Anyone out here with this combo right now?!

@Justin-th7ew

11 ай бұрын

which one should we apply for first if we already have a couple $0 AF cards??

@spartan3514

11 ай бұрын

Close, I have the Venture X and Savor card. I'm new to this space and you and Sebby are so helpful. When I was researching travel credit cards your channel came up and was really informative!! I signed up and got approved for the Venture X! Then I saw this combo and I just completed this combo this month!! I just need a gas card and I applied for Abound. We'll see how that goes!

@jnecaise

11 ай бұрын

I got the SavorOne a couple months ago with the 200/500 sub. Waiting out the 6 month period until I can get the VentureX. Saving the $200 and adding to it while I wait. Sadly, a bunch of travel I wasn't planning on is poped up, so I wish I had grabbed the X first, although it will be easier to hit it's spend with some things planned around the time I'll be eligible for it.

@zephyr4620

11 ай бұрын

→ For the car payments i use the city custom cash 5% (this one is Insane more than $25 cash back for paying your car ) →For rent the blit card 1% → For gas i use the military star 5¢ off and a 2% cash back → For everything else i use the freedom unlimited with the 1.5% bonus on top of every other category so 3% back on everything 4.5% on food and Drug Store and the 6.5% travel

@71_button

11 ай бұрын

I have both

Another great feature about this duo that isn’t talk about much is that one is a Mastercard and one is a Visa card in case you have an issue with one over another, plus both having no foreign transaction fees makes it an ideal international credit card setup.

I just got approved for the venture X card and it is awesome!! I’ve done a bunch of research and have seen some people say there was a limit to how many capital one cards they could have. I can confirm I have a quick silver, savor one, and now a venture X card!

@Tsaifoon

11 ай бұрын

How far in between did you apply for all these cards? I just got rejected from the venture x card. I recently just received the savor one about 1.5 months and quicksilver 6 months ago. Was wondering how'd you get the venture x

@bradleywilliams9225

11 ай бұрын

I got the Quicksilver 3 years ago, the Savor one, 10 months ago, and the Venture X about 2 weeks ago.@@Tsaifoon

@A42yearoldARAB

11 ай бұрын

Chase is the one that does that more so than anyone. The problem with Capital one is my same experience with Discover, you get your initial limit and they only increase it very little as YEARS go on. Chase kept increasing mine every 3 months by thousands. My frequently used Chase card is nearing the limit of the card I have had for over 10 years after only having chase for 2 lol.

@friendlyneighborhoodtoaste8216

4 ай бұрын

@@Tsaifoonnot gonna lie, 1.5 months seems way too recent. Generally rule of thumb is 6 months, while 3 months is generally the minimum

@SirBrucie

Ай бұрын

Just got offered savor one with 15k cl, going for the venture x next. Started with platinum then graduated to quicksilver.

As of right now, this duo is pretty tough to beat if you like their transfer partners. However, I think the Venture X is gonna continue to get nerfed pretty frequently over the next couple of years. It could be great to jump on the setup now though while it's still really powerful!

@newagain9964

6 ай бұрын

Cap1 weakness (besides forced portal for VX) are the transfer partners. All non-domestic airlines (which can be beneficial to some). And only choice and Wyndham hotels.IHG would be nice.

Capital One definitely has some of the best cards out right now. Plan on adding the Venture X next year! Great video, John!

@johnsfinancetips

11 ай бұрын

Nice, wish you the best when you apply for the X!

Dulles lounge is open. It officially opened Sept 7th.

@johnsfinancetips

11 ай бұрын

Love to see it, finally one close to home!

@Axis050

10 ай бұрын

How about Denver tho?

Just got approved for my Savor one Yesterday!!! 🎉

@carltonbanks5470

11 ай бұрын

I got approved 2 weeks ago. Still waiting on the snail mail card smdh

@johnsfinancetips

11 ай бұрын

That's awesome, huge congrats on that!

@QuickkDraw

11 ай бұрын

@@johnsfinancetips thanks John!!!

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@themodernotaku

11 ай бұрын

Bilt for Lyft is what I’m seeing

I would love to see this duo go up against Venture X and Amex Gold having each card with different institutions seems like it could be better

Can you compare credit card combos and explain what is the ideal card for different persons in different situations based on experience, income, etc

Pretty crazy that the Capital One Duo literally PAYS YOU to simply use the Travel Credit & Anniversary Miles each year. Great video as always John!

