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@anandumnair8049

Жыл бұрын

The new government policy is amazing! I hope all other you tubers follow the guidelines

@kevinvjacob4715

Жыл бұрын

Hi Akhsat, why do you not advocate in nifty next 50 ! Can you provide details

@believeinmiracles9383

Жыл бұрын

Plz give timestamps

@naveenchaudhary4072

Жыл бұрын

@@anandumnair8049 study iq ankit sir viewers yaha bhi hain 😎😎

@kishanmukund5878

Жыл бұрын

So as per Akshat don't invest with MF

I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket.

@WestonScally7614

21 сағат бұрын

Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.

@SaintYvess

21 сағат бұрын

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.

@sting_grayl

21 сағат бұрын

pls how can I reach this expert, I need someone to help me manage my portfolio

@SaintYvess

21 сағат бұрын

*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@sting_grayl

21 сағат бұрын

Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

wasn't financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing!

@FinnBraylon

2 ай бұрын

I hope to own a home one day. not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.

@PennyBergeron-os4ch

2 ай бұрын

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Strategists have been aiding folks in recording gains over 250k just in a matter of months, so I think there are alot of wealth transfer in this downtime if you have someone who knows where to look like i do.

@HildaBennet

2 ай бұрын

Hello, how did you handle it? I believe I require a pro after reading these comments

@PennyBergeron-os4ch

2 ай бұрын

SONYA LEE MITCHELL is the manager I use. Just research the name. You'd find necessary details to set up an appointment.

@VictorBiggerstaff

2 ай бұрын

thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

@EleanorBaker474

3 ай бұрын

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.

@StacieBMui

3 ай бұрын

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and I return at least $30k ROI, and this does not include capital gain.

@StocksWolf752

3 ай бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@StacieBMui

3 ай бұрын

The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name. She's established.

@crystalcassandra5597

2 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?.

@ishananand8024

Жыл бұрын

@Javier Muñoz I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

@lucaswilliams9992

Жыл бұрын

I just looked up the broker you suggested on Google and I'm incredibly impressed with her credentials, so thank you for sharing. I'm going to send her an email right away.

@Lol-qy1dy

11 ай бұрын

​@@lucaswilliams9992fu

@sanjoybaul3356

5 ай бұрын

Nonsense video

Sir pl make your point in short. You talk so much that the listener gets distracted. You could have said all this in 5 minutes

Index funds been outperforming most portfolios and funds, but that depends on what sector grew the most in the that period you are looking at, fund managers exists for a reason. Passive investing Isa good mix to have to bring your cost down.

Meanwhile quant did 40%+ growth after this video.

@rajasimon

Ай бұрын

Ha ha yes yes. 😂

@Rajkiran12

17 күн бұрын

This guy makes 150rs from every new addition to his community with useless stock picks.. I think mutual funds are far better these influencers

I have seen numbers of videos on M. Funds. But this video was an eye opener. U have explained in depth about funds, commisuon how fund managers loot from us.

@GAMINGwithDivyangParmar-17

14 күн бұрын

The one who understands all these functions doesn't need a mutual fund distributor. They did not loot in all cases, the amount you pay is for their services.

Hi, please do not influence retail investors by buying direct stocks so that they lose even their capital.In mutual funds at least they are getting 10% with peace if mind.

Ur 20-30min financial awareness videos are better than bollywood films🤣😂 Kudos to ur efforts&time👍

Thanks a ton for this video! As a complete beginner, it really did clear a lot of complex stuff for me and gave me the confidence to invest.

I am aware about all those points you have highlighted. Thanks I have invested in total 5 funds -- 3 flexicap, 1 is bluechip and 1 is large mid cap fund. My target is annual cagr of 12% so that I can do swp of 10% (if more returns then add to investment corpus) All my funds are growth and direct investment

@Derbyjana

Жыл бұрын

Brother could you please help go as nifty 50 plan or sip which one is better bro

@anuragsharma4805

Жыл бұрын

If your time horizon is more than 10 years for SIP then go with small caps. Avoid SIP less than 5 years. Nifty companies are matured businesses and cagr is between 10 to 15% on 5yrs

