when you think NVDA can't possibly go any higher it jumps another 10%. Absolutely unreal

@Toblex_YT

Ай бұрын

Glizzy

@Roeclean

Ай бұрын

Absolutely WILD, I say

@Toblex_YT

Ай бұрын

@@Roeclean Glizzy

@Crazy09starkillor

Ай бұрын

NVDL gigached

@crimsoneclipse0618

Ай бұрын

They waited for Big A to sell his shares

I'm not paying my student debt rn because I did not read the contract, therefore I can't get in trouble.

@SuperPlayz

Ай бұрын

Same I got a free house

Banks really went from "well SOMEBODY is gonna pay back these mortgages" to "nobody who rents is fiscally responsible"

@Skyline_NTR

Ай бұрын

So let me get this straight. If no one paid their debt, the banks fail. But if everyone paid their debts on time to avoid interest and late fees... the banks get mad as well? Brother what

@tomlxyz

Ай бұрын

​@@Skyline_NTR they're not mad when people pay back mortgages on time. They're mad if everyone pays back credit cards on time because they don't make money then

BNPL will sell to a debt collector, who will file a court case to collect on what they are owed, then either you make a deal with the court to pay back X amount over Y time, or you dont show up and the court issues a default judgement against you and every time you earn money from a job that uses your SSN they will take a cut to pay your creditors. You wont go to jail, you wont get assaulted, but it will make life slightly harder after a year or two of nothing happening.

@-Sai

Ай бұрын

but i need the faker skin :(

@DozIT

Ай бұрын

Yep, though bankruptcy will get rid of it, but will make the next 7-10 years difficult. Not to mention that a legal judgement will hit your credit hard - good luck getting a mortgage, loan with favourable terms, rental agreement, etc.

@Toblex_YT

Ай бұрын

Glizzy

@Roeclean

Ай бұрын

Interesting, Im gonna make a pro gamer move and join the army, so they can pay all my debts

@jason2mate

Ай бұрын

Go to court and contest the Debt being real is the correct option, they have to prove that the debt is real and belongs to you, and 9/10 times they can't.

"Marketing Monday, which I guess I'm gonna have to do on Thursday"... fucking... what? THURSDAY??

@Blap7

Ай бұрын

tfw monday passes by in the blink of an eye

@Se7enRemain

Ай бұрын

Tharketing Thursday! :D

In addition to fees, the main way credit cards make money is on processing fees. If a store doesn't accept credit cards, they lose customers so they raise their prices to cover transaction fees. Landlords, on the other hand, have absolutely no incentive to do this. They will never struggle to find a renter due to not accepting credit, so there's no leverage to impose fees. As such, Wells Fargo is likely, in addition to points, paying Visa to use their network while collecting no fees on every transaction.

Does anyone know where Big A got the gamecube shirt from?

my apartment management just switched from their proprietary rent payment system to bilt lol, very interested to see how long that lasts

Thank you for the knowledge glizzaholic

Unfortunately there was a huge boom after the SU7 came out and within days theres been full suspension collaspes, panels coming loose and even falling off and even a good number of reviewers taking it to track only for the car to brick itself in sometimes less then 1 lap around a track with the highest tier of car, some cars coming off the lot with close to 60% of the advertised range after a full charge, brake failures causing many collisions among other issues like the cars locks stop working or it wont go into drive after being parked and while byd has had a better track record they are still dealing with similar issues just not as wide spread through every car like the SU7 happened to be. I really wanted to see better EVs at afforable prices and was really excited to see the cars claimed specs but in doing research from the people buying them it seems like its been pretty plagued with major design issues, quality or something else but the cars themselves are just not good cars and many of these issues came out within the first month of releasing the SU7, as a 1st gen car its not a good start but im hopeful that issues like this can get ironed out as im honestly worried for the general safety of people buying these cars, Yes Atrioc!

BNPL more like GNCL (glizz now coffee later)

Haha, I'm not surprised! When I saw that Bilt deal I thought it was too good to be true.

NVDA was the real memestock all along!

Buffets energy company bought BYD shares on the Hong Kong exchange and sold 3 billionish for an additional 50% investment in a LNG facility on the east coast. Purchase price was like a dollar a share

Video was great until cameronsheriff125 commented

@Roeclean

Ай бұрын

no glizzy

@ravioliman4319

Ай бұрын

Where?

