Thank you for the explanation sheesh. Been searching forever for a proper explanation

Denise is the best! Her clarity explains it all.

This is great. You made this so easy to understand. Thanks a ton!

Wow I finally found someone who explains it easy and smooth lol. Thank you miss

This is literally the best explanation I have seen. Thank you for making it simple 1

@themortgagenerd

3 жыл бұрын

Thank you!!

Thank you so much easy and simple way to understand Escrow Account..great help.

Well said Denise! Thank you.

Thank you so much, this is exactly what I needed

Thanks for explaining so nicely! Loved it.

@user-dk4xj8tc3t

6 жыл бұрын

tanu saha jjjipopokkkkoppookkkkmnnm. M xohunjokkljkkm

Now I really understand! Love the info!

Very good. Thank you.

Thank you for explaining that

Thank you,, I needed this for an interview... and you were very clear...

Damn this was so helpful. Thank you!!!!!!!!!!!

Well explained, thanks!

Thank you just bought a house I was confuse on all this still learning about more stuff

Thanks for the information

That was explained well. Thank you.

My bank charge me $1200 a year for insurance and I went to look for another insurance I only pay $315.

My mortgage co just raised my escrow, again. Time to take revenge 10 fold,again

Why do I keep getting escrow adjustment letters. My taxes are the same my insurance is the same. So why isn't the escrow the same? But now I owe them? Scam?

@380stroker

6 жыл бұрын

Nadab Yisrael fuck it, cut out the middle man. The bankers sure know how to screw people.

@yaboyshelz

5 жыл бұрын

The only reason your taxes would stay the same year after year is if you have some sort of homestead exemption or abatement. Is this the case? If not, im sure your taxes have gone up annually. Either that or there has been something paid out of your escrow (ie late taxes or unpaid insurance portion) that was not calculated during your escrow analysis. Ask your mortgage company to provide you a copy of the analysis and a transaction history to trace back what EXACTLY is going in and out of your escrow account.

do they make intrest off my money?

Will you date me ?

@redez-ik5xz

4 жыл бұрын

Lmao

Okay. But do I need it? Why or why not

@themortgagenerd

4 жыл бұрын

Jacob Smedley only if you put less than 20% down

@smedlz

4 жыл бұрын

@@themortgagenerd thanks. But if I put 20% down, is there a good reason I should still use it?

@smedlz

4 жыл бұрын

@@themortgagenerd why would I NOT want to use an escrow account

@neciechantei2456

4 жыл бұрын

I deal with escrow at work daily. If it’s not required depending on your loan; I’d recommend being disciplined in paying taxes and insurance if you choose to not be escrowed and be prepared for increasing taxes and insurance financially and you will good. Being escrowed means the servicer will pay the bills whether your escrow is short or not if you get a huge increase in taxes.They will spread the shortage out atleast 12 months to recover 👌🏽