Time Value of Money Finance - TVM Formulas & Calculations - Annuities, Present Value, Future Value

This Time Value of Money Lesson TVM covers all the basic concepts of the Time Value of Money that you would learn in Finance. In this tvm tutorial we cover simple interest, compound interest, present value formula, future value formula, annuity due, ordinary annuity, present value of annuities, future value of an annuity, intrayear compounding interest, and perpetuities. In this time value of money lesson we teach you by video using visualizations to help you understand how money and time works. If you study this finance tvm video tutorial in combination with what you leanr about the time value of money in your finance class, you should have a clear understanding when it is time to take your time value of money tvm test or exam. I’m glad that I could help you study for your finance time value of money exam.
0:00 Introduction to the Time Value of Money
0:49 Simple Interest Formula
2:16 What is Compound Interest ?
3:55 Future Value Formula & Compounding Interest
4:41 What is Future Value in Finance?
5:37 The Future Value Formula
6:26 What is an Annuity?
7:17 What is Present Value?
7:57 Present Value Formula & Example
8:36 Present Value of Future Cash Flow Series
9:46 Intrayear Compounding Interest
10:02 Intrayear Compounding Interest Formula
10:25 Future Value of Investment with Intrayear Compound Interest
12:43 Future Value of Annuity Monthly Compound Interest
13:40 Future Value of Ordinary Annuity
15:21 Future Value of Annuity Due
17:06 Present Value of Ordinary Annuity
18:35 Present Value of Annuity Due
20:07 What is a Perpetuity
20:34 Present Value of Perpetuity
What is simple interest?
What is compound interest?
What is an ordinary annuity?
What is an annuity due?
What is the present value formula?
What is the future value formula?
How to solve the present value of an uneven series of cash flows.
What is a perpetuity?
How to solve the present value of an ordinary annuity.
How to solve the present value of an annuity due.
How to solve the future value of an annuity due.
How to solve the future value of an ordinary annuity.
Present value of a perpetuity formula.
Time value of money, time value of money lesson, tvm, tvm lesson, tvm formulas, time value of money formulas, present value formula, future value formula, present value, future value, annuity due, ordinary annuity, simple interest, compounding interest, intrayear compounding interest, perpetuity, present value of a perpetuity, how to present value, what is present value, what is time value of money
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Пікірлер: 139

  • @Subjectmoney
    @Subjectmoney Жыл бұрын

    If you learned something from my video please like the video and subscribe to my channel. I truly appreciate your support!

  • @RiAirgead

    @RiAirgead

    Жыл бұрын

    Great vid but you need a better mic

  • @ninotesorero353
    @ninotesorero3532 жыл бұрын

    This is one of the best tvm lesson I've ever watched. I was able to know the difference between Ordinary Annuity and Annuity due... Thank you so much

  • @dieterkpexor9338
    @dieterkpexor93386 жыл бұрын

    One of the best TVM lectures I have come across. You break it down so simple. God Bless You

  • @yositasunintaboon4455
    @yositasunintaboon44555 жыл бұрын

    I was so confused about the difference between ordinary annuity and annuity due! This is very helpful! Thank you so much for sharing.

  • @bulelanimkazana1212
    @bulelanimkazana12125 жыл бұрын

    i was lost but now u helped me and am ready for my test...u 100% more better than my professor

  • @ahmadshahbarekzai5725
    @ahmadshahbarekzai57257 жыл бұрын

    Thanks so much ! I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer

  • @kbinyourface
    @kbinyourface6 жыл бұрын

    Thank you so much!! You helped me so much to understand all of this for my personal finance class!!!

  • @tendamutende7481
    @tendamutende74816 жыл бұрын

    thank you so much you have explain in details and more clear the entire chapter 4 and 5 for me. well done and you are not helping me only but the entire generation in difficulties with corporate finance course.

  • @nrjrj6142
    @nrjrj61426 жыл бұрын

    I would like to say thank you for your great explanation. Even I missed the class but I still can understand this topics.

  • @abdulqayyum-ek3bn
    @abdulqayyum-ek3bn5 жыл бұрын

    Explained in very understandable and simplified way... great work! 👍

  • @benyamina8174
    @benyamina81747 жыл бұрын

    Thank you very much. The way you explained it is better than any professors I have ever met. Thanks

  • @noah7007
    @noah70078 жыл бұрын

    Thank you so much.. you are a star!

