As a soon-to-be retiree, keeping my 401k on track after a bumpy 2023 is a high goal. I've read about investors generating up to $250k ROI in this present sinking market; any suggestions for increasing my ROI before retirement would be greatly appreciated.

@NicholasHarmon-ow3jl

Ай бұрын

There are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

@KaurKhangura

Ай бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@foden700

Ай бұрын

Impressive can you share more info?

@KaurKhangura

Ай бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@foden700

Ай бұрын

Interesting. I am on her site doing my due diligence. She seems proficient. I wrote her an email and scheduled a phone call.

What's even worse....is that some one can "create" a video by just pointing and nodding to someone else's video and call it their own😆

@chuck5553

2 жыл бұрын

👆🏻 nodding making your comment mine

@_FZ06

2 жыл бұрын

Yet we all watched .... what does that say about us? 🤨

@theladymvp

2 жыл бұрын

🤦🏾‍♀️ Right! Reaction videos are just as bad lol

@lawrence-juniornalty

2 жыл бұрын

@@theladymvp Well, bad maybe, but nowhere as bad.

@ShinySilverBunny

2 жыл бұрын

Time wasters. If it's not helping you transform your life, throw it in the trash can. So much foolishness on the internet that want your time and attention and money.

Her comment about "blindly accepting advice from somebody" is the only thing I agreed with her on. 😂

@souschef4489

2 жыл бұрын

Amen

@aarodful

Жыл бұрын

Haha. Everything else was pure nonsense.

@mobiscutts2397

Жыл бұрын

Sounds like all religions to Me

@apadilla2322

Жыл бұрын

She was right when doing your own research

@brucefredrickson9677

Жыл бұрын

@@mobiscutts2397 finance...not religion.

401(k)s were started as a way to encourage tax-advantaged savings due to high taxes at the time.

@blackworldtraveler3711

2 жыл бұрын

I avoided pretax in my 401k and only contributed to aftertax and Roth. I didn’t fall for that in 1987.

I am single income living in California on a clerk salary. No family. No government assistance net worth > $1 million with paid for house, debt free, and 401K + Roth + Savings. I know coworkers like this lady who is now homeless living in their cars. Ken is correct. It is very important who you are taking advice from.

My father worked for a company that provided him a pension. When they shut the factory down he was forced to relocate to one of their other factories in order to finish his time and retire with a full pension or lose it all. One of the benefits of a 401K is that you take it with you so you're not forced to stay at one location or be put in his situation where he had to relocate.

@DaddychiLL6

2 жыл бұрын

And if he couldn’t move he would have lost it all so it really wasn’t his money and they give a percentage everyone month u have no control only with what they give u 😂😂 every month

@Zanarkendjp

Жыл бұрын

@@DaddychiLL6 I got control of where my 401k monies are invested into and I can see other options and make movements within my company 401k. I had a 401a with the state I live in and I didn’t know much about that money so when I left I withdrew it and out it into a Roth IRA. I don’t know where this, “no control of 401k” talk comes from…or maybe I just work for a better company that allows individuals to have control Of their 401k monies?

@k.k.9011

3 ай бұрын

Pensions are the best!

The first 401(k) was introduced in the late 1970s, 50 years after the great depression

Everyone is an expert on everything thanks to social media

@silverltc2729

2 жыл бұрын

@Mike Palmer She is the wife of the author of Rich Dad Poor Dad. She is an expert.

@whitmichelletv

2 жыл бұрын

So true 😂🤣🤣🤣

@anthonylozano8035

2 жыл бұрын

That’s not just anyone

@blackworldtraveler3711

2 жыл бұрын

I retired debt free in my 40s without social media and no expert. Just financially proactive with goals/interests in life and know what works for me.

@silverltc2729

2 жыл бұрын

@@blackworldtraveler3711 what % is your portfolio?

Saying "401(k)s were not invented to help people with retirement..." is the same as saying "Antibiotics were not invented to help people fight bacterial infections..."

The woman talking is Kim Kiyosoki, Robert Kiyosoki's wife (Rich Dad Poor Dad), they're all about cash flow and real estate investing. I used to watch them all the time, now I'm convinced Dave Ramsey is right on this stuff. Thanks guys! 😊

@phazon100

2 жыл бұрын

You dont own you 401k if you dont custody your asset.

@ellasoes8325

2 жыл бұрын

Even if she was successful by their way of making riches, she should NOT LIE about other ways.

