I yolo'd into it at .19 for the Jade Green, been happy for a good while. Secure more bags when it dipped back down to .09, good times all over the place.

Nice content! The best way to find that balance between saving and living is by investing, this way you get to have your savings intact and then live comfortably of the revenue coming in from your investments.

@binagital5665

2 жыл бұрын

His trade execution quality and profiting is well structured with great financial features.

@lindalily6924

2 жыл бұрын

Working with Romero pieto is the best thing that can happen to a beginner trader who is aspiring to be fruitful out of the market he is trustworthy and straightforward we surely need more men like him in trading world.

@jasonthomas269

2 жыл бұрын

Good good content.

@abscottcoleman400

2 жыл бұрын

Yes I'm a living testimony of Romero pieto his platform has also done a great thing for me.

@katlinmicheal8121

2 жыл бұрын

I've seen so many review about this man called Romero pieto who is he ?

I got the red card during the summer of 2020. Spent $80 in CRO staking, I’ve been getting $11 a month since for spotify and my CRO reached $600 at the peak. Couldn’t have been happier

@tcperozi8831

2 жыл бұрын

Amazing brother 😀🙏👍🥳

Got the icy white card over a year ago, love it ! If CRO goes up enough, will consider the black obsidian card, they need to add more benefits for that card.

@HeythereDavehere

2 жыл бұрын

At that level, the biggest benefit is being able to stake an extra million usdc and get paid $140k/yr!

@povelectric

2 жыл бұрын

@@HeythereDavehere Not anymore 😥

@SaveWithCrypto

2 жыл бұрын

@@povelectric You can still stake $2M but the APR now seems rubbish - but is it really that bad? I'll have to some sums.

@mrbombastikalime9867

2 жыл бұрын

We got shafted, CDC changed the rates and took away weekly CRO rewards

@SaveWithCrypto

2 жыл бұрын

@@mrbombastikalime9867 I'm still getting CRO Staking rewards every Friday - are you not? If so, which card do you have?

I just read the blurb in your chart at 3.44. That's pretty funny. The pie colors are on point too! Being sick with covid and having to watch your video slower is what let me catch it haha. Have a nice day Dave.

I dont have that much money to stake in, but was thinking of ruby steel first. But this video is amazing, I was actually glued to the seat every second, there are loads of info to note down and learn here. Thanks n subscribed ✌

Don’t forget 12% weekly interest that’s $48,000 a year interest if it goes up it can be way more That’s like almost $1000 a week interest you can sell every week ur interest and spend that on what you want every week or keep in CRO and hopefully it goes up then it’s worth probably $2,000 a week interest or More. And ur original investment of $400,000 could be way worth $1,2M

I absolutely love the research and non-biased opinion. I haven't bought cro since I started staking for the Royal Indigo card, I move all my staking rewards to their defi app and stake there. It basically cost me 1200 bucks in cro value for the card. This and Cardano have been my top gainers.

This card is my dream card, thank you for sharing your perspective and get us to taste a piece of this dream. Hopefully in the next 2 yrs I'll get there

I kept seeing this card in ads. Always thought it was confusing and like you said a ponzi scheme, but you explained it well. Thanks!

I remember when the name of this token was MCO (Monaco) It was way cheaper to get the black card, I could't apply because they didn't deliver to my country

@HeythereDavehere

2 жыл бұрын

Yes, I remember too! Sheesh that would have been a good investment back then… but SOO high risk because MCO could have also gone to zero

I am really excited to see this video from you, because I just got into the ecosystem. I just did the $400 stake card, and I am excited about it. Gonna try and use the staking feature to invest a lot in crypto. I am excited

@1wing1

2 жыл бұрын

tbh, getting into any higher card than the 400 ruby red isnt even necessary as long as the cro defi wallet pays more interest than the card does. once it doesnt, its time to upgrade. until then I keep only 400 staked and the rest on the wallet, currently earning 12.34%

@raymon418

2 жыл бұрын

Same finally got my card now hahah

@richardmenz3257

2 жыл бұрын

@@1wing1 once you can get the icy white card the rewards make up for the missing .34% but before you have the 40,000 it is better to have a ruby card and invest the rest like you stated.

great video , here a question for ya , what is the monthly / yearly spending limit on the 40k card ??

I've got the same card, but I'm so disappointed about their new tiered APR for over $20,000 in earn. I love everything else though.

Hey Dave, 1 thing to note: I was using the Indigo card to run my business expenses through there: There's a hard cap of 300 Transactions/$25K in spend cap per month.

@CyanoTex

2 жыл бұрын

Their cap is raised per tier, no?

