The TRUTH about Bank Privacy

Ғылым және технология

Financial privacy has practically vanished over the last 50 years. Most people are in denial about it, and still believe that their relationship with their bank or their credit union is confidential -- the reality couldn’t be further from that.
In this video we walk you through the history of how financial privacy slowly disappeared, and how we built a gargantuan financial surveillance system that no one really understands the extent of.
00:00 Financial Privacy is an Illusion
02:14 Pre-1970
03:23 Bank Secrecy Act
08:02 Annunzio-Wylie AML Act
10:38 Patriot Act
12:51 $600 Rule
16:17 The Future Ahead
18:24 Is This the World We Want?
19:46 FLOOF
We have slowly built a sprawling system of unchecked financial surveillance, and it’s time to question whether this is the world we want to live in. The first step is just making people aware of how far financial surveillance norms have shifted in just a few decades.
Special Thanks to Nicholas Anthony of the Cato Institute for sharing his expertise with us!
Brought to you by NBTV team members: Lee Rennie, Cube Boy, Sam Ettaro, Will Sandoval and Naomi Brockwell
To support NBTV, visit www.nbtv.media/support
(tax-deductible in the US)
NBTV's new eBook out now!
Beginner's Introduction To Privacy - amzn.to/3WDSfku
Beware of scammers, I will never give you a phone number or reach out to you with investment advice. I do not give investment advice.
Visit the NBTV website:
nbtv.media
Watch this video on LBRY!
open.lbry.com/@NaomiBrockwell...
________________________________________________________________________
Here are a bunch of products I like and use. Using these links helps support the channel and future videos!
Recommended Books:
Beginner's Introduction To Privacy - Naomi Brockwell
amzn.to/3WDSfku
Permanent Record - Edward Snowden
amzn.to/305negc
What has the government done to our money - Rothbard
amzn.to/2KMzmcu
Extreme Privacy - Michael Bazzel (The best privacy book I've ever read)
amzn.to/3BLZ1gq
No Place to Hide: Edward Snowden, the NSA, and the U.S. Surveillance State - Glenn Greenwald
amzn.to/2UQmJ4m
Naomi's Privacy Bag: some of my favorite products to help protect your privacy!
Use the Brave browser! brave.com/nao076
USB-C to ethernet adapter:
amzn.to/2lOVBoy
Faraday bag (signal stopping, to protect your fob, credit card, computer, and phone)
amzn.to/3DjIvCP
Data Blocker (if you're charging your phone in an unknown port, use this so that no data is transferred)
amzn.to/2SVh0J2
Computer privacy screen (use your computer in public? Keep your information safe! Choose the size right for your computer)
amzn.to/3F816Sn
Phone privacy screen (don't let people in public see your private data, choose the size for your phone)
Samsung note 10 - amzn.to/3wNtYwb
iPhone XR - amzn.to/3Q8Sq4S
Pixel 6a - amzn.to/3i9dnQz
Camera cover (for computers and phones, so no one can access your camera without you knowing)
amzn.to/3Z1N8Mz
Privacy Tip: Turn off your wifi and bluetooth when you're not using them!!!

Пікірлер: 688

  • @Edmund_Mallory_Hardgrove
    @Edmund_Mallory_HardgroveАй бұрын

    One of my credit cards wanted me to scan my face on my cell phone, my investment firms want me to train their AI on my voice. I'm not comfortable with any of this.

  • @AJ5

    @AJ5

    Ай бұрын

    I already fell for the face scan "security feature" and it's too late to turn back. I also log into my bank account using my fingerprint.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    LOL I even resist 2FA with SIMs

  • @OH2023-cj9if

    @OH2023-cj9if

    Ай бұрын

    That's all being sold off to form a giant Palantir database for global surveillance.

  • @Edmund_Mallory_Hardgrove

    @Edmund_Mallory_Hardgrove

    Ай бұрын

    @@AJ5 This is how mine happened. My credit card stopped working. So I called my credit card company to see what the problem was. They said that they needed a facial scan using their app to continue using my credit card. I looked at the app saw that they were basically collecting a 3-D model of my face and decided to close the account. Actually, I didn't close it, I just stopped using that credit card. But now, I wonder how long it's going to be before my other banks want the same thing. I'm sorry, I understand they want to reduce fraud, but this is all getting a little too dystopian for me.

  • @anonymoushuman8344

    @anonymoushuman8344

    Ай бұрын

    If I want to buy beer at the nearest grocery store now, the company that owns it (Kroger) requires cashiers not only to check ID in every case (no matter my graying hair) but actually to scan the bar code on the ID, creating a record that ties my identity to the purchase even though I use cash. I buy my beer elsewhere.

  • @leedyp
    @leedypАй бұрын

    Using cash is one of the best ways to keep some privacy

  • @norwegianpoliceofficer5393

    @norwegianpoliceofficer5393

    Ай бұрын

    Using Monero is the best way to keep total privacy in international transactions.

  • @lejoshmont2093

    @lejoshmont2093

    Ай бұрын

    Yea untill you relize the police can steal it at pretty much anytime

  • @andiestwo5

    @andiestwo5

    Ай бұрын

    So the cops can just come in a take it. There's No win, but to get this crap stopped and who is the only one who can do that? Trump! ❤

  • @neilr1492

    @neilr1492

    Ай бұрын

    @@andiestwo5f trump

  • @CAPSLOCKPUNDIT

    @CAPSLOCKPUNDIT

    Ай бұрын

    The problem is that large wads of cash are implied suspects in unspecified crimes.