@derrickjohnson467

2 жыл бұрын

I have listened to both sides for a long time now and honestly I see benefits in both. Just don’t take this one clip that is taken out of context as your sole opinion on Kim Kiyosaki. Listen to all of their stuff to really understand what they are saying.

@tommycoe2333

2 жыл бұрын

RK is a Quack

@ellasoes8325

2 жыл бұрын

@@tommycoe2333 Really? I have wondered about all these old "get rich quick this way" guys we've known for decades. I wonder how many people who follow their advice actually do get there. RK and many others are from the infomercial times. They seem innocent next to what's out there now. Nowadays, there's a whole new crop of guys lurking on social media who arrogantly SHAME other men as if they are losers if they don't get rich quick. Additionally, they brag about their own disgraceful decadence as the prize at the end of it all. Funny times.

Horrible tiktok advice? You don't say

Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. Compounding is the process of earning interest on your initial investment, as well as on the interest that investment earns. This means that over time, your investment can grow exponentially. So the earlier you start investing, the more time your investment has to grow through compounding

@c.t.u.o

Жыл бұрын

Nobody knows anything you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

@ktube2020

Жыл бұрын

@@c.t.u.o A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@kkybaggy

Жыл бұрын

@@ktube2020 my 401k has particularly lost everything gained since 2019, who is your coach if this is not too much i'm asking?Been doin sum research lately.

@ktube2020

Жыл бұрын

@@kkybaggy My advisor is NICOLE DESIREE SIMON , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

@kkybaggy

Жыл бұрын

@@ktube2020 she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

How do financial advisors not know who Kim Kiyosaki is?

@AK-47ISTHEWAY

9 ай бұрын

Because to my knowledge, she didn't actually write any books or teach any courses. Her ex-husband Robert was the brains of the operation.

Maybe she got mixed up with social security, cause that was established at the Great Depression and it does have a really bad rate of return!

@3ofus135

2 жыл бұрын

I thought the same thing.

@mmp495

2 жыл бұрын

Same here. She needs to do some good research 🫣

@blackworldtraveler3711

2 жыл бұрын

Social security is basically a “social” insurance program. It is supplemental and only to cover around 30% of retirement. Prevent destitution. I was even told this at the SSA office when I applied at 14 years old. Was up to the individual to create additional income and rate of return with other financial vehicles for retirement like savings,investments,annuities,passive,pension,insurance,assets,etc… Met way too many people that only depended on that “rate of return” you speak of for social security while volunteering for meals on wheels and food bank. Really didn’t work out well for them.

@sblijheid

2 жыл бұрын

@BlackWorldTraveler I was told by quite some old people that social security was advertised as a pension at inception. Of course today we know that's a bad idea.

@blackworldtraveler3711

2 жыл бұрын

@@sblijheid I can't take information at their word like that. I always thought 30 years of saving pretax in 401k was a bad idea so I only contributed to after tax and Roth and that turned out well in my case. My parents planned their retirement without social security. I took their advice and did the same without SS and pension. Was a good plan. My pension was cut in half and frozen in 2012 and still retired as planned.

Guess I’m lucky then…….my 401k has been the greatest thing I ever did…….on top of my defined pension I bring home more than when I worked…….so do want is best you Americans!!!!

I know these don't get a lot of views, but I love these reaction-style videos! I hope we can see more of them in the future.

"...I can't even think of something so stupid." 😂🤣

That's Kim kiyosaki! Robert kiyosakis wife. You know the author of rich dad poor dad! They are more geared for the advanced investor. Dave Ramsay's product is more for the newbie. Two completely different schools of thought.

@crashtestdummy1972

2 жыл бұрын

His advice is for people who can tolerate high risk. Dave is more for people who need to get out of debt, save and use 401ks, etc to build wealth. I think if you use daves plan while also considering that some risk can generate wealth is a good medium.

@anthonylozano8035

2 жыл бұрын

Beautifully said

@LiquidRetro

2 жыл бұрын

That may be but her history and reasoning of a 401k is just total bs. It may be out of context but she's still full of bull

@darkmediatracks

2 жыл бұрын

They had to know who she is.

@robnisbet6797

2 жыл бұрын

@@darkmediatracks they had to 😆

A million dollars ain't what it used to be, but there's no question that 401k accounts have made millionaires out of more people than any other financial vehicle, except perhaps real estate, but it's done so in a relatively short period of time.

