Amazing video. Keep up the good work💯🙌

Best channel for overall financial knowledge.. Simple and accurate

great info and your videos are very interactive all the best and thank you for sharing valuable information

Very unique content. Thank you and God bless

Nice video...keep itup. Informative as well not boring.

Thank you well explained 😊

Really informative video ...!

Very nice and lots of knowledge . love from Patna Bihar ❤️

Great content, also try to mention reward points redemption value for each bank.

Thanks dear for info I love your voice

great topic

good research work truly yaar

Good, Keep it up.

Really. Nice topics

Thanks for sharing 🙏

Fantastic information 👍🏻👍🏻

Please make video on how to plan finances better for new professional

You give very helpful and practical knowledge and you are also very cute..👌

So nice explained

Can you share the sheet in which you collected the details of all the credit cards?

Video is good , but can be more detailed like hdfc millennia card has limit of monthly 1000 cash back like this important stuff

Your voice is excellent🥰🥰

Having all cards excluding idfc i can say you r right.. Best & amazing cards.

@rohanyadav6803

2 жыл бұрын

Same here broooo... I have sbi n icici ...

Thanks 🙏

Loveable 😊

I think citi indianoil and the amex cards have been really rewarding along with the ones you spoke about. For me both these, are almost free. Amex most of the time waves off my annual fees. Citi ioil is lifetime free anyways. For rewards on the citi I get free fuel, so I just need to fill fuel with the citi ioil card at a ioil petrol pump, I get a sms to convert that purchase into a reward points purchase i.e free fuel

@dhamult0076

2 жыл бұрын

btw how much joining and annual fees?

@dhamult0076

2 жыл бұрын

quit intresting

@olifern

2 жыл бұрын

@@dhamult0076 they made Citi ioil lifetime free for me

@verticillaster

2 жыл бұрын

@@olifern how .. u talk to citi branch manager??

@beastfans_india

2 жыл бұрын

@@olifern how ?

Just for info - SBI card have dropped giving reward points during sale period from 1st dec i.e if there is currently sale going on amazon for sbi card so we wont get rewards for amazon transactions during sale period

@vishal.choudhury

2 жыл бұрын

SBI is good for EMI transactions only.

Is HDFC Regalia CC a better option to go with??? Any suggestions?

I love you ❤️ be kifayati girl..Beena mekeover ke itni sundar kaise😍

Great content mam, I think on basis of this 1st card is good by the way pl. improve your video quality though

Useful

I have been using various credit card since 2015 and I currently have 8 active credit cards of different banks. Now I have got both amazon icici card and hdfc millenia card approved just 2 months back. The amazon card is so good and rewarding that I am using this card as primary.

@lxst7602

Жыл бұрын

Is there any benefit or disadvantage of having multiple credit card. Asking cause i have no idea if i should consider getting a credit card.

@awwush

Жыл бұрын

same ques

Very good

I'm surprised 3 of my cards in the list ;) Except the IDFC. Applying now!

I subscribed your channel to see your face😄 damn cute

If used carefully ans smartly, credit cards are a money saver

Effective 1st October, 2022, a convenience fee of ₹99 (plus applicable taxes) will be levied on redemption of Reward Points

You r so quuuuuueeeet

How do you compare Uni/slice with these picked credit cards

Plz make videos on ETFs

Asli Maja tou toll plaza wala bekifayati tha😄😄

Hi Thanks a lot for the video, I have Amazon pay credit card (prime member) and SBI simply click credit card. Can you please help me on which instances I should use which card

@r_raghu

Жыл бұрын

I also have the same, can you tell which one you are using where?

Nice 👍🏻👍🏻👍🏻

It was good video, Can you check that upon closure are there any charges or not?

Unlike other credit card it's reward points are not expired... There is approximately no credit card whose reward points gets expired

Good information. My choice. SBI

I think you should include Axis Bank Ace credit card also. It has really good features and cashback offers.