  • @JonathanLoganClark
    @JonathanLoganClarkАй бұрын

    I used to work at a bank as a teller and vault manager... having to fill out the Currency Transaction Reports (CTR) and Suspicious Activity Reports (SAR) was time consuming. The worse part is that we were directed to file them for customers that had normal thriving businesses that dealt with cash. It seemed wrong then and looking back it does look like evidence of government overreach.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    I derive a certain level of satisfaction knowing that there are a heap of "suspicious" activity reports detailing bank tellers asking me "what do you do for a living?" and receiving the response "your mom". 😂 😂 😂

  • @raylopez99

    @raylopez99

    Ай бұрын

    True, I get hassled whenever I move money overseas to my offshore accounts, which I have to tediously report every year to Treasury. In reality real criminals use gold, diamonds or cryptocoin to launder money.

  • @dannyteebone9233

    @dannyteebone9233

    Ай бұрын

    @@raylopez99you mean art; hunter biden paintings

  • @RayFromTexas1

    @RayFromTexas1

    Ай бұрын

    Or over-inflating your wealth and then trying to over-throw the government and approving of an insurrection

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    @@dannyteebone9233 ...or $80K each Clinton speeches to rooms full of banksters...

  • @gr-os4gd
    @gr-os4gdАй бұрын

    My working assumption in all areas of life is, "If it exists, it's being surveilled." Sad state of affairs.

  • @OH2023-cj9if

    @OH2023-cj9if

    Ай бұрын

    That's what all your banking apps are doing

  • @timwilliams990

    @timwilliams990

    Ай бұрын

    Sad, but accurate.

  • @noam65
    @noam65Ай бұрын

    I literally told my banker it was none of her business, and then said, in fact, write a bank check for the full amount. She asked for what reason? I replied that I was changing banks. I did that day. It's none of their business. Probably more my business who they're lending MY money to.

  • @lovly2cu725

    @lovly2cu725

    Ай бұрын

    Very common in last 3 years. My bank blocked my payment to take an online class. Walked in to the bank and closed it

  • @Josh-py9rq

    @Josh-py9rq

    Ай бұрын

    lol dude put it into bitcoin watch bitcoin university true free money!

  • @sl4983

    @sl4983

    Ай бұрын

    Australia?

  • @Vt12365

    @Vt12365

    Ай бұрын

    If you’re that stubborn, perhaps you should just keep cash instead.

  • @noam65

    @noam65

    Ай бұрын

    @@Vt12365 I do keep a small amount of cash on hand. For my normal purchases, I do pay cash. But this was the institution that was being far too invasive about knowing what I was spending my money on. It's none of their business what I eat, my brand of toilet paper, or anything else. It's like me telling them - who are you going to lend my money to?

  • @user-il6zz9nw4r
    @user-il6zz9nw4rАй бұрын

    I keep telling people it's the robber banks, not the bank robbers that are the problem.

  • @aussiegruber86

    @aussiegruber86

    Ай бұрын

    Unrated comment, look at the profits from Australian banks and we only have 30M people in Australia.

  • @UncleNinjaa

    @UncleNinjaa

    Ай бұрын

    The banksters!

  • @83licata

    @83licata

    Ай бұрын

    #AuditTheFed too, the govt is working in cahoots with all 3!

  • @acewickhamyoshi8330

    @acewickhamyoshi8330

    Ай бұрын

    Worst then that , aust bank managers were abducting kids in 1970s ,, i was even taken ,,.. so after being stalked daily ,, i was told to get assesed come back in 7 years.. to show i had not been in a bank for 7 years , from PTSD, & sure its been 30 years , even now , but bank managers are creepy weirdoes ,, i hope digital ID stops them,, westpack with 23 million breaches of accessing minors ,, with over 40,000 stalkingminors 2019~ 2023 they got $4 million fine.. while Commonwealth bank was charged $700 Million ,, creepy behaviour,, ANZ managers went to jail..

  • @lahummer5759

    @lahummer5759

    Ай бұрын

    At some point your money will be theirs. You will own nothing.

  • @MM-he2iq
    @MM-he2iqАй бұрын

    We frogs are just about boiled. It’s hard not to be black pilled by the state of surveillance. Your videos give me hope though.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

  • @salvadormonella8953

    @salvadormonella8953

    Ай бұрын

    @@user-wg2vw3mz1v There's almost no limit to how many "turning points" that can be cited as the "worst" regression in personal freedoms, including financial freedoms, but the public at large and their representatives seem to be too uninformed, lack sufficient knowledge, lack sufficient education, too uninterested, too uninformed, just plain lazy, or some combination of these, that contribute to the inanity. Every time someone decries some problem or societal ill some incensed person decries that "Somebody needs to do something!" What they really mean is "I want somebody ELSE to handle this problem." Meaning they want the government to "do something." When I hear this I shout back, incensed, "Don't say that. No you don't. The solution almost invariably makes matters worse!" And so it does. Again, and again, and again. Either that person has the power to fix it, or they don't. Whichever system is involved has a way of not honoring the incensed person's demands. Personally, I make an effort to fix problems myself where I can. Trash in the street? I don't call public works, or sanitation, or whomever, I pick it up myself. Graffiti? I remove it, or work with other entities on a remedy in which I participate. I don't think it's my responsibility, but I don't assume it isn't either, and so if I don't like something enough to say something, then I work at a solution, personally. I've worked at several banks. Banks are a big, creaky, nearly immovable machine that will only make changes if forced to, and even then slowly. Bankers tend to be a stuffy lot, comfortable in their ways. The framers of our constitution were an incredibly insightful group of folks, who's insight has never been duplicated. Much, or most, of what has followed, has boiled down to avarice or a thirst for power or both. Sadly, it takes that knowledge, education, etc. etc. I mentioned to have any meaningful understanding of things, and the combination of these attributes is held by a small minority of folks.

