The only way to stop being broke

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  • @betterideas
    @betterideas10 ай бұрын

    For those of you who were here a few hours ago, THANK YOU for pointing out the upload error. If you could hit like, drop a comment and watch the whole thing for the algorithm that would be a HUGE help because this rocky start ain't gonna bode well. Love you all.

  • @rayanalzahrani8756

    @rayanalzahrani8756

    10 ай бұрын

    Hey there I love your videos and would you ever think about putting them on Spotify as much as I like looking at your bald white head I’d like to listen to your videos without my phone being open

  • @awildthatcher

    @awildthatcher

    10 ай бұрын

    Lol I was right in the middle of watching it!! But great to watch again!

  • @LIVE781REDRUM

    @LIVE781REDRUM

    10 ай бұрын

    Read Profit First My Mike Micowitz or something

  • @wildernaut595

    @wildernaut595

    10 ай бұрын

    :D ur welcome

  • @wildernaut595

    @wildernaut595

    10 ай бұрын

    also I have an english teacher that has an economic class where we read the richest man in babylon, thanks mr.borgelt!

  • @peterszilvasi752
    @peterszilvasi75210 ай бұрын

    TLDR; 1. Save minimum 10% of your income 2. Increase your income to save more 3. Invest the saving to have more income

  • @user-ob9zo9cr4c

    @user-ob9zo9cr4c

    10 ай бұрын

    cool cool and u practice it?? or just let's do some comments today? u investing in what??

  • @user-ob9zo9cr4c

    @user-ob9zo9cr4c

    10 ай бұрын

    10% income from regular person income? which is near 0?

  • @luxinvictus9018

    @luxinvictus9018

    10 ай бұрын

    @@user-ob9zo9cr4c two things. first, if your income is close to zero, this video is useless. For that, you have to go watch a video about how to get a job or set up an income. Second, what you invest in depends completely on where you live and how much you make. But i'll share my example. I'm a 25 year old living in a developing country. I don't make a lot of money yet. As soon as I started earning, I set up a life insurance policy (provided by our government) and every six months, I pay about a month's salary as premium. In about 15 years, i'll get all that money back with interest, It'll be almost 75% more than what I spent in total. It means that, even when i'm out of work or making less, my money is *still* growing for me. All I have to do is make sure I pay my premiums. As middle class people in our specific country, this is what we did. You have to find something that works for your country and social class. Find someone who can advise you. KZread grifters will never tell all this boring stuff, they'll just trick you into buying courses or crypto.

  • @Supdoode

    @Supdoode

    10 ай бұрын

    Thank you, had a feeling it was gonna be something dumb like this. Even seen someone say it’s a reupload. So clearly just click bait for views.

  • @bertmclin

    @bertmclin

    10 ай бұрын

    Legend you are! 🎯💫

  • @nobnol5045
    @nobnol50457 ай бұрын

    Paying $55 for a delivered pizza was a wake up call to me. A $4 Tony's or Red Baron would've done the trick but I was not sober and able to drive. Next day I stocked up on frozen pizzas and began to evaluate everything I was wasting money on.

  • @sl4983

    @sl4983

    4 ай бұрын

    Wow. Thanks

  • @philip7420

    @philip7420

    4 ай бұрын

    😂

  • @faustinreeder1075

    @faustinreeder1075

    3 ай бұрын

    My wake up call came when I kept a 1 month count on how much money I was spending on lottery, Red Bull, beer, and snacks at Chevron. I was embarrassed and then got mad about it.

  • @user-gw3lp3lb1o

    @user-gw3lp3lb1o

    3 ай бұрын

    And add your own toppings 😂

  • @mirandamiller2930

    @mirandamiller2930

    3 ай бұрын

    Your comment may be why this video showed up as a YT recommendation. My car broke down during the week we had sub-zero temperatures where I live. I'm allergic to pretty much everything on the planet, so I wound up spending $60 on gluten-free pizza deliveries (and got glutened anyway). Billionaires are building bunkers and stockpiling necessities; the rest of us should prepare for worst-case scenarios, too.

  • @yung1448
    @yung14489 күн бұрын

    “This is why you’re in debt”

  • @yung1448

    @yung1448

    9 күн бұрын

    The first step to building wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

  • @yung1448

    @yung1448

    9 күн бұрын

    I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

  • @yung1448

    @yung1448

    9 күн бұрын

    researvh the name, if you care.

  • @yung1448

    @yung1448

    9 күн бұрын

    REBECCA MARTIN WATSON

  • @DavidBeck-ne9gg

    @DavidBeck-ne9gg

    7 күн бұрын

    l’m amazed to partake on this, lt has rekindled the fire to my goals.

  • @aarongeddes6231
    @aarongeddes623127 күн бұрын

    Big ups to everyone working effortlessly trying to earn a living while building wealth. My wife and I we are both retired with over $2 million in net worth and all paid off debts. living smart and frugal with our money, made it possible for us this early, even till now we earn passively with our asset coach. Adapt to a lifestyle, be thrifty, set a budget, save money and build more streams.

  • @jessicamegan5850

    @jessicamegan5850

    26 күн бұрын

    Excellent choice having a great savings and more streams to earn makes life goal’s easier but our way of life needs better alternative,at the same time, people also need to be more responsible. I know for a fact that there's a lot of people that simply don't make enough, I make roughly hundred plus a year and in California, rent inflation alone eat up almost all of what I make, with dependents and other obligations included, it's easy to end up with zero. however it’s a good time to add to existing asset holdings as follow -on opportunities

  • @aarongeddes6231

    @aarongeddes6231

    26 күн бұрын

    I resonate with what you said ma’am, you could also take advantage of some growth stocks at the moment, every pro is currently bagging on some digital surge. For me, my coach Deron cirillo my advisor has been using every opportunity to ensure I benefit, well positioned as I’m also privy to improve. It completely changed the approach for me, feel free to write direct to help construct your approach as well.

  • @davegustavo4726

    @davegustavo4726

    26 күн бұрын

    I have got he's resume, also part of an audience with Deron cirillo, a huge economical nerd, these well anticipated results has impacted a lot of exposure for me.

  • @rahultoggi4672

    @rahultoggi4672

    26 күн бұрын

    I have got Deron résumé, also part of an audience with he’s options, a huge economical nerd, these well anticipated results has impacted a lot of exposure for me.

  • @kellenpatton8176

    @kellenpatton8176

    26 күн бұрын

    Wow I bet you got yourself some solid portfolio.

  • @daiseman
    @daiseman10 ай бұрын

    Solid advice. I grew up in a poor household and was neglected during my childhood. After being kicked out and living on my own, I've quickly learned the importance of a dollar. Landed a full-time job at 17, and invested the remainder of my first paycheque after clearing monthly expenses. I've done that every paycheque since. Paid my own way through part-time school while working full-time and renting a small apartment. Lived frugally, never buying anything I didn't need, but instead spent cash on experiences and whatever it took to meet the right people. 25 years later my family and I are financially independent, and travel the world on a whim. My investments pay all my expenses. But I continue to contribute all excess cash to my investments, and otherwise spend little (15 year old car and cracked 5-year old smartphone because it still works!). Wealth is there for the taking-- it requires direction, discipline and TIME. Of course living in a relatively wealthy country, in terms of both GDP and opportunity, certainly helps!

  • @memos106

    @memos106

    10 ай бұрын

    what innvestments did u make?

