Really ur super Anna you are explain ing very very well .I understand well thank you so much for sharing about ur knowledge to others

So much knowledge u gathered n shared us also.. so informative..🤝🤝

really useful video with good information. thank you

Anand ji- yet again another very informative video about a much needed topic for ppl who are new to uk markets...Do you have a suggestion of a list of areas to buy a house in uk matching below conditions. 1. Good grammar schools. 2. Radius of 45 min door to door commute to canary wharf direct train. 3. Underground train station availability 4. Good mix of Indian and Brits / other communities and Indian stores near by(optional - but good to have).

My son living at Arrow,he will purchase house . Very useful message for me

Thank you very much Anand for such an informative video. Looking forward to the follow-up videos.

@AnandChennai

4 жыл бұрын

👍🙂

good and simple explanation. thank you

Very clearly explained...thanks sir 🙂🙏

Thanks Anand for the valuable info , worth spending time on hearing this ..

@AnandChennai

4 жыл бұрын

Glad to hear that

Very clear explanation. Tq

Explanation was good to understand the step by step procedure. It would be very useful those who are willing to buy a house in UK.

@AnandChennai

4 жыл бұрын

Thanks Mr Sundaram. Was very nice meeting you in Chennai.

Very useful video, you have invested so much time and research 👍🏻thank u ☺️

@AnandChennai

4 жыл бұрын

Thank you Joshna :)

Hi Anna, Thanks a lot…clear explanation.

Hello Anand we are in london uk and the information you gave was helpful romba nandri.

@AnandChennai

4 жыл бұрын

So glad to hear that Shanthi

Dear Anand, thanks very informative video to buy a house in UK.

romba nandri🇬🇧

Thanks very informative video👍

Arumai! Very detailed info

Superji .. well said .. Very good summary .. Definitely helps first time buyer .. Also makes one to understand the difference between UK and India real estate market

@AnandChennai

4 жыл бұрын

Thanks Sankara

Very nicely explained. Very good to listen your steps., good. Keep it up. God bless.

@AnandChennai

4 жыл бұрын

👍🙂

Detailed information sir👌very clearly explained

@lekhapandiyan4545

4 жыл бұрын

Can your share how to buy a freehold property.?

Hi Anand Anna. Informative video. Need patience to explain. You have more. Thank you 😊

@AnandChennai

4 жыл бұрын

Thanks Prakash

👍👌👏 informative video. l understood the difference between Chennai and London real estate properties easily. This will surely help to those who are looking, interested to buy a new property and stay there.

@AnandChennai

4 жыл бұрын

Thanks Mayakanna

Many thanks for tamil version 👍👍👍👍👍

@AnandChennai

4 жыл бұрын

Welcome 👍

Good info. And also clear explanation thank you sir...

@AnandChennai

4 жыл бұрын

Thanks Sudarsan

Great guidance Sir

Sir pls upload a video for what government will help while buying the house

Excellent video again Mr Anand 👍🏻

@AnandChennai

4 жыл бұрын

Thanks Balaji

Nice information bro. Thanks for sharing.

@AnandChennai

4 жыл бұрын

Thanks rufus

Sir. Awesome your videos. Am a new follower. Your videos are all very useful to know about uk. Thank you

@AnandChennai

4 жыл бұрын

Thanks Muthukumar

@kumar-mk7nh

4 жыл бұрын

@@AnandChennai welcome sir 😀. One good news am selected to london cruise jobs. I will come london soon. 😀

So useful Anand Anna ! Thanks

@AnandChennai

4 жыл бұрын

Thank you 👍

Anna really super i am new subscribers.. When we view the house to buy old/new house, what are the things we need to check like how can i identify whether this house is good & strong and having all the facilities.

Hello bro can u give explanation about share to buy house plan. Please thank you

What a clear explanations ! Well done bro!Thanx for the informations. I think ,it's better to go with 99 years leasing process.

@AnandChennai

4 жыл бұрын

Sometimes freehold prices will be lesser than Leashold prices. So it finally depends on the cost.