  • @PraveenSriram

    @PraveenSriram

    Ай бұрын

    Good analogy

  • @bogywankenobi3959
    @bogywankenobi3959Ай бұрын

    I just looked it up. In 1970 an ounce of gold was $38.90. Let's call it $40.00 just to make the math simple. So, in 1970 $10,000.00 would have purchased 250 ounces of gold. TODAY, or more correctly, right now, gold is at $2329.20. Let's call it $2330.00 just to keep the math simple. TODAY, 250 ounces of gold would cost $582,500.00. So IF this ABOMINATION is going to exist at all, then let's keep it to the spirit of the original bill - tie the reporting limit to the free market price of 250 ounces of gold OR the cost of a new house, whichever is greater. Anything under that amount is none of their business. Then we can start working on forcing the government agencies to require a 4th amendment warrant to invade our privacy. The difference between ideal and optimal is a brilliant and illuminating concept. Thank you.

  • @sirtra

    @sirtra

    Ай бұрын

    I just looked it up, in 2015 the price of gold was at $1,159. Let's call that 1165 for simplicity with the maths, that's HALF the price of the 2330 it is today - less than a decade ago. I think we should go back to trading with sheep. They're cute, fluffy and less susceptible to fluctuations due to the gold and housing markets since raising sheep requires neither gold or housing. Thank you.

  • @bogywankenobi3959

    @bogywankenobi3959

    Ай бұрын

    @@sirtra No. we just have to go back to the year the act was signed into law. 1970.

  • @sirtra

    @sirtra

    Ай бұрын

    @@bogywankenobi3959 i love that Americans think they are the centre of the universe 🥰

  • @leland818

    @leland818

    Ай бұрын

    @@bogywankenobi3959/ gold prices were fixed before that bill. Not really an apples to apples comparison

  • @ChucklesMcGurk

    @ChucklesMcGurk

    Ай бұрын

    that would require stopping corporations from bribing politicians, which would require stopping corporations from bribing politicians, which would require.....and so so on

  • @oliverhansen2784
    @oliverhansen2784Ай бұрын

    "You can´t burn down the entire world just to prevent someone from stealing a pack of gum. The cost is to high." Wiser words have not been spoken in a long time (maybe since 2001). From that point of view the optimal crime rate is not zero!

  • @viazel2796

    @viazel2796

    Ай бұрын

    Well, said👏🏾👏🏾👏🏾

  • @vadimuha

    @vadimuha

    Ай бұрын

    What about stealing your grandma's credit card?

  • @oliverhansen2784

    @oliverhansen2784

    Ай бұрын

    @@vadimuha I´d rather gladly help out my grandma than living in a CBDC world.

  • @vadimuha

    @vadimuha

    Ай бұрын

    @@oliverhansen2784 Help out by allowing her to get scammed?

  • @dawhike

    @dawhike

    Ай бұрын

    And a $10K limit os ridiculous! Should be at least $50K!

  • @techydude
    @techydudeАй бұрын

    As an Australian who lived in the USA for 5 years, and now in the EU for 3 years, I’ve become aware of how America’s undermining of financial privacy has also been exported to the rest of the world. Unfortunately it’s just one more part of the meta-crisis that feels too big to fight :-(

  • @lukeclifton4392
    @lukeclifton4392Ай бұрын

    “Cash is King!” People need to get smarter, withdraw and use cash for nearly all purposes… this will mitigate the financial control. Convenience is the capturer!!

  • @Edmund_Mallory_Hardgrove
    @Edmund_Mallory_HardgroveАй бұрын

    All regulations not covered by the Constitution of the United States should have sunset provisions. The law essentially expires say, after 6 years. The legislation has to reintroduce, vote on, and pass a new regulation, if it's something that needs to continue.

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    agreed

  • @akam9919

    @akam9919

    Ай бұрын

    Yes. ALSO, all bills must be under 5,000~10,000 words. All bills should also be given the appropriate time to actually be READ by our representatives (all of whom, along with their aids and staffers, should have term limits, especially when they collectively have the power to override a presidential veto). Also, no omnibus bills.

  • @Edmund_Mallory_Hardgrove

    @Edmund_Mallory_Hardgrove

    Ай бұрын

    @@akam9919 Get rid of omnibus bills. All bills much receive a floor vote in both houses of congress to be passed. No more combining an aid to Ukraine bill with a border security bill and new environmental regulations. No more earmarks.

  • @edstoutenburg3990

    @edstoutenburg3990

    Ай бұрын

    ...you meant -500 to no more than 1000 words maximum. Yes?​@@akam9919

  • @roflchopter11

    @roflchopter11

    Ай бұрын

    If the laws contradict the Constitution, including limits on federal and state power imposed by the Constitution, they are null and void and should be overturned immediately.

  • @user-wg2vw3mz1v
    @user-wg2vw3mz1vАй бұрын

    The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

  • @dustyskunk2557
    @dustyskunk2557Ай бұрын

    the irony with it all is that criminals will always find a way to circumvent and find sources, but the weight of the laws and regulations passed for the never ending game of wack a mole is burdened and never ending bared upon the shoulders to the majority of upstanding citizens and their children.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    I derive a certain level of satisfaction knowing that there are a heap of "suspicious" activity reports detailing bank tellers asking me "what do you do for a living?" and receiving the response "your mom". 😂 😂 😂

  • @viazel2796

    @viazel2796

    Ай бұрын

    And the limit $3,000 was for

  • @ksc743

    @ksc743

    Ай бұрын

    And I'll bet the govt knows all about the top 1% and how they evade taxes yet the middle class is the most heavily taxed.

  • @CosmicSeeker69

    @CosmicSeeker69

    Ай бұрын

    ​@@user-wg2vw3mz1v The last time I got challenged, I told the young girl straight. I was male escort - and only worked for cash. She didn't ask anything else..

