ha My wife is Filipina and I haven't been with her since 12/8/19. I am now disabled, grounded due to health until it improves. Currently she is under contract as OFW in Kuwait and it's killing us. I have been looking for PT work from home stuff. We hope in the next 5-10 to buy land in the province and build a simple home for us. Thinking living there in MN winter months. Live in MN during MN summer. I love the place you are staying at there! Take care.

@TooMuchTimeonmyHands65

Жыл бұрын

SKOL to you too!!!! Thanks for watching JD! Hell, not just the MN winters…..it gets cold at night there in the summer time 😂. Like I said, I don’t like to wear shoes or pants. I can’t blame you for wanting to come here. Your gonna love it!

Being from Northern Illinois,,and now north of Cincy,,yep I feel your pain as far as terrible management in so many companies..

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Rick! The world is your oyster, take advantage of it!

Wow man I was born in New Orleans and moved to the Mississippi gulf coast in my teens and went back and forth till I joined the Army in 1978. Back on the Mississippi coast now. Worked on Mercury / Mercruisers for 10 years and was a cook and mechanism. On a longline fishing boat over in Bellchase.

@TooMuchTimeonmyHands65

Жыл бұрын

If you’re in Belle Chasse, then you should know where Gretna is! “Best Bank” baby!

@craigjacob3704

Жыл бұрын

@@TooMuchTimeonmyHands65 yes that was right across the river. I didn't live there that's just where the boat was docked and we would take it down the ditch or intercoastal waterway and enter the gulf in dodge city where all the oil rigs were.

@craigjacob3704

Жыл бұрын

I was born in Sarah Mayo clinic out close to the lakefront if I was told right and lived out in Gentilly as a child ,then down in Chalmette ,Arabi, and then up in Metairie and St. Rose

@craigjacob3704

Жыл бұрын

@@TooMuchTimeonmyHands65 my bad brother it's been so long. The boat was docked in Harvey

@TooMuchTimeonmyHands65

Жыл бұрын

@@craigjacob3704 WOW, I bet you have one crazy accent! Chalmette, Gentily, and Metairie

I'm sorry that you experience that car thing, just be cautious Mr Kevin.

@TooMuchTimeonmyHands65

Жыл бұрын

That’s ok Lori, it was a learning experience and it didn’t cost as much as it would have in the US😉

I am headed that way in a couple more years. i am waiting for my federal pension to kick in. I do visit annually now, but seriously considering the area around Dumaguete or Iloilo. i have gotten a little push back from family and friends, but I am so ready to go! I have begun to liquidate, and I am preparing. I am so excited about this decision.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Karilalonde! Don’t listen to other people, you only get one life. Make the most of it and BE HAPPY!

@karilalonde6806

Жыл бұрын

@@tonymckay6556 I am a straight female with a federal pension. I will hire help, but a beautiful Pnay is not an option for me. I am good living life with good close friends and lots of adventures to fill my life.

@geraldineheimy7748

Жыл бұрын

@kari lalonde, your answered just made me laugh, sorry. Anyway our country welcomes everyone. I’m convincing my female friend to come with us to live there. Her husband just passed and she’s alone. she’s retired and I know she’ll be happier in our country. I can’t wait to move back just relaxing everyday, beach and hangout with people.

@karilalonde6806

Жыл бұрын

@@geraldineheimy7748 I totally understand. It is mostly men retiring to the Philippines. Few American or European single women are making Philippines there Retirment home, but I went for 5 weeks last year and made a lot of new friends and fell in love with the people and the country. I will be moving there are soon as my pension kicks in. I also plan to travel a lot and found that Manila is the perfect place to fly out of to reach so many cool destinations for reasonable price.

@geraldineheimy7748

Жыл бұрын

@@karilalonde6806 yes. Good for you, you won’t be bored I can tell you are down to earth and already adjusted that my country can offer. We have lots of female foreigners who’s living there now and we welcome both. Take care and enjoy!

what a life

@TooMuchTimeonmyHands65

Жыл бұрын

It could be your life too man! Thanks for watching!

I have been watching several expat channels in the Philippines and other countries and you are the first blogger I have seen that is smart enough to warn about the possibility of inflation outstripping the income growth of Social Security or any other pension or passive income streams. If new expats don’t plan on inflation eating into their budgets then they should consider that it is possible their budget might be reduced EVERY year by maybe 2% to 5% (or worse). Can you survive indefinitely there with a 2% + PAY CUT every year? Just as you should have an emergency fund or nest egg, you should also have a buffer or margin of error for monthly expenses to cover the possibility (likelihood) of increasing inflation.

