Understand your salary slip

Most of us don't understand what gross salary, allowance, reimbursement, PF, insurance, etc mean in your salary slip, so in this video, we will help you understand your salary slip better.
We talk about offer letter, PF, allowances, reimbursement, variable pay, bonus, insurance, ESOPs, gratuity, taxes, and much more.
Tax calculator: www.incometaxindia.gov.in/pag...
🎯 How to retire by 40? : • How much money to reti...
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Millions by Jupiter is a community that prioritizes your financial wellness. From quick-tips to deep-dives into money, we'll help you save more, spend smarter, and live the goals life.
Credits -
Created and Produced by All Things Small (ATS) - www.allthingssmall.in
Host - Deepansha Dinghra
Written by - Vishal Dayama & Mohammed Hussain
Research and Consultancy - Nithin Sasikumar
Shot, edited, and directed by - The Granfalloon
Packaged by - Prashant Bhikadia, Mo-maya Collective
Produced by - ATS Studio
Disclaimer -- Viewers are advised to use the information available through this medium for the purpose of information and education only and to take into consideration all the risk factors including their financial condition and suitability to risk-return profile, and take professional advice before making any financial or investment decisions.
None of the information discussed herein should be considered as a recommendation or solicitation of an investment or investment strategy. Investments in the securities markets are subject to market risks and investors should read all the related documents carefully before investing. Investors are responsible for their investment decisions and are responsible to validate all the information used to make the investment decision.
The company does not provide any promise or assurance of a favorable view for a particular industry or sector or business group in any manner.

Пікірлер: 182

  • @ashuthakur6684
    @ashuthakur66843 жыл бұрын

    Dude she is wonderfull, her speaking abilities are very nice

  • @MasterChief-nx9oc
    @MasterChief-nx9oc3 жыл бұрын

    My mom told me, marry a girl who knows each and every component of salary slip.😍

  • @sankalpvarma624

    @sankalpvarma624

    3 жыл бұрын

    Your mom doesn't want you to make the mistake that your dad did.

  • @MasterChief-nx9oc

    @MasterChief-nx9oc

    3 жыл бұрын

    may be you didn't get the joke and responded like an idiot. I could respond in a same manner, but this girl's effort on her content will be affected. I would console myself considering your presence here was just your parents single mistake.

  • @sankalpvarma624

    @sankalpvarma624

    3 жыл бұрын

    @@MasterChief-nx9oc it was you who did didn't get the joke,not me.

  • @AbidAli-mj8cu

    @AbidAli-mj8cu

    3 жыл бұрын

    I would suggest your mom get a daughter-in-law who knows each and everything about you and still accepts you, Instead of each and every component of the salary slip.

  • @AbidAli-mj8cu

    @AbidAli-mj8cu

    3 жыл бұрын

    @@sankalpvarma624 Kids don't get that😂😂 let me help him

  • @hottinroof7159
    @hottinroof71593 жыл бұрын

    Ha ha getting that HRA slips signed in a year is so true. This vlog deserves more likes

  • @yuvrajoberoi7834
    @yuvrajoberoi78343 жыл бұрын

    Why you have so less views? This channel is awesome and grow exponentially, keep up the good work.

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks, Sneha for engagement with our content, it helps us grow.

  • @prabhu1517

    @prabhu1517

    2 жыл бұрын

    because she speak half english and half hindi through the whole video...people who understand english doesnt understand hindi and vice versa so only less views and subscribers count tell this to her

  • @suryarawath4359
    @suryarawath43593 жыл бұрын

    Wow I just found your channel now your content is amazing 😍 just watched all your videos keep going 🙌 💓

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks, Surya, Welcome aboard.

  • @malayacharya1836
    @malayacharya18363 жыл бұрын

    Discovered your channel today. You deserve a lot more subs, Kudos.

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks, Malay, you engaging with our content helps us grow.

  • @nehasetia29
    @nehasetia293 жыл бұрын

    Superb content, and love the comedy bits!

  • @ankurjhaveri1001
    @ankurjhaveri10013 жыл бұрын

    Very well explained! Your video mentioned the old v/s new tax calculator. Can you share the link for it please..

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Hey sorry, here it is: www.incometaxindia.gov.in/pages/tools/income-tax-calculator.aspx

  • @genzee4567
    @genzee45673 жыл бұрын

    And the best part I loved about you is the way you express, the way you act and the way you explain! because many KZreadrs just do it, not adding feelings into the video and your video has not only feelings but has the power completely brain was the audience and do whatever you say. you are just magical !

