What Orlando Bravo would do with $100,000

Orlando Bravo, Thoma Bravo founder & managing partner, talks about how he would invest $100,000.
He's on "Bloomberg Wealth with David Rubenstein". This episode was recorded March 6 in Miami.

Пікірлер: 1 100

  • @scottlucidi6476
    @scottlucidi647623 күн бұрын

    Black, Black, Red, Red, Black. Now you have 2.5 million. Youre welcome.

  • @A.I.-

    @A.I.-

    23 күн бұрын

    or bankruptcy... lol

  • @scottlucidi6476

    @scottlucidi6476

    23 күн бұрын

    @@A.I.- lol

  • @ludwigdrummer7802

    @ludwigdrummer7802

    22 күн бұрын

    I got 3.2 million. Is that wrong?

  • @scottlucidi6476

    @scottlucidi6476

    22 күн бұрын

    @@ludwigdrummer7802 the tax man cometh

  • @ethanbrunt7755

    @ethanbrunt7755

    22 күн бұрын

    What is black black red red??

  • @Kallenator13
    @Kallenator1323 күн бұрын

    Great advice. Now I just need $100,000.

  • @the_Success_Experiments

    @the_Success_Experiments

    22 күн бұрын

    Me too

  • @CabinetFramingUK

    @CabinetFramingUK

    22 күн бұрын

    Don’t worry I’ve got you, I’ve got 200

  • @sneakapeak40

    @sneakapeak40

    22 күн бұрын

    Facts 😂

  • @ouaoua11

    @ouaoua11

    22 күн бұрын

    got them

  • @josephliptak3183

    @josephliptak3183

    22 күн бұрын

    You only need 100$ to open an account!!

  • @sk.n.9302
    @sk.n.930217 күн бұрын

    I worked at an investment bank for over 8 years, this is the best advice ever.

  • @steven9169

    @steven9169

    6 күн бұрын

    Best advice? If you put 100k into the sp 500 it would take 24 years to make a million pound he probs will be dead before he can spend it 😂

  • @neil_mk4824

    @neil_mk4824

    6 күн бұрын

    @@steven9169Hi Steven, do you have a preferred investment that you yourself have actually tried and tested? I think you and not just you but in fact most people across social media have fallen victim to the delusion that the average person that works is somehow going to become a part time investment banker or asset manager in their spare time. It’s just not possible. This advice is pretty much spot on for anyone except those that deal with the stock market as a profession or corrupt politicians. Now that’s not to say you can’t find other more risky stocks in your own time and buy them, but you will find yourself checking this all the time during your working day and trust me that has an impact on your performance at work. If you want to make a million pounds in less than 24 years through investing, either make it your career or find a lot more capital for your investments.

  • @kaiserbismarcki6458

    @kaiserbismarcki6458

    6 күн бұрын

    @@steven9169 It’s so when he’s retired or to give to his children. Not everything is about short term gains and buying loads of stuff

  • @maxcooper8831

    @maxcooper8831

    6 күн бұрын

    ​@steven9169 this is why you start young

  • @goldtvlive1017

    @goldtvlive1017

    5 күн бұрын

    ​@@maxcooper8831No young person in this time can have that much unless they were already financially stable by their parents.

  • @voltronm100
    @voltronm10023 күн бұрын

    Wish the government would had put my social security holdings in the S&P 500

  • @jbarkley4938653

    @jbarkley4938653

    21 күн бұрын

    That hit deep😂

  • @dhammer6715

    @dhammer6715

    21 күн бұрын

    Unless you retired when the market crashes like 2009. It’s called sequence of returns risk.

  • @joeltroughton3021

    @joeltroughton3021

    21 күн бұрын

    I’ve been saying this. If our money literally just went into that fund and we got back the earnings. Mean while they blow through that budget

  • @kmckenna72

    @kmckenna72

    21 күн бұрын

    The government squandered it and you won’t be collecting anything

  • @lucasgroves137

    @lucasgroves137

    21 күн бұрын

    _had_

  • @timetowakeup6302
    @timetowakeup630216 күн бұрын

    Too bad 75% of Americans don’t even have $5,000 in the bank.

  • @miracleman75
    @miracleman7518 күн бұрын

    I’ve got $275,000 in the S&P 500 and $220,000 in a fixed 7% investment and $3,000,000 in commercial real estate. Just 15 years ago I had to turn my car around from going to see Christmas lights because I didn’t have $10 for the admission.

  • @certs73

    @certs73

    17 күн бұрын

    Congrats but I was waiting for a punchline dammit haha

  • @realmaribandz

    @realmaribandz

    17 күн бұрын

    Inspirational

  • @michaelfilipelli2968

    @michaelfilipelli2968

    16 күн бұрын

    I don’t get it… 🤷‍♂️

  • @jamesmarshall3311

    @jamesmarshall3311

    16 күн бұрын

    You are well named Sir !!