  • @fullygoated1449

    @fullygoated1449

    10 ай бұрын

    everybody got a sad story

  • @daiseman

    @daiseman

    10 ай бұрын

    ​​​​@@memos106ersified ETFs, mutual funds and some select stocks in a dividend portfolio. DCA'ing in weekly, pretty much-- regardless of the market conditions. Fortunate enough to have kept my job through past three recessions, during which I bought more into the market. Biggest regret was not buying real estate to take advantage of the casino it's turned into today, and not buying Apple at >$2 Regardless, key is to be frugal and not keep up with Jones', honestly.

  • @earlgrey2130

    @earlgrey2130

    10 ай бұрын

    Think about this: When you say "My investments pay all my expenses".. who is really paying your expenses? Your investments don't create any products or offer services that have any value. They are nothing but a virtual variable in a virtual system. They don't do anything good for anyone. There is a finite amount of currency in circulation. If you gain money without offering a product or service in return, someone has lost that money. It doesn't just appear out of thin air. So if someone loses money without you giving anything in return.. you just stole from someone. And in this financial system that means money was ultimately generated on the backs of disadvantaged nations, crime or environmental damage. We may look at investments as a harmless thing because it looks so clean. But if you look at what it really means then you figure out "investments" are the same as human trafficing, narcotics, deforesting the amazonas or any other dirty business where people get rich by taking/harming others. Playing the financial system for any gains is nothing to be proud of, but to be ashamed.

  • @Leopar525

    @Leopar525

    10 ай бұрын

    @@earlgrey2130you are so wrong on this one, however I don’t have time at the moment to explain to you a zero sum game mindset vs a growth mindset. Maybe in the future, good luck

  • @tomp8688
    @tomp868810 ай бұрын

    I started with a $500 investment in some concrete tools and learned how to finish concrete. 10 years later I don’t do concrete anymore but we do about $5m a year. The most important thing I learned is to just start doing something. You figure out what works and what doesn’t along the way.

  • @jimmyhuynh127

    @jimmyhuynh127

    10 ай бұрын

    How did you become successful?

  • @Veganisbadhunter-wx5nt

    @Veganisbadhunter-wx5nt

    10 ай бұрын

    @@jimmyhuynh127 Wealthy people are afraid of leaves also. Start your own business doing things for rich people that they would rather pay people than do it themselves.

  • @amazonjunglez1188

    @amazonjunglez1188

    10 ай бұрын

    ​@@Veganisbadhunter-wx5ntLike what exactly?

  • @drewtakesprofit8897

    @drewtakesprofit8897

    10 ай бұрын

    @@amazonjunglez1188 literally anything home renovation or upkeep wise is a great start. I own a house painting company. marketing towards the wealthier in town. build a brand. home owners bat an eye at paying a premium when they know the job will get done the right way

  • @wealthbytes

    @wealthbytes

    10 ай бұрын

    Nice work! It's all about taking action and just start doing. Then you start going through a bunch of ideas. Many fail, but you can hit on one that can change your life financially. It's just about doing!

  • @WillieNickell
    @WillieNickell18 күн бұрын

    Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

  • @mikey43221

    @mikey43221

    18 күн бұрын

    Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate.I am under pressure to grow my reserve of $250k.

  • @tmer831

    @tmer831

    18 күн бұрын

    This is why I've entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

  • @lawrencedyke

    @lawrencedyke

    18 күн бұрын

    Please will you be kind enough to share the details of the person that helped you?

  • @tmer831

    @tmer831

    18 күн бұрын

    'Vivian Carol Gioia' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @lawrencedyke

    @lawrencedyke

    18 күн бұрын

    Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.

  • @georgeh.5126
    @georgeh.51262 ай бұрын

    My wife and I came across your videos few months back and it changed our lives for good. We resolved a bad debt of $156k in just 5 months. Our emergency funds is currently being built by savings. We have also started saving for retirement. Please we'll appreciate a video on the best retirement investment with let's say over a 1million bucks. THANK YOU!

  • @aureliobjm

    @aureliobjm

    2 ай бұрын

    You guys should consider financial planning, cos' whether you work to earn income or invest to earn, it still boils down to income vs expenses. So yeah, you should look into licensed investment brokers for a strategy that suits your timing in this time of wealth transfer.

  • @josephbush

    @josephbush

    2 ай бұрын

    This is why having the right plan is invaluable, my $710k portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a more figures ballpark goal this 2024

  • @MarvishaN

    @MarvishaN

    2 ай бұрын

    @josephbush Could you be kind enough with details of your advsor please?

  • @josephbush

    @josephbush

    2 ай бұрын

    She's known as 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

  • @MarvishaN

    @MarvishaN

    2 ай бұрын

    Just reached out to her since I need all the assistance I can get. I just scheduled a caII. Thanks a lot

  • @ziiphiree
    @ziiphiree10 ай бұрын

    So broke I had to get this video notification twice

  • @betterideas

    @betterideas

    10 ай бұрын

    lmao

  • @NyahPM

    @NyahPM

    Ай бұрын

    😅😅😅😅

  • @ZaharaImole

    @ZaharaImole

    Ай бұрын

    I pray you become richer then you ever been z

  • @nursenatalie2.081

    @nursenatalie2.081

    Ай бұрын

    😂😂😂😂😂

  • @ZaharaImole

    @ZaharaImole

    29 күн бұрын

    @@nursenatalie2.081 I want to hear more about your nurse stories should I subscribed to your channel

  • @captainalpha4853
    @captainalpha485310 ай бұрын

    Another thing to consider is to know the difference between desires and needs. Buy as least desires as possible. Thanks for the video!

  • @Toyota4Life

    @Toyota4Life

    8 ай бұрын

    I believe you should still buy your desires, but just be smart about it and think long-term about that purchase. How does it affect you after the honeymoon stage?

  • @latanyaconlontl5849
    @latanyaconlontl5849Ай бұрын

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

  • @belljoe

    @belljoe

    Ай бұрын

    Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

  • @Robertgriffinne

    @Robertgriffinne

    Ай бұрын

    The rich Invest in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment...

  • @smithlenn

    @smithlenn

    Ай бұрын

    I thought about investing in the financial market, I heard that people make millions if they know the tricks of the trade, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $160,000 but it's hard to bite the bullet and do it.

  • @rannyorton

    @rannyorton

    Ай бұрын

    The best course of action if you lack market knowledge is to ask a consultant or invest-ing co-ach for guidance or assistance. Speaking with a con-sultant helped me stay afloat in the market and grow my port-folio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment

  • @smithlenn

    @smithlenn

    Ай бұрын

    I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

  • @ANiCKiN
    @ANiCKiN8 ай бұрын

    "perfect is the enemy of good" this shit hit.

  • @utopiadweller
    @utopiadweller10 ай бұрын

    4:20 pay yourself first! 6:30 increase your ability to earn through education. 7:20 video editing. 8:15 monitor what you’re consuming - is it distracting me or helping me help others? 9:00 copywriting. 9:28 what’s occupying your mind. 10:20 audible sub. 12:05 save your money. 12:50 inflation 14:33 start learning to invest. 14:44 diversify. Land. Gold. Index funds. 16:00 solve a problem

  • @troycarpenter3675

    @troycarpenter3675

    8 ай бұрын

    Hero of the comment section 👏

  • @sct4040

    @sct4040

    7 ай бұрын

    I learned to save and invest first then live on the rest, save more if possible. Did that for 30+ years and now wealthy, not poor and old.

  • @7Brenda.Aguilar

    @7Brenda.Aguilar

    3 ай бұрын

    Appreciate you!