@AmigoFriend

Жыл бұрын

@@Derbyjana sip will be always advisable

Thanks for this enlightening video...will review the funds now

Hi Akshat, This is definitely a wonderful video explaining some very key points and demerits of investing in MFs when nobody else has really come out and talked so brazenly about it. However with all due respect I feel you must also have acknowledged some bullet points around when and why MFs are a good choice of investment. You see, a lot of your viewers belong from salaried class and might not have huge capitals to rotate in stocks and be actively involved in doing so in order to make sizeable profits. And that too is a reality! And once they do save up and create a decent corpus, it’s all the more hard to risk it by making financial decisions yourself whilst knowing that you might not be the best at making these judgments. Now, for those who know and are confident, I am sure are doing it themselves - but for others making mistakes (which is inherently a way to learn and get better) in these investment decisions can lead to washed out savings - which can cause a lot more damage than doing any good. And most might not be able to deal with that. Then there are others those who can get seriously affected with ups and downs of markets, and end up losing sleep or get anxieties when markets are not performing good - now these are not tangible characteristics but can have a serious impact on one’s quality of life. So, although MFs might not be a great way to become super rich - 1. They can be a good source of building corpuses slowly with returns beating inflation and inculcate habits of disciplined investing. 2. They might give a person much more peace of mind during market fluctuations. 3. Hedges the risk of washing one’s capital through inadvertent mistakes through stock investment.

@souravl8565

Жыл бұрын

I think MFs have a part in portfolio just like FD is emergency fund - once you have some security, you can play with extra money. At least you should not be worried about putting food on table tomorrow. I now want to learn more about direct stock as I have been investing in MFs. Once I learn I'll see how comfortable I am in moving some money from MFs to direct stock.

@akshats338

Жыл бұрын

Feedback ☝️Appreciated. Wanting more info and insight? WatsApp the number above, Endeavour to reach out.

@swapnilsrivastava7659

Жыл бұрын

And this is where the MFDs come. Everyone might be seeing that investing through a broker is losing them on profits but nobody acknowledges the fact that they are the one who can help you in making correct decisions. I have been investing through a broker. I might be giving 1% to them but I live in peace. Whenever I want to invest money or redeem it I just call him and it's done.

@akshats338

Жыл бұрын

@@swapnilsrivastava7659 ᴛʜᴀɴᴋꜱ❤️Ŧᴏʀ ᴡᴀᴛᴄʜɪɴɢ📌 ꜱᴇɴᴅ ᴀ ᴍᴇꜱꜱᴀɢᴇ ᴏɴ ᴡʜᴀꜱᴀᴘᴘ…✙𝟏𝟐𝟎𝟏𝟐𝟕𝟓𝟏𝟐𝟒𝟕 !

@umapathimuthu

5 ай бұрын

3:20 3:24

Excellent presentation 👏👏👏👏, For common people… the simple investing in Direct Index Nifty 50 is better than complicated small or sectoral MFs .

What about flexicap fund? A lot of good flexicaps from PPFAS, PGIM etc. have been giving consistently good returns. PPFAS, for example, invests in large US stocks as well.

1) Do I know when to sell my mutual fund - NO. 2) How do find my mutual fund - Simple p/e checks. Risk o meter. Expected outcome projection shown in MF calculators 3) How much I pay my MF company or Moderator as fees? - I do not have exact value. One regular & one direct sip. Will check these points as improvements from my side. Kudos & credit to your video

@user-xi7nq5fy6d

4 ай бұрын

Hi, did you find answer to those questions ? specially when to sell your MF. What else you learned in a year, i am new to MF

Financially stable and free, the confidence of entering a supermarket without fear of getting your card declined has left my body finally

@joshpeters4100

Жыл бұрын

PeterDT1

@joshpeters4100

Жыл бұрын

*tele*gram*

You are different from others. For the last 7 months, I follow what you said. Heard you first time. Subscribed. It is better to have one bird in hand, rather than two in bushes!

Nifty 50 index also contain particular stocks which are either not performing well or very insane pe ratio .Active funds will avoids these stock so your return will definitely better than index .But if you solely invest your money in large caps then wealth will not generate ,you need to go to midcap and small cap for it .

It's always a 👍pleasure to hear you Akshat. Always honest and caring😊.

Watched this video for the first time. You spoke very logical and very nice in explaining. Thank you.

Agree and appreciate only part statements or narrative of yours.

@Akshats247

Жыл бұрын

ᴛʜᴀɴᴋs 👆ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ.

In small cap category index funds are not beating most of other funds.... 70% of small cap funds are beating index in category by atleast 4-5 %,which will make huge difference.. Mid cap index are good enough to invest... But not small cap index... And also in case of large cap, index funds are outperforming just because of last one and half year, which was full of uncertainties .. So in uncertainty all the stocks goes up n down with almost same degree, which beats group of specific stocks choosen with horizon of 5-10 year... Index funds are good but not in case of small case, where thousands of stocks are there to choose from...

