👉 In-person Meet-up in Mumbai + (4-day power packed event; 20 hours of LIVE teaching) [LAST 10 SEATS LEFT]: rzp.io/l/AkshatMumAug24 ______________________________ 👉 My LIVE course, starts in July (Limited seats, likely to get filled in next 48 hours): wisdomhatch.com/courses/stock-market-live-course-crash-course-limited-seats-july/ ______________________________ 👉 Learn about stock markets through small byte sized daily posts (only at 159/month): kzread.info/dron/qW8jxh4tH1Z1sWPbkGWL4g.htmljoin ______________________________ 👉Know more about bond investing on Incred: bit.ly/Corporate-Bonds-Akshat ______________________________

@mayurikaghata7214

Ай бұрын

পিসি

@harpreetkaur-tz5ed

Ай бұрын

❤00❤❤❤❤❤

@parthasarathy2117

Ай бұрын

Any discounts bhai for members..

Treasury yields and other safe cash-like investments are raising high returns, yet most investors believe this is a good time to buy stocks than gold despite crash. I'd love to spread across $400k into profit yielding dividend equities and end the year well, but unsure of which to get acquire.

@tmer831

12 күн бұрын

all the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task

@DavidCovington-st2id

12 күн бұрын

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.Read more

@SeanTalkoff

12 күн бұрын

How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?

@DavidCovington-st2id

12 күн бұрын

My CFA ’’ Sharon Ann Meny a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

@SeanTalkoff

12 күн бұрын

Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.

Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

@Johnlarry12

Ай бұрын

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

@KevinClarke9

Ай бұрын

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

@carolpaige2

Ай бұрын

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

@KevinClarke9

Ай бұрын

Carol Vivian Constable is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@carolpaige2

Ай бұрын

Thanks, i did a quick web search and i found Carol, i hope she responds to my mail.

It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

@RicardoMontilla185

Ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@NavreetGill-om2er

Ай бұрын

Hey bro how is you portfolio now. Kya Hal hai

Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.

@Aurierserge50

Ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@hullbruce

Ай бұрын

@@Aurierserge50 It’s important to consult with a financial advisor before making any investment decisions.

@Jaymilnere

Ай бұрын

@@hullbruce Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

@Aurierserge50

Ай бұрын

@@Jaymilnere Please will you be kind enough to share the details of this advisor? Seems decent!

@Jaymilnere

Ай бұрын

@@Aurierserge50 Alicia Estela Cabouli is a hot topic among financial elitist in The US. She's gained some reputation for her works during Covid. All the info. you need to set up an appointment is on her web page.

The stock may be at risk for a crash, like you said, but I feel like the economy is in the verge of recovery. I mean, with the inflation figures that have been released recently, it's an upward trend. I know someone whose portfolio is up 15% since last month on $64k investment, so I'm seeking recommendations myself instead of being pessimistic.

@larrypaul-cw9nk

Ай бұрын

This is true. Inflation is down, so there really is an opportunity for growth of the market in general. But it's important to double-check, because some companies are not doing well currently in revenue terms. So you might need an advisor who knows how to bundle company stocks with distributed risk.

@Mrshuster

Ай бұрын

Yeah, this is true. I've stuck with a financial advisor since 2020, and I've ridden through the Covid crash, and amidst the whole inflation news. I'm returning about $12k or so every month. So I believe that is the best thing to do right now.

@sabastinenoah

Ай бұрын

Do you happen to know any advisor then, please? I need someone who has a reliable track record, because I want to transfer my existing portfolio and start one for my wife.

@Mrshuster

Ай бұрын

Her name is “VIVIAN CAROL GIOIA” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@sabastinenoah

Ай бұрын

I just Googled her name and her website came up right away. It looks interesting so far. I'm going to send a mail to her and let you know how it goes.Thanks for sharing truly!

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

@Betty-dc5ck

Ай бұрын

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

@Helen-tg4tr

Ай бұрын

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

@MichaelDavis-cj1yj

Ай бұрын

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@KentBrono

Ай бұрын

Angela Lynn Schilling is the Iicensed coach l use. Just research the name. You'd find necessary detaiIs to work with a correspondence to set up an appointment.

I can understand people being bearish with these conditions. However, it is not reasonable for most people to sit on the sidelines while your cash position debases by 10% or more per year..What is the best way for me to avoid inflation eating up my cash reserve of about 200k while investing it?