  • @raulcovarrubias5285

    @raulcovarrubias5285

    2 ай бұрын

    Thanks for taking the time fam ✊️

  • @JazerMedia
    @JazerMedia10 ай бұрын

    "Perfection is the enemy of progress." Just get out there and start guys, take action. You don't need to, and never will, know everything before you start doing something.

  • @franko8572

    @franko8572

    9 ай бұрын

    “Don’t let perfect be the enemy of good”.*

  • @klayvonisme

    @klayvonisme

    7 ай бұрын

    That’s so often what happens to me. Client’s repeatedly hire me because of my excellent work, but striving for perfection limits my progress. I suffer from the “paralysis of analysis”. I micro manage so much in my mind, that I’m exhausted before I start the project. It’s near impossible for me to expand because of my quest for perfection.

  • @danaraprapanca1856

    @danaraprapanca1856

    6 ай бұрын

    I agree with your statement, friend 👍

  • @theemperorsnaked2760

    @theemperorsnaked2760

    2 ай бұрын

    "Better" is the enemy of good. I learned that from an anesthesiologist. Think about it. If your patient is doing good, don't risk a complication by trying to make them "better".

  • @thalyatherese

    @thalyatherese

    2 ай бұрын

    i don't even know what to start with

  • @DMS4yt
    @DMS4yt5 ай бұрын

    Just what I needed after a long day! This video is a reminder that setbacks are just setups for comebacks. We're stronger than we think. Keep pushing forward, everyone!

  • @YLZN0013
    @YLZN00139 ай бұрын

    I think we all here needed this talking to. Thank you brother.

  • @myceliasedits2704
    @myceliasedits270410 ай бұрын

    Not spending $250k on a soda can steered by a madkatz controller to see the Titanic is also a good way to save money

  • @domenik8339

    @domenik8339

    10 ай бұрын

    A mistake most only make once.

  • @nuckm

    @nuckm

    10 ай бұрын

    "soda can steered by a madkatz controller" LOL you just made my day, this some moistcritikal poetry right here

  • @jsimp4050

    @jsimp4050

    10 ай бұрын

    Too soon. 😂

  • @emilyinnoire

    @emilyinnoire

    10 ай бұрын

    Too soon 🤣

  • @JB-mb6lm

    @JB-mb6lm

    10 ай бұрын

    Hahaha😂

  • @tyrael2012
    @tyrael201210 ай бұрын

    This video hit hard. I work my butt off literally helping save lives in an ER as my main job. And look at my checking account with negative balance. Management has made it harder to pick up extra hours... I have so many bills at the end of the month that I'm essentially saving for each month. Those small little endeavors for new clothes or a night out with my girlfriend are all I have to look forward too. But... I do have a lot of free time. Enough time to start a small business or pressure wash around my neighborhood. Maybe hedge trimming. I love outdoor physical work.

  • @shiningjewel4034

    @shiningjewel4034

    10 ай бұрын

    go for it! you are enough!

  • @scottbarnett3566

    @scottbarnett3566

    10 ай бұрын

    Nurse then? Pays pretty well

  • @kiaharper7172

    @kiaharper7172

    10 ай бұрын

    ​@@scottbarnett3566 depends on where you are my dear. My sister does billing for a law firm and makes more per hr than a full time RN in many southern states. No wiping ass, no getting assaulted lol.

  • @scottbarnett3566

    @scottbarnett3566

    10 ай бұрын

    @@kiaharper7172 well it does pay pretty well - southern states or not. Bare in mind the cost of living is often lower too. Anything ADN or above with 2+ years experience makes higher than the nat ave. You are absolutely right though - the getting assaulted is not a great deal of fun!

  • @technician-tony

    @technician-tony

    9 ай бұрын

    Cut your expenses, sell your car payment, live frugal, don't be flashy and stop going out to eat. Bring your lunch, don't buy. These are only some of the things that helped me.

  • @jedidia3260
    @jedidia32608 ай бұрын

    Man this cure a little bit of my depression. I needed this.

  • @jrmalcaraz
    @jrmalcaraz2 ай бұрын

    You have explained it very well. Thank you. Paying yourself first is actually a simple concept yet only few people grasps it's potential because they get overwhelmed with the distance and uncertainties between the place they wish to go and where they currently are. They refuse to even try.

  • @eric_martindale1711
    @eric_martindale171110 ай бұрын

    Oversimplifying? Simplicity is the mother of mastery. Sometimes we need to learn things that we already know, but in the simple and direct way. Great video.

  • @rommix0

    @rommix0

    9 ай бұрын

    Indeed and not over simplify it in a condescending way.

  • @annaleah7890

    @annaleah7890

    8 ай бұрын

    Sometimes, obvious things need pointing out

  • @ComfortAjibola
    @ComfortAjibola10 ай бұрын

    I'm reading a book on how to manage your money like a Grown-up and realise that I need to be more meticulous about spending money, track my habits and find ways to trick myself into being more financially responsible. It is really about a mindset cycle.

  • @victorgonzalez4791

    @victorgonzalez4791

    10 ай бұрын

    What’s the name of the book?

  • @rollandjoeseph

    @rollandjoeseph

    10 ай бұрын

    Probably a Dave Ramsey book

  • @thissunchild

    @thissunchild

    10 ай бұрын

    *_"Finding ways to trick myself"?_* 🙄

  • @MrMrilikepie1234

    @MrMrilikepie1234

    10 ай бұрын

    @@victorgonzalez4791 It's probably "how to manage your money like a fíng grown up" by sam becksinger. Read it a while ago- biggest takeaway was to start investing early (investing not trading) and that you shouldn't use active funds- rather passive funds as you won't make as much due to fees.

  • @Veganisbadhunter-wx5nt

    @Veganisbadhunter-wx5nt

    10 ай бұрын

    Listen man.... you are better off spending your money on sex, drugs, and rock-n-roll.

  • @jeremygood3246
    @jeremygood32467 ай бұрын

    "if you don't find a way to make money while you sleep you will have to work hard until you old".

  • @alicemark5918

    @alicemark5918

    7 ай бұрын

    When you invest, you're buying a day you don't have to work

  • @lindapoplin7150

    @lindapoplin7150

    7 ай бұрын

    ​@@alicemark5918Assets that can make you rich Bitcoin Stocks Real estate

  • @kingbush9328

    @kingbush9328

    7 ай бұрын

    You're right, it's obvious a lot of people remain poor due to ignorance, it's better to take risks and make sacrifices than to remain poor

  • @leahmolly9150

    @leahmolly9150

    7 ай бұрын

    I recently got into forex trading and im already marveling over the profits I'm making, I'm like " how the hell have i been sleeping on this

  • @claresmithy4667

    @claresmithy4667

    7 ай бұрын

    Same here, I wish I knew about this Bitcoin trading earlier, brace up and get yourself some Bitcoin before it's too late

  • @sidschukowv6677
    @sidschukowv66774 ай бұрын

    I'm not in any financial issue situation, yet i'm getting so much value from you that it's nuts. Thank you so much for sharing your better ideas with us!!

  • @kingssman2
    @kingssman210 ай бұрын

    Having 10% deposit automatically into savings has been a blessing. You forget how much is in there until you really need it.

  • @domenik8339

    @domenik8339

    10 ай бұрын

    That is an incredibly privledged, exceedingly rare situation to be in. You are part of the top 10% of society if you can put away 10%. For most that means total financial collapse.

  • @SuperPatJelly

    @SuperPatJelly

    10 ай бұрын

    ​@@domenik8339 I'm poor as dirt and I've been putting away 10 percent.