@TooMuchTimeonmyHands65

11 ай бұрын

Thanks for watching Alan! I see people here all the time who don’t have an emergency fund and are living here on $1200 a month or so. All it takes is 1 scooter accident, and they will be broke

Hi Kevin, I recently watched your interview on Every Man Has A Story channel. I live in Houston superb. I am recently retired and may be interested in truck/RV setup. Maybe we can schedule a meetup?

@TooMuchTimeonmyHands65

Жыл бұрын

Hey Scott, thanks for watching! Sure, I’m looking at coming back at the end of August. It does have an electrical issue. It wasn’t holding a charge, so I replaced the battery right before I came back to Houston. That wasn’t the problem, so I will get that fixed. The air conditioner is brand new…never been run and a new mother board was put on the generator and it has never been run since I did that. There’s a video of my camper from the dealership in Chattanooga that I bought it from on KZread: 2012 Lance 855S up for grabs at half the cost of new! *sold*

Just s note the state of Colorado is the Rocky Mountains not the Smokey Mountains...Great video..

@TooMuchTimeonmyHands65

Жыл бұрын

Hahahaha, yes I know. Tennessee is my favorite state, and I guess I had that in my subconscious. I didn’t even realize I said it

@jamesberner6040

Жыл бұрын

All good..

sir, why not try for a month stay here in baguio city ( north phils.) climate is cool / temperate.

@TooMuchTimeonmyHands65

Жыл бұрын

My girlfriend is from Vigan City….Ilocos. We’ll eventually go back to Luzon to sightsee 😉

That's intriguing. What interest do you have in the apartment complex you invested in? What form of ownership do you have, and how did you find the opportunity? I would like get in on something like that. FYI I live in Vancouver, Canada. Thanks

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Kevin! I don’t own anything. I’m renting. A foreigner CANT own property in the Philippines

@sandrabentley8111

Жыл бұрын

He's talking about your passive income. You mentioned apartment (s) in the US.

@TooMuchTimeonmyHands65

Жыл бұрын

@@sandrabentley8111 hahaha….I don’t know what happened here. I answered this question for someone else’s question and their answer was here. I don’t know how that happened. Sorry Kev. I’m a member of Lifestyles Unlimited. You can find them online at luinc.com I’m a passive investor in the multi family program. I own 2% of my particular complex

I subscribed! I like your story. All over the place. Lol We are 2 years apart . I just bought a resort in Subic.Subscribed to my new journey as well. Starting May 8th. Keep up the good work. 👌 I do stocks as well😎

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Subic Bay! I wish you the best on the resort!

Houston area myself living in Channelview.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Nora! I appreciate it. I was up in Spring near the Woodlands

Hi Kevin. New subscriber here. I invest in stocks at etoro but find them volatile and risky. I just learned about options from you. How do I get started?

@TooMuchTimeonmyHands65

10 ай бұрын

Thanks for subscribing Gilberto! I made two videos on the two strategies that I use. You can watch them, but the first thing you need to do is get permission from your brokerage firm to do options. Tell them you want to do: 1. covered calls 2. Cash secured puts The combined strategy is called the wheel strategy. There are many videos on KZread that explain it. I hope that helps

@gilbertotan2584

10 ай бұрын

Thanks a lot.

Hi kevin I watch your videos every night from las vegas nevada Iam 63 years old i want to move to Philipins but I am thinking about moving to sebu or Dumaguete I saw one apartment that you showed from $234 dollars per month wish is a good deal also you showed where to extend my visa thank you for that information it helps a lot hope see you there soon take a good care

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Emilio, I appreciate it! I’m glad I can be of help to you. Cebu is cheaper than Dumaguete….but traffic and pollution are worse there. Let me know if you come to Dumaguete 😉

@emiliorivera29

Жыл бұрын

@@TooMuchTimeonmyHands65 yes I'll let you know, I watch a lot of your videos you show a couple of gyms also I want to join the gym when I get there to kill time, you shows alot of nice places to visit, I like the way you explain everything and show it very proffecional I'll let you know when I get there I'm planning by March next year. Than you cavin for being so kind may God bless you and your girlfriend keep it up you're doing a great job talk to you soon,