@paulasour

Ай бұрын

Yeah, where?

@morcillolopez690

Ай бұрын

This only works on instagram

@Rexxii_tv

Ай бұрын

Under there ​@@ravioliman4319

i have one and didnt know this. hilarious

I applied a few days ago (and qualified) and got rejected :/ it was a hard check too.... FML

Actually credit cards make money not by hoping you over spend and charge fees but they charge business a % of the transaction. Well Fargo in this case is subsidizing rent in hopes of you using your card outside of it to get that % fee from businesses. When you go into stores sometimes it’s cheaper to pay with cash, that’s why

Nvidia's P/E is almost 80 right now

@Paul-zk2tn

Ай бұрын

Forward P/E ratio is about 40 though I think

@shroomer3867

Ай бұрын

Nvidia's gone back down to 3rd place as of today now.

Nothing beats the magnises card tbh

TSMC hit an all time high as well.

is apple or nvidia worth more than the south seas trading company? asking for a friend

0:25 Just goes to show that the wealthy profit from the system being as bad as it is

BILT different

BNPL passes the credit to the retailer

Don’t credit cards also just make a bit on every transaction? For example, when you pay with a credit card, the merchant might get 95%, the credit card company gets 3%, and you get 2% in rewards or something (numbers made up)

@mlsasd6494

Ай бұрын

they do, but excluding amex those sellers fees are massively dwarfed by the interest and consumer fees. Usually sellers fees are below 2% iirc.

@user-wc5lw7ps6h1

Ай бұрын

Yes but when most of the BILT users are responsible and WF doesn't make any interest money off them and their paying them cashback/points, WF will be in the red. Even Amex who has the highest processing fees would be in the red when too many users are responsible. They're essentially gambling that CC users won't pay their debts in full.

1:24 "Want you to make purchases you can't pay for". If you are wanting a roof over your head, that is #1 priority and that will, in most cases, be the first thing people will pay for. Shit offering on their behalf if that was their thinking. Generally people don't float rent, and the ones that do (I was in that position barely making it), don't want to accrue a secondary debt on top of it. I understand the greed thinking enough to think that "hey, give a rent CC to someone who can barely afford rent and then collect on it when they have problems as it would yield far more on the books than someone defaulting a $1000 card", but hell that's messed up.

@sodiumchloride8273

27 күн бұрын

Their idea was people would get it and use it for rent but they would make the money back when you used the card for something else, since most people don’t have more than 2-3 cards they hoped enough other purchases would go through the card

Its a fair point to draw similarities between the worries of Japanese made cars in the past, with the kinda similiar scare of Chinese cars. But, i think there is a big difference between the Japanese business cultural, and the chinese business cultural. Like how many years have china produced stuff that get sold in the west? And what kind of reputation do they have? Sure i got some chinese products that im happy about, but still, every time i consider to buy a chinese product, then my expectation isnt that high. Like if the thing last longer than a month, im impressed. I guess the question is, im i being stereotypical about chinese products? Or is there a general valid proof for these assumptions? Well there definitely is alot of proof for these assumptions. But can the same be said about the Japanese. No, i dont think so, because they ended up proving the assumptions wrong. Sure not all Japanese products are perfect, but i belive theyre culture is a big factor in increasing the probability of Japanese products to be generally good products, which can not be said about "generally" chinese products. And to add some kvalitativ information to this topic: In Norway the goverment bought a bunch of electric busses from china, including BYD busses. And i know a person who works at a importer of these BYD busses, and the mechanics are not trilled by having to work on them, since they are horrible to work on. And an observation is that these busses need way more service on them than other busses f.ex. volvo busses (diesel). There been a lot of criticism of this as its been called "impulsive buy" of these busses in the media, since they didnt survive the winter that well. And lastly, i have personal experience with these busses, where i dont think i have ever heard so many weird noices in a vehicle before, although that mightve been some problems with only that particular buss, since ive only been on one of these busses.

Marketing cc to pay for responsible people’s purchases and 0 annual fee is a losing game

These comments are confusing/dumb check back later

@Toblex_YT

Ай бұрын

Glizzy

I suppose you couldn’t buy glizzies with Bilt? Stupid move, they could have been glizzilonaires.