  • @SilverHawk214

    @SilverHawk214

    10 ай бұрын

    I having a savings account and checking account under the same bank so I put everything in savings first. Then I can only pull from savings 6 times a month so it keeps me very cautious.

  • @SilverHawk214

    @SilverHawk214

    10 ай бұрын

    @@domenik8339 Wrong, though many put that 10% into charitable giving if they are Christians/LDS

  • @domenik8339

    @domenik8339

    10 ай бұрын

    @@SilverHawk214 Which comes with all support of the church, valued far more than that 10%. So privledged you don't even know.

  • @shakeitoff1000
    @shakeitoff100010 ай бұрын

    Isn't it crazy that people like you are providing such critical information for free? We are so fortunate

  • @TrumpForPrison2023

    @TrumpForPrison2023

    10 ай бұрын

    It's not free. You are paying with your time, which is worth more than money.

  • @Alphastorm7

    @Alphastorm7

    10 ай бұрын

    Like above, there's probably good books out there that you could read about this topic too, but it's definitely not free. You are the product.

  • @stardust6870

    @stardust6870

    10 ай бұрын

    He receives money from our views.

  • @SuperDuperTrey

    @SuperDuperTrey

    10 ай бұрын

    @@Alphastorm7not arguing ur comment other than letting u know Richest man in babylon is on yt

  • @wertydeluxe1405

    @wertydeluxe1405

    10 ай бұрын

    Nah it’s free

  • @rifkatuumar1734
    @rifkatuumar17347 ай бұрын

    Thanks for this amazing information !! If you don't find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life

  • @fatimagonimodu8434

    @fatimagonimodu8434

    7 ай бұрын

    You're absolutely right, to be a successful in life required not only hard work but awareness and sometime opportunity at the moment, investment remains the best way to start.

  • @kabiruisah9660

    @kabiruisah9660

    7 ай бұрын

    I agree with you. Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed return.

  • @rahmatumustaph1609

    @rahmatumustaph1609

    7 ай бұрын

    yeah investment is the key to sustaining your financial longevity but venturing into any legit investment or business without a proper guidance of an expert can lead to great loss too.

  • @stephenadiela-xi6nd

    @stephenadiela-xi6nd

    7 ай бұрын

    ​@@rahmatumustaph1609Exactly and many of us don't know where to invest our money so we invest it on wrong place and to the wrong people

  • @ashtonakhtar5892

    @ashtonakhtar5892

    7 ай бұрын

    ​@@stephenadiela-xi6nd Obviously talking about been successful, I know I am blessed if not I wouldn't have met someone who is as spectacular as Debra Barton

  • @ZebstrikaGirl
    @ZebstrikaGirl7 ай бұрын

    I'm starting simple and this video was encouraging thank you. I'm starting from scratch after leaving an abusive workplace. I didn't get another opportunity until 3 months later and have pennies left until the first check hits. I had savings, etc but now that I'm in a kinder workplace that understands my disabilities I can begin to rebuild and have mental energy to focus on a creative side hustle I wanted to start.

  • @UTP504

    @UTP504

    7 ай бұрын

    Good luck, I’m happy you got a new job. People with disabilities are treated horribly in the workplace and school. I’m dyslexic.

  • @notsteve5927
    @notsteve592710 ай бұрын

    “Are you excited about the new Bethesda game that will never come out?” Jeez, you didn’t have to burn me this hard man 😢

  • @caradepollasucia

    @caradepollasucia

    10 ай бұрын

    haha tes vi or starfield ?

  • @maze-nc1ut
    @maze-nc1ut10 ай бұрын

    I grew up, poor my whole life and understood nothing about accumulating or retaining wealth. It wasn’t until I started saving 10% of everything I made when I realized how powerful that is. After a couple years of doing that at one day, found myself talking to one of my richest clients about business and such. Anyways, when I told him out, save 10% of what I make the only thing he said to me was “ save 30%” that was some of the best advice I had ever gotten in my life and now I’m at the point where I save anywhere from 40 to 60% now if I want to go on a trip and spend $5000 it doesn’t even dent my pocket. When I do spend a piece of it, I pay myself back 10 to 20% the quantity every time I get paid, including my 30%.

  • @jvanellei3615
    @jvanellei3615Ай бұрын

    I really appreciate your videos and all of the content you made over all these years. Im thankful that i get to watch your content. Keep going. Youre doing amazing.

  • @gracecuff8515
    @gracecuff85154 ай бұрын

    I needed this message -it encourages me that I can learn an avenue for me BABY STEPS! You are a GREAT communicator - rock on with Instagram and the next and the next. Thankyou 👍

  • @ablakeslife
    @ablakeslife10 ай бұрын

    Ima watch this back twice. I hate upload errors and honestly, it’s one of your best.

  • @betterideas

    @betterideas

    10 ай бұрын

    Thanks Blake! You're a real G

  • @BlazeWolf9511
    @BlazeWolf951110 ай бұрын

    I was only able to save money because I live at home. And even then it wasn’t very much. Saved up for 4 years and had a nice sum as a result, but, I ended up even more depressed Then I already was. I decided to take a break for a few months and even got to visit some of my friends who lived in another state. Even while dedicating a significant portion of my income to saving, it’s very easy to lose it if a mental or physical crisis happens. Its really disappointing.

  • @KittyKits-ju8vz

    @KittyKits-ju8vz

    10 ай бұрын

    Underrated comment. A restrictive life style requires mental stability and health. Hope your doing okay now ❤

  • @GrippeeTV

    @GrippeeTV

    9 ай бұрын

    Exactly dude money doesn’t buy happiness if you’ve got no one to share that happiness with or a hobby that helps you decompress - unless you’re a narcissist or sociopath and simply don’t care about other people.

  • @moniquerichards6099
    @moniquerichards60998 ай бұрын

    I have listened to a few of these videos but this one really resonated with me.. I need a simple method to start at the beginning baby steps. Some of these people on KZread jump 10 steps forward and then I'm totally lost because you can't run before you can walk ! Thank you

  • @oakandiron_
    @oakandiron_9 ай бұрын

    Seriously… thank you so much for this. So encouraging. 🤝

  • @Slite
    @Slite10 ай бұрын

    your videos are really helping me think through a tough period im having, thank you man

  • @s0naai864

    @s0naai864

    7 ай бұрын

    dont forget how you got kicked of chronic

  • @KamokgeloSello
    @KamokgeloSello10 ай бұрын

    I like before even watching the video....because this guy is changing my life.....I take a daily dose of your content...because man I don't know who you are or what you do but just know that on the other side of the planet your videos are helping transform lives. I Love You man!!!

  • @MrVallekralle
    @MrVallekralle4 ай бұрын

    So much truth, thank you for putting your wisdom out into the world! I really appreciated it!

  • @JeremyRogers5
    @JeremyRogers55 ай бұрын

    *I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

  • @RobertDavid212

    @RobertDavid212

    5 ай бұрын

    Investing in many sources of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

  • @michaelsalinas5572

    @michaelsalinas5572

    5 ай бұрын

    Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.

