Trees on Property Policies for the Insurance Exam

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceexamqueen.com
Join my free support group here: / 1082073882582049
Subscribe to my KZread Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insuranceexamqueen.com
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my KZread Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

Пікірлер: 25

  • @racheleroman7458
    @racheleroman7458 Жыл бұрын

    I love how simplistic you break this content down to. I am retaining so much more content since finding your videos. Thank you! You really are a queen 😂

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You're so welcome!

  • @rahginijackson3168
    @rahginijackson31686 ай бұрын

    No question you,did a good job explaining and drawing. Thank you. ❤

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    You’re welcome 😊

  • @rahginijackson3168
    @rahginijackson31686 ай бұрын

    Hi, thanks for teaching and giving all this information. Have a good day. 😊

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    So nice of you

  • @paulbalentine1171
    @paulbalentine1171 Жыл бұрын

    thanks for making stuff fun n easy ans can understand

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    I am so glad you are finding them helpful! That is why I do what I do!

  • @leisastradling628
    @leisastradling628 Жыл бұрын

    Awesome thx so much

  • @lynschory9166
    @lynschory91668 ай бұрын

    YOU ROCK MELISSA!

  • @neatfowler9512
    @neatfowler951211 ай бұрын

    #NC #PL This is definitely on the Exam ! I got it right. I’m studying to prepare for re-test! I didn’t know about Melissa Untill after I failed..I started searching desperately for help under standing the information.

  • @insuranceexamqueen

    @insuranceexamqueen

    11 ай бұрын

    Here is the break downf for your state exam: Terms and Concepts 14% Personal Insurance Coverages 37% Personal Auto Policy 19% North Carolina Statutes and Regulations Pertinent to Personal Lines 30% Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @elizabethmunizsantana2988
    @elizabethmunizsantana29885 ай бұрын

    Isnt HO6 covers inside of condo unit so how can it cover a tree which would be outdoors?

  • @insuranceexamqueen

    @insuranceexamqueen

    5 ай бұрын

    Post your question in the fb group where other studiers that are studying will be able to answer questions. If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @tikaupreti12
    @tikaupreti12 Жыл бұрын

    Hi there, I failed the Exam in my first attempt. Video like this would be very helpful. Thank you so much for sharing this. I will send my score sheet. Would you please help me providing feedback?❤❤

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes absolutely! The Facebook group is the fastest response time. What state and what exam are you taking?

  • @sweatshoponwheelswithms.lj9896
    @sweatshoponwheelswithms.lj9896 Жыл бұрын

    I started not to watch this video. I am so glad I did

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You mean you almost didn't watch it?

  • @lovelysmith275
    @lovelysmith275 Жыл бұрын

    @insuranceexamqueen can you do a video on jewelry? Like earrings specifically.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    I have not yet, but they're probably talking about pairs and sets. The insurance company is required to cover the full set of the earrings.

  • @lovelysmith275

    @lovelysmith275

    Жыл бұрын

    @@insuranceexamqueen it was like the pair and set clause, anyways I ended up taking the test and passed first try! Thank you for all your videos ❤️

  • @bonnierische2578
    @bonnierische2578 Жыл бұрын

    Question- On an HO8 do you get $500 per tree for removal or is it $250? Also this maybe a dumb question but why would a renter or a condo owner need tree insurance?

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Which state?

  • @bonnierische2578

    @bonnierische2578

    Жыл бұрын

    @@insuranceexamqueen Illinois

  • @susancrawford7021

    @susancrawford7021

    Жыл бұрын

    Did you get the answer?