informative and clean explanation. Excellent

Simple ആയിട്ട് പറഞ്ഞു തന്നു 👍

thank you. i should have known this 10 years ago.

Sir loan prepayment(athayath emi kootti adachal , loan tenure nu munpe adach theerthaal) cheythal nammade Credit score ne ath bathikumo?

Hi sir can you please tell me which Indian pharma company will benefit from covid 19 vaccine development?

Very useful information sir. Thank you 🥰🥰🥰

sir collateral ellata education loan edikan patto 30lak akkum tution fee ellam kudi

Informative and good presentation 💯🤗

Tku sir. Very informative video 👏🏼👏🏼

Sir enikk +2 kazinj velil padikkan pokanam enn und pakshe vastu vech loan eduttirikkukayanu.Appol njan enth chaiyyum

Informative !!!

Sir Single settlement kond use undo? Interest kurayumo, and accumulated amount’nde interest alle ella financial yearilum add aavuka?

Thanks for valuable information

Thankyou sir , very useful your videoo❣️

explained nicely❤

Thanks sir

I take a eduaction loan in2015 BE. Tech. Course but I canot deposite for any amout in the now any construction in the covid time

Sir....njn MBA padikunnathinayi 2,23000 rs loan indian bankil ninnu eduthu 2019 il aanu loan eduthathu...ippo morotorium period kazhinju... repayment till 2024 cheiythittu illaa...bankil vilichu chodhichappol NP aayi ennu paranju ...enik 2024 feb aanu oru cheriya job kittiyathu salary oru 13k ullu...enik loan repayment cheiyan ini 1 lakh rs adachale pattuu ennu bank paranju ennale NP maaru ennu..... Sir my question is ente emi 2800 aanu athu enik ippo thottu adachu thodangaan pattuo...sadarana family background aanu 1 lakh edukan illa athond ini thottu 2800 vechu adakkan pattuoo.. please give reply... please

Hello sir, education loan 10 years edukunnatu ano nallatu or 15 years ano edukunnatu nallatu. Planning to pay INTREST from day "ONE" onwards. Please advise

Sir onn rply tharo pdikina tyml intrst undavlla enoke ketu incom below 3lc anenkil ennoke

Sir moratorium periodil ulla interest calculate avathirikan central govt csis scheme prakaram olla subsidy available alle?.. Up to 4.5lakh family income ullavarkk

@MoneyTalksWithNikhil

2 жыл бұрын

Krithyamayi ariyilla. Bankil check cheyythu nokku

ട്രഷറി സ്ഥിര നിക്ഷേപത്തിനെപ്പറ്റി ഒരു vedio ചെയ്യാമോ

Already loan എടുത്തിരിക്കുന്നു.. but I was not paying interests during my study. So ഇനി അതൊരു ബർഡൻ അവതെ proper ayi handel cheyyammenn പറയാമോ? And time അവുന്നതിന് munne koooduthal amount അടച്ചു close ചെയ്താൽ credit score ന്. എന്തെങ്കിലും drop ഉണ്ടാകുമോ..? Pl reply

Thanks

Thnk u sir

Thank you sir, salute u

@MoneyTalksWithNikhil

4 жыл бұрын

Thanks ❤️

Sir ,Nammal subsidy-kk eligible anenkil subsidy kittumo.Bankil annweshichappol subsidy okke kittan late akum,chilapol kitti ennum varilla athukond padichondirikumbol palisha adakkendi varum ennanu paranjath.. Subisidy kittan ulla enthenkilm margam undo sir? Plz reply 🥺🙏🏻

@dreamzone4509

Жыл бұрын

Please watsapp number

Thank u sir

Sir when analysing both these cases there is actually a difference of compound interest amount only. Only a difference of 35000 after 3 years. So if the student itself can payback after finding a job it should be beneficial for their parents. Why should the parents have to take such a burden?

Ippolum ithu pattumo ,padikana time cheriya oru amount vech adacha nallathu aanu

Thanku

@vtj835

2 жыл бұрын

Hi sir njn uk wor visa kitty peper work nadakkunnu apol ehh education loan pokunnathinu oru thadasamakumoi

Well explained 😊

@MoneyTalksWithNikhil

4 жыл бұрын

Thanks ❤️

Thanks helpful 👍

Sir, loan close cheithu. But loan edkkan vendi kodtha certificates, land tax receipt onnum thannilla. Athellam thirich tharendathalle?

