I appreciate you breaking it down honestly! I will use this with my siblings because they need to get it together lol. I’m down to one cc and my student loans! 💳

@Beautifulmeandyou

Жыл бұрын

🎉🎉 Woo hoo!! ♥️

@vegangambler523

Жыл бұрын

☝🏼

Thank you I was just looking on you tube.. God sent me to your channel.. and now I an ready to get started.. I only have like 8 credits ..but I thank you so much ❤️❤️❤️❤️❤️❤️.. I will be free of debt by the next summer or before..on my way to saving all my retirement.. praying God keep around to start traveling the world.. again thank you... thank you.. and I truly understand what you explained

After getting some money saved up using challenges and stuff. I plan on using this to pay down my student loans. Thank you for fully explaining this method 💳

Thank you so much girl!! I have got to get my stuff back under control. There has been so much happening the past couple of months on top of starting my business. Hopefully my business will continue to grow and I can actually start to see a profit in the end. 💳💳 you help me fond so many new emojis lol

This is the best explanation I've seen so far. You are great at simplifying things

@Beautifulmeandyou

Жыл бұрын

Awww thank you Ricki!! ♥️♥️ Girl the spammers are out on this one. I’m trying to heart and reply before they come back, but I couldn’t skip over your sweet comment! I appreciate it! 😊

Nice, don’t forget to add the finance charges each month, then calculate the new balances

I have this tracker and I had to come back to watch this to remember how to use it. I kept trying to start from the lowest and never could keep track. This makes so much more sense to start from the highest each month to figure out what I have left.

💳!! this video just gave me so much hope. Due to life circumstances I am living off of temporary assistance & I felt defeated. This just empowered me so much!

I'm new 46 y/o empty nester, mom of 2... Thank you for sharing helpful tips, you give me hope 🙆🏾‍♀️

Just to give you all some motivation. I have paid off 13 debts in a year and a half using the snowball method! Thank you so much for this video! Gives me motivation to keep going!

Excellent and clear explaination! I used the snowball effect a couple years ago and got out of debt quick! It was a win for me seeing 1 debt erased, then another, etc.

This video was soooo helpful. My goal for the new year is to manage my money better and get out debt. This seems like a simple way to do this! Can’t wait to get started!

You break it down so well. I will definitely use this. Thank you Celissa! ❤

Hi Celissa! Thank you for all that you have done for us, helping us to budget and get out of debt! Happy Holidays to you and your family!🦃🎄🌲🙏🏼🙏🏼🙏🏼💳

Hey Celissa! I love how you splain everything! Thank you for teaching us ever! You are great 💕

Yes, agreed! 😊 The simplicity of this is exceptional! Since I recently had a Care Credit payment, I rushed to pay that one off since the interest rate was crazy high …like 25%. Although my debt was minimal prior to the pandemic, some business decisions and fertility treatments got me back in the red. If you have good credit, I would try to transfer high interest payments over to a 0% APR offer and pay it off fast. 💨 I did this sine the transfer fee was less than all the interest that I had been paying. Can you do a tutorial on the avalanche method please? I didn’t explain it nearly as well as I’m sure you would. 😅

@601l8dy

Жыл бұрын

Yes please do avalanche method tutorial please!

You broke this down so well!! This is so helpful, thank you❤

Hi Sis! Thank you so much for this tracker!💳 I just started this debt pay off journey last month and I'm hoping this worksheet will help me get organized🤗 Great video!!! Very thorough...I truly appreciate that✨️

I ❤ this concept because it helps manage the debts separately and together. Your explanation of the “how-to” even if there are no additional funds pay down the debt snowball was also helpful. Thank you! 💳

Hi Celissa, I really appreciate this video and how you break down this snowball process. I purchased this work sheet and I'm excited to get it started. Thank you for sharing. Have a nice day 💳. 💜 🌻🤗

My girl !!! You always come thru for us !!! I don’t have much debt but I definitely will be using this in the upcoming year or years to come (if need be) ! 💳

I appreciate this so much because I need to get it poppin with these debts! In the end this is why I started this whole journey ! Need to refocus💳

Thank you for the generous gift of the freebie! 💳 Just ordered the mini budget planner from Amazon too! I just did my first cash stuffing on Saturday so I'm excited to get started and stay on track!