  • @miracleman75

    @miracleman75

    16 күн бұрын

    @@certs73 I’m usually good for a punchline. Sorry. 😀

  • @unl0ck998
    @unl0ck99818 күн бұрын

    An honest financial advisor, what a day to be alive

  • @chimakalu5195

    @chimakalu5195

    3 күн бұрын

    Do you agree with this advice ❤?

  • @theblockcat-ain1572
    @theblockcat-ain157222 күн бұрын

    I have $10. Now I just need to find $99,990.00

  • @bekind2047

    @bekind2047

    19 күн бұрын

    Be careful what drum you beat.

  • @mattgloyn3928

    @mattgloyn3928

    18 күн бұрын

    You'll get it stay positive ,wait for the crash it's coming .

  • @ashoknagre3166

    @ashoknagre3166

    17 күн бұрын

    It is a very serious answer.

  • @ainurramadhani5942

    @ainurramadhani5942

    16 күн бұрын

    you know what, i hope you get the rest of it !

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    You can buy $10 of VOO in Vanguard.

  • @michaelj6392
    @michaelj639220 күн бұрын

    Most actively managed funds fail to beat the S&P 500 in the long run. So even people that make it their full time job, that dedicate their whole life to it, rarely beat the average in the long run.

  • @Ryan40272

    @Ryan40272

    19 күн бұрын

    SPY and VOO both have all 503 companies that are in the S&P 500. Owning either of these two, you match the S&P 500 YOY. It’s mathematically impossible not to.

  • @DeutscheDP

    @DeutscheDP

    17 күн бұрын

    I’d have to disagree. S&P index’s are a great avenue for people that have limited exposure to the market and are looking for low expenses ratios. However, regrading performance, that’s simply not true.

  • @michaelj6392

    @michaelj6392

    17 күн бұрын

    @@Ryan40272 those are index funds, not actively managed funds.

  • @michaelj6392

    @michaelj6392

    17 күн бұрын

    @@DeutscheDP please share with me all the funds that have beaten the S&P average over a period of 20+ years.

  • @michaelj6392

    @michaelj6392

    17 күн бұрын

    @@Ryan40272 yes because those are index funds, not actively managed ones.

  • @donknotts5625
    @donknotts562528 күн бұрын

    If you bought the S&P 500 in 2020, your up 70%

  • @ernestpwhirllly

    @ernestpwhirllly

    26 күн бұрын

    Yep, and everyone is feeling the beginning effects of over printing money. The fun is just beginning. It's going to get a lot rougher.

  • @gggk135

    @gggk135

    26 күн бұрын

    @@ernestpwhirlllyyes which historically makes markets crash into recession by the way. In those market conditions gold and commodities are the best investments, not equities.

  • @donknotts5625

    @donknotts5625

    25 күн бұрын

    @@gggk135 lol. Gold. Take your 3% profit on gold and build a bunker, have some powdered milk. I’ll stick with my steak

  • @gggk135

    @gggk135

    25 күн бұрын

    @@donknotts5625 gold outperforms the equity markets in every single recession in recorded history lol. I’m talking about bear markets.

  • @danielmankinde1706

    @danielmankinde1706

    24 күн бұрын

    Congratulations you now have $170k.. still not rich.

  • @ehderguyyashootadeerorno2313
    @ehderguyyashootadeerorno231319 күн бұрын

    Do this with your kids money too. Birthday, Christmas, etc. 100 here and there in the S&P for 18 rears really adds up.

  • @dennwilliams3342
    @dennwilliams33423 күн бұрын

    Coming from the guy who just brought the Orioles still asking questions and learning 👏🏾👏🏾👏🏾

  • @donknotts5625
    @donknotts562528 күн бұрын

    Completely agree. A self adjusting fund.

  • @chamade166

    @chamade166

    22 күн бұрын

    GME/TSLA and chill. Puts on the rest. Lost decade incoming.

  • @theshowhost7253

    @theshowhost7253

    22 күн бұрын

    ​@@chamade166Michael Burry ain't got shit on you 😮

  • @ojasa88

    @ojasa88

    18 күн бұрын

    @@chamade166stay in school

  • @chamade166

    @chamade166

    18 күн бұрын

    @@ojasa88 no arguments, good luck next 10 years

  • @ehderguyyashootadeerorno2313
    @ehderguyyashootadeerorno231319 күн бұрын

    I have this same advice for anyone young. Every paycheck buy $100 into the S&P fund like VOO or SPY. Keep doing that for 10 years and watch it grow.

  • @kyounghuijeong8453

    @kyounghuijeong8453

    17 күн бұрын

  • @nukethenukes2319

    @nukethenukes2319

    16 күн бұрын

    Isn’t the asking price for VOO like $430? I’m pretty sure you can’t Buy into VOO with $100 every month.