  • @alvirafisher4479
    @alvirafisher44796 жыл бұрын

    Easy to follow.. Great explaining. Thank you!

  • @AwesomeVanilla
    @AwesomeVanilla7 жыл бұрын

    Thank you very much! You explain this very well and it is very helpful.

  • @JAYBSMOOV23
    @JAYBSMOOV23 Жыл бұрын

    Was watching this to prepare for a finance course at my University (FIN3403 for any UCF students out there). I now feel very prepared for this course, and much more confident about passing with a great grade than before. Thank you for this video!

  • @misturabello2262
    @misturabello22625 жыл бұрын

    It was helpful and useful, thanks. will watch it over and over till i get it finally. Thank you

  • @nirmalbhatia9186
    @nirmalbhatia91866 жыл бұрын

    Thanks for your time. It definitely made my life easy in understanding the basics.

  • @simplynkule
    @simplynkule11 ай бұрын

    This video has just saved me. I had given up going to the exam. Thank you so much everything is well explained. 🙏

  • @Saolin247
    @Saolin247 Жыл бұрын

    This video is very helpful, simple and clear explanations. I had a bit of struggle with calculating annuities or differntiating them but now I am confident with my understanding and applying the correct formulars. Thank you

  • @sandeepsahni360
    @sandeepsahni3604 жыл бұрын

    Thank you so much sir for such a wonderful lecture .God bless you. Keep going on.

  • @borderlinegeek8449
    @borderlinegeek84497 жыл бұрын

    I have mid-semester Monday and I was seriously doubting getting a pass, but now, I definitely feel more than ready. Thank you so much. Continue the great work.

  • @lokeshganta1663
    @lokeshganta1663 Жыл бұрын

    Great teaching, very useful. Thank you and JESUS bless you

  • @Subjectmoney

    @Subjectmoney

    Жыл бұрын

    Thanks for watching

  • @Jovyjenn
    @Jovyjenn2 жыл бұрын

    Thank you a lot, I was enlightened by everything. This videos very helpful ❤️

  • @karanjajosephinewangari5462
    @karanjajosephinewangari54626 жыл бұрын

    Thank you so much. This was very clear to me. I hope you do more videos.

  • @JB-zq5tp
    @JB-zq5tp6 жыл бұрын

    Wow... nailed it.

  • @TomsBumanis
    @TomsBumanis8 жыл бұрын

    Great video. Thank you!

  • @trezzia
    @trezzia8 жыл бұрын

    thank you, i am enlightened

  • @bettyrobinson2756
    @bettyrobinson27567 жыл бұрын

    Excellent Job! Thank you.

  • @hammerhead19able
    @hammerhead19able8 жыл бұрын

    That was very helpful. Thank you.

  • @lovelyjanesalvador4982
    @lovelyjanesalvador49822 жыл бұрын

    at first I was confused on what are the difference ordinary and annuity due. By this video the much easier way to understand opened on my mind! thankyou so much sir!!

  • @estevado
    @estevado8 жыл бұрын

    Great help, thank you!

  • @ajeetyadav1093
    @ajeetyadav10933 жыл бұрын

    Thank you so....this single video made my all concepts clear..... Thanks!

  • @tMuch
    @tMuch6 жыл бұрын

    Thank you.. You simplified it for me.

  • @debrataggart1687
    @debrataggart16878 жыл бұрын

    Excellent presentation. Very helpful. Thank you.

  • @htoolay6581
    @htoolay65814 жыл бұрын

    Thanks, this is really helpful! It is very clear.

  • @KarlaLopez-pc1wt
    @KarlaLopez-pc1wt8 жыл бұрын

    Thank you. It was very helpful.

  • @malianamalkan9749
    @malianamalkan97495 жыл бұрын

    Thank you for the great work. You make it easy to understand the basic concept. I will definitely share this video to my 18 year-old daughter. By the way, in your last page of presentation, in your last sentence, I think it should have been written $1000 per month instead of per year.

