I subscribed as soon as I saw subtitles. It's great to understand your content

Very good explanation, short and precise. Can't believe you covered so many topics within such a short time.

Now no one with basic income can buy house in GTA or anywhere in Ontario.. house market has gone up way up. For middle income or lower income it is not possible to buy a decent condo.

@bobbyjames4300

2 жыл бұрын

You are correct , you need a huge down payment.. big dollars..good luck to all.

Great video guys! Thanks for the perspective!

We can really relate to your video. Thank you very much for sharing. Keep post more videos on life in canada. We are aspiring immigrants and this motivates us.

@CanadianParinday

4 жыл бұрын

Thanks for checking out our video. We will keep making more videos which will be helpful to new immigrants and anyone moving to Canada.

Great information guys! To the point, helpful and well elucidated! Lovely family! Cheers 😊

@CanadianParinday

4 жыл бұрын

Thanks for liking our video. We will making more helpful videos related to life in Canada. Stay tuned!

Informative video! Thank you!

Great content.. thank you for guiding people.. god bless you..

Thankyou so much for the translations , video is so helpful. ❤️ thank you guys

8:10 both buyer and seller realtor get paid from the price you pay for the house . If no realtor is involved the seller would sell the house at a lower price. They factor in both realtors commission when they list their house. Realtors are trained to frame this information differently than what it is.

Congratulations, house tour awaited 😀

@CanadianParinday

4 жыл бұрын

Hi, thank you liking our video. House tour video is on making and will be releasing soon. Thanks for interest!

After watching this video, I feel the pain for arshya ke papa... God bless u all

@CanadianParinday

4 жыл бұрын

Thanks for your wishes!

Very informative video first time found on YT

@CanadianParinday

4 жыл бұрын

Glad it was helpful!

Hi, thank you for the awesome tips you share. Could you make a video on what kind of credit cards we should go with and how to know as a newcomer which bank is giving us the best deals without any hidden costs or interest rates. Thanks in advance!

Great video , so much information

You guys deserve lot more

Intelligent couples. This is also my wish in future. People are renting expensive apartment, some are buying big cars wich never think of having a house on their own. 😊

@almak8785

3 жыл бұрын

I hope pooka from peekaboo learns to not live so expensively.. at least for 2 years only it will save a lot a lot

Beautiful video really appreciate and handful information 👌👍

@CanadianParinday

2 жыл бұрын

Thank you

Very informative ☺️☺️

@CanadianParinday

4 жыл бұрын

Glad it was helpful!

First of all good informative video and congratulations on your new house !!! you have achieve one of the biggest milestone in Canada :). I would like to point out here is the comment you made regarding downpayment of 20% vs CMHC insurance (less thn 20% downpayment) I took that as a negative way as a first time home buyer one should always go for 20% downpayment option. Whereas, CMHC for 5% downpayment is also a good option for the ppl who would like to buy the house but can't have downpayment of 20%. Though CMHC option comes with price but we pay that price for our convinces. The CMHC insurance premium can be build to your mortgage and you can pay as part of your mortgage payment. Though mortgage payment would be high as compare to 20% downpayment. Secondly, ppl who have good or average income and can afford the house BUT don't have downpayment of 20% CMHC is good option. But a point to consider here is CMHC option is given only for first time home buyer. If you are willing to buy another property (for investment) you will not be eligible for CMHC option. I hope that helps. I would appreciate if you can make a video on how to save / budget monthly expenses in order to save for downpayment. One more aspect or point here is one should always keep 2.5% on top of closing cost for budgeting purposes which would cover the moving and unforeseen expenses which you don't know. Thanks

@CanadianParinday

4 жыл бұрын

Hi, thanks for watching our video and leave some valuable comments. What we find that everyone has their own strategy based on their financial status and budget, going for 20% down payment was ours. In our opinion, we would rather go for under budget house with 20% down payment v/s paying CHMC fee for over budget. We also agree that, CHMC is a good option for people with less down payment. But in the end of the day it is personal choice. Thanks for suggestions again.

