This is one channel I always hit the like button before the video starts. Because I already know the video is a banger.

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰 Awww, thank youuu 🥹

This is the most valuable content I've watched on home buying by immigrants in Canada. Thank you for your honesty. I appreciate you and I'm enlightened.

Nice one 👍 thanks for sharing this vital information with us 👍 we are taking note 📝

Thanks for the video and congratulations on your new home. i will join you there in a couple of years after my NYSC

I love the OTLT content, there’s always something to learn. Well done OTLT 💪🏽💪🏽

@TheOTLoveTrain

Жыл бұрын

Whoop whoop, thank you! 🥰

I love your laugh Dorothy☺️. Thank you for the information guyssss. I will need it one day. Amen!

@TheOTLoveTrain

Жыл бұрын

🙏🏾🙏🏾🙏🏾🙏🏾

We are anticipating the next video 🎉🎉🎉

You guys are doing well shaa! A huge congratulations 🥳 🎊🎉. Here’s to many more blessings and being intentional ❤. Such an amazing achievement and we praise God🙏🏾💝👏🏾🙌🏾

@TheOTLoveTrain

Жыл бұрын

Thank you so much 🤗

Congratulations!!!

Congratulations on your new home guys ! Glad it all worked out for you!

@TheOTLoveTrain

Жыл бұрын

Thanks you 🥰

Thanks for all the information you guys share.

A realtor might be important because from the commission given to realtors here in the US, you can get a percentage like 1% or more and realtors usually receive like 3-5% commission so imagine how much that is. If you don’t use a realtor, that money is lost. Some people don’t use a realtor and they don’t get this money because they don’t know this. You as the buyer is not the person paying the realtor but the seller so there is nothing to lose as a buyer. I recommend using a realtor always even when you have done some part of the work yourself. Don’t leave money on the table. Probably things work differently in Canada

@Beautyfulchild25

Жыл бұрын

Just some clarification for Canada’s housing Market , realtors are an important part of the process for buying homes. In their particular situation, they were working with a builder for a custom home so there is not much need for realtor in their case . If a person is buying an already made home , a realtor is necessary to help find and secure the perfect home that fits the needs of the buyer . I Hope this helps.

@FFTLInspired

Жыл бұрын

@@Beautyfulchild25 I understand. Here in the US, same would still apply when working with a builder on a custom home. It’s totally optional but not using a realtor would be leaving money on the table.

@dlbcnewfoundland3082

Жыл бұрын

@@FFTLInspired it applies in Canada too even when you are building by yourself

@am566-h7m

Жыл бұрын

Also some realtors partner with builders and they are able to gets cheaper rate on new builds.

@themortgagechic_ca

Жыл бұрын

This also applies in Canada 🇨🇦

You guys are amazing!!❤😍

Olu ooh. Lol lol lol. So fun, Congratulations once again!!

i am happy for you guys. keep the basement warm for me. i just got an accommodation in your house.😎

@TheOTLoveTrain

Жыл бұрын

😄

Congratulations guys.

I love you guys see u next year. U are an inspiration ❤️

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

Toyosi, your blue sweaters looks amazing 😘

@TheOTLoveTrain

Жыл бұрын

Thank youu 🥹

love you guys, all loaded and enlightening video .happy couple🥰

@TheOTLoveTrain

Жыл бұрын

Thank youuuuu 😁😁

😂😂😂😂 you guys are just so amazing 😊😊😊 I love you guys like mad. I will relocating to Canada 🇨🇦 next month. Alberta, to be precise. It would be a privilege to see you see you lice. I can't wait. 😊

Congratulations once again💃🏾💃🏾💃🏾 most beautiful couple on KZread,and that’s on PERIOD👌😊😘

@TheOTLoveTrain

Жыл бұрын

😆😆😆😆😆

I lurrrvveee this new couch and the artwork behind, LOVELYYY 🎊😻♥️ Infact, the video in its entirety is so crisp 😻💯 And by the way, is it just me or this video looks like one of your first videos; your Pr story video I guess 🤔 it’s doing me like deja vu😂 Just that it’s a different topic entirely and Dorothy was sitting on the right if I am not mistaken 😆🥰 Thank you so much for sharing these powerful tips with us. God bless you abundantly. I, Folashade Adebayo taps into this blessing from Oluwa 😅🙏🏻🙌 Na real “responsible debtor” 🤣🤣🤣 Congratulations once again my people ♥️

