Princess is Dave Ramsey code for Gold Digger 😂

@sbentsen2714

Ай бұрын

Right that's what I was thinking

@UnknownWarriorZz

Ай бұрын

Yeah cuz he’s too politically correct.

@barnabusdoyle4930

Ай бұрын

No, princess is far worse

@garykinard7553

Ай бұрын

They are all Princesses in the US. haha. Gold diggers are everywhere in the world. It can be to your advantage believe me.

@mikeyg4072

Ай бұрын

Lmao

*Delay marriage. *Many red flags. *Horrendous financial fights ahead.

@user-tl7mj2bm4m

Ай бұрын

I think you've called that correctly. Financial disagreement is a major reason for divorce.

@wbae1340

Ай бұрын

Really not in a bad situation at all if they take the right steps. Ideal that they are doing this before getting married

@agatanakonieczny2213

Ай бұрын

He wants her to pay into HIS house. She is not his tenant. IMO he is a red flag.

@jimreimers4213

Ай бұрын

​@agatanakonieczny2213 I'm still listening to the video, but when she leaves him, odds are the court will award her the house, so I disagree with you. Imo, she should be paying half or more as it will be her house in the end. To be honest with each, woman should buy and pay for the entire house every time. Being women initiate divorce 70 plus % of the time and are awarded the homes the majority of the time.

@michaelmcpherson915

Ай бұрын

@@jimreimers4213 You are going off the assumption that a divorce is a foregone conclusion. Why get married if you assume she's just going to leave?

She is coming for every penny, you can feel it!

She is young and good looking and the fun part is fun, but reality of getting married is hitting him in the face.

@ugabuga1361

Ай бұрын

28? Bro she is a few years away from being inferential …. She is past her prime!!! Hahah the easiest way to avoid headaches with a girl is get them when they’re innocent… if they have multiple past partners means ran through and mentally damaged

@richardhands904

Ай бұрын

Can tell your a virgin ​@@ugabuga1361

@_Y.Not_

Ай бұрын

@@ugabuga1361 my bets are on you are single and 12 and likely to stay that way

@kylekiedeisch9521

Ай бұрын

@@ugabuga1361 u been listening to too much fresh n fit pal.

@kleindropper

Ай бұрын

27, almost time to trade in for a new one.

My Dad said the only way to get full value out of a car was to have it towed to the junkyard. That is, wear it out.

@alinatamashevich3354

Ай бұрын

Same with women

@raymond_sycamore

Ай бұрын

@@alinatamashevich3354 I like you

@getinthespace7715

Ай бұрын

Yeah. I buy a vehicle and drive it till the wheels fall off, then put new wheels on and drive it some more. I've had multiple vehicles that I drive for 200k plus miles. Had a 92 buick regal that the odometer broke on at 192k. I drove it for another 8 years. Probably had 400k on it when I gave it to my dad to trade in at a push pull or drag sale for $1500. Had a subaru WRX. I drove for 200k like I stole it every day. Only cost me about $1500 in maintenance over the 10 years I had it. Bought it used for $18k. If you calculate out the cost of ownership per mile. Putting a few grand into keeping an older vehicle on the road saves a ton compared to buying a new car.

@kathryncashner3294

Ай бұрын

Mine is 20 years old and going strong. Each time it goes in for a "major service" (you know the expensive one that happens every 3 years or so) I go out smiling that it is SO much less costly than a new vehicle. The other car in the family is 16 years old and was dealer purchased after one of those stupid guys leased it for 3 years and returned it in perfect condition. Each of the cars has a few body spots where a rock made a little "ding" or whatever, but sound motor, great inside, and great cars.

@getinthespace7715

Ай бұрын

@kathryncashner3294 , I just bought a 2 year old lease return truck. 30k miles on it. For $24k less than new 40% depreciation in those first 2 years. $1k a month. Been perfect so far. Had 1 issue fixed under warranty. I don't know why anyone buys a new vehicle. Literally lightning $1k a month on fire.

He knows this marriage is not gonna work. You can sense it from his voice. He's scared out of his mind.. protect your assets, buddy. Get a prenup.

@tylerdryman

Ай бұрын

For sure. Dudes got a hot girl 10 years younger than him and enjoys all the fun but knows she aint wife material

@kleindropper

Ай бұрын

No no no. Don't get married. Prenups are too risky

@aorg9793

Ай бұрын

"He knows this marriage is not gonna work." two sentences later "Get a prenup." I think you've lost the plot.

@user-lm6me2tz9t

Ай бұрын

@@kleindropper If you need "pre-marriage counceling" then just don't do it :P

@seminolekilla

Ай бұрын

@@user-lm6me2tz9tpre marriage counseling is to make sure all values align before tying the knot. Not everyone knows all the questions that need to be asked before jumping into it.

I don't see a happy ending for these two. They just have two different financial personalities.

@agatanakonieczny2213

Ай бұрын

They are just Ina different phase od life. An he is shady - he wants her to pay into HIS house. A young woman at the beginning of her career. She is not his tenant.

My wife (27) has 2 friends who both became single in the last 3-5 weeks… 2 weeks ago she asked me for an “amicable” divorce like it was nothing. We have a 4 year old with autism and a birth defect.. She had nothing when I met her and now has everything. Never abused in any way shape or form, no infidelity. Be very very careful

@mikeyg1776

Ай бұрын

Sounds terrible if you didn't do nothing wrong and she just out of no where wants a divorce because her friends are doing it. Shame on her for doing that

@Nardaa-ox3be

Ай бұрын

There are a lot of women who fall for Eat Love Pray levels of stupidity. It’s social programming to make them feel like the grass is greener, there’s adventures to be had, “I need to find myself”. You can rebuild. She won’t.