  • @soulife8383

    @soulife8383

    Ай бұрын

    I'm gonna need you to buy a dozen $500 gift cards, put them between pages of a book, wrap that book in aluminum foil, then overnight ship it to this Air BNB address, and don't tell anyone. Ok?

  • @mohamadtaha5711
    @mohamadtaha5711Ай бұрын

    You just said what i was thinking. The most bother me is nobody notice that. Most thinks that is normal nowdays.

  • @justcallmetruman

    @justcallmetruman

    Ай бұрын

    What bailouts and for what reason?

  • @AJ5
    @AJ5Ай бұрын

    The amount of work you put into this to make it easily digestible is highly appreciated!

  • @salvadormonella8953

    @salvadormonella8953

    Ай бұрын

    The information was delivered in digestible amounts, but I found the delivery so annoying that I didn't want to hear whatever message was being delivered. Perhaps I just think too much about the content provided, or about the information's relationship and impact to other things and my own life, but the back and forth was distracting and required constant shifting of mental gears as the speech patterns of the two presenters was dramatically different. I don't think it enhanced the understanding of the information, but distracted to the point of annoyance. Plus the unnecessary sing-songyness, the intonation, of the female presenter was just plain treacly, and I'm not young enough to like a lot of sweets. I thought the information was good, but that the delivery needs improvement.

  • @AJ5

    @AJ5

    Ай бұрын

    Ummm, don't get defensive but imma be honest this sounds like a you problem. If the delivery is good that me and other people can easily digest it, then maybe it's an issue with your reception (as you already mentioned with you getting distracted and annoyed). It could be ADHD btw, my friend recently got medically diagnosed with it and it sounds like you have some of the same symptoms

  • @salvadormonella8953

    @salvadormonella8953

    Ай бұрын

    @@AJ5 Well, that's just it. I thought the delivery was TERRIBLE. My message got truncated, so the full explanation of the issue with the delivery is in a different attached comment. The woman's cadence, tone, and especially her intonation were TERRIBLE for delivering information. Perhaps I'm just used to more professional delivery than the one she provided. Perhaps she sounds the way teachers in school sound these days? If you sound her speech neutral, or even pleasant, it's something I'd like to understand further, because I found it comically bad. The rapid fire back & forth between presenters is also a BAD THING when giving presentations. I thought everybody knew this. I'm surprised they didn't. Imagine two professors in a classroom in a college finance course, each professor with completely different speaking voices, and have them go back and forth every few seconds without any logical break in the dialogue. Most, if not all students would HATE that. I've given, and attended enough presentations over the many decades to know what good delivery sounds like. If I ever got even close to presenting the way these folks did, my customers would think I had some psychological deficiency, and it wasn't ADHD, & my employment would be terminated. While I don't have the aforementioned disorder, I like my information delivered quickly and concisely. I don't have time for lots of extra words. I like people to get to the point. My time is valuable. My customers are the same, and they DO NOT EVER like lots of fluff. Have you ever seen an executive summary? That's what most executives want. Is it because they have ADHD? Most don't, but they are pressed for time. So my analysis and critique comes from decades of experience delivering and consuming content for audiences that range from common folks through to the C-levels at the world's largest corporations. My analysis is correct and my critique, while provided for free, is worth money. My normal analysis fee is $250, which is a stone cold bargain given my education and background.

  • @AJ5

    @AJ5

    Ай бұрын

    Hey Salvador Manella I got a notification that you replied but I am sorry, I do not have the time to read your lengthy message. Please accept my apologies. I am sure it took you a lot of time to write that and I appreciate the effort.

  • @salvadormonella8953

    @salvadormonella8953

    Ай бұрын

    @@AJ5 I understand. Read it when you have a spare moment. Good luck with your endeavors. Cheers.

  • @cx3268
    @cx3268Ай бұрын

    Hence their BIG push to get rid of cash!

  • @herlegz6969
    @herlegz6969Ай бұрын

    Plus use cash and immediately you're flagged as a criminal. The evil vile monsters run the show.

  • @richardbast7243
    @richardbast7243Ай бұрын

    I never worked a day from work so I did not have to use MFA. Now we received emails that we needed to download an authenticator app on our phones. Well I immediately sent an email to our companies legal department stating that I use a privacy phone and that I will not download any app that interferes with my phones condition. This ended up with HR and the said they could not force us to use our personal property and gave me 2 options. A company phone or a upgraded security key that creates randomized code by touch (not biometric). So I chose the latter. Now I'm part of a pilot program for use of the upgraded security key. They were leaning this was already because an company officer had his phone cloned and used to access our company.

  • @scotttovey

    @scotttovey

    Ай бұрын

    I would have asked for a company phone with the upgraded security key.

  • @spacecoast6426
    @spacecoast6426Ай бұрын

    Every time you use your credit card, BAM, your location, what you bought, and how much, and what time

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    Universal unique identifier and all it's missing is biometric data to ensure that it was actually you executing the transaction.

  • @charlebrownga

    @charlebrownga

    Ай бұрын

    Wait til the digital currency arrives in 24 months.

  • @anonymoushuman8344

    @anonymoushuman8344

    Ай бұрын

    If I want to buy beer at the nearest grocery store now, the company that owns it (Kroger) requires cashiers not only to check ID in every case (no matter my graying hair) but actually to scan the bar code on the ID, creating a record that ties my identity to the purchase even though I use cash. I buy my beer elsewhere.

  • @Scleavers

    @Scleavers

    Ай бұрын

    If you don't dispute the charge, they're certain it's you. It's mostly passive data gathering​@@user-wg2vw3mz1v

  • @justcallmetruman

    @justcallmetruman

    Ай бұрын

    And your phone shows your location, how fast your going, what you buy, browsing history etc. etc.