@ecomwithTrevor

2 жыл бұрын

@@CyanoTex Nope, I checked it. Even obsidian has $25K/Month cap

@HeythereDavehere

2 жыл бұрын

Makes sense since it’s a “consumer” card and not intended to be used as business card. I do use for business related travel but certainly good to keep in mind tho! Seriously considering upgrading to obsidian (for the 2m cap on Earn)

@CyanoTex

2 жыл бұрын

@@HeythereDavehere May as well milk their Earn program! 💰

@GJCcontent

2 жыл бұрын

@@HeythereDavehere Having this much coin in earn on the app is a risk similar to having crypto on any exchange or do they have better insurance for hacked/stolen crypto? I have the icy white and decent amt in earn but I think about it being on their exchange the whole time. thoughts?

I read your template for the "not to scale" crypto pie chart! Definitely seems to blend in but still readable

How are they / platform making money from the deposits? I don't believe all deposits are loaned out. With BTC crashing to 30K levels, no idea how they can keep up.

Hey Dave! I’m looking to sell my initial investment of CRO to get from ruby to the next tier. Should I sell into USD or USDC? Which is less fees? I just want to sell and buy back in.

Lot more interesting than I expected this to be, I've been getting ads for this card forever. Thanks Dave!

@HeythereDavehere

2 жыл бұрын

You bet!

I don't understand the confusion. In the defi world users are acting as the bank, offering loans out to users at an interest rate or fee. So the fees and interest we pay when taking out a loan is where those percentages are coming from. We're making the amounts banks typically make when they lend out our money to people.

@1wing1

2 жыл бұрын

exactly. people really underestimate how much cash banks make with your money sitting "idle" on your bank account. Returns of 30%+ (for the banks obviously) arent uncommon. Then they give you 0.05% and call it a day while inflation eats away at it. Giving you 10% and keeping the other 20% is a nice win win scenario for both sides.

Hello Dave, love your video. To be precise you have purchase limitations where you cannot earn the cashback (such as utility bills, insurance payments and some others). When Curve will be available on US I suggest you to use it with your CDC Card so you can have categorization of your expenses.

@HeythereDavehere

2 жыл бұрын

Yes some odd exclusions. I tested paying a portion of my property tax bill to see if it might have given rewards but it didn’t. I’m on the waitlist for Curve…. If they want to send me one to review I’d be glad to!

@OskarRapalski

2 жыл бұрын

I use curve everyday and it does not make the restricted transactions to be rewarded, works exactly the same as you would pay it directly with cdc card.

@HeythereDavehere

2 жыл бұрын

@@OskarRapalski from what I understand, you could use some kind of “rewind” feature to move the transaction to a different card that does earn in the category. Still waiting for Curve in the US

@OskarRapalski

2 жыл бұрын

@@HeythereDavehere its called back in time, but does not matter, restricted CRO transactions remains restricted

@fgsaramago

2 жыл бұрын

@@OskarRapalski i suppose what he means is that if a transaction doesnt give xadhback, he can move it to another card that gives some kind of reward for that type of transaction

I got the obsidian card because I wanted to buy 1 million cro and stake 1 million usdc in crypto earn, the interest income on these two together is unreal not to mention the 8 percent back on spending, when this exchange moves from its current market cap to rival others in the top ten, I will reap further rewards for the investment in cro, there is no place else for those kinda returns, your cons for the card are a little reaching btw

Hey! nice one Dave, thats an amazing card ! I bought the 4k card and my investment more than 10xed and got the rose gold !

When upgrading tiers, does the card number change? Am I going to have to change autopays everytime I upgrade? Thanks.

@minecraftmadeinaustria9642

2 жыл бұрын

Yes you'll get a brand new card when you upgrade

Hi Dave, what do you think about Eidoo Cards (up to 16% cashback in crypto)?

Hi Dave, where can I find video of your 1 million earn?

can you explain more of the 12% on the stake cro

I love my Jade Green Card and its even slowly replaced my AMEX gold card rven for dining and groceries.

Thanks, very clear information

How do they finance this ?

Are you gonna do a drop test and weight comparison video on it? 😁

Great video Dave! This all makes sense now.

Amazing video, exstreme production quality. The KZread algorithm is broken.