Good suggestions 🙏

Great information guys . There is lot I learnt from you. Not many have time to educate people and you guys are doing a great job. BTW is there a video tour of your current home?

Beautiful vlog

@CanadianParinday

3 жыл бұрын

Thank you

Good information 👍 keep it up Juber from London

@CanadianParinday

3 жыл бұрын

Thanks and welcome.

Nice and informative video..

@CanadianParinday

4 жыл бұрын

Thanks a lot

Great video I Iike it Just an addition: You can take out upto $35,000 from RRSP not 25,000.

@CanadianParinday

3 жыл бұрын

Hi Adil, you are right. Actually in our times, it was $25,000. Thanks for input for our viewers.

I love your family dear❤️

Thank you so much for all the information. You guys are amazing. Can you please share community and City, where did you buy house?

@CanadianParinday

3 жыл бұрын

We live in a city near Cambridge

Good advice

@CanadianParinday

4 жыл бұрын

Glad you think so!

God bless you and family.

4:17 husband also tries to do lip syncing of wife’s dialogue Lol , btw u guys r wonderful..

@CanadianParinday

3 жыл бұрын

lol...after being with her from so many years, I pretty much know what's going on her mind! #HusbandInstinct

Good one👍

@CanadianParinday

4 жыл бұрын

Thank you! Cheers!

Good information

Do you guys know you make a sweet couple! Thanks for the video

Informative! Loved the videos. Thank you youtube for suggesting! Btw, how can I get in touch you?

@CanadianParinday

3 жыл бұрын

You can find us on Instagram and Facebook

Thanks

Hi, thank you for the great tips. I am moving to canada next year, to a town near vancouver. I am considering an option to buy a house there and then after some time, move to a big city. But are houses in canada sold fast enough? what if my house is not sold when I want to shift to another area...I am worried about this. And is it possible for a person on a work permit to buy a house with 20% doown payment

Dave Ramsey will not agree with the advise to buy a home instead of renting until you are able to pay cash for a home or way more than the 20% most people put down. What most people think is homeownership isn’t ownership what they own is a mortgage to a property owned by a bank for 30 years. It’s an extended lease from the bank that you’re responsible for maintaining

I have seen your video for the first time and i have subscribed you guys. Kindly make videos like life in Canada. Different jobs in canada. Tips for new immigrants as i m a new immigrant. Thank you.

@CanadianParinday

4 жыл бұрын

Thanks for subscribing to our channel. We will be making videos related to various aspects in life in Canada based on our experience.

Excellent.

@CanadianParinday

4 жыл бұрын

Thanks for liking our video.

Hi Can we buy the property on full cash ? do they give a big discount ? or buying in mortgage helps!!!

Also it’s very difficult to find a job in your field when you come to Canada.. no experience , no job.. it’s sad.. many work 2 jobs in the fast food industry to survive here. House prices have sky rocketed..

Thank u dear

We appreciate important and valuable suggestions regarding owning of house on mortgage.

@CanadianParinday

4 жыл бұрын

Thanks for appreciation.

If you are watching this vlog in 2022 .. the numbers have increased substantially on houses prices.. taxes , gas , food .. be very prepared.

Arshya is cute , filipino indian family here.. Team Indialippines

Hello do you need to get a credit report from your resident country , will this be useful in Canada?

Hi Parinday Couple, Just wanna ask is that is it necessary that we have to get a credit card. I mean to say if we don't have credit will it not be much better in terms like less hassle and easy getting loan approval. I hope you get it what I mean by. Thank you, Shutanu

बहुत ही बेहतरीन ❤️♥️

@CanadianParinday

3 жыл бұрын

Dhanyawad🙏🙏

Helpful Video :) But can we buy at the cash or it is necessary to take mortgage loans ? suppose i never came canada but if i wanted to buy a house on cash price. please suggest me what can i do blessings :)

I'm looking for individual vill to buy in Canada Ontario, Missasigua or Alberta... So please help me anyone?