@satenderkumar1194

2 жыл бұрын

Wo bnd kr diya bhai bank ne ..ab nhi mil rha. Maine pucha tha bank walo se yhi reply Mila

@nilsong1902

2 жыл бұрын

Axis has very bad policy 90% percentage rejection rehta hai

@nirmitgandhi3208

2 жыл бұрын

@@satenderkumar1194 yes they have replaced this card with Airtel axis card

@praveengampa

2 жыл бұрын

@@satenderkumar1194 Now they started again i applied and got yesterday only

@verticillaster

2 жыл бұрын

@@praveengampa what's the full procedure

I have all these cards. Sbi simply save is the one which I kept from last 9 years.

@verticillaster

2 жыл бұрын

Save is fir groceries n clik is for electronics purchase

If we enter during Lifetime free ? From next year if some AMC introduced is it applicable to us?

HDFC regular savings account is better or saving max account?? Pls reply

Maam what is the procedure to apply all these cards? i knw at a time we need 1 card but I'm just wnna knw all the cards process of applying.!! So that i choose 1 in all of them.

Axis flipkart card best h, bcoz sale time it gives 10%+5% cashback

If we take hdfc credit card then after spending of minimum limit of 30000, is one time or we have spend minimum limit every time

Make a video on credit cards for students

does renewal fee waiver work if i withdraw cash using cc ?

Is it weird that I was turned on by how well the spreadsheet has been designed when you showed it at 00:11 ?

PLEASE MAKE A VIDEO ON BUILDING CREDIT SCORE 🥺

@cardwaalebaba

2 жыл бұрын

You can check this video on my chanl

4 mein se 3 hai... 🎉 Superb cards..

There is a capping in hdfc card flat 5% cashback but monthly limit 1000

You missed Axis Ace, it gives 2 percent cash back everywhere.

@jjstechworld6426

2 жыл бұрын

But that's not LTF....

@JP_Kumar

2 жыл бұрын

Waise sbi & hdfc wale bhi nhi h

@nilsong1902

2 жыл бұрын

@@jjstechworld6426 To SBI aur HDFC konsa LTF hai 😂😂😂

@jjstechworld6426

2 жыл бұрын

@@nilsong1902 Hdfc hote hai na LTF for select users...SBI me free jaisa kuch v ni h..

Is there any card compared to slice card??? Slice card provide 3 mon(90 days) to pay a huge amount by converting that amount to 0% EMI for 3 months..

Could u please share the Excel sheet of credit card, thanks

apka video dekha turant apply kiya amazon pay icici credit card turant 50000 limit k sath card aprove ho gaya

No offence.. Your content is very good... but can you please upgrade your camera ? like even iphone 11's video camera will be better than what you are using for sure. Also you have like 500k+ subscribers so hopefully you will be having some money to invest on better camera. Iphone's 11 camera is good option on budget i guess.

@Bekifayati mam. .kya ye cards ke liye har Bank mei account hona padega

Life tak se yahan tak ❤

Could you please create video on best fuel credit card

Please make a video how to return a credit card Thanks

Sir mail id pe and hdfc app se hdfc moneyback cc ka offer hai with 3 condition 1. Attach bill or 2. Spend 30k or 50k in 3 months or 1yr tho bina in condition ke kaise hdfc ka card kaise lu

Madam flipkart axis and axis ace are the best one. With cashback from 1.5 to 2 % on offline purchases

best card is amazon pay icici credit card your rewards directly come to your amazon account every month. in sbi cards you can only redeem rewards if reward points exceed 2000 pts

SBI Simply Click Credit Card se LIC ke premium pay kr skte hain? Means ke kya usme rewards points milege?

Hi , applied for amezon pay card but got rejected because of address location i think, can i get a credit card if i live in bikaner rajasthan? Or is there any way to change adress or if i am staying in a rented house in delhi can i use that address for application , but how i will show a address prof for that ?

@murtjaali9181

2 жыл бұрын

You don't need to verify address. In vedio kyc they will verify adhar no and pan card. No physical verification. They will verify your current location, that should be match with either your working address or adhar address.

@murtjaali9181

2 жыл бұрын

You don't need to verify address. In vedio kyc they will verify adhar no and pan card. No physical verification. They will verify your current location, that should be match with either your working address or adhar address.