What are you doing for healthcare? There is a blogger from the Philippines ( could be more than one) who neglected his health who had strokes and needs heart surgery, he has no insurance and has a young wife and now asks for money. I am older than you and recently had an aortic valve replacement which cost over 130k, I was working a crappy retail job for the insurance so my part was 5k. Seems like many expats roll the dice with no healthcare coverage, was wondering what your situation is.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Jack! I’m fortunate to be able to self insure, BUT I will soon be getting PhilHealth which is the best insurance to get here. I would advise EVERYONE to watch the Philippines Info Channel to learn more. I’ve never met Steve, but he has gone out of his way to list the different options and what may be best for you. Like I’ve said, I’ve never met him, but I think he actually offers to meet his followers Manila when they arrive

What do think about the nvida stock.asking someone who actually knows what they talking about and living the life to back it up

@TooMuchTimeonmyHands65

Ай бұрын

I think it may drop temporarily after the split, but many more people will be able to afford it now. In my opinion, it will start climbing again soon. I will start selling cash secured PUTs on it in a few weeks after it settles down

I moved from California to Houston in 2011 then just moved back to California to work some new construction projectsin the union as a crane operator. I'm about to go to the Phillipines in October to " kick the tires" there. I'm 58

@TooMuchTimeonmyHands65

Жыл бұрын

I think you’re going to be happy here Shane😉. Thanks for watching!

Men understand different things than women do. Amazing you figured out how to stock trade and make money. That's a hard one.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Five! I actually only deal with 2 stocks, and they have a lunatic fringe following. They are very volatile, but I make money every week. I’ll make a video(with a different stock) showing both strategies that I do

Be very selective when you begin looking for a lady to date. I was in Dumaguete in March. I'm 70 years old and was approached by a beautiful 27-year-old, who wanted to be my girlfriend. Met two other ladies in Leyte who wanted to be my girlfriend, then another in Manila. I gave each of them my Facebook, and we began to chat. I found myself in a bad place in trying to entertain each of them. Lately, I pulled the plug on each of them. So, point is it is too easy to find a girlfriend in the Philippines. You seem like a smart man so just be very deliberate in your dating. My name is Charles.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching deadlinemaster! Great advice on the love life

@totoybancaso2599

Жыл бұрын

It's way much better if you find the lady that fits your taste not the one who approach you coz you never know their real motives.

Kevin we have lived the same lives

@TooMuchTimeonmyHands65

Жыл бұрын

Wow! Let me know if you come to Dumaguete 😉

Kev, you're living my dream. To trade and live in the Philippines is what I want to do. Tried day trading and forex and looked into options but everything seemed to fail for me.

@TooMuchTimeonmyHands65

9 ай бұрын

Thanks for watching! Do some research on “the wheel strategy stock options” might be a better option for you 😉

Your the first i've seen that actively trades, whom do you use, I trade futures and have been looking for info on accurate band with, internet providers, outtages internet/electrical etc... any info would be greatly received

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching TT! The internet is very spotty here, and there are probably at least 3 brown outs per month, that last for 8-12 hours. You may want to bring and internet booster over. You could stay in a condo. Most of them have stand by generators and good internet. If you rent or buy a home, you can buy your own generator

@tametigere6375

Жыл бұрын

@@TooMuchTimeonmyHands65 Thanks for the info Sir.

What's up dude

@TooMuchTimeonmyHands65

Жыл бұрын

Waiting for you to come back man😉

I just retired at 57. I want to travel but not sure what to do with my dog.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Kim! I don’t know what to tell you about the dog. Good luck

24:23 you invested in an apartment complex near San Antonio! Please tell about that: That's intriguing. What interest do you have in the apartment complex you invested in? What form of ownership do you have, and how did you find the opportunity? I would like get in on something like that. FYI I live in Vancouver, Canada. Thanks I would be so grateful if you could give me some details so I can perhaps do something similar to set up some passive income from selling my home! And retire to Phils!

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Kevin. I joined a group called “Lifestyles Unlimited” you can find them at luinc.com, I’m a passive investor in the multi family homes. I own 2% of a complex called 10Forty8 Apartments in Seguin, TX

I like your channel and content, but your constant “like and subscribe” yellow band across the bottom of the screen is annoying. Maybe just flash it a few times for subliminal messaging, but yours is overkill. Love your content. I’ll be watching! Mabuhay!

@TooMuchTimeonmyHands65

Жыл бұрын

Like I said, that’s done

It isn't hard to see why Philippines is becoming a retirement preference, sunny weather and pristine beaches with one of the lowest cost of living in South East Asia.

@TooMuchTimeonmyHands65

Жыл бұрын

It’s fantastic Erik! I love it

I can remember back when he only had 73 subscribers, seems like only last week.

@TooMuchTimeonmyHands65

Жыл бұрын

Hahaha….that’s because it was😂! You guys have blown my mind! I’m very grateful

@theghostoftravel

Жыл бұрын

i saw 54

What stock broker do you trade with in the Philippines? Charles Schwab won't let me do options in the Philippines.