@phazon100

2 жыл бұрын

On paper only .

@dc76384

2 жыл бұрын

Yeah a million dollars is dumb..especially the interest it generates.

@jamesjackson3588

2 жыл бұрын

Depends on multiple factors, life style, health, just to name two. Having a million dollars is still better then not having it.

@donjohnson1416

2 жыл бұрын

What a stupid comment. "A million aint what it used to be" lol. Its still pretty significant. Bring your BS elsewhere.

If they pitch a (no 401K or Roth IRA) approach they are trying to sell you a life insurance policy . 😂

@miabrwd

2 жыл бұрын

Or annuity 🤦🏻‍♀️

I would love to see Dave make his own tic toc videos I think it would be a great way for him to reach a younger generation and it would be great advice. 👍

If you max out (20% of gross income) your Roth 401K from age 25 to 75, you will have total financial security by age 60.

I love this. Wish there was more. So much false info going around.

i invested in a universal index life insurance policy fund thinking it was a good idea. after listening to ramsey and actually learning about it for myself rather than just taking the word of a salesman, i understand just what a piece of garbage it is now. thankfully i learned my lesson unfortunately it came at a cost but, you learn through experience. it doesn't surprise me that the salesman is pushing the fallacy that a 401k is a bad investment. it's sad because people buy into this garbage and therefore, allows him the opportunity to leach off of people and sell them a bad product.

I think she mistake 401(k) for social security. I believe Roosevelt created that after the Great Depression.

@Thurgor_Supreme

9 ай бұрын

I wish social security would get replaced with government sponsored 401k matching

When I look at my property taxes, it's no wonder that teachers are "millionaires". I am paying more towards their retirement than they are

@AK-47ISTHEWAY

5 ай бұрын

Some of your taxes are also going towards the road department, which, for some reason, doesn't know how to fill a pothole.

Absolutely brilliant 👏👏👏👏

Is anyone else getting the KZread ads telling them to replace the 401k with “whole life insurance”?

If it weren’t for Dave Ramsey, I would still be renting. Thank you Dave and everyone at Ramsey Solutions for making a difference in my life.

@user-td7xf3gz4l

2 жыл бұрын

What city

@abrahamflores2566

2 жыл бұрын

Funny.. a lot of people still rent because of Dave Ramsey

@unfairsanic5089

2 жыл бұрын

@@abrahamflores2566 because alot of houses rn are high and daves advise is to not buy it right now lolz

@abrahamflores2566

2 жыл бұрын

@@unfairsanic5089 no Daves advice is to buy when you are ready on a 15 year mortgage, but unfortunately 95% of people cannot afford 15 year mortgages on a payment less than 25% of take home pay. This is terrible advice that forces families to save huge downpayments for years and years while they throw money away renting. Also Dave already stated on his show multiple times he doesn't believe home prices will crash, he hinted he thinks we might see a 10% decline

@ZoomerAdvice

2 жыл бұрын

renting is often a better long term financial decision as a single individual

Quality advice! Glad your speaking up for truth.

@tracygaluszynski1868

2 жыл бұрын

We all know youtube is the place for Quality advice. 😆 🤣 😂.

Knew it, wholelife life insurance 🤣😂🤣

The version I heard is originally 401K was designed as an additional benefit perk for management, and was not intended as a full retirement plan for anybody.

@jenniferboyd6556

2 жыл бұрын

You are 100% correct.

@blaiktrout376

2 жыл бұрын

Didn’t know it was a perk for management at first. Thought it was used to cover for pensions.

@blackworldtraveler3711

2 жыл бұрын

All I know is I am retired debt free and financially free at 51 with a 1.9 million 401k waiting for me.

@stephenshapiro8404

2 жыл бұрын

@@blackworldtraveler3711 Good for you.

@stephenshapiro8404

2 жыл бұрын

@@blaiktrout376 I heard it on the radio decades ago. But can we trust what we hear on the radio (and now the internet)? LoL.

Ken is such a dad 🤣🤣🤣

“The google” 😂😂

My man said, I don't even know, I can't think of something so stupid.😆😆😆

2:52 Nice choice of words there Ken lol.

I can picture the different financial groups meeting up in an alley and having a gang fight like in the movie Anchorman w/ Will Ferrel.

I bet you anything that lady and the guy in agreement with her sell whole life insurance products.

