Updates to my financial life!

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I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
/ thelifeandnumbers
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Disclaimer: I don't have any formal financial background or training. I'm just someone who wished someone had taught me about finances when I was younger and I want to share what I've learned along the way. 😊
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Пікірлер: 42

  • @melaniesmith1928
    @melaniesmith19289 ай бұрын

    Welcome back! I agree that cutting back only goes so far. We have to increase the other side of the equation, income.

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    Thank you! Yeah at some point, we gotta make more money 💵

  • @danyelbowens25
    @danyelbowens259 ай бұрын

    Lawd 2000 in rent? That's crazy. But you got this Monie!!! 💪🏾💪🏾💪🏾

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    Yes, $2184 to be exact 😭😢! Thank you, I’m trying!

  • @valenciacaroline3068
    @valenciacaroline30688 ай бұрын

    This is so helpful and relatable. I did not mind renting because im not in a rush to deal with homeownership. But the way they up prices every year at these basic apts... it just doesnt make sense to keep renting.

  • @lifeandnumbers

    @lifeandnumbers

    7 ай бұрын

    I feel the same way. my rent up like $400 dollars this year which is insane. i'm trying to make this my last year as a renter

  • @ashleygesty7671
    @ashleygesty767110 ай бұрын

    And jobs have the audacity to give 2% cost of living increase (if you're lucky), the math is not mathing!! Love the lipstick shade

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    It ain't adding up at all!! And thank you!

  • @MHintonEli
    @MHintonEli10 ай бұрын

    My heart truly hurts for this generation who are trying to just afford a simple apartment or purchase their first home … my husband and I make good money together and if we had to pay that rent amount it would alter our lifestyle completely. Crossing fingers that things turn around in a couple years for this economy 🤞🏻 It was good to see you Poo back up on my IG again and I’d love to hear about your journey through this process!

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    Yes that’s something I talk about with my parents a lot, how things have changed. I haven’t even told my grandparents how much my rent is because it would blow their minds 😂. I’m currently saving, looking into buying smaller properties and hoping interest rates come down by this time next year. Thanks for watching!

  • @summerjoy247
    @summerjoy24710 ай бұрын

    Perfect example of the state of our economy 😩 everything is going up except salaries. You look great btw! 😊

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Right! 🙄 Thank you!! 😊

  • @alexgandy6149
    @alexgandy61499 ай бұрын

    Book Club review would be awesome

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    coming soon! 😎

  • @TheHarrisFour
    @TheHarrisFour10 ай бұрын

    That's a nice feature to your apartment but sheesh. Would have been nice if they gave the option to opt in or out

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    I know! I've been complaining to my friends and family for months about it lol

  • @geanc3503
    @geanc350310 ай бұрын

    Welcome Back. Glad to see you back on my timeline. Hope to see more videos from you soon.

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Thank you! Glad to be back! 😊

  • @nikkiep23
    @nikkiep2310 ай бұрын

    Yeah l live in a smart apartment. My rent is definitely more than my mortgage was before l sold it and moved across state. I've been in my apartment for a little over a year. I was able to negotiate my rent last year so my rent didnt go up this year but its still too much. I'm looking now to find a less expensive place. Yes l've been stressing too eventhough l do well financially, everything is expensive and l don't plan on buying again anytime soon.

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    It is absolutely crazy what people charge for rent!! Glad to know I'm not the only one with financial anxiety lol!

  • @enishasmith
    @enishasmith10 ай бұрын

    I need to redraft my budget sis because yea...student loans are starting back up in a few days =/ sucks!!

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Yes and they've already started accruing interest again! 😩😩

  • @arainaweemes6234
    @arainaweemes623410 ай бұрын

    👍🏾

  • @vjord4441
    @vjord444110 ай бұрын

    Love this… I bought last year, super small .. honestly the prices with what my mortgage is and rent balances out ( I would be paying same ) taxes are going up and insurance too.. plus interest rate. The snow ball effect was super helpful in saving! Would love to hear about books. Thanks for sharing

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Congrats on being able to buy! Right for what I'd ideally want, a mortgage would be higher than rent. Which is why I gotta get creative about with how to be a homeowner 😂. Glad to hear it about the books, I'll start thinking of what to share!

  • @TheMichelex20
    @TheMichelex2010 ай бұрын

    Girl I’m the same boat down to the renewal date. You are correct about the current state of rent all over the United States. I’m in a 1 bedroom (supposed luxury) that is going up to $2185. So I decided to move. Rents are declining some in the Atlanta area. I found a beautiful apt in an area that I love. My rent is $1544. I don’t want to move bc I love my current apt. But I’m definitely getting a good deal and can’t beat the price and area.

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Wow, over $2,100 for a 1 bedroom?!? You definitely made the right financial decision to move!

  • @artofnia
    @artofnia10 ай бұрын

    Welcome back & great video! Sorry to hear about your increase in rent 😕 Have you thought about house hacking with a family member when you buy a home? Also research assumable mortgages and seller financing which can potentially help you get a lower mortgage rate instead of traditional bank mortgages

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    For my mental health I don’t think living with a family member would work 🫠😂. But I have that about a duplex! Never heard of assurance mortgages I’ll look that up, thank you!

  • @artofnia

    @artofnia

    9 ай бұрын

    @lifeandnumbers hahaha yup! I feel you on the mental health part lol & yw!

  • @dominiquei3800
    @dominiquei380010 ай бұрын

    Btw... you look great! ❤

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Thank you so much!! 😁

  • @pixie3013
    @pixie301310 ай бұрын

    Yes, I would love for you to share about the books that you have been reading! Yes, these rent increases are out of control. I am looking into a tiny house because I want to own. The downside is it is hard to find a place to put a tiny house, if you do not own land. Recently, I had a situation where I was forced to give up my apartment and had to move in with family and I am ready to get out. The downside is the rent is too high for my salary. I would be interested in hearing your ideas for making more income, too. 🙂.

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    I was thinking about a tiny home too! Then like you said the issue is finding land. You either buy land or rent it, like at a RV park. Buying land may be too expensive though, you’d have to find the right situation where the numbers make sense. I hope your living situation changes soon and you’re able to get a place of your own!

  • @kimberlystokes663
    @kimberlystokes66310 ай бұрын

    My renewal lease is up on October 1st, also with a rent increase. Would love to hear about the financial books your reading. I love the color of your lipstick! Do you mind sharing the brand name and color?

  • @lifeandnumbers

    @lifeandnumbers

    9 ай бұрын

    We’re in the same boat 😩! Thank you! I use Juvia’s place in the color Nile and the lip liner is NYX in the color total baller

  • @kimberlystokes663

    @kimberlystokes663

    9 ай бұрын

    Thank you!@@lifeandnumbers

  • @danielgonzalo5059
    @danielgonzalo50599 ай бұрын

    Promo>SM

  • @JustOnePageAway
    @JustOnePageAway10 ай бұрын

    Yes to the book reviews and So looking forward to the return of your budget videos and seeing how your trim. I feel you girlie, rent is crazyyy everywhere now, such a shame. 🫤 I feel like homeownership slips farther away from my grip year after year.

  • @lifeandnumbers

    @lifeandnumbers

    10 ай бұрын

    Same! It literally feels like every year the goal gets further away 😩. And book reviews coming soon!