@napoleonmdusa8877

2 ай бұрын

Schwab told me that too. You can try logging into your VPN connected to a location in your home country. Schwab also told me if I was in Thailand or Malaysia, trading would be allowed--for some reason, the Philippines is on their "excluded" list for stock trading for more than 6 months (i.e. a vacation) at which time they would want to lock me out of my accounts. If that doesn't work, try signing up with Interactive Brokers. I've been told that they are OK with stock trading from the Philippines. I'll be getting set up with them this summer.

Don't fall into the dramaguette trap, catch the first Ocean Jet to Siquior and Don't look back.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching MrArcher….I would agree if it were not for the fact there there are MORE brownouts, and more inconsistent internet on Siquijor. You also have to go to Dumaguete…by ferry to pick up your groceries. Can’t beat the beauty of the beaches and water though, compared to Dumaguete! Thanks for watching!

@MrArcher181

Жыл бұрын

@@TooMuchTimeonmyHands65 I left that place 7 years ago for Siquior. I haven't even been off Siquior in 4 years. The power outages here aren't nearly as bad as they once were and you should have a backup generator anyway. I recall a lot of outages when I lived over there. No one goes to Dumaguette for groceries; there's a Hypermart here.

@TooMuchTimeonmyHands65

Жыл бұрын

@@MrArcher181 thanks for the update Mr Archer!

Passive income = mail box money, good move

@TooMuchTimeonmyHands65

Жыл бұрын

YES!!!!! The last thing I want to rely on is social security

Where do you put garbage?

@TooMuchTimeonmyHands65

Жыл бұрын

We have a bin on the property by the gate. We also have a caretaker who works on the property 6 days per week. He puts it outside the gate when the garbage man comes

Hey Kevin, I am interested in learning to trade dividend stocks and have a few thousand dollars to play with per month and would like to learn that process to acquire a passive income to fund my retirement in 15 years, can you please help direct me where to learn that process from a good teaching source? BTW, love the videos, thanks for making them they are very interesting and I would like to retire in Thailand one day as well, Talk soon!!!

I have a couple streams of passive income. One is dividend paying stocks.

@TooMuchTimeonmyHands65

Жыл бұрын

You should be in great shape then Billy, way to plan for the future!

Is that like short and long trading?

@TooMuchTimeonmyHands65

Жыл бұрын

No David, when I sell a PUT contract, I am agreeing to buy at least 100 shares of a stock on Friday IF it drops below a certain price….the kicker is, the other person has to pay me a price per share. If I sell a CALL, then I put up at least 100 shares up as collateral, and I make a deal with someone to buy my stock on Friday if it GOES UP! That person also has to pay me for the right to buy my shares. IT is IMPOSSIBLE to LOSE money selling a covered call, because I determine the price that I would be comfortable selling my stock in 1 week….normally 10-15% profit it one week. I know it’s not the best explanation. Maybe I’ll make a video showing both strategies, if y’all are interested

@joepotato3782

Жыл бұрын

@@TooMuchTimeonmyHands65 I would be interested, I am just getting started with investing.

@avertactivity964

Жыл бұрын

@@TooMuchTimeonmyHands65 Also interested, you sound as though you could relay the info in lay terms and make it comprehensible for a bunch of us. 👍

@dumaguetedreaming

Жыл бұрын

​@@TooMuchTimeonmyHands65Make sure you tell everyone about the tax liabilities involved with short term trading. That is a reason a lot of people stay away from it.

@TooMuchTimeonmyHands65

Жыл бұрын

@@dumaguetedreaming I do pay 28% short term capital gains taxes, and I also file quarterly. Instead of once per year, if that’s what you mean. It is very important to keep your accountant in the US

I would like to meet you and learn options trading and maybe invest with the company you invest with in Texas. This is only if you would be willing to show me of course. Keep up the good work. You are an interesting person.

@TooMuchTimeonmyHands65

Жыл бұрын

Sure

Scooter ur new tag

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching screamdreamer!

What type of visa are you going to get when you stay forever

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Earl. For now, I plan on just using a tourist visa

@earlduff6487

Жыл бұрын

@@TooMuchTimeonmyHands65 I could only extend my tourist visa for six months two times that I went there,

Glad you found a way to retire early with some help from selling PUT options.