@MoneyTalksWithNikhil

Жыл бұрын

Yes. Collect loan closure letter also

Thaanks

@MoneyTalksWithNikhil

4 жыл бұрын

Welcome

Loan, emi, interest rate ithina kurichum oru video please.. Athikam aalkarkum loan procedure, engana interest accumulate aavum ennathine kurich veliya idea illa

@MoneyTalksWithNikhil

4 жыл бұрын

Vedio cheyyam 😊

@zubia7483

3 жыл бұрын

Enthinaa bro loan?

Sir.. MBBS padikkan loan edkknnathine kurich enthaan abiprayam.. Joli aayitt nammkk elppathil adachu theerkkan pattumo?

@MoneyTalksWithNikhil

2 жыл бұрын

Loan kittum. Joli aayitt adakkam, but pattum enkil athinumunpe kuresse adachu thudanguka

@forme6416

2 жыл бұрын

@@MoneyTalksWithNikhil fresher doctorsn dubai / Abudabi joli kittuo..?

Sir njan CMA US padikkan theerumanichirikkukayaan....ekadesm 1.5 lakh cost varm ...enikk education loan kittuo?

@AsmaPP-ly2zw

2 ай бұрын

Broo kittiyirunno

Sir.education loan taken 2019 study in Germany.one lakh settled in august 2019. Pnne on um adachittilla eni njangalk loan Eugene Ada chu thudangam 2to3 lakh orumich adachal interest vallathum kuranju kittumo SIB I'll niinnanu eduthirikkunnathu

@MoneyTalksWithNikhil

2 жыл бұрын

Yes. Please speak to bank manager for the same

Sir gov provides subsidy for education loan interest..u r wrong...understand more

Sir loan settlement cheyyunna engananu canara bank education loan eduthu 2015 idayk kurqchu adachu but settlement chryyane pattu ini pls help

@iamsudhi

Ай бұрын

Athenthaayi bro ..ente case aayi court il ethi

Interest enthyalum adakanamallo... Athipo moratorium period adachalum... Athu kazhinj adachalum total amount principal +interest same alle 🤔🤔

@MoneyTalksWithNikhil

Жыл бұрын

Principal amount kooduthal adach thudangiyal total interest kurayum

Sir ഞാൻ 4 lakhഎടുത്തു എഡ്യൂക്കേഷൻ ലോൺ Annu muthal kittunathinte interest adakkuvannu Appol emi varumpol 4 lakhnu ethravechu adakendivarum

Good information

@MoneyTalksWithNikhil

Жыл бұрын

Thank you

Njn education loan എടുത്തിട്ടുണ്ട് for 3 years athu പഠിക്കുന്ന കാലത്ത് interest illanu pareyunnund .... Angane loans available ahno?

@abhijithav8425

2 жыл бұрын

Jabir bro angna kitumo njn edukan nokuka anu

Sir ,i want to take education loan from bank of baroda ,but the nearest branch is 12 km from my home,the bank says that ,you should choose your nearest bank ,and no problm which bank it is,all banks are providing same intrest for loan ,but in reality the nearest bank is keral gramin bank which have 13.5 %intrest ,what should i do ?

@MoneyTalksWithNikhil

2 жыл бұрын

Nationalised Bank provide lesser rate of interest

Sir ante milk bsc nursing padikkan 4 lakh loan eduthu oro year aayittaanu cash collegilek adkkunnath..njan aa bankil thalkaalam 3 mnth job cheythirunnu aa timil manager nod palisha adakkunna karyam paranjapole aa sir paranju palisha adannkada palisak sabsidi und annu

@MoneyTalksWithNikhil

7 ай бұрын

Subsidy urappilla, palisa adakkan pattumenkil adach thudanguka. Managerod subsidy karyam urapp allenkil guarantee tharamo ennum check cheyyuka

NeSL എന്താണ്. Paranju തരാമോ

Padikkunna timil interest adachirunnilla after course completion adachu thudangukaayanenkil EMI aayit adakkunnathaano atho oru huge amount kond adakkunnathaano nallath.monthly adakkunnathinekkal enthenkilum benefits undo valya oru amount kond adachaal?