@jdelaney9325

Ай бұрын

Amicable divorce is very rare.

@jeanlenor1858

Ай бұрын

How could she already get everything from you in just two weeks? There wasn't any court process?

@boston312

Ай бұрын

Why did u get married? There were already millions of divorce examples for you to know better

"Your 1.7 million net worth is okay, it's not great". That statement makes me feel really good about my net worth. 😂

@imveryhungry112

Ай бұрын

Yeah he's not as rich as he thinks he is he's basically middle class.

@joechang8696

Ай бұрын

1.7M net at 38 is good. definitely not to be squandered. what is her net? if zero, I suggest not getting married

@imveryhungry112

Ай бұрын

@joechang8696 yeah I get that. But he's almost 40. At 55 most companies stop wanting to hire you. So he's only got 15 years to grow that less than 2 million fund to something he can live off in his old age. If she does in fact end up taking half of it he's really screwed.

@vicentecouto4977

Ай бұрын

1.8 at 38 is extremely good. very few people have that net worth at that age

@joechang8696

Ай бұрын

@@imveryhungry112 do we know if he has w-2 wage job (for 3K+ soc sec?), a pension? 1.7M at 38 should become 3M by 50 and 4M by 60. True, new job at 55+ is difficult depending on profession, so he should plan accordingly. While you may have the opinion that 2M generating 80K/yr retirement income is just marginal, if we can add 3K/mo SS, then that's ok. It depends on how much of net is house he is living (appreciating, but no income). US News says average net worth at age 35 is 183K and 1.8M for age 65-74, so OP is a hot item financially, especially for an available man. He is better off not taking a stupid risk

Run, Forrest! Run!!!

Caller: She likes to lease cars. Ken's expression says it all.

She’ll flip her lid at 35 then you’re screwed 🤷‍♂️

@startingtech3900

Ай бұрын

35? Try 29

@snookmeister55

Ай бұрын

She waited a long time, but eventually lost her mind. So did I. Not sure who went crazy first but I truly did and it's been painfully expensive.

@Jenda-ld8dj

13 күн бұрын

It's called a mid-life crisis.

@snookmeister55

13 күн бұрын

People flip at any age. Hormones play a part later, I believe.

Don’t get married if you don’t trust her.

WHEN you do get a prenuptial agreement make sure you get her a separate lawyer of HER CHOOSING. Her lawyer and your lawyer will negotiate the terms of the union and that way it won't be thrown out by a judge. Deion Sanders even had a clause in his prenup that every time it was contested, his ex-wife had to pay $100,000.

@Mr_Fairdale

Ай бұрын

Thank you. Too many times red pillers pop up in the comments with "pRenuPs aRe wOrThLeSs." They're not if you do your due diligence.

@Nardaa-ox3be

Ай бұрын

Yep, that’s how they do it in Hollywood, too. However, any wealth built AFTER the marriage is up for grabs. If he wants the hot young girl whose only job in life so far has been to make herself look pretty, he needs to pay up. There are normal women out there with jobs, stability, and 401k plans. Dude wants a princess without paying for it.

@superblump87

Ай бұрын

​@@Nardaa-ox3bewell put.

@ASimoneau

Ай бұрын

@@Nardaa-ox3be A prenup can be negotiated to dictate what is up for grabs in a marriage. For some reason, people seem to think it can't protect the assets you acquire during a marriage. Maybe the word "prenuptial" is what throws people off. But at its heart, it's a contract like any other - people have a lot of leeway to negotiate terms.

@Nardaa-ox3be

Ай бұрын

⁠@@ASimoneau A judge can declare a contract non-binding if it goes against the law. Prenups can be thrown out for many reasons - duress, coercion, contract terms that go against state laws, terms that would put her in poverty, if applied.

Every marriage comes with a prenup attached. Either it's the prenup arranged by and agreed to by the couple, or it's the one written by the state legislature.

@oldmoney1022

23 күн бұрын

Yea the problem is that it's an uncomfortable conversation to have. "Hey babe, we're going to get married soon! Oh but btw we need to do this thing called a prenup, in case there's ever ah, you know, a divorce."

That’s a really good net worth for a single income at 37. It’s only compounding from here.

@tomlorenz4344

Ай бұрын

Yea it should double every 7-10 years with responsible investing

Why would you marry someone you didn't trust on money issues? If the two are not prepared to be one- completely and totally in every aspect, money included- you are not prepared to be married.

@xCaptainKlutch97

Ай бұрын

This should be top comment.

@imveryhungry112

Ай бұрын

Makes sense but keep in mind many people in this country get divorced and initially they all trusted their partner

@beaniemac

Ай бұрын

Everyone trust their spouse prior to the marriage. Given the divorce rate, why even risk it.

@UnknownWarriorZz

Ай бұрын

50 years ago I would say your comment makes complete sense. Unfortunately your comment makes no sense today looking at the divorce rate and especially the unfair way in which divorce punishes and destroys men. Women initiate over 80% of divorces because the govt incentivizes that for them. They are rewarded for scamming someone and ruining a man’s life. One party is incentivized to break the sacitity of marriage and the other is just a complete victim with zero rights. I don’t care how much YOU THINK you trust your spouse…until that changes NO MAN should say I do without protecting themself. It’s a joke.