  • @sam09metal

    @sam09metal

    2 жыл бұрын

    so thirsty lmao

  • @riteshkotike8031
    @riteshkotike80313 жыл бұрын

    This is such a quality content yar u doin great, good luck. Nd also u are too cute.... :)

  • @waseemakram6762
    @waseemakram67623 жыл бұрын

    Seriously telling, this channel deserves min 1 lakh subscription..😀

  • @atmanmungalpara
    @atmanmungalpara Жыл бұрын

    Kitna cutely explain karti ho yrr 🤩🤩❤️

  • @samirpal9032
    @samirpal90323 жыл бұрын

    Just awesome way to explain a critical thing..... Thanku Mam....

  • @prithwishs.1488
    @prithwishs.14883 жыл бұрын

    All the best for 1 Million with these great contents aap bhut fast grow krenge 👍👍

  • @srigayathridurai6236
    @srigayathridurai62363 жыл бұрын

    Amazing Content!..Thank you!

  • @sachinkrishna9679
    @sachinkrishna96792 жыл бұрын

    Any idea of what is gratitude Allowance in earinigs column and will I get the gratitude allowance every month??

  • @kritikakumari590
    @kritikakumari5902 жыл бұрын

    It was really great all my terms have been cleared😇. Thankyou keep bringing videos like this.😄😄😁

  • @AdityaJethwa
    @AdityaJethwa3 жыл бұрын

    what a video !! great content guys . . jokes are fun too .. :D . . loved the rent vs buying house video too

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks Aditya :)

  • @ShovonaKarmakar
    @ShovonaKarmakar3 жыл бұрын

    you are super fun to watch.. + Useful Info! Best wish..

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks :)

  • @thevishalpawar
    @thevishalpawar3 жыл бұрын

    I VISITED YOUR CHANNEL AND I SUBSCRIBED / BECAUSE I LOVE LOVE LOVE LOVE MILLONS BY JUPITER, I LOVE PF KE LADDU

  • @TECHWITHKAMALRAJ
    @TECHWITHKAMALRAJ2 жыл бұрын

    Wow, what a presentation..ThankYou for making this video

  • @harshitkaushik9148
    @harshitkaushik91482 жыл бұрын

    I have just one question while giving if interviewer wanted to know our current CTC so can I also add my extra variables in current CTC or I need to only provide actuall CTC. just asking because it can make big difference suppose just for example if my CTC is 4 and after adding variables in it I am getting 4.5 P.A so interviewer start salary negotiation from 4.5 instead 4 so please answer this question is possible I am pretty much confused on this also my varriable are persomance based 😁

  • @punitbasu9452
    @punitbasu94523 жыл бұрын

    How to calculate income if I am having a business+ partnership and I am working as partner in one company

  • @jamesfernandes901
    @jamesfernandes9013 жыл бұрын

    You have a very beautiful way of presenting things!🎈

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    You are so kind

  • @preetsoni5138
    @preetsoni51383 жыл бұрын

    Nice content and presented even more nicely. Great Work

  • @ruchir7831
    @ruchir78313 жыл бұрын

    5:11 no shit it works!! My DA is 100% of my CTC now, after 6 months of hard work. I encourage everyone to do it.

  • @ravindrabandi6810
    @ravindrabandi68102 жыл бұрын

    Brilliant video. Subscribed instantly ❤

  • @paragkumar941
    @paragkumar9413 жыл бұрын

    Hey Thanks for the beautiful content. I am just wondering, why good in hand is not so good at all? Waiting for your response. Thanks.

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Hey Parag, Didn't understand your question, can you please rephrase?

  • @paragkumar941

    @paragkumar941

    3 жыл бұрын

    @@MillionsbyJupiter In hand salary.

  • @RahulSharma-ye5nt
    @RahulSharma-ye5nt3 жыл бұрын

    4:25 Please make a video to explain ESOP!!🙏

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks for the suggestion, we will try to make a video on it

  • @rahulvats6433
    @rahulvats64332 жыл бұрын

    Do we get travel allowance every month in our salary ?

  • @Anniemehrakidslearning
    @Anniemehrakidslearning3 жыл бұрын

    Very good confidence and give knowledge benificial to me.... Konw a days.... Plz.help me for calculation in salary slip I am the member of works comety.. 😔😔😔😔😔😔

  • @himanshuraghav555
    @himanshuraghav5553 жыл бұрын

    ctc shashi tharoor ko pata hoga, Sit with Mama ji...HAHAHA HAHA Funny.. Very nicely explained. Thank you for making this

  • @DeepakGupta-br6jz
    @DeepakGupta-br6jz2 жыл бұрын

    Project allowance should be included in salary slip is it ryt? Can you guide me regarding this or about act like that?