@TheOTLoveTrain

Жыл бұрын

Hahaha, thanks for the love Fola! Ire a kari oo 🥰🥰🥰 Na real DeJaVu loool 😂

These were all very helpful tips 👌

@TheOTLoveTrain

Жыл бұрын

🙏🏾🙏🏾🙏🏾

New sub here. I have now subscribed. Congratulations guys. Super excited for you both. Such an achievement 👏 👌 🙌

@TheOTLoveTrain

Жыл бұрын

Thanks so much! 😊

Thank you for all the information y’all keep passing across❤

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰

I love you guys so much! Role models❤

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

You guys are doing amazing work 👏

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

Congratulations to you guys 💃💃💃

@TheOTLoveTrain

Жыл бұрын

Thank youuuu 🥰

Thanks for sharing!

@TheOTLoveTrain

Жыл бұрын

Thanks for watching!

OT love train I will definitely visit when I land, u both are my dear friends so motivating

@TheOTLoveTrain

Жыл бұрын

🥰

There's always something to learn from you guys. 💗

@TheOTLoveTrain

Жыл бұрын

Aww thanks!

Thanks guys this was informative

@TheOTLoveTrain

Жыл бұрын

Glad it was helpful!

I love you guys❤️❤️❤️

My favorites ❤❤❤❤

The quality of this video 🥹🥹🥹🥹🥹🥹

@TheOTLoveTrain

Жыл бұрын

🥳🥳🥳🥳

GOD BLESS YOU GUYS, THANKS FOR THIS VIDEO

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

Guys I don't leave in Canada but I like you guys manners that's why I will subscribe

@TheOTLoveTrain

Жыл бұрын

Awww thank you soo much 🥰

Congratulations

I love how these new to Canada channel, show me things and I'm born in Canada. I also have a channel I know how hard it is to get the subscribers.

@TheOTLoveTrain

Жыл бұрын

🙏🏾🙏🏾🙏🏾

It's always the bloopers for me!😂

@TheOTLoveTrain

Жыл бұрын

😂😂😂

I would rather use a realtor as they have connections to a wider selection with massive experience. By using a realtor you also transfer the initial stressful process & closing to a realtor & focus on other issues as buying a home or building is a very exciting but stressful process:

@TheOTLoveTrain

Жыл бұрын

That’s okay! Different strokes for different folks like we said 😜

Am happy for you guys hope you guys will help me and my husband to buy a house too

@TheOTLoveTrain

Жыл бұрын

🥰

Yeahhhhhhhh 🎊🎊🎊🎊🎊 Much love from cameroon 🇨🇲

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰

You see the how to save d money ehn without saps sapaing person na the tips I Dey find like this. Thank you for this video guys. Don’t take long to send us the remaining videos o. Trust me to keep asking. Na me yinn o. I don put my original name. Still waiting to jam you guys for road sha in this Calgary. Dorothy looks amazing my the way.

@TheOTLoveTrain

Жыл бұрын

Hahaha, lmaoo so the full name be this? We don register am oo 😂😂😂😂

Exactly, it disturbs my head to know that i owe!

@TheOTLoveTrain

Жыл бұрын

😂😂😂

Liked and saved ❤

@TheOTLoveTrain

Жыл бұрын

🥳🥳🥳

You guys are so funny 😂. Thanks for the info

@TheOTLoveTrain

Жыл бұрын

😃😃😃 Thanks for watching!

“Responsible debtor”😂 Thank you for this!

I'm learning a lot from you guys

@TheOTLoveTrain

Жыл бұрын

Thanks for watching!

love you guys

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

How did you lock in the house?