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    16 күн бұрын

    @@nukethenukes2319 you can buy $100 of VOO at a time. In vanguard you can either enter the amount of shares or the dollar amount. Trust me I do it all the time. Where you enter the share amount in that same box you can click on dollar and type in $100.

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    16 күн бұрын

    @@nukethenukes2319 in vanguard you can. In the box you enter the shares in you can change it to dollars and enter $100. You could even enter $1 if you really wanted to. You do not need to buy full shares.

  • @marcossanchez2906

    @marcossanchez2906

    16 күн бұрын

    @@nukethenukes2319 Sure you can. You just buy fractional shares. I do it all the time.

  • @Zeezazz
    @Zeezazz21 күн бұрын

    You need to ask more questions. Whats your timeline and purpose of the investment for instance

  • @anonymousanonymous7593
    @anonymousanonymous759320 күн бұрын

    Frankly, that's also what you should do if you have $100,000,000.00

  • @elwoodpleebis
    @elwoodpleebis26 күн бұрын

    That's Warren Buffet's answer too!

  • @Jocky8807

    @Jocky8807

    23 күн бұрын

    What a wise man do in the beginning, would be a fools errand at the end. 🙏

  • @farzana6676

    @farzana6676

    21 күн бұрын

    That's because Warren Buffet is not trying to sell anything. His answer is authentic. That's the only correct authentic answer to give in this scenario.

  • @justinlarsen2281
    @justinlarsen228121 күн бұрын

    I’ve always been aware I’m not a day trader and put it into the s&p for its history and diversity, it’s very reassuring that it has not only paid off but nearly all actual experts recommend this route

  • @1000PETORIA

    @1000PETORIA

    20 күн бұрын

    No one is day trader. Overwhelming majority lose money long term

  • @ggman7117
    @ggman7117Күн бұрын

    The best financial advice. People can’t and won’t understand this because it’s too mundane and think they have a better way to get rich quick

  • @cef8156
    @cef815624 күн бұрын

    Orlando, I met you while you were at GTCR.

  • @Culperrr
    @Culperrr23 күн бұрын

    $200 a month at 10% average interest rate, over 40 years, will earn you just under $1.1 million. I think that’s doable. However, it’s worth noting that $1 million today will not be worth $1 million 40 years from now.

  • @DroppedGoat69

    @DroppedGoat69

    21 күн бұрын

    whos paying you that 10%?

  • @BaileyMxX

    @BaileyMxX

    21 күн бұрын

    People say this all the time but never take into account that $200 also won't be the same in the coming decades so in the same light the likelihood is that you'll be inputting way more than $200 each month further down the line

  • @Culperrr

    @Culperrr

    21 күн бұрын

    ​@@BaileyMxX Right and that was my point, which perhaps I wasn't clear enough about. I should have said that is doable "for most". At least they will have something. I make a little over $50k/year and put $700 into various investing pathways per month. S&P 500 has an average return of 10.4% over 30 years, but adjusted for inflation is 7.7%. So for convenience's sake, let's just say 7% interest on $700/month over 40 years equals $1.67 million. That's assuming my income doesn't increase at all and I am single for the next 40 years, where there isn't a second stream of cash coming into the household. Even if the cost of living increases by double, that still allows me 20 years of retirement money (assuming that the $1.67 million isn't still gaining interest over 20 years).

  • @Culperrr

    @Culperrr

    21 күн бұрын

    @@DroppedGoat69 Various investment pathways, but let's just take the S&P 500 as an example. The average ROI is 10.4% per year. However, taking inflation into account puts it at about 7.7%, so that takes it to just under $600k. $200 is the bare minimum and my calculations don't assume that the income will increase.

  • @mynameisdrpat

    @mynameisdrpat

    21 күн бұрын

    It will at least be worth more than if you did nothing with that money

  • @hahahahhahahhaha786
    @hahahahhahahhaha78622 күн бұрын

    What’s funny is that now everyone buying index funds, no one has to actually care about what a company does.

  • @pj-hs7pk

    @pj-hs7pk

    7 күн бұрын

    Yeah now it’s all up to blackrock and vanguard to decide

  • @YouCanCallMeOD
    @YouCanCallMeOD19 күн бұрын

    The more they say this, the more I feel like something is fishy.

  • @thomasgreiner4910
    @thomasgreiner491021 күн бұрын

    This is what anyone should do with any amount of money. I own just $12,000 worth of index funds, but it's the best place for it to be. Compound baby.

  • @bklyncowboy2925

    @bklyncowboy2925

    19 күн бұрын

    Thanks

  • @brianalbano9005

    @brianalbano9005

    19 күн бұрын

    $12k ain't gonna amount to much in an index even after 20 years. You have to keep adding money.