When it comes to the world of investment, most people don't know where to start. Fortunately, great investors of the past and present can provide us with guidance

@ajokejanet6887

2 жыл бұрын

Personally as a first time investor, i started trading with Mrs Sharon Laura with $1,000 now my portfolio is worth $5,400 within the space of few months trading with her

@julietokolie1035

2 жыл бұрын

A friend that i referred to her from UK just received €9,005 profit after 14 days of trading just jealous ASF LOL

@samuelroseline8421

2 жыл бұрын

My first investment with Mrs Sharon Laura gave me $24,300 and that has made me invest without the fear of losing, I got four of my friends that i referred to her and they are making profit just like me. May God bless Mrs Sharon Laura

@aminatikharia6973

2 жыл бұрын

I invested $2,500 and I made $7,450 weekly trading with her, I only trust Mrs Sharon Laura with my investment. I am now able to send kids to great school in LA, all thanks to Mrs Sharon Laura Good woman indeed ❤️

@badmuskehinde8467

2 жыл бұрын

I'm so happy 😄 my life is totally changed, I've been earning $10,250 returns from my $4,000 investment every 13 days

Honestly the only reason I’d work my way up to the obsidian, because of the earn program that’s the excitement

How did you fund your account? I'm tempted to use credit cards, but I can't figure out which ones will treat it as a cash advance? I tried to use my Ally debit card but that keeps failing.

@CyanoTex

2 жыл бұрын

Watch the 2,99 fee for some deposits.

@curtaviusr

2 жыл бұрын

You top up by either fiat wallet or your debit card, there’s no fee when it comes to topping up with your debit card. That 2.99% fee only comes from buying crypto with your debit card

@richardmenz3257

2 жыл бұрын

Only my capital one debit card worked. The rest decline the transaction because they don't allow crypto purchases from any exchange.

It's unclear when CRO deposits are pulled out prior to 3Month, how the weekly payouts on stablecoins get worked out?

The icy white card seemed like the right card 👍😀

Does this card have any type of travel and purchase protection? Also I wonder if, in Dave's situation, the Morgan Stanley Amex platinum card with no annual fee will make more sense

@HeythereDavehere

2 жыл бұрын

No travel/purchase protection. Just fraud protection but even that isn’t as good as credit cards… you have to notice and report it fast. I have the Schwab Amex. To me, the Morgan Stanley “relationship” seems overly complex to get the relationship bonus

My wife and I just both got the icy white card, can't wait till CRO moves up above $2.50 or so... We can live off the CRO interest alone!!

It makes sense to me, i invest in the below penny crypto and all i need is a decimal to go down so for example i have 3,830,461.08 of shiba which at the moment is at 0.00000799 and i paid 30€ no crazy money, if that goes to 0.000015 I will have $3,159,431.00. Re-invest on xrp and cardano for the generational wealth.

Thank you so much for this video.

Top notch content as always Dave! Hope you are doing well

Can a business spending £1 million a year on fuel use this card to get all the rewards?

If only I could manufacture spend with the 8% card. But they have a $25k/mo limit. And IMO the staking benefit isn't worth it since there's defi platforms that offer higher yield (potentially higher risk).

@HeythereDavehere

2 жыл бұрын

Agree on everything you said! The 8% isn’t worth it unless you’d hold & stake that much CRO anyway. I’ve been looking into others like Anchor for staking USDC but it was kinda convoluted converting USDC to UST (at least for me in the US) and Anchor makes me a little more nervous than a company with as high of a profile as Crypto•com

When you find out how important cro is for transactions on the defi app you might see how valuable it is.

@1wing1

2 жыл бұрын

to be fair, the transaction costs are so low, you could power it from cashback cros alone

So you're not sure if they're legit but you put 40k into their native coin? Smart

I invest in crypto, and I get your logic, but with that return, especially on usdc, it's like you said in your video "If something is too good to be true..."

@1wing1

2 жыл бұрын

i think its just to get a lot of customers, once they outperform binance and others theyll dial back. If they got the money to pay for superbowl ads, arenas, and hollywood stars, they can give you 10% on your stable coins. They probably earn more with the stake. Banks giving out loans make upwards of 30% of your money in your account, while giving you 0.1%. These guys give you a third of their earnings and it seems incredible to the point of insanity. Once they need to improve margins, theyll cut it down, but we are still early. Other staking platforms also give returns of 12-20%, with MMF lately giving as high as 29%, so 12% is rather normal in this space.

Dave, I am one of the strange people that noticed your silly little comments on your pie graph slide. Well done.

Honestly, I don't see the point of even the 4,000 version. I can invest that four grand in a safe stock and make enough money to cover Netflix, and probably a bit more.

25k/month spending limit. For any tier debit card.