@aorg9793

Ай бұрын

Weak people cannot handle the very thought of going solo.

I married a woman like this. Don't do it bro

@LoveLetters1076

Ай бұрын

Good advice. I was married to a man like this. They will commit financial adultery later on every time.

@queenjohnson5097

Ай бұрын

​@@LoveLetters1076😂😂 sorry that was a great response Wasn't expecting this. Sorry though 😭

This guy is setting a record for saying "you know".

@wonderingthoughts926

Ай бұрын

No, I don’t know

@JOESUBA122

Ай бұрын

Why do they not just tell him the truth! It’s like they are setting him up! He has the money not her! I bet he is is even scared to ask for a prenup! I would put everything in a living trust and tell her nothing about it! Lol! She will leave him if she finds out! We all know it

@Tashas_Travels

Ай бұрын

😂😂😂😂

@Shiitalker

Ай бұрын

Ya know “

@Heidishereandthere

Ай бұрын

Well, yeah...ya know🥴

They’ve been dating 1 1/2 yrs. I’m guessing she’s pushing for marriage or she’s moving on and he doesn’t want to lose her, but he’s scared of marriage and losing what he’s built up.

Dave is a dinosaur from a long gone era. Times have changed. Women are not how they used to be. Men, protect yourselves at all times.

@user-tl7mj2bm4m

Ай бұрын

No...women are still money-grubbers.....not all....but definitely some. He NEEDS to get a prenup.....period.

@davidtesler1198

Ай бұрын

I learned that by wasting 400,000 and found a truly great traditional woman in Asia. Run from any western woman

@user-tl7mj2bm4m

Ай бұрын

@@davidtesler1198 There's a whole video about AVOIDING Asian women on another channel. YOu might want to consider watching it...

@davidtesler1198

Ай бұрын

@@user-tl7mj2bm4m I have been with an Asian woman for decades and never had any problem. I know that there is a bad apple in them also but less common. What is the name of this so called video

@lotusmccary9365

Ай бұрын

Women are just savvyier now

Here's how he may explain a pre-nup to her: Due to no fault of your own, the system has been rigged so it rewards a breakup. Then explain that you know she has no intention of leaving, so this won't have any impact on her. Ask her "if you loved someone, would you deliberately incentivise them to leave you?". Explain that you're just offering no incentive to leave. No incentive to split. A marriage to you means a marriage to you". If she is marrying because she loves you, she loses nothing. She has no intention to split. If, on the other hand, she insists that she wants to be rewarded for leaving you, that should tell you everything you need to know about her intentions & allow you to make a more informed decision

@GAFB1122

Ай бұрын

That is a FAIR assessment. As a father of a daughter who is college educated and well on her way to building a strong career and net worth, I would give her the same advice if or when she meets someone to marry!

@johnnyfever9708

Ай бұрын

I like your advice as it protects the man. It's logical, and I could see myself using that if I was dating. The only problem is what if it's the man who cheats and leaves his wife of 20 years? If she's been a faithful and good wife and he just wants a newer model? Where is her protection? Isn't she in some way incentivizing him to leave her by making it easy for him to do so without cost?

@GAFB1122

Ай бұрын

@@johnnyfever9708 EASY answer. Always make your own!! I know I didn't raise my daughter to rely on anyone for $$$.

@marcus.H

Ай бұрын

@@johnnyfever9708 exactly 💯 you could write in an unfaithfulness clause - the faithful partner keeps 80% of everything. Or maybe more. It may however bring up questions over how you would prove faithfulness or unfaithfulness or would it incentivise hiding something. So it's a very complicated personal decision each couple should discuss carefully

@tidycats151

Ай бұрын

Dude is far more in love with his money than he is with this girl. You could hear the bragging in his voice when speaking of her age. So his question was "I just leveraged myself to build a house. I'm dating a much younger woman. I want to con her into making half the payment without giving her any equity. She wants equity for contributions. Oh yes, and she's "bad with money" so I want to con her into a one sided prenup to protect MY PRECIOUS!!! Can you misogynists agree with me and give me weapons to use against her logic? Before she wakes up and realizes I'm a big zero offering nothing but expecting everything???

Financials are always going to be an issue if you have polar opposite views of money. Borrowing money, saving money, using money wisely don't match up.

You’ve heard it before, it’s worth repeating: If it flies, floats, or f#%ks - rent it!

Never sign a contract with someone who gets rewarded for breaking it.

Everyone should get a prenup. There is zero excuse for not getting one. If Dave was getting married today he would absolutely get the most iron clad prenup every written. This line "you're not wealthy enough to deserve a prenup" is BS.

@aolvaar8792

Ай бұрын

Prior to entering into a covenant marriage, a couple must attend premarital counseling sessions "emphasizing the nature, purposes, and responsibilities of marriage" and must sign a statement declaring "that a covenant marriage is for life."

@neisci

Ай бұрын

Dave advocates for a pre-nup when there is a lot of money involved. 1 million and some change is not that much, I don't have it, but I know that it's not that much to warrant a pre-nup. Besides his idea is that the pre-nup protects the couple against entitled relatives and those around.

@darex0827

Ай бұрын

You are both broke / worth the same at the time of marriage? Whats the point of having a prenup that costs good money to get lawyers to draft if there's nothing to protect?

@boston312

Ай бұрын

Question is why do guys keep getting married and allowing the state in their finances? How many times do they need to get burnt before they learn?