@Toblex_YT

Ай бұрын

Glizzy

Atrioc forgot the part where Wells Fargo bought Bilt so started with debt. They literally bought a debt company.

Not me using the card to pay rent but my parents pay it since I’m still in college = Free money.

This video was great until Toblex_YT commented

@Toblex_YT

Ай бұрын

Glizzy

In my country, debt collectors are real debt collectors. They do beat the shit out of you.

Glizzzy

@Toblex_YT

Ай бұрын

Glizzy

@Toblex_YT

Ай бұрын

Glizzy

@Toblex_YT

Ай бұрын

Glizzy

@Toblex_YT

Ай бұрын

Glizzy

@Toblex_YT

Ай бұрын

Glizzy

They should have known this card was going to go to a higher than usual amount of "gamers" that are sophisticated as this card is not targeted to the masses, that will carry balances and get cash advances, etc.

Seeing Coffee Cow repping the same shirt as me has never made me feel more validated in my fashion choices :)

@Toblex_YT

Ай бұрын

Glizzy

@acrobaticguy7361

Ай бұрын

where did yall get it it looks good

@Toblex_YT

Ай бұрын

@@acrobaticguy7361 glizzy

@okaylee4

Ай бұрын

@@acrobaticguy7361 zero type shop!

@bryceeller2742

Ай бұрын

@@acrobaticguy7361 yo same i want it

Im considering buying Visa cards on Amazon with the Amazon card for 5% off which is $60 off my rent and the convenience fee is only $30. So I would get $30 off rent doing this

I have a credit card where i get 4% off bills and reoccuring subscriptions. Its 120$ a year but i also make 4%on it off groceries which is fucking insane

Wait but I heard byd cars blow up

Wells Fargo underestimating how frugal Millennials can be is comedic gold. We got to experience the results of economic collapse before it was mainstream, three times over in fact. Millennials just got smarter at the game in the end

BNPL dont make money through late payment fees its through merchant percentages

BNP”

I just don't understand what they thought would happen people aren't gonna fuck around with the thing that's paying their rent atleast sane people lol

The reason China doesn’t allow us to buy their stocks is because the dollar is the reserve currency. With our strong currency, we could easily manipulate their market. As time has gone on this would be harder now a days, but 20 years ago we could easily take advantage of them.

Noted... Big A. LMK when you sell any stock so I can invest on the inverse.... Just fuckin' with you. I sold my NVDA recently as well.

@justicesportsman6020

Ай бұрын

Sell NVDA buy TLUP

@artoro8

Ай бұрын

@@justicesportsman6020what is TLUP it's not listed

I guess payments do not have to be BILT different 🤷‍♂😏

@Toblex_YT

Ай бұрын

Glizzy

The idea of a credit card for rent was the dumbest idea in the first place. Either way it's easy to abuse that reward system.

You are better off not paying a processing fee when paying rent and using a straight up direct account instead of a card. Even if you only keep your cash in a savings account you’ll make 4-5 percent as opposed to earning 2% back and getting charged a 3-10 percent extra fee.

I love marketing 😊

@Toblex_YT

Ай бұрын

Glizzy

Glizz out

The BILT card doesn’t really make sense. If you have $2,000 rent, 2% is $20. You then have to make 5 additional purchases. Assume five $5 purchases, thats $25. So you spend $2,025 for $5 cash back?

@kevinparnell9547

Ай бұрын

The kicker is a lot of people are buying things they'd buy anyway

so glizzy for me

@ijarbis187

Ай бұрын

Bro.

@Toblex_YT

Ай бұрын

Glizzy

I mean we can call credit card companies greedy but if we don’t want late fees then we also gotta be cool with no points or perks.

lol i have this card, i do this too, $1 drinks happy hour at taco bell over a course of a month xD

Rent is like the one thing even financially irresponsible people will remember to pay off,

Atrioc exposing just how bad our economy is XD

Just wait till people realize ai is just a scam, its all just code someone wrote to say what response you get, its not artificially being smart and creating something, even the ai art is just an amalgamation of other art it has seen, there is nothing new being done here that I didnt have on my ipod touch at 13

@Nawx7

Ай бұрын

This is an unedicated take. Yes, it is all "just code". But it is still leveraging new tools/technology. It is using very advanced mathematical algorithms to "train" on provided data and provide outputs on new data afterward. It isn't just "if" statements or something.