Thank you

Super anna

What a surprise anna....i m a huge fan of you and akka by ur kitchen recipes channel..did u know me

@AnandChennai

4 жыл бұрын

Yes Subha. I think you had mentioned that you loved the grand thali video a lot. :)

ஹலோ ஆனந் நலமா. சூப்பர் ஐடியா வாழ்க. நல்லகருத்துக்கள் இன்னும் தரவும்.

@AnandChennai

4 жыл бұрын

மிக்க நன்றி Devi Shankar. வீட்டில் அனைவரும் நலமா. உங்களை சென்னையில் சந்தித்ததில் மிக்க மகிழ்ச்சி

@venkatesanviswa493

4 жыл бұрын

@@AnandChennai sir when are you leaving from chennai. I'm in chennai only. Missed to meet you.

@AnandChennai

4 жыл бұрын

@@venkatesanviswa493 Already left last week Venkatesan

@venkatesanviswa493

4 жыл бұрын

@@AnandChennai oh ok sir. Couldn't meet you this time. All your information are very useful. I'm watching videos. I'm software engineer working in chennai. Following your ideas. Hope by god grace as early as possible i will try to come there for work. Thanks sir. Happy Journey

Hi Anand Could you please explain about buying second home (buy to let).. so it would give many how to do investment in uk !!

Very clear explanation

@AnandChennai

4 жыл бұрын

👍👍🙂

Dear Anand Thanks for your advice about mortage, Could you please kindly send the mortgage advisers link and if the house price is 300,000 how much money total do we need to have? ( Deposit plus stamp duty)

Very useful video bro 👌

@AnandChennai

4 жыл бұрын

Thank you Shalini

Thank you Anand for the good info .. what are the possible ways for transfer money from india to UK to buy a house here in UK ? What are legal issues? Or any easy ways ? What about the tax ?

Sir then put a vide of your salary and your expenses and savings

Excellent

Very detailed, thanks much. Is it possible to give more info when we are shifting to 2nd property? How can we handle the buffer time, until our property sold or still not satisfied with 2nd property search. Do we have to pay additional cost for the awaiting time?

@AnandChennai

4 жыл бұрын

I will post a follow up video with these questions Karthigha

Hello anandh sir Help to buy scheme pathi sollunga ??

Informative

@AnandChennai

4 жыл бұрын

Thanks Subashini

Very useful info anna

@AnandChennai

4 жыл бұрын

Thanks Nisha

Thanks anna

Super sir

Do v have this ready reckoner rate like v have in India... Government fixed rates for that particular locality

Hi Sir , Very informative vedio. one question sir , how do I find independent mortgage advisor? Do you recommend any? Also, is there a way to connect with you offline on few questions?

Anand & Anitha my favourite KZreadrs super sir

@AnandChennai

4 жыл бұрын

Thanks Mohamed

Thank you Sir, I have a question Is it mandatory to live in that house which we buy newly for any no of years or I can give it for rent and relocate to different place (reason I ask is if I get job in another location then I need to consider that as well)

4.5 times the yearly earnings. Plus do they take the applicant's AGE also in to consideration.

I'm first comment..

Thank you Anand sir for the info . Do you reckon Brexit (though delayed for second time )will have any affect in the home buying market ?

@AnandChennai

4 жыл бұрын

Till Brexit happens I think there is no significant impact in my opinion Ajay

@aajaykumar18

4 жыл бұрын

@@AnandChennai thank you Anand sir for your reply . Hope you enjoy your holliday in namma Tamilnadu .

Hello Anand, Very nicely explained.Can you kindly explain the procedures to bring funds from India to buy house in UK... Many thanks.