  • @shammymcshamrock8944

    @shammymcshamrock8944

    19 күн бұрын

    Decent idea…. But you need to actually just be buying the apex asset and just hold it for 20 years

  • @jamyDodger

    @jamyDodger

    19 күн бұрын

    Wud u lose it all in a crash... I keep hearing one is coming...

  • @aces4873

    @aces4873

    18 күн бұрын

    12k is nothing

  • @livinginthe80z39
    @livinginthe80z3919 күн бұрын

    Good advice but 100k in the s&p is only gonna net you 8-10k a year. Starting a business with 100k can potentially earn you 8-10k or more a month.Big difference.

  • @azimuthbusinesscenter

    @azimuthbusinesscenter

    3 күн бұрын

    Time is money. You can buy the index and leave it alone. You have to manage the business every day

  • @newyork397
    @newyork39720 күн бұрын

    Man… I’m not trying to retire when I’m 70. Thats too slow

  • @briangerra5236

    @briangerra5236

    17 күн бұрын

    Go to the casino

  • @GianniAbbenda

    @GianniAbbenda

    17 күн бұрын

    Then you’re a speculator and not an investor. Slow and steady wins the race

  • @newyork397

    @newyork397

    17 күн бұрын

    @@GianniAbbenda No thanks. I don't want to be slow and almost dead when I win that race. I'll make my own race route.

  • @briangerra5236

    @briangerra5236

    17 күн бұрын

    @@newyork397 Race to bankruptcy - new investment strategy

  • @GianniAbbenda

    @GianniAbbenda

    17 күн бұрын

    @@newyork397 Good luck to you.....

  • @YT_Watchers
    @YT_Watchers16 күн бұрын

    I wish I could post pictures to show how accurate this statement is. I would go a step further as to say buy dividend paying ETFs that follow the S&P… reason being is that you will receive payments during times of uncertainty so you don’t have to sell your stock. Also, you may not need to pay any taxes (0% bracket) for qualified dividends (42k filing single and 84k filing jointly)… hope this reaches someone that knows what to do with this info

  • @demolast9128

    @demolast9128

    10 күн бұрын

    Man what are those ETFs you are talking about ? And how i buy them ? Do i have to pay a percent of them to some kind of broker? I mean i know nothing about stocks i do have that 100 k all i have done with it is i locked it into a cd account that gives me 5.1 percent

  • @WesternReaper84
    @WesternReaper8422 күн бұрын

    It hasn't made me "rich" but it has proved good advice for me.

  • @chasewrenn7109
    @chasewrenn710921 күн бұрын

    I love this, and Warren Buffet has been saying it for years yet people think it’s too simple there has to be a catch

  • @MrDonny27

    @MrDonny27

    18 күн бұрын

    Cause it take so long hit a million.People want it now!!!!!!!😅😅

  • @mandlenkosihlazo977

    @mandlenkosihlazo977

    17 күн бұрын

    @@MrDonny27 Everything valuable has to take time.

  • @pip1723

    @pip1723

    16 күн бұрын

    Investing success takes time it's not a get rich quick scheme .

  • @jamesevans225
    @jamesevans22523 күн бұрын

    This is a fact. It will gain between 6-10 percent yearly PLUS the avg monthly gains. What's 6 to 10 percent of $100K? Yeah that adds up and compounds nicely.

  • @andrewmace2140

    @andrewmace2140

    21 күн бұрын

    If the fed continues the charade, It will essentially be flat.

  • @aaronhall4361

    @aaronhall4361

    20 күн бұрын

    The gains look great until you factor in inflation.

  • @edinkaric956

    @edinkaric956

    2 күн бұрын

    ​@@aaronhall4361 you will do better in s&p500 than in fiat at surviving the inflation.

  • @MarcoScetta
    @MarcoScetta3 күн бұрын

    When was this recorded?

  • @harryfeld1786
    @harryfeld17862 күн бұрын

    If you had put 7k in the SnP Index fund in 1969 and just left it there, you would have $1.6 mil today! He’s absolutely correct!

  • @BoseongCowboy
    @BoseongCowboy23 күн бұрын

    Depends upon your age, employment status and goals. No one answer for everyone.

  • @mojamoja3962

    @mojamoja3962

    16 күн бұрын

    A cocktail party question is not a call for lectures.

  • @johnforsythe6956
    @johnforsythe695628 күн бұрын

    Laziest answer ever. They won’t share the real secrets.

  • @SeenaAbedi

    @SeenaAbedi

    28 күн бұрын

    That’s the second best answer. First would be to buy Berkshire Hathaway. There are no secrets.

  • @todaywithsam1643

    @todaywithsam1643

    28 күн бұрын

    No it is the correct answer. If someone is asking then they have no business trading. $100k is not that much.

  • @donknotts5625

    @donknotts5625

    28 күн бұрын

    That is actually the secret, buy index funds.