@wbae1340

Ай бұрын

Sorry but this is an incorrect and somewhat sad statement. Why do you need a prenup if you will never get divorced? Why are you marrying somebody if you are not fully committing yourself for the rest of your lives? Cause if you do that, it doesn’t matter if you have prenup… If you put as much care of wanting a prenup as you do in actually marrying the right person, you wouldn’t have the problem…

Ken struck a nerve with Dave when he called Rachel- I mean the caller's girlfriend- a princess. Lol.

I bought a car for $11k in 2021, having a $200 a month payment. I feel like I’m good with money. Car payments aren’t what kills you. It’s buying an extremely expensive car and having a payment larger than a mortgage that destroys your finances.

@taurusthebull76

Ай бұрын

Totally makes sense, but what's found the most is that the source of what's robbing them from building wealth are the imbalanced ratios of income going out to things such as car payments in an disproportionate manner. Car payments are just an example. You can swap high car payments out with anything else. Math is math. Any one expense consuming more than a certain threshold of your monthly income can be problematic.

@felon124

Ай бұрын

You’re losing value in the car as the miles and simultaneously paying interest on said car… I’d be better to buy a 3-5k car and save those payments that were already going to pay towards another if you want another one

@handleyobusiness

Ай бұрын

I wouldn’t even sign up for $50 a month, on anything that’s a machine. Any type of loan is a risk.

Fantastic segment! Thank you for clarifying behaviours and habits!

Yes, get a prenup, don’t be a fool..

@djpuplex

Ай бұрын

Do not marry. Prenup better than nothing but they are for fools.

@drc3po

Ай бұрын

Wrong. Don't get married.

@rafael502

Ай бұрын

​@@drc3poexactly this. Why marry someone of you're worried about a divorce? A prenup is just delaying the inevitable

@books4739

Ай бұрын

@@rafael502 marriage is OK if they have an equal or greater net worth to you.

@wbae1340

Ай бұрын

@@rafael502exactly. Really would only ever consider it if the difference in money was extreme, and let’s say your side of the money came from a family wealth/fortune. Then maybe as the money isn’t technically yours, it’s your families. That’s seriously the only reason I could ever think of getting a prenup.

I wouldn't pay into the house if it wasn't into my name.

@vaska1999

Ай бұрын

Neither would I. Crazy to ask her in the first place.

I told the judge that I have a prenup. The judge just started laughing.

@LetsGo6009

Ай бұрын

Important comment. Prenups can be dismantled in a court if it turns into a fight. If youre not 110% certain of the character youre about to marry, do *not* get married.

@ASimoneau

Ай бұрын

I'll take "Things That Never Happened" for $1,000, Ken. Most of the time, prenups hold up in court. Just get lawyers, give each other plenty of time to talk it through before the wedding, and make sure you disclose all your assets. It's not a high bar to clear. This fashionable meme that prenups are regularly ignored in divorce proceedings is a redpill myth.

@amireallythatgrumpy6508

Ай бұрын

You never spoke to a judge but thanks for playing.

@jeanlenor1858

Ай бұрын

​@ASimoneau The way that this country has turned totally woke and so against men. I am very skeptical that prenups hold up in court. I know a man who thought he got a win from paying alimony then has to pay 20k/month for child support. I know children don't cost this much. You know they found a way to still make him pay alimony.

@ASimoneau

Ай бұрын

@@jeanlenor1858 Prenups never address child support or child custody issues - they aren't designed for that. Those will always have to be hashed out in a divorce proceeding. If this guy didn't have a prenup, he'd be on the hook for a lot more than $20k per month. Whether he knows it or not, he got off lucky.

Sound like thats how he is a millionaire not leasing and owning for 10 years

We were both broke when we got married. That's the way to not have money fights! Not in debt, just didn't have any money.

Yeah I can't see how this ends well...

If you feel the need for a prenup that is a sign not to get married in the first place… it should be a red flag 🚩

@clubdesalud1488

Ай бұрын

I didn't feel the need and then got raked over the coals 15 years later. EVERYBODY GETTING MARRIED NEEDS A PRENUP!

@Arac23

Ай бұрын

@@clubdesalud1488 and paternity test on every birth

Just keep her as a girlfriend less liability

They need to get on the same page unfortunately they aren't even in the same book. I recommend a long engagement.

Not getting married is the best protection😂

@TheSoulCrisis

Ай бұрын

Or choosing the right partner and make sure your goals, values, life, and financial principles are aligned! Otherwise your default option is correct lol.

@UnknownWarriorZz

Ай бұрын

Correct, as long as the system is designed to destroy men and reward lying gold digging women, men should not get married. You can have kids and set up a trust or will for your partner and not marry. Marriage isn’t needed today. Why let the govt into your life even more than they already are?

@blackworldtraveler3711

Ай бұрын

@@TheSoulCrisis That would have made more sense before no fault.

@montymython754

Ай бұрын

Your brow-eye is showing

If you have a 1.7 million dollar net worth, and her net worth is essentially zero, please get a pre-nuptial agreement. It's not that you have an *enormous* net worth, but you stand to lose even this respectable amount if this marriage goes sideways in a few years.

@greggpurviance7252

Ай бұрын

Not really. TX is a community property state. Marital assets is the increase while married, not before. He can get cleaned out while married, but that's a diffrent discussion. Prenuptial agreements are basically a joke

@ASimoneau

Ай бұрын

@@greggpurviance7252 This is false. A prenup doesn't only protect premarital assets. It's a contract like any other - the terms can be negotiated by the people involved, so you can protect assets acquired during marriage. And the whole point of having a prenup is so you aren't at the mercy of one state's laws regarding the distribution of assets. And in any case, even without a prenup, what matters is not the state you get married in, but the state you get divorced in that determines how property is distributed. For that reason alone, having a prenup makes sense. They usually hold up in court - it's not hard for a competent attorney to write one.