@MoneyTalksWithNikhil

4 жыл бұрын

Loan interest rate nte adisthanathil venam

@althafkp4114

4 жыл бұрын

@@MoneyTalksWithNikhil ഒന്നു വിശദീകരിക്കാമോ

@MoneyTalksWithNikhil

4 жыл бұрын

@@althafkp4114 Please contact me.

@althafkp4114

4 жыл бұрын

@@MoneyTalksWithNikhil sir can i get any contact number pls

I think you forgot to add the interest paid for 36 months..

@MoneyTalksWithNikhil

4 жыл бұрын

I have considered

Njan education loan edukumbo avar paranjath cource kazhinj 1 yr kazhinje interest start cheyolu nnu..ithonum avar parayila.paranjal principal amount add avilalo😢

@nizamnizar6224

6 ай бұрын

Same here 4.8lk is now 6.5lk

@appuz3836

3 ай бұрын

​@@nizamnizar6224ethra yr kainj

Hi

Thank u sir...its vry useful fr me !!!😍

@MoneyTalksWithNikhil

4 жыл бұрын

Happy to hear ❤️

വിദ്യാഭ്യാസ വായ്പ്പാ തിരിച്ചു അടച്ചു കഴിഞ്ഞാൽ നമ്മൾക്ക് ക്ലോസ് ചെയിതു എന്ന് പറഞ്ഞു പ്രൂഫ് വല്ലതും തരുമോ... അത് എത്ര ദിവസം കൊണ്ട് കിട്ടും....

@gokulvm3409

Ай бұрын

Within 2 days nu kittille. Enikk correct ariyilla abt education loan. Pakshe njan housing loan edutharnnh adhinu avar 2 days nu closing proofs thannu.

1.Moratorium periodil loan full ayittu close cheyan pattumo?? 2.principle amountum interestsinte koode moratorium periodil adakan pattumo?

@MoneyTalksWithNikhil

4 жыл бұрын

Yes

@mathewsebin5

4 жыл бұрын

SBI yil angane oru option undo??

@abhijithav8425

2 жыл бұрын

@@MoneyTalksWithNikhil sir income below 3lc ullavark moratotium prdil ulla intrst subsidy kitumenn kettallo ullathanoo???

@MoneyTalksWithNikhil

2 жыл бұрын

@@abhijithav8425 think yes, check with bank. There are subsidiaries

Sir ഞാൻ MBA പഠിക്കാൻ 2019 il ആണ് education loan എടുത്തത്.ഇത് വരെ അടച്ചു തുടങ്ങിയിട്ടില്ല. ഇപ്പോൾമുതൽ EMI ആയിട്ട് അടച്ച് തുടങ്ങിയാൽ interest il എന്തെങ്കിലും മാറ്റം വരുമോ??

@MoneyTalksWithNikhil

11 күн бұрын

mail us to nikhil@talkswithmoney.com we shall guide you!

Pakshe njan loan eduthappol paranjath course kainj 1 yr kazhinje interest start aavollu enna , but u said that interest course thudangubol thanne thudangum enn. Which is correct

@PubgLover-bs6tm

10 ай бұрын

Course thadanfumboye start aavum ennaan thonnunnath

@alfin3658

10 ай бұрын

Course thudangumbam thanne interest add aakum broo

Etta .njan 2017 il education oru 3 lacks eduthirunnu.randu 18 masathe course aayirunnu.padikumbo thanne njan ayachu thudangitunnu.pine course kazhinju natil vannu pine covid ayi adakan sadichilla.ippo ippo notice varikayum bankukar vitil varikayum rood ayi samsarikukayum cheythu.njan aviduthe course kazhinju degree cheythu .ippo pg cheyanu.enitum avaru paranjond njan 4530 rupa adakunnund.ippalum padikunnond kurachude time avarod chothichu tharillannu paranju .mathravum alla oro masavum kuduthal amount avashyapedanu.pg chetan njan relatives aduthinu 4 pavan gold vachirunnu athe bankil.athinu paisha adakan polum avar sammafhikunilla.gold loanileku edukum ennokeya parayunne.ippathe.ippo sonday vido sthalamo illa.vadakakanu thamasikunne.ake oru sister ullath avarude barthavum two month munne marichu.athond avarkum help cheyan patunilla.ese varunna januvari thotu kuduthal amount adakamennu ee 4530 january vare adakamennum paranjitu avar athinonnum sammadhikunila.enda cheya ennu oru pidiyum illa.ithinu endekilum cheyan patumo.