You low-key give me anxiety when you mention unpaid loans because I make zero dollars but owe 2K in student loans and I just ... pretend it's not there. But you keep reminding me. Yo big A.... can you help a brother out (this is real)

@luckylanno

Ай бұрын

Lil bro, one day you won't even pick up 2k if you saw it in the street. Just be smart and keep moving forward

@GamerCheatsForAll

Ай бұрын

Get a FUCKING job

2:50 if you have 5k debt please for the love of god cancel your twitch subs

PLEASE UP THE VOLUME OF THESE VIDEOS PLEASE - I CAN'T HEAR PROPERLY JUST UP THEM NO HARM IN THAT

@garneet

Ай бұрын

up your ears brah

@Pyxyty

Ай бұрын

Mate i think that's your device 😂 it's plenty loud lol

@zants_

Ай бұрын

Are you saying lower the music volume and increase the volume of his voice? Even that I personally don't think is that huge of a problem; like the others said, I think you somehow did something weird with your device settings.

AMD will pass NVDA some day guys. Prayge. Its gotta

It’s irrational to think NV is sustainable, the only rational purchase from the brand right now is H100 series and 4090, everything that’s cheaper has been outmatched by AMD & Intel for at least a year and it’s just marketing carrying the dead goat.

@LiveType

Ай бұрын

For gaming only, yes. For everything not gaming... Expect to budget double the time you would expect. Whether or not that's worth the Nvidia tax is up to you.

@haleyk10198

Ай бұрын

@@LiveType yeah I am an engineer myself and I understand B2B use cases earns way more money right now, but that’s if the AI bubble doesn’t pop and people need to make an actual profitable use case. NV still worths something and probably more than Amd & intel but saying is it going to stay above the entirety of Microsoft / Apple that makes more than just chips? That’s 100% gambling on AI bubble.

@technyst

Ай бұрын

They are not No. 1 because of the 4090 bro

@DozIT

Ай бұрын

Yep- just imagine what they would be worth if they were able to purchase ARM!

@DozIT

Ай бұрын

@@technyst you’ve completely misinterpreted the comment. The original poster is saying NVDA is not sustainable at their current market valuation because they currently only have two products that ‘make sense’ to purchase, the 4090 and H100 as they have no competition. Every other product in their line up has competition, and in most cases the competition has the superior product.

ME

@Toblex_YT

Ай бұрын

Glizzy

If people do the same thing with the Robinhood card it ain’t gonna last neither

@zants_

Ай бұрын

The Robinhood card is for everything, though (that's the whole pitch); how could the users "incorrectly" use it on something?

@Ahwleung.

Ай бұрын

​​@@zants_ How the card is marketed is very different from the profitability metrics behind it. Robinhood Gold costs $75/year for the base subscription and gets 3% cash back, so you'd have to spend $2500 annually to make up the fee. However, the big caveat is that there is no sign up offer or sign up bonus like with other cards in this tier and the contract states they can change the 3% cashback rate any time. Robinhood is relying on the fact that you have to have money invested in Robinhood to get their subscription, and that you'll end up gambling it / enabling margin / trading which enables RH to sell your orders via Payment for Order Flow, their primary money maker. And if it's not working out (e.g. they're losing too much money on the Cashback component), they'll simply reduce the reward rate to 2.75%, then 2.5%, then 2.25% etc. until it's profitable. It's actually well designed, they start with a high interest rate to entice users and drive growth in their subscription-based service, but have access to levers to control how much spend those savvy millenials are actually putting into their card.

Chinese EVs are deathtraps!

1:20 this is not how credit cards make their money, is not about you going over and paying interests, The real value is in information. Credit cards company have record of your purchase history with exact date and to the exact second they are done. This information is sold to banks, insurance companies, governments, private companies and whoever is willing to pay for it. Have everyone pay their bills from their credit card in time and absolutely nothing would change for them. Neither do you see them disabling their services on places were people are finantially responsible. If this was the case the exact thing that happened to this bank would happen to credit card companies.