Anyone recommending entering into a marriage contract that one side is rewarded for breaking the contract is insane. This woman comes in with nothing and will get $100's of thousands if she breaks the contract. In what world does this make sense?

@musicbynimbvs

Ай бұрын

If they are only married for a couple years beforehand and all the assets were his coming into the marriage that’s actually not the case at all almost all the time. If the assets are built while your married + longer term marriage they are entitled to some percentage, but they should be honestly. Short term marriages with all the wealth building happening prior almost never get awarded huge asset splits.

@coderider3022

Ай бұрын

Sad but true.

@musicbynimbvs

Ай бұрын

@@aorg9793 then show me the evidence. Any statistics or research I’ve seen on this and any divorce lawyer I’ve heard speak on it shows that short term marriages where assets aren’t generated together rarely lead to one party taking legit half of the marriage assets.

@musicbynimbvs

Ай бұрын

@@aorg9793 and all the stats on alimony say it’s almost never awarded for marriages less than a decade.

@boston312

Ай бұрын

In the American world

There is nothing to be gained for this man in this particular case by getting married.

Dave, I don't usually agree with you, but then again, you say you advise the average person. In this case, I believe you to be 110% correct and spot on. I would be more concerned, as you stated, about her relatives demanding stuff. She is marrying him and he is marrying her. As the Bible says, a woman leaves her family to join with him to create their own family unit and that specifically excludes her parents and his from trying to join said union. I have worked too many years in a large, acute care hospital to realize there are very few victims of anything but rather lazy volunteers who don't want to follow thru on the Bible principle of one reaps what they sow. God Himself gave us all the gift of both health and curiosity of how the world works. Our challenge is to not only keep it but utilize them everyday. Good job Dave.

a woman can really change on getting the ring, sometimes just on the engagement, be alert

@sbentsen2714

Ай бұрын

Dude that happened to me, I proposed to her (which that was a total train wreck in itself), and after she got the ring she completely changed, she was selfish & totally obsessed with the wedding etc, it was awful, a lot was revealed. 👎🏼

@UnknownWarriorZz

Ай бұрын

BIG TIME. After the ring and especially after “I do” is said…omg. Transformation.

@kokoskokso

Ай бұрын

I'm sorry that happened to you. Guys often get comfortable too though, stop trying as soon as they feel like they won their woman over. It sucks that people change, you can never be sure.

you have to get on the same page about finances if not setting yourself up for failure..I had to get my wife under control years ago,,she had late payments on credit cards over drafting accounts..long story short we combined our incomes cut up her cards got on a budget and have been happy financially ever since!!

Marriage is a fools errands. A prenuptial is only admitting to that fact. It's a band aid before even getting started. That's how broken marriage is. Gentlemen steer clear of that predatory institution, you deserve better.

@ga6589

Ай бұрын

I would say that women deserve better, too.

@JP2GiannaT

Ай бұрын

How on earth are you supposed to form a stable arrangement for rearing children without marriage?

@ryanj357

Ай бұрын

@@ga6589 Women already have it made because they have the power in the divorce. The problem is that yall suck at choosing men.

@harsimransingh8509

Ай бұрын

​@@ga6589by doing everything you would do in a marriage, but not signing a contract that rewards one party incredibly for breaking it. I wonder how the top 10 richest women on the planet reached that status? Top 10 men?

@ga6589

Ай бұрын

​@@harsimransingh8509 My sister can't afford to divorce her dead-beat alcoholic husband of 30 years, as he'll get half of everything, including her pension. He contributed very little to the marriage financially. She definitely should've never signed that contract.

Now you want to defend her, after throwing her right under the Dave bus!

Some truth being spoken here!

I can get why he wants marriage because he is already 38 but honestly I think he can wait until 1-2 years to make sure she is the right one ☝️.

@aisherwasher6959

Ай бұрын

Would that be 4-5 years of dating total? I don't understand why anyone out of school needs that much time besides just not wanting to be married 🤔

@queen.kristal8395

Ай бұрын

@@aisherwasher6959 they only been dating for 1.5 years and he is not too sure it takes 2-3 years to know someone

@aisherwasher6959

Ай бұрын

@@queen.kristal8395 ah, I misremembered how long the caller had said. 3 years still sounds like a long time, but I see your point

@cajbaf

Ай бұрын

​@@aisherwasher6959 My daughter and her husband were together 10 years before they were married. People put too much emphasis on that piece of paper. She always said, if he wants to leave, he will, with it or not. Same with staying. They've now been together for 19 years.

@aisherwasher6959

Ай бұрын

@@cajbaf Many people don't value contract/convenant/"piece of paper" marriages, like it sounds in the case of your daughter. That's fine, but in those cases I wonder "why get married at all then?" At least where I live, companies sponsor benefits for domestic partners and housemates, so that seems like less of a reason nowadays. If you want to get married, you can find someone and get married; and if you don't want to get married, you can see someone indefinitely. It stops making sense to me when people want to get married but feel like they need to draw out dating for years to "get to know" the other person. Always happy to hear more thoughts on this bc it truly baffles me 😅

Lets be honest he is only getting a girl 11 years younger than him because he has money to begin with. But he wants to cut her out of it. Its hard to have it both ways and thats the problem he is running into.