Akshat, i understand that we shouldn't take past short term performance but Quant beats it's peer performance even on 3, 5 year periods

@vineeth9295

Жыл бұрын

Quant is beating even in 10 year period.

@indiautube4915

Жыл бұрын

Check the quant mf performance now after adani episode

It’ good to have this Amulya knowledge you’re spreading through this platforms. Keep up mate 👍

Thanks for this information sharing, Akshay bro !

Thanks for this informative video. But I would like to add a few observations related to the mutual funds. 1. I have started my mutual fund with a bluechip fund from 2016 which has delivered a return of roughly 13-14%. Back then index funds were not that popular, nor any financial influencers would talk about it. I find the concept of index mutual funds getting popular recently although it is there since long. So I wonder if there may be something else in next 5-10 years of time and then these influencers will start discouraging the index funds. 2. Many people find it difficult to pick right stocks at the right time and it is a difficult task for the retail investors especially for the salaried class. Also we have to check the past return of a company to invest and no one can predict the future return of a company no matter how good it may be, so is the case for mutual funds.

@LaLiga_SantanderOfficial

Жыл бұрын

ᴛʜᴀɴᴋs 👆ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ.🎉

@unknown-cq4ee

Жыл бұрын

Bhai shrivastavat ka Kuch personal issue hai mutual fund se...... Jo disadvantage isne mf ka bataya hai wo problem stock me bhi ho sakti

@user-cs9uv4qc7z

11 ай бұрын

Bhai healthy ratio rakh lo. 60:40 index versus actively managed. Check the fund manager profile If you believe your fund manager is rockstar keep some of your money in active fund. I do this and have portfolio cagr of 23%

@mNivesh

11 ай бұрын

Bro, Invest through a distributor. His sole job is select right funds for you. 60:40 ratio is too subjective as it all depends on your age, job profile, marital status, goals tenure etc. Index funds are popular now but distributors were recommending back then also. A distributor will charge you an average on 0.80% of your funds. 800 rupees on your one lakh. that's like two starbuck trip in whole year, but the returns your distributor will help you generate will be atleast 5% higher because of active and professional management.

@MrKguha

9 ай бұрын

@@mNivesh what is a distributer please?

Omg this was eye opening thing. I never thought we are paying 15-20% as commissions on our profit. This is huge. Time to revisit my mutual funds portfolio

@viyarawat

Жыл бұрын

Ye bot kahan kahan se aa jate h ..@KZread kuch karo yar inka

@nirmalraj4425

Жыл бұрын

Well said.

@samking618

Жыл бұрын

Read my comment above before taking any major decision as the video is not based on facts and wrong on so many levels

@abhaygarg12493

Жыл бұрын

Befkuf bana raha hai .88% expense ratio ko 2% se kyu calculate Kiya and exit load tab hota hai jab sirf very short term m exit kr jao. Usko calculation m kyu lena kaun paise invest karta hai fir 15 days

@MyMoneyUniverse

Жыл бұрын

not really 100% true bro. but anyways if u r interested in stocks nd mutual funds then u can see my whole portfolio with analysis that i update every week. might help. good luck!

Knowledge, communication skills and empathy for the audience...you offer a great combination, Akshat 👏

You should also mention the principle of portfolio balancing in mutual funds

You have guts sir. No one in the entire financial community has targeted a particular mutual fund because they are scared but opened their dark side. You risked yourself for us. Thankyou 🙏🏻❤️

@sushilkumar3zz9b

Жыл бұрын

bro you havent seen 'my money universe' content then. see that

@sandhyakalghatgi

Жыл бұрын

Being a government official, as they both husband and wife said, she, Ayushi chand is not allowed to speak on social media. How can she sit and discuss the budget and about economics and all ? They are telling a lie. Both husband wife were scammers. Please unsubscribe them.

@jayeshkhatri3620

7 ай бұрын

Which mutual fund did he target???

Looking at this, I think smallcase is actually a better way to invest. Best smallcase managers may still have AUM less than 100 cr so they can churn and deliver those market beating returns. I have a sense that Akshat will push his smallcase too as most people here are complaining they don’t have time and skills to do direct stock picking!!

Very nice sirji,eye opening vdo,we all are completely aware from all 3 Questions.Thanks..