  • @ankitsaharan5669
    @ankitsaharan56693 жыл бұрын

    maam i have question regarding my job special allowance benifits. like in ctc breakup. the company show my special allowance is x amount but they also mention food coupon , petrol reimbursement,telephone allowance and proffessional develpoment allowance are zero ... but as you mention in special allowance i can get benefits of above points but the company declare these allowance are zero in my case or am i just misunderstand your point. please let me know. as well as what type of benifits i can get from special allowance please explain if it possible.

  • @caanuragkaholsnaksheducati9094

    @caanuragkaholsnaksheducati9094

    3 жыл бұрын

    Hi Ankit, special allowance does not only include these allowance but many other allowances as well. Please take and update from your company regarding what allowances they are actually including in the special allowances. Also, most of the special allowances are exempt from Income Tax. I hope this helps you. If you need any further help regarding this, please don't hesitate to contact us through our channel.

  • @AyushRaj-rb3vx
    @AyushRaj-rb3vx2 жыл бұрын

    Itte kam views? Great video btw ❤️ Just one doubt - Approx how much of the allowances can be cashed out?..I have a base of 30lacs and will join the company once final year ends. I don't have a proper base breakdown. So what can be an approximate range that I can expect..

  • @anujgupta3296

    @anujgupta3296

    2 жыл бұрын

    Bro itne base pe you shouldn't worry about in-hand. You are simply in top 1% to earn in India.

  • @arushisingh9248
    @arushisingh92483 жыл бұрын

    Your content is amazing! As always. Also first comment 😊😊

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Yay! Thank you!

  • @waseemakram6762
    @waseemakram67623 жыл бұрын

    She is like Sonu from TMKOC

  • @mrhiker
    @mrhiker2 жыл бұрын

    4:28 it is not pre requisite..It is perquisite 🙈 a simple correction.... Video really informative 👌

  • @sanusanu3854
    @sanusanu38542 жыл бұрын

    Flexible compensation pay kya hota hai ye salry se plus hota hai ya mainash

  • @suzainhaque7951
    @suzainhaque79512 жыл бұрын

    Ma'am can we remove insurance from our salary?

  • @smitthakkar17
    @smitthakkar173 жыл бұрын

    TDS deducts on total salary(basic pay+HRA+DA+SPECIAL ALLOWANCES+TA etc) OR JUST ON BASIC PAY ?

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    On your total salary.

  • @divyasampath2843
    @divyasampath28432 жыл бұрын

    Can we really reimburse special allowance? if yes, how to claim it?

  • @bibinjoejacob3888
    @bibinjoejacob38883 жыл бұрын

    Wonderfully Explained!!!!

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Glad it was helpful!

  • @DDtwerty
    @DDtwerty3 жыл бұрын

    Love the comedy timing

  • @himanshutyagi5529
    @himanshutyagi55292 жыл бұрын

    Lta reimburse hota h ya in hand h puura per month?

  • @sachinkrishna9679
    @sachinkrishna96792 жыл бұрын

    What is arrears amount will I get arrears amount every month???

  • @subhrachandanbehera
    @subhrachandanbehera3 жыл бұрын

    when u said thump rule for new vs old tax regime: less than 7 lakh income go for new tax regime u mean CTC or taxable income here?

  • @manishnandaniya8685

    @manishnandaniya8685

    3 жыл бұрын

    She just read cow's eassay. Explained nothing.

  • @caanuragkaholsnaksheducati9094

    @caanuragkaholsnaksheducati9094

    3 жыл бұрын

    Hey, here 7 lakhs meant CTC i.e. your total earnings during the year. I hope it helps you. If you have any doubt regarding your finances please feel free to contact us through our youtube channel. Thanks

  • @asifali.official
    @asifali.official2 жыл бұрын

    thanks for sharing this knowledge

  • @me.atul10
    @me.atul102 жыл бұрын

    Tell me range of average earnings of IT Professionals in gurugram who manage mobile apps. I have to mark it in my startup.

  • @sanjaydabhade364
    @sanjaydabhade3642 жыл бұрын

    Pls made a video on new salary Norms like flexi pay etc

  • @mrNayak-cv8lv
    @mrNayak-cv8lv2 жыл бұрын

    Didi you explained it very easily 😀

  • @indiantiger7362
    @indiantiger73622 жыл бұрын

    That thumb rule 2 written wrong as both says less than 7 lakh, however new tax regime is only benefit if ur salary is above 7 lakhs.

  • @naveenjoy007
    @naveenjoy0073 жыл бұрын

    Amazing presentation!

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thank you! Cheers!