@TooMuchTimeonmyHands65

Жыл бұрын

Selling PUTs and covered CALLs. Sure beats working !😂

When you said 58&1/2 I realized you didn't know much LOL

@TooMuchTimeonmyHands65

Жыл бұрын

Sorry, 59 1/2. Are you happy now? I’m still here and you’re not….who has the last laugh 😂

Extremely difficult life

@TooMuchTimeonmyHands65

Жыл бұрын

Hahaha, yep😉. Thanks for watching Elmer!

Hello sir , your first subscriber I hear your going to move from USA 🇺🇸 to the Philippines 🇵🇭 there is an American blogger he is legit attorney informative about taxes he lives in Davao island married to Pilipina girl he’s channel is Dr.Laway , good luck

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks Frances!

Yes to IRA 👍🏼

@TooMuchTimeonmyHands65

Жыл бұрын

Yes, get that ROTH IRA and take advantage of tax free money!!

How much money does it take to make a living on doing what you're doing??

@TooMuchTimeonmyHands65

11 ай бұрын

Thanks for watching Michael! I am using about $200K and I make between 1%-8% on my money each week doing the options

That explains it, my parents were circus clowns!!!

@TooMuchTimeonmyHands65

Жыл бұрын

Ugh….you know, the “circus clown” analogy was actually about the city of New Orleans….not my actual family. My parents were not happy with that, and I’m working on a way to re-record over that. I hope I can do it before I call my mom on Mother’s Day 🙄

@TooMuchTimeonmyHands65

Жыл бұрын

I had an incredible upbringing and my parents are AWESOME! The main reason I’m going back to the US In August is to see them. They are 79 and 83, and I love and appreciate both IMMENSELY!

I'm desperately trying to figure out how to make enough money online so I can go to the Philippines.. 58 years old.. On social security. Would love to do some kind of stocks weekly?

@TooMuchTimeonmyHands65

11 ай бұрын

I would definitely recommend starting a ROTH IRA. It grows tax free. You can trade weekly and monthly options there, and/or buy some value stocks with good dividends😉

Just a suggestion, if indeed you want more subscribers...you need only put up the "PLEASE LIKE AND SUBSCRIBE" at the beginning and end, MAYBE once in the middle. every 30 seconds to a minute is a bit annoying & comes off kind of desperate.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching CeeGee! I agree, and will do that for now on 😉

So how did you meet your GF ?

@TooMuchTimeonmyHands65

7 ай бұрын

I won her in a poker game 😉…actually, we will be doing a video about that while we are traveling for Christmas

Kevin, I like your content and hope to see more videos from you. Here comes the "but"...can you please stop posting the like & subscribe banner at the bottom so often? It is so annoying and distracts honestly. Just say it once or twice; at the beginning and at the end. Criticism over.

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching OR! Yes, I have told my producer to cut those out from now on.😉

u said smokey mountains instead of rocky but its cool haha

@TooMuchTimeonmyHands65

Жыл бұрын

Hahahaha, yeah someone pointed that out. Tennessee is my favorite state, so I guess I had that on my mind

Kevin, did you meet any females?

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Michael! Yes, I do have a young beautiful Filipina girlfriend. Maybe one day she’ll let me put her on camera

Is it any wonder he's not the President?

@TooMuchTimeonmyHands65

Жыл бұрын

Hahaha….I’ve got too much time on my hands😉

@TooMuchTimeonmyHands65

Жыл бұрын

Thanks for watching Just A Bill!

WOW just what we need another Volger sharing the same old story, the same people from Dumaguete doing the same Old videos about the same old stuff, Is This What It Comes Down To after life? Now start interviewing all the same old people and they will interview you to! might as well get a job!

@TooMuchTimeonmyHands65

Жыл бұрын

Wow, so bitter….why are you even checking this out? Not sure what a volger is…would you enlighten us? You sound SAD, but I do appreciate you watching. Feel free to watch elsewhere….nobody is forcing you. Have a nice day 😉

@davewordsworth1251

Жыл бұрын

To be honest, I and others did ask for this and it really does help. Of course, you can go elsehwhere if you don't like his channel. I for one, think it is useful and informative.

@budolbes1317

Жыл бұрын

New subscriber here. Great content!👍

@TooMuchTimeonmyHands65

Жыл бұрын

@@davewordsworth1251 thanks for having my back Dave! I’m new to this, but my neighbor Mark(Every Man Has a Story) told me there will be trolls and haters. I’m surprised…..I would not waste my time on a site if I wasn’t interested in the content. Guess I’m just old fashioned

@TooMuchTimeonmyHands65

Жыл бұрын

@@budolbes1317 thanks for watching and subscribing Budolbes! I appreciate it 😉