@user-vu9un6hr8l

Ай бұрын

L

@Pol06S

Ай бұрын

Bingo!

@user-bg2gh6ty2b

Ай бұрын

Well he's 38 so if he doesn't want a single mom he dates younger

@RIZ2NE1

Ай бұрын

​@user-bg2gh6ty2b yeah which comes cost of a hot plate gold digger, ppl think only women hit the wall, the men's wall is getting to an age where women only dating you for assets

@clubdesalud1488

Ай бұрын

He can have it both ways and he should. He is the prize not her! How many guys at 55 have $250,000 stashed away? This guy has $1.7 million at 37! He can pick and choose and he should. Western culture has been hijacked and church culture is excessively feminine hence the original comment to which I'm replying...

He's trying to justify what he knows is a bad decision.

@kokoskokso

Ай бұрын

She's arm candy, not wife material.

I fully agree with a prenup- as long as it's protective of both. It'll also protect women and children from poverty if a man chooses to cheat or abandon his family. Especially so if a man wants a stay at home wife and mother.

@user-lt1jd1ye3v

Ай бұрын

Gotta have that infidelity clause!!!! Beautiful.

@michaelgeraghty3989

26 күн бұрын

This is idiotic advice. The courts in most or all states award child support based relative imputed incomes and child caring time. The courts still are biased toward the mother in these calculations. The prenup should deal with community v. separate property, parenting time with kids, and ideally the elimination of spousal support for either party.

Prenups just get laughed out of court anyway. I don't know why people even bother with them.

@ASimoneau

Ай бұрын

Because you're completely wrong. Prenups are rarely set aside. Redpillers and MGTOWers would have us all believe otherwise, but the facts are what they are. There are legal rules and guidelines that need to be met, but any competent family law attorney will know what they are and it's not hard to meet them. People fall victim to selection bias. The horror stories of someone's prenup getting thrown out get talked about. But when the guidelines are followed and the prenup is followed in the divorce proceeding, nobody goes online to talk about it. So people get the mistaken impression that prenups don't work.

Getting married and having kids are two of the WORST financial mistakes you can ever make especially with a high maintenance female. Men marry for sex, women marry for "security ".

Leasing a car is not a great idea, but if you do it doesn’t mean you’re terrible with money or immature. Sometimes that’s true, but not always like Dave says.

@greggpurviance7252

Ай бұрын

Always not good with finances is closer to the truth with vehicle leasing

@choicemeatrandy6572

22 күн бұрын

My old boss used to lease cars all the time and when I asked him why, he said, "I just like owning new cars"

@greggpurviance7252

22 күн бұрын

@@choicemeatrandy6572 that's fine if he can afford it. Most can't & it is the worst way to access a vehicle, wastage of money wise.

If you feel like you need a prenup than you should not marry that person.

Needing a car for commuting and after pushing clunkers that quit out of intersections (literally had one quit on the way to work and had to call that in late), my first new but modest car was a lease in my early twenties. It made so much difference in reliability, fuel economy, safety, and it also built my credit. I don't regret it all. After that, I bought the car (new day, sunk costs, new decision) and now I purchase to own for at least 10 years. But then, I started life with less than nothing and the lease was instrumental early career. The advice is almost like saying be homeless till you can afford to buy a house because renting is more costly.

@megalodon1726

Ай бұрын

Instead of leasing a new car, you could have financed an equivalent 2-year-old car still under warranty for the same or less monthly payment as the lease, and ended up better off financially.

" Marriage is a ceremony is which 1 person ( mostly a man ) loses half their assets ".

@Jenda-ld8dj

Ай бұрын

And the kids.

@user-lt1jd1ye3v

Ай бұрын

This has not happened in a single divorced family I know unless the man is a literal tyrant and physical abuser.

She got you pegged. Run. Find a womam who actually accomplished something in life.

Don't get married if you gotta get a prenup and don't want her name on the home.

I would tell him to run. She sees a bank account.

@Chet_24

Ай бұрын

Thats all women.

@verngrl

Ай бұрын

@@Chet_24 LOL poor little incel.

Yes, put some guard rails up. Get the pre nup and be done with it. If she really loves you and not your assets and money, then it will not be a problem for her.

Best way to avoid a messy divorce is to not get married. Stay strong 🤴!

Teams play how they practice. Once the game of marriage starts you'll get more of what you have now.

@janeseymor2141

Күн бұрын

Great point. She's practicing this play for the divorce (Her Superbowl). 🤣

Women, children and dogs are loved unconditionally. Men are loved ON THE CONDITION THAT THEY PROVIDE SOMETHING. ~ Chris Rock.

@BellaJoyeuse

Ай бұрын

So why do so many women nowadays have husbands who are more like another child to take care of- including many who aren't earning money? They stay married a long time! I know of several- and they won't divorce no matter how pathetic he becomes because she loves him.

As soon as he says i do hes going start hearing about all the things he cant do.

Offshore asset protection trust. Prenups are easy to pierce.

Instead of proposing to his girlfriend, he should end the relationship and find a woman with whom he's compatible financially.

@NatalieS-kh3ck

Ай бұрын

he won't he's a man and they just want to marry girls based on looks. then at 40 they get divorced and drive the rest of us insane

@verngrl

Ай бұрын

And maybe the in the same decade as him, age-wise *cough*

@user-lt1jd1ye3v

Ай бұрын

Seriously why is considering marrying a 26-27 year old and he expects her to be as mature as him? 9/10 she’ll probably still be a goober because she’s 11 YEARS YOUNGER THAN HIM. That’s a lot. That only works if the younger one is suuuuuper mature.