  • @Latrodectus_vv_
    @Latrodectus_vv_Ай бұрын

    My father used to do a lot of dodgy stuff with money. If you have enough connections, money, and power no one is reporting anything to anyone. That being said.. for us regular people: somehow instagram knows what I buy at the grocery store and other stores. As soon as I get home I get an ad for it. The problem is these rules don't apply for the >1% of the population.

  • @robbryan2822

    @robbryan2822

    Ай бұрын

    Your phone listens, records and catalogs everything for advertising, proof, and likely many more intents that you don’t know of and probably don’t want to know of. This includes locations, every word / sound around mic/ bar codes / cards-chips/ and much More

  • @ArtPhotographerLindsay
    @ArtPhotographerLindsayАй бұрын

    One more cat pun at the end and the cat was going to smack you. 😂

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    lol he sure didn't like my paw-taste in puns...

  • @teru797

    @teru797

    Ай бұрын

    @@NaomiBrockwellTV Please make a video about how we should make a movement to repeal the bank secrecy act.

  • @apsurden
    @apsurdenАй бұрын

    The problem is that even if we know - there is nothing we can do. Absolutely every single payment system and every single bank is like that. In our country, when I got my new card, I signed a document and answered a bunch of questions. Am I a political person ?, Where does my money come from ?, what do I use it for? There are even people whose money was withheld by the bank. Imagine your relative transferring an amount to your account and then having to explain to the bank about this money. It is scary. They began to treat every person as a potential criminal and terrorist. And to cross all possible (and normal) boundaries with the justification that they are doing it for good.

  • @viazel2796
    @viazel2796Ай бұрын

    I worked for a bank for 41 years and all of this is true. We had to take test for these laws or face fired/jail time. There are so many privacy acts that are still in place being a BC, Dist. Mgr. or Corp Mgr. I have afraid since the 1970s. Have my job as a secret. My boss had camera put in and around her house...

  • @camwood7600
    @camwood7600Ай бұрын

    After banking with the commonwealth for 40yrs I had my accounts closed without explanation or compensation. It was a frigging nightmare.

  • @justcallmetruman

    @justcallmetruman

    Ай бұрын

    What? Why?

  • @sl4983

    @sl4983

    Ай бұрын

    What commonwealth

  • @raymondfrye5017

    @raymondfrye5017

    Ай бұрын

    ​@@sl4983Australia the Commonw.

  • @nmilutinovic
    @nmilutinovicАй бұрын

    And then you have banks who simply cancel somebody's bank account, just because it was "suspicious". When pressed further, the bank explained that, since the transactions might be suspicious, they would need to report on that and that would incur additional costs on the bank.

  • @girohead
    @giroheadАй бұрын

    What about privacy leaks? Why are banks, IRS and companies allowed to let everything leak all over the web? It's easy to do a search on people to get their age, income, net worth and address. I'm tired of it all. Humanity would be better off with no Internet.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    You had me before you went full r*tard with that last remark.

  • @viazel2796

    @viazel2796

    Ай бұрын

    FACT #💯

  • @LyricsQuest

    @LyricsQuest

    Ай бұрын

    It tells you a lot when the internet started as a DARPA project.

  • @girohead

    @girohead

    Ай бұрын

    @@LyricsQuest And a college dropout started Facebook to collect everyone's info, okay, right (clandestine CIA project)

  • @akam9919

    @akam9919

    Ай бұрын

    ...I disagree with you conclusion. Humanity would be better off without GOVERNMENT. Saying "no" to the internet is saying yes to cable and government controlled propaganda machines.

  • @makaeo8085
    @makaeo8085Ай бұрын

    Thank you for this incredibly informative financial surveillance education. I was born after 1970 so I did not know a difference to what we have today. I agree that a starting place is getting the information out there and educating people. That said I have no idea what to change. I use banks to hold cash. I use credit cards to make purchases and earn points. And I think to a large degree American society wants to hold the government responsible for their safety and have resigned a lot of privacy for that expectation regardless of actual performance. So my question is what to do that isn't illegal, that isn't making honest people's lives and jobs more difficult, attacking people who are just doing their jobs? If laws are there, and requirements for data collection are there, how can we take back some privacy, SHORT OF USING CASH FOR EVERYTHING AND KEEPING CASH OUTSIDE OF THE BANKING SYSTEM? I do like your ideas on multiple phone numbers, porting out to VOIP numbers, and siloing activity to different numbers. I also have a non Google/Apple/Microsoft/Yahoo email and silo logins amd info this way. Perhaps an in depth tutorial vid in the near future?

  • @asamarah
    @asamarahАй бұрын

    Unfortunately, they apply a policy of all is guilty until proven innocent except for those imposing these bills .. While reality is all is innocent unless proven guilty, and money ownership is for the one owning it, and unless there is a pre-criminal proof supported by a final judiciary verdict, nobody has a right to ask any questions.

  • @algorithminc.8850
    @algorithminc.8850Ай бұрын

    This video really got me thinking ... great stuff, as always. Cheers

  • @StealthyNomadica
    @StealthyNomadicaАй бұрын

    Just wow! (Corporal cuddling add-on greatly appreciated)!

  • @letitiabeausoleil4025
    @letitiabeausoleil4025Ай бұрын

    Hi Naomi. I like your ribbon. Thanks for this banking privacy news.

  • @LG-qz8om
    @LG-qz8omАй бұрын

    Now i understand why my banker asked what i was spending my money on or if i knew the company i was paying. I thought she was just getting too many scammed and was worried. Now i know it was her job to be suspicious and report me. I had just sold a house (strike one). I ordered movers to move my furniture but wasnt sure which card they were processing so i xfered $5k into my usually nearly empty acct to make sure there were bo delays with thw movers (strike two). And finally i have to find another residence but was thinking of owning an apartment building. I wanted a little more training on what makes a good/bad deal when purchasing apartments. That training would cost me $6500 (strike three). I'm sure she wrote the whole thing as a suspicious activity as she was Nervous Nelly and couldn't hide herself.