Great video! I have this combo and I’m really enjoying it! I pair it with the Bilt for rent, and I also have the Citi Custom Cash, which I’m currently using for groceries.

@NotoriousLegend

4 ай бұрын

This is the set up I’m working towards, currently only have the c1vx

I have the Savor card the one that comes with the $95 AF and I’m currently working on my SUB! Earn $300 after spending $3K in 3 months. Venture X will be my next card. Great content John!

I have this combo and love it. I probably put about 90% of my spend on these two cards. To round out my setup I have the freedom flex and CSR (originally got for SUP, will be downgrading to CSR). Like you said, I wish it had better hotel partners. I also wish it gave you status at a certain brand like Amex does. I'd pay a little more for status at a hotel. You get Hertz status though, which is nice

Love my savor one! Great video John!

@johnsfinancetips

11 ай бұрын

Thanks for the comment Spencer

can't forget the new lounge in D.C. conveniently placed right after tsa precheck with grab n go options. perfect traveling with a 3 year old who hates being cooped up in a lounge but you still want the free food while at the airport

Quick update: Capital one lounge is now open in IAD. It opened Sept 4th

I am new to the States and therefore to the credit card game, my first CC WAS THE SAVOR ONE, ( I have had for over a year now) I have applied for the venture X but I’ve been denied twice, so I have looked for other options such as Chase preferred and Amex gold, unfortunately the venture x became kind of a broken dream for me 😂

PP lounge with no food! And no longer getting the $300 statement credit. Why not get the venture rewards card and skip the portal?

@williamwong9184

11 ай бұрын

I think as of yesterday, the travel credit is now something you apply when checking out through the portal; it’s no longer automatically applied as a statement credit

@chriseverydailyshow4164

11 ай бұрын

@@williamwong9184 that's what I'm saying. Don't get points on that credit anymore. Go for venture rewards?

@DJ-rk6wh

11 ай бұрын

You still get the $300. What are you talking about lol

@chriseverydailyshow4164

11 ай бұрын

@@DJ-rk6wh I addressed you question already. Read it?

I think the Capital 1 venture's annual fee is not justifiable. You said they give you 300$ travel credit + 100$ anniversary credit and the annual fee is about 395$. Remember 300$ travel credit is not cash value, it is just a reward that you can use if you are traveling. If you are not a traveller like me it may not have value for you. The second point feels like anniversary credit is just a way to lure customers. They give you 100$ and take away 395$. People will say okay 300$ travel credit, 100$ anniversary credit, sounds like a plan. But if you dive deep, you will understand the real meaning. so ya card is good but just keeping in mind you will be paying 295$ in cash value.

I have this combo with a slight change with the Venture card vs the Venture X. I use this combo for most of my daily / monthly speed.

Dude I finally have had enough of debt and I recently paid off a credit card and my score jumped like 50 points. Shit was wild, gave me dopamine lol. Let’s do this!

@johnsfinancetips

10 ай бұрын

That’s amazing! Congrats!!! 🎉🎉

Is it still the top duo now that they changed the $300 credit to a coupon

Was planning on applying for the venture x and now for sure applying for the savor one also!

Hello! New to the credit card game and trying to figure out where to start and where I should aim to be going! I travel frequently with my work who pays for all of my flights and hotels. They allow me to retain the points and earn status on those trips. I travel with United and Marriott primarily. (Marriott is more concrete than United, I chose United as my primary airline) What cards should I aim to apply for to create a personal travel/cash back setup that maximizes the miles/points earned through my company? Thank you for any advice! (I use a corporate American Express card for booking flights and hotels through my company)

Great video and breakdown! Thank you for the info! My wife just got approved for the Venture X 2 weeks ago. We are hoping one day to be allowed to product change her Quicksilver over to a Savor One. Been trying for a couple of years but they keep saying it isn’t eligible right now. Only option is the Venture One.

I currently have this combo, I have chase and amex which both have 3x in the travel category. But I would love to see the 3x category on the venture x in the future.

IMHO Amex Gold and Venture X is the better combo.

@gilbertnicholas1582

11 ай бұрын

Those are my workhorse cards

This is a great video. Very informative and helpful. Exactly what I was looking for! Thank you!!

You’ve made like 5 videos about this combo this year. Ok already.

@carltonbanks5470

11 ай бұрын

Amex fanboi present 😂

@johnsfinancetips

11 ай бұрын

Hahaha I wish I did, but sounds like there's appetite for more. Noted!