Yes!!

I would imagine the #1 reason for divorce isn’t money but a woman being bored and unhappy and they need to be happy at all times or it’s over.

This is a dynamic of age gap relationships. Unfortunately I wouldn’t marry her until I had my assets protected. You never know what happens. She hasn’t settled down in her life at that age. Maybe if there is kids etc. I got married /divorced young and lost loads, took 4 years to recover financially, I’m not doing that again!

😂😂😂 This dude is so scr👀d. Good luck cowboy. 😅🤠

One of the top reasons for divorce is the financial aspect. Instant gratification can lead to poor financial decisions

Sounds like the two of them are on different maturity levels and their ages are a major factor in this. They need to get premartial counseling and a prenup.

@GAFB1122

Ай бұрын

True and I blame HIM!!! He is 38 and should know better.

@_Y.Not_

Ай бұрын

Exactly! the age difference in this case is playing a roll and somehow he sees himself as above her because he's had much more time to generate assets

@jenniferpearce1052

Ай бұрын

@@_Y.Not_ Anyone who has to go 11 years less mature to find a match isn't actually mature.

@kokoskokso

Ай бұрын

@@jenniferpearce1052 bingo

@verngrl

Ай бұрын

@@_Y.Not_ LOL right? I was getting annoyed listening to Dave's comments. Not because he's necessarily wrong, but because Dave was saying that, just because she used to lease a car, SHE is the sole problem, and not, say, the guy who's dating more than a decade younger, but somehow expecting a higher level of wealth and maturity.

Dallas is the divorce capital of TX lol

I'm favoured, Getting my own Truck has always been my Dream for my business. I just acquired 2 recently, earning $32K weekly has been really helpful. I can now give back to the locals in my community and also support Charity Organizations. I really appreciate your videos

@eopodotolana

Ай бұрын

Hallelujah God is still working wonders,I place myself in position for such miracles.The best thing I've seen today on KZread thanks a lot...

@RayanBasilio

Ай бұрын

Ms. Elizabeth Cabral has been my financial advisor for a long time and I must say that she is truly impeccable at her job. May the good Lord continue to bless you for everything she does.

@Geesatyherself

Ай бұрын

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

@MenubxcBway

Ай бұрын

I'd really like to get into crypto Investing. I have about $145k set aside, but I don't know anything about this market. Would you please provide the best approach to make money as well as a trustworthy resource for advice? Your help would be greatly appreciated. Thank you.

@rayanlrecode

Ай бұрын

Wow I'm just shocked you mentioned Elizabeth Cabral, thought I'm the only one trading with her

Its been 1 year, what is the rush?

if this guy already has financial concerns then a prenup is a must. you should be aligned on personal finance at some level. doesn't seem like they are not aligned at all but we haven't heard her side of the story..

Before going on air, people should be forced to listen to a tape on how not to use "you know", "like", "kind of" etc. all the time. At least 5 minutes. Some people really take the fillers to the extreme.

@cajbaf

Ай бұрын

You just noticed?? It's been that way for some time. It's very annoying.

@kokoskokso

Ай бұрын

@@cajbaf why would I have just noticed?? I've noticed a long time ago and commented my sentiment on this particular video that was released a few hours ago. Hope that helps!

He wants a younger woman and believes she with him because of his personality. Sure Jan. Just like he's with her for her personality. He got what he chose.

@user-lt1jd1ye3v

Ай бұрын

👆🏽👆🏽👆🏽👆🏽👆🏽👆🏽

No, no, NO! Dude, this caller needs to understand that she WILL blow your money either with a credit card or a divorce. Walk away.

The only people who can validly lease cars from a financial standpoint are those who own a corporation and the corporation leases the car. Or in the case of a realtor who needs a somewhat luxury car to show success and can validly write off expenses. Other than that, the people who lease cars want more than they can afford and pay through the nose to lease a car they can't qualify to get a loan for.

Aside from the money talk, he sounds like a good man-even defends his partner in her absence. I wish him the best, regardless whom he ends up with.

That man's lady is already signalling she's problematic.That man knows that but is allowing is 'feelings' to keep him 'moving forward' rather than his thinking. His thinking got him to ask this show what he's already in conflict about (his feelings vs his thinking... he should side with his thinking). It sounds like that man been on his purpose and has done well to accumulate his money and now he's 38. My question is the question every man should ask himself when he's thinking about bringing a lady in. For what purpose will she advance or "new" purpose is she intended to fill? Will she be a 'acceptable return' on his investments or a 'money pit' (most women are the latter so be ready vetting such ladies out without hesitation). She's already in conflict with that man's purpose with her money atrophy mindset (undermines what got that man to where he is now). If that man isn't looking for 'kids', she really has no 'purpose' beyond a recreational arrangement (aka: we're not building a family but we're just having 'feelings' and costing him the amount of money 'feelings' without purpose deserves...not much, as 'feelings' are a temporary 'state of mind' and not something attainable). If the man does want kids, she has to have the self discipline to honor duty to the family he's creating as her feelings will 'wax and wane' and she has to persevere despite that. That man's lady doesn't appear to have the self discipline with money he needs to compliment his life and not create serious atrophy to his fortune. A women you are going to be 'stuck with' through marriage needs to be 'unproblematic'. She is problematic now. A prenup is important but that's your final line of defense if she becomes 'problematic' _later_, not already 'up front' (and don't be magnanimous with it, make it harsh... as she won't have to 'worry about the terms' unless she wrecks the whole thing). Your primary line of defense is: 1) Does she serve a 'purpose' to that man? Not 'emotional'. If she is not going to make kids for that man, it's pointless to get married (the most expensive way to get stuck with a lady and have nothing to justify the expenses and risk being introduced). Marriage is 'for the kids'.... not for you... it's a sacrifice you make for the betterment of raising the kids and not justifiable otherwise. It's a big loss to the man so don't take that loss without the prize being included (aka: the kids). You'll lose a part of your fortune raising those kids but they are worth it (she's not... she's just a necessary expense as a means to have and raise those kids). 2) Is she problematic? A suitable lady should be fit, feminine, friendly and agreeable. Ever lived with a disagreeable person before? Perhaps a roommate you had to kick out or somebody that stayed with you for a while. It's a nightmare. This is way worse getting 'stuck' with somebody like this though a marriage contract (the most expensive eviction process for you caused by voluntarily entering a restrictive marriage contract with a problematic lady).