@saranyaraj4060

Жыл бұрын

Contact any advocate

@gokulvm3409

Ай бұрын

Bro interest kuranja Vella personal loan eduth close chey bro. I don't know much about it still 11 to 13 percentage varum personal loan nu. Aa bank nte loan close chey. And edhengilum advocate nu kaanu.

@gokulvm3409

Ай бұрын

Edharnnu bank?

സർ, എഡ്യൂക്കേഷൻ ഫീ 30 ലക്ഷം വരുന്നുണ്ട്. ഇത്ര എമൗണ്ട് പാസ്സായാലും നമ്മൾ 26 ലക്ഷമേ എടുക്കുന്നുള്ളൂ എങ്കിൽ interest കാൽകുലേഷൻ എങ്ങിനെയായിരിക്കും?????

@MoneyTalksWithNikhil

Жыл бұрын

For 26Lakh

@Man_46

7 ай бұрын

ഹലോ ബ്രോ എനിക്ക് ഈ കാര്യത്തിൽ ഒരു സംശയമുണ്ട്. ഉദാഹരണം ഇപ്പോൾ 25 ലക്ഷം രൂപ 10% പലിശ നിരക്കിൽ 15 വർഷത്തേക്ക് എടുത്തു എന്ന് കരുതുക. പഠിക്കുന്ന 2 വർഷവും അത് കഴിഞ്ഞുള്ള ഒരു വർഷവും സഹിതം മൊത്തം 3 വർഷമാണ് മോറാട്ടോറിയം പിരീഡ് എന്നും കരുതുക. നിലവിൽ പലിശ ഒന്നും ആ 3 വർഷം അടയ്ക്കാതെ ഇരുന്നു എന്നും കരുതുക. അപ്പോൾ ലോൺ എടുത്ത ആദ്യത്തെ വർഷത്തെ പലിശ ആയ രണ്ടര ലക്ഷം രൂപ നമ്മുടെ പ്രിൻസിപ്പൽ തുക ആയ 25 ലക്ഷത്തിന്റെ കൂടെ ചേരുകയും അത് 27,50,000 രൂപ ആവുകയും ചെയ്യില്ലേ? ഇനി അടുത്ത വർഷം വീണ്ടും 27,50,000 ന് അല്ലേ പലിശ വരുന്നത്? അതായത് 2750000 രൂപക്ക് 275000 പലിശ വരികയും വീണ്ടും പ്രിൻസിപ്പൽ തുകയിലേക്ക് ചേരുകയും അല്ലേ ചെയ്യുന്നത്. അങ്ങനെ മൊറൊട്ടോറിയം തീരുമ്പോൾ 3 വർഷത്തേക്ക് പലിശ അടക്കം പ്രിൻസിപ്പൽ തുക 33,27500 രൂപ ആവുകയും തുടർന്ന് EMI തുടങ്ങുന്നത് ആ 33,27500 രൂപക്ക് അല്ലേ. അതിന്റെ മുതലും പലിശയും അല്ലേ നമ്മൾ 15 വർഷം വരെ അടയ്‌ക്കേണ്ടത്. ഇനി നമുക്ക് EMI പീരീഡിൽ എപ്പോൾ വേണമെങ്കിലും കൂടുതൽ തുക അടച്ച് ലോൺ പെട്ടെന്ന് തീർക്കാൻ കഴിയുമോ? അതായത് EMI തുടങ്ങി ഓരോ മാസവും 1,50000 രൂപ വെച്ച് അടച്ചാൽ ഒരു വർഷം 1800000 രൂപ ആകും. അതിൽ ആ വർഷത്തെ പലിശ കിഴിച്ചാൽ 14 അര ലക്ഷം മുതലിൽ അടക്കാൻ കഴിയുമോ. അങ്ങനെ നമ്മൾ അടച്ചു പോയാൽ ചുരുങ്ങിയത് രണ്ടര വർഷം കൊണ്ട് നമുക്ക് ലോൺ തീർക്കാൻ കഴിയില്ലേ? പ്രസ്തുത ലോണിന്റെ പലിശ മുതൽ കുറയുമ്പോൾ അതിനൊപ്പം അതിന്റെ പലിശയും കുറയുന്നുണ്ട് പക്ഷേ ഉദാഹരണം പറയുന്നതിനാൽ ആണ് ആ കണക്ക് ഒഴിവാക്കിയത്. 15 വർഷത്തേക്ക് ബാങ്ക് തരുന്ന ലോൺ നമ്മൾ 2.5 വർഷം കൊണ്ട് അടച്ചു തീർക്കാൻ ബാങ്ക് സമ്മതിക്കുമോ? അല്ലാത്ത പക്ഷം 25 ലക്ഷം നമ്മൾ 15 വർഷം കൊണ്ട് അടച്ചു തീർക്കുവാണെങ്കിൽ കുറഞ്ഞത് ഒരു 75 ലക്ഷം എങ്കിലും നമ്മൾ മൊത്തം അടക്കേണ്ടി വരും. ഇനി ഇപ്പോൾ രണ്ടര വർഷം കൊണ്ട് അടച്ചു തീർക്കുവാണേൽ ബാക്കിയുള്ള വര്ഷങ്ങളുടെ പലിശ കൂടി നമ്മൾ നടക്കണോ? ഇതൊക്കെയാണ് എന്റെ സംശയം.