@chriseverydailyshow4164

11 ай бұрын

​@@johnsfinancetipswhatever gets views.

Hey John, one question: When purchasing something with Savor One and let’s say I get 1% back, will this transfer as 2x to the Venture X since in that one, any “other” purchase is 2x. Or will it be 1x? How about when I get 3% back? Will it be 3X miles when transferred to Venture X?

About to apply for the x

@HalfRedux

11 ай бұрын

I plan on applying in November. Gonna use the card to do all the Christmas shopping so I can get the signup bonus.

@ProStylePancake

11 ай бұрын

Approved or denied?

@johnsfinancetips

11 ай бұрын

Best of luck when you apply!

Love my Venture X!! But super bummed I got denied for the Savor when I applied about a month ago.. I have a quick silver too, so was over C1’s unspoken “2 card rule.” I cancelled this card. They said it was due to too many inquiries, 6/24. Will focus on Chase for a while and chase SUBS, then probably try for Savor again when I’m cooling off!

What about the regular venture (not the venture one)

3:12 Hey that’s my birthday🙌🏽. Sucky part about it is that I just got the Venture X on 1/30/24 and can’t apply for the Savor One until 6 months after so I’ll barely be able to get much use out of this perk.

There is now a second lounge at IAD. Washington DC!

I got approved for the Venture X this July and want to get the Savor One and Bilt card. How long should I wait to apply for these and which order might be more beneficial? For me, I think getting the BILT first might be a better option.

@danightryder

10 ай бұрын

4-5 months. I got mine duo setup after 4 months.

@mosesmusazi

9 ай бұрын

I got approved for the savor one card and the Bilt mastercard within weeks between each card. I think if you practice good credit card behavior i.e paying your cards off in full, having low utilization rates thus improving your score I think you don’t have to wait that long. But every person is different.

Capital One just opened another lounge in Dules airport in DC.

So what’s the catch. Oh, must book all flights through COTP. No thanks.

I have 4 CapitalOne 1- Platinum 2- QuickSilver 3- SavorOne And had the 4th a QuickSilver but just upgraded to a next SavorOne but I also want to upgrade the Platinum for the VentureOne and I wishhhhh for the VentureX

Best combo ever I have 3 capital one cards so approval isn't a problem

All makes sense EXCEPT the current travel partners are not good for most people.

calling to tomorrow because i got an email last month for upgrade, ive been ignorning for a long time.

90000 bonus points right now,just got approved the card

so this is the capital one version of the amex gold and platinum combo. honestly i think id go for this combo

Savor one is a must-have.

@johnsfinancetips

11 ай бұрын

Agreed!

Just throw the BILT card into the mix and I think most everything is covered. Maybe another one like amex blue everyday cash for gas if you want to get a little wild

if you want to acquire the most miles, can't you just get all of the savor one, savor, venture, venture x? If so, after the bonuses are al acquired, would you cancel the normal savor and the venture card?

So if I run the chase combo and capital one combo, I’d be set? Or would the Chase and Amex combo be better?

Adding the Savor One to the arsenal would be great to get the extra point on entertainment and streaming

wait that cards fucking crazy for uber especially if you pick everything up yourself

I have a quicksilver, savor one and venture x. It was about 1 year apart for each.

@MV-nt4bq

5 ай бұрын

What was your credit score when you got each one ?

I have the Savor and P2 has the Venture X. I wish they offered some more credits to boost up the savor and offset the any annual fee. Maybe a streaming credit like US Bank.

Is there ever an elevated sign up bonus for the Venture X?

I pray CP1 doesnt pull the rug out under from customers. They have without question gained an enormous amount of new customers and something tells me they are going to up their annual fee while removing perks of the card.

Have the Venture X. Thinking about getting the Savor One. Also have CFU, looking into the Preferred. Only caveat is Capital One points harder to transfer to domestic airlines. Chase a little easier.

Should I cancel my chase sapphire preferred in favor of the savor one?

I have both cards but having trouble merging the cash back rewards to mileage, I don't see the options in my account

I have the Savor 95$ annual fee for the 4% on categories exception groceries still at 3%. Imma ask for a retention offer to keep the Savor anonther yr or see if I can product change to the Savor One. Imma just stack the cash wait for the Venture X to have a higher bonus to apply.

Does capital one pull your credit of you already have one of their cards?

Can I mix cash back with points through Amex? I have the Gold Card, and I’d like to get the Blue Cash next!