  • @LanceMclendon

    @LanceMclendon

    5 ай бұрын

    @@michaelsalinas5572It's really not easy trading this market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

  • @johnwilliam8061

    @johnwilliam8061

    5 ай бұрын

    @@LanceMclendonwanted to trade, but | got discouraged with the market price fluctuations~>

  • @SarahWheeler79

    @SarahWheeler79

    5 ай бұрын

    I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Bitcoin and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

  • @familyguypro1
    @familyguypro110 ай бұрын

    Real ones know this is a reupload

  • @samuelbeatsminecraft2049

    @samuelbeatsminecraft2049

    10 ай бұрын

    Facts

  • @jacobw.2829

    @jacobw.2829

    10 ай бұрын

    it blocked the video mid way watching it 💀

  • @betterideas

    @betterideas

    10 ай бұрын

    Let's goooooo

  • @Ericaaaaaaaaaa

    @Ericaaaaaaaaaa

    10 ай бұрын

    The first one was getting stuck in the middle for me for some reason.

  • @rroy9985

    @rroy9985

    10 ай бұрын

    @@jacobw.2829damnnnn they really trying to bring you down 😂😂😂

  • @annajames229
    @annajames2292 ай бұрын

    Thank you this was the best advice ever online so far! Bless you

  • @jenniferburbank6777
    @jenniferburbank67777 ай бұрын

    Fantastic video and information. The entire time I was thinking….. this guy is brilliant and the way in which you share information seems genuine. Thank you my friend!

  • @lauravsthepage
    @lauravsthepage10 ай бұрын

    I very much relate to the chucky cheese analogy. I am very guilty of acting like a fool for 30 years, buying trinkets and treats, treating my money just like some dumb kid that won big at that spinny lights game at the arcade. Blablabla bad habits from my parents blablabla. Being a fellow Canadian, watching the housing market here in the GTA has given me this hopeless “might as well just order ubereats again since saving for a house is impossible" attitude which I know isn’t helping anything. I really need to find a way to bring in more money.

  • @GoblinsAreAGirlsBestFriend

    @GoblinsAreAGirlsBestFriend

    10 ай бұрын

    UberEats has also created a lot of difficulty for a lot of people, I think. Getting takeout is now so incredibly low effort and low resistance.

  • @EdekLay

    @EdekLay

    10 ай бұрын

    Seems like there is more temptation to degenerate than ever, fast food, drugs etc... However the choice is always yours. Same goes for so many modern things. Are you gonna use your phone for good or endlessly scroll social media? That's why I love J Peterson. Gotta aim at something, if you don't know what that is, pick something!

  • @HenkZ-po4fw

    @HenkZ-po4fw

    10 ай бұрын

    What helped for me is, when tempting to order something, look up the recipe. Calculate the cost of making it yourself + time spent (and cooking skill improved). If you think it's worth it, by all means, do it. But 99% of the time, you're better of making it yourself (duh). Anyways, I don't order in or take away, just because it hurts me spending all that money, just on a bit of food. Guess it's the kind of mindset you'll need in order to save it. Another thing is, calculate the money you save by making it yourself, compounded over say... 20 years. If you only save 100$ a month by cooking more yourself, that'll be $51041,- compounded by 7% interest over 20 years. That's enough motivation for me :)

  • @Mikey__R

    @Mikey__R

    10 ай бұрын

    I cook in batches and aim to always have meals ready to go in the freezer. Saving money needs the same mental hygiene as losing weight, you need the same discipline and fortitude to not give in to immediate temptation. It's not easy, especially if you've got an executive function disorder, but it can be done.

  • @shyofthemoon1175

    @shyofthemoon1175

    10 ай бұрын

    Delete the app and cook for yourself, you'll save so much money and it's better for your body. Also, the book he mentioned is really good, I've read it. The Richest Man in Babylon by George Samuel Clason.

  • @CoughitsKath
    @CoughitsKath10 ай бұрын

    I've heard pay yourself first as financial advice for ages but the way you explained it was the first time it really clicked for me. it seemed like a simple enough concept but for some reason I never really was able to integrate it in a meaningful way. I appreciate your explanation and i think it will improve the way i think about incoming cash. thank you!

  • @despise9255
    @despise92559 ай бұрын

    Thanks for the upload. Always a joy to watch your content, seems to come just at the right time.

  • @zoltanolah4388
    @zoltanolah43887 ай бұрын

    Genuinely love your content, always informative and entertaining

  • @amin_dhou
    @amin_dhou10 ай бұрын

    Hard work and outputting value to others other than yourself. That's how you make income. Save it and you won't be broke!

  • @jonatanolsen37
    @jonatanolsen3710 ай бұрын

    I dont make alot of money, but i still own a house in a pricey area, a decent car and i can go on atleast one vacation and several long trips per year. The key is to always save a little bit of your income, spend less on shit that you dont need, and to bring your leftovers to work the next day 😅

  • @MaiChiPham-fz4tr
    @MaiChiPham-fz4trАй бұрын

    I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm glad I learnt early in life to work hard for financial freedom.

  • @Celikmanzerrin

    @Celikmanzerrin

    Ай бұрын

    Based on personal experience working with an investment advisor, I currently have $1m in a well diversified portfolio, that has experienced exponential growth. It is not about having money to invest in stocks,but also you need to be knowledgeable, persistent, and have strong hands to back it up.

  • @MaiChiPham-fz4tr

    @MaiChiPham-fz4tr

    Ай бұрын

    Yes, it feels overwhelming when you are making good profit $73,900 weekly.

  • @MaiChiPham-fz4tr

    @MaiChiPham-fz4tr

    Ай бұрын

    @@TroySanders-kd1nx Doreen Morris as the licensed fiduciary i use. She is always active on TLG. @doreenmorriss 💯that’s it =reach 4 advice and set up an appointment..

  • @AngCarnathan

    @AngCarnathan

    Ай бұрын

    @@MaiChiPham-fz4tr Yes Doreen Morris helps everyone in general. Investing with Doreen now instead of parking money in the bank would make thousands of dollars weekly.

  • @ChrisCapehart-ng5bq

    @ChrisCapehart-ng5bq

    Ай бұрын

    @@NicholasMorris-wp7hi Thanks for the advice! I'm new to financial planning and wasn't sure where to start.

  • @JR-_-2010
    @JR-_-20107 ай бұрын

    Well said video. Thank you so much for posting.

  • @TheN0mad93
    @TheN0mad9310 ай бұрын

    I am still watching your video. But really thanks so much for your helpful content. You have helped me to shift my mindset. I have lost 4KGs in 3 weeks and starting hitting the Gym. Thanks so much. Please keep it up. Thanks thanks thanks 🙏

  • @MikaHakkinen83

    @MikaHakkinen83

    10 ай бұрын

    You’re getting out of the rut.

  • @masterkc

    @masterkc

    8 ай бұрын

    Very nice, but you don't need the gym, man. Learn about fasting and go for a walk ,do some basic exercises at home, and you're set. But if u really need the gym for your mental health or something, then that's fine.

  • @mrs.quills7061
    @mrs.quills706110 ай бұрын

    You have no idea how much this has helped me. I’ve heard about paying yourself first and I’ve been making extra money selling vintage stuff on eBay we have lying around and on Etsy I’ve been selling my art. I invested in a cricut machine to make stickers and also a button maker. I felt immense guilt because it hasn’t taken off how I want, I get sales but it’s not consistent, but you’re so right investing doesn’t have to be like the stock market and it’s something I really enjoy doing. It makes me so happy to see the kind messages and reviews people have left me! I’ve also been doing commissions and applying to freelance work too. The earnings I make I’ve been dumping into a high yield savings account and not touching it either, but it takes time as you said and I guess this is how I diversify because it’s not enough to have a regular job anymore and I see the greater potential to work for myself at this point. It also made me feel better too what you said about what you consume, I play video games to unwind, but when I’m at work or drawing I’m consuming content like this or podcasts to better myself and skills. Thank you so much for this video man 🙏

  • @rayzerot

    @rayzerot

    10 ай бұрын

    You've really got a lot of hustle! I'd recommend a diversified index fund from a company like Vanguard or Fidelity to put your money in so that the money you have at the bank isn't losing money to inflation. If that makes you uncomfortable then at the very least I would move the money to a money market account (not a money market fund, that's a different thing). The money market account gets a much much higher interest rate (5% currently) while still be FDIC insured and some of them let you write checks. Don't throw money away to inflation!

