Are MR points same for all cards and can we use them together?

Does spends on jewellery also give reward ponits? I spend around 70k per month on jewellery plan. Which is the best card if I plan to spend 70k per month on jewellery plan? My income is 10lpa

Which charge card or credit card is best rewarding for education and insurance payment?

Hi Niraj I have spending of around 1 lac in a month in electricity payment (used commercially), could you suggest a good credit card, from which i can get maximum benefits, thanks!

@dugarniraj

Ай бұрын

HDFC biz black

Hi Niraj. I am planning to do a home downpayment either using Amex MRCC or Plat. The payment will be made to a developer company I think it will be categorised as rent, I'm not sure. But i believe we'll still get points. Do you know what is the service charge for rent payment?

@dugarniraj

Ай бұрын

Not really most cards don’t give reward for rent. Couple of them do

The milestone benefit on spending 20k per month with MRCC seems to be an 'Enrollment' based benefit . Any hitches there ? Is everyone eligible ? Pls guide.

@dugarniraj

Ай бұрын

You need to enrol. iforms.americanexpress.com/iFormsSecure/un/iforms.do?cuid=enrollment_en_IN&evtsrc=link&evttype=0&campaignId=Spend%20Linked%201000%20MR%20Points%20on%20Membership%20Rewards%20Credit%20Card&TermsCondition=www.americanexpress.com/content/dam/amex/in/benefits/MRCC_Benefit_Terms_conditions.pdf

@prethamprabakaran6489

Ай бұрын

@@dugarniraj Thanks for the prompt response . Yes , got aware of that . Just wanted to check if there are any hitches there or if everyone who applies will be accepted with the enrolment ? Thank you.

Pls share referral link for gold charge card (not platinum travel card)

@dugarniraj

Ай бұрын

americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS Open this, go back and select gold

Hi Niraj, Please tell 2-3 best cards for utility bill payments (don't think I am eligible for biz black) please suggest some names , need to apply at the earliest.

@dugarniraj

Ай бұрын

Hi you need to set up a paid for specific suggestions. You can see the videos and make an informed decision.

@sachins260

2 күн бұрын

Axis Airtel..

Need gold referal link

@amansingh7633

Ай бұрын

​@@AmitPandey-hs1olthanks

@AmanSingh-bb2lo

Ай бұрын

​@@AmitPandey-hs1olthanks

Bro .. 4 minutes video .. stay till the end 😂.. this new generation of ours don’t have an attention span that u must request us to stay for 4 mins 😂

@dugarniraj

2 ай бұрын

Well said. Whats more worrying here? The lack of attention span or the length of my video?

Can you give a new referral link? It shows that it has expired

@dugarniraj

Ай бұрын

americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS

Hi, I had applied for a gold charge card (wanted to capitalize on fuel spend points) last month but was rejected for some unknown reason which even the customer execs were unable to clearly convey - eventually they said it was a tech issue. Has this happened with anyone else? I was then told to reapply after 6 months - is this the usual criteria or I could try my luck with an application now? Thanks

@dugarniraj

Ай бұрын

You can try again.

@surajpanwar9835

Ай бұрын

apply after 1 month of rejection mail you got...

Can you provide mrcc referal link

@dugarniraj

7 сағат бұрын

americanexpress.com/en-in/referral/gold?ref=pRASHKUKd3&XLINK=MYCP

You should show details side by side, it gets a little confusing and is there anything like i heard amex card aren't accepted everywhere 😕

@dugarniraj

Ай бұрын

1. I am looking for an editor who can do that for me - do you know someone who can do it an affordable price because the KZread channel barely makes money for me 2. I have 6 amex cards so clearly its being acceptable in India

@merimuskan1225

Ай бұрын

How did you get 6 amex cards ? I have 3 cards & unable to get the 4th one . Need some insights, love to know th hack

Hey there! Greetings from Delhi, can you suggest an amex card for a 1st time amex user ( just to have an amex card with good returns) Thanks

@dugarniraj

Ай бұрын

Plat travel

@anne_xplorer

Ай бұрын

Is there any way to waive off the renewal fee for platinum travel card?

Thanks for sharing the comparison. I was thinking to take Gold Charge card. Can you please share your experience on renewal fee waiver offers from Amex on both the cards assuming spends of 1L? I have heard that the waiver offers on Gold Charge are not so good compared to MRCC.