Superb info for beginners and skeptic like me. Thank you Akshat 🙏

Bhai as always loads of info, bole to faad video. This was an eye opener but at the same time I would want to add that for passive investors who have other passions can't keep up with equity, not all can handle the equity anxiety. So for them mutual funds is the best option. Again keep making these videos, kudos to you 🎉🥳

@sushilkumar3zz9b

Жыл бұрын

why dont you try 'my money universe' channel then? he shows all his stocks with analysis. you will get to learn and keep up with them

@DebabrataPathak1

3 ай бұрын

😂😂 Lolz he is making most of his money through you guys . who has practically no knowledge.. wo kuch bhi bole tum log wah wah bolne aajate ho.. Paisa deke comments karte ho.. 😂😂

@kalpeshvakharia2288

3 күн бұрын

For normal people stock research not possible , advisor convinced and then get commission also so many exps but finally investors get good return then other investment instruments ,

Hi Akshat, thanks for this and for adding the English subtitles. You seem well versed in investing and I have one question. As a foreigner in the States and given the times, would it be better to go into into real estates or stocks. I have been confused on the better option and where and how to go about this. Can't seem to find the most appropriate and of utmost importance is higher income and a less time intensive option.

@thepotter867

Жыл бұрын

Why not both? With the present economy, you should never forget to diversify. Do not put all your eggs in one basket. As one who has been into Real Estates for as long as I can remember, I made my first million late last year from stocks alone (got the services of an expert because I also have time constraints). I also experiment with a couple of other things. Hard to imagine that I had initially refused to try out new possibilities. Good luck.

@amymansfield8184

Жыл бұрын

@@thepotter867 ...Very sound and realistic. I too have been into both for sometime now and though I won't say I have lost a fortune, I have squandered quite a lot... You mentioned using pros, if its not a problem. do you mind telling who you used or recommending a good one? I could definitely use the help of one right now... I look forward to you replying...

@mrmoore2485

Жыл бұрын

stocks are your best bet atm, the housing market are currently a mess

@thepotter867

Жыл бұрын

@@amymansfield8184 Funny enough, I can honestly relate. I don't know if I am permitted to go into details here, but mine is "Stephen Joseph Kohlhofer" and you could look him up . I'm not so sure he takes on new people right now, but you could try.

@latoriamartins4643

Жыл бұрын

@@thepotter867 casually strolled into this thread and boom, I know this smallish man. Once attended a fundraiser he was also in attendance here in Vancouver,, calm looking man with with a funny accent,, He's in the States though, I doubt he works with non residents,,,

Akshat thanks alot for bringing this awareness. All i can do on youtube for you is to thank you 1000 times. Greaat job… Keep it up and may the god bless your family and you a great future…

Thanks so much Akshat..this is really an eye opener for beginners like me

Many funds justify their expenses ratio. If they create Evan 2% Alfa compared to index that is more than expense ratio.

@capricornus993

Жыл бұрын

A 1% commission on sip of 7200 amounts to 25 Lacs after 25 years. Hope that puts it in perspective.

@Suresh-454

Жыл бұрын

@@capricornus993 100% u are correct but in case of small cap funds they can esay create 2 to 5 oersantage Alfa compared to index. When we getting 2 to 5 persentage extract nothing wrong in giving 1% extra. My view is For Large caps index is better becouse many fund not creating Alfa But small cap, active mutual fund is always better even though high exoence ratio

@nkspro1

Жыл бұрын

​@@capricornus993 Either you pay commission on MF or you incur trading expenses, but you cant avoid expenses.

Hey, you make really good videos. Your content is very apt and required at this time. Was just wondering if you can also analyze the property sharing business like Alyf. Is it worth investing in a property sharing model?

Akshit... Mutual fund sahi nahi hai... ham logonko koi rasthaa nahi hai... Equity picking & investing requires lot of time and taking such work will be good if we have corpus something like you. Anyhow great video....!! but not such easy way for ordinary investor.. Rock as always 🙌👏

Thanks, Akshat ... this was really helpful... you really explained this very well.

This was really very informative one. To be honest even I've made the mistake of investing huge amounts on MF by looking at the past results and it makes more sense about that won't be the scenario in the real world. The churning ratio concept was the eye opener. Thank you for making these informative videos as always...🙏

@bansy569

Жыл бұрын

In which fund did you invest?

@kitten_with_bad_breath

4 ай бұрын

Any gains?

Hey Akshat! This video has been an eye opening moment for me personally. Have been following you for quite some time but this is my first time commenting. The last 30 seconds summarised the entire mutual fund industry in an extremely raw sense. Looking forward to making my set of mistakes in stock picking this year!