  • @user-zv2ov6id5c

    @user-zv2ov6id5c

    28 күн бұрын

    The problem is when you need it and the market is down, youre fucked! Dont give someone else your money to go gamble with. Buy real estate!!!

  • @donknotts5625

    @donknotts5625

    28 күн бұрын

    @@user-zv2ov6id5c perfect for when you need cash, you can what sell your garage? The S&P out preforms real estate by far.

  • @luiscamacho929
    @luiscamacho929Күн бұрын

    This guy looks like if Schwartzeneger just grew up in finance😂

  • @JohnnyAppleseed-yl6fo
    @JohnnyAppleseed-yl6fo22 күн бұрын

    I have 100k that I have no idea what to do with and Ive been leaning heavily towards an index. Nice to hear. Who is this guy?

  • @khafreahmose8768
    @khafreahmose876823 күн бұрын

    I would say find out what your money goals are and invest in educating yourself. THEN invest (or trade) with the rest. Applied knowledge is power.

  • @harryvanderveen773

    @harryvanderveen773

    16 күн бұрын

    100% spot on!

  • @salvatorepuccini4261
    @salvatorepuccini426120 күн бұрын

    Michael Saylor has entered the chat

  • @Chunga6

    @Chunga6

    8 күн бұрын

    Lmao

  • @CalebsCars
    @CalebsCars4 күн бұрын

    I ask them if they’re wearing level 4 plates and now that 100k becomes mine

  • @SolutionsSolved
    @SolutionsSolved20 күн бұрын

    What would life had been like had he stayed home with his 100k

  • @ANTHONYPAOLICELLI
    @ANTHONYPAOLICELLI23 күн бұрын

    Everybody who knows what the s&p 500 is should be teaching it to their children! The s&p 500 are just that...the top 500 companies....why? BECAUSE THEY ARE THE MOST PROFITABLE! THEY MAKE MONEY & SELDOM LOOSE IT. If they do they are out of the top 500 companies.❤

  • @po3-doc159
    @po3-doc15924 күн бұрын

    You sure? Because looks to me like we are overdue for a correction. Long term I agree maybe this is good advice. but on the other hand look at Japan’s Nikkei index, it still hasn’t reached the highs of 1990’s.

  • @info781

    @info781

    23 күн бұрын

    Different situation Japan was not willing to do mass layoffs to right the ship.

  • @momentas1000
    @momentas10002 күн бұрын

    I started with 10k about 3 years ago in the S&P. It’s at 109k now. That’s not all gains I kept adding to it when I could but I have had 15-18% return rates so if you do this over 10-20 years you will build up a large amount. It’s not a quick rich strategy.

  • @adam1allen
    @adam1allen2 күн бұрын

    What index do you recommend

  • @baumulrich
    @baumulrich22 күн бұрын

    if you need to ask, then sp500 is the answer

  • @LoveCrypto1
    @LoveCrypto123 күн бұрын

    You know what's interesting? BITCOIN, my friends!

  • @StuStevens-rn7rb

    @StuStevens-rn7rb

    22 күн бұрын

    WI just adopted Bitcoin as their digital currency going forward. 😮

  • @matthewm9261

    @matthewm9261

    22 күн бұрын

    Can't roll you how many videos and articles I've read. I can't figure out why bitcoin has value and NFTs dont

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    Bitcoin is speculation. It isnt currency.

  • @metinsaliev66

    @metinsaliev66

    11 күн бұрын

    For sure for me the only one that surpasses btc is Nvidia which is my top Investment...you are welcome

  • @spdog3344
    @spdog33442 күн бұрын

    My answer would be “that depends” and then discover goals and the entire financial picture/situation of the individual.

  • @IMBLESSED-oe6dl
    @IMBLESSED-oe6dl21 күн бұрын

    It also depends if index is in red or not due to market crash at that time so dont put full $100k in the index fund at once.

  • @carlyndolphin

    @carlyndolphin

    19 күн бұрын

    No one can time the market. If psychologically it makes you feel better, cost dollar averaging makes sense, but your total return will probably be less than

  • @getitrightthe1sttime344
    @getitrightthe1sttime34420 күн бұрын

    If you have $100,000 invest into yourself, not crooked Wall Street start a business something you are passion about

  • @mdwilliams79
    @mdwilliams7928 күн бұрын

    Bitcoin. Best performing asset of all time.

  • @fredk6992

    @fredk6992

    24 күн бұрын

    So were NFTs…

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    I don't trust Bitcoin long term. It will crash.

  • @Chunga6

    @Chunga6

    8 күн бұрын

    Vs lol

  • @cameronharris2862
    @cameronharris28628 күн бұрын

    I’m an advisor and that’s my answer also. $100k in cash so it’s gonna be in a taxable account. Spy or voo are great options. But i always say, I plan for your goals. What’s your goal! That’s important.