Your hair is too beautiful and thick 💕💕it's so thick and voluminous

Miss ji......agar me ye idfc card le ker kbhi use na kru bus wallet me rakhy rahu to kya hoga

This card will only charge 9@15 interest if you are not able to pay the payment on time what was this i didn’t understand can any one explain me

You forgot to tell about the redemption of points into cash deposit from Hdfc milleniam card if someone does not want to use reward points for shopping .

@aravind43

Жыл бұрын

Is it possible to redeem points directly to bank account?

Where is the flipkart Axis bank card? 5% cashback on flipkart and 1.5% on any other online purchase, also cashback directly credited in the bill.

Wanted to know, if we take a lifetime free credit card, how can company start charging us annual fees after that? Will that be only for new applicants? or all?

@bekifaayati

2 жыл бұрын

If they start charging annual fees, that'll be for all the card holders

@narutozmk172

2 жыл бұрын

@@bekifaayati then that would be unfair and a lie. Right? Lure people in with lifetime free claim and then change it

@bekifaayati

2 жыл бұрын

@@narutozmk172 you always have the option of closing that card in case something like this happens 🙏

@satyabratadhal

2 жыл бұрын

Companies will charge for new applicants. When offer is for the time period you applied, it will be as per the offer. They have to overlook their business. Otherwise ppl will lose trust on the company. Icici coral and platinum are lifetime free for some and for some ppl they are chargeable.

@vincentjr8013

2 жыл бұрын

@@narutozmk172 they can do it because , i think somewhere in terms and condition they may have mentioned that they can change rules any time if they want 😂

Please make a video on how to convert our paid credit card into lifetime free credit card same company for example Flipkart Axis Bank credit card in one there is joining fees and in other there is lifetime free.

Just to ask agar free card banwaliya or use may nai aa raha ho toh kya humne kuch extra charge pay karna padega ya card block ho jayega

Isme se agar koi v credit card mai lena chhata hu to ye jaruri h kya us bank me normal saving account ho, ya fir saving account nhi hone se v mai credit card us bank ka le sakta hu?

Can you please share your excel sheet? It was full of information

@sody84

Жыл бұрын

Video highest resolution may chalao, fir pause kar kar ke screenshot le lo! 🤷🏻‍♂️

ICICI Platinum and Flipkart Axis Bank is also free credit cards.

How can I use CC to pay rent? It will have to be via some app and there will be charges for using card, app or both?

@bekifaayati

2 жыл бұрын

You can do it using CRED, RedGiraffe, etc

@Techmandya

2 жыл бұрын

Paytm is best if u pay 5000 50rs charges but others have more

@sajalbasak6640

2 жыл бұрын

@@bekifaayati Nobroker is Also good for rent payment through credit card .

IDFC is best but I think it is delivered in metro cities. It is even not available in AGRA AND KANPUR where IDFC has it's own branches. So it is very hard to obtain it in these areas.

Is it necessary to have a bank account in these banks to get a credit card or can we get a credit card without opening the bank accounts?

@aravind43

Жыл бұрын

I too have the same doubt

Yeh kya Bata diya sbi 499+gst 90 amazon voucher 500. Kahan zero hua 89 to laga na. Title likhe ho lifetime free, to Yeh sbi kahan se free Hai.

@ankitpatel0698

2 жыл бұрын

Aap akhand hutiye ho satyavrata ji 🙏

@AnkitSharma-xd3mb

2 жыл бұрын

Aapke ghar agar gas ka cyllender aata hoga 999.96 aap zaroor 4 paise mangte honge.

@satyabratadhal

2 жыл бұрын

@@AnkitSharma-xd3mb nahin 1010 deta hoon. Jo leke aata hai usko kuch paisa deta hoon. Iss video Mein sbi ko agar include kiya hai...to market Mein yese bahut saare credit cards hai waive off of annual fees. Gst component is seen as minimal for 500 but for cards of 2k or 10k annual fees, it can be a large amount. When you are saying top 4 free credit card, the lady should not consider sbi.

@satyabratadhal

2 жыл бұрын

@@ankitpatel0698 Akhand nahin Maha hutiya hoon. Jo bewakoof banayega usko to main nahin chodunga.