Entte aniyan ukrin നിൽ പഠിക്കാൻ പോയ്യി. പക്ഷേ യുദ്ധം ആയതുകൊണ്ട്. അവൻ തിരുച്ചു പൊന്നു. ഏകദേശം 9 ലക്ഷം ചിലവായി. എഡ്യൂക്കേഷൻ ലോണിൽ ഇൻഷുറൻസ് കവറേജ് ഉണ്ടാകില്ലേ അത് വെച്ചു ക്ലെയിം ചെയ്യാൻ പറ്റുമോ

@MoneyTalksWithNikhil

Жыл бұрын

Ith sadhikkilla ennanu thonnunnath. Please check with bank and insurance company

Sir, loan Repayment de karyathil doubt und, whatsapp il message ayachotte??

@MoneyTalksWithNikhil

Жыл бұрын

Yes

Sir what is morotorium period. We took 2.5 lakhs edu. Loanfor our daughter of 4 year course. After 4 months course will complete. We didn't pay the interest yet. When we should start the payment? How much should be the emi. Our bank is canara bank

@MoneyTalksWithNikhil

Жыл бұрын

It's better to start paying now itself.please check with your bank for the amount to pay

i believe that there is an interest subsidy provided by the central government during the moratorium period

@MOHAMMEDSHALIK

3 жыл бұрын

Yes it's the CSIS Scheme. But what is the actual subsidy amount that get credited and when?

@soorajkumar7459

2 жыл бұрын

@@MOHAMMEDSHALIK About 90-95% of interest of moratorium period

@abhijithav8425

2 жыл бұрын

Sir padikina durationil intrst undavilla ennu kettalo?

@alanbiju5650

Жыл бұрын

Enik pala thavana ayit amount CSIS il ninn sanction ayitund pakshe bank aa amnt credit akkunilla loan accountilot

Sir, I studied course with 3.4lac for 4yrs 2012-2016....after one year upto 2017 I had supplementary exam (no job no salary no repay). 2017 I got pg scholarship of 12400/month studying outside Kerala (so fee and expense paid still no loan repay). 2019 oct I got salary 15k (1.9 lac) in an MNC as a fresher (12k take home, outside Kerala, lot of expense, but i was patient for getting experience because im fresher). Now after one and half year this month I got a job of 4.5lpa.now work from home.. Now I have total of 5.6 lac loan from 3.4 initial... Now I'm getting 37500 salary... How can I repay 5.6 lac from this salary very quickly?.... My father is a vegetable seller and middle class family I need a financial advice.... Ur help.. 2012-2021 no financial knowledge... Now after ur video couple of month I am learning and applying knowledge. 🙏Please help I want to become a scientists. But due to loan iam fearful to go for PhD... After PhD also financial freedom is a question mark

@MOHAMMEDSHALIK

3 жыл бұрын

Pay an amount more than EMI Constantly. So that you can deduct a small portion of Principal amount from intrest and ofcourse some intrest amount via Additional repayment. NB : I'm not a financial expert. Bt I get to know it's the best way to close the loan sooner.