  • @arturoescobarlasheras3207
    @arturoescobarlasheras320718 күн бұрын

    The most boring advice is usually the best one. Completely agree. Moreover, nowadays, investing in national treasure letters or bonds has changed from being boring to be a risky asset. So this statement is righter than ever.

  • @Angry_Bob
    @Angry_Bob23 күн бұрын

    Most common advice ever.

  • @James-yi1vk

    @James-yi1vk

    21 күн бұрын

    But some of the best advice ever that a lot of people still don't know

  • @michaelj6392

    @michaelj6392

    20 күн бұрын

    @@James-yi1vkyeah, most people have ZERO idea about financial literacy, basic investing, etc.

  • @stephencarlin4326

    @stephencarlin4326

    9 күн бұрын

    If it ain't broke don't fix it

  • @soonermagic24
    @soonermagic2411 күн бұрын

    I’d split the 100k into 4 different etf’s. VOO- 50k QQQ- 15k VTI- 15k Then a high yield dividend etf with the extra 20k

  • @no1no1655

    @no1no1655

    7 күн бұрын

    Don't need both VOO & VTI....pick one and SCHD

  • @soonermagic24

    @soonermagic24

    7 күн бұрын

    @@no1no1655 I like schd as my high yield dividend etf as well.. the reason I threw VTI and VOO in seperate is because their holdings are different. Vti holdings is lower end companies, to high level. VOO is all more higher end. To your point though you probably don’t need both.

  • @Losfhc

    @Losfhc

    5 күн бұрын

    And why VOO over VTI?

  • @soonermagic24

    @soonermagic24

    4 күн бұрын

    @@Losfhc VOO and VTI are very different. I like VOO and VTI. They have much different holdings.

  • @Losfhc

    @Losfhc

    4 күн бұрын

    @@soonermagic24 Not that different, and that wasn’t my question

  • @user-hs9sp5ih6x
    @user-hs9sp5ih6xКүн бұрын

    Why do financial advisors exist if everyone already knows this?

  • @robertwhitten265
    @robertwhitten26518 күн бұрын

    finally a person who is not selling bs

  • @hoppy2515
    @hoppy251522 күн бұрын

    Warren Beatty He said the same thing

  • @michaelj6392

    @michaelj6392

    20 күн бұрын

    Buffet. Warren Beatty is an actor 😉

  • @JaiSea223
    @JaiSea22323 күн бұрын

    Do you have any advice on how to the 100k first ?

  • @heb597

    @heb597

    22 күн бұрын

    Here’s my boring answer. Get a job and invest what you can afford. Invest 5, 10, 25, 50 dollars a month in passively managed S&P 500 ETF or Nasdaq 100 ETF. Just Google which ETF has the lowest fee like around .04% fee.

  • @ClaudiuAdam

    @ClaudiuAdam

    22 күн бұрын

    work

  • @tttd3e

    @tttd3e

    22 күн бұрын

    Index funds

  • @heb597

    @heb597

    22 күн бұрын

    Here’s my boring answer. Get a job and invest what you can afford. Every month Invest 5, 10, 25, 50 dollars or higher in a passively managed S&P 500 ETF or Nasdaq 100 ETF. Just Google which ETF has the lowest fee like around .04% fee.

  • @michaelj6392

    @michaelj6392

    20 күн бұрын

    Find something you can make decent money at, put in a lot of hours, be frugal, avoid lifestyle creep (which is make more, spend more), live within your means and save your money. The first 100K might be tough depending on your situation, but it does start to compound rather quickly. I recommend finding a good way to track your finances in one spot. I used to use Mint, but that shut down, so now I use Monarch Money. I was around 200K in net worth when I first started tracking in 2018, now I’m just shy of my first million.

  • @arthurb2005
    @arthurb200520 күн бұрын

    👍 Great advice considering you are already a homeowner.

  • @claradiblasi354
    @claradiblasi35411 күн бұрын

    How much do you need to start to invest in the Index?

  • @user-zv2ov6id5c
    @user-zv2ov6id5c28 күн бұрын

    SAFEST IS TO BUY REAL ESTATE! You get monthly dividends, it increases in value and nobody can say your money is GONE, you can drive by it and see its still there. Tangible(real) assets!!

  • @wileecoyote5749

    @wileecoyote5749

    25 күн бұрын

    Not on a Democratic state/city

  • @user-zv2ov6id5c

    @user-zv2ov6id5c

    25 күн бұрын

    Stay in the suburbs and you’ll be fine. They all go to the cities, where they’ve always been. Thats how the suburbs were created!!

  • @voodoo7183

    @voodoo7183

    23 күн бұрын

    🤣

  • @nicklang6028

    @nicklang6028

    22 күн бұрын

    Can you eat equity? On a dinner table

  • @James-yi1vk

    @James-yi1vk

    22 күн бұрын

    Real estate is a very good investment but it's a MUCH bigger hassle. Byying index is one of the only ways to have truly passive income.