  • @jjkomer125
    @jjkomer1257 ай бұрын

    Love you Man!!! This is my second vid. New sub. You are speaking realism and truth!!! Keep on, Keeping on!!!!

  • @sunnysanjo
    @sunnysanjo10 ай бұрын

    Commenting to help engagement, this video really helped me out to really look inside and determine what I want out of myself and my financial future.

  • @betterideas

    @betterideas

    10 ай бұрын

    Thank you Sunny!!

  • @thefunfam1433

    @thefunfam1433

    3 ай бұрын

    10’percent is 500 dollars I do not have that.

  • @Ogu_nip
    @Ogu_nip10 ай бұрын

    Thank you again this will help me and my parents ❤️ love your videos keep it up

  • @edward.abraham
    @edward.abraham7 ай бұрын

    Great video. For me I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.

  • @james.atkins88

    @james.atkins88

    7 ай бұрын

    There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

  • @hunter-bourke21

    @hunter-bourke21

    7 ай бұрын

    I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

  • @Kim.beneteau

    @Kim.beneteau

    7 ай бұрын

    @@hunter-bourke21 I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.

  • @hunter-bourke21

    @hunter-bourke21

    7 ай бұрын

    *Camille Alicia Garcia* , maintains an online presence that can be easily found through a simple search of her name on the internet.

  • @Kim.beneteau

    @Kim.beneteau

    7 ай бұрын

    @@hunter-bourke21 Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @lb9371
    @lb9371Ай бұрын

    You now have a new subscriber. Thank you for the down to earth, interesting to listen to and very inspirational info.

  • @blademontane
    @blademontane10 ай бұрын

    Always solid advice. Gotta get to bed but going to give it a watch in the morning. Got to get my finances in order so my wife and I have been researching methods of budgeting using cash instead of just money in the bank

  • @MikaHakkinen83

    @MikaHakkinen83

    10 ай бұрын

    This a powerful trick to fool yourself. Use only cash to spend. First you pay your mortgage or rent, phone bill etc. and then you have a few envelopes for each month where you put cash for necessities you need to spend on. First envelope should be groceries, second can be gas or hobbies etc. When you have spent your cash, it’s over. You can’t spend more. This was a piece of advice from a financial coach. Wanted to pass it along, wish it serves you well. Cash is way harder to spend than to save.

  • @xXmasaroXx
    @xXmasaroXx10 ай бұрын

    Dont think you are over simplifying things at all....in fact, this allows alot of us to gain unique perspective to our own situation. Love your content, thank you for the inspiration!

  • @katec9893
    @katec98932 ай бұрын

    Good video. I've always had the opposite problem, I have struggled to find well paying work I like despite a lot of skills and qualifications, but I'm frugal so I'm great at not spending a lot of money whilst still having a decent quality of life ie cooking from scratch, growing my own food, sewing, crochet, charity shopping, bargain hunting, checking receipts and not buying the latest products or many branded products. This year one of my goals is to become better at earning money and becoming more financially literate in general.

  • @beckz4952
    @beckz49527 ай бұрын

    Hey, I've been watching your videos for a while, and they're always inspirational, but this video I definitely needed to hear. I've been on this financial Journey for years, and needed a reminder of ground zero. Your advice is always genuine.

  • @Chick4Biden2024
    @Chick4Biden202410 ай бұрын

    Thank you for the info. You did a really great job breaking these principles down into manageable parts rather than reading these books through. These are timeless. I'd like to invest in REITs and a startup. Thanks again

  • @kevin-haggerty-khmp
    @kevin-haggerty-khmp10 ай бұрын

    Dude I appreciate this one. I had been doing this and it got all screwed up during a custody case for my daughter. Needed this dude

  • @Omilloadams
    @Omilloadams8 ай бұрын

    That 10% saved my financial situation

  • @D-A-N-
    @D-A-N-8 ай бұрын

    Realistic , relevant, practical! Thank you

  • @caseyrogers935
    @caseyrogers93510 ай бұрын

    Really appreciated this video brother. You’re right… all things I’ve heard a million times and am not doing… but I have to start. The timing of this was divine for me. Thank you! All the best 🤙

  • @TheAxeaman

    @TheAxeaman

    7 ай бұрын

    How did it go? Did you end up getting rich by other peoples labor?

  • @mikecustoms
    @mikecustoms9 ай бұрын

    This hits hard as 6 months ago, I was unemployed and could not get a job to save my life in my field at least, well, somebody gave me a chance but I had to learn completely new skills in a matter of days, 5 months later, I'm learning code from scratch at the same company, I'm earning more than I ever did before but more importantly, I'm making myself more marketable in a field that pays really well

  • @AC313_

    @AC313_

    9 ай бұрын

    Any tips on learning code?

  • @sanduantoci281

    @sanduantoci281

    9 ай бұрын

    ​@@AC313_first do research about coding and what programming languages there are, you choose which one suits you the most. After you find a course, it can even be a KZread course, doesn't matter. Finally, you have to practice practice practice. Slowly get better, learn the concepts, find some people who also code and learn together. Build projects.

  • @gwendolynmeredith5779

    @gwendolynmeredith5779

    7 ай бұрын

    Code. ,as in ? Morse code

  • @JohnLaird7
    @JohnLaird77 ай бұрын

    Absolutely correct! Great video! ❤

  • @tracystokes6299
    @tracystokes62999 ай бұрын

    Straight forward, valuable information. I appreciate it😊

  • @miznikki2u
    @miznikki2u10 ай бұрын

    Excellent video! Folks who have this issue/think about money this way, consider getting yourself a “treat” drawer! I HAD to do this. Essentially, when I have a little extra money that I can splurge on something with, I will buy myself a couple of treats online. For me, It’s usually clothes. Then, when they come in the mail, I will go stash them somewhere. When weeks go by and I’m feeling that retail therapy urge, I will instead go to my treat drawer and I am instantly satiated and no money from my paycheck was spent. I do this about 4 times a year and usually budget to spend around $200 max on my “treats”.

  • @raqif1973
    @raqif19739 ай бұрын

    Thank you for providing us with such a wonderful and detailed ideas. This video popped up on my feed at very good time, you helped me to get my mind right. I hope you have a great day.

  • @kamed.
    @kamed.2 ай бұрын

    Awesome Job! Thank you for your CANDOR, and humor! Keep it coming!

  • @Nick94MI
    @Nick94MI10 ай бұрын

    Another great video! And just at "the right time" for me. I've realized and have started to really crack down on how much I spend on useless crap (mainly on amazon) as well as eating out or even just going to pick up the food vs having it delivered. I've also started to put 5% aside from each paycheck- I want to get to 10% soon, but I have a 6-month old son, so I just want to make sure I can be stable with what I put aside first before I pull the trigger on a full 10% lol.