@HeythereDavehere

2 жыл бұрын

Yep, makes me a little nervous switching all my auto-pay stuff to this card

@itsbenniblack6941

2 жыл бұрын

@@HeythereDavehere I hear you, What I did is i only moved over about 1500$ worth of autopay to this card that is elegible for cashback, At the end of each month I top up and make sure that my minimum amount on the card a month is My bills, If I decide im going out any time within the month I top up the amount I am looking to spend at that time so I do not just have money sitting on the card. I went from Midnight blue, to the Jade Green, and now because of the pull back on cro I am SUPER close to the Rose gold! 5% cashback is going to be amazing!

All these stable coin high APY seems super sketchy. I keep about 30k of my USDC in BlockFi but I don't know if I trust it enough to put in more. How can they pay so high interest?

@1wing1

2 жыл бұрын

highest ive seen is 30% with a usdt/usdc liquidity pair. Basically its a bridge collecting money for every transaction coming across it, thus generating extra income from the fees.

wait so after the 6months u can unstake the cro back to money and the card benefits will still be there?

@jralphroman

2 жыл бұрын

The benefits won’t be there you have to re-steak

@1wing1

2 жыл бұрын

depends on the benefits. streaming services wont be, the cashback will be halfes without stake, but airport lounge access even works without an active stake, so if you just want a quick in and out and 5 years of free lounge, thats a way to do it lol

👋Dave here.. really curious what you think about this card. Black, rose gold/icy white, and indigo/green too! So much!

@SuperEbbandflow

2 жыл бұрын

I have been looking to go into the 4k level, but I'm unsure how the card works completely. Are there any videos explaining the fundamentals of how the cards work, or do you have to put your faith in the coin/company and that you will "learn as you go"? Thanks again for the great content!

@alfredmathew

2 жыл бұрын

The Inido/green card looks like a really good option for beginners. 3% back on everything is not bad!

@1wing1

2 жыл бұрын

I have the red card even tho I could easily upgrade to icy. The reason I havent yet is because the defi wallet app from cryptocom offers bigger returns than the staking in the app. Once that is no longer the case, I will upgrade and take the larger return from the card program

only 2 mins in the video staking is like an investment it's not a fee well technically

hahaha love the filler in the template on the pie chart screen. great vid as usual! thanks a lot

@HeythereDavehere

2 жыл бұрын

Appreciate it! And appreciate your attention to detail 😉

I'm at the 4k card, hoping for 40k! 40k seems like best bang for the buck

@multa7053

2 жыл бұрын

No, 3k is definitely the most profitable card, considering the actual risk

What are the tax implications of cashing out the CRO rewards into their stable coin? Is it treated like non taxable CC rewards or like earned income ie bank interest?

@crazyprayingmantis5596

2 жыл бұрын

Depends where you live

Great quality video, I own the Jade green :)

Does the 40k card have "no spending category" as well ?

@richardmenz3257

2 жыл бұрын

All the cards do. It is mainly rent, utilities, and loan payments.

Hi Dave the interest on those BTC etc programs are only open to certain countries and not most european countries and UK

@1wing1

2 жыл бұрын

not true. Most european countries work with these programmes.

awesome video man!! I have the Icey White! You rock

Hey there! Fellow content creator here! Good video, I chuckled because you said 10% lol, but the DeFi world is the wild wild west, I’m invested in a project that gives 300k% I know that will break peoples brains but its defi haha

Don’t worry, if the percentages get unsustainable or Mainstream is going wild, the rates will be reduced to stay reliable and profitable as a company. They done that in the past already… than price will rank till it stabiles. But I actually don’t see it now maybe when mainstream hits hard and over 2B people are invested in crypto. Till than enjoy 😉. Crypto has such high rates because it’s a new technology and does need a way to be attractive otherwise people would use traditional market instruments to earn passive money, but mostly all misinterpret it as a ponzy scheme. Not saying that there aren’t some out there and even big company’s turn out to be one hard to see like Wirecard. That being sayed DYOR and peace out ✌️

I may consider the Royal Indigo tier. 3% seems great! Always a blast watching your videos, Dave.

@HeythereDavehere

2 жыл бұрын

3% is great! Appreciate it Jake

@DanielManea

2 жыл бұрын

Got that one, it was amazing until an ATM decided it wants to keep it. Still waiting for my replacement.

Yeah i dont have 4,000 to stake in cro... Where is the next best place to stake my eth since they lowered the apy

@multa7053

2 жыл бұрын

Depends on your country.

I ‘member when CRO was MCO (Monaco) those were the days.

Read the fine print by the pie chart! Do I get sent crypto now? 👀 Great vid, cheers!

@HeythereDavehere

2 жыл бұрын

I tried to figure out a way to give a a limited edition coin but ETH gas is so high! Maybe Binance?