@kansasmile

Ай бұрын

you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment

@Curbalnk

Ай бұрын

True. I’ve been investing in the stock market for 11 years now, last 5 years with the help of a financial advisor. Through this period of advisory support alone, I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly 85% ROI as of today. My best so far.

@greekbarrios

Ай бұрын

@curbalnk I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

@Curbalnk

Ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up..

@blaquopaque

Ай бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

Akshat ,your views are more volatile than the stock market.

@pratikforallofyou

Ай бұрын

😂

@ThDaniel

Ай бұрын

True.

@RudraRinkuRohit

Ай бұрын

He is a fraud and avoid this fin fluencer

@magnumopus22605

Ай бұрын

I think its other way round, market is more volatile than his views.

@pawankalra5238

Ай бұрын

😂😂😂😂

Does the stock market appear to be improving, or is this merely the typical temporary manipulation of the market to draw in new investors? Right now, I have $500k left over from the sale of my house, and I'm wondering whether there are any better investments than stocks to make.

@RusuSilva

Ай бұрын

Get a financial planner asap!!. Do not day trade...you will lose..95% unless you are a master trader its not worth it.

@FusunTumsavas-cq7tp

Ай бұрын

AGREED! Having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q1 2024.

@RossiPopa

Ай бұрын

Your advisor seems competent. Could you share how I can reach out to them? I've recently sold some property and i am interested in investing in stocks.

@FusunTumsavas-cq7tp

Ай бұрын

Monica Shawn Marti is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@RossiPopa

Ай бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

This guy is like a pendulum, kabhi idhar toh kabhi udar.

@mohitgoswami2541

Ай бұрын

Bhai sidha soch raha tha modi nahi aayega last 4-5 video meh sidha sign de raha tha

I’m brand new to buying stocks. I need basic instructions on how to spread $200k across the market in order to achieve a 7 figure portfolio. Im wondering if now is a good time to start investing, or do I wait for a crash to buy at discount price?

@arlenehill4ril

Ай бұрын

That's smart. I'm quite lucky exposed to personal finance at an early age, worked full time when I was 19, purchased first home at 28. Going forward, got laid off at 36 amid covid-outbreak, and immediately consulted an advisor to stay afloat. As of today, I'm only 15% short of my $1m goal after subsequent investments.

@okaydamian

Ай бұрын

@@arlenehill4ril hmm .. bravo!! how did it work out for you? been on red more than 20% this year , but hoping to bounce back

@arlenehill4ril

Ай бұрын

Can't divulge much, I delegate my excesses to someone of great expertise ''Karen Lynne Chess'' preferably you can look her up on the web, her qualifications speak for itself.

@fromthebirchwood

Ай бұрын

Can't divulge much, I delegate my excesses to someone of great expertise ''Karen Lynne Chess'' preferably you can look her up on the web, her qualifications speak for itself.

@maneetjauhari7826

Ай бұрын

If you really have $ 200 K..you should give it to reputed firm like LGT (and there are many more) to manage and diversify your funds..

This certainly sounds good too, but I think it's still worth considering more reliable options like copy trading platforms such as Eledator, for example.

Bro keeps changing narrative faster than the stock market prices. When either side of the narrative plays out he will say "I told you so" 😂

Thx for the info. It's very useful. Last time, I also came across Eledator, and financially, it has been very helpful for me. So thank you again!

Thanks Akshat for sharing and giving your wonderful knowledge and experience on investing.

I feel like u keep changing you views in every video .. that’s too volatile

@singrigoutham8306

Ай бұрын

That's what is trading like, you just need to take concepts or learning and make your own decisions

@magnumopus22605

Ай бұрын

if the market is so much volatile, then views also need to be volatile so you can be in sync with market.

@TynKiTan

Ай бұрын

@@magnumopus22605chaatukarita ki bhi had hai 😂

@shivamkapoor8971

Ай бұрын

​@@TynKiTan you are not a finance student you won't understand

@singrigoutham8306

Ай бұрын

@@magnumopus22605 it's volatile you just not seeing it, sometimes he tells be in the market and sometimes wait... I agree with your point where newbies don't understand all this...