@akshats338

Жыл бұрын

Feedback ☝️Appreciated. Wanting more info and insight? WatsApp the number above, Endeavour to reach out.

@akshats338

Жыл бұрын

Feedback ☝️Appreciated. Wanting more info and insight? WatsApp the number above, Endeavour to reach out.

I truly liked the information, indeed very helpful in investing your money if one try understanding it in depth. We have to take freequent look at the investment to do the right manipulation... thanks Akshat 👍👍

Eye opening video. Thanks Akshat ji 🙏

All the Finfluencers there are talking about Quant mutual funds off late. All these must be paid. Think on your own and take the decision !

I check my investment in SIP after every 3 months. This helps me in planning which SIP is profitable and which is low on profits. However till date all my SIP have given me on an average 26-35% return which is still invested and will be there for long term.

Thanks Akshat. You have cleared my doubts. Direct stock investing ❕

Hello Akshat, seems you missed to talk about direct vs regular mutual funds. Choosing one over the other, for the same fund, makes a huge impact on the returns.

@meonline7793

3 ай бұрын

Will u explain?

@user-sd7vp4yn7s

5 күн бұрын

@meonline7793 Regular funds charge more expense than Direct funds. Always invest in Direct funds. If you are doing thru Banks netbanking or Bank demat then you only find Regular funds as bank are distributor. Direct funds you can do thru directly thru Fund House site.

Great information. I am in a phase of my life where i am spending more time on getting better at my skills to earn more so investing in MF instead of direct stocks. as you said in your videos " firstfocus on your active income area" and get better at it. Thanks for your videos Akshat, love learning from you🙏🏼

@bansy569

Жыл бұрын

Yup you are doing fantastic, this video is BS

@renusharma8240

5 ай бұрын

An eyeopner thanks

There are few advantages of mutual funds. You should not forget these points. 1. You can buy and forget in good AMC which you can't do in individual shares. 2. If individual person do shuffling in portfolio then he need to pay capital gain taxes which is not there in mutual funds. We need to pay capital gain taxes only at the time of redemption. 3. They have access to management. 4. They have priority in exits and entry. I prefer both approach. Large cap buy and forget types shares, I buy myself like Nestle. Rest I prefer mutual funds like elss and small cap and international funds.

@swapniljoshi8650

Жыл бұрын

Even this if u are an absolute noob ist better to give it to mutual fund than not ofc stock picking is the best way to go but if not mf sure

@funmann1234

Жыл бұрын

Excellent observation, Mr Rakesh...the biggest advantage of MF is that the invester does not incur capital gains in churning.

@greedygoblin9441

Жыл бұрын

This sounds great until u look at the percentage ur mutual fund manager takes

@dmascare6486

11 ай бұрын

The same approach

@gjw1wj721

9 ай бұрын

@@greedygoblin9441 Any day MF's are much safer and reliable than Stocks. Stocks have very high volatility compared to MF's. I invest only 15% in stocks and 40% in MF's. Always monitor MF to invest at low NAV and sell at high profit when the NAV goes high.

Another eye opening video. Thanks bro

Hi Akshat, does it make sense to invest in Stocks directly and small portion in Index MF as well?

Hi Akshat, thanks for sharing such a detail video. Can you also please guide us to few Smallcap 250 index MF/Index ETF and large-cap index MF or Index ETF's.I am unable to find exact match within my AMC's. Appreciate if you can share few tips on how to find and compare Index MF vs Index ETF funds?

Nifty 50 is safe and not Nifty Next 50. Good to learn. Lot of interesting points made. Excellent episode.

@bhargavp3085

Жыл бұрын

Lol

@ap-nr3zi

Жыл бұрын

Tell this to Japanese.

@nfuel99

Жыл бұрын

I want a nifty49 index fund without Adani enterprise.

@dmascare6486

11 ай бұрын

In the past 10 years Nifty 50 has generated 13.2 percent annualised returns. Whereas the direct plan of Nippon India Small Cap Fund has given an annualised return of 27.30% in the past 10 years (Even considering 2% expense ratio, it's still way better than the Index fund..... There's a famous quote "Penny wise, Pound foolish"

@anupamsingh25

Ай бұрын

​@@nfuel99😅😅😅😅

Hi akshat, this your video will create inherent resistance in rising share price of your favourite stock hdfc amc.

My selection of MF is based on logic of Median returns in category over 5 years and stability of Fund Manager

Satish here from Goa.Totally agreed with you your point of view. I myself was able to gain more than 10% returns last year which was better than many mutual funds. My picks included your fav HUL and Ibull hsg which i booked profits.. Thanks for your value added videos.