  • @natemarx4999
    @natemarx4999Ай бұрын

    Naomi makes the color cyan look so elegant 😮

  • @stanlyqbrick1621

    @stanlyqbrick1621

    Ай бұрын

    she is my nerd goddess.

  • @roflchopter11

    @roflchopter11

    Ай бұрын

    Naomi makes everything look elegant.

  • @dannyteebone9233
    @dannyteebone9233Ай бұрын

    We really need to create a law on naming these bills as they are almost always the opposite of what they are titled

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    hah indeed

  • @Fawn91193

    @Fawn91193

    Ай бұрын

    You're not going to do that in this system.

  • @j.h.d.2153
    @j.h.d.2153Ай бұрын

    Just incredible information. Thanks to all who contributed to the time in research and knowledge shared in this video. The world is vastly changed and will continue to keep evolving and not with the customers' privacy kept in any kind of perspective. May the Lord have mercy on all our souls 🐾 🕊 🙏

  • @AugustusTitus
    @AugustusTitusАй бұрын

    IMO at this point we should have a sunset provision on laws like this wherein if the law is not successfully used for at least X convictions based on Y criteria and all avenues of appeal exhausted, it shall automatically be repealed on Z date.

  • @OH2023-cj9if
    @OH2023-cj9ifАй бұрын

    We had a similar law in the UK, any purchase over £10000 means you are a suspect! It was to stop criminals buying cars for cash and later selling them. It also means moving money to savings accounts gets you investigated. Some banks block your account. They don't realise why we have so many Albanian barbers in every town, often a few of them right next to each other. Cash only, but always empty and making a lot of money.

  • @TGWazoo1
    @TGWazoo1Ай бұрын

    Man the best advice I can convey; request your Lexus/Nexis report. It will blow your mind. Likely scare you.

  • @sl4983

    @sl4983

    Ай бұрын

    If you can get it

  • @martinwalker3372
    @martinwalker3372Ай бұрын

    This is such an important video Naomi. Here in the UK government overreach is of the scales, especially in the finance sector. It gets worse year on year. Thank you once again. By the way, this is the first notification I've had from your channel for a while and I don't know why (or is it KZread interference?).

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    weird! Glad you got this notification!

  • @leonadrian7257
    @leonadrian7257Ай бұрын

    Such a good video! Scary. But informative and good.

  • @wtfomgok
    @wtfomgokАй бұрын

    Last time I wanted to open a bank account in my country (Switzerland) it took 3 weeks until I've gotten access because some of my data had do be proven by some US authorities... wtf!

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    yeah it's crazy

  • @StarATL
    @StarATLАй бұрын

    It’s not really bout preventing crime, it’s about collecting more taxes to offset the increasing cost of servicing the debt.

  • @juanaguayo1762

    @juanaguayo1762

    Ай бұрын

    Yeah you are absolutely right

  • @Idontbelievethehype2
    @Idontbelievethehype2Ай бұрын

    Very well produced! Sending to all my friends :) Going to watch a lot more of your content!

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    Thanks for your support & sharing!

  • @cliffyee1293
    @cliffyee1293Ай бұрын

    Amazing video. Thx NBTV!

  • @eniggma9353
    @eniggma9353Ай бұрын

    You are wonderful! Thank you for your kind efforts to save the ignorant parts of the society from themselves and from the machine. Nice hair.

  • @litning123
    @litning123Ай бұрын

    If I give this video a “thumb’s up”, how many government reports and data broker reports does that trigger?

  • @kevincrawford7943
    @kevincrawford7943Ай бұрын

    I must admit I tuned in for the beauty, but stayed for the crucial content!

  • @S10394
    @S10394Ай бұрын

    Great as always

  • @ronm6585
    @ronm6585Ай бұрын

    Thanks Naomi.

  • @justcallmetruman
    @justcallmetrumanАй бұрын

    Any plans on doing a video on plate readers, hidden street light cameras and the tracking system tied into street lights to fusion centers? Thank you for fighting the good fight.

  • @Lili-xq9sn

    @Lili-xq9sn

    10 күн бұрын

    I hope she covers this. I lived in a big city where a suspicious street light attachment starred into our apartment windows.

  • @swish6143
    @swish6143Ай бұрын

    Considering that people can just go in stores and steal up to 950$, one has to wonder what these regulations is for.

  • @robbryan2822

    @robbryan2822

    Ай бұрын

    Surveillance and assumed control

  • @ToddSimmons-vn9qg
    @ToddSimmons-vn9qgАй бұрын

    I love that these videos really get into the weeds of the subjects discussed.

  • @jwb6583
    @jwb6583Ай бұрын

    Thanks for the wakeup call!

  • @ChefEarthenware
    @ChefEarthenwareАй бұрын

    Depressing.

  • @ScarlettFire341
    @ScarlettFire3416 күн бұрын

    "First we overlook evil, Then we permit evil. Then we legalize evil. Then we promote evil. Then we celebrate evil. Then we persecute those who still call it evil." Fr. Dwight Longenecker “In the Last Days, Good will be called Evil and Evil will be called Good.” Are We There YET ?

  • @peteaulit
    @peteaulitАй бұрын

    So the real question Naomi is can we set up a system where our bank doesn’t know how we’re using our money? Essentially using the bank as a repository but with a VPN in the middle so they can’t see how we use our hard earned cash. Virtual CC already exist so how can we make this work?