@alisonvlogs619

3 жыл бұрын

@@MOHAMMEDSHALIK 2 days before I paid around 2lakh by selling gold... Also started a scheme for buying new gold... Money is now 3,60,000 from 5,60,000...also planning to sell more gold and repay soon...

@alisonvlogs619

Жыл бұрын

Before 9 month I moved to Dubai and cleared all loan

@milliebobbybrown3267

Жыл бұрын

@@alisonvlogs619 Good to hear...🙏

@muhammedahnasap

Жыл бұрын

How can i contact you?

I have an education loan can i change it to agricultural loan

@MoneyTalksWithNikhil

Жыл бұрын

You can take an agri loan and close education loan

Interest yearly aano adakkuka

@MoneyTalksWithNikhil

2 жыл бұрын

Monthly

Loan closing cheyyumbol nthenkilum processing charge kodukkano

@MoneyTalksWithNikhil

Жыл бұрын

Depends on the loan, please check terms and conditions on the agreement

@btechbro232

Жыл бұрын

@@MoneyTalksWithNikhil education loan anu sir

marker ink nannayit kazhuki kalyanam

Ith neratte arinjarunnenkil... 300000 loan eduthu. Ippo ath 400000+ aayi. Engane adach theerkkuvo. Sir if you have any idea, share with me.

@sharonpaulson31

2 жыл бұрын

Vela pannikum podei

@Goodthoughts4life

Жыл бұрын

Enth padikan arnu loan aduthe ethrem amount? And loan adachu theertho?

Thanks sir good information

@MoneyTalksWithNikhil

4 жыл бұрын

Welcome 😊

I took loan in 2012 emi started

Agricultural loan student loan better

I took a 35Lakh education loan, intrest epole adachu pokune thanne ano nallath or better returns kittuna funds ill aa palisha amount invest cheyune akumo better. ? Like equity, mutual funds etc.?

@MoneyTalksWithNikhil

Жыл бұрын

Ipole adach thudanguka, also start SIP and pay from this later

@Goodthoughts4life

Жыл бұрын

@@MoneyTalksWithNikhil thanks for the reply sir ❤️

Sir ente chettanu 2005 loan eduthu.. 2 lakh 2 year kondu eduthu.. But athinu sesham mental pbm aayi.. Uppam 10 lakh adakkanam nnu parayunnu.. Oru vazhium illa sir adakkan reliance nnu legal notice vannu.. What to do sir pls reply

@dily-dos4818

Жыл бұрын

Loan adakathirnitano

@Ammussanisha

Жыл бұрын

@@dily-dos4818 haam.. Adakkaan nirvaaham illa

@nimmi2465

8 ай бұрын

​@@Ammussanishaningal enthanu cheythath

@iamsudhi

Ай бұрын

Athenthaayi bro ?

Nan education loan edutha amount 4 lakhs aanu. 4 year course aayirunnu.Nan joli kittiyathinnu sesamannu loan close cheyan pokunath. Epo amount 4,50,000 aayi. Monthly 6500 pay cheyan paraju. Ee loan engane fast aayi close cheyam

@MoneyTalksWithNikhil

Ай бұрын

Please let us in detail and write us to nikhil@talkswithmoney.com

@MoneyTalksWithNikhil

Ай бұрын

Extra amount adakkuka, emi koodathe

I take loan amount nearly 4 lakh to study engineering in 2014-2018. I started to pay it from 2020 as i get a job. At first i payed around 35000 by using my savings.then I continued paying 5000 each month.but as per bank i need to pay 9000 per month.now i have more than 3 and half lakh to pay. How can i close my loan easily? Is it possible with my small salary package?