@SumitKumar-zj9ff

Жыл бұрын

last year was insane...everyone made money.

Successful people don't become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life

@tracyholian2944

2 күн бұрын

I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..

@patricklemmy679

2 күн бұрын

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

@kelseyeadelmarr6109

2 күн бұрын

​@@patricklemmy679 You are right. Been thinking of going into gold and cyptocurrency

@kiyotofujita2178

2 күн бұрын

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

@geralyncainglet2626

2 күн бұрын

You’re right but a lot of people remain poor due to ignorance

Motivating people to learn stock market and selling your courses.. index funds for large cap is pretty good

I disagree on some points: 1. most of the mutual funds have less than 0.8% expense ratio and no sales load, so 1-2% is not true 2. The advertised CAGR is net of expense ratio, means if a mutual fund has returned 14% CAGR for a particular year, it has already deducted the expense ratio from it, and you will get complete 14% (except the taxes off course) 3 '78% MF do not beat index'; I think this statement is misused a lot of times, yes MF might not beat the index every particular year but a simple quick search on tickertape will show you a lot of actively managed funds which have beaten the index over a 10-year period with less than 0.9% expense ratio (some are even close to 0.5%). I found great funds with a 10 year CAGR of 17-20% in flexi cap and upto 24% in mid/small cap category by leading fund houses like Axis, HDFC etc which is great tbh and index fund cant even come close to this ( I know comparing index with flexi/mid/small is not fair but if you analyze closely you will see even large cap funds easily beat the index over 5-10 year period) All you need to choose is a reliable AMC with a proven track record of that particular fund. Yes, past performance is not guarantee of the future return, but it still is an important metric to look, after all why do we prefer equity over gold, bonds, FD? because it has performed well HISTORICALLY.

@roji_va

Жыл бұрын

I believe this data is about US funds about 70pc active funds not beating the index. Came across this in a few books including one by Tony Robbins

@arunsadanandabhat8518

Жыл бұрын

Tis is a good rebuttal to the video that Akshat made, was expecting a more detailed deep dive analysis into mutual funds however it was very short concise video. Quant mutual funds which was mentioned also has a expense ratio of 0.62%(direct plan) and compared to peers it seems okay. Also i couldnt fnd a single mutual fund in a direct plan with 2 % expense ratio. I also agree that it is reasonably easy to spot the winners in the large cap/blue chip category . And a lot of small cap funds beat the Nifty 250 small cap as suggested by akshat.

@samking618

Жыл бұрын

@@roji_va yes it holds true in a saturated market like US, but in a growing economy like India, finding quality MFs which beat the index is not too difficult, just a simple search on tickertape would shortlist a handful list of quality funds from which you can select I found great funds with a 10 year CAGR of 17-20% in flexi cap and upto 24% in mid/small cap category which is great tbh and index fund cant even come close to this

@suhagmaru

Жыл бұрын

If you see ..now all youtubers are targeting to sales their stock market courses . This is marketing where by they create fear and sell their product showing that you do and earn more . reality is different... think

@androidsingh1049

Жыл бұрын

Everyone should read your comment, this video of Akshat is not well researched and content is at very high level and not accurate..

Akshat, you are so good to explain the things...

On lighter note akshat’s favourite line go sell everything today or sell your house 😅.. best way to communicate 😊 . But Learn lot from akshat

If you stay invested for long atleast for 5 years you will surely make money in MF। Atleast same will be better than FD and will better inflation। If fund manager under direct scheme is charging .5% nothing wrong। As market keep getting efficient generating return will becomes difficult for all( whether retail of fund manager) but for sure he will generate better than retail investor. Therefore not entirely agree with view point

Best advice is simple advice especially to retail investors who are not finance experts. It is totally ok to sell your courses but pl don't create panic. Most of the retail investors will lose money and they dont have time or apptitude to become a ace investors even after paying a large sum to you. Mutual funds are best for people who are not full time investors like you.

Hello Sir, your knowledge and views are quite valuable and a good guide for common people. I have a request that can you make few videos in Hindi completely or Hinglish to forward them to our previous generation , so they get benefitted too😄

For Small Cap, should we consider an actively managed fund or a Small Cap Index fund?

Hey Akshat, As always great video. It would be great if you can roll out any analysis on 1. National Pension Scheme(NPS) as investment & tax saving option, 2. Any other pension options and 3. How to manage our parents retirement fund Thanks

@mugdhaborse891

6 ай бұрын

Nifty 50 direct investment SBI me kr skte he kya.