Houses are 650000 average Canada and 15 dollars an hour average. Millions out of work and Canada does not accept University or college from other countries.

Great 👍

Very educative video. Please which province are u guys?

Good to have sub English.

God bless you.

@CanadianParinday

3 жыл бұрын

Thank you😇😊

You should have mention about your home price and how much you have done downpayment like if 20 percent then how much it is ??

@CanadianParinday

4 жыл бұрын

Hi, thanks for checking our video. We are covering this in our upcoming video. Thanks for the interest!

What if the bank declines mortgage on the basis of property, even if you have got pre-approval certificate from bank which is only taking in to consideration your profile only? What would you do, if you have paid the initial deposit and you are stuck with the contract and no lender gives you money!

@CanadianParinday

2 жыл бұрын

It will be rare for all lenders to decline you especially you had pre approval. If all are declining than that property is not worth what you are paying for.

Great information. But I am wondering the benefit of RRSP in regard to down payment. If you have that money say $25k its better to put that towards the downpayment... 🤔🤔 Can you explain that more please..! Thanks

@STARBBOY

2 жыл бұрын

It comes with a catch. You have to repay it back or else it becomes taxable again every year.

God bless you and your family 🙏😇

@CanadianParinday

4 жыл бұрын

Thanks for your wishes!

Rrsp tu wapis daina hoti ha na gouvernement ko tu faida kiya laina ka yah tu aik qarz ha na kiya aisa he ha plz batana gul from brampton 🇨🇦

Please suggest few names of good family neighborhood areas in extended GTA?

@CanadianParinday

4 жыл бұрын

Criteria for good neighborhood may vary based on personal choice. We know some friends lives in Richmond Hill, Milton, Oakville and Mississauga.

Where's the location of your purchase? Hamilton?

How many monthly installments one has to pay after buying the house? 5yrs or 10yrs??

@CanadianParinday

3 жыл бұрын

Regular mortgage are tenured for 25 to 30 years. You can finish it early though!

What about non profit organizations? Can we get help from a non profit construction company?

How you manage drinking water in Ontario ? Bottled Water or Filtered Pipe water .. Please advise

@bobbyjames4300

2 жыл бұрын

Lol

What you guys do for a living ?.

I as a 17 year old always wondered how people with basic pay in India i.e 70k or 80k buy there first house?

Hi. How to buy house . Sin no start 9. ? ONTARIO

What is the price of your house did you buy

One month in Canada and I noticed that the men are always quiet and nodding their heads while the women can't stop yapping, yapping yapping... Sit in a restaurant and observe. I see the same thing happening here. LOL

@CanadianParinday

2 жыл бұрын

Interesting observation

Can you explain what do you mean by basic income?

@tommywong3147

3 жыл бұрын

In Toronto . To qualify a town home requires basic income roughly 180k . If u looking single houses. Roughly 230k annually.

Canada too cold. Australia here I comes.

Waiting for house tour 😍😍 and the type and cost of ur house 🏡

@CanadianParinday

4 жыл бұрын

Hi Goutami. Thanks for visiting our channel. Both videos are already in making. Will be posting soon.

Where is safe n cheap in GTA area ?

Mam one more thing... Are there home based job that housewife can do..??

Madam kine ka da hause mil janda reply me i want to buy hause

Namastey ji 🙏 both of you.

How much % of money will be deducted to government once we decided to sale it?

@CanadianParinday

4 жыл бұрын

CRA will allow the sale of your home to be tax exempt as long as it was your principal place of residence for every year that you owned it.

What's house cost and emi..??

How you manage your child when you both working??

Congratulations and Thanks for sharing this valuable information. Although i cannot understand Hindi i got the gist of this video. Are you guys both employed ?