  • @user-rk1nj4dh7t
    @user-rk1nj4dh7t20 күн бұрын

    One company - all in - NVidia

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    The PE ratio is terrible. The stock is way over valued. I would not go all in on Nvidia now. Also a lot of S&P ETFs have that in there so you get some exposure without all the risk.

  • @ILLiteSociety
    @ILLiteSociety15 күн бұрын

    I learned this from Warren buffet years ago. Don't ask how much I now have. Just know it's solid advice. Buffet told his wife that when he dies, put 90% of the money she gets left into the SP500 and the rest in bonds and such. Listen to the man

  • @Artturi7
    @Artturi79 күн бұрын

    If someone is asking this question with $100,000 they should not be looking at anything else

  • @SacredKaw
    @SacredKaw28 күн бұрын

    The S&P has an average annual return of 16%. It’s a smart move.

  • @CyanTeamProductions

    @CyanTeamProductions

    25 күн бұрын

    More like 10% but yeah

  • @hai.zzzzzz

    @hai.zzzzzz

    24 күн бұрын

    And sometimes less for over a decade. Depending on the decade

  • @Proto6789

    @Proto6789

    23 күн бұрын

    @@hai.zzzzzzit’s averaged just over 10% a year since inception. That’s including the -30% years. Time in the market.

  • @drumyogi9281

    @drumyogi9281

    23 күн бұрын

    @@Proto6789Yep. Average recession is 2 years and on average we have one every 10 years, historically speaking anyways. Who knows!

  • @hai.zzzzzz

    @hai.zzzzzz

    22 күн бұрын

    Noone knows what the future holds. Usa situation is changing, specifically with all the debt. But holding for more than 10 years will definitely come back with profits

  • @johnlacey3857
    @johnlacey385721 күн бұрын

    Beat advice over my entire 45 year career.

  • @bpivr
    @bpivr18 күн бұрын

    Right answer. Also, the management fees on an index fund should be low.

  • @wesleywilliams8129
    @wesleywilliams812922 күн бұрын

    Fuck that, passive invest is crippling all.

  • @MidwestOptimist
    @MidwestOptimist28 күн бұрын

    Just don't buy it now. Index is WAAAY OVERPRICED

  • @andrewsteves4692

    @andrewsteves4692

    24 күн бұрын

    Can't time the market.

  • @DJSolistica

    @DJSolistica

    23 күн бұрын

    Strongly disagree. It will be up another 100% from where it is now by 2030. Yes, I’m talking 10,000+

  • @happymolecule8894

    @happymolecule8894

    23 күн бұрын

    ​@@DJSolisticaof course. But it's probably gonna drop from current price by a good amount before then. In the long term, it always goes up

  • @michaelj6392

    @michaelj6392

    20 күн бұрын

    DCA in. None of us ever know what the market is going to do.

  • @ryansimpson3074

    @ryansimpson3074

    19 күн бұрын

    I buy every week no matter what. It's worked out great

  • @fisherman5845
    @fisherman584524 күн бұрын

    Go to Jamaica and invest in beer one six pack at a time

  • @The-Financial-Hooper
    @The-Financial-Hooper5 күн бұрын

    In personal finance and investing, the simplest choice is most often the right one

  • @ouimetco
    @ouimetco18 күн бұрын

    That index is destroying the planet

  • @oskartheme5233

    @oskartheme5233

    10 күн бұрын

    How?

  • @ouimetco

    @ouimetco

    9 күн бұрын

    @@oskartheme5233 see dr. Nate hagens and his series “the great simplification”. The effects of relentless expansion of the economy.

  • @teetoo3790
    @teetoo379028 күн бұрын

    It might be a boring answer but he us so right.

  • @bobzacamano658
    @bobzacamano65817 күн бұрын

    How do you buy the S&P 500? It’s not even an index fund.

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    VOOG, VOO, VTI, VUG, SPY etc. Buy the ETF. Vanguard has the lowest fees and you can buy dollar amounts like $50 or whatever. That is what i did for myself and my kids.

  • @candeffect
    @candeffect20 күн бұрын

    Most of my funds beat 24% last year, so a mix of funds is better than one fund.

  • @ViktorZarakov
    @ViktorZarakov6 күн бұрын

    Advice : analyze equities based on fundamental valuation principles & integrate macroeconomic into growth projections.

  • @SG-dg6oi
    @SG-dg6oi17 күн бұрын

    Split it into a Mutual fund and a ETF. ETFs are designed to follow the S&P, but mutual funds are designed to beat the S&P...