Your every video is more volatile than the stock market😂

@mohitgoswami2541

Ай бұрын

😂

Perfect Timing !! Much needed VT of the hour. thank you Akshat

next video will be why markets will crash....

@abhijitdas6945

Ай бұрын

Hahaha 😆

@bfplblr8418

Ай бұрын

Seriously! Guys like him and Basant who had been advising against the election rally realised they can’t fool us anymore and are now suddenly advising to buy when shit has hit the roof 😂

@Intellectual_Humility

Ай бұрын

​@@bfplblr8418 BM ki smallcase ki return 1-2% ....fees leta he 14000 ...kiya majak he.

@TynKiTan

Ай бұрын

@@bfplblr8418 this is the same thing that I felt lately

@ThDaniel

Ай бұрын

@@bfplblr8418 They can make a video on anything. Its all theory :)

Solana, BTC, AMS400K are my top 3.

@suryachaudharyverma907

Ай бұрын

what is AMS400K?

@uTube00789

Ай бұрын

Ignore. These are brokers spamming. They do that under US based videos too.

@alokakki0007

Ай бұрын

report spam

@AquaTube

Ай бұрын

​@@uTube00789Instead of ignoring, let us report spam messages.

@tushaar39

Ай бұрын

Spammer bot spotted**

Cool video! I'd like to add that there are other investment options in copy trading platforms like Eledator as well.

AMS400K is the hidden gem this bull run, thankyou for being on the ball.

@uTube00789

Ай бұрын

Ignore. These are brokers spamming. They do that under US based videos too.

@nitinsai237

Ай бұрын

@@uTube00789 thankyou

Maza aaya aur ye maza mai sabko dena chahta hu.. Akshat 😎 Respect

I love to listen to Akshat - style and content 👍

Ur explanation and forecast for vedanta was mind blowing. U had predicted it to go down to 210 and vedanta promoter involved in scams etc seems very accurate

Watching any movie first day first show is still a matter of great satisfaction here in south India

@striker44

Ай бұрын

No wonder our trade deficit is high. We watch ipl like crazy too.

With AMKKTPX this year is way different and way more powerful as well. These guys did everything right and they can only improve more and more, love it

I prefer etf as a good option compared to mutual funds they are more liquid and less expensive.

@saratchandra4109

Ай бұрын

They are very volatile like stocks.

@VickySingh-lm7uw

Ай бұрын

They have range bound volatility if they move too far from equilibrium then arbitrage can easily be done.

Thanks a lot Akshat.

Hi Akshat What do you think would be good plan for someone who as 85+% invested in us stock. Should they increase the exposure in Indian market now?

Really great and informative,

I watch your video and I do the opposite of what you tell and I am now in profit

@manumaunman

Ай бұрын

hope you are in profit .. market is 350 point down since his post 🤣🤣🤣🤣

@subhamkumar025

Ай бұрын

​He said put 10%, put 20%, And I sold my entire portfolio with 30% profit and now I am sitting in cash ​@@manumaunman

@krishnavi392

Ай бұрын

😂😂😂

@Mysteriousminds6

Ай бұрын

😂😂

@sahilgoel5294

Ай бұрын

😂😂

Thank you ,very nice Akshat

Thanks for the video ,with very good examples explaining portfolio reconstruction.

I want to say thank you to the guy in the comments who recommended Eledator to me. You've been very helpful. Thank you!

AMS400K will change lives this year. Hold for long and let's see what happen.

@ishumishra8104

Ай бұрын

Is this stock ?

@suryachaudharyverma907

Ай бұрын

what is AMS400k?

@uTube00789

Ай бұрын

Ignore. These are brokers spamming. They do that under US based videos too.

@itcell2344

Ай бұрын

Spam

@bksaiprasadbk3183

Ай бұрын

❤❤

Loved the analysis.. Great work as always

Such you tuber don't earn by investing but by making such videos

@purnachandra6986

Ай бұрын

U got it.