@CanadianParinday

4 жыл бұрын

Hi Thusira, thanks for checking out this video. Yes, we both are employed. Also, we will be uploading English subtitles of the video within a few days.

Hi ... Thank You ...good knowledge for new comers like us , we are planning to move most probably by next year 2nd quarter as we were supposed to be in Canada by 2020 Dec but due Covid-19 we postpounded don't wanted to tk risk as I have 4yrs old baby girl & market is bit tough for jobs in Canada right now. We also hv plans to buy house in Canada within 2yrs as even we feel instead of paying rent we can pay our house installments. How can we find realtor, I mean where do we search online or in community( Information Center)...do realtors inspect house before buying...plz do reply to my questions...I would be thankful to you. I would rest you to give info regarding how to rent a house before coming to Canada... The best & affordable website...for 2bedroom including utilities... Thank You... Hv a great day & lots of best wishes, love to ur 🤴 Princess...

@CanadianParinday

3 жыл бұрын

Hi Zainab, thank you for stopping by :) and congratulations for the PR..you may refer to our video- "1st two weeks in canada" for finding accommodation or to know what you should be ready for. Hope that helps.

In which area you guys bought your house? Because depending on area, the rates are totally different

Spinning opreter requirement hai

Please provide the web address for registration.

Guys good info but make it interesting. Everyone knows what you are telling. Tell people something useful and not obvious. How to choose a realtor? How to differentiate one realtor from another? What realtors tell you is the information easily available on web. It is not a secret only realtors know. Biggest thing - how to buy a house in multiple offer scenario?

@CanadianParinday

4 жыл бұрын

Hi there, first I would like to thank you for watching our video. Since this is first video of Home Buying Series, it is intended for first time home buyers who knows little or need some motivation to get into the market. We will definitely cover more specific topics based on our experience. Thanks for suggestions.

Cute Couple..!!

@CanadianParinday

3 жыл бұрын

Thank you..

Want to see How a 1 Bedroom Rental apartment in Downtown Toronto looks like? Check out our new video including Rental Tips for newcomers! kzread.info/dash/bejne/lYOGlcaAmtPUZLw.html

Sar Canada ka maintenance job ka Liye website name bataiye

You are good guies 😀😀 subscribed you but what is the average salary for IT employees there.. depends on salary people will save money

@CanadianParinday

4 жыл бұрын

Hi, Thanks for checking our video. An average salary of IT employee vary from 60,000 CAD to 110,000 CAD depending on your specific field. We will be making a video on this topic as well.

Hello can u make video for single girl moving to canada , like searching accommodation, survival jobs, bank account opening and all

@CanadianParinday

3 жыл бұрын

Hey megha, that single strong girl cam be you in our video:) but yeah we'll try to cover that.

@meghanaithani8355

3 жыл бұрын

@@CanadianParinday 👍 hopefully yes

What about a student coming for the first time and wanted to buy a home in canada

@CanadianParinday

4 жыл бұрын

Hi Ankit, you can start by saving whatever you can in a separate account and start with low budget when ready to buy. Deepak came as a student as well.

@ankitaj2687

4 жыл бұрын

@@CanadianParinday Oh okay thankyou so much for the information!!😊

Can we buy house from India when we are coming to Canada on pr

✌✌✌

so thatswhy its possible

Hello Sir I Like Your Video But I Have One Question Can You Please Tell That I Live In New Delhi & I Want To Buy House In Canada What Is Procedure Or Can I elligible To Buy A House In Canada Please Tell

Hi guys, Our next video of Home Buying Series is out on our experience and tips for newcomers on "How to find your budget Home in Canada from any part of the world" is out. Do check it out 👉kzread.info/dash/bejne/f4ajya-QoNjaabw.html. Cheers!

How can i mail you.?

Just an observation, Did you make your husband mug up the lines, coz u were looking at him like a director. lots of love to the both of u. Great video

@CanadianParinday

2 жыл бұрын

Ha..ha..nooo.. it’s natural.. ha..ha