@AtriocClips

Ай бұрын

Bro all of this stuff is a simple Google search away lmao. They are public companies. Chase Bank made 51 billion on interest payments from customers in 2019 - primary source of income. Interchange fees about half that. Data sale negligible compared to either of those. www.valuepenguin.com/how-do-credit-card-companies-make-money Which Tik Tok told you that credit cards don't make their money from interest??? Where are you getting these ideas?

First baby

@Toblex_YT

Ай бұрын

GLlZZY

I make about $1000/yr cash back on my visa last 4-5 years and have never paid interest. People who never use credit cards are just hurting themselves.

Someone show atrioc all the videos of chinas cars breaking down all the time

@gregoryboatswain1605

Ай бұрын

Bro if you wanted too, you could make that video of German cars. It's just a video lol

@Toblex_YT

Ай бұрын

Glizzy

@billalberkerky7069

Ай бұрын

And I can show you videos of Teslas bricking because they went through a car wash. You need statistics, not cherry picked videos.

@Toblex_YT

Ай бұрын

@@billalberkerky7069 Glizzy

@ExtantPerson

Ай бұрын

@@billalberkerky7069Exactly, and the statistics say the Chinese electric cars are doing just fine functionally

watch an atrioc video where he doesnt talk about china ev's being better then people believe: challenge level impossible

Video was not great even after i commented

Enough with the nintendo music editor it so obnoxious after the 10000th time

Poor Atrioc has no idea what hes talking about when it comes to Chinese car safety. Stick to the memes buddy.

@testacals

Ай бұрын

You are a moron

don't believe everything you read in business insider. also you look really uncomfortable in that shirt.

Actually first

@Jacobinks

Ай бұрын

Nope. @Toblex_YT inspirationally and generationally commented “glizzzy” before you.

@burritoman5567

Ай бұрын

I hope you paint the wall with your brains cameron

@wgfop

Ай бұрын

You should feel ashamed cameron

@thismemelord4048

Ай бұрын

Booo Cameron

@jacksonwoodhouse1395

Ай бұрын

I like how the top comment is roasting this man

Lost plot of respectful you when you started talking about Chinese ev's. You clearly have not done your proper research on how bad they truly are, info direct from Chinese buyers who are now demanding a return of their money. The ones still alive anyway

@apemaster6976

7 күн бұрын

I live in Australia, Chinese cars have only started coming in real numbers in the past 3ish years, they are DOMINATING with a capital D. All that despite the fact that most Australians are notoriously hateful and sceptical of Chinese products. I own a Chinese made Tesla, my neighbours just bought a byd atto 3, the neighbours on the other side bought an mg4, all along the street you can see chery, Haval/gwm, mg, ldv, byd. The reason for this massive market penetration is Chinese cars are just better - better or price, value, features, technology, whether bitter Americans and Japanese want to admit it or not. The reason the us and other western nations are implementing such high import tariffs on Chinese EVs is they know their slow moving, bloated auto industry cannot compete, so unless they want their domestic auto manufacturers to go bust which is a big hit to the economy they have no choice. The sad thing is for the american consumer this means less energy freedom due to more dependence on oil (I don’t mean as a country, America has lots of oil, I mean for regular people), less competition, and less value. So why didn’t Australia block them? Because we have no domestic manufacturing so we have no foot to stand on, which is actually a good thing for the average Australian. Chinese EVs mean better cars at better prices and EVs as a whole mean more savings and more convenience for people.

Video was great until dakotazabawa2028 commented Video was great until Toblex_YT commented video was great until cameronsheriff125 commented

@Toblex_YT

Ай бұрын

Glizzy

Video was great until Toblex_YT commented video was great until cameronsheriff125 commented

@cameronsheriff125

Ай бұрын

Wait that’s me 😢

@kiernanoh

Ай бұрын

​@@cameronsheriff125you ruined my enjoyment of those video

@Toblex_YT

Ай бұрын

Dog

@lazydj

Ай бұрын

This the new trend unfunny KZread commenters are adopting?

@Toblex_YT

Ай бұрын

Glizzy

Cameronsheriff125 is absolutely not first

@Toblex_YT

Ай бұрын

Glizzy

@AtriocClips please ban @Toblex_YT . He is spamming everywhere

Video was great until dakotazabawa2028 commented Video was great until Toblex_YT commented video was great until cameronsheriff125 commente

@Neuvalence

Ай бұрын

oh we name dropping now? 😭