@FromA80

Ай бұрын

Bro escaped the matrix

@AwalkwithSky

Ай бұрын

😂

@alverzenongkhlaw5688

Ай бұрын

Say what you want he's much richer than you guys thinking negative

@mohitgoswami2541

Ай бұрын

Bhai total palat gaye pichli 4-5 video meh saaf ho gaye the views inke. Just buy Mohnish Pabrai sir book and you gonna be more intelligent to this man

is cochin shpyard still a good stock to buy,i am a student so not looking for a big investment and a long one, i would invest some 10,000 rupees

I m invested with 30k as student and very worried about it still i have more cash around 50k

the commentary is worth watching, thank you

Akshat your views on no concall conducted by Delta corp for q4 fy24??

the market has been crazy lately, a few surprises here and there.. with all the global happenings taking place I think it's safe to say that a severe global recession is looming..

@magnumopus22605

Ай бұрын

Yes, we are heading towards a great depression something similar to what happened in 1929. by 2030 expect the market to be in similar situation as 1930.

Thanks for the update, what are your thoughts on AMKKTPX?

May I know what tool/website is used to view the charts? Like the one used to see EPS per yer for PVR among other metrics?

Hey Akshat all GDP numbers in USD for India would be at US inflation rates at best, because the rupee depreciates at the inflation differential between the US economy and ours

Akshat ye jo bol rahe ho ,ye aap ka mann ki baat hai.

Thank u fr always guiding

Great video. I am ballsdeep for AMKKTPX and love your review for that as well

I never skip your videos and useless suggestions so that I can know - Kya NAHI karna hai!!

@Rising.Master

Ай бұрын

is he wrong in this video?

@leaveit123

Ай бұрын

​@@Rising.Master predominantly biased or to say cunningly smart to throw non sensical advice as majority of the people are innocent!

@BRBHARDWAJ

Ай бұрын

True, hal is surely gonna pump more whichever govt. Forms

@sirilkindle1245

Ай бұрын

@@leaveit123keep on saying nonsense without even saying what wrong he is telling here. Kuch bhi. If you don’t understand please keep quit. Or else give a sensible reason.

@leaveit123

Ай бұрын

@@sirilkindle1245 Thanks a lot mate! This is what I meant by calling majority of the people as "innocent". You've just demonstrated my point only. Btw, I have a comment of my own which I had posted before replying in vikas's comment section, the place where you are also replying. If you want you can read it to find some "sense". Tell me in case you are not able to find them, I can copy paste a glimpse of my comment here for the convenience of your likes. Just to let you know, I even had some past experiences of my comments and replies getting automatically deleted from Akshat's comments section which I believe is not possible in case they were "non-sensical"😂

Very good explanation

Thanks a ton

Akshath Recommendarions from last 2 years. DeltaCorp IDFC first bank HDFC bank Page Industries Kotak Mahindra SBI card. Zomato. Just check what happened to all these stocks in last 2 years

@redjam6016

Ай бұрын

ok then invest in FD and then cry after 3 years wen all these have doubled haha

@ytuser1932

Ай бұрын

😂😂​@@redjam6016

which mutual fund to invest for SIP for the long term... please make video

PVR and AMC - how do you see the similarity? AMC is not able to recover will that not replicate on PVR too?

Thank you Akshatji

Akshat Could you please cover hangseng etfs in a detailed post? Your last post has triggered my curiosity

no papenova token on Base? as soon as the new coinbase wallet comes out it should blow? any opinions?

InCred "Shriram Finance Ltd Interest up to 8.97% p.a." But Direct It gives 9.40.. Please Explain

Great video 🎥 with great knowledge 📚 by you Sir. Thanks 🙏 Sir

The Papenova token presale caught me - it's the coolest way to be a part of a ground-breaking initiative. Let's go! 🐸

What will be effect of jio cinema offers on pvr inox?

@AkshathZayn I really want to understand . You mentioned Inflation vs Real Growth, What does that mean? What is Real Growth that you are implying. Inflation sometimes could be due to monetary policies for fiscal management, and not directly related to Supply-demand. Real growth meaning not enough Supply, or not enough in Manufacturing output or agricultural output..? if possible specific please..

Nice video .. after long time.

Can anyone explain AMKKTPX? I am curious and wanna know

sure it is! Love how 4RBT offers so many deposit options, fits anyone's preference

Pandemic didn’t kill PVR , popcorn 🍿 Did 😜

Akshat your views on no concall help by Delta corp for q4 fy24??

Yet to complete the whole video...just wanted to inform you to keep doing this type of videos..kindly don't worry too much about negativity ...I will continue watching now

How do you find the stocks/industries which are "hated" or ignored in the market at any moment?