  • @genzee4567
    @genzee45673 жыл бұрын

    Being an International Film Editor from last 5 years and watching so many KZread videos, editing them for clients, editing Blockbuster movies, TV Serials, Commercials, Music Videos etc. I have seen very rare people uploading such videos at the beginning because, everyone thinks that as the production and channel will increase, I will increase the quality of video but very few people think that start from the beginning with the ideas they have and with the editing level audience deserve . Due to lack of time and time management, I do have many KZread channels and content also but no time for editing so I haven't started but by seeing you I do get inspired and impressed at the same time ! I will contact you later on your email install wherever you reply and will help you out to grow your channel and reach 1 million in very less time..... Because you deserve it! 🔥 ❤️

  • @abhishek_sengupta
    @abhishek_sengupta3 жыл бұрын

    Very nice explaination 👌👌

  • @md7036
    @md70363 жыл бұрын

    3 sal hogay company pay slip provide nahi kar rahi hai . company agents keya action la shakta ha.

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Talk to the company's administration.

  • @vibhusharma452
    @vibhusharma4523 жыл бұрын

    You're really good 👍👍

  • @SonuJain-ls2oc
    @SonuJain-ls2oc3 жыл бұрын

    What is different between annual and gross salary is it same or different

  • @caanuragkaholsnaksheducati9094

    @caanuragkaholsnaksheducati9094

    3 жыл бұрын

    Hi, annual salary is the CTC which after deducting employer's contribution to various funds becomes gross salary. I hope it helps you. If you have any other doubt regarding your finance you may contact us through our youtube channel. Thanks

  • @JJ-esus
    @JJ-esus3 жыл бұрын

    Awaiting video on ESOP 👍👍

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    We will try to make a video on it soon

  • @aakashjain9010
    @aakashjain90103 жыл бұрын

    5:45 - HRA provisions, 10% of basic salary ???? It should be Rent - 10% of Basic.

  • @swarajchillal891

    @swarajchillal891

    3 жыл бұрын

    Actual rent paid less 10% of Basic salary + DA

  • @namanagarwal3186
    @namanagarwal31862 жыл бұрын

    Can anyone pls tell me that does this HRA credited to us monthly in our bank account ?? Or not

  • @MillionsbyJupiter

    @MillionsbyJupiter

    2 жыл бұрын

    HRA is a component of your income. Each month when you receive salary, HRA Component is also included in the Salary amount.

  • @namanagarwal3186

    @namanagarwal3186

    2 жыл бұрын

    @@MillionsbyJupiter okay thank u ma'am 👍

  • @nirabhmani9523
    @nirabhmani95232 жыл бұрын

    Well deserved explanation

  • @waarsireview7376
    @waarsireview73762 жыл бұрын

    And what is the *recovery off cycle*?

  • @gumberhimanshu2890
    @gumberhimanshu28902 жыл бұрын

    Very Fantastic and interesting way of Explanation

  • @akshayfitclub
    @akshayfitclub3 жыл бұрын

    Hy.... Mam I am ur very big fan.

  • @studypedia3255
    @studypedia32553 жыл бұрын

    you will be growing soon.

  • @manus4846
    @manus48463 жыл бұрын

    what is the D A?please explain.

  • @godfather1655
    @godfather16553 жыл бұрын

    Waah 😎

  • @shubhamkumarprajapati8415
    @shubhamkumarprajapati84153 жыл бұрын

    Nice Explanation

  • @AshneerGrover420
    @AshneerGrover4202 жыл бұрын

    Mera gti or pap deduct hua hai ..wo kya hai ??????

  • @shubrank
    @shubrank3 жыл бұрын

    Small correction - HRA first component is 10 % of *annual* basic salary

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Ops, missed that, ANNUAL basic salary, thanks for correcting.

  • @shubrank

    @shubrank

    3 жыл бұрын

    @@MillionsbyJupiter Sorry, I was wrong. It's (Annual Rent - 10% of annual basic salary). Fan of Deepansha and the team behind MBJ

  • @anuj87in
    @anuj87in2 жыл бұрын

    Typo on 9:00 both shows less than 7 Lakhs, the old regime one should be >= 7 Lacs.. I suggest you add a pop up annotation there since the video cannot be edited now

  • @rahuljayshree4998
    @rahuljayshree4998 Жыл бұрын

    What is flat allowance???

  • @ajit392
    @ajit3923 жыл бұрын

    As always amazing content,very well explained,I really wish you gain millions of subscribers, you deserve it, also if you can make a video on what is credit score,cibil score, why is it important,how to maintain it

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Hey thanks for the support, We have a video on credit score: kzread.info/dash/bejne/hHmBm6mTma-6prg.html

  • @Kushy_biscuit
    @Kushy_biscuit3 жыл бұрын

    Hey! Loved your video! If possible use a better mic, it should make a great difference!