@AnandChennai

4 жыл бұрын

Will explain in a follow up Rupa

@rupabalaji293

4 жыл бұрын

@@AnandChennai Thank you Anand.👍

Sir have a doubt. Ippo stamp duty for second time buyers (who already own a property in India) Difference la 2% ..eg my property value is 350k slab starts from 125k so 5% of 225k or 5% of 350k ( whole)..konjam confusing a irukku can u explain..pls

Please confirm on mortgage upon visa, because still my brother not eligible for PR, Kindly guide us. Thank you

Appa you are so humble always feeling pleased and namma family member ta pesrathu maathiri oru feel pa I am just 22 yrs old that's why calling you dad nan Anita Amma channel kooda comment pottathilla but ungala paathavudane enaku itha confess pannanumnu thonichu pa take care and come often through KZread pa bye

@AnandChennai

4 жыл бұрын

Thank you Kathija :)

hi Anand, we would like to buy home for 3 to 5 years and after that we have a plan to sale. Already 2 years rent house le erunthom. ippo rent ku bathil own house vangi oru 3 to 5 years erunthuto india pogalaam nu plan panrom. Enga decision correcta give some advice.

Excellent video Anand sir . I have a doubt-- Does having a house abroad in your name disqualify you as a first time buyer ??( For ISA and stamp duty purpose )

@AnandChennai

3 жыл бұрын

It's a bit of a grey area. But technically yes.

Hi anna nan anitha sissy oda big fan ippothan unka video pakkeren nanka Milton Keynes enra idathila irukkom itellam theriyama vedu vanki padatha padu padurom Rompa thanks 🙏 informations more ithu mathiri inka vesa and work illama irukkiravankalukku ethavathu sollunko

@AnandChennai

4 жыл бұрын

Milton Keynes is a nice place Varscha Arul. Only thing is the travel to London if work is in London. Else living and working in MK is ok.

how to possible uk bissnas .how to possible.sir

Sir UK varuvathu eppadi procedure eppadinu sollunka

Sir one more question overall veedu vanganum na oru 25% saving Kayla vechikanum solrangale adu true aa?? Stamp duty down payment solicitor

Haii anna am ur new subscriber..

@AnandChennai

4 жыл бұрын

Welcome to the channel Little princess

Village house rate evlavu irukkum sollunga. Oru 2bhk individual house village la cheap rate ku vaanganumna evlo aagumnu Indian money rate sollunga

Hi Anand, I regularly follow ur videos. Thanks for making wonderful contents for us. Do you suggest buying a house immediately after joining to work in the uk ? Or do I have to wait for ILR to buy one?

@AnandChennai

4 жыл бұрын

Joshua, I bought my first house in UK before ILR. In UK, buying a house is definitely a property ladder as you could sell and buy a bigger one later. Even if property prices don't appreciate too much, because the mortgage rates are so low (sometimes as low as 1.2%) all your home loan / mortgage payments are like your savings as the outstanding keeps reducing. So when you sell, you get it back. If you can afford the deposit, mortgages in some areas are far cheaper than rents. I was paying 1250 £ rent near Hounslow for a 2 bed flat and when I bought a 3 bed room house with Garden, the mortgage payment came to around 1000 £. As long as you are not in a situation where you may have to go back in the next 2-3 years, buying is an investment.

@joshuavasudevan3496

4 жыл бұрын

Thank you Anand. That’s very helpful

My favourite youtubers are anitha and Anand

@AnandChennai

4 жыл бұрын

Thank you Shanthi

Hi Sir Happy to see you own a house which gives real meaning of living there... I am pursuing aws cloud certificate. Having 12 yrs IT experience. Is it possible for me to get job there in London with employer sponsor or self visa???

me too in Feltham :)

As usual Thanks for the detailed explanation, 🙂🙂. If I transfer money from my european bank account to UK bank account for sake of deposit. Should I need to pay any tax related to this money transfer

@AnandChennai

4 жыл бұрын

No prabha you wouldn't need to. I will explain in a follow up video.

@prabaharanaece

4 жыл бұрын

@@AnandChennai Thank you :-)

Also what is ur suggestion n tip to retain the Indian property or sell it off n invest only here...kindly .throw some light .v r amateur buyers

Superb topic sir, how was your india trip?