@MoneyTalksWithNikhil

3 жыл бұрын

Speak to the manager for this. Request for a reduction or subsidy

@MOHAMMEDSHALIK

3 жыл бұрын

Did you contacted the Bank Manager? What is the attitude from the bank towards you ?

@vishnuraj2127

2 жыл бұрын

Bro njnum same year engineering padikkan vendi loan eduthirunnu,job ethuvare sett ayittilla njn loan adakkan tudagittilla endhengilum prblm avumo

@arunp4764

2 жыл бұрын

@@MOHAMMEDSHALIK They just need their money.

@arunp4764

2 жыл бұрын

@@vishnuraj2127 Dont know bro. Hope for the good.

Hi, I have taken 27 lakh education loan for UK MS and paying interest every month. I am still studying so the moratorium period is ongoing. In what manner should I pay off the EMI once the moratorium period cools off?

@sou3451

20 күн бұрын

may I know how much is the emi. Im also going to take same amount

@MoneyTalksWithNikhil

18 күн бұрын

Call us at 8089074445 or mail us at care@pentad.in

Sir,is 13.5%intrest large for education loan? When comparing all banks?

@MoneyTalksWithNikhil

2 жыл бұрын

Yes

@prajith7639

2 жыл бұрын

@@MoneyTalksWithNikhil Which bank is better for a low intrest rate? In kerala?

@MoneyTalksWithNikhil

2 жыл бұрын

@@prajith7639 please check with nationalised bank

Sir, 5L education loan eduthu, 3 yr EmI adachu, eppo NP aayi, Interest 14% aayi, settlement cheyunnathano nallath, atho EMI continue cheyyano

@MoneyTalksWithNikhil

2 жыл бұрын

Settlement pattumenkil ath cheyyuka

@aquaman8029

2 жыл бұрын

@Athulya Athu initially 12%, eppo 14%

@twinklingstar4972

Жыл бұрын

@@aquaman8029 for which course did you take the loan

Interst monthly ano adykndeth ?

@MoneyTalksWithNikhil

4 жыл бұрын

EMI mode thane adachal mathiyakum

സ്വാശ്രയ കോളജിൽ പഠിക്കുന്നതിന് ലോൺ ലഭിക്കുമോ

@MoneyTalksWithNikhil

2 жыл бұрын

Please check with a bank

Sir padikina durationl intrst undavum🙏

Gold loan eduth education loan close cheyuuanth nala idea anno???

@MoneyTalksWithNikhil

Жыл бұрын

Yes. Pariganikkam

സാർ പഠിക്കുന്ന കാലത്തെ പലിശ സബ്സിഡിയായി കിട്ടും എന്ന് പറയുന്നത് ശരിയാണോ

@MoneyTalksWithNikhil

2 жыл бұрын

Government or bank theerumanichal mathram

@musthaffirhassan9508

2 жыл бұрын

എനിക്ക് കിട്ടിയിരുന്നു

@fousiyagafoor41

Жыл бұрын

@@musthaffirhassan9508 ethu bank ayirunnu

@naznanassar7264

9 ай бұрын

​@@musthaffirhassan9508 which bank

Sir 4 lakhs nu interest ethra varum

@MoneyTalksWithNikhil

11 ай бұрын

Please check with the bank

സർ ഞാൻ 2006-2010 കാലത്തു 2.75 ലക്ഷം നഴ്സിങ് പഠിക്കാൻ ആയി ലോൺ എടുത്തു. പിന്നീട് 53ആയിരം തിരിച്ചു അടച്ചു. പിന്നീട് സാഹചര്യം മൂലം തിരിച്ചു അടയ്ക്കാൻ കഴിഞ്ഞില്ല. കഴിഞ്ഞ ദിവസം ഫുൾ അടച്ചു തീർക്കാൻ ചെന്നപ്പോൾ പറയുന്നത് 11 ലക്ഷം തിരിച്ചു അടയ്ക്കണം എന്നാണ്.. ഇത് ഇനി കുറയ്ക്കാൻ എന്തേലും വഴിയുണ്ടോ? എന്നേ ഒന്നു സഹായിക്കുവോ?? ഇത്രേം വലിയൊരു തുക അടയ്ക്കാൻ ഒരു നിർവാഹവും ഇല്ല😥