Dulles lounge is officially open

@johnsfinancetips

11 ай бұрын

Can't wait to check it out! Finally one on the East Coast!

Is it better to apply for the Savor One first or the X?

@Justin-th7ew

11 ай бұрын

this is what i’m wondering too! i currently have two 0 AF ones so wondering which is better

@93aMike

11 ай бұрын

I would personally get the Savor One first. Mathematically it makes more sense for me. Most of my spending does fall into groceries/dining out/ entertainment category vs everything else so I'd rather get 3% back vs 2x. That's just me tho

Is there anyway you can get your miles 10x’d after booking outside of the portal if you paid with the venture x card? I found a Hilton stay/American flight that I booked directly due to the price difference

I've had 3 cards from Capital One, but that was around 2018/2019, so not sure if that's changed

Question, I have had a secured credit card through Truist to build credit when I had 0 credit. I’ve had it for just at a year and have a 730 credit score. My bank told me the Truist does not monitor credit to see if you can “graduate” to an unsecured. I would have to apply for an unsecured, then close the secured card and lose my credit history. I don’t want to pay the upcoming $20 annual fee but I don’t want to lose my only source of credit history. Any recommendations?

@DJ-rk6wh

11 ай бұрын

I mean if you don't have a lot of credit history anyways why not go for a better regular card then just cancel the secure card? I mean yeah you loose a yr. But it's not like you're loosing 10 yrs or something. I say cancel after you get a better card so that institution can see that you have atleast some history.

@alr6111

3 ай бұрын

Open another credit card

how do i get the venture x when i have the savor one and venture one? should I request a upgrade?

Right now I can’t transfer my cashback from the savor one to miles on my venture x don’t know why

@kattyhernadez7892

10 ай бұрын

You can reach out to the lady who helped me reactivate my credit card trust me she is Good and she charge less I can assure you that she is 💯legitimate

I have a Quick Silver, Quick Silve One, and Spark.

Really good video.

Last month I picked up my second CFU for the 20k SUB plus 5X groceries for a year. Once the year is up I'll def pick up the Savor One to pair with my VX.

@MindlessDante

11 ай бұрын

I have a question for you since you have experience with chase cards and capital one cards. Im 19 with an average 760 credit score. I don't travel a lot but I do want to start my path on being able to travel a lot in the future. Just got a new job and I will most likely be using my vacation hours to travel a little bit in country. I am already apart of the chase ecosystem and have the chase freedom rise card that gives 1.5% points on every purchase. I will probably product change to an CFU (chase freedom unlimited or just apply to get the sign up bonus. however, I just wanted to know what are your thoughts on if I should go the freedom to sapphire preferred route or capital one savor one to venture x route?

@rmknicks

11 ай бұрын

I would go the Chase route first since you already have a relationship with them. I would apply for the Freedom Flex to get the SUB rather than product change. You already have 1.5 on the rise which is why I say the Flex. Then the Sapphire then the Cap1 duo. If you just got the Rise you should wait at least six months before your next card. Keep on eye on your Chase offers in the app Incase they want to pre approve sooner though.

@MindlessDante

11 ай бұрын

@@rmknicks Got it. I appreciate the quick reply!

I have 4 and was approved for capital one platinum low limit of 500 so I didn’t take it . 🤷🏻‍♂️🤷🏻‍♂️

Also, does Capital One give out sign up bonus for a new card for one who already hold and just gotten sign up bonus for one card?

So my first card was the quicksilver and I recently just added the savor one, does that mean I’ll have to close one to get the venture x?😢

@johnsfinancetips

11 ай бұрын

There are reports that people have gotten approved for Venture X even with 2 existing C1 cards

Does anyone know how to convert the cash back earned from the savor one to venture x miles?

I have this combo and I love it.

I have 3 capitol one cards savor one venture card and quicksilver

Question, how do you transfer over Savor cash back to venture x?

I have a question for anybody with experience in chase cards and capital one cards. Im 19 with an average 760 credit score. I don't travel a lot but I do want to start my path on being able to travel a lot in the future. Just got a new job and I will most likely be using my vacation hours to travel a little bit in country. I am already apart of the chase ecosystem and have the chase freedom rise card that gives 1.5% points on every purchase. I will probably product change to an CFU (chase freedom unlimited or just apply to get the sign up bonus. however, I just wanted to know what are your guys thoughts on if I should go the freedom to sapphire preferred route or capital one savor one to venture x route?