Awn so interesting ❤

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰

Thank you guys. This video is super educative

Liked and subscribed and will recommend your channel to friends 😂

@TheOTLoveTrain

Жыл бұрын

Awww, you;'re the best! 😂🥰🥰🥰

First to comment, God bless you guys

@TheOTLoveTrain

Жыл бұрын

🔥🔥🔥

Congratulations 🥰

@TheOTLoveTrain

Жыл бұрын

Thanks 💯

Great job guys... I'm a realtor in Nigeria and I'll like to get into U S and Canada Market, hope I can get a builder/Developer to work with ? If you have anyone on your list, kindly link me up pls

Thank you for this video Talking about down payment....after paying the down payment will u live in the house immediately to complete the payment at the said agreement

@TheOTLoveTrain

Жыл бұрын

You’ll need to pay your full down payment before possession 😊

I just subscribed and I'm a Realtor 😭😭😭 . Congratulations 😁😁😁

@TheOTLoveTrain

Жыл бұрын

Hahaha, no mind us jareyyy 😂🥰🥰

Congrats guys! Happy for you both. I just subscribed this morning o! So anytime I have questions, make sure you answer me very well 😁am actually new in calgary so things are bit fuzzy. Thank you for your amazing videos though.😊

@TheOTLoveTrain

Жыл бұрын

Awesome! Thank you! Welcome to Calgary 🥰

Great presentation. Using a Realtor is very important. People should not be dissuaded from using a Realtor, the role of a professional cannot be downplayed. Congratulations on your new home.

@TheOTLoveTrain

Жыл бұрын

Thanks! Different strokes for different folks like we said 😊

Abeg shey you don change camera ni? This new video quality mad gan ooo 😍😍

@TheOTLoveTrain

Жыл бұрын

Same camera o 😂

Wetin be this 😂😂😂 Olus said awww I don wanna go 😂😂😂

@TheOTLoveTrain

Жыл бұрын

😂

Love your banter, kudos guys🤩

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰

Eyin temii🥰

@TheOTLoveTrain

Жыл бұрын

😁😁😁

I Smiled All Through,Y’all Are Interesting 😂

@TheOTLoveTrain

Жыл бұрын

Thanks you soo much 🥰

very informative video. well done guys

@TheOTLoveTrain

Жыл бұрын

Thanks for watching!

Love you babies

Great tips. It's same way here in America... Question: if someone has a good credit and history in America, can they apply that in Canada to buy a property?

@TheOTLoveTrain

Жыл бұрын

I think you should be able to since database is shared and verifiable between both countries but do some research 😉

@kilobravo6726

Жыл бұрын

No. This doesn't work. You need to establish a separate credit history for each country.

Great video. Congratulations on your new home. Using a Realtor is however very important, even with Custom built homes. Realtors understand the technicalities with the building. My Realtors gave us great tips that we wouldn't have known. Also, the builder pays the Realtor, so why not allow them enjoy the benefit, rather than allow the builder walk away with it.

@TheOTLoveTrain

Жыл бұрын

Thanks! We didn't need one so we didn't go out of our way to look for one 😊

Pls can u make a video of how a person with survival job can buy a home

I love this. Thank you guys so much for sharing these information. This so informative for me. God’s blessings to you guys for not being selfish. Bye way you guys now have a new subscriber. This is gold! Please can I have your email or Mortage advisor information.

@TheOTLoveTrain

Жыл бұрын

Thanks for watching! Please send us an email for the contact 🙏🏾 hello@theotlovetrain.com

Nice to see my Juniors progressing. Keep moving on up my dear Brother and Sister. This is what I like. Everyone that I know are very successful in their good lifes. As long as it is for any good purpose in life. All the good life blessings always from our Almighty God. And we give thanks and praise to our Almighty God for the good life blessings. Peace and God bless from the one and only Novell...

@TheOTLoveTrain

Жыл бұрын

🥰🥰🥰

Would you say being a couple and combining funds made it easier as opposed to being a single rider and trying to achieve same feat.

@Flourish_today

Жыл бұрын

Definitely!

@TheOTLoveTrain

Жыл бұрын

Fo Shizzle!

I have subscribed oooooooooo

@TheOTLoveTrain

Жыл бұрын

Hahaha nice oneeee 😝

I’m from tiktok do you have cassava Ewa 😂😂😂 Very big specialty 😂😂

@TheOTLoveTrain

Жыл бұрын

🤣 abeg naaa

Thanks OTLT as always for the meaningful info ❤ So, when exactly can one pay the down payment? Cos you mentioned while they’re building the house, you have the time to start gathering funds. Does it mean down payment can be made while the house is being built?