Love this!! So helpful I’ve been trying to do this but honesty I’ve been doing it wrong but now I know and I can fix my mistakes!! Thank you so much!!!💳💳

Wow this the best explanation I've seen!! Imma get started asap to pay off my property taxes, taxations..the shame 🤦🏾‍♀️ but this is such an eye opener to see on paper exactly what needs to get paid off! Thank you so much 🙏🏾❤️💳

I bought your small version savings challenge book and the weekly budget book today! I look forward to trying them out. I’ve been a long time personal finance nerd so I’m super excited to try something new and to change it up a bit !! 😀

Thank you for a great video. You make it very easy to understand and a fun way to keep track of something that is not always fun to track. Your videos are always upbeat and positive. I love your joyful laughter and it always brings a smile to my face. Keep them coming. 🤗

Very well done. Love your method to tackle debt. You have explained it so well that it seems easy to do

I love that you provide freebies! Thank you for all that you do. I am currently using the debt snowball and have one more payment. After this last payment my total debt paid will be over $16,000 in 2 years. 💳

💳 Thank You!!! This was right on time!!! I absolutely love how thorough you are with explaining in your videos

This is very good. I can't wait to try it for the new year

Thank you so much for sharing and for the tracker 🎉

Thank you Celissa! This tracker will be perfect for me to update my debt elimination plan. You are so sweet and keep dropping gems. 💳

Thanks for the tutorial and sharing the template!

Thank you so much for your in-depth knowledge about snow balling effect I've heard a lot of people explain it but, I feel like you have the best explanation and visualization I needed. I downloaded the pdf and thank you from the bottom of my heart for the help I definitely will be checking out your budgeting/expense products I feel like they will help me in the future for sure. The problem I face is all my debts are big and I didn't know where to really start. I have credit cards, loans and lines of credit I'm facing and behind on so much but I feel like this has given me so much confidence and Patience within myself to actually, rip off the band-aid when it comes to being overwhelmed I feel, a bit more relaxed knowing I can change my overall situation. ❤️

Thank you so much! I'm starting this method and this tracker will be so helpful!

💳 This is great. I've already paid off a lot, but I'll definitely use this for the few that I have left. Thank you for your generosity and taking care of us "real ones". Hope you had an amazing birthday!🎂

Hey Celissa! This was a great way to help people. You always look out for the KZread fam. 💳

Thanks so much!! I can’t wait to start this method. 💳💳💳

Just ordered it! It’s exactly what I’ve been looking for. I’ve been watching your videos for a week now and you break it down completely! Thank you so much!

Thank you Celissa. I have been looking for a straight forward method on how to do this and this video is fantastic!! 💳

Thank you so much for breaking down debt snowball method and also giving us a tool that will make it easier and fun for us Visual learners lol. You are the gift that keeps giving💜 very much Appreciate it

I love this it helps when I write things and If I have chart this could help me keep track of where I’m at a lot better

Thank you, Thank you, Thank you!! I am a new watcher (subscriber), and I have binged your channel all night. Thank you for being so real! I am starting my process soon (been unemployed for a long time, and starting at zero) but with your channel and now the snowball tracker I am so much more hopeful.💳💳

I'm so grateful that I found your channel long before I even stared working. God bless and keep doing what you're doing💳

Yaaay! Just purchased a download version! Thank you so much for sharing your content and resources!

This was so awesome Celissa. You definitely helped me revamp my debt attack plan! I’m so sad I’m late to this video 😢 Although the opportunity may have been missed, I appreciate you looking out for the real ones 💳 God bless ❤

Thank you so much for this video! This is gonna help me so much!!! 🎊

So excited to start this in January. Your instructions were perfect.