@DJ-rk6wh

11 ай бұрын

I think sapphire preferred is a good start. Biggest thing is that you get 25% more value of your points when using chases portal (sometimes its worth it and sometimes not). And the multipliers aren't bad. It's only $95. Nowadays I just use it as a stream, online groceries card (3x points). Which stacks up pretty quick. And it has ok transfer partners. Bottom line you can't go wrong with it. And you should be able to have your freedom rise card cash back go towards the chase points. It was my 1st travel card. Id go with preferred over the comparable venture card. Preferred has more value. And another to make sure you look out for is the insurance being offered with the card. Especially if you want to be traveling.

Have it, now wondering what to do for card 3.

Add in the Spark Business.

Ok so can someone be useful and actually make a video on the roadmap on how to obtain these 2 cards? Do I need to stay under 1/6 after opening the VX? Am I guaranteed s1 if I don’t open anything else after VX? I need useful content on the specifics yall….

Nah, my goal is to get 5 city custom cash cards, just one 1 and I'm waiting for the bonus to do product change the other one

@johnsfinancetips

11 ай бұрын

hahah let's go!!

Just got my venture X . I also have a quicksilver . I’m nervous that when I’m eligible to apply for the savor one they’ll deny because that will be 3 Credit cards with capital one . I don’t want to close my QS since it’s one of my oldest cards.,ughh

@jordandudeohs6297

11 ай бұрын

Same exact boat for me, I’m thinking about maybe changing the quicksilver to a savor one even though I won’t get the bonus unfortunately

Lol I used their prequalification link and they told me I have too many cards as main reason.

I have the VX as my catch all visa to pair with my Amex trio but the changes are making the card less and less appealing. Now that the travel credit is just a coupon that you don’t get points back on I’m thinking about canceling the card and just getting the CSR as a replacement in January.

@giomardeleon

11 ай бұрын

Not sure what you mean. You do get points on the purchases where the travel credit was applied to, I just did it last week and got the 5X points and was then credited $300 out of that.

@tino1761

11 ай бұрын

@@giomardeleon Not Anymore!!! Now you get a message that informs you that the $300 Travel Credit will be applied immediately, as you check out your travel purchase.

@ranktank45

11 ай бұрын

@@giomardeleon Dr. Of credit and a few other sources dropped some articles about it last night and this morning.

Can someone explain how the combo works again to counter balance the annual fee?

Found an offer for 90k miles for the venture x card.

why are we talking about the venture x and not just the venture

This is my current dream combo for my wallet. I tried to apply for the Savor One with the sign on bonus but was denied unfortunately. In due time!

@kattyhernadez7892

10 ай бұрын

You can reach out to the lady who helped me reactivate my credit card trust me she is Good and she charge less I can assure you that she is 💯legitimate

Hey John. I did not find the 3x on dining , grocery info in the venture x website. Are you sure about that?

@alexmuskie1

11 ай бұрын

That's for the savor one, not the venture x

What happened to the Barclays Card?

Just got approved for a Savor One while having a Venture X. I am so happy!

The APR for savor one is 30% though 😬

I have 4 capital one cards so you can get more than two!

The C1 longue in IAD is open.

U only get “paid for it” if you travel at least once per year. You can do this same thing with chase cards, transfer the pts to a Sapphire card which can transfer to travel partners also for only $95 annual fee, also has a $50 hotel credit every yr…. $395?! No thanks! So get a Chase Freedom, no annual fee, or a Chase Business Ink card, no annual fee, and then a sapphire and transfer all pts to sapphire, lot better deal IMO.

@AdamBA380

11 ай бұрын

I do like that there are options out there for everyone. The Chase combo with the CSP is great for someone who’s not traveling as much and/or isn’t concerned with lounge access. For those of us who do travel and value lounges, the VX is arguably the simplest option for that (if one can get past their nebulous approval standard).

@ep411

11 ай бұрын

@@AdamBA380 as he said in the vid; there is literally only one lounge for VX. Its not worth it for me, maybe down the line when they are all over the place. Chase is a great start and offers better perks IMO

The links dont work for Compare credit cards btw

The noise is distracting. I already have enough stress. Had to bail.

Looks like once you have venture x, you won’t need savor one anymore, x covers very thing savor one offer right?

@DJ-rk6wh

11 ай бұрын

the savor one has more multipliers compared to just the 2x for everything on the VX. But thats a personal decision lol. Like I only use my preferred card for online groceries and streaming for the 3x points.