  • @TheBitcoinExperience
    @TheBitcoinExperienceКүн бұрын

    So, basically, he's recommending you be average and just about keep up with monetary debasement, which is the majority of the "growth" experienced by the S&P500 and stock markets at large. People need to wake up to the reality that the S&P500 doesn't experience real growth rates of 8-10% per year on average. It's mostly nominal growth, due to monetary debasement, and a couple of percentage points from increased productivity.

  • @dactorjones2430
    @dactorjones243018 күн бұрын

    Spoken like a true rich person trying to protect wealth. You’ll make money slowly and retire as an elderly person this way. Invest in real estate and if you understand the 4 year cycle, invest in crypto and retire at 40

  • @thePastafarian88
    @thePastafarian883 күн бұрын

    Instructions unclear. Bought SPY puts now I'm 1.2m in the tank

  • @evelynramos445
    @evelynramos4459 күн бұрын

    Thank you David!

  • @BeHappy-hh1ty
    @BeHappy-hh1tyКүн бұрын

    Can you invest in the S&P 500 on Robinhood?

  • @patriotallen9717
    @patriotallen971722 күн бұрын

    This is sound advice. Even if you double the amount, according to my financial advisor.

  • @porscheoscar
    @porscheoscar18 күн бұрын

    One rollover IRA I have went from $80k to $600k in 10 years using this advice. Outperformed my actively managed mutual funds. And if you compare Berkshire B vs the 500 you'll see something very interesting.

  • @davidleonard37
    @davidleonard3717 күн бұрын

    100% put $30k into an index linked account late last year, it's already worth over $34k and it's only on the mid range of risk. It will nicely work away by itself.

  • @presciousdiamond8397
    @presciousdiamond839719 күн бұрын

    What is the index?

  • @daviddavids1983
    @daviddavids19838 сағат бұрын

    Okay and what about inflation?

  • @Ohthesearenthomemade
    @Ohthesearenthomemade6 күн бұрын

    I’m gay and this is the best advice ever

  • @aqynbc
    @aqynbc6 күн бұрын

    You were so rude in Oxford to the young host. He worked hard to get the interview ready. Lost all respect to you.

  • @jotisingh3125
    @jotisingh312518 күн бұрын

    You should do a video on Carlton Johnson. He runs a 4.2 40 but has no short area quickness. Never seen somebody that fast with no quickness almost wondering if the numbers are wrong.

  • @nikosniko7092
    @nikosniko709213 күн бұрын

    Put it in a CD - 5k a year

  • @Captain_Cinnamon
    @Captain_CinnamonКүн бұрын

    Lets go back a step... How do i get in on a cocktail party

  • @jeschinstad
    @jeschinstad19 күн бұрын

    You might add that you shouldn't buy all at once, unless there's very special circumstances like 2020, but instead split it up so you're not timing the market.

  • @MMAMike22
    @MMAMike2215 күн бұрын

    He’s giving advice on how to store your money safely. He’s not giving advice on how to actually make money. You have to have balls and go out and create value to make money. You don’t just park money and sit back and become rich; that’s not how it works. Passive investing is for pussies and followers. To get rich…go out and be a leader, create value; fill voids in society, solve problems cheaper than your competition and you’ll be rewarded for it. You are competing with billions of ppl who also would like to have more money…what sets you apart?

  • @dpruittt09
    @dpruittt0918 күн бұрын

    Do any of you guys ask any deeper questions beyond "what's the best way to take my money and make more money?"

  • @Michael-on4rx
    @Michael-on4rx18 күн бұрын

    This guy didn’t get extremely rich by his age by buying $100k of index funds and not managing it. He made some risky, but educated guesses on companies and put enough money in there to make a difference. Buying $10k of a company won’t change your life, $100k on the other hand, would. The key is knowing the company and researching that company. An index fund is for those who are good little workers and are happy with being that until they’re 65.

  • @alstonian78
    @alstonian7816 күн бұрын

    When you say buy s&p 500 exactly what it’s referring to? Is it buying mutual funds from a bank or buying etf from online platform? What ticker symbol are the s&p 500

  • @ehderguyyashootadeerorno2313

    @ehderguyyashootadeerorno2313

    15 күн бұрын

    VOO, VOOG, SPY, VUG, there are so many., do not buy from a bank. Vanguard has the lowest fees.

  • @carlkelley4566
    @carlkelley456618 күн бұрын

    The S&P 500 are about to be disrupted by AI. This is unprecedented

  • @ozworth4824
    @ozworth482420 күн бұрын

    He's not entirely correct. What he means to say is dollar cost average into an sp 500 index fund. Do NOT just throw 100k at the sp 500 in one day! At least spread out the purchasing of shares over 12 months - at least.

  • @ianman6

    @ianman6

    19 күн бұрын

    No, lump sum is better. Dollar cost averaging is a myth debunked by research. It's just a version of market timing, which is b.s.

  • @faraj3159
    @faraj315914 күн бұрын

    Guys, this came out on 9th of may. The news has saturated. Its about time to start shorting…