@dugarniraj

2 ай бұрын

Gold you won't get it. they might give you some offer against the fee like some points

@rohith_x87

Ай бұрын

@@dugarnirajhi Duga! I just saw this on Quora I asked Amex for Annual fee waiver of gold charge card. Amex gave me below options 1. 12000 reward points if I decide to pay Annual fees 2. 50% discount on Annual fees 3. 100% reversal of Annual fees if I spend 60k in 3 months. I am thinking to opt for 12000 reward points as I shifted all my spends to Axis Magnus and Vistara infinite. Don't want to do any manufactured spends.

I have 69k amex points, any change of getting 30% extra points in Bonvoy this year ?

@dugarniraj

Ай бұрын

Nobody knows 😬

The comparison is very basic. If you have other cards with Lounge access, Movie tickets and just using Amex for Rewards purpose Membership Card Wins. One Update is if you use Any Amex card on HP Petrol pumps no surcharges are applied.

@dugarniraj

Ай бұрын

Thanks for your inputs. I don’t believe in squeezing the max juice out of credit cards. Optimise, not maximise

Is there any way we can get renewal fee waived off for gold charge card ?

@dugarniraj

13 күн бұрын

some times depending on spends - apply here - americanexpress.com/en-in/referral/gold?ref=nIRAJDgRc5&XLINK=MYCP

Platinum vs these cards?

@dugarniraj

Ай бұрын

These are better and platinum travel

Good informative video...MRCC is clear winner...

@dugarniraj

2 ай бұрын

thanks for watching!

I understand mrcc does not provide reward for fuel or utility but are the spend on fuel and utility considered for milestone of 20k and fee waiver of 1.5lac?

@dugarniraj

Ай бұрын

Yes

Bro pls tell us wether charge card has an impact on the cibil score since it dosent has a limit so how will the credit utilisation rate be calculated.

@prateekjaiswal8045

Ай бұрын

it does have a limit the fact is bank will know what limit they have assigned on the card.

Which is the best card for free interntaional travel ticket?

@dugarniraj

Ай бұрын

atlas

Bhai, the link expired for MRCC card

@dugarniraj

17 күн бұрын

americanexpress.com/en-in/referral/platinum-travel?ref=pRASHKPXYo&XLINK=MYCP

Do membership rewards card have forex charges?

@dugarniraj

Ай бұрын

yes

Great Video Niraj, it cleared my confusion, I wanted Gold charge card but i have experience of amex not being accepted at petrol pumps even in a city like HYD

@dugarniraj

2 ай бұрын

the big pump in Osmania university, the one at Checkpost accepts amex

Link isn’t working kindly update new one

@vikranthm7375

22 күн бұрын

AMEX Referral links are available in my channel description. Please use them if needed. Thanks!

We need a strategy video sir I want to know what’s your use of 2 atlas cards

@dugarniraj

2 ай бұрын

coming up next month

"Can anyone provide an Amex MRCC referral link here?"

@dugarniraj

Ай бұрын

americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS

@VijayNaramalli

Ай бұрын

@@dugarniraj I am looking for American Express Membership Rewards Credit Card referral link

@ryschav

Ай бұрын

Sharing referral for mrcc not sure why the auto link is generated for Platinum travel

@VijayNaramalli

Ай бұрын

@@ryschav can you share here ?

@mky009

Ай бұрын

@@VijayNaramalli by default it goes to platinum-travel card, however on the page you can click on 'view our other cards' below the APPLY NOW button to navigate to the desired card for applying, You will get the welcome benefits.

what about using reward points? what is the rupee value of reward points?

@dugarniraj

Ай бұрын

Depends on how you use them. I try to redeem them at 1 rupee per point min

@akshaychavan3224

Ай бұрын

@@dugarniraj how do you do that? best use case i know would be for hotels even for that it would be 0.50rs per point.

@drsandeep47

28 күн бұрын

@@dugarniraj can you explain how you get 1 point per rupee ,recently applied through your link

Please share amex mrcc referral link 😢

@dugarniraj

Ай бұрын

americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJr0xY&XLINK=MYCP

@svsganesh818

Ай бұрын

Not working link expired

@ayushverma5977

Ай бұрын

@@dugarniraj Link expired. Can you provide a fresh one. Thanks

@vaibhavkumar-lc9kw

Ай бұрын

Can you please share the amex mrcc referral link? This link is for platinum-travel same as in description.

@shaurya2104

Ай бұрын

Mail me on aggarwalshaurya1@gmail com