@AnandChennai

4 жыл бұрын

Was excellent Karthick.

Hello Anandh sir India la irundhutu UK la house vanga chance iruka, na plan panitu iruka plz konjam sollunga, document details enna ellam essential aa irukom

Hi we are planning to buy a house this year. Very useful this video thank you 😊 We missed to open the help to buy ISA Do you recommend any other account for saving for deposit ?

@AnandChennai

3 жыл бұрын

Please check the Lifetime ISA option Arvind - kzread.info/dash/bejne/mHVkrNdqacfWgqQ.html

@arvindandarchie2386

3 жыл бұрын

Thank you so much 😊

Hi Anand Sir , I am from Leeds , Can a person in Leave to Enter by a home , should we wait for ILR or citizenship ? and also what is the procedure to sell before the Mortage period , does mortages have partime or pre closure like India ?

@AnandChennai

4 жыл бұрын

You don't need an ILR or citizenship to buy the home Chennaiite. Although if you are in ICT and have no chance of ILR, then mortgage might be an issue. I was not a citizen or a PR when I bought my first house in UK. But I was on Tier 1 leave to remain so there was assurance of ILR

Sir If I am unmarried how can I take my parents along with me to uk in work permit visa it is possible.

ஆனந்த் சார் நல்லா இருக்கீங்களா உங்களுடைய வீடியோக்கள்எல்லாம் சூப்பராக உள்ளது என்னுடைய கேள்வி பிரான்ஸ் நாட்டின் குடியுரிமை பெற்று அங்கு வாழ்ந்துக்கொண்டு வருகிறோம் நான் குடியிருக்கும் வீட்டு வாடகையை பாதிக்குமேல் கவர்மெண்ட் செலுத்துகிறது இந்த சலுகை பிரெஞ்சு குடியுரிமை பெற்ற எனக்கு லண்டனில் குடியேறினால் கிடைக்குமா??? குறிப்பாக பிரக்சிட் பிரச்சினை உள்ள இந்த சமயத்தில் இந்த சலுகையை நடைமுறையில் உள்ளதா

@AnandChennai

4 жыл бұрын

எனக்கு தெரிந்த வரை அப்படி ஒரு சலுகை கிடைக்காது

What were your criteria to move/buy new homes? If Children education is key criteria to move, how do you balance between interests of different kids

@AnandChennai

4 жыл бұрын

Moving is always hard. Especially when kids have friends.

Hi sir I am a nurse and cleared IELTS. Vacancies are available in London hospitals such as Chelsea and Westminster and Royal free hospital. Being single person how to rent a home and inorder to curtail expenses what should I do in housing. Any suggestions or websites or resources on renting a home in London will be a great help for me bro.

@AnandChennai

4 жыл бұрын

Jothi, many Indian families sublet a room as paying guest accommodation. You can look for ads in gumtree or outside corner shops. Or you can rent as 2-3 nurses together in one room. Lot of people rent accommodation together. In London, they don't have restrictions on joint renting.

Sir super tips and useful video, sir UK return kelambitingala

@AnandChennai

4 жыл бұрын

Yes Jamuna came back last week

I want to know if the mortgage cost covers the renovation cost. Or we will get any other loan for covering the renovation cost? Also any rough estimate of usually how much the renovation cost will be?

@AnandChennai

Жыл бұрын

As far as I know renovation cost is not included in the initial mortgage as this is against the value of the property & the LTV (Loan to Value) determines your mortgage interest. But if you already own a property, after the 1st/2nd year of mortgage (or earlier depending on your mortgage agreement) if your property has increased in value, then you can remortgage it for renovation and take out an amount from the process.

how to start a new business in london

Hai sir ennoda son uk la work panrar pr vangitar nan single mother avaroda irukrathukku dependent visa apply panninal kidaikuma ippo ethuvum rules mari irukka? Plz reply pannunga

👍

Who can buy a home in UK? ILR holder and UK citizen only or temporary visa holders also ( like tier 4,5)

New subscriber from Wembley. We are planning to buy a house in Aylesbury. How is the Aylesbury area and do you recommend new build houses and is it good option to buy through government help to buy scheme. Need your advice.