  • @deandrebryant8114
    @deandrebryant81147 жыл бұрын

    You da GOAT ✊🏽

  • @nomnom6136
    @nomnom61367 жыл бұрын

    tnx a ton....... this vedio has really helped me to get a good clarity on the concept.

  • @biofan234
    @biofan2346 жыл бұрын

    thank you for this explanation this was helpful

  • @YelizAch
    @YelizAch6 жыл бұрын

    Great ⭐️⭐️⭐️

  • @mischaelsanhoboa8739
    @mischaelsanhoboa87395 жыл бұрын

    thank you so much,It really helped me

  • @mariamalbatanoni4431
    @mariamalbatanoni44316 жыл бұрын

    Thank you so much

  • @amnatariq3662
    @amnatariq36622 жыл бұрын

    Thankyou so much you helped me understand everything otherwise i was s confused. God bless you.

  • @divyeshvora2714
    @divyeshvora27144 жыл бұрын

    Mate, You are awesome. Thank you :)

  • @deonwhiteside4337
    @deonwhiteside43378 жыл бұрын

    Thanks for Breaking this down Barney style!!

  • @jalilsadat4430
    @jalilsadat4430 Жыл бұрын

    Thank you so much for the great illustration of time value of money

  • @AdamuBig21
    @AdamuBig216 жыл бұрын

    YOU ARE THE BEST, simply

  • @Wolvofficial
    @Wolvofficial8 жыл бұрын

    excellent educational video thank you

  • @leedarcy5344
    @leedarcy53444 жыл бұрын

    Excellent video. Thank you kindly

  • @mahammeer954
    @mahammeer95410 күн бұрын

    Thank You Soo Much Sir

  • @BenaalbaVEVO
    @BenaalbaVEVO2 жыл бұрын

    this was rilly good ..i have a retake paper on 5th jan 2022 .. wish me luck

  • @airasweet3345
    @airasweet33455 жыл бұрын

    sgt membantu thank 😘

  • @joannwosu
    @joannwosu9 жыл бұрын

    great tutorial

  • @muhammadtaimur6663
    @muhammadtaimur66632 жыл бұрын

    For the very first time i am cleared to make diffrences between ordinary and due annuity

  • @mariatorres1190
    @mariatorres11907 жыл бұрын

    Thanks!

  • @justelokossou2553
    @justelokossou25532 жыл бұрын

    Great video...Thanks so much

  • @johnq3543
    @johnq35433 жыл бұрын

    Very helpful, thank you.

  • @federicoalbojer9105
    @federicoalbojer91057 жыл бұрын

    Your very good at explaining, everything was crystal clear. Well Done and thanks.

  • @donaldkimutai2129
    @donaldkimutai21293 ай бұрын

    very helpful, thank you '

  • @towkirahmedshawon9810
    @towkirahmedshawon98107 жыл бұрын

    Thank You Sir

  • @majokchanuong9835
    @majokchanuong98356 жыл бұрын

    thanks a lot. at least have understood everything in this video

  • @neemamoses7147
    @neemamoses71474 жыл бұрын

    Thanks a lot sir be blessed

  • @nafizfaruk19
    @nafizfaruk195 жыл бұрын

    Thanks a lot! This helped me understand the concepts for my Finance course!

  • @rohinirsharma
    @rohinirsharma5 жыл бұрын

    Reallly helpful

  • @kondwanibanda4367
    @kondwanibanda43675 жыл бұрын

    good explanation indeed

  • @Blu5078
    @Blu50785 жыл бұрын

    Dear Sir, I will be taking finance management next term, and I am grateful to have come across your channel. New Subscriber.😁😁😁😁

  • @mudanalocheryl6607
    @mudanalocheryl66072 жыл бұрын

    Thank you very much

  • @ahinsaj.g3897
    @ahinsaj.g38972 жыл бұрын

    thank you very much sir

  • @cmmts
    @cmmts8 жыл бұрын

    This is an amazing concise explanation of Time Value of Money. Thank you so much!

  • @iloveroblox.11
    @iloveroblox.112 жыл бұрын

    thank you, I feel so smart now

  • @Mark-jy9dz
    @Mark-jy9dz2 жыл бұрын

    Great work 💯 I like your explanations..