@Dreamz138

Ай бұрын

better wait for his nxt episode.

Can i access the course to revisit the contents. I cannot remember all at once .

Beautifully explained. Thanks!

I think Gala going to be the leader in the gaming section, but AMKKTPX overall high contender in most areas, tech, ecommerce etc

Hdfc, sbi cards, page recommended by you still negative return, despite bull run

@BRBHARDWAJ

Ай бұрын

Lol😂 , what he says don't follow a youtuber

@leaveit123

Ай бұрын

He mints money by fooling people like us only!!

@redjam6016

Ай бұрын

ok invest in FD and compare HDFC returns after 2-3 years HAHA ..bewakoof

@chetangpt

Ай бұрын

Stock markets are not built for people with no patience. Hdfc bank and SBI cards will give a breakout and whenever it does- you will not be able to catch the train.

This video is very informative..... Love from Bangladesh🍏

Which website is he using to view the stocks Liking the ui Any idea guys?

What is the difference between consolidated & standalone p&l statement. how to decide which one to check while analysing any stock

@rupalijoshi6992

Ай бұрын

Consolidated P&L means P&L of holding company and it's subsidiaries combined statement. E.g. Tata sons is holding company and tata motor, tata power, tata consumers etc. are it's subsidiaries. P&L of all these companies together is called consolidated P&L and only of Tata motors seperately is standalone P&L Stmt.

@PythonGuruji

Ай бұрын

@@rupalijoshi6992 Thanks for this answer but can you tell me why Akshat is showing consolidated P&L for PVR Inox and not standalone. How to decide for what stock do we've to check consolidated or standalone?

Thanks Akshit gor explaining so well but I am confused about when to book profit or one should carry on seeing profits in portfolio only.

Hi Akshat could u pls tell what to do with edelweiss. Should i hold or sell bought at 65

00:21 Understanding the strong correlation between GDP and stock market for better investment decisions. 03:02 Organized sector growth driving stock market 05:46 Consider your net worth before making investment decisions 07:58 Invest in assets that can at least grow with the inflation rate 10:33 Importance of keeping cash position in a market peak 13:24 PVR Inox is available at almost eight-year-old prices 15:55 Invest in undervalued stocks for potential growth 18:22 Make portfolio-level decisions Crafted by Merlin AI.

Impact of capital gains. Plz write in group. Sell or hold

SIP narrative was very sensible.

Can you please discuss about trent I see zudio doing very good in retail. I am looking at this since 1400 now it is trading at 4500. What should we doo?

Nice Bhaiya 👍🏻👍🏻👍🏻. Bahut achha video. Dreamfolks ke upar detail post 🙏🏻...

Next 3-4 months one dip is for sure lined up. I am continuing my SIP and waiting for a reasonable correction to park my lumpsum

congrats for 2 million achivement

@akshat The US bank scenario is pretty bad, but how are the US product companies in a bull run? One point can be that they are growing fairly outside of us, but if the US market goes down, how do they sustain it where other markets are directly connected to us? Any analysis for next 6 months?

Nice and healthy video! Surprisingly, Mr.Akshat managed to stay away from politics this time 😅

@thepratikkulkarni3088

Ай бұрын

And hdfc bank

@shivkumarpatil4023

Ай бұрын

But not Zomato 😄

@mayank8768

Ай бұрын

Yeah right did you not see the thumbnail of the video he is a typical anti government kind of person

Got in at AMKKTPX with $1 but I will keep it until it hits $50. Still low with that number as the market cap is not close to where it should be

How can we invest in Outside India and US companies?

Thank You Akshat

Budget is going to be pro investors as govt needs lot of FDI for high growth.

I love the way you say crushed

Does InCredMoney allow NRI investment?

This 4 trillion GDP is coming after adjusting inflation. I can't imagine that you don't know about it. Also, this 10 trillion target is after adjusting inglation.

It would be great if you had a deep dive on the AMKKTPX

SBI Cards is equal to a PSU. It’s at a good price now to invest? Anyone please guide

@drtejaspatel5364

Ай бұрын

Big Yes

I did a valuation of PVR. It has not that much value.

Love u sir.. make lots of money... Only from watch your videos

@Vaibhav-ev2zy

Ай бұрын

It's bull market.. everyone is making money