  • @kevink8372
    @kevink8372Ай бұрын

    "Those who would give up essential Liberty, to purchase a little temporary Safety, deserve (and will receive) neither Liberty nor Safety."

  • @pinoygal6232
    @pinoygal6232Ай бұрын

    Great report Naomi.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

  • @PraveenSriram
    @PraveenSriramАй бұрын

    Thanks 🙏. Just subscribed to your KZread channel. Enjoying this video and looking forward to watching a few more. Thank you 🙏 again! ❤

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    Thank you!

  • @PraveenSriram

    @PraveenSriram

    Ай бұрын

    @@NaomiBrockwellTVthanks for your reply

  • @Crystal11Skulls
    @Crystal11SkullsАй бұрын

    Thank you for all of your helpful content. What sucks is things like this make you feel like a mouse in a trap.

  • @Masterbuten333
    @Masterbuten333Ай бұрын

    Oh hi! Nice to see googlelord started to recommend you again!

  • @4-Ever194
    @4-Ever194Ай бұрын

    Nope! Keep what you need to pay monthly expenses. Save the rest in cash. For cash purposes. My tax preparation advisor told me. She and her husband are from Germany. They're familiar with governments overreach!

  • @CryptoSeven7
    @CryptoSeven7Ай бұрын

    Great video Naomi ❤

  • @TheGreatestHandle
    @TheGreatestHandleАй бұрын

    It's the government that needs their finances survailed.

  • @Livetoeat171
    @Livetoeat171Ай бұрын

    That's why I use my own safe in my own home, and no one ever knows how much money I have saved up and they never will.

  • @Nocturnal11Guy
    @Nocturnal11GuyАй бұрын

    Thank you!

  • @AJ5
    @AJ5Ай бұрын

    10:32 "it's kind of the epitome of Privacy For Me But Not For Thee" My favourite quote in this video. Tbh I would (and already did) give up some of my privacy to live in a safer world. The issue is when the power dynamics are unequal and unfair. Humanity can build better systems!

  • @wlonsdale1

    @wlonsdale1

    Ай бұрын

    Then you deserve neither and that's what you'll get

  • @WorldT
    @WorldTАй бұрын

    yes it is so true, many things that were important to everyone was been slowly eroding away, without many people opening their eyes to it. However yet many people still embrace FIAT currency as the true value of anything still. All well, perhaps time will tell.

  • @user-zl2ty4hx5i
    @user-zl2ty4hx5iАй бұрын

    I love your privacy content love from India

  • @mattgayda2840
    @mattgayda2840Ай бұрын

    Use a local credit union, they have more protections than banks and are required to be financially solvent.

  • @raymondfrye5017

    @raymondfrye5017

    Ай бұрын

    Credit Unions were bankrupted in the 80's. Look it up. Does Charles Keating mean anything to you?

  • @garrettrinquest1605
    @garrettrinquest1605Ай бұрын

    Especially on videos like this, I would love to hear a bit about what we could do about the problem. Whether mitigating it in our own lives, or mentioning potential policies or politicians who l they actually seem to care about fixing the issue. We're smart enough to decide from there if that one issue is enough for us to vote for the person. Having it mentioned will slowly make politicians realize that a stance on privacy will get them more votes.

  • @viazel2796
    @viazel2796Ай бұрын

    We as employees (now retired) were fingerprinted often, pictures were taken often (looks changed) background continue even today. Your I.D. is flagged... I had to take another pic from 4yrs ago and only thing diff was my hair. The clerk told me it was requested and I am an old lady now. This expires when I do!

  • @YannMetalhead
    @YannMetalheadАй бұрын

    Good video!

  • @BigBrotherIsTooBig
    @BigBrotherIsTooBigАй бұрын

    A video on GPS navigator would be nice.

  • @dawhike
    @dawhikeАй бұрын

    Soooo, who is writing up All these intrusive bills?

  • @lyianx

    @lyianx

    Ай бұрын

    The ones who profit from them, of course.

  • @user-wg2vw3mz1v

    @user-wg2vw3mz1v

    Ай бұрын

    The tiny hats club

  • @viazel2796

    @viazel2796

    Ай бұрын

    @@lyianx Thank you #💯

  • @LyricsQuest

    @LyricsQuest

    Ай бұрын

    Lobbyists have something to do with it. You know, the kind originating 226 miles northeast of Washington DC.

  • @Fawn91193

    @Fawn91193

    Ай бұрын

    ​@@LyricsQuestThe lobbyists create the legislation.

  • @StoicThrower
    @StoicThrowerАй бұрын

    It's time to start repealing some of these acts!

  • @NunnayaR2B
    @NunnayaR2BАй бұрын

    Thank you Identity theft and docusign; Can you help us understand this ?

  • @asamarah
    @asamarahАй бұрын

    Thanks!

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    Thanks so much for your support! It's really appreciated!!

  • @deanthroop8054
    @deanthroop8054Ай бұрын

    Our founders specifically laid out that it is better for a few guilty people to be free than for any innocent to be jailed. And not all jails have visible bars.

  • @0ctatr0n
    @0ctatr0nАй бұрын

    Could you give this talk for the Australian banking system?

  • @sl4983

    @sl4983

    Ай бұрын

    I mean they are different right? This video left me a bit confused.

  • @0ctatr0n

    @0ctatr0n

    Ай бұрын

    @@sl4983 She's reporting on American banking problems, yet she's an Aussie.. I suppose Australia doesn't matter :(

  • @beachbumsailordude
    @beachbumsailordudeАй бұрын

    Naomi, great video. There is a whole other aspect of this that you totally left out. Most American financial institutions have outsourced their tech/back office operations to India and other countries. This means that those workers have access to all the financial data as well. I have decades in IT at a major U.S. bank and my job along with 20,000 others went to India. You need to have access to the data in order to do your job. What country is a breeding ground for steeling our identity and running scams on Americans? India!

