Do you have one of these cards? Are there any I've missed? Let's chat about it! My favorite card picks ➡ kevinyang.info/credit-cards

Totally agree. Capital One SavorOne no annual fee is easily the most underrated card

@KevinYang

Жыл бұрын

Yes! The SavorOne is actually unbelievably good, especially for those who aren't min-maxing points via luxury travel

@En4cer2K9

Жыл бұрын

It's the most well-rounded, no AF cash back card. Idk why it doesn't get more love than it does

@KevinYang

Жыл бұрын

@@En4cer2K9 Totally agree! I think many people also don't know you can transfer that CB over to Venture miles for outsized value through travel partners too!

@Charlesmarcel-ee4ke

8 ай бұрын

I got the savor one card too😎

Amex cash preferred is huge -- 6% back on groceries (by far our biggest spend). The Comenity AAA card gets 5% back on gas and 3% back on restaurants.

Can you do a video on best card for each spending category and what’s in my wallet video

Love the video here Kevin! I'm a huge fan of the U.S Bank Altitude Go Card! Absolutely love how value-packed the Cap One Savor One is too!

@KevinYang

Жыл бұрын

The SavorOne is so value packed that I really think the regular Savor probably needs an upgrade haha! And the more I look into US Bank, the more I see a potential for them to compete given a few small tweaks. Thanks for watching Matt!

I feel it’s important to know that it’s pretty difficult to get approved for a US bank credit card and hence a lot of people don’t consider it. I was never rejected while applying for any of my 7 cards in the past from the big lenders probably because my score has always hovered around 800 but that changed when I tried to get a US bank card.

Super informative video! I learned so much about these less talked about cards. Awesome work. Thank you.

@KevinYang

6 ай бұрын

Thanks for watching Derek!

I have the BofA CCR card, which has been a staple card for my setup for over a decade now! Lots of great cards on this list Kevin - I think the Capital One Savor One card is one of the most underrated cards as well!

@KevinYang

Жыл бұрын

Wow that's a long time with the card, your credit score must love that history haha! Sounds like there's definitely one stand-out favorite from this list given all these comments about the SavorOne! Thanks for watching Stan!

yeah u.s bank cc's are a sleeper, I have the cash plus its amazing, i want the altitude go next and savorone is amazing too. Ill add that to my arsenal in the near future

@KevinYang

Жыл бұрын

Always great to have a variety of cards to cover all your major bases!

I have the shopper cash rewards. It’s not worth it compared to the U.S. bank cash plus. The $95 AF and the 1500 spend cap in my opinion is worse than the 5% 0 anual fee $2000 spend cap cash plus. The light up works but is a gimmick. If us bank ever allowed combining of cash back and points, I would give up my chase trifecta, and do a usbank quad-fecta of the altitude reserve, altitude go, cash plus, and shopper cash rewards

@KevinYang

Жыл бұрын

Yeah the combining of points is definitely something they should really add!

I have the SavorOne as a third dining option and the Blue Cash Everyday currently for gas on this list. For dining, I can use my Chase Freedom Unlimited, Amex Green or the Savor One all at 3x. For Gas, I can use the Blue Cash Everyday at 3% or Amazon Prime Chase card at 2%. I only have one card that's the Discover It Cash Back that's rotating category. I might get the Freedom Flex as another rotating category when I'm out of 5/24 jail currently at 8/24 and that's excluding the Blue Business Plus.

I want to except my first credit card it capitalize to help me an up my credit score capital one card yes I agree to terms of service 😅

I want to except my first credit card it capitalize to help me an up my credit score

the second card would be good for home improvement projects. i'll have to put it on my watchlist.

@KevinYang

Жыл бұрын

That would be a great use!

A lot of local banks use US Bank for their own.

@KevinYang

Жыл бұрын

That's great to know!

I just seen him something went wrong with connection I need to except my ihave taken notes from the there videos I heard thanks help can sign in please press now for time

I've been eyeing the Amex BCP & Capital One Savor One for some time, just haven't made up my mind which to go for.

@KevinYang

Жыл бұрын

Really depends on your situation! What do you spend on more?

@Chevy2Tyme

Жыл бұрын

@@KevinYang housing, then food.

@ryanccc777

Жыл бұрын

The Amex BCP is definitely underrated but it has to fit your use case. I have the Hulu bundle so it provides $7 a month / $84 a year plus the 6% off so that combined alone is more that the annual fee. Then the 6% on $6k for groceries which we max out is another $360.

@KevinYang

Жыл бұрын

@@Chevy2Tyme Housing is hard. If you're renting then you could consider the Bilt card. Food wise, do you cook more (groceries( or dine out more?

@KevinYang

Жыл бұрын

@@ryanccc777 If you're able to use the perks to that extent, sounds like you found a perfect card!

Some very underrated cards on this list!

@KevinYang

Жыл бұрын

Some are pretty impressive too, thanks for watching Manny!

The Cash+ only gives you 2% on one category: gas, groceries, OR restaurants. It’s not all three.

@KevinYang

Жыл бұрын

Yup that's correct, it's one category of those three!