That is Kim kiosaki, Robert kiosaki's wife

That looked like it was Robert Kiyosaki's wife Kim

My Roth is down 13% but I’m still putting money in. When we get out of this mini recession, gonna be sitting pretty like all the other Dave supporters. My generation was never taught how to save and slowly invest, instead make hopeless videos lol

@joedoe7839

2 жыл бұрын

My Roth 401K is down 20% from the start of the year. Yet, I will continue to put money in if not even increase the amount.

@tinalewis6782

2 жыл бұрын

I’m POURING as much money as I can into retirement investments to take advantage of the lower share prices! It’s like one of those Walmart price rollbacks!

@melifter8897

Жыл бұрын

Dollar-cost averaging.

That reaction was legit!

That's Kim Kiyosaki

401k Have exised 1978 in the tax code!

“The google”. LOL

She’s an expert at LYING!!!

I firstly thought he was mocking her

Happy Friday!

Thanks to all the social media we now have a million experts on every topic you can think of.

Kim Kiyosaki. You have no idea who this “lady” is? Well that backfired on you.

@jrwntctv8091

2 жыл бұрын

Nobody cares who she is. And nor should they.

@alinatamashevich3354

2 жыл бұрын

@@jrwntctv8091 Bingo!

Even if you actually think the 401K isn't a good retirement vehicle and falsely thing you won't get a return....you would be stupid not to get the match from your employer. By default, you are getting a 100% return lol

First Lady…. She’s not wrong. 401k was an add on to pensions and pensions are no longer around

@alinatamashevich3354

2 жыл бұрын

I offer both at my company!

"We don't know if they are a financial expert or not" - George Didn't George study film?

Amen Ramsey team, amen.

Why would anyone go get financial advice on anyone on TIK TOK.

The female speaking is Robert Kiyosaki's wife, Kim Kiyosaki. They're both against 401Ks but they're also both billionaires.

@unfairsanic5089

2 жыл бұрын

It work for them, but that dosent mean it will work for everyone.

@alexisliu6904

2 жыл бұрын

Exactly, they are no average joe just counting until the retirement days

@HarshRealityNewsletter

2 жыл бұрын

No issues with either of those statements. I was commenting specifically to them being dismissive of her stating that she's a "so-called expert." She's definitely an expert whether you agree with her position or not. It's turning into the Grand Cardone show these days.

@pojack9979

2 жыл бұрын

And they’re both for taking on as much debt as possible to invest in real estate.

@alinatamashevich3354

2 жыл бұрын

@@pojack9979 Go for it!

Why don’t y’all invite the Kiyosaki’s onto the show and have a conversation with them?

@SlimNubster

2 жыл бұрын

Because they have FUNDAMENTALLY different philosophies. Ramsey solutions isn't interested in trying to turn its audience to that because the success of the debt-free ideology is heavily concentrated in people who aren't otherwise very good with debt management so they're better off not having any debt at all.

@savvageorge

Жыл бұрын

​@@SlimNubster Exactly, the people who are good with debt management don't become millionaires, they become multi-millionaires and billionaires. The vast majority of people can't handle debt and the ones who can handle debt will still become rich even without debt.

I have a 401k, a 457, collecting a retirement, working as well as have a very substantial cash amount

Also where is this millionaires "study" you always cite? Which journal is it published so I can read it?

Get out of your 401k. If you dont have custody , dont have custody …

I trust the Ramsey show Not tik tok

Even if you match the a bare minimum of a company that matches 401k that’s free money plus money for the future. I mean just like like taking that money out of your bank every paycheck and saving it for whatever.

@blackworldtraveler3711

2 жыл бұрын

I never thought of it as free since it’s pretax. My additional wealth and gains from years of compounding,dividend reinvesting,stock/company splits,etc. in my Roth 401k and Roth IRA is free money in my case.

I saw this video and what I dont get is what is the alternative for the average worker? Pensions are gone for most. So if you dont have a pension, and you dont use a 401k, what do you do? Were all going to get older!

@alinatamashevich3354

2 жыл бұрын

401K First!

@joshm6529

2 жыл бұрын

Invest in assets

@imveryhungry112

2 жыл бұрын

@@joshm6529 a 401k is an asset

@sblijheid

2 жыл бұрын

The video wants to convince you to buy their insurance products.