  • @Lili-xq9sn

    @Lili-xq9sn

    10 күн бұрын

    Called credit card company today, connected oversees, and she's asking for all my data. I asked to be transferred to someone in my own country before I would give her all that info. So, yeah, I thought the same thing you stated as a fact. This is crazy!

  • @beachbumsailordude

    @beachbumsailordude

    9 күн бұрын

    @@Lili-xq9sn The programmer over there can still access the data files whether you interact with them or not.

  • @greatwolf.
    @greatwolf.Ай бұрын

    awww, you got a new kitty kat! so cute!

  • @martinguldner3990
    @martinguldner3990Ай бұрын

    Might as share with everyone here. No doubt the US federal government was told by the various brokerage firms, banks, and credit union I inherited a total of $325,000 when my older brother died in 2020. When all the sudden I had more interest and dividend income to report on my income tax return. They knew it came from my brother pushing up daisies and not illegal activity.

  • @GaryMorrisjr
    @GaryMorrisjrКүн бұрын

    Some areas (not just one store but like an entire shopping center) are card only and did not accept cash. I've been sounding the alarm about the ever increasing move to sites, apps, and companies requiring a user to have a mobile phone and/or requiring a biometric facial scan. Resist and make your voice heard or soon your only choice will be to abstain. It may already be too late.

  • @charleshines2142
    @charleshines214216 сағат бұрын

    What we need to do is stop allowing bills that are thousands of pages long that the author knew no one would read from submitting them. Instead we need a much shorter version of these bills that is a couple of pages long and tells in a nutshell what is being proposed. Also we need to be able to nullify any part of any bill at any time if something detrimental is found to be hidden in it and essentially make it as if that part of it didn't exist on paper. I mean go so far as to redact it out or edit it out. Any senator who gets such a really long multipage bill should just hand it back to the person who wrote it and tell them not to come back until they can make it 10 pages or less and sternly warn them that it must be easy to read be ALL people just in case it is made part of the law!! Tell them not to even set foot in the office or lobby again with a bill unless it meets these requirements.

  • @sten1939
    @sten1939Ай бұрын

    Crime happens in side of prisons. With complete control of everything by the state and crime still occurs

  • @handlesR4TrackingU
    @handlesR4TrackingUАй бұрын

    "It is better a hundred guilty persons should escape than one innocent person should suffer." ~ Benjamin Franklin.

  • @frankenmint
    @frankenmintАй бұрын

    Cool, how do I buy my own profile? Also is this scrubbed data where it's my habits but identity is removed

  • @akam9919
    @akam9919Ай бұрын

    Remember, we are only given excuses for idealized legislation and government activity, not reasons for their actual implementation. Why? At best, there are none. At worst, they are not in your interests. The consequences, regardless, are terrifying.

  • @Variety1985
    @Variety1985Ай бұрын

    BANKS have become a SCAM

  • @issiewizzie
    @issiewizzieАй бұрын

    Great that the US ... Would love to know more about how the FCA has applied such powers in the UK

  • @sl4983

    @sl4983

    Ай бұрын

    I'm American , she's Aussie, I'm wondering what in the world is this video about

  • @Eweyhen
    @EweyhenАй бұрын

    Thank God most people don't think like you all. We have these protections for a reason. The world is more connected than ever and with our access to so much wealth around the world these protections are necessary to hold up the financial integrity of our civilization.

  • @41srn

    @41srn

    Ай бұрын

    Go get your 52th booster

  • @Eweyhen

    @Eweyhen

    Ай бұрын

    @@41srn As if we haven't been getting flu shots our entire lives. Get out of here ya loon lmao

  • @BeckVMH
    @BeckVMHАй бұрын

    CBDC will be the final nail in the personal financial coffin.

  • @IPnator
    @IPnatorАй бұрын

    What about the planned series on privacy in cars? The first video is now five months old and I can't find a second episode. Has the series been cancelled or is something else planned?

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    still in the works, it's just an epic undertaking. But it's in the pipeline already!

  • @collectorguy3919

    @collectorguy3919

    Ай бұрын

    @@NaomiBrockwellTV It's a big deal when Naomi writes "epic undertaking". Thank-you so much for your hard work. This is real journalism.

  • @Lili-xq9sn

    @Lili-xq9sn

    10 күн бұрын

    So glad my car and TV are dumb and old.

  • @jwillisbarrie
    @jwillisbarrieАй бұрын

    Thanks for adding actual captions for the Deaf

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    Thanks for watching!

  • @FrickDude824
    @FrickDude824Ай бұрын

    Does all this equally apply to credit unions as well?

  • @tpedrick4184

    @tpedrick4184

    Ай бұрын

    Yes

  • @GardenerEarthGuy
    @GardenerEarthGuyАй бұрын

    Fantastic hair!

  • @Darren777Au
    @Darren777AuАй бұрын

    Purfectly presented, leaving us feline that we need to keep a better cats eyes on the banks. Could resist.

  • @NaomiBrockwellTV

    @NaomiBrockwellTV

    Ай бұрын

    😹😹😹😹

  • @djand007
    @djand00725 күн бұрын

    Everything is about perspective & the facts are government & any control measures forced on people, can change in any way by choice of the people. If the masses no longer hold value in any system it disappears or fails to exist. Privacy is something to be respected as it’s something that transcends the financial system. That’s why it holds greater importance here. A reality check is coming but to the outcome is yet to be decided. The decision is only made by the people on literally very thing. Government only exists to SERVE the people not enslave or rule over. It’s a fine line the people in these positions are walking & can quickly become a house of cards. Same goes for banks & financial wealths value to mankind. What’s a bank account really worth or needed for?

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