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Thanks, Aagam for the suggestion

  • @mastermath5861
    @mastermath58613 жыл бұрын

    Well explained

  • @raeesahmad2239
    @raeesahmad2239 Жыл бұрын

    What is the meaning of SRP showing in salary slip

  • @gauravkachhwah3275
    @gauravkachhwah32753 жыл бұрын

    Mam offer letter mai Fixed ka kya matlab hai

  • @rishabdevgupta8104
    @rishabdevgupta81043 жыл бұрын

    Thumbnail bada cute hai👌

  • @sushantakasar3413
    @sushantakasar34132 жыл бұрын

    Nice 👍

  • @boxi668
    @boxi6682 жыл бұрын

    nice talk i m imprease your voice style 👍

  • @Suraj-vj2pz
    @Suraj-vj2pz3 жыл бұрын

    Mam what is variable pay

  • @caanuragkaholsnaksheducati9094

    @caanuragkaholsnaksheducati9094

    3 жыл бұрын

    Hi, Variable pay- as the name suggests varies on some basis. Like the sale you make. It is the other name for Commission/ Bonus on sale. I hope it helps you. If you have any other doubt regarding your finances you may reach us through our KZread Channel. Thanks

  • @vishalsinghbaghel
    @vishalsinghbaghel3 жыл бұрын

    What is ESIC?

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Employees state Insurance Corporation of India, provides socio-economic protection to worker population and immediate dependent or family covered under the scheme. You can read more on their website: www.esic.in/ESICInsurance1/ESICInsurancePortal/PortalLogin.aspx

  • @jyotisatapathy7766
    @jyotisatapathy77663 жыл бұрын

    Hi sir, Need one suggestion.i have 2 offers from 2 different mnc.one is offering 11.3 lakh including 10% variable pay and have 42500 basic salary.and the other is offering 10.4 lakh including 5% variable pay and have 23500 basic pay.which one should i need to choose?

  • @anujgupta3296

    @anujgupta3296

    2 жыл бұрын

    Your in-hand will be more in 10.4L while PF will be more in 11.3, due to higher basic salary.

  • @marvellouschandan
    @marvellouschandan3 жыл бұрын

    Did someone note that at 9:00 both the statements are "LESS".

  • @HIMANSHUSHARMA-zp6bi
    @HIMANSHUSHARMA-zp6bi3 жыл бұрын

    Nice

  • @krishnamohan8040
    @krishnamohan80402 жыл бұрын

    Your beauty is underrated cutie 🥺

  • @souravsanyal1310
    @souravsanyal13103 жыл бұрын

    very cute girl...thnx for your effort.

  • @manishnandaniya8685
    @manishnandaniya86853 жыл бұрын

    You just read aloud all the terms involved in a salary slip, just like "cow's essay" or like "the definition of machine by chatur silencer" in 3 idiots. Who will explain them?

  • @pritamsarkar5504
    @pritamsarkar55043 жыл бұрын

    You not mentioned MGB....

  • @yog146
    @yog1463 жыл бұрын

    👍👍👍

  • @jagdesh6151
    @jagdesh61512 жыл бұрын

    Well explained video, but it'd be easier if the whole speech is in English 😉

  • @divyanshu30gupta
    @divyanshu30gupta3 жыл бұрын

    What will I do without you!

  • @shub5767

    @shub5767

    3 жыл бұрын

    cringe

  • @soayelakter
    @soayelakter3 жыл бұрын

    What a name"""sunne main lga depansa 'jhinga'🤣🤣🤣🤣😂😂🤣🤣😊"

  • @tushardeepsingh4976
    @tushardeepsingh49763 жыл бұрын

    i wish account acche se padh liya hota ...ab to mamaji se hi puchna parega :(

  • @sanujitroy6830
    @sanujitroy68303 ай бұрын

    looking at salary slip of any candidates working in it industry is a strict offence

  • @evdiaries9014
    @evdiaries90143 жыл бұрын

    Gratuity limit reduced to 3

  • @rifasalipbi8055
    @rifasalipbi80552 жыл бұрын

    Anushka Sharma at younger age !

  • @pm_pankaj_kumar
    @pm_pankaj_kumar3 жыл бұрын

    You are a great presenter 🔥🔥

  • @MillionsbyJupiter

    @MillionsbyJupiter

    3 жыл бұрын

    Appreciate that!

  • @architagarg7397
    @architagarg73973 жыл бұрын

    Damn great explanation ❤️