Thank you so much for the information you have given us. Some of us needed this (me) so much. 💳

Hey Sis! Great Video! 😀👍 I Loved How You Explained Everything Step By Step! 💜 Thanks For Sharing! 🥰

❤ this is awesome I’ve been looking for something like this for sometime! Thank you 🙏! 💳

Thank you so much for the information! I just ordered the hard copy this morning...🙏🏾🙏🏾🙏🏾

Thanks for this great video on debt snowball method and the download 💳 xx

Thank you for this! I’m really trying to pay off debt and this visual tracker is just what I need. Thank you thank you!! 💚 💳

I like seeing numbers on paper like this, it will be so beneficial to me on my debt free Journey 😊

💳 thanks!! I needed this visual so I can see the progress.

Love how you broke down the Debt Snowball Tracker and how you made it so realistic and easy to use. Thank you so much!! 🤗💖

This makes it seem so much easier. I'm a visual learner. Thank you!

I just ordered mine! I can't wait to get it. Glad I found this video and that the product was still available.

Thank you. Good luck

Omg. I need so much help with money management. I’m drowning, and I maximize my debt. Im so happy I found your video. I’m gonna try this. Just order it from Etsy. Can’t wait. Thank you your a blessing 🙏😇🙌🙌🙌

This snowball tracker is amazing thank you!

Thank you Celissa this is awesome😍

You have made it so easy to follow the snowball.

Thank you so much for this wonderful tool 💳 I am so glad I found your channel.

Thank you! You are always giving great explanations! 💳

Thank you so much for the download!!! I think visually seeing everything being paid is going to help me out a whole lot 💳

This was really informative! Love the free pdf and can't wait to start using it!💳

Thank you Celissa, your always so giving and informative. You’re the BEST! I thoroughly enjoyed this play by play and free pdf. Signed a real one… 💳❤

I love this tracker! I cannot wait to get it.

Thank you so much for the time and effort you put into these videos they have truly be helpful. 💳

Celissa you’re a nurse and a teacher so easy the way you explain everything Thank you the freebie will help me a lot

So excited about this tracker! I have been searching for something like this

Thank you so much. I was able to download your tracker. 💳

Thank you so much for the pdf and I really enjoyed the video 😊

💳 can't wait to use this, been looking debt tracker a long time, finally found one that would work for me 🎉💜 thank you so much x

This is very simple and I love it. I enjoyed this video so much ! I have OCD lol I was going crazy when you put in the wrong dates for Dec 😂 I am going to try this method out for sure !

I've never had it explained like this before, thank you so much!!!!! 💳

Love this video and very informational. I have shared it with my friends because we are all trying to get our money back on track. We are trying to get get our credit higher and to save more and spend less. Thanks so much .

Great Video Celissa, thank you for this product will definitely be beneficial to me

Just downloaded my free template. Thank you so much. Can't wait to start on my debt-free journey! 🙏🏾

You are absolutely awesome!! Thank you for always helping us in our budgeting journeys!! 💳

Another great video. I didn't know what the snow ball method was before today. Thank you so much 💳. I'm so ready to be debt free.

Hi Celissa, This was so informative. I always wondered how the debt snowball worked. Thank you!!!

Good morning Celissa! Thank you so much for this video. 🇧🇲 I appreciate all the help you are giving us. 💳 Thank you for the clear explanation of the debt snowball. Very informative. Thank you for your gifted pdf. 🎁 You are a blessing 🙌 🙏 🤗

Thank you.

I will try this out.

Thank you so much! This will be so helpful. 💳

I loved how yo explain it... It's easy this way💜

Thank you for this tracker and explaining how to do the snowball method. You made it seem so simply. Thank you again 💳💳

💳 Thank you so much for the awesome info. You explain everything so simple and efficient. You have a great channel!

This is the best tracker I have seen for the debt snowball!! I missed the freebie but will be heading to your Etsy soon. Tysm for sharing this video. ✌🏼❤️💚🙏🏻😊

You explained all this so well Celissa!! 💚😊💳

Thank you so much!...your compassion to help speak volumes!🥳🥳🥳

I really like this tracker and this video made it so much easier to understand. ❤

Thank you Celissa 💛 my son can really use this! 💳

Love this! This was very informative. Thank you so much for sharing ❤️💳

Oh my goodness!!! I love you so much for this!!! GOD bless you for making it simple for me to understand ❤

This method is wonderful! Thank you for taking the time to do the breakdown. It helps to know if the method is working right. 💳