@alinatamashevich3354

2 жыл бұрын

@@sblijheid Does your company/boss allow you to sell your competitions products and services? If so your statement is valid, if not lay off the hater-aid

Guys! "That lady?" C'mon! That's Kim Kiyosaki.. Robert Kiyosaki's wife.. ya gotta know this guys!

TikTok is the same website where people literally think they added water to fuel because gas stations don’t smell as much anymore 😑

@alinatamashevich3354

2 жыл бұрын

Tide Pods!

The song playing in the video is by Zack Hemsey called The Way (Instrumental version)

Not disagreeing with the points made by the Ramsey personalities but curious how many teachers use a 401k and how many teachers have pensions/state funded retirement that they aren't forced to contribute to

@robloxvids2233

2 жыл бұрын

That's one thing Ken said that doesn't make sense. He pointed to teachers and they don't even use a 401k. Ken isn't very smart in general.

The woman on the video is Kim Kiyosaki. She’s more of a fan of investing in real estate than stocks. Different strokes for different folks.

Wow!!! And I was starting to get a lot of video clips from this guy 🤦‍♂️

you guys are right the lady is wrong I'm pretty sure someone is paying her or did pay her in the past.

@silverltc2729

2 жыл бұрын

That lady is the wife of Robert Kyiosaki, the author of Rich Dad Poor Dad. She is richer than Dave Ramsey.

@anthonylozano8035

2 жыл бұрын

Just....shut up man

@BlueDauntless

3 ай бұрын

@@silverltc2729What does she owe? Dave doesn’t owe anyone anything. Can the same be said for her?

@silverltc2729

3 ай бұрын

@@BlueDauntless Dave owes the people who he told to sell their gold and silver at record lows. Gold and silver are real money. Fiat is government enforcing their way on others. He is part of the technocratic elite keeping people locked in this unfair system.

The majority of my net worth is in real estate and my IRA/401k. I also have a high cash value life insurance policy that I'm completely happy with. I don't consider it an investment at all - it's an alternative place to keep my emergency cash vs a traditional savings account. I don't like how the life insurance industry has touted their products. I think it does them a disservice.

And WA is encouraging people to take LTC plan from “state-certified” companies by waiving their WA LTC tax or we call “Secondary WA income tax”.

@ethannaka1822

2 жыл бұрын

If you don’t do it though you get stuck paying a fixed percent of your income .. so you have to get it placed private if you make enough

Eric Schmidt Google CEO was asked the downside of the internet they helped create? His reply ..We gave the idiots a amplifier..this is a good example

Lol I've seen that showing before

They also sell insurance that is ok right? (*Term).. it's not there fought ppl sign up for bad life insurance all the time

1978 is after the great depression.

@alinatamashevich3354

2 жыл бұрын

Maybe for you it is!

@BlueDauntless

3 ай бұрын

By how many decades?

maybe she meant that you shouldn't have it sit in a 401k, like you need to get it into index funds within a 401k and then it's worth it?

I have a buddy that believed in whole life as an old teenager till he was a 50 year old guy “his dad believed in them” he passed up on IRA’s of any sort till he dropped his whole life that he funded for 30 years. I don’t know if he received any return of any sort ( it’s a sore subject with him now as a retiree). I went the IRA route for a similar 38-40 year period and I’m still contributing to it. But I haven’t retired yet but it did OK but not what the Graphs I was shown could have been but good enough for me! Next year!🤷🏻‍♂️

I Googled it and 401k started in 1978-ish while Index Universal Life started in 1997-ish. That’s about a 20 year gap between the two. So, give it more time to see which is better. Anyhow, I’m not trying to argue, but each individual needs to find what works for them given their life situation and what they think is important for their current and long term goals. But, you gotta save something, right? :)

😂 isn't that Kim Kiyosaki?

That woman is Kim, Robert Kiosaki's wife

"Some lady...?" Lol dude that's Kiyosaki's wife. Smdh

She didn't calculate the guaranteed return that comes from employer match in many plans.

Thats Robert Kiyosaki's wife. Go figure.

Actually George they were not available for most people till the mid-1990's. I was there. before there was a pension with only a few of the largest companies and some others had a profit sharing program that usually was free money, but not much. A couple of grand or so every few years. My company first offered a 401k in 1997. I lost 20 years of working with no 401K available. It's the greatest thing ever and combined with direct deposit....what a break for a young person to take advantage of!

Aren’t most teachers on a pension plan?