Took a shot every time he sayed penzi scheme

I don’t know who you are but I like your content. Subscribed’ 😁🤝

Great video!!! thanks a lot!!!

The best explanation of CRO I've seen. 👍

@HeythereDavehere

2 жыл бұрын

Glad it was helpful!

stake all 400k at the current 12% and ur looking at over 40k of income after canadian taxes. this doesnt include continuously increasing the amount of cro coins staked per week and the price of cro potentially growing. its a ludicrous amount of passive income and within a few years it can become the only income one will ever need.

Dave I left you a message on your X1 video. They changed the application process. Soft pull for applying and hard pull if you get approved. I got some screenshots I can send you.

@HeythereDavehere

2 жыл бұрын

Thanks Drew. I think that’s the way it was when I applied… I’ll have to watch my video again 😉 but I know I had to unfreeze my credit for a soft pull. The soft pull tells you how much you are approved for, then they do a hard pull before issuing the card.

@drewd8874

2 жыл бұрын

@@HeythereDavehere I got a screenshot from a facebook group user from early on 2 months ago and a screenshot of mine this week. They changed the language when you get to the screen “by continuing..”

@drewd8874

2 жыл бұрын

@@HeythereDavehere “By continuing, you agree to your Cardholder Agreement, credit score notice, and APR details.” now it says… “By continuing, you agree to your Cardholder Agreement, credit score notice, a credit pull which may affect your credit score, and APR details.”

CRO coin down 80% since the release of this video, meanwhile BTC held its value. Safe to safe it was closer to a ponzi. Imagine getting the 400k card just to lose 300k of value in order to get “free” prime, Netflix, Spotify, & airport lounges. Could just buy those subscriptions for a couple hundred dollars a year 😂

I think you are wrong...there is a 10% interest on your staked amount of CRO; as for the cashback you can simply transfer it to USDC immediately and then stake it...your CONS are not quite reasonable ;)

Dude I just hope that isn’t a Ponzi scheme

Thats amazing !!! But atm it would need 1.000.000 of CRO to get this card …… not affordable for a normal guy

or just convert your cro to ust and get 19% on anchor

I took this sign up bonux from Voskcoin and gor 25 dollar worth of cro and I put 400 dollars to be mindful and I got like 60 dollars back CRO which I sold. I think CRO is a nice investment but will do slowly

Thanks for that Dave

Loving the Icy White so far.

Hi Just found you . Fabulous video. Thank you 👍👍👍👍🥂🥂🥂🥳 Just subscribed 🎉🎉🎉🎉🎉

Wait until you explore their true Defi platform on the Cronos Blockchain🔥👌

Nice. Now I'm interested

CRO is my favorite token just for all they have to offer

You stake it for 180 days and get back what you staked, isn't like this?

I wish I had more I could invest, but at least I got the jade 4k card.

3:45 I am reading it!

I head hurts now, thanks! Great video tho’!

I could only get the red card but I bought it when it was less than double of what the CRO price is right now . Albeit it went down more as of late but still an awesome investment.

I’ve got the blue card. Gonna get the next level soon for sure

@richardmenz3257

2 жыл бұрын

It cost 50 dollars to upgrade to the new card to get the new rewards. Don't forget this.

It Has a LIMITS ON CASHBACK, dosent matter witch card you chose all of them are limited to give you % of spendings a month.

That’s assuming your investment doesn’t drop in value? Your CRO coin could easily loose more than 12% value in a year. Of course it could also go the other way, but I always see worst case scenario

@multa7053

2 жыл бұрын

Yes, but he gets 12% on his stake and he could stake his rewards again on Defi and get 12% for it. But obviously there needs to be some point where you actually have to stop that when you have the Obsidian card.

This is the best card You get 12% interest On ur stake that’s a average person’s annual salary. Best card on the planet. No annual fee

Free Netflix would be great now since they are raising rates.

It looks like they dropped their USDC rate from 14% to 10% since this video was published 2 months ago.

im working on this.. i will get it one day :D

I currently have the green crypto card. I will keep staking and earning interest on my investments. I would recommend this platform to anyone. I’ve been a user since MCO was their main token. I remember staking $200 worth of MCO in order to receive my ruby red card. CRO wasn’t even worth a penny yet. Crazy

Gonna upgrade to Jade Green in a month.Stupid me staked in the exchange and not the app. But have been enjoying Ruby meanwhile instead.

@1wing1

2 жыл бұрын

Dont. jade green gives 10% staking reward, moving it to the defi wallet gives you 12,34%. thats more than the stake of the card. I could upgrade to icy but I will only do that once the icy stake gives more percentage than the defi wallet does