@satyabratadhal

2 жыл бұрын

@@AnkitSharma-xd3mb rounding off is not same as gst. Kya aap cylinder ka 999.96 ko 1100 karke dete ho?

Agar jiske paas koi job nhi hai wo bhi apply kar sakta hai kya?

500 rs voucher vs 500 + gst charges. So, no. It is not a "free card" since the gst amount has to be paid from our pocket.

Got HDFC _--_*_MILLENIA_*_--_ credit 🤩 💳 card with 75k total limit

1:50 joining fee with have 18% gst. Amazon voucher will be 500 only

Ma'am what about Axis bank flipkart credit card ?

Don't understand why you missed on some obvious greats like hdfc regalia, yes first exclusive, idfc wealth, amex membership card and selected a paid SBI card 🤣 For most cards annual fee is waived off if you spend upto a certain extent but that doesn't make them life time free credit card. Lifetime free cards remain free no matter how rarely you use.

@PrinceKumar-ji6xp

2 жыл бұрын

Exactly

But for hdfc millinia card we need to spend min 2000 to receive 5% cashback is that not a drawback? We dont spend 2k every time

@akshaypuram5268

2 жыл бұрын

No limit now? @@ek_virus

@akshaypuram5268

2 жыл бұрын

I dont think so in website it is mentioned to spend min 2k @@ek_virus

Dear sister, please make one video on HDFC Bank fraud policy. How HDFC Bank manipulating customer CIBIL Score intentionally...

@kallolmondal5768

2 жыл бұрын

Unlike others bank HDFC Bank not sending customer's full Credit card limit to Credit bureaus or CIBIL. But it is one of the top most important thing to make proper Credit score. Because it helps to calculate Credit utilization rate which has highest impact in Credit score. As CIBIL not getting Credit limit they are calculating Till now highest credit utilization as Credit limit. So customer credit utilization will be always very much higher than actual. Sometimes may be 100% also. I have emailed them but they are not agree to send it. Normally answering: "our bank don't send it". BUT THIS IS ILLEGAL. I am showing you how it is happening and what is the Negative Side For customers and Others Bank.

@kallolmondal5768

2 жыл бұрын

FOR EXAMPLE: One Customer Credit card has Rs.1,00,000 limit His present Due amount: Rs.7,500. Till now his highest utilisation amount is: Rs.10,000. Now what will the RESULT: 1st: In others bank (SBI, ICICI,Axis Bank etc) His credit utilization rate: 7.5 % which is not only good it is excellent to build excellent Credit score. 2nd: In HDFC Bank case His credit utilization rate: 75% which is not only bad it will ruined his Credit score. As below 30% utilization is always recommend to build good Credit score. Where his original utilization rate is 7.5% only but here HDFC bank very cleverly making it 10× higher. And he is becoming a customer who is Over dependent on Credit. But actually he is not this.

@kallolmondal5768

2 жыл бұрын

Now telling you How and Why they are doing this: Because if they don't send full credit limit to Credit bureau by default bureau calculate till now your highest credit utilization amount as Card limit. So his utilization rate will be always greater than the actual. Which is INJUSTICE. Because it will decrease his credit score even after making 100% on time payment. As per credit bureau he will be treated as Over dependent on credit for your fake high utilization rate. So other banks will not be able to take right decision to give you loan because of your poor credit score although you are a very good customer. But at the same time HDFC only knows your full customer details. So this bank will say I can give you loan no problem. But as your Credit score is low so you have to pay higher interest rate. This is very illegal policy.

All these Credit cards want us to spend more and more so that they earn better from our spending

Mera abhi credit score build nahi hua, to muze koi credit card milega kya

Icici amazon is same as Chase amazon cc (USA) . Hearing u it's sounds like has the same features with points /cashback

👉 *Agar millennia credit card aap category mein rakh sakte hai tho Axis Bank ka FLIPKART and ACE credit card kyon nahin Rakha .* 👉 *AAPKA JANKARI ADHURA HAI .*

@bekifaayati

2 жыл бұрын

Millennia is atleast 2 notches better than Ace or Flipkart 🙏