  • @neuralnoise06
    @neuralnoise0610 ай бұрын

    The overall relaxed manner in which you present this information as well as the funny analogies etc makes it way easier to absorb than when listening to someone else presenting virtually the same information in overly complicated finance terms, very well structured and helpful, thank you very much for taking the time to share this

  • @Toyota4Life

    @Toyota4Life

    8 ай бұрын

    Agree the way he presented it make it much more understandable

  • @Peshiolini
    @Peshiolini7 ай бұрын

    I read a similar book and it changed my life too so I understand this. I always pay myself and see the fruits of my labour this is the most important thing. If not why work

  • @IgnitionDiecast
    @IgnitionDiecast4 ай бұрын

    Yours is the most important channel on KZread for me at the moment. Incredibly high quality advice.

  • @Maguirehook
    @Maguirehook2 ай бұрын

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last 4months of 2023….

  • @Rita-vd2tx

    @Rita-vd2tx

    2 ай бұрын

    Wow that's huge, how do you make that much monthly?

  • @Maguirehook

    @Maguirehook

    2 ай бұрын

    I don't comfortably throw recommendations around on the internet,but I've been working with 'Amelia Jason'. God, she's brilliant! I'm sure there are others who are good.

  • @Maguirehook

    @Maguirehook

    2 ай бұрын

    she's mostly on Telegrams, using the user name.

  • @Maguirehook

    @Maguirehook

    2 ай бұрын

    @AmeliaJason11..’

  • @Maguirehook

    @Maguirehook

    2 ай бұрын

    When sending her a message do ensure she’s VERIFIED” cause a lot of imposter out there., .

  • @FirstnameLastname-wt5sd
    @FirstnameLastname-wt5sd10 ай бұрын

    He is like Mark Zuckerbergs human brother

  • @rec-re-ate8723
    @rec-re-ate87239 ай бұрын

    You simplified this for me. Much thanks! 👏 👏 👏

  • @lazyshinobi2861
    @lazyshinobi28618 ай бұрын

    I really needed to hear this ❤

  • @whynotanyting
    @whynotanyting10 ай бұрын

    My dad convinced me to shovel snow for a couple days in winter. I set a flat rate of $20 for every driveway. Big mistake. I would spend 10 minutes shoveling one driveway then spend over an hour shoveling another. Luckily the owner of the bigger driveway paid me a little extra, but holy hell that was quite the workout.

  • @italico2792
    @italico279210 ай бұрын

    Wow such an interesting video! Thank you! I'm broke because I don't work but I'll be starting to work very soon hopefully. I've always been the kind of person that didn't think about financially freedom. Crazy as it may sound, I was raised to not think as a " free" man. At the age of 14 tho I started to save up money and it compounded over the time and I'm happy for that. Lately thanks to you and others youtubers that talk about finance I'm discovering new sides of me and the urge of be independent is high. Another issue of mine is that I consume too much self development content and use my time to learn foreign languages. Languages are a double end sword. They let you open new opportunities but if you don't use them on a daily basis they can be useless as an exchange value you were mentioning in the video.

  • @jds2056
    @jds20569 ай бұрын

    I thought this was gonna be some boring advice. This actually opened my mind up you made some incredible points

  • @TheApostleDmichael
    @TheApostleDmichael9 ай бұрын

    Thanks for this video brotha🙏🏼🙏🏼🙏🏼

  • @Maceromi
    @Maceromi10 ай бұрын

    Most people “failing at the basics” isn’t why they’re in poverty, poverty isn’t a personal failure. The top 1% keep the working majority in the bottom 10% by hoarding over 90-95% of the profits that those workers Labor help make and giving their workers the scraps (aka exploitation). Billionaires sustain a power structure in which the vast majority of working class people will continue to work despite being exploited through coercive power. They do this by hoarding and gaining monopolies over all the resources those workers rely on to survive: water, gas, electricity, food, housing. They “inflate” the prices of all of these things but not workers wages to basically put workers in the position of having to work or starve (COERSION). Well Over 50% of “inflation” since the pandemic began accounted for corporate profits, so it’s not inflation, it’s price gauging for profit. They misinform and manipulate the public through media and propaganda: billionaires own 86% of the media in the Uk (it’s a similar if not worse setup in the US), this manipulation and misinformation serves to make the public less aware of how they’re being exploited & to instil goals like consumerism/materialism/individualism/classism/nationalism/ableism/believing society is meritocracy etc to ensure workers will continue to work hard despite being exploited and will be blaming work ethic, individual choices, immigrants and disabled people for theirs or others lack of wealth and not the billionaires who are exploiting the working majority. I’d highly recommend watch the video “the problem with hyper-individualism” on KZread to see concretely how poverty is not a personal failure and cancelling Netflix subscriptions or not buying lattes isn’t the reason why people aren’t better of financially. Sure if you can save 10% for yourself it’s sound financial advice but sad this channel is doing the “don’t buy lattes” classism. I guess its a self help channel and unfortunately the massive pitfall of self help is that you can’t individual solution or self improve yourself out of systemic problems. The fixation on becoming an exceptional individual being the sole source of happiness or a route to success which will bring happiness is a lonely cold road. As someone who spent years stuck in the self help sphere: Community and collective care will bring you far more happiness than self improvement.

  • @Andrei-cp5jr
    @Andrei-cp5jr10 ай бұрын

    Yes, I am investing. I did the same saving on the side you talked about. I figured I had enough knowledge to be comfortable with trying to flip cars. I bought my first car a few months ago and I've been working on it in my free time. Either way I'll make a small profit when I'll sell it. I'll buy another car after that and do the same thing. It's pretty fun. I should maybe also add the fact that I'm a college student and I'm not an expert in fixing cars. Neither do I have much money. I just enjoy working on and learning about cars. I've already learned a lot! Just like you said, you have to keep improving. A lot of the tools I needed were bought from the money I saved and the best thing about it is that the tools themselves are kind of an investment, since next time I won't have to buy them again, so I'll make more profit. The money doesn't work for me yet, but that's because it's small amounts. Maybe when I'll buy a future classic I could say I let the money work for me, since a car like that usually gains value. Either way, starting some kind of business would ultimately be the way to go. I've been thinking about free safety training for drivers (the kind where you learn how to control suddenly skidding cars, brake without ABS and test out the tire limits). The money would come from advertisements. I'll just have to run some numbers and check whether it's feasable, but I think there is a chance because of the many benefits. My message to eneryone is that if you are passionate about something, you can do it even if it sounds like a big risk. You will adapt quickly and you won't even feel stressed about it because it's your passion and it's the thing that makes you happy in the end. When you start to pursue your passion, you will realize that all the distractions (TV, video games, social media, food...) suddenly lose relevance in your life. You won't longer need them.

  • @777jrg

    @777jrg

    10 ай бұрын

    What if your passion are videogames?

  • @smuggler9837

    @smuggler9837

    10 ай бұрын

    Never had any passion in my life, what can I do?

  • @Andrei-cp5jr

    @Andrei-cp5jr

    10 ай бұрын

    @@777jrg I can't give you any field specific advice, but I guess you could start with buying and selling video games. I know there is a market for vintage video games and consoles. Maybe also start a youtube channel where you talk about them for more publicity?

  • @Andrei-cp5jr

    @Andrei-cp5jr

    10 ай бұрын

    @@smuggler9837 Idk how old you are but I assume not older than 30. I know a person who started college at 37 in the field of economics. They worked as a nurse for 10 years before that. It's never too late to find something that you like.