@AK-47ISTHEWAY

4 күн бұрын

That or a 403(b).

this entire video is USA in a nutshell! lol

3:20 hilarious 😂😂😂 But seriously that is annoying when I see that

I know several IUL millionaires, I also know that 401k is great until you have to pull it out when income tax goes way up as we all know taxes will have to rise eventually. An IUL isn't meant to be a retirement plan, but it absolutely can offset some of that tax you will have to pay upon withdrawal because it grows tax-free and can be withdrawn tax-free. People pouring money into a 401k is not a wise retirement solution without understanding all the risks. There are many investment options out there... The biggest investment everyone should make is becoming financially literate so you know what is best for you.

Dave’s smart vestor pros also sell whole life insurance though? 🤣😂🤣

@jmb-cm7mr

2 жыл бұрын

Why would his vestor pros sell whole life when Dave only recommends term insurance?

Idk why ppl on tiktok think they can spit out lies and call it the truth.

@slaptwin7867

2 жыл бұрын

Welcome to america 2022

@anthonylozano8035

2 жыл бұрын

She has the social proof to say these things. You don’t know who she is. She is the wife of one of the richest investors in the world. Not just a random on tiktok

@crashtestdummy1972

2 жыл бұрын

@@anthonylozano8035 the problem is that, she basically says "this is bad" but offers no advice on what to do to save for retirement. 401k's do help save with retirement when you work at a company. There are other ways to save but if you work at a place who offers one, just take it. It will help you save.

@slaptwin7867

2 жыл бұрын

@@anthonylozano8035 thats fine and all but with one google search her entire argument or advice collapsed

@sblijheid

2 жыл бұрын

That's where the gullible people are. You can sell them anything.

Should they are not wrong, the 401k is an evolution of investment vehicles that started coming about in the 40s and 50s to try to get people back in the market. Also, ken hit the nail on the head when he said something along the lines of they are a part of retirement. They are not a full retirement vehicle. Also, the reason teachers can get away with just the 401k so often is that many of them have other retirement plans through their union that make up for their lower investments. They also have better job security than a lot of jobs, with less bounce around, meaning they consistently grow that account for 40 years, even at a smaller rate that adds up. Not that others can't, but a million dollars is not a retirement.

Imagine getting advice on anything from tiktok lol.

401K and 403b (non profits) are great returns 7-8% on the low end. My generation we just need to be careful with what we believe…. Wow

@Ronyron3053

2 жыл бұрын

The woman speaking is Rob Kyosaki wife Kim

@Chosengirl1

2 жыл бұрын

@@Ronyron3053 thank you for the information, I’ve read his books and I’m very familiar with their beliefs and their income streams that come from their courses and masterminds, my statement remains the same. We have to learn and grow, I’m a young millennial and I have seen where we believe so many things too quickly. Time is the biggest teller of all. God knows the truth, save and be wise. Simple.

@Ronyron3053

2 жыл бұрын

@@Chosengirl1 🔥🔥🔥🔥🔥😜😜😜😜 right on and also I follow you on IG

@Chosengirl1

2 жыл бұрын

@@Ronyron3053 thank you 😊

She is right saying a 401k is not the only thing you should have to retire.

That Kim Kiyosaki in that video? Robert Kiyosaki's wife?

Tik tok is a horrible place

That’s funny, but the older lady speaking is Kim Kyosaki. Robert Kyosaki’s wife. The real estate financial guy.

401(k)s are completely fine but there are certainly better options to grow your net worth. I would never recommend them but it's much better than nothing.

I have seen the video of this woman shared by so many of my connections on social media and it is scary how many of them are following advice like this. Heck, half of them already lost their shirts in the cryto game! You would think that they would learn that you shouldn't follow financial fads!

@howlbeast

2 жыл бұрын

I actually followed other advice from her which I agree her logic

@darrelllee2107

2 жыл бұрын

@@howlbeast - Logic? Her advice is based on fallacies. There is no logic to that.

@perrymusclesmarinaraenunzi1949

2 жыл бұрын

Deserve what get

@jgalvan09

2 жыл бұрын

@@darrelllee2107 what ???? lol what are you talking about ?

@jgalvan09

2 жыл бұрын

The woman talking is Kim Kiyosoki, Robert Kiyosoki's wife (Rich Dad Poor Dad), they're all about cash flow and real estate investing. youtuber