Such a beautiful way of explaining and with nice examples. Thank you. Is it better to go for NFO from good mutual fund houses or buy existing MF where some of the NAV have already peaked and costly???

Thank you Akhast i hv got some of my answer which I hv asked .

Great video sir, eye opener 😁 great teacher to teach from experience

I'm assuming most of your subscribers know the difference between direct and regular plans. But a simple piece of advice would be to invest majority in Nifty 50 index direct - growth plans irrespective of AMC. Also decide on E:D asset allocation, and use that to titrate your portfolio.

I liked the last statement...start learning stocks investment...make mistakes and learn

Wow.. this was really informative... Didnt expect this... You earned a sub

I have been following your videos since a year now. I have never seen you talk about the ins and outs of ULIP plans in portfolio... It would be great if you can make a video the same sharing your views! Thank you

@sushiltiwari7361

Жыл бұрын

ULIP is worst tool of the investment period.

@sandeepshah105

Жыл бұрын

Generally the thump rule, don't mix insurance with investments

Please make a follow up video on this topic it will greatly help many people. I've invested a lot of money in MFs.

@gprocky2010

Жыл бұрын

Go to stock picking only if you understand it. Else, low cost index fund is best 👌

One point I want to say.... everyone says index funds are great but pick any good company from index it is miles ahead in terms of return compared to index👍🙏

It's better to invest only in large caps and midcaps.. avoiding smallcaps is a good idea..

I have been investing in SIP’s through a proper financial consultant for last 18 yrs and CAGR has always been in excess of 15% . Even during the crash of 2020 it went down to 5% ….. anyway you have your views and I have mine

@LaLiga_SantanderOfficial

Жыл бұрын

ᴛʜᴀɴᴋs 👆ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ.🎉🎉 🎉

@benjaminoommenthomas6757

Жыл бұрын

How can we find a financial consultant?

Hi Akshat, great video, can you pls do similar analysis of 1) Index ETFs vs Index MFs? Arent ETFs better because they are not actively managed by fund managers yet yield index based returns. 2) Investing in Indian Nasdaq ETFs (like MON100/MAFANG) vs Investing in NASDAQ through Vested (Middlemen who charge their own commission + currency exchange fee + Bank remittance fee etc)

@sahil11o9

Жыл бұрын

Yes,etfs take way less like 0.05-0.5% type of commission

@akshats338

Жыл бұрын

Feedback ☝️Appreciated. Wanting more info and insight? WatsApp the number above, Endeavour to reach out.

@harshilroy1

Жыл бұрын

Read about efficient market hypothesis. India is far away from being an efficient market. We in India are still having a decade or two where active funds will outperform the benchmark. Don’t ignore active funds.

@SumitKumar-zj9ff

Жыл бұрын

@@sahil11o9 etf are less liquid. If you have a large portfolio then it becomes a issue especially in indian market

Superb way of teaching us. Thanks a lot

Amazing Insight! Thank-you so much! ❤️🙏

Cool sir. I also made same mistake and started ELSS of quant. Parag also as per your recommendation. But please suggest one more. PPL say mirae is also not good now.

@markdsouza2145

Жыл бұрын

I have invested in quant and parag both are good elss. I invest in elss mutual fund

@puntoevo

Жыл бұрын

I also have both QUANT and PPFAS ELSS funds, I'll keep investing in them continuously,

@pallaviiii847

Жыл бұрын

@@puntoevo wo mutual funds ache hi tho he, mistake kyu bola.

@puntoevo

Жыл бұрын

@@pallaviiii847 ya, don't know, I think both of these AMC has different strategies which are good to balance the risk.

The fact that Quant Mf has high Churn rate is because they use Quantitative Investing style, use data extensively, and that’s how they were able to achieve such high Returns. The CIO has mentioned they will try to continue these strategies and hopefully they will be able to beat the market

Please do a video on BCG shares which was bought & sold by investors on 5th & 6th December, which is still not delivered, and affecting 15000+ retail investors with no resolution so far.

Great insight. Thank you ji

I’ve been investing 40k per month through SIPs since 2017 and maintaining a 20%+ CAGR. I don’t know if I’m lucky but I didn’t have a lot of knowledge, I just looked at the past records and maybe changed some of the funds or the SIP amounts a couple of times based on their performance. Currently I’m quite happy with the returns.

@pritamshah6699

11 ай бұрын

Can you share your mutual funds stock details ?