  • @ishmaelarroyo4727
    @ishmaelarroyo47279 ай бұрын

    I needed this video thank you 🙏🏽

  • @loft006
    @loft0065 ай бұрын

    thanks. Straight forward, not flashy, good analogy and most important, I needed to hear that.

  • @CarsonBosworrh

    @CarsonBosworrh

    5 ай бұрын

    I'm a full time day trader, I make 20% per day - reaching out to people who want to make money because it's a way that anybody can make money no matter who you are @loft006

  • @CarsonBosworrh

    @CarsonBosworrh

    5 ай бұрын

    And I started with $80 and 4x'd in one month

  • @12Wp909
    @12Wp90910 ай бұрын

    Many people struggle right now to meet their basic needs. (Food and a home) "Just set aside 10% of your income" is way too simplistic advice. Of course being aware what are fun trinkets and determining if it is really worth is, is good advice. As wel as investing a part of your income. But please acknowledge that demanding higher wages is also a very good way to stop being broke. Many times the only way.

  • @jennifer7648

    @jennifer7648

    10 ай бұрын

    Exactly what I was just thinking. We don't have enough to pay for bills let alone the fun trinket extras like that. So how in the world are we going to save the 10%???

  • @saucytuna502

    @saucytuna502

    10 ай бұрын

    @@jennifer7648 stop wasting ur money

  • @stachowi

    @stachowi

    9 ай бұрын

    You’re going to take this the wrong way, but it’s coming from someone who grew up broke and retired at 30… you’re not worth that much because you don’t have the skills… money flows to value. You earn money and it goes to buy shit you value, proving my point. Do yourself a favor and buy and read the book “millionaire fastlane” by MJ Demarco I would have dreamed someone gave me that book to read when I was younger… the ball is in your court, if you ignore this advice you’re going to have a long and hard life.

  • @martymcyourflysdown6872

    @martymcyourflysdown6872

    2 ай бұрын

    @@stachowi That’s just simply not true. Look up “Congress vs SPY 2023” and that proves it because they provide little to no value outside of making themselves rich. Usually the most skilled people are broke, Only specific fields can even make you rich. And hard work will never get you rich either, Only smart investments will. Period. The rich aren’t skilled workers risking life and limb working machinery or anything. No that would be the hard workers lime myself, However once I realized I’d rather die than be a CEOs financial cuck I started my own business and do pretty well for myself now. They raised retirement age to 70, life expectancy is 76 now. So mid life is about 35 and they expect us to work till we die. Only the lucky and privileged kids who got to focus on their lives and skills rather than say, Getting bullied and traumatized, Those are the ones you speak so highly of but it’s ignorant because not everyone faces the same challenges. Most people would have offed themselves 5 times over in my shoes. I did off myself twice but survived and came out on top, The joys of corporatist America, The divided states. 🇺🇸

  • @simonelvins742

    @simonelvins742

    20 күн бұрын

    Smoking cigarettes is a crazy expense : $70 for 25 G here in Australia now. Imagine if you saved that and put it in a high yield savings account.

  • @BH-ix7nq
    @BH-ix7nq10 ай бұрын

    Also something I'd like to add is it's not always about how much you make, it's about how much you can save (and then hopefully invest). For example: if you make $90,000 but only save $5,000 a year vs $70,000 but you're able to save $10,000 every year. Who actually makes more money? You might think "well the person with 90k gets to spend more of their money so their quality of life is better" you've just fallen into what Joey described as the trinket trap. Ask yourself how much of your junk actually brings you real happiness, genuine happiness. And remember that you have to find places to put your stuff and maintain your stuff and secure your stuff. You'll probably either try to convince yourself that these material things do in fact make you happy, or realize that the things that make you happiest are people and your relationships and experiences with them. However that may look. I would love a follow up video talking about this. How society has failed, or even tricked, us into believing what happiness ought to be, rather than what it actually is.

  • @mesh6432

    @mesh6432

    10 ай бұрын

    saving money is a illusion with that growing inflations....

  • @gonrak8796

    @gonrak8796

    10 ай бұрын

    @@mesh6432 spending it is 100% lost so might as well keep some, even if it doesn't grow as much as inflation.

  • @sethgleason7611

    @sethgleason7611

    10 ай бұрын

    @@mesh6432 wrong. smp500 beats inflation, and thats the most general of indexes.

  • @BH-ix7nq

    @BH-ix7nq

    10 ай бұрын

    @@mesh6432 so what's your suggestion?

  • @Ericaaaaaaaaaa

    @Ericaaaaaaaaaa

    10 ай бұрын

    ​@@mesh6432tell me you didn't watch the video without telling me you didn't watch the video.

  • @sadeorjay
    @sadeorjayАй бұрын

    THIS WAS SOO GOOD! Thank you for this!

  • @marissachapman1022
    @marissachapman10222 ай бұрын

    Love this! Thank you for this video! ❤

  • @ghostpimp
    @ghostpimp10 ай бұрын

    Living paycheck to paycheck is literally depressing

  • @mattvalentin7330
    @mattvalentin733010 ай бұрын

    I’ve always struggled with money and always think “I’ll save and figure out how to invest later when I actually make enough money” I’m realizing now like u said, something is better than nothing. So I just put away 10 percent of what I have made this summer in a separate place and im forgetting abt it for now. Will come back to it later when I know what to do with it. Thank you

  • @ayork4161
    @ayork416126 күн бұрын

    I just found you today! I've subscribed and excited by your message. Sincerely enjoy your YT presentation and your delivery is very understandable--seems other financial based pods have not started out basic enough for me, at least! I have felt like I was sitting in a 6th grade class but I had not yet been to 1st grade. Seems it was assumed I was starting out with more basic info than I actually had. Your 'step 1' is, for me, an encouraging guide and 'do-able' place to put my foot on a roadmap that seems hopeful to create a plan and a journey that could possibly 'NOT LEAVE ME BEHIND AND I DON'T JUST FEEL OVER-WHELMED, DEFEATED, STUPID, A FAILURE WHO IS LESS THAN THE REST OF THE PACT, UNABLE TO KEEP UP WITH THE CONTENT DELIVERY, DRINKING FROM A FIRE HOSE INSTEAD OF A GLASS!' I'm ADD (not hyper, rather inattentive). Staying focused finding ways to effectively/efficiently/quickly return to to the big picture, the map, the process, and the destination, visually- keep regularly refreshing my commitment to each step toword a consistent destination is my challenge due to the 'slipped gear' in my brain lending to ease of getting distracted and off focus; all of which is the achilles heel I must control. What helps this snag is a manageble system with simplicity and clarity getting started and regular weekly coaching! Hoping your podcast can assist😊 The best of success to you as you grow. Your presentation and transparency is your fertilizer for growing your channel, HEY, YOU ARE A NATURAL! ay

  • @scubbarookie
    @scubbarookie3 ай бұрын

    Your honest approach and your way of explaining things got me to subscribe. I like that your not promising to make people wealthy and speaking out of content. Thank you friend!✊

  • @Zachucks
    @Zachucks4 ай бұрын

    Please don't stop adding this kind of value to people's lives. The content may seem so simple and it may seem like it should be common sense, but we live in an age where people are born and raised without this common sense. Everyone needs this, so thank you for helping people get the information they need to be better in life.

  • @ominousvirus5278
    @ominousvirus527810 ай бұрын

    2:35 “We are all in Chuck E’ Cheese.” - Joey, 2023 But so true 😂 Thanks for giving us your time to give knowledge on life!

  • @BH-ix7nq

    @BH-ix7nq

    10 ай бұрын

    It's all starting to make sense