@twinklingstar4972

Жыл бұрын

Athenthu patti adakkathirunne. Job kittiyille abroad pokanonnum try cheythillayirunno

@twinklingstar4972

Жыл бұрын

Ethu bank aanu? Reply tharane

@Mk12157

Жыл бұрын

@@twinklingstar4972 SBI.. അവർ പറയുന്നത് വിദ്യാഭാസ ലോൺ റിലയൻസ് ഏറ്റെടുത്തു.. അതുകൊണ്ട് റിലയൻസ് പറയുന്ന പൈസ അടക്കണം,എന്തേലും സംസാരിക്കാൻ ഉണ്ടേൽ അവരോട് നേരിട്ട് സംസാരിക്കാൻ ആണ്.. അവരുടെ ഓഫീസ് ആണെങ്കിൽ മുംബൈ യിലും ഭാഷ ഹിന്ദി യും,😥😥

@twinklingstar4972

Жыл бұрын

@@Mk12157 job kittiyille iyalkku

@twinklingstar4972

Жыл бұрын

@@Mk12157 job illanjittano adakkan pattathe. Appo abroad okke pokan try cheyyathathu enthanu

Sir njan 2015 I'll SBI I'll ninnu eduthu 4 akhs but epol athu 6 lakh ayi kainnju , simple interest ittit ind eduthu muthal annu njan adachilla athu idum enn I was not aware course kainjit adacha mathy en karuthi but epol burden ayi .. subsidy kittumoo sir

@MoneyTalksWithNikhil

3 жыл бұрын

Bank managerod samsarich nokkuka

Sir njn BBA LOGISTICS padikan 3,50,000 aduthu. 2017 - 2020 batch, till am not paid any amount back. So am planning to repay the amount. How should I pay the amount.

@MoneyTalksWithNikhil

2 жыл бұрын

Please contact the bank and request for closure and settlement

@AghilSharmil

10 ай бұрын

Nanum ippo BBA logistics aan eduthath loan edukkan plan und.bba supply kittiyaal namak job kitto oru 15k oke salary undel etre adakkandi verum

Education is business...

@MoneyTalksWithNikhil

4 жыл бұрын

😊

Hello sir, I took loan in 2012 , and i payed almost money, I got govt subsidise. Now I have only pending Rs 4 (only 4 ), I ask them (bank authorities) to close my loan, they are not ready to close my loan and told me that they not receive last subsidise from govt. What can l do for that ??? If I need to close iwant to pay 30,000 it is true or not plz help me sir

@MoneyTalksWithNikhil

2 жыл бұрын

Please speak to manager and request for the complete statement

@sharonpaulson31

2 жыл бұрын

Just close it and remove burden

padikunna time lu students nu interest adakan pattilla, parents adakendi varum

@anaswaradevarajan5844

2 жыл бұрын

Nope agane alla...govt subsidy und..if u apply for it..u will get 70% of your total interest until u get a job..if u r doing btech u will get ur 70% subsidy of 5 yr interest.

@darkman5203

Жыл бұрын

​@@anaswaradevarajan5844 Hi Mam could you please let me know how can i apply for that

@anaswaradevarajan5844

Жыл бұрын

@@darkman5203 just enquire with your nearest bank about the government education loan interest subsidy scheme.

Sir ippo 20 lakh loan edukuvanel അവസാനം ഇത്ര രൂപ തിരിച്ച് അടകേണ്ടി വരും

@MoneyTalksWithNikhil

2 жыл бұрын

Please check with the bank

Sir numbr onn tharoo

@MoneyTalksWithNikhil

2 жыл бұрын

95673 37788

Sir... Byke ലോൺ സംബന്ധിച്ച കംപ്ലയിന്റ് എവിടെ നൽകണം... മോറാട്ടോറിയം interest ആണ് പ്രോബ്ലം

@MoneyTalksWithNikhil

Жыл бұрын

Bankil samsarich nokkuka, saryayillenkil, Banking ombudsman aduth complaint kodukkam