Don't do it!!!!!!

I wish more men would call about potential gold diggers

@smn5672

Ай бұрын

The average american is broke. You want calls about imaginary gold diggers over theoretical gold?

DO NOT put her on the deed‼️🤦‍♂️ Dave is wrong about that one.

Dude. Run. Or Keep it all in your name. It’s all from your bank account.

DO NOT put her name on the house. Huge red flag.

Simply do not get married

@janeseymor2141

Күн бұрын

or cohabitate

She's gonna tell him whatever he wants to hear or needs to hear to get the wedding done. Then she is going to drain him financially or emotionally or both.

He already knows. Don't do it, man! She is a future regret and you KNOW it deep down.

Prenup YES! But also, all his assets need to be transferred out of his name into a non-revocable trust before he gets married. Then they can't be considered marital assets. If they have kids then he can change the bylaws of the trust to include his wife later down the line

premarital counseling is so helpful. Our pastor told us that he recommends prenups for everyone he married, and my husband's family agreed that we should. But we felt that a prenup was like planning for divorce and we were a year out of college, and neither of us had any assets other than the house we bought together which was mortgaged. fortunately we've been in agreement mostly and especially on money. the last car we sold was sold to the junk yard because it wouldn't pass inspection because the garage couldn't put it up on the lift due to the rust on that 20 year old car's undercarriage. He is asking about a prenup, so he knows. She wants her name on the house without having put money into it, so he knows. If he offered her that since she'll be his wife that's one thing but she shouldn't be asking for it.

I had to watch it twice. I thought i heard dave say that she was a "great lay"😂😂😂 Obviously he said "great lady". But thats not what i heard first. 😂😂😂😂😂

It didn't come up in the conversation, but are there children from previous marriages for either the caller or his soon-to-be fiancé? Also, is there a large wealth variance between the two individuals? If so, then they really need to sit down and work out what happens if this marriage doesn't last. How do I protect my children? That would be my main concern. Now, if they get married and thirty years down the road, it doesn't matter. What's mine is hers and what's hers is mine.

@verngrl

Ай бұрын

Yeah, I was kind of annoyed that they didn't really go into her financial situation at all. Just immediately assumed that, just because she used to lease cars, that she's "financially immature" and "a princess." Just took this dude's word that she's bad with money because he and she view cars differently and he's older and has had more time to accumulate wealth.

@lkj0822g

Ай бұрын

@@verngrl Yep. And just because you lease a car does not make you "financially immature". While I agree that leasing a vehicle doesn't pencil out well for the vast majority of people, there may be certain situations where it makes sense. For example, one of our friends is a retired school teacher. She leases her cars because she likes the security of having a newer vehicle. She doesn't put a lot of miles on her vehicles. She justifies the $xxx monthly payment as the cost of her piece of mind. I can appreciate that. She can afford it and if it makes her feel safe, then who am I to fault her?

@verngrl

Ай бұрын

@@lkj0822g agreed. Leasing isn't for me, and I don't think it's the *wisest* thing for most people, but I had a coworker who leased cars because....well, he just liked new cars. They were his thing. He wanted to try a car before he decided to buy it (or one like it) and since our work provided a take home car, for commute/work, he never had to worry about going over the mileage limits. And he was one of the most frugal men I ever knew. LOL Sometimes you can make it work for you. And even if that's not the case for this caller's girlfriend, it doesn't make her inherently financially irresponsible. We ALL do things that we know on paper aren't the best fiscally but....they bring us joy. And we make up for it by being fiscally responsible in other ways. Maybe this was hers.

He has a $1.7M net worth. Of course he should sign a prenup. Better yet, he should NOT get married. He's got too much to lose.

@Kaktus965

Ай бұрын

Then she’ll just poke a hole in the rubber to have his kid. He’s screwed then, too

@user-lt1jd1ye3v

Ай бұрын

HE’S the one who wants kids the most, clearly. He’s obviously in a rush. 🤦🏽‍♀️ y’all are idiots

She’s too young mentally for him

Is leasing a car good for business use?

@gorkyd7912

Ай бұрын

Its almost certainly more expensive to lease a car for business use but because businesses write off the expense, its easier to write off in most cases, and businesses don't have the manpower to deal with used cars (repairs, liability, selling them) they might choose to lease anyway.

Think of a prenup as marital insurance. Get the prenup man.