@TheOTLoveTrain

Жыл бұрын

Yes you can pay while they are building but you usually have to pay like half upfront and the rest can be spread for just a few months (2-4 in my experience). Also please note this is when dealing with a trusted builder who you have visited and researched - beware of spam comments here asking you to reach out 😊

i am moving to calgary… toronto is crazy. see how everything is easy

@TheOTLoveTrain

Жыл бұрын

Hahaha, you are welcome in advance!

Thanks for always guys! Quick question,please. So how do you get information on show homes that are available for viewing , especially for the pre constructed ones. Thanks!

@divadiva684

Жыл бұрын

If you're doing the work by yourself, it means eg you drive by & ask the construction company normally they build show houses at the site & use one of the homes as an office so you will find them at the site, or word of mouth from friends, online research etc but if you're using a realtor they do the work for you, you tell the realtor what you want eg specifically tell them you want a new home or hope to buy a show home ie homes that builders used as model homes but they're selling them as they've completed building in that location.

@TheOTLoveTrain

Жыл бұрын

Yuup you’ll need to shop around if you’re doing the work yourself - like drive around or search for new homes and locations online

Being waiting for d next video on how u achieve it, save , how much like it cost on down payment, can student on survival job do it, pls update us we your loyal subbie, waiting for 4months now

@TheOTLoveTrain

Жыл бұрын

Coming soon 😊

New subscriber

@OMOLARAOBAFEMI

Жыл бұрын

Welcome ❤❤❤❤❤🎉🎉🎉🎉

@TheOTLoveTrain

Жыл бұрын

Welcome aboard 🥰

Hi OT lover, I just discovered your Chanel, I love your video, please can I have the contact for the mortgage advisor please

@TheOTLoveTrain

Жыл бұрын

Thanks! Please send us an email 😊

Where did you find the show homes ?

@TheOTLoveTrain

Жыл бұрын

Look out when you drive around or google 😊

You guys are owing us plenty videos oo Just know that

@TheOTLoveTrain

Жыл бұрын

We go surprise you tomorrow!

Tnks alot for the information, I'm here in Canada as a single mom,pls how possible would it be for me to buy a house. I'm a PSW.thank u.

@TheOTLoveTrain

Жыл бұрын

It’s definitely possible! 💪🏾💪🏾💪🏾

@themortgagechic_ca

Жыл бұрын

It's definitely possible, you definitely get a mortgage advisor...1st step.... I'm happy to help of course!

“To do all these things early “ can only be done when you have money oo😂😂😂

@TheOTLoveTrain

Жыл бұрын

Lmaoo all of una dey capable naa 🥳🥳🥳

😂I have subscribed

@TheOTLoveTrain

Жыл бұрын

🥳

❤️❤️❤️❤️Awwwnnn...see as Una fine😩😩😩

Paid mortgage advisor or provided by the bank?

@TheOTLoveTrain

Жыл бұрын

Not provided by the bank

Ah ah ok fine I have subscribed….

@TheOTLoveTrain

Жыл бұрын

😁😁😁

Olus don start again, which one be 'responsible debtor'?

@TheOTLoveTrain

Жыл бұрын

😃😃😃

❤❤

Please send details of your advisor…thanks

@TheOTLoveTrain

Жыл бұрын

Please send an email

Oya thank me

❤

Can one relocate to Canada through investment like buying a house? Also, which category of visa will be available for such individual. Would appreciate if you can share a rough estimates of the cost one is expected to spend as a middle class person. Thanks in anticipation.

@TheOTLoveTrain

Жыл бұрын

Sorry, you'll need to do your research as we don't have that info!

It’s hilarious to me how many realtors are on here saying you need to use a realtor. You absolutely do not. In fact, you will get a discount on your house because the builder doesn’t have to pay a percentage to the realtor. They don’t want you to know that though 😂😂😂

@TheOTLoveTrain

8 ай бұрын

Wawuuu! This is an eye-opening revelation o! 😂😂😂😂 See how they were now really commenting 🤣🤣🤣

Afi responsible debtor 😂😂😂

5% is not bad o

@TheOTLoveTrain

Жыл бұрын

Rich people talking!!!

responsible debtor! 😂😂😂😂