@romilbhakuni2102

11 ай бұрын

@@pritamshah6699 Sure I have the following: Kotak Emerging Equity 23.57% XIRR SBI Magnum Midcap 24.75% XIRR ICICI Prudential Bluechip 17.66% XIRR HSBC Small Cap 27.94 XIRR Aditya Birla Sun Life Pure Value 18.25% XIRR I also have 2 tax relief funds just for the tax benefits: DSP Tax Saver 16.26% XIRR Aditya Birla Sun Life ELSS Tax Relief 8.04% XIRR I've recently added 3 more funds but its too early to tell how are they performing.

@romilbhakuni2102

11 ай бұрын

Also, I think the fact that I kept investing through the pandemic and the recent market lows due to the Russia-Ukraine conflict has ultimately given me higher returns.

@gjw1wj721

9 ай бұрын

MF's are good for long term returns (greater than 3 years). It is during recession and external incidents like election, Union budget and war, you might get huge returns. If you spend 1 hour time every day and monitor the market you can make more returns in MF compared to regular SIP. I invest on monthly basis on random days by chasing for the lowest NAV in every month for better returns. Always monitor MF to invest at low NAV and sell at high profit when the NAV goes high.

@romilbhakuni2102

9 ай бұрын

@@gjw1wj721 Yes I think I have to start doing that eventually.

Thank you for sharing your opinion however it looks like you have some Conflicting interests. The more people try their luck at direct investing the more they may sign up for the products you offer or continue watching you. My two cents, I can be wrong but I help but be skeptical.

@harishrao2000

Жыл бұрын

Precisely, also direct investing takes up lot of time and is stressful. It is not really possible for someone with a full time job and other commitments to venture into direct investing. If that is so easy, everyone will be doing that and become crorepathis. Mutual Funds offer a good middle ground between FDs and direct stock investing. You might not be making crazy profits, but you don't have to keep staring at stock market all day and everyday either.

@gangnamstyle5270

Жыл бұрын

@@harishrao2000 correct I remember when I used to do direct investing, I was making better returns but after my promotion I had to work 10+ hours a day and mutual funds came to the rescue. I still invest in direct stocks, but very carefully and less often. I made more net income by focusing on my job.

Too much masala to digest! Awesome content 👏

Literally a thumbs-up for the last line!

Even in stocks if one had a habit of churning and booking profits than he would have lost an opportunity to make wealth in many Multibaggerw stocks like Motherson , Wipro , RIL , Titan , Sanofi , Infosys , TCS etc etc … so not always booking profit is good. Many a times it is counter productive. MF schemes is not designed to churn after short span of time like 3-5 yrs because the fund manager who manages schemes is already churning the stocks which are there in the portfolio.

Nothing bad in giving 0.5-0.8% to fund house if the investor is not good at direct stock research , buy , timely exit etc..

@capricornus993

Жыл бұрын

1% on a sip of 7200 (86400/year) amounts to 25 lac over a 25 year tenure. Decide for yourself if it’s okay..

@capricornus993

Жыл бұрын

@@suraaj2344 Yes, I do. Because with school level economics and math you can sufficiently analyse a business. Obviously, you still do keep learning along the way. But to blindly hand over your capital to others because you don’t want to put in the effort is plain lazy. Business analysis doesn’t take up your whole day, and it’s not as if you need to keep analysing every month or so. The hard part is staying invested over along time with buys during dips. What you’re describing is trading, not investing. I’m not blindly against MFs but people need to know when there’s something better out there..

@LaLiga_SantanderOfficial

Жыл бұрын

ᴛʜᴀɴᴋs 👆ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ.

excellent video . its complete truth i have been following all the things like you when I buy mutual funds. They have really done well and I have market timed so many times

You think exactly like I do. Keep the good thing going!

Appreciate your analysis and courage to speak the truth.

Hey Akshat, i regularly checkout your PF/investing content, thanks for educating me. I think several folks in mid-30s (incl. myself) can benefit from a bit of wealth building options, especially because we've lost atleast 2 full cycles of ~2x compounding, so please create something on it if you agree with the idea... cheers ps. if there's already such targeted (30s) content then can you direct me to it please

@MyMoneyUniverse

Жыл бұрын

hey rehan, until then u can see my playlist of step-by-step finance planning . good luck buddy!

Itna achha knowledgeable apne video me bataya 🙏🙏🙏 But isko thoda Hindi me bataya Hota toh bahut sare logo ko fayda hota🙏🙏