@AnandChennai

4 жыл бұрын

It is a good area Sifa. my cousin lives there and I know there are a lot of newbuilds and prices are reasonable for Buckinhamshire. Good Indian community as well. You will have to keep in mind the higher cost of travel to London by train. Help to Buy Scheme is a boon for first time purchase with low deposit. But it has it's own disadvantages if you want to move up the property ladder. I will try and explain it later in a video.

@sifaahmad3852

4 жыл бұрын

Anand Chennai2London Thanks a lot for the prompt response. Looking forward your video on this subject 🙂

Hi sis I want ask you one thing akka my self Raji working as a nurse in Saudi ministry but I have one kid I was divorce my husband nan tamilnadu thaan nan u.k la work pannalama ennoda kid konduvaramudiyuma husband illama kid kids vekkilama sollunga sis

Sir... what is ur salary when u buy the house in UK... Bcaz the average rate is 200000 pounds... v hve to manage all our expense.. how much salary v should buy for getting 250000 pounds in UK

@AnandChennai

4 жыл бұрын

Vijay, in general you get a mortgage for 4 to 5 times the combined household salary. So if a house is 250,000 , then you need 25,000 deposit to get a good mortgage and your mortgage amount is 225,000 £ , so your combined household salary should be at least around 45,000 £

Do u reccomend to buy house this year .... ?? Or should I need wait till end of year or next .... I live in Coventry

@AnandChennai

4 жыл бұрын

Chegu, I would suggest to wait till end of the year as the process is long and we never know if we might go into another lockdown due to a second wave which could end up delaying things.

@MrRangabob

4 жыл бұрын

@@AnandChennai Thanks bud ..that's the plan . U r vidoes r very informative ..keep doing keep doing ... 👍👍

Minimum house cost evalo varu

Hi sir. I follow u closely. I have a question. To get a 2 tier work visa is UKVI IELTS is a must? Because I have IELTS with 6.5 band. I am confused that weather I should do ukvi also. Plz answer.

@AnandChennai

4 жыл бұрын

Logesh - I have explained about IELTS in Tamil and English in the videos below. Please see English - kzread.info/dash/bejne/lq6Hw8N_Y5Wagto.html Tamil - kzread.info/dash/bejne/gaR4qMemh6uefMY.html

@logeshgandhi

4 жыл бұрын

Thanks a lot for introducing me to uknaric. Such a great job u r doing sir.

Anna vitu velaikku vicha irukka anna

Do I need to clear IELTS exam to go to UK as dependent of my wife and I am B tech degree holder in Electrical & Electronics studied in English mode. How I can apply for UK license to get engineering jobs ? Kindly reply.

@AnandChennai

4 жыл бұрын

Alin Kurian, not required. I have explained about IELTS in Tamil and English in the videos below. Please see English - kzread.info/dash/bejne/lq6Hw8N_Y5Wagto.html Tamil - kzread.info/dash/bejne/gaR4qMemh6uefMY.html

@alinkurian007

4 жыл бұрын

@@AnandChennai Thanks so much for your response.

Is it good to buy house during covid and brexit times?

@AnandChennai

4 жыл бұрын

If there is another lockdown , then the switching and exchange may be stopped for a few days. But otherwise if you have money the earliest is always better.

Hi bro.... Watched all the subscribers meet videos in india.. really feeling grateful about u and sister.... Thanks a lot for the clarification.... Nobody would give this much detailed explanation.... Question from side is tat if we are under Tier2 visa do we have the eligibility for 5% initial deposit?

@AnandChennai

4 жыл бұрын

Thanks Shobana. Yes people who are not PR can also buy house and get the help to buy options as it is secured with a collateral . But mortgage options may be limited if you are on a tier 2 ICT as lenders may know you won't be able to stay back in UK.