  • @spectrenm1863
    @spectrenm18638 жыл бұрын

    Thank you

  • @tendaizvikomboreroparaffin3925
    @tendaizvikomboreroparaffin39256 жыл бұрын

    helpful staff

  • @vidakwakye
    @vidakwakye6 жыл бұрын

    This was quite confusing to me before, but you've made it very easy for me to understand. Thank you👍🏾

  • @happywala4051
    @happywala40516 жыл бұрын

    TYSM 😊😊😊

  • @jeremypickup9400
    @jeremypickup94002 жыл бұрын

    Great video

  • @srenyvas1
    @srenyvas14 жыл бұрын

    Very good explanation and easy to understand. Keep doing with some more vidoes

  • @miss2190ed
    @miss2190ed Жыл бұрын

    Bless your hearts 💚

  • @lightscameraashish
    @lightscameraashish9 жыл бұрын

    Great job! Thanks man! appreciate your effort. made it so clear and easy! :)

  • @kennedysan1045
    @kennedysan1045 Жыл бұрын

    For the general ordinary annuity formula, do you know why it is to the power of 5? When only 4 of the payments are accruing interest? I cannot get my head around it.

  • @ramanoojsunchurrun3583
    @ramanoojsunchurrun35832 жыл бұрын

    very helpful

  • @jasonjoseph5713
    @jasonjoseph57137 жыл бұрын

    Typo Error in your perpetuity slide example numerical. Very good video

  • @elmiraoganyan3903
    @elmiraoganyan3903 Жыл бұрын

    THANK YOU!!!!

  • @Subjectmoney

    @Subjectmoney

    Жыл бұрын

    Thanks for watching

  • @soumyam6881
    @soumyam68818 жыл бұрын

    Thank you, Can I download this video. I am not able to do so now.

  • @zkhalid5832
    @zkhalid58328 жыл бұрын

    Thank you so much, sir!

  • @sosinadaba2430
    @sosinadaba24302 жыл бұрын

    Bravo

  • @kateshaw2292
    @kateshaw22927 жыл бұрын

    Great video - I was really struggling to understand this but you explained it so well.

  • @SkiwiGaming
    @SkiwiGaming5 жыл бұрын

    The last problem was wrong. its actually $240,000 for the present value of a perpetuity. As: $1000/(0.05/12) = $240,000 Just a heads up!!

  • @lakpayonjan5823
    @lakpayonjan58232 жыл бұрын

    13:23, it sould be pmt =1000 not fv=1000, because you will receive it 1000 on monthly basis . then fv will be 12252.80. if i am not wrong

  • @hezronmhagama3722
    @hezronmhagama37228 жыл бұрын

    It was really confusing before....but it is well understood

  • @finda201
    @finda20119 күн бұрын

    In simple interest what does the 1 symbolise ?…. This is mentioned at the beginning when explaining simple interest ?

  • @tala1325
    @tala13257 жыл бұрын

    thank you so much! this helped me a lot!

  • @sudhanshunain4690
    @sudhanshunain46908 ай бұрын

    I didnt understand the last perpetuity part , why did we divide by rate instead of 1 + r ??

  • @mr.wright7182
    @mr.wright71824 жыл бұрын

    Is the future value of money worth more? The Fed keeps printing and deflating the dollar

  • @2005cronic
    @2005cronic8 жыл бұрын

    I keep ending up with a wrong result on the perpetuity paid monthly. I calculate PV = 1000 / (0.05/12). My result is PV = 240000. What am I doing wrong?

  • @zakiasultan1959

    @zakiasultan1959

    7 жыл бұрын

    just approximation made by your calculator

  • @seriouslycat6056
    @seriouslycat6056 Жыл бұрын

    Good video, however it would be better to put text explanations at top for viewers using cell phone and pause to review. The bottom of screen bocks text when paused

  • @Zohirul-Jewel
    @Zohirul-Jewel6 жыл бұрын

    Present value formula is initial investment/interest rate raised to the power of the number of years invested.

  • @kylledl5535
    @kylledl55352 жыл бұрын

    Done

  • @majorsonic
    @majorsonic4 жыл бұрын

    This video